Car auctions get the car of your dreams for peanuts

It used to be that a car auction was closed to the general public, but over the past couple of years this has become less and less true. Across the United States there are hundreds of car auctions that are available to the general public. And if you know where to go and how much to bid you can really get yourself one of the best deals that you will ever found. These cars come from all walks of life from police repossessions, to IRS repossessions, and from trade ins at new car lots. Going to a car auction is a great way to save yourself time and money when looking to purchase a new car. By attending a car auction you will be able to bid on the car that you want. And the best thing about it is that if the bidding gets to high you can simply walk away and let someone else have the car. This works because there is always another car that is coming in behind it. The best thing to do is research the car auction before you get there. Get a detailed listing of the cars that are being sold and make sure you know how much you are willing to spend. The second that the car gets to be too much take yourself out of the running and wait for the next car. Car auctions are also a great means of financial investment. Buy low sell at a normal asking price. Similar to real estate auctions car auctions tend to attract all forms of investors and future car owners. Many people are buying cars at an auction because they have found that they can get a great used car deal without having to pay as much as they would as a new or used car dealer. Plus the selection is wide enough that they do not have to worry if they lose out on the first car of their choice. Consider a car auction for your next car.

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The captain has her heart book review

Mrs. Salinas has written a very nice romance novel that readers can disappear in for a few days. The Captain Has Her Heart was just recently released, but is already stealing hearts! The main character, April, is a nurse who really loves her job and often takes on extra shifts. Her husband is away completing his internship to become a Doctor. April is awoken by a man that comes in with an unusual fever – in fact they are both awaken by each other. She returns to her empty home only to receive a "dear John" letter from her husband who wants a hurried and clean divorce so that he can pursue his new interest.

Shocked and staggered by the loss of the plans that she had for her life, April’s strong spirit soon has her taking on the job of a traveling nurse – and ends up not only finding herself but a whole lot more. Commercial pilot careers are notorious for short-term relationships, but Trig Power was more than willing to take the chance when fate kept placing April near him. He adores her deeply but must also face a shattering experience before he can do anything else. In the end, he learns that what makes a man cannot be seen in a mirror. Author, A. G. Salinas is a wife and mother of three. She shares a similar career with her main character, which really helps her bring the experience of nursing to her readers.

ISBN#: 1-4241-1111-0 Author: A. G. Salinas Publisher: Publish America Published: 2006

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Commercial real estate investment is reaping benefits for investors

‘Commercial real estate investment’ refers to the class of real estate that is primarily meant for investing money for profits later on. Examples of such properties include: • Restaurants (including franchises) • Retail • Office buildings • Self-storage (Mini-storage) / industrial • Strip malls • Hotels (also called "hospitality") • Multi-family / apartment buildings Why invest in commercial property? Unlike residential real estate, Commercial real estate investment is evaluated, bought, and sold based purely on numbers - on a set of factors that describe what kind of return on investment you can expect with the property. Most Commercial real estate investment is expected to make a return for you on an on-going (monthly) basis. With the retail boom and increasing return on investment in the commercial real estate market, the value of commercial real estate have grown by leaps and bounds, particularly, in the commercial areas, where the local retail shops and shopping complexes have been replaced by huge and swanky malls. What to expect? Remember though! Commercial real estate investment is a long term opportunity, do not expect to increase you net worth over night. No one is going to profit all the time. Real estate investors have to suffer through times of little to no cash flow - it is part of the game. This may cause panic but if you can stick with it for the long term, cash flow will increase. Investing especially in real estate is not for the weak of mind or body. It can be frustrating, and stressful. But for successful investors the rewards are priceless.

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5 most popular types of industrial equipment

There are many forms of industrial equipment used in the workplace. Industrial equipment is usually large and made of materials such as steel and titanium for optimal strength. These machines are often needed to lift and move materials which may possibly weigh thousands of pounds. A piece of industrial equipment which is not in working order should never be used for any reason. All equipment is inspected at the beginning of everyday to ensure they are in the best condition for workers. By now, there are a million pieces of industrial equipment racing through your head but the question is, which ones are the most popular and most crucial to the industrial field? Below you will find five types of industrial equipment which are known to be the masters of all machines in the industrial workplace: 1. Bulldozers - Bulldozers are massive machines which are used mostly in the construction and mining industries. Bulldozers have the ability to lift and move vast amounts of dirt and other debris from one place to another. Bulldozers can operate in many conditions including snow, hail and rain. These pieces of equipment are generally used to dig up the ground and provide room for building houses or other types of buildings. 2. Cranes - Cranes are generally used to transport hard, heavy items from one place to another. The arm of the crane is used to swing the object from one place to another and the arm can be adjusted according to how far the materials need to go. Unlike bulldozers, cranes have the ability to transport objects over uneven levels of ground. 3. Excavators - Excavators are engineering vehicles which consist of backhoes and cabs. They are mainly used in the digging of trenches, foundations and holes. They can also be used to destroy objects which are no longer needed for any reason and in which case need to be compressed and condensed. 4. Fork Lifts - Forklifts are warehouse vehicles which are used to lift, hoist and transport extremely heavy items from one place to another. Forklifts are known to be indispensable pieces of equipment in many industrial workplaces. 5. Compressors - Most of the pieces of equipment listed above are used for construction purposes, however compressors are generally used in more of a factory-type setting. Compressors are used to provide high pressures of air or other forms of gases. These devices can be regulated in order to maintain the desired amount of pressure in the tank. There are many other forms of industrial equipment. Each piece of equipment is designed to perform a specific task which contributes to the overall success in this field of work. Without these forms of equipment many industrial areas would not exist.

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10 tips for long term client retention

Attracting and retaining long-term clients is a powerful strategy for growing your business. Long-term clients are likely to feel more satisfied, are more likely to refer others, and are more likely to purchase additional services from you. The savvy solo professional or small business owner gains big from focusing on these 10 sound strategies for long term client retention. Focus your marketing on existing clients. Your current customers have already overcome certain hurdles to doing business with you and are more likely to buy from you again. Focus most of your time, efforts, and resources on better serving your current clients.

Go deeper rather than wider. Be consistent in your approach and interactions. Treat your clients with honesty, humor, and respect and maintain this over time. Present a consistent, solid, and professional style to your clients - one that they can grow to depend on. Follow through on your commitments to them. If you promise to send information or to follow up, be sure to do this. You'd be surprised at how many professionals promise to send information, but then never do. You will gain loyalty and trust by doing what you say you will do. Allow yourself to connect with them. Find out about their lives, their hopes, goals, and desired outcomes. Ask questions that encourage a deeper sense of shared understanding. The greater the level of connection, the greater the mutual satisfaction. Have fun. It's easy to get caught up in goals, outcomes, deliverable and all of these are, of course, vitally important. Clients do want outcomes. Also, they want to work with people who enjoy what they do. The more fun you can have while providing strong outcomes, the longer your clients will stay. Position yourself as a resource for life. I tell all my clients, at the beginning, that I want to be their coach/consultant for life. That means they can always come back to work with me no matter how much time has passed between our meetings. This strategy has worked extremely well as I often get calls from clients from four, five and six years ago - whenever they are in need of a goals tune-up. Clients appreciate knowing they can come back whenever they choose. Ask for feedback and input. At some intervals within the working relationship, solicit feedback and input. Ask your clients how they feel about working with you and ask if they have suggestions for how the working relationship or outcomes can be improved. Asking for their ideas shows that you care about their opinions and value their contributions. Share resources. Do you know of a good book that your client might benefit from reading? Tell him about it. Do you have the name of someone who could help your client move ahead on her business plan? Tell her about it. Sharing resources is a terrific way to build loyalty and satisfaction. Reward them for staying on. You might consider implementing some kind of loyalty or perks program, where your long-term clients are rewarded for staying on. You might offer them gifts, products, or services for a certain level of ongoing participation with your business. These work for things like coffee, office supplies, and groceries, so why not in your business, too? Keep learning. The more you focus on gaining new knowledge, new skills, and new experiences, the more you have to offer your clients. The more you have to offer, the more they will benefit. The more they benefit, the longer they stay. Keep focused on your own professional growth and learning - make this a priority. Both you - and your clients - will gain. Implement these ten tips for client retention, and you too, will have a business that continues to grow now and thrive into the future. (c) 2005, Dr. Rachna D. Jain. All rights in all media reserved.

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Buy hold sell jump

I’m sitting here at my computer desk with a cup of coffee at my elbow. The coffee rest in a mug, the mug garnished with the words Buy, Hold, Sell, Jump, vertically along its sides. Emblazoned across the top of the cup are the words, Wall Street, which encircles the upper portions of the mug. The handle of the mug is quite ornate, rounded at the bottom, with a cradle in the handle’s top. In the cradle is a die, with a small metal pin through the die, which enables my thumb too spin the die. Instead of numbers, as in a pair of dice, the die’s choices are Yes, No, and ?. And, lo and behold, an article is born. When do you buy, sell, hold or jump? (A better question still, what do you buy, when do you sell, how long should you hold, and why would you jump?) This article will tackle the word Jump (to find the answer to those other questions, they’ve been answered in some of my other articles). Would Jump mean off a building? Or Jump to another stock market security? The word Jump reminded me of one of my other articles where I stated ‘just because thousands of people on wall street make their living doing ‘technical analysis’ doesn’t mean you have to jump off a building, too’. Just today, reported by CNBC, a hedge fund has gone bankrupt. Seems the manager of the fund has skipped the country, along with all of the money. It’s been reported tens of millions of investor’s dollars are gone (as well as the manager). The Wall Street Journal just had a report stating that retirement plans are facing a new threat: Theft. Excerpts from the Wall Street Journal (March 2, 2005): New York Retirement Plans are facing a growing threat: Theft “Susana Longo, the compliance officer at Applied Financial Group, an investment-advisory firm in Atlanta, was indicted in January on federal charges of stealing $5.4 million in retirement savings from 220 workers at a car dealer, two medical practices and an audio-visual specialist. She acknowledged spending the money on two beach houses, a diamond ring, a 1,600-bottle wine collection and a Porsche 911, according to a lawsuit filed by the advisory firm.” (The article also stated this went on for four years.) The article also goes on to state there are important lessons to be learned through this Atlanta case and they were stated in these excerpts from the same article in the Wall Street Journal: Roll your money into an individual retirement account when you retire (my comments on this later). Eight retirees who left their assets in one of the four affected plans were receiving monthly checks from their accounts until the plan was frozen last spring amid the investigation, said William Whitmire, the company’s director and the Plan’s trustee. “Some of them are really desperate, but there’s nothing that can be done until the insurers come to agreement,’ he said. Make sure you are getting all your statements, and force yourself to reconcile them. The amount deducted from your paycheck should match the amount deposited into your 401(k) account. The trustees of the four Atlanta-area plans were supposed to get regular statements from both the retirement-plan administrator and the custodian of the plans’ assets. The trustees of the two hardest-hit plans didn’t get their custodial statements regularly, because they were sent to other addresses. When trustees did get custodial statements, they didn’t review them. Don’t assume that you will receive a heads-up from your employer or plan custodian. As the alleged fraud in Atlanta began to unravel, federal agents showed up at Whitmore’s office with a stack of about 75 forged checks made out to people ‘he never heard of,” he said. He claims that the plan’s custodian didn’t call to make sure the checks were authentic. As I was reading this article I couldn’t help thinking about the old adage ‘No one cares as much about your money as you do.’ And here’s the crux of this whole article: You do not have to wait until you retire before moving monies from your 401(k) Plan into an individual IRA. There was and is a law which was passed in 2002 which allows you to transfer any after-taxed dollars and company-matched dollars out of your 401(k) plan into an IRA (with no fees or penalties, and no matter what your age). I have been doing this while still employed with my company. I have built my own mutual fund, using monies that have been transferred from my 401(k) into an individual IRA. If you get nothing else out of this article, let it be that you will contact the firm your 401(k) monies are with, and find out your available options. To read the Preface from the book ‘The Stockopoly Plan - Investing for Retirement’ visit: http:// thestockopolyplan. com You have permission to this article either electronically or in print as long as the author bylines are included, with a live link and the article is not changed in any way. Please provide a courtesy e-mail to charles@thestockopolyplan. com telling where the article was published. (Word Count 821)

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Using smaller online auction sites to make profit on larger auction sites

A lot of auction sellers seem to be missing out on untapped merchandise to sell for profit. They seem to be forgetting the smaller online auction sites out there. There are literally 100’s if not 1,000’s of smaller online auction sites out there such as http://coolbidz. com or http://auctionfire. com with tens of thousands of articles for sale. The best part of it is that most of the auctions on the smaller sights tend to sell for much less than they would on eBay or Yahoo Auctions allowing you to buy then sell for higher profits on bigger sites. Example: A friend of mine recently bought a bubble jet printer on http:// coolbidz.

com for only $25 that was the starting bid and fortunately for him there were no more bidders. He paid for the item and he asked the seller if he could hold on to it for a few days before shipping. He then listed the item on Bay and re-sold it for $78 a profit of $53. He then contacted the original seller and asked him to deliver it to the address of his eBay buyer, cleverly saving him time, money and the effort of posting the item. A total of $53 profit for doing nothing but acting as the middle man. I advice you to visit these smaller online auction sites, see what is listed and what they are selling for, then comparing them to the bigger sites. Making money on auction sites is great fun but making money for nothing is better Good Luck

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It department skills to support microsoft great plains and microsoft crm

Microsoft Great Plains as ERP and Microsoft CRM as Client Relation Management system is very robust combination and could serve midsize to large corporation as Business System. Being VP IT or IT Director you need to foresee the positions to have in your IT department to do internal MS Great Plains and MS CRM support. Let us give you the directions, based on our research and consulting practice. 1. Microsoft SQL Server Specialist – we specially do not name this position as MS SQL DBA, because both Great Plains and MS CRM are not very complex from the database administration side, they do not use indexes optimization, referential integrity, probably do not require complex transaction log backup/recovery scenarios. On the other hand this position requires Great Plains and Microsoft CRM tables structure analysis and some primary Great Plains data fixing skills via SQL queries, described in MBS Customer source techknowledge database. The best candidate should have some accounting background - to be able to address ongoing issues to MBS technical support. 2. Network Administrator with good Microsoft Exchange and Active Directory skills. Microsoft CRM uses all the newest Microsoft technologies, and Exchange is a workhorse here. In order to install and upgrade MS CRM this guy needs to understand the under-laying Microsoft technology. In the best case - she/he should know Exchange security structure and probably program Exchange handlers, due to the fact that CRM/Exchange connector is not a perfect tool yet. 3. C# or VB. Net programmer with excellent SQL Skills – if you are midsize or large company - you should have this position - you will need web publishing and MS CRM customization and its support. Currently Microsoft CRM SDK has C# examples - so C# programmer would be the best fit, it may have more VB code in the future, so the C# - VB balance maybe restored. 4. Crystal Reports Designer/Programmer - Crystal Reports is the best tool available on the market to address both Great Plains and MS CRM reporting needs. This position maybe merged with one of the above. These people should be probably cross-trained in both Great Plains, Microsoft CRM, Crystal Reports, SQL and C# programming, so you do not depend on the unique skills of one person. In our opinion, which is based on our long term consulting practice - these skills will allow you to keep the cost of IT support reasonably low and avoid paying high consulting price to your Microsoft Business Solutions Partner. Happy hiring and training! But in any case you need to select Microsoft Business Solutions Partner/Var/Reseller to be your official representative. This is how MBS has its channel working - it assures that Microsoft Business Solutions products are properly implemented. If you want us to be your Microsoft Business Solutions Partner - give us a call 1-866-528-0577! help@albaspectrum. com

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English as a second language

The English language is the most commonly spoken language on Earth, either by native speakers or by people who have learned it in addition to their first language. More and more people everyday have the desire to learn English as a second language. The type of people who wish to learn it run the gamut from children in other countries who are required to learn English as part of their school curriculum, business professionals that wish to be able to communicate with their English-speaking peers, to immigrants who come to English-speaking countries such as the Unites States who need to learn the native language in order to gain employment, citizenship, and acceptance in their new home country. If you decide to become certified to teach English as a second language (TESL), you could be providing an invaluable service to thousands of people. As an instructor of English as a second language, you have the option of going abroad and living in one of dozens of countries where there is a high demand for qualified instructors.

You may also remain at home, and teach new residents of the United States how to speak, read, and write the language. Either way, you need to be certified to provide instruction. Because there is such a high demand for instructors who are qualified to teach English as a second language, language schools are highly selective when it comes to hiring new teachers. Receiving your certification exhibits your drive to potential employers and shows that you are serious in taking on this challenging new career. Certification can be earned by taking courses at one of several campuses nationwide, and there are also certification course programs available online.

Receiving your certification for teaching English as a second language will unquestionably prepare you to be a more effective and successful teacher by instructing you on how to teach grammar, vocabulary, speaking, writing, how to motivate your students, how to manage a classroom, and how to construct lesson plans. If you decide to teach English as a second language in another country, obtaining your certification will also better prepare you for a move abroad, which can be intimidating and stressful. You will have the confidence in knowing that you are entirely qualified to perform your new job, which will help to alleviate some of the stress in immersing yourself into an entirely new country and culture. Teaching English as a second language has many personal benefits. If you teach abroad, you will have the opportunity to break down stereotypes regarding our own American culture. You will learn about new cultures and traditions. You will be able to travel to neighboring nations.

You will become self-reliant and self-assured, and you will no doubt make many new friends. In teaching English as a second language, will be able to develop your communication skills, which will give you a confidence that will help you to excel professionally and personally. Teaching the English language to students in foreign nations can be exciting, fulfilling, and highly enjoyable. It is a mutually beneficial experience for you and your students. Not only are you representing your own country and culture, and imparting your personal knowledge of the English language and your culture onto others, but you are also learning about other individuals, their experiences, their traditions and their languages. While broadening your mind and experience something totally unique, you are also embarking on an exciting new career, one that has the opportunity to open many new doors for you professionally.

You will find that teaching English as a second language is a mutually beneficial experience for you and your students. Not only are you representing your own country and culture if you teach abroad, and imparting your personal knowledge of the English language and your culture onto others, but you are also learning about other individuals and their experiences and their traditions and their language. And if you are teaching stateside, you are providing a precious service to new residents of the United States. You are giving them the power to communicate in their new homeland. This power will enable them to find jobs, seek educations, and possibly gain American citizenship.

That makes for an exceptional experience to have in your memories. Find the essential information on where and how to learn a new or second language at English as a Second Language.

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Fundraising ideas keep it safe

When your youth group is doing a fundraiser, it is imperative to make sure that the proper safety precautions are followed. Never allow door-to-door sales without direct adult supervision. Period. In a sad case, an 11-year-old boy selling candy for a PTA fundraiser came to the door of a 15-year-old boy who was home alone at the time. The youngster was invited inside, sexually molested, and then murdered. This is not an urban legend. The murder happened in Freehold, New Jersey on September 27, 1997 and it raised the fundraising safety issue to national prominence. I'm not usually an alarmist, but I included the example above to heighten awareness of the safety topic. I am by nature a trusting person, but not when it comes to my children! Nothing is worth such devastating consequences.

Develop An Appropriate Safety Focus So, how do you build the appropriate safety focus into your program? You start by stressing safety from the top of your organization to the bottom. You have to make sure that safety is a focal point in all your communications. 1) Use written selling guidelines Put it into writing that all selling should be supervised. Your organization needs this as a protective measure and so do the children. If an adult cannot commit to accompanying a child, the child must not perform that type of sales activity. Make sure that each child's parents are aware of these guidelines. Get the message to them that their children are not being encouraged to sell outside their comfort zone by your group. Tell them that they should focus on their core contacts - family, friends, neighbors, and coworkers of parents. In other words, e safe by selling only to individuals who know your parents. 2) Repeat the message Put up fundraising safety posters at convenient locations to remind young sellers. Make them friendly, but firm. Example: "What's the last thing you do in a fundraiser? Sell without an adult present." Print a safety message on all of your sales literature. Look for this from a quality supplier. Put the "Keep It Safe" message on all communications. Repeat the safety message at every opportunity. Cover it in your kickoff meeting, during sales brochure distribution, in the take home package, etc. If your fundraiser is school-based, have teachers reinforce the safety message in the classrooms. 3) Put safety into practice Don't encourage inappropriate behavior such as risk taking, unsupervised sales, shopping center sales activity without prior approval and adult supervision. Your group's policies and procedures may vary from this approach. The important thing is to develop a written policy and make sure those guidelines are followed. Summary The best way to avoid an unsafe situation is by not going there. Many other youth programs also carry a strong safety message. Make sure yours does too.

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The secret of happiness

What does happiness mean to you? There’s a lot of searching going on these days for the elusive emotion of “being happy” --where do you find it, how do you create it, even what it actually is. But I’d like to share a little secret with you -- happiness is not just for a lucky few who were born with it. You see, happiness is not something you can reach out and touch or put in the refrigerator and take a sip when you need it. Happiness is not found on a beach in Hawaii (really!) or in a perfect body. It’s not even in that perfect relationship that Tom Cruise tries to sell us in the movies. Yet from the images bombarding you every day, it’s easy to make the mistake that happiness will arrive on your doorstep when you have the latest car, the best clothes, a fancy home, isn’t it? It’s easy to get caught in the trap of thinking that if you could just find the right person, they’d arrive with a box of happiness attached to his/her hip. But all this does is convince you that happiness is something to be found outside of yourself. And that’s where you get off track. Because the secret is that happiness is simply a by-product of creating and living a life that works, a life that you enjoy -- whatever that is. Happiness comes from doing what you what, where you want to do it, who whom you want to do it with. And yes, I can hear all of you -- “But I can’t get the job I want because I’d have to go to school for 8 years, and I have to live here because I can’t afford to move, and what do you mean “who I want to do it with” because I want to hang out with Bill Gates or Oprah Winfrey or Bill and Hillary Clinton”. And thank you all for making my point for me. You see, happiness starts by believing you have control over your life; and grows by making choices that will give you a sense of well being, satisfaction. Happiness comes from deciding that you *will* go to school for 8 years if that’s what it takes. That you *will* organize your life until you can afford to move. And that YOU decide who to hug, how much to smile, what music you listen to, and who you hang out with, even if it’s not Bill and Hillary. Happiness is about making the best choices you can about who you spend your time with, how you making your living, how much you learn, what you put into your body. Because when you feel good about the space you’re in, when you’re with people you admire and respect and they admire and respect you, when you’re working on a project that’s meaningful to you -- happiness will shine right through. And that’s no secret. Decide today to stop chasing happiness, and instead choose three things that you love to do, that contribute to your feeling of well-being and satisfaction. Schedule time for them, every day if possible, every week at least. It doesn’t have to be for a long time, just 10 minutes a day will help you create the happiness that you’re looking for. Guaranteed. And that’s no secret either.

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Sources of vitamins when a is what you need

Of the vitamins necessary for a healthy life, Vitamin A is one that’s often overlooked. You seldom hear anyone touting the positive effects of Vitamin A, but it is one of the most necessary vitamins for proper growth and development. In addition, Vitamin A is also necessary for the proper function of the reproductive organs and the immune system. Children who are deprived of Vitamin A at an early age may experience severe health problems related to an underdeveloped immune system. One positive point of Vitamin A that is often overlooked is the maintenance of healthy skin and hair. That means that a person who isn’t getting sufficient amounts of Vitamin A is likely to have a more difficult time keeping hair and skin looking healthy, vital and young. So why is it that we hear so little about Vitamin A? Part of the reason may be that most people get enough of this vitamin without any supplementation. Since there’s little need to “push” extra Vitamin A in a normal, healthy daily food intake, there’s little focus on Vitamin A and more on those vitamins that most people lack in their daily diets. Vitamin A is also called Retinol. One of the most common ways to determine whether a particular food is rich in Vitamin A is the color.

Orange-colored foods are typically good sources of this vitamin. Cantaloupes, carrots and sweet potato are among the more common sources. If you’re a woman and you eat a half-cup of sweet potato, you’ll have consumed two times the daily requirement of Vitamin A. It’s important to note that the requirements for men are slightly higher than the requirements for women, but a half-cup of sweet potato also provides more than one and a half times the daily requirement for men. Some other good orange-colored sources of Vitamin A are red bell peppers, oranges and papaya. Other sources are kale, milk, eggs, broccoli and tomatoes. Raw foods are more viable sources of Vitamin A though some of this valuable vitamin is retained through processing and cooking. If you’re looking for ways to round out your daily intake of particular vitamins, you should pay attention to the foods you’re eating that are sources of Vitamin A. As a general rule, you can rest assured that it’s very simple for most people to include sufficient natural sources of this vitamin. Cereals are often fortified with various vitamins and this may be another good source of Vitamin A.

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Thinking about a home scrapbook business

Thinking about a Home Scrapbook Business? Imagine taking your love of scrapbooking to a whole new level by sharing it with others. You will be invited by friends, new and old, to come into their homes and show them how to create beautiful scrapbook pages filled with their photos and memories. Both beginner and experienced scrapbookers will love this time of fellowship with their new scrapping friends. You won't be a sales person to them, but their personal scrapbook instructor, helping them preserve their family history for generations to come. If this sounds like what you've been looking for, keep reading! Starting a home scrapbook business is a very important decision. Here are some basic things to consider. A home based scrapbook business is obviously one you run from your own home.

In many cases, these types of businesses are done by direct sales or party plan scrapbook consultants. Being a scrapbook consultant comes with its own challenges. Consider the following before jumping head first into a home scrapbook consultant business: 1. Do you like to teach others? If you are not good at showing others how to scrapbook, this business will be a challenge. 2. Are you willing to give up weeknights with your family to build a business? Most party plan scrapbook consultants host their shows on weeknights, with an occasional weekend crop or event. If your family time is at a minimum, being pulled away to do parties may strain your family more than you want. 3. Are you really passionate about scrapbooking? Your love for scrapbooking will rub off on the customers you come in contact with. If you don't really love the craft, it will make your job much more difficult. How you answer these 3 questions will guide you as to whether you are a good candidate for starting a home scrapbook business. Now, if you're ready to move forward and start a home scrapbook, there are several different companies to choose from. So how can you tell which one is best for you? 1. Do you like their products? If you don't like the products the company offers to sell, it will be difficult or impossible to make any money selling them as a business. 2. Do they offer a competitive compensation and consultant discount plan? Each company's approach to compensation and discounts is going to be a little different, so writing everything down to compare them as evenly as possible is a must! Keep in mind that some companies let you earn comissions on others you recruit, while others pay a one time bonus. Think about what you want out of the business. If you like leading others and want to build a team, look for one that is multi-level. 3. What are their consultant requirements? Some companies have very low requirements. I know of one that only requires one order per year! Others, like some of the more established scrapbook companies, require their scrapbook consultants to place several large orders per year. And there are many companies somewhere in between. Consider your financial situation and your drive to succeed and find a company that is the best fit. These answers will help guide you to a company that may be a good one for you. Then, contact several scrapbook consultants. Ask them for a catalog, some consultant information and any product samples they might have. Someone who is serious about their business should be willing to send you a small sample of the products. Also, be sure to ask them what they like and dislike about their company. Now, you might not get any negative answers, but it can't hurt to ask. Some people go straight to the top and call the company they're interested in and ask to get in touch with their top consultants. Top consultants didn't get to where they are by accident. These people will likely be the best people to learn the business under and might be more willing to provide any training you might need. Once you do your research, you should be able to narrow it down to one or two companies. Personally, I would go for the one whose product you like most. After all, it is all about the products. The best part about sharing your love of this art form is that customers will actually pay you to do this! Think of how much satisfaction you will receive by helping others doing something you already love.

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What you need to know before you hire a contractor

When you are building a new home or getting renovations done you are going to need a good contractor. Your contractor is the person who is in charge of the entire project and who will make sure that everything gets done on time and on budget. Without this very important and skilled worker you could find that things get way out of hand. You need to choose the right contractor for the job and in order to do that you need to know what you should be on the lookout for. The first thing that you need to do is talk to the contractor in order to see how they listen. Is this contractor good as listening or does he or she simply talk over you and try to push you to thinking their way? You want to work with someone that will do their best to get your vision working. This is your home and your home improvement project needs to be something that you can live with in the end. The next thing that you need to do is get some references. Get at least 5 references from each of the contractors that you are considering hiring. Then make the calls and see what these clients have to say. Ask specific questions as well as what they liked and did not like about the contractor. Some people don’t like saying bad things about people, so you may need to phrase things a little different. For example, ask what they would have changed about the contractor if they could have. This will usually get a pretty good response. These answers are going to help you to choose the contractor that is right for you’re and your home improvement project. Most homes could do with a little remodeling and renovations, the next time that you are considering selling your home think about whether it may not be a better idea to just hire a contractor and make your home more livable.

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How to use spyware elimination software

Spyware elimination software is designed to detect and eliminate spyware. A large number of spyware elimination software products are available. Some of them are available as freeware and some as shareware. Shareware can be used for a specified period, usually 30 days. One must evaluate and compare the features of different spyware elimination software products before selecting one. Some of the features of an effective spyware elimination software product are: * It should give a list of detected spyware, to enable users to allow them to decide, about which ones they want to delete. * Auto update ensures that the software automatically downloads the latest spyware definition file. * Auto scheduling means that the system is scanned for spyware at defined intervals automatically. * The "undo" facility allows the user to remedy accidental deletion of useful files. * The product should provide real-time protection. It should prevent installation of spyware, instead of just deleting it when it is detected. * The software should be effective in detecting and deleting, the different types of spyware. * The product should be easy to download, install, navigate and use. * Product support ensures that there is someone you can call or e-mail, whenever you have a problem. * The right spyware elimination software will ensure your privacy and keep your computer free of advertisements. Some of the most popular spyware elimination software products are: Spyware Eliminator, Spyware Doctor, MS AntiSpyware, McAfee, Pest Patrol, Spy Sweeper, Counterspy, Ad-Aware, Spybot Search & Destroy etc. The most popular personal firewalls include McAfee Firewall, Norman Firewall, Windows Firewall, Surf Secret, Sygate Firewall, Zone Alarm, Outpost Pro, and Norton Firewall etc. Spyware Eliminator Spyware Eliminator is one of the most popular spyware elimination software products. It also provides you with anti-virus and anti-Spam capability and prevents malicious software from entering your PC. It gives users specific threat recommendations and its consumer ware facility identifies legitimate ad ware companies and their software. The user then has the option to delete this software or to keep it. Spyware Eliminator is particularly effective in dealing with cleverly concealed, self re-generating spyware and adware.

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The aim to standardize voip protocols

Voice over Internet protocol (VOIP) is a remarkable technology that lets us talk to one another from our home computers. It provides an efficient and flexible way for us to communicate at work and at home, and the cost savings versus conventional telephone services are incredible. It requires little upfront investment, and you have the ability to travel with your phone number all over the world. It is a technology that almost seems too good to be true. As with any relatively new technology, though, there are technical kinks with VOIP that continue to need refining and development in order for the technology to reach its fullest potential as a replacement for the current telephone systems that we are accustomed to using. At the beginning of a VOIP phone call, there is an analog phone (in use with an ATA), an IP phone, or software that converts data from analog to digital and routes the call to an endpoint. Along with these pieces of equipment, there are protocols that are employed to get the job done efficiently. A protocol is a set of rules that control data transfer between two points, in this case, from the placement of a phone call to the destination. Protocols are put into use by any combination of hardware and software to define real-time communications performance. There are several VOIP protocols used at this time that mark out which programs (that transform the data) connect with one another along with the network.

The most common protocol being used for VOIP is know as H.323, which was created by the International Telecommunication Union for the purposes of videoconferencing. This protocol is actually a group of several specific protocols that provide provisions for videoconferencing, data sharing, and audio transmission (VOIP). However, since it was not expressly designed for VOIP, there are often compatibility issues with its use. A newer protocol has come out known as Session Initiation Protocol, or SIP. SIP was developed specifically for VOIP, and it is less complex than H.323. Yet another protocol used for VOIP is known as Media Gateway Control Protocol (MGCP). It focuses on destination control, and is intended to be used for supplemental features such as Call Waiting. A big problem arises because these three protocols do not always work together very congruently. This is often a problem when placing VOIP calls between different networks that use different protocols. And since there has not been yet developed a uniform set of standards for protocols to use for VOIP, problems are likely to continue until they are established. Despite the technical glitches that can be encountered in using the technology to place phone calls, VOIP is still far more efficient, accommodating, and cost effective to what we are used to in telephone communications. The direction in which VOIP is heading hints that it is poised to one day replace our traditional telephone technology altogether. As with any technology-driven product or service, developers of VOIP will likely continue to improve upon current standards of VOIP and its protocols, further improving the technology for widespread use. This will provide users of VOIP even greater efficiency and reliability when they want to make a telephone call.

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From seller to buyer shipping details for ebay auctions

Shipping details for purchases over eBay is actually a misnomer. eBay is not responsible for the shipping details of an item. First of all, it should be duly noted that eBay is an online market/transaction facilitator. It merely becomes a means for the buyer and the seller to meet. It is also a regulating body that helps develop fairness of trades among parties. However, the terms and details of the trade are subject to the agreement of both buying and selling parties. For most cases, the details of a trade – the payment modes, conditions, and shipping details are specified by the selling party. Taking note of, and understanding such is important to avoiding disputes over shipping details between buyer and seller. If the buyer does not pay attention to the terms stated here, he may find himself on the losing end of a trade.

He must, therefore, be vigilant in studying the terms before agreeing to a trade. The buyer should also note that shipping is usually exclusive of the bid price he may have agreed to on the auction. He should weigh in the costs of shipping and handling when considering trades. Sellers on the other hand should ensure that the mode of delivery he specifies is convenient, cost-efficient, and attractive to most buyers. Buyers should review the shipping details for an item listing. He must specifically take note of insurance, shipping and handling charges, sales tax and return policy.

In the case of insurance, if the seller does not specify any details for such, the buyer should discuss the possibility of including one in the purchase. One walks on the safe side if he does not assume that all will go well on the delivery. The buyer should also inquire about the return policy – the rights available to a buyer if desires to return an item for whatever reason may it be dissatisfaction, damage, etc. Depending on the size of the item and its location, shipping costs can add significantly to the total cost of the item. The buyer should make sure the shipping details are clear and fair before agreeing to them. The buyer should also take advantage of the safety mechanisms available to him. The buyer and seller should agree upon such and contact their shipping company of choice to request measures to address their delivery concerns. Again, the key component to considering the shipping details of an item over eBay is good communication. In the end, one could say that shipping plans over eBay items can be safe – as long as one takes great pains and meticulous methods to ensure a hassle free delivery.

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Home audio recording for everyone

I'm not really sure how old I was when I got the gift for Christmas, but I remember thinking it was a pretty impressive piece of electronic hardware. It was really cool looking (technologically speaking), and I was awfully proud to own it. It certainly made for lots of fun times. What was this high-tech gift, you ask? Why, it was a tape recorder! It was a monographic, reel to reel tape deck that came with it’s own plug-in microphone. I could hold that mic up to my transistor radio’s speaker and record songs onto tape. I could also play the guitar and sing and record every second of it. I could even hide and record conversations from unsuspecting family members. I was in recording heaven! Years later I owned an 8 track stereo recording deck (ok, that was a mistake).

At another point in time I had a stereo cassette recording deck that would physically flip the tape over when one side was finished recording or playing. Now I own a more conventional stereo dual cassette deck, but I no longer use it for recording or much of anything else for that matter. All my recording is now done on my computer. The audio and midi software available today for computer recording is quite amazing. You can record multiple tracks, edit the recordings and add special effects as desired. Many of the audio recording programs come with their own native special effects such as reverb, compression, flanger, and chorus, to name a few. Some of the recording software can also accept third party effects such as vocal removers, tube amp effects and many more.

Multitrack recording software allows for recording various live instruments, vocals, etc, onto individual tracks. After recording one track, you can play it back while recording another. Once finished, you can mix all the individual tracks down into one stereo track. Some recording software will import and record both audio and MIDI, some audio only. If you have a MIDI keyboard or other MIDI instrument, be sure to pick software that handles both formats.

Creating a simple home audio recording studio is easy. In addition to software, an audio and/or midi interface will allow you to plug all kinds of audio components, microphones and instruments into your computer for live recording, recording from tape or even from your old vinyl lp’s. You can also use a home stereo system as an interface for audio components by running cables to it from your computer’s sound card. A laptop with recording software and a USB interface can serve as a totally portable recording studio. And again, if you have MIDI instruments, be sure to get an interface that will allow connecting them in additon to audio components and instruments.

The digital revolution has made music recording easily available to anyone with a computer. If you enjoy music and want to do more than just download mp3’s from the Internet, get some multitrack recording software and start your own home sound studio.

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Investing in australian aboriginal art

One of the hottest areas of the contemporary art scene in Australia today is Australian Aboriginal art, which is becoming an increasingly attractive option for many investors. The Aboriginal art market has attracted increasing international attention in recent years, and has experienced exceptional growth which appears set to maintain pace in the medium term. Aboriginal art considerably outsells non-indigenous Australian art at auction and has gained significant international standing. It is critical that investors are well informed before entering the Aboriginal art market, however, not only to ensure that investments are made in quality work by quality artists, but also to guarantee the provenance and authenticity of the work. Australian Aboriginal art has generally proved to be a solid investment over time. Work by important Aboriginal artists has increased in value markedly over the past 30 years, with individual works fetching prices as high $350,000 at international auction. Prudent investors who have developed good relationships with specialist galleries can derive great pleasure from collecting the art of the world's oldest living indigenous culture, and can also be assured that the artists in question have been treated fairly and ethically, and that their investment is secure.

One of the first considerations when investing in Aboriginal art is a Certificate of Authenticity. Certificates are normally issued by the community where the artist lives and paints, or by the gallery from which the artwork is purchased. Certificates vary in the details they provide, however most include information including the artist's name, community and language group, the title, story and size of the work, and the name and code of the relevant community art centre or gallery. A photo of the artist with the work is also often included with the certificate. Many of the factors involved in determining the value of an Aboriginal art work are similar to those involved in any other art work.

A particular piece should in the first instance be attractive to the investor on the basis of its immediate aesthetic value, but its current and future financial value depend on a variety of factors requiring careful research. These factors include the renown of the artist and the period of the artist's career in which the work was created. Other factors particular to the Australian Aboriginal art market include the artist's age and seniority as a tribal elder, and their role or position in the historical development of Aboriginal art. Prior to purchasing a painting, investors should research the artist in as much depth as possible. Determine whether the artist is represented in significant collections or galleries in Australia and internationally. Also determine how prolific the artist is, and whether there is strong demand for the artist in the secondary market - in other words, at auction. View as much work by the artist as possible to determine whether the work under consideration is from a well regarded period or series. Works painted during particular periods can be significantly more valuable than those from other periods. Finally, make sure you have an accurate understanding of the current market value of the artist's work. If all these factors seem daunting, don't hesitate to ask for professional advice. The Australian Aboriginal art market is far more open than it once was, with increased competition facilitating a marked improvement in service. Reputable gallery owners, dealers and auction houses possess the necessary expertise and are generally happy to assist new investors. One final point to consider when investing in any art are add-on expenses including transaction costs, commissions, insurance and restoration charges. These costs can be high, so be sure to factor them into the purchase price where applicable.

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Young entrepreneurs

Adolescence brings with it many challenges - for both parents and kids. Young people, still new to the world, are embarking on a journey to discover their passions, joys, and authentic self-images. More often than not, however, their journey more closely resembles an elongated stampede of enraged elephants than it does an innocent soul-searching endeavor. But no one said growing up would be easy. And there are young entrepreneurs out there who see the world in a truly positive light.

Sure, they have their ups and downs like most teenagers, but they are motivated, focused, and want to make a difference. Who are these kids? How were they raised? What do they have in common with one another? At the risk of making some sweeping generalizations, I will paint the picture of the young, confident entrepreneur - with the knowledge that this over-idealized portrait often comes in many colors and hues. While entrepreneurship was never common in my family, many young entrepreneurs had experiences early on in life that lead them towards an entrepreneurial path. In general, there are two possible ways young people feel compelled towards entrepreneurship: inspiration and avoidance.

Both can act as powerful catalysts for taking action. In the case of inspired action, the young entrepreneur most likely grew up in an environment where individuality, responsibility, and financial literacy were encouraged. Even if the parent made little money to support his or her child, the underlying message often centered around taking initiative and following one's own path. On the other hand, in the instances where avoidance is the primary motivator, the child usually wants to avoid becoming like their primary caregiver, who was most likely a negative influence. Friends of mind who have exhibited this type of motivation often have a very strong drive to succeed, yet, in part, base their motivation on what they don't want to become - and must overcome even greater adversity in life.

In order to facilitate the spirit of entrepreneurship in your family, there are many steps you can take. While these steps are particularly geared towards entrepreneurship, they apply toward creating any harmonious relationship between parent and child: -Teach your child in creative, 'outside-the-box' ways. In a recent article with 19 year-old CEO Cameron Johnson, he told a story about how his parents gave him stocks - literally, shares in a company - in his stockings for Christmas. There are many ways you can teach your child about financial literacy, entrepreneurship, and individuality. -Make self-awareness and wealth consciousness the highest priorities. This entails a significant amount of soul-searching. And while many adults are adverse to the concept of change, often letting go of fear and facing your demons can be the most inspirational model for your child. I have a friend who, after years of living in a fear-based reality, she learned to let go and allow herself to forgive and love others. She has never enjoyed better relationships with her children. -If your kid acts up, stand in your truth. Don't beat around the bush or overreact. Of course, you want to be sensitive to your child's feelings and come from a place of authentic compassion. But when it comes down to it, tell it like it is - they'll appreciate it in the end. -Give your child ample opportunity to discover independence for him or herself. It's critically important that your child learns the process of creating one's own experience of reality from a first-hand perspective. Sometimes this requires being more firm or lenient than one would like. Yet remember that you grew through making mistakes and so will your child. If you see your child exhibiting entrepreneurial behaviors, make sure you show your support throughout his or her growth process. And if your kid is struggling to find motivation, don't worry - as long as you follow the guidelines above, you will instill the characteristics of greatness and, in due time, inspire the leader within.

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