Introduction to ayurveda

Ayurveda is a Sanskrit word, derived from two roots - ayur (which means life) and veda (knowledge). Knowledge arranged systematically with logic becomes science. During the due course of time, Ayurveda became the science of life and now called so. It has its root in ancient vedic literature and encompasses our entire life, the body, mind and spirit. Another longer definition of ayurveda goes: ayurhitahitamvyadhe nidaanamshamanam thathaa vidyate yatra vidhwadhihi tatra ayurveda uchyate. This verse takes us to a deeper level to understand what ayurveda is. Manifestation of Creation: From the essence of satva the five senses are created:- Ears to hear, skin to perceive touch, eyes to see, the tongue to taste, and the nose, to smell. The essence of rajas is manifested as the five motor organs: speech, hands, feet, genitals and the organs of excretion. The mind is derived from satva, while rajas is manifested as prana, the life force. The tamasic quality is also responsible for the creation of tan matra, the subtle elements, and from whom the five basic elements are manifested. They are space, air, fire, water and earth. Space: Expansion of consciousness is space and space is all enclosive. We need space to live, and our bodily cells contain spaces. Air: Its representative in the body is the biological air, responsible for movement of afferent and efferent, sensory and motor-neuron impulses. Fire: Where there is movement, there is friction, which creates heat, so the third manifestation of consciousness is fire, the principal of heat. Water: Because of the heat of the fire, consciousness melts into water. Earth: The next manifestation of consciousness is the earth element. Because of the heat of the fire and water, there is crystallization. According to Ayurveda, earth molecules are nothing but crystallization of consciousness. The Three Doshas: Vata, Pitta and Kapha The structural aspect of the body is made up of five elements, but the functional aspect of the body is governed by three biological humors. Ether and air together constitute vata; fire and water, pitta; and water and earth, kapha. Vata, pitta and kapha are the three biological humors that are the three biological components of the organism. They govern psycho-biological changes in the body and physio-pathological changes too. Vata-pitta-kapha are present in every cell, tissue and organ. In every person they differ in permutations and combinations. According to Ayurveda, there are seven body types: mono-types (vata, pitta or kapha predominant), dual types (vata-pitta, pitta-kapha or, kapha-vata), and equal types, (vata, pitta and kapha in equal proportions). Every individual has a unique combination of these three doshas. To understand individuality is the foundation of healing according to Ayurveda, "The Science of Life" - http:// ayurvedichealth.4t. com



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6 things you need to know to find perfect corporate entertainment

The wrong entertainment can ruin an event and, worse yet, project the wrong image about your organization. The right entertainment creates a positive buzz among participants and a favorable impression about your company or non-profit. How do you tell right from wrong when booking entertainment? The more you know – both about your event and the talent available – the better off you will be. 1. Know your objective. What do you want your event to say about your organization? Do you want to come across as cutting-edge and daring, or is a more conservative image more appropriate? Choose entertainment that reflects the right image for your company. 2. Know your budget. Entertainment can run as little as $500 for a local act, to well over $1 million for nationally-known talent. Don’t waste time pursuing entertainment that you can’t afford. Set a budget to narrow your choices. 3. Know your audience. Is your audience young, older or a combination? Is it mostly men or women? Will couples be attending, or will you be hosting a crowd of co-workers? Do you want to book an act that will encourage dancing? Will people be relaxed and in a partying mood, or will they be more sedate and professional? If you understand your audience demographics and mindset, you can avoid booking entertainment that might annoy, offend or even bore participants. 4. Know your theme. A 50’s sock hop or a disco ball can be a lot of fun, but your audience may not want to listen to 50’s music or disco for the entire night. Pick an event theme that is broad enough to accommodate entertainment that appeals to a wide range of tastes. Use dйcor to create your theme. Better yet, select the perfect entertainment first and build a theme around it. 5. Know your production costs. You may be able to afford the talent, but can you afford the cost to produce the show? Many people overlook or may not be made aware of additional expenses associated with lighting, sound system rentals, union regulations, insurance, overtime fees, and stages when they book an act. Make sure you know all your production costs and budget accordingly. 6. Know when to hire a pro. A talent agency is often the fastest – and most economical – source for entertainment for an event. A talent agency can quickly connect you to the best acts in the business and help you choose entertainment that will be right for your event. Talent agencies with experience booking national acts have the expertise necessary to negotiate contracts and, even more importantly, hospitality and performance riders. They can make sure you don’t end up paying for non-essential or duplicated expenses. Talent pros can also clue you in to hot entertainment trends or less expensive routing dates on a specialty act that might turn your function into the “event of the year.”



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How the jeep got it s name

Where did the name come from? Not from the original designer and builder, the Bantam Car Company. It wasn’t Willys, the famous manufacturer of the Willys MB, either. Ford didn’t pick the name when it was making the GPW, and the U. S. Military never designated the term either. Truth be told, no one knows for sure just how the name “Jeep” came about, but the one common thread is that all of the theories relate to a sort of general population adoption of the term. There are a number of theories on the origination of the name. There are reports that the term “Jeep” was used in Oklahoma in the 1930’s to describe specialized trucks used in drilling for oil, and that was how the term was later used by those from the area in describing the Willys MB. Others believe that the name came from a slang abbreviation of the term G. P., which was an acronym that stood for General Purpose vehicle. The trouble with this theory is that the term General Purpose was reportedly used to describe the US Army’s quarter-ton reconnaissance vehicles, and not the Willys. Further, the Willys MB was designated for specific duties and was not referred to in Army circles as a General Purpose vehicle. Along similar lines goes the theory that the name was a one-vowel slang word replacement for Ford’s description of the vehicle (the Ford GPW now commonly referred to as the Willys GPW), which referred to it as GP. The G stood for government use and the P referred to its wheel base size of 80 inches. When Ford began making these vehicles some people may have found it difficult to call it a Willys since it was actually manufactured by Ford. Another explanation of the name has it that it was based on a character from the Popeye comic strip in the 1930’s that was known as Eugene the Jeep. This little guy was from another dimension and was blessed with the ability to go anywhere and do anything. He went through walls, scaled huge trees, flew, disappeared, etc. There wasn’t anywhere Eugene the Jeep couldn’t go. The theory goes that US soldiers were so impressed by the Willys go-anywhere performance that they began calling it Jeep after the character. We’ll probably never know the answer to how the name Jeep began, but maybe that’s a good thing as it adds to the mystical allure of this American icon. You can still find replacement parts for the Willys MB and the Ford GPW at many places. One of these can be found at http:// xtremeterrain. com



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Do a background check first before you hire someone detectiveunlimited

Today, numerous companies conduct background checks, including several firms that offer their services over the Web. And while it’s important to find a company that’s competent at verifying credentials, it’s also crucial to check for the right things. "The level of deception that exists is frightening. A lot of people think nothing of misrepresenting their qualifications and lying about past events," says Lou Adler, president of Power Hiring. In the past, courts have consistently ruled that employers are liable for the actions of their workers while on the job -- a fact that makes screening even more imperative. Depending on the particular position, it might be necessary to check applicants’ driving records, criminal history, educational achievements, and references, and to verify whether they actually worked where they say they did. Foreign workers must have an H-1B visa, and obtaining information from foreign institutions can prove difficult. Further complicating things is the easy availability of false documents over the Internet and, increasingly, outright identity theft. "An employment offer should be conditional on passing a background check," observes Jane Paradiso, recruiting solutions practice leader at Watson Wyatt Worldwide. "These days, the stakes are too great to ignore.

" DetectiveUnlimited provides powerful background check features with extreme ease of use, making it an ideal choice for home users or professionals alike, all from the privacy of your own home. Unlimited searches! Investigate Anyone in any US State and Country Online. Plus Complete sources for ALL Public & Vital Records. Advanced Tools for People Searches. A Massive Collection of Investigation resources. These resources are used by private eyes & law enforcement agencies around the world. This is the 100% legal, private and accurate way to conduct your own research & investigations. Public Records, Birth Records, Court Records, Criminal Records, Social Security# Records, Police Records, FBI Records, People Search, Property Records, Arrest Records, Bankruptcy Records, Childcare and Nanny Screening, Felony Arrests, Inmates locator, Judgment Files, Plaintiff/Defendants, Adoption Records, Probate Records, Death Records, Sex offenders, Skip Tracing, Small Claims Records, Unlisted home & cell phone numbers. Marriage Records, All Vital Records. Warrant Files, Unlimited Background Checks, Divorce Records, Criminal Record Checks, Identity Theft, Fraud and Alias Files, Military Records, Birth and Marriage Certificates, Legal Records, Genealogy, Employee Background Verifications, Prison Records, DMV and DUI Files, and much more!! http:// detectiveunlimited. com is your online detective..



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Building a stellar business one employee at a time

Top businesses that continually lead their industry clearly understand a simple fact: People are their most vital assets. Every employee plays a key role in the company. In today's climate, your company cannot afford redundant employees. All businesses are run and operated by people. Each person makes decisions every day based on what that person believes and values. When a person makes better value decisions, it generates better results for the company. A quantum shift begins, one that most other businesses dream about. Now, there's a way for every company to turn that dream into a reality. Executives who excel know what their people value. Employees who align their values with their actions make better and more profitable decisions. One way is to ask each person what is important in life. Some will be crystal clear and will be able to tell you, others will have an idea and others still will be uncertain. Executives who lead know what their people value, the strengths they possess and the roadblocks they experience. Employees want to know what causes their roadblocks and how to eliminate them. Companies can develop their people to make better decisions and commitments that are critical to the success of the business. Helping employees understand themselves better is vital to the success of the employee and the company. There is a little known science that can help called Axiology. It's the study of values and judgments. The pioneer and leading authority in Axiology, Dr. Robert S. Hartman spent most of his life studying and teaching human values. Using advanced mathematics and calculus, he developed the "Hartman Value Profile" as a tool to help individuals and organizations know their values with certainty. The value profile provides a way to harness a person's strengths and talents, and not allow "weaknesses" and blind spots in thinking get in the way. The result: companies become more successful and of higher service to others. Four of Dr. Hartman's friends, Abraham Maslow, Albert Ellis, Erich Fromm and Victor Frankl were leading authorities in the field of human understanding. These colleagues agreed that Dr. Hartman's "scientific" discovery of the three dimensions of value put him in the company of Galileo and Copernicus. In 1973 Dr. Hartman was nominated for a Nobel Prize. The question is, if the Value Profile is so accurate and effective, why haven't most businesses heard of it? If it can give you so much insight into a person's talent and ability, why aren't more companies using it? Says John Beaton, President of Team Results, Inc., "Companies don't know about Axiology and the value profile because nobody has told them about it. Axiology is a little known science and the Value Profile an even lesser known tool. It's our mission to bring Axiology and the profile to individuals and companies throughout North America. Axiology is a major step forward in understanding and developing people." The Hartman Profile provides insights on how a person's values can be best utilized at work. Individuals discover their hidden skills and how to tap into them. It provides critical information on where a person's attention is focused. It pinpoints what they overlook ("blind spots") and how clearly they see and understand what is going on around them. It goes further; it explains how balanced or biased a person's thinking is, and how that thinking influences their choices and decisions. How does this help the Executive create a stellar organization? By knowing ... really KNOWING and not guessing what are the strengths of every employee, and in which areas are the roadblocks. The value profile helps people make better decisions. The Executive will know which employees are best suited to work on which projects. There is less downtime on projects and more cost savings on project and lower stress for everyone. Executives can use the value profile to better identify, screen and promote the top performers in their business. This tool reveals the best capacities of existing employees, enabling you to build and lead a stellar business. Imagine the effect of releasing the full potential of all your employees by taking advantage of all their strengths, while eliminating most of the roadblocks that stop them? By knowing employee values, the Executive can place people in the best positions where they will thrive and drive the organization to stellar heights. (c) 2004, Team Results Inc. and Axelrod & Associates. All rights in all media reserved. Right to publish this article is granted provided the article and the by-line are reprinted intact.



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Feathering your retirement nest

What will you look for as you approach your “golden” years? Will it be an affordable condo on the golf course with room for the grandchildren to visit? Must it be close to friends and family or new “senior” friends living close by? Should it be near good medical facilities? The average householder 65 or above earns only two-fifths as much as earners age 45-54 (who are at their peak earning years). Even though many “goldenagers” are now free from the encumbrances of children and work-related expenses, the costs of daily life must be planned. Income must be protected to assure its availability for household expenses and higher health care costs. The “goldenagers” have even more than lifestyle questions to consider in choosing their retirement nest. You should take a look at the effect of state tax structures on your projected retirement income. It’s important to look at the following key tax areas:  TAXATION OF EARNED AND INVESTMENT INCOME If you plan to continue working, you need to take a look at the way states vary in taxing your income. Some states do not make an exception for age, some give tax breaks and some do not tax earned income at all for “goldenagers.”  PENSION INCOME TAXATION Many “goldenagers” depend on the income from military, government or private pension plans to survive. Some states exempt all pension income from taxation , others exempt only certain types of pension income and other states place caps on non-taxable pension income.  TAXES ON SOCIAL SECURITY BENEFITS Social Security benefits are important to all “goldenagers.” Some states do not tax this benefit at all, some follow federal tax formulas for determining taxes on the benefits, but still other states have their own formulas to determine the tax due.  PROPERTY TAX Some states offer advantages to “goldenagers” such as homestead exemptions that can be helpful in reducing property tax burdens. Remember to check the tax laws regarding taxes on personal property, especially cars and boats.  SALES TAX RATES Nearly every state, and often localities within each state, tax clothing, gas, household goods and sometimes even food and drugs. When you budget your fixed income for these items, remember to consider the sales taxes as you move to your retirement nest.  ESTATE TAXES Even though these taxes will not affect your cost of living as a “goldenager,” they should be considered as you build your nest. Some states tax the surviving spouse on a portion of the inheritance which in another state would pass to him or her without being taxed. States are studying how to make their financial environments “friendlier” to seniors so watch for changes in state estate tax codes. A decision for your “golden years” cannot be based on any one tax consideration. You need to examine your overall financial situation and consider the options in the attempt to make your retirement nest free from financial stress.



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Cash in on twenty first century income opportunities

Are you among the two thirds of baby boomers who are not prepared for retirement? Are you seeking a way to be at least partially retired or change your current job? All through their lives, baby boomers have driven the market, and that is not going to change as they approach retirement age. If you are looking for something new to do, seek something that caters to baby boomers. As they age, baby boomers are becoming increasingly concerned with health. Food supplements, exercise programs and equipment, preventative and alternative medicine will play a vital role in their efforts to stay healthy. These products and programs must be packaged to appeal to baby boomers - efficient, convenient and fast. Curves® appeals to female baby boomers more than the corner gym. They also want to be led in fitness programs by people their own age, so if you enjoy exercise programs and can work with people, consider becoming a personal trainer. Food supplements that are pre-packaged into daily doses of multiple supplements appeal more than bottles and bottles of various different supplements. Baby boomers also want to look younger. Again, food supplements are a major element in this, as well as skin care, spas, massage, relaxation and yoga. A combination of services in one location, or in-home instruction could appeal to the baby boomer love of convenience.

For those not inclined to open their own businesses, a job in the local spa might be of interest. The management of the money they do have is of extreme importance to baby boomers. Many have seen the previous generation lose their income to the dot com bust or simply to inflation. Money management and investment services will be in great demand. For many baby boomers, their home is their greatest asset, and with the fear of a real estate bust, reverse mortgages might be their only option.

At home businesses and network marketing can supplement the income of those who do not have other investments or who lost their retirement savings in the recent closure of retirement funds or the dot com bust. Investing in these opportunities and services now can put you ahead of the surge of many that may come in later. For an at-home business or network marketing opportunity, choose a service or product that baby boomers will be seeking, and plan to actively work at marketing it. Leisure services, travel and entertainment will also become more important to Baby Boomers if it is a service tailored to them. Fewer want to hitchhike around Europe, but they do want attractive, low cost places to stay near the major attractions of the world. Package deals with other Baby Boomers will become more attractive, despite the individualism of the Baby Boomer generation, as spouses begin to die and infirmities require them to rely more on others. Senior meal sites will take on new personalities as Baby Boomers come seeking companionship. The need for efficiency will also grow. With incomes fixed and energy levels declining Baby Boomers will want smaller, more efficient living spaces, transportation and even smaller packaging of food items. The generation that made MacDonald’s will again change the way America eats as they seek convenience foods that are more healthful and nutritious but no less convenient. Keeping your eyes open in all of these areas will help you determine ways to serve the Baby Boom generation and be part of the ongoing prosperity they have provided throughout their lives.



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Getting the best auto loan rates

Getting a good auto loan rate is not luck, but rather a skill that you must learn. There are good auto loan rates available if you know the tricks of the trade and how to negotiate to get the best deal for you. Remember, you should not be afraid or nervous when trying to negotiate your auto loan because you will be saving yourself money. That should give you the courage to try and get the best auto loan rate available. Follow these suggestions as well to guide you in buying a new care and negotiating your auto loan interest rate. Auto Loan Tip #1 Buy at the End of the Month Frequently car dealerships have contests and the winner of the contest gets a good prize, whether it is monetary or physical. Generally, theses contests are a month long, so by the end of the month the salesman are crazy to make a sale regardless the price. So, you will be able to negotiate a better price on your vehicle during these types of competitions. The lower the cost of your vehicle, the better terms you might be able to get for your auto loan. Auto Loan Tip #2 Have Good Credit Now this might seem obvious to you, but everyone is not aware how their credit will affect their auto loan rate. If you have great credit, go buy a car whenever you want because you have grounds to negotiate an auto loan on. If you have bad credit, work on rebuilding your credit for several months and then try to get an auto loan. This effort alone will help you in more areas than just your auto loan rates. Auto Loan Tip #3 Negotiate Your Auto Loan When talking to an auto loan lender don’t divulge how much money you can spend per month on your auto loan. If you throw out the highest number then this will be the starting point and exactly what you want to avoid. Instead, negotiate with the lender, know your limits however and that there are other car dealers and lenders out there. You never should accept a first offer without trying to get a better deal.



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Renting or buying deciding your next laptop

Finding the cash to upgrade or buy equipment is perhaps one of the greatest hurdles for businessmen on the verge of expanding their businesses. And it isn’t always a good idea to purchase computer hardware using up cash flow since it often stifles the growth of potential businesses. For such situations there is an ideal solution: rent a laptop. The reason a company rents laptop or notebook computers is the small capital investment and the tax benefits involved. Let’s look at the advantages, with accompanying reasons on why to rent a laptop computer: • Upfront costs are minimal: There is a major benefit for businesses that can't afford big sum expenditure as one has little upfront costs. While using a typical laptop rental, little cost is incurred as compared to an outright purchase. All you need to pay is a monthly fee for the life of the rental. • Predictable expenses: Predictable monthly costs like a monthly rental payment are preferred by many companies since it helps with cash flow management and budgeting. • Replacement upon equipment failure: Upon failure of the equipment most rental companies provide full-replacement of laptops. You are therefore guaranteed to have a working equipment, for every day that you are renting. The long wait for days or weeks to be back in business is over. Even if your laptop fails the hard drive would still be working and you can take the new laptop given by the rental company and switch your hard drive into it. That way you don't lose any data and can keep your business going. The laptop rental company is also responsible for maintenance and servicing, should you encounter any difficulty while using it. • Short-term Laptop requirements: It is best to rent a laptop if your usage is on a short-term basis or when needed in bulk for training sessions. Laptop is also rented for temporary offices, traveling executives and temporary employees by business houses. Cost effectivity of rentals for businesses Using the laptop on a short-term basis? You might as well rent it. It’s advisable to try out the laptops before investing money in them. With most reliable dealers you have the flexibility of choosing specific requirements within your chosen period of usage. If your dealer does not allow such an option you better watch out as the dealer might not co-operate after the lease period is over if you face any difficulty. Next important issue is the rent. Take the following factors into consideration while paying: • How fast does whatever you are renting depreciate in value? • Price of the item purchased • Duration of your stay in business • The rental source and credit rating Rental companies often offer better terms and rates than the manufacturers themselves. However retailers and manufacturers offer special promotions like lower-interest financing etc. To know whether you get a better deal at any point of time, compare the terms. Inquire about the amount and check if you can return the laptops within their rental period without penalty. Flexibility in renting is important. For example if you have a six-month contract and after 3 months of using a laptop, find out if it is possible to rent a newer model if you wish to. Always choose a plan wherein you can avail of newer technologies. Finally, make sure you clearly understand all the terms & conditions of the contract and whom to contact for repairs or troubleshooting.



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Attention do not fail for dating scams

In our days, dating frauds are becoming more common. That's why it is better to know from the beginning how to protect yourself from fraud when using Internet personals and dating agencies. Many people try online dating in order to find a partner, but many of them don't know that online dating has also risks, such as dating scams. It is considering scam, for example, when a lonely foreign man gets acquired over the Internet with an attractive woman, which will try to get as much money out of the unsuspecting foreigner as possible. Online dating scammers are heartless; they are happy to exploit people's emotions for their own gain.

If you get too deeply involved, a dating scam can heart not only your hurt, but your finances too. So, don't be too sincere with the one you are chatting, remember that Internet personals, dating sites allow anyone to join free so you never know who is behind that pretty photo. The online scams come in many forms and shapes, but the nastiest form is romance scams, when those persons approach you on a dating service. They play with their victim's feelings, send them lovely messages, call them on the phone, and after they built some degree of trust, here come the nasty scam part. They may have many faces: not only they frequently changes names, but they may list themselves by being of different gender, race, age, location. The major weapon of the romance scammers is photos.

If the photos are more attractive, the chances that this could be a scam are bigger. They may get the photos from a modeling site and also photos of innocent people and start using them. How do they act? First, they approach the victim, by using some attractive photos that are usually uploaded from the Internet. Second, they are ''grooming'' the victim; they establish some lovely correspondence with you, talking about unconditional trust and her honesty.

Also, the letters become long, flowery and romantic, and even call the guy '' my love’’, '' my prince'' and so on. She pretends to fall in love with you and talk about her dreams of your first meeting. The next step is to asking for money; after they will come to present you a sad situation, in which they are passing now, will be asking for your help. Such as: they would really like to meet you but do not have enough money or those they have been robbed and beaten and require urgent surgery or treatment for a serious illness. Even if you get in the trap, they will not stop here, and trying to milking the victim for money as much as possible, using different lies as reasons. And finally, take place the disappearing act; start getting out little by little, sending only few messages and then disappearing at all. So, to not pass in such a nasty situation here are some things that you should pay attention: -when you view a profile look out for things like a sleazy user name; a normal and sincere woman will not use a sleazy user name - read what the profiles says, because people milking for others money will say something vague that can fit anyone -look at the photos, if the photos are too attractive, gorgeous and professional in combination with a vague profile it means that there are troubles, that this is a scam; beautiful people are very selective so they include many requirements in their profiles. How to protect yourself: - use your common sense and think first that the offer may be a scam -never send money or give credit card details -do not open suspicious or unsolicited emails, you've better delete them -never reply to a Spam email -do not agree to transfer money for someone else because money laundering is a criminal offense The bad part is that guys are more vulnerable to fail for dating scams. There were many times when men send money to their non existing female admires. So, as an advice, never hand over money or personal details such as home address or bank account to someone who you never actually met. Also never forget that online dating has many advantages and these dating scams shouldn't stop you to try online dating anymore, especially now that you know how to handle the situation.



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Are you sure you want a student loan consolidation

A lot of students need to get student loans in order to complete their education. However, student loans can be a huge financial burden to most people, with high interest rates. Here's where a student loan consolidation can help. Essentially, a student loan consolidation gives you a longer period of time (as long as 30 years) to repay your student loans. Usually the interest rates are much lower since a student loan consolidation takes into average all the student loans you are currently paying. The interest rate for a student loan consolidation is usually fixed and according to federal law, cannot be higher than 8.25 percent. Though there are many benefits to having a student loan consolidation, many students are confused since there are such a wide variety of consolidation loans available from the government or private sectors. Before applying for any student loan consolidation, a student has to do some research in determining which student consolidation loan is suitable for him/her. Here are some pointers which you can take into consideration before taking out a student loan consolidation: 1. Credit Rating It is important to know your credit score since it is a major factor in determining whether you get the student consolidation loan. If your rating is over 660, then you should not have any problems getting a loan. If however your credit rating is less than 600, you might want to evaluate ways to improve your credit score first. Your credit rating will also determine the interest rate you have to pay for your consolidation loan. The higher the credit score, the lower the interest rate. 2. Interest Rate Even though you can get lower interest rate with a student consolidation loan, the repayment period is usually longer. In the long run, you actually pay more for your loans. My advise would be to research for lenders who can allow you to upgrade your payment when you can afford it. For example, you may not be able to repay much when you are still a student, but once you have a job and have a regular income, it will be best to clear the loan as soon as possible. 3. Income minus Expenses You need to evaluate your current income minus your expenses to determine your net income surplus each month. Analysis your expenses to see if you can reduce or eliminate any. Make sure to do your research before taking out a student loan consolidation since you got only one chance at it. It is not easy to cancel it once you have signed the loan papers.



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Should we fear death

Death is not something that many people want to think about. However, death is a part of living a human life. At least, our current level of science and technology acknowledges that death is inevitable. Is death something to be afraid of or is death something to look forward to? The answer may depend on who you talk to. Aside from the obvious religious answers, what body of information exists that can help us to approach this question with some degree of logical thinking? When exacting scientific evidence is lacking, our only option is to consider the anecdotal or subjective experiences that others have had. Fortunately, there is a body of information that leads to the formation of some interesting thoughts on the subject of death and what it is or what it might lead to. You can find this resource at near-death. com. Each person is encouraged to draw their own conclusions. Yet, I would like to share some of my thoughts and opinions on the matter. Many people who have a near-death experience have strikingly similar experiences. There are some who report a horrible experience but the majority report more positive experiences. Some may have gone to a terrible place, while others seem to leave the pain of the mortal body behind and experience an interesting journey before they revive. Both kinds of experiences have been recorded. One striking similarity is the 'life review' process. This has been reported as a review of one's entire life where each event is played out before your eyes. People that have experienced this process say that you suddenly become aware of how you affected the people you interacted with during your life. If you did something that caused them pain, you may become cognizant of those feelings as if you were experiencing them yourself. People report that they feel regretful. The experience doesn't just extend to that one person, but the effects are like a ripple in a pond and you see how that ripple affects multiple people. On the other hand, if you did something good you experience that as well. It does appear that the good things involve acting from compassion. For example, one lady said the most significant act of her entire life occurred when she was a little girl. She cupped a flower in her hand and gave it 'unconditional love'. Others don't experience an in depth life review, theirs lasts a few seconds and doesn't seem to have much impact. Experiences vary someowhat. However, the fundamental similarities remain. Can a person change as a result of a near-death experience? I was struck by the example of one person who was a self described atheist and hateful person. After his near-death experience he became a minister and a kinder, gentler soul. The change was not only noted by himself, but also by his family members. Wouldn't it be fascinating to actually talk to a person who has had a near-death experience? I remember listening to a gentleman named Dannion Brinkley talk about his NDEs (near death experiences). He actually had more than one in his life due to an unfortunate propensity to attract lightning. I found his insights to be very interesting. If you want to read more about NDEs, visit near-death. com Although it is hard to classify the information there as anything more than subjective, there is a large body of recorded experiences there. Perhaps it will provide you with more insight as to whether death should be feared or not.



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Baccarat strategy myth or possibility

As with any form of casino games, including poker, blackjack and roulette, the player is always looking for a strategy to increase their chances of winning. Many experiences Baccarat players feel that any mention of a strategy is purely based on myth and rightly so. We will look over some of the more common proclaimed strategies in an attempt to come to a concrete conclusion on the Baccarat strategy myth. The Scorecard Almost every casino will hand out a scorecard to every player at the table. Players can be spotted keeping track of the outcome of each hand in an attempt to spot patterns in order to take advantage of a streak. The casinos encourage this behavior simply because they know it has no bearing on the outcome of the game. Following a supposed pattern in Baccarat is as fruitless as it is with Roulette. Each hand plays independent of the last but this does not stop betters from believing they have found a betting edge by following trends. It is in your best interest to abstain from this habit as it has no outcome on the cards being dealt and will not provide you with any sort of edge. Card Counting While often referred to as a stable of successful Blackjack play, card counting is another card strategy that is meaningless in the game of Baccarat. Although it may appear as a worthy strategy for the Baccarat player, the fact that the issue of used cards being fed back into the “shoe” before all have been removed negates any count you may have made up to that point. Card counting for Baccarat is a race with no end, the cycle of cards makes it impossible to ever have a solid system in place. What works? The most common system used would be always betting on the banker. Although this is by far the most boring of any system it is the only one that can be mathematically proven to give you an edge. The Final Word After examining the many strategies proposed for the game of Baccarat is becomes quite clear that there is no failsafe method to improve your odds. Betting on the banker may make you a winner more often than not but it also strips the game down to a series of planned bets. It is best to enjoy the game for what it is and abandon any attempt and finding a strategy to help your odds at the Baccarat table.



Online Baccarat strategy myth or possibility

Childhood obesity the modern health dilemma

You see it on the playgrounds, at roller rinks, at swimming pools, and in classrooms. Obesity is a modern health dilemma for today’s children, who are struggling with weight as never before. It is a difficult problem to combat, given the fact that you want to make sure that your children are receiving sufficient amounts of nutrients in their diets. While some children may outgrow obesity, others carry it with them into their adult lives. Obesity in children can result in feelings of fatigue, worthlessness, and hopelessness. It can also place them at greater risk for diabetes and heart disease. Just how widespread is the problem? The National Institutes of Health has determined that, over the last thirty years, the number of young people with weight problems has increased two fold. Interestingly enough, the problem is affecting children of all ages as well as children from all ethnic groups. Children who are overweight may not develop socially as fast as their peers.

They can become loners, finding it difficult to make friends. They may think that their weight is beyond their control and they may not know what to do in order to attempt to prevent weight gain. In essence, obese children can become our lost generation. The parents of these children may not realize how detrimental obesity is to their children’s emotional health. They may consider the obesity just a passing phase and they may not understand the psychological devastation that obesity can cause. They may even dismiss the concerns of their children, hoping that the problem will simply go away. The causes of childhood obesity can be complex. However, there do appear to be a few identifiable triggers.

For instance, many families now eat on the run because of their many commitments. Parents may not think they have time to prepare nutritious meals for their children, so they rely on fast food and sugary snacks to fill in the gaps. As a result, children end up eating a diet that’s rich in fat and sugar but which offers little in the way of nutritional value. According to the American Obesity Association, one third of parents believe their children’s dietary habits are worse than theirs were during their own childhoods.

Another key problem is inactivity. Children watch more than a full day’s worth of television each week. That’s in addition to the hours they devote to their computers. As a result, they’re not playing outside as much as children of generations past. Also, many children may feel as if they cannot participate in sports because of their weight. Feeling defeated before they even start, they pass up opportunities to engage in physical activities. It has been shown that children tend to be heavily influenced by advertising. Unfortunately, many commercials tout foods that can be best classified as unhealthy. Children crave what they see on TV and in movie theaters and they may not realize what these foods will do to their bodies.

Luckily, childhood obesity can be successfully conquered. Here are a few tips to help your child overcome a weight problem: • Encourage your child to take part in sports or dance. If your son or daughter is self-conscious about being a part of a team, exercise with him or her. Take out a ball and shoot a few hoops or turn on the stereo and begin to dance. You may be surprised that, with just a little encouragement, your child will get up and start moving. • Consider limiting TV time. Research clearly shows that TV time is unproductive time for children and teens. If your children spend less time watching TV, they may spend more time exercising. • Ban junk food from your home. With a little push, children will become accustomed to eating healthy snacks such as fruit and vegetables. • Check with your child’s pediatrician to see if he or she can recommend some specific weight control strategies. Childhood obesity is a problem, but it is not insurmountable. The greater the interest you show in your child’s diet and exercise regimen, the more influence you will have over your child. In time, your child can learn the strategies necessary for a healthy life.



Online Childhood obesity the modern health dilemma

Hernia signs and symptoms

Hernia symptoms are usually related to the bulge that hernia causes. In The early phases you only notice that small lump that does not hurt when it is touched. As the illness advances the bulge, or herniation as some specialists call it becomes painful and keeps swallowing. The lump becomes more visible when you cough or sneeze and in most cases it can be pushed back with your hand, but it will come out again in a couple of minutes. If it cannot be pushed back then it is possible that you are suffering from a strangulated hernia. When you have strangulated hernia the tissue or organ that pushes out has had its blood supply cut. In this case you need to visit a doctor in short time because the situation can get worse as time passes. Also, if you are suffering from asymptomatic reducible hernia, the signs and symptoms are a little different. First of all, pain can appear before the affected area begins to swallow and the lump is discovered. Besides the original lump you may discover another lump in the groin or in the abdominal wall. The herniation's size may vary depending on your position - It is bigger when you stand and smaller when you lie down.

Irreducible hernia, just as its name suggests, can not be pushed back. This usually means that an old hernia is transforming, and complications can appear. It can easily lead to strangulation of the tissue. It also has some other different symptoms like vomiting. Strangulated hernia, a form that is more dangerous, as mentioned before strangulates an organ or tissue and it cuts its blood supply. This type of hernia can also present vomiting symptoms and the strangulated area is always painful. Strangulated hernia quickly needs surgery, but hernia surgery is an easy operation that succeeds in almost all cases so there's no need to fear and delay it.



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Drugstore hemorrhoid medications

There are many drugstore and alternative Internet products for treating hemorrhoids. Most of the products are not made to cure or eliminate hemorrhoids but to give you temporary relief of itching, pain, swelling or bleeding. I don't recommend using any type of product that is not natural or that comes from a drugstore. If the product contains petrochemicals, additives, coloring, dyes, or other chemicals, which enhance its appearance and feel, I would not use them. Most, if not all, of these chemicals will be absorbed into your body where your organs of elimination will have to deal with eliminating them. All products whether drugs, drugstore medications, or natural formulations use chemicals, substances, oils, and herbs that have the following properties: Anesthetics - suppresses pain and gives relief…any name with the suffix "caine" like tetracaine Analgesics - suppresses and give pain relief - some of them are Anacin, Tylenol with Codeine, OxyContin, Darvocet, Ultracet Vasoconstrictors - helps to narrow or constrict hemorrhoidal veins…any name with the suffix "rine" like phenylephrine Lubricants - provide lubrication in the colon to relieve constipation - mineral oil, flax seed oil, castor, oil olive oil Astringents - help to tighten tissue, which have been pushed out by hemorrhoid action - zinc oxide, witch hazel, calamine Keratolytics - help to remove excess hemorrhoidal tissue. They are compounds of sulfur and salicylic acid Many of the drugstore medications have anesthetics. They can aggravate and irritate the hemorrhoids you're trying to eliminate. If you are using one of these drugstore medications, consider using a more natural remedy. In 1975 Carl I. Flath, wrote a book called The Miracle Nutrient - How Dietary Fiber Can Save Your Life. In his book he talks about the effectiveness of drugstore suppositories, "Suppositories quickly work their way up in the rectum beyond the location of most internal hemorrhoids, and so are of limited value in reducing local pain. As antiseptics they are essentially worthless, since the surface areas they are supposed to protect are under constant exposure to new bacteria…. Anesthetic agents do offer temporary relief from local irritations and pain… Neither the suppositories nor the ointments, however, do anything whatever to correct the basic cause of hemorrhoids-constipation."



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Why you should create a camping checklist for yourself

Why You Should Create a Camping Checklist for Yourself Are you interested in going on a camping adventure? Whether you would like to go camping alone, with a group of your friends, with your family, or with your romantic partner, you will need to bring multiple pieces of camping equipment with you, as well as other camping supplies. Unfortunately, many campers realizes, often too late into their adventure, that they didn’t bring everything that they wanted to or needed to bring. To prevent yourself from becoming one of those campers, you may want to think about creating a camping checklist for yourself, as there are a number of benefits to doing so. One of the many benefits of creating a camping checklist for yourself is that you are less likely to forget to bring important pieces of camping equipment or other needed camping supplies. Unfortunately, when it comes to camping, many individuals, just like you, often wish to bring something, but when it comes down to remembering, well, that is a different story. To help you remember everything that you want and need to bring, you will want to make sure that you create a camping checklist for yourself. Remember to add anything that you can think of as more items cross your mind. Another benefit to creating a camping checklist for yourself is that it makes it easy to go shopping for all of your camping supplies. In addition to forgetting to pack something important, many campers draw a blank once they get to the store. To help ensure that you buy all of the camping supplies and equipment pieces that you need, you will want to create a camping checklist for yourself and make sure that you bring it with you when you go shopping. Another one of the many benefits to creating a camping checklist for your next camping adventure is that it is easy to do. Many people can make their camping checklists in as little as ten or fifteen minutes. What you will want to do is sit down with a pen and a piece of paper and start writing. You will want to think of everything that you will need to go camping. One of the best ways to create a camping checklist for yourself is to go through your daily activities. For instance, you will need a camping tent and a sleeping bag to sleep. When it comes to your food, you may want to add a cooler, hamburger meat, ketchup, mustard, rolls and so forth to your camping checklist. Although it is more than possible for you to create your own camping checklist, you should be able to find camping checklist templates or detailed camping checklists online. Many of these checklists are easy to find and print. You should be able to find a number of printable camping checklists by performing a standard internet search. Despite the fact that most camping checklists are detailed, you may still want to review the checklist in question and add anything that you may feel is left out or remove something from the list that you don’t think is needed. Of course, creating a camping checklist for yourself is something that is completely optional, but it may help to make your next camping adventure a memorable and a pleasant one. With camping checklists being easy to create, why wouldn’t you at least want to give making one a chance? You may actually be surprised just how much a simple checklist helps to improve your next camping adventure. Word Count 582



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Buying a lift chair for a loved one

Standing after sitting for awhile in front of the TV can be difficult for some people, especially elderly persons. The difficulty of standing also afflicts persons with back problems. The perfect solution for this is a lift chair. A lot of names are used to describe these kinds of chairs, some may call it lift recliners or chair lifts but it is commonly known as lift chair. A powered lifting mechanism which pushes the entire chair up from its base sets the lift chair apart from ordinary recliners. This feature allows the user to move to a standing position effortlessly.

The elderly, infirm or handicapped people can get increased independence from several equipments. The lift chair is a must have to better address a handicapped persons need for comfort, it is similar to the ordinary upholstered recliners in appearance, but the lift chairs have a lot more to offer. A recline and lift mechanism containing one, or in some cases two motors enables the lift chair to move the chair up and down. This same mechanism also permits the chair to be reclined back and raise the foot rest for added comfort. There are buttons to control the lift chair, one is to adjust its position if you want to recline or to move the chair to assist you in standing up. When the chair rises to a standing position it is easier for you to stand and walk out of the chair. It is a great benefit for people who find it difficult to stand outright due to a bad back or for caregivers to transport their patients from the chair to the wheelchair. Lift chairs provide an enjoyable TV viewing time as the chair reclines to a comfortable position that the user desires, now if you need more popcorn, standing up will be a breeze. There are three classifications of lift chairs depending on the positions it is capable of. The 2-position lift chair – as it name implies has two positions, Straight and TV recline. With the TV recline position the chair is slightly leaned back for comfortable TV viewing, relaxing or reading. The 3-position lift chair, likewise has three different recline positions, which are Straight, TV recline, and Full recline positions. Aside from the TV recline the full recline feature of the 3-position lift chair provides more choice for the user. The Infinite position lift chair offers an unlimited variety of recline position. This kind of lift chair have independently operated back and leg movements which varies from straight up to a full flat recline or sleep recline. Although called 2 or 3 position these lift chairs are not limited to two or three positions. For example the 2-position has numerous position from straight up to TV recline depending on the adjustment, as well as for the 3-position lift chairs: from straight up to full recline you can choose numerous positions. Choosing the right kind of lift chair to accommodate the correct weight of the person is imperative. Height also plays an important role in buying the right lift chair. Some lift chairs are not suitable for taller persons due to frame limits. A lift chair can be a great gift for your elderly member, nothing can be more thoughtful than a comfortable mechanism to help him out with his day to day activities around the house.



Online Buying a lift chair for a loved one

Extra space without moving house

Come on, we all know that a little extra space in the house would be nice, but finding spare room is one tough job. Perhaps you've always fancied your own home gym or play room for the kids, or maybe you need space for a home office to do all that boring work stuff, and wouldn't your own games room be awesome. Hang on - Before you start rushing off to the estate agents or calling the builders take a look at all the options available to you, and weigh up the possibilities of how to gain extra space in your home. You may not have considered an outdoor room before, but I recommend you find out why buying a Log Cabin makes so much sense. House prices are continually on the rise, so most of us can rule out the option of moving. You can guarantee that when you do finally find the house that's right for you it will be so ridiculously expensive that you won't be able to afford it. As anyone who's ever moved house will tell you, moving day is the most stressful day in your life, an added stress that most of us could do without. It takes so long to redecorate and organise the chaos and settle in - and it would be just your luck to end up next door to the neighbours from hell. You may want to ask yourself, is moving house really worth all that hassle just to gain an extra room? If you don't want to move house there's always the option of adding to what you already have by building an extension or loft conversion to add extra space or provide another room.

But these types of projects take time and planning, not to mention money, and think about all that upheaval and mess, it'd feel more like you're living on a building site than in your own home. By far, the quickest, easiest and cheapest way to extend a property and add extra space is by erecting a Log Cabin. Log Cabins are both attractive and practical, making them a brilliant and natural feature in the garden - They won't look out of place and they are great for so many different uses. Life's complicated and stressful enough as it is, so why add unnecessary bother when you can gain that extra room almost instantly without any of the hassles of moving or upheaval and mess. A good Log Cabin Kit should be supplied with clear instructions and everything needed for construction, making it easy to assemble.

Within a day you can extend your property for a lot cheaper than moving house or building an extension. id:54l87u159k452i



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The skinny on article directories

Article directories (also known as article archives) are searchable on-line databases of articles contributed by multiple authors. The goal of an article directory is to collect articles on certain topics and offer them to publishers to place on their website, in their e-zine or in print. Each article directory has unique guidelines for both authors and publishers. The benefits of submitting your articles to directories are numerous and include: 1. Most directories give you a separate page for each article and some publish your photograph along with your articles. This allows an author to promote their articles without needing a website of their own. 2. Directories are a magnet for publishers. Most publishers are looking for specific articles on a specific topic and they are more likely to find such articles in a directory rather than in an individual e-zine that offers reprintable articles. 3. Many directories allow you to edit your articles and change your by-line as many times as you want. 4. Some directories offer a news feed that automatically adds your new articles to dozens of websites. 5. Article directories may have a good search engine page rank that that makes them ideal for providing a one-way link to your website. There are hundreds of article directories on the internet. I am constantly searching the internet for new directories to add to my list but I have found that I receive the most benefits from older directories. Over time I have discovered a few directories that I absolutely love that I visit for submission and for research. A few of these are: Alumbo! Magazine - This on-line magazine doubles as an articles directory and offers a free membership that allows you to submit articles in some very interesting categories such as ecology & environment, love relationships, paranormal & divination in addition to the normal business and career topics. Alumbo permits you to choose more than one topic for your article and often suggests additional topic pages where your article would be a good fit. http:// Alumbo. com Article Alley - Allows you to register as an author for free and submits your articles across a network of sites. Allows for update of author profile, editorial access to your articles and a unique web page listing all your articles. http:// ArticleAlley. com BPubs. com - Although this is a business site only it does accept articles in a wide variety of business subcategories. Google(tm) visits often because it knows that BPubs. com adds fresh content from many authors every day. http:// BPubs. com Constant Content - This is a unique article directory that allows you to sell or give away your content. You must register prior to submitting your articles in many different formats - all of which are editable at any time. http:// Constant-Content. com EzineArticles - Owned and operated by one of my favorite article submission experts, Christopher Knight. This directory offers more submission topics than other directories and much of the enhancements done to the site are based on author and publisher feedback. When I submit an article to this directory I receive more attention and traffic than I do from any other submission site on my list. http:// EzineArticles. com IdeaMarketers - You absolutely must register for a free author's account at Idea Marketers. Topics covered include business, holiday, lifestyles/self-help, technology, Christian, home/family/parenting and marketing. You are provided with a professional looking author's profile that includes your by-line and your picture after completion of a lengthy form. http:// IdeaMarketers. com Establish yourself as an expert in your topic area and take advantage of the many benefits of adding your content to every established and credible article directory. You are guaranteed to be delighted with the response you will receive from publishers who find your articles in the directories they frequent. (c) 2006, Davis Virtual Assistance. Reprints welcome providing the article and byline are published intact with all links made live. This article may not be sold individually or as a part of a database.



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