Advantages of buying promotional products online

Buying your promotional products and corporate identity apparel online provides five major advantages: a greater selection, better pricing, convenience, customer service, and faster ordering time. Factories often display their entire line of products on the web, providing you with a greater selection of products. With all of these factories on the web, you gain the opportunity to compare quality and pricing in a simple and easy online format, instead of wasting time browsing through endless catalogs that crowd your work center. Better pricing is readily available on the web, but you have to dig and probe for it. Type in any promotional product related keywords into your favorite search engine and sift through the results until you find a promotional products company with discount pricing. A great trick is to choose an item and have several promotional product companies give you a quote, ALWAYS including any set up charges and freight. This will get you a true number to compare an exact total cost.

How do these online web companies afford to sell the exact same product for less than other distributors? Traditionally, promotional items are sold by a distributor who has a whole staff of outside sales people that will go to your business, show you tons samples, and baby sit you through the process of placing an order. These outside sales people are number one primary expense of an off-line distributor. Believe me this expense is then factored into the price of the promotional item you are purchasing, thus raising your total cost. By purchasing discount promotional products on the web, you can eliminate lining some salespersons pockets and reduce your purchase price by a considerable amount of money. The Convenience comes with the ability of placing your entire order online. All successful web companies offer this service with encrypted order forms to secure your purchasing information.

You may send your artwork via email. This is made easy with the online form. With online ordering you gain the convenience of placing your order anytime, twenty-four hours a day seven days a week. A few of these online web companies also provide customer service departments with extended hours. They are set up to take your calls, handle your rush orders, and to answer your questions promptly. If you prefer to communicate through e-mail, this is a great way to document your order from start to finish. You can e-mail a question to your distributor, leave for a break, and have it answered by the time you return.

A much faster ordering time is the fifth major result of the online purchase. I have personally visited hundreds of clients. This obviously requires an appointment, which naturally must fit into both parties' schedules. An off-line salesperson is forced to interpret your needs prior to your meeting.

Then bring what samples and catalogs they have on hand, but these may not meet your needs and thus your ordering time will be extended for a second meeting. If you have any questions about product availability, turn around time, or any other factory sensitive inquiries, the salesperson will have to return to his office in order to contact the factory, to get you your answers. When you order from an online web company, the customer service team is already in their office, so they can contact the factory with your questions and call you back immediately. I have given you five great reasons to buy Imprinted products from an online discount promotional products company, but I must also remind you that there is always a trade off. Online promotional products companies work very hard to cut all possible costs and to pass this savings on to you. You will find that this results in a charge for samples and pre-payment requirements.

The charge for promotional samples insures that the company will not give away products to non-customers, as this would considerably raise the real customers' costs. Paying in advance is very common among internet purchasing in general, and necessary for almost every online company to insure payment. Pre-payment is nothing to worry about. You still have the right to a quality product, and you gain an enormous savings. Another Tip: When purchasing imprinted corporate apparel, select an online company that has in-house embroidery and screen printing facilities. It has been my experience that these companies will have much better control of expediting your orders, a better knowledge of branding, experience which allows them to better monitor quality control, and a much better capabilities to complete rush orders quicker. Today you will find that many more successful businesses are now placing their promotional product and corporate apparel orders in the hands of these qualified discount online distributors. The advantages are numerous; convenience, speed, selection, accountability, service, and above all, savings.



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The power of natural alternative medicine part 1

The doctor of the future will give no medicine, but will interest his patients in the care of the human body, in diet and in the cause and prevention of disease."...Thomas Edison, 1902. We have many different options for healthcare today, but the focus will be on biologically based treatments and prevention. The National Center for Complementary and Alternative Medicine (NCCAM) defines the scope of biologically based practices to include, but is not limited to, botanicals, animal-derived extracts, vitamins, minerals, fatty acids, amino acids, proteins, prebiotics and probiotics, whole diets, and functional foods. But first, let's take a look at the different philosophies of healthcare practiced today. Allopathic, alternative, complementary, integrative-what does it all mean? Each includes many different kinds of therapies, and although alternative, complementary and integrative are sometimes used interchangeably, the general focus of each is different. Allopathic medicine focuses on disease and the treatment of the physical body with drugs and surgery.

These are conventional physicians with the title of M. D. that are universally recognized as having a medical degree. Alternative medicine includes those therapies not generally recommended by allopathic physicians. It includes Energy Medicine, Ethnomedicine, Chiropractic, Acupuncture, Homeopathic Medicine, Botanical or Herbal Medicine, Bio molecular Medicine, Manual Medicine, Spiritual Medicine. Complementary medicine includes therapies used by both alternative and allopathic physicians. It includes Exercise Medicine, Environmental Medicine, Social Medicine, Nutritional Medicine. Integrative medicine is the attempt to integrate the many philosophies of medicine, allopathic, complementary, and alternative, to treat the whole person, physical, emotional, spiritual, and intellectual. Many people are hesitant about trusting their healthcare to anyone other than an allopathic physician. But did you know that Naturopathic Medical Doctors are the only physicians who receive complete training in conventional medicine as well as natural medicine? Licensed Naturopathic medical doctors (N. M.D./N. D.) attend a four-year graduate level Naturopathic medical school where they are educated in all of the same basic sciences as a conventional M. D. In addition to this training, they are extensively educated in the philosophy and implementation of safe and effective natural therapeutics with a strong emphasis on disease prevention.

Unfortunately, some states do not yet offer licensing for Naturopathic Doctors. Allopathic physicians and pharmaceutical drugs are, and always will be, necessary for acute, emergency medical care and trauma, as well as for conditions that cannot be controlled with lifestyle changes, good nutrition and supplements. But many conditions can be prevented and controlled with lifestyle changes and biologically based medicine. Just as many pharmaceutical drugs can interact with other drugs, some biologically based supplements may interact with drugs and cause side effects, so a healthcare provider should always be consulted before adding supplements to the diet. In some cases, alternative therapy may actually have beneficial synergistic effects in conjunction with existing medical therapy, even when not feasible as a replacement.

Biologically based medicine is not new. It was practiced for thousands of years before pharmaceutical companies began manufacturing the first synthetic drugs. In addition, many of the pharmaceutical preparations used around the world are based on plants. As late as the 1930's, the formulation of about 80% of synthetic pharmaceutical drugs began with a natural compound. Today, about 25% of prescription drugs contain active ingredients derived from plants.

The United States has the most advanced medical system in the world, yet the population is increasingly turning to natural healing methods. However, the U. S. still lags behind world stats. A survey of 31,000 U. S. adults conducted by the National Center for Health Statistics in 2004 showed that 35 percent use some form of complementary and alternative medicine. Today, the World Health Organization estimates that herbal medicine is still the primary source of health care for approximately 80 percent of the world's population. Chronic diseases such as heart disease, cancer, and diabetes are the leading causes of death and disability in the United States. These diseases and other chronic diseases such as obesity, depression, metabolic and digestive disorders, rheumatoid arthritis, osteoporosis, and fibroids, account for 7 of every 10 deaths and affect the quality of life of 90 million Americans. Chronic diseases are among the most prevalent and most costly, yet they are the most preventable.

Conventional physicians treat chronic diseases with expensive pharmaceuticals that may temporarily relieve the painful or uncomfortable symptoms, but the drugs do nothing to resolve the underlying cause, and may actually cause other side effects and serious problems. Because nutrition affects our immune system, organ function, hormonal balance and cellular metabolism, many of these chronic conditions and diseases can be traced to a nutrition deficiency. When the deficiency is not corrected, symptoms begin to appear and eventually lead to disease and premature aging. Many pharmaceuticals can effectively be replaced with multi vitamin supplements, botanicals, amino acids, prebiotics and probiotics, fresh foods and functional foods for both prevention and treatment. Because herbs work synergistically, combinations of herbs with similar properties enhance the properties of each. This is why choosing a product containing a combination of different herbs is usually more effective than choosing individual selections. An example of this is the combination of valerian, passion flower and hops to promote relaxation and restful sleep. All three have a relaxing effect on the body.

Valerian relaxes muscle tension, while hops relaxes the nervous system, and passiflora acts as a sedative. Popular alternative medicine company Melaleuca even offers a product called RestEZ that offers a supplement that contains all three natural sleep enhancers: valerian, passion flower and hops. In part two of The Power of Natural Alternative Medicine we will discuss the regulation of nutritional supplements and little known history of natural medicine.



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Bushings buying tips

Bushings are either permanent or detachable metal sleeves that are used primarily to reduce friction. Since the early 90s, different chemistries of the dry bulb bushings with bronze layers have been commonly used. This technology offers accuracy and concentricity that is not available with other types of bushings. Today, many types of Bushings are manufactured. There are control arm bushings, anti-sway bar bushings, and spring bushings. And each one has distinctive feature and has its own upsides and as well as downsides.

1. Materials New technologies, however, are fast developing. Soon, a combination of materials will be pooled to create fully developed and industrialized types of Bushings. Car manufacturers and spare parts companies sell different types of Bushings. It is proper to know the exact specifications as well as the key features of each type to be able to achieve desired quality. There are many aspects to consider in bushing the best types of automobile bushings. Some Bushings are made of polyurethane while some are made of rubber or bronze. Some are not advised for street use while some are recommended for off-road travels and vehicles. 2. Brushings These specs should be considered and thought of. Choose bushings that would cause better weight distribution as well as lofty speed stability, that in return, reduce the push of the car. In addition, prefer those that produce significantly superior steering control and reaction particularly of huge tire and wheel parcels. Package the type of Bushings that domesticates differential movement in times of tough accelerations and that that permits enhanced power distribution. And it is better to pick the ones that have superior tribological potentials that would simply extend the deterioration life of these. Polyurethane Bushings allow suspensions to toil optimistically. 3. Control And Grip From the name itself, it is primarily made from polyurethane that is characterized as a specific material that offer flexibility of rubber with the rigidity of the metal. Apart from natural rubber materials, polyurethane provides exceptional strength as well as resistance to strong impacts, grease and fuels. They are also known and proven to do better than the usual rubber type of bushings. These types of bushings are flexible enough. Whether you would go on for a soft trip or even go for challenging off-road ride. These are firm enough to adopt to even the toughest conditions. These poly bushings make a remarkable enhancement to your vehicle’s control and grip. 4. Handling Handling is enhanced and you will be able to sustain appropriate alignment all the way through your travel. Aside from that, polyurethane Bushings are resistant to oils and other petroleum goods. Moreover, it will not perish or depreciate from drastic weather and temperature changes. Truly, poly Bushings are specific improvement compared with the ones made of rubber. Moreover, they are often said to be the best off-road Bushings commercially available in the market. Some of them are mixed together to provide additional mechanical properties. 5. Suspension This allows good suspension feel while driving your off-road vehicle. It is also recommended because of their durability and flexibility even at extreme conditions. In totality, polyurethane bushings will save you time as well as replacement fees. Additionally, these are considered good rubber alternates and are obtainable to provide an array of functions. Furthermore, poly Bushings are not that expensive. The essential variation in price makes it popular. The cost alone is the cause why many people prefer buying these instead of those costly rubber Bushings. Likewise, others prefer it because it degrades much slower compared to those made of rubber. While others say that they bought it because of its toughness and flexibility. However, there are some aspects that compare rubber from poly. 6. Installation Most of the time, consumers would complain and grumble on how awfully squeaky it can be when lubrication is not exercised properly. On this case, it is advised that rub your poly spring bushings with sand papers before installing it. There are some sets of these types that contains silicone type of grease that does not evaporate at all. The poly bushings will not screech when you coat your bushings with these kind of grease and rubbing them to coarse sand paper. Nevertheless, the grease may wear off when exposed or run through a heavy mud.



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Punctuate your point

Does punctuation matter in an email message? Yes! Why is following the rules of punctuation so important? To answer that question, ask yourself another question – are your customers or colleagues going to be comfortable with your work when you can’t even punctuate a sentence properly? By using proper punctuation, you can demonstrate that you are professional and competent. Want to see how good your punctuation skills are? Take the following quiz. Quiz Directions: Indicate whether the punctuation of each specified phrase is Correct ( C ) or Incorrect ( I ). C I 1. (You’re) our first choice for this job. C I 2. (Its) a beautiful city. C I 3. (They’re) is a videoconference tomorrow. C I 4. Please send the information by (Monday May 5). C I 5. The teleconference was held in (September 2005). C I 6. In (June 2006), we launched a new product. C I 7. Call before (noon, or) you won’t be able to obtain a dinner reservation. Solutions 1. Correct. (You’re) is a contraction of “You are.” 2. Incorrect. (Its) should be “It’s” “It’s” is a contraction of “It is.” 3. Incorrect. (They’re) is a contraction meaning “They are.” The correct choice for this sentence is “There.” 4. Incorrect. The correct punctuation is: “Monday, May 5.” A comma is required to separate the day of the week from the month. A comma is also required to separate the day of the month from the year, as in “May 2, 2006.“ 5. Correct. Don’t use commas when you are including only the month and day (June 1), or month and year (June 2006). 6. Correct. Same reason as above. 7. Correct. Since the conjunction “or” has an independent clause on both sides of it, you need a comma. In case you were wondering, the subject in the first clause is the “understood you.” Since this is a command, the subject “you” is implied. Score: 7 = You’re perfect. (But, you knew that already.) Keep emailing! 5 - 6 = You’re okay. You could learn a few tips from my book, Email Etiquette Made Easy (see link in resource box). 3 - 4 = You could use some help. Try my book, Email Etiquette Made Easy (see link in resource box). Less than 3 = Ugh! Call me now! We’ll schedule your intense therapy immediately.



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How to finance your dream car

Have you thought about getting a better car? Ever thought of driving your own sports car? Want to purchase the latest car model? Are you wondering how to finance your dream car? Why wait when you can do so now! Most people do not realise that they have capital locked up in their property which could be used for buying that special car of their dreams. Release the capital tied up in your home with a home owner loan. The loan can be used for any purpose, and is available to anyone who owns their home. Home loans can be used for any purpose such as, new car, home improvements, pay of store card or credit card debt and debt consolidation. Home owner loans are available for practically any reason. One of the most common types of home owner loans on offer are debt consolidation loans where the objective is to reduce monthly outgoings to a more manageable amount. A UK Home Owner Loan is great if you want to raise a large amount; are having problems getting an unsecured loan; or have a poor credit history. Many lenders look more favourably on people who are home owners as this demonstrates a commitment to repay a large amount of money over a long period. A UK Home Owner Loan is a cheap, low cost, loan secured on your UK home. It frees up the equity in your home for you to use on whatever you want. -- You may freely reprint this article provided the author's biography remains intact:



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How to start a vending machine business

If you’ve been considering your business options, vending machines are certainly worth putting on the list. There are some nice profits to be made. Vending machines can be owned or rented by a store owner or by an entrepreneur that distributes the vending machines among store locations. Once you obtain the vending machines you want, you need to find locations for them and keep them stocked with merchandise. If you own your machines, the profits you make are usually shared between you and the business that is housing the machine. The main types of machines include candy, pop, and snack vending machines; but there are other types too such as postal service machines or lotto machines. As a vending machine operator, you will need to convince other businesses to allow you to place your machine in their outlet.

Of course the higher the percentage of the profits they make the more enticed they will be to have your machines. You will have to get used to the word “No,” and not worry about it though. When approaching a business where you would like to place your vending machines, make sure you are talking to one of the decision-making people. A common mistake is speaking to an employee rather than the owner or a manager that is in charge. Be ready to have 90% of the businesses you approach tell you no, but remember that leaves 10% that will tell you yes. That means if you approach 100 businesses in a day, 90 will say no and 10 will say yes and that 10 has the potential of earning you a substantial income. So don’t worry about the 90%. Instead focus on the 10%. Once you get the yes, you need to focus on determining the best location for the machine so that you optimize your revenue. Entrances and exits are always great spots. So are restrooms, lunch rooms, near the coffee maker, and next to other vending machines. You might also consider near a cash register, ATM, or in a waiting room. You need locations where people stop or gather and where they might potentially be looking for a snack. Bulk candy machines, and toy or gumball machines do well when they are placed where there are kids, and where those kids are standing still waiting for their parents. That’s why you’ll often find them in the front of a restaurant. These machines are mechanical. The money is placed in the slot and in return a ball, gumball, jewelry cap, or a handful of candy are released. The profit margin on these machines is very good. Your cost per item runs from Ѕ cent to 5 cents depending on your supplier, and your machines charge from 25 cents to 50 cents. The machines themselves are also a lot cheaper then soda type machines. However to make a full time living on these machines you will need to have many in place. The soda and snack vending machines are definitely capable of providing a full time income. The advantage to these types of machines is the demand for the product. Combine that with good strategic locations and you’re in business. In fact many companies will actually contact you looking for the placement of a vending machine, especially in lunch rooms and places where the public might gather. And once you’ve got your machine in their business they are unlikely to ask you to remove it unless you are providing very poor service to the company. After all they aren’t interested in dealing with repairs and stocking of these machines; they just want the convenience. There are also specialty machines that you might consider such as those found in restrooms that sell hygiene products, condoms, medicine, and other toiletries. These machines do well in airports, bus stations, and truck stops. Vending machines make a great business. There is plenty of opportunity and you require no special skills other than it’s helpful to be a little mechanical. So why not give it some consideration?



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3 steps to immediately increase sales

Want to increase sales within your company? It’s not as hard to do as some might have you believe. Though we as a nation are in the midst of an economic downturn these past two years, your company does not have to be. What follows are three simple steps to increase sales, no matter the economic conditions. 1. Simplify your advertising Consumers today are inundated daily with advertising campaigns and solicitations. Frankly, most of these advertising campaigns are not worth the money spent on them. Why? Because they continue to use the same methods as their competitors (direct-mail, billboards, internet advertising, television advertising, and radio advertising) and in the same manner. What has resulted is a society immune to “pitches”, “angles”, and “tricks” that get them to become consumers of your products. Some tips to simplifying your advertising: Avoid cliches. Most are overused anyway. Be better, not best. Most products are pitched as “the best” of their kind. Consumers don’t always need the best, however. They just need products that are better than most. Less is more. Don’t allow your message to become lost in the tidal wave of stimuli thrown at consumers. Shorter, succinct messages work well. 2. Target the few Once you have begun to simply your advertising, focus your message on those few people who begin trends rather than follow them. Perhaps you have friends like this-they revel in finding new products to love. They enjoy having the “newest” product, the “coolest” ideas, the “different” gadgets. These types of consumers become walking billboards, and should be the focus of your advertising. They actually do most of the advertising work for you. Some tips: Know what makes your product better. Make it the theme of your advertising message. Know what makes your product different. Emphasize this. Worry less about those who are apathetic towards your products. Worry more about those that are extremely enthusiastic. Cater to them. 3. Build the relationship rather than the sale Becoming a better salesman is easy: improve your relationship skills. Most consumers are looking for peace of mind rather than products anyway. Seek to first build trust and understanding in your relationships with consumers. There are over a dozen hair salons within five miles of my house, yet I always drive twenty minutes longer to get my hair cut each month. Why? Because I enjoy my relationship with the individuals that cut my hair at this particular shop. We talk, we laugh. I enjoy the experience. Thus, I return, even though it is over ten miles from my house, and somewhat inconvenient. I don’t pay for the haircut as much as I do the relationship. Im a loyal consumer. Some tips: Focus on producing value more than selling products. Make quality products, hire quality people. Learn about your customers at every opportunity Talk price last, not first. If price is the determining factor for buying your product, you’ve lost control of the sales conversation. Focus instead on the consumers needs and wants, then seek to meet them. Copyright (2003) Leif H. Smith, Psy. D. All rights reserved.



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Computer support msconfig

The computer. The thing we all love to hate. It does so many important things for us, yet also causes some of our biggest headaches. There is always something that needs to be fixed or optimized, no matter what we do it seems. No matter how well they invent new technology, something still breaks down.

And when it does, you end up calling tech support where either you or the technician is bound to feel stupid at some point. Believe me, it’s the technician in many cases, so don’t feel bad. In this article, I am going to go over one of the most common computer problems and how to fix it without calling a computer support technician, or your Uncle Bob’s third cousin’s friend, who knows a lot about computers. Let’s start at the beginning. Booting up, that (for some of us) long process where your computer comes to life. I read a book that explains computers pretty well. In it, the author said that when a computer gets turned on it’s as if every time you woke up, you had to make sure you still had 10 fingers, 10 toes, two eyes, two arms, etc. That is exactly what a computer does as it boots up and starts the operating system. It uses the registry to examine itself to see if anything it remembers having is not there anymore. So look at the registry as the brain. I do not recommend novice computer users doing anything in the registry. If you would not be comfortable performing your own lobotomy, then leave the registry alone. Windows comes with tools built into the operating system that makes changes to the registry for you. One of these you should get to know well is msconfig. Every program you download had someone programming it that believes you cannot live without his or her software program running all the time and starting up every time you start your computer. For almost all software, this is not the case. You can live without his or her program running constantly on your computer. Even Microsoft office and Corel office install themselves into your startup process. They must have thought while writing that program, that everyone will be using their product as soon as they boot up so let’s tell the computer to go ahead and do that for them,. Go to start, the little button in the lower left hand side of your computer, in most instances. Now click on run. Type in “msconfig”. You will see several options. Normal startup, Diagnostic startup, and Selective startup. We are going to be selective today and from now on, so click selective. Now on the tabs at the top, choose startup. You will see all the programs that startup when your computer boots up. Some of these are necessary and some are not. If you are unsure what something is, do not remove the check by it. I’ll tell you how to figure that out in a minute. Some things you will see that need to stay in are “load power profile”, “scanregistry”, “taskmonitor”, “system tray”, and “hotkeyscommands”. You can leave those in. Now to the right you will see paths to where the programs are and most will provide a clue as to what they are for. Pretty much anything to do with your Internet connection, your printer, your mouse, or other items you know you need should stay checked. Anything to do with your virus program should be left alone as well. Others like schedulers you don’t use, QuickTime or quicktask, MSN messenger, Yahoo pager, RealPlayer, Quickview, search anything, Microsoft Office, Corel Office, etc. can be unchecked. Microsoft and Corel Office will work just fine when you go to use them without having them in your startup menu. The same goes for the other programs. They do not need to be running until you decide you need them. Once you begin to take control of your computer and learn what makes it tick, the less you will depend on those long tech support calls. Once you have unchecked all of the programs you know for sure do not need to be there, hit “apply”, then “ok”. It will tell you that you need to reboot. So go ahead and do that after you save this article or bookmark it so you can see what to do next. After you reboot, you will get a popup that says something like, “OH MY GOD! You have chosen to change some settings! Are you sure?! Make sure you check the box that says don’t show me this dramatic popup anymore, then close that. Go back to “start”, “run”, type msconfig again. Go back to the tab at the top that says “startup.” If there is anything you were not sure of that you wish to remove, go ahead, but only pick one! Important, only pick one, then reboot to see if that one caused you any problems. If it does, then you simply go back to msconfig, check the box back again and reboot again. You can repeat this for each of the ones you were not sure about removing. I hope I have saved you at least one computer tech support call with this article. Your computer should now run a little faster and you know what to do every time you download a new program. Go see if it installed itself into the startup folder and remove it if you do not need it at startup. Happy computing!



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Capital markets driving the cost of mortgages

The capital that makes up your mortgage/ loan can come from a number of sources including other people's deposits and savings, stored up in the bank and other investors, all of which make up the Capital Markets. Of course, there isn't enough cash in the general consumers accounts to make up the capital needed for the mortgage markets so the majority comes from investors looking to buy debt instruments, which in this case are bonds. The buyers of these bonds are looking for a good return on their investments, which is of course completely opposite to people looking for a low rate mortgage. In effect, you're borrowing money from an investor at a given rate (for you an interest rate and for the investor a rate of return). Of course, the investor is only willing to invest a certain amount of capital in such low yield bonds. Now, the rates on a mortgage fluctuate from month to month and this rate is determined by how well 'mortgage bonds' are selling. A rise in sales will see a drop in yield and a drop in sales will see a rise in yield, thus attracting investors back into the market.

The result of the average mortgage holder will be the opposite though. When investors leave the bond market, they will see a rise in mortgage interest rates. Of course, the mortgage market is driven by a number of external factors, such as supply and demand but the greatest factors is that of inflation. Where inflation is low, the return for the investor is high, but when inflation increases, it devalues the investment and at the same time the mortgage. Suddenly a $120,000 mortgage can seem far less of a burden. Inflation is kept under control by raising or lowering interest rates. When inflation is rampant, interest rates are raised, resulting in a rise in mortgage repayments.

Recent sub-prime mortgage lending issues in the US have had a knock on effect throughout the world. Billions of US dollars have been lost, simply because many of the associated bonds were bundled up and sold on to banks throughout the world. These mortgages were in effect over-subscribed in the states, with many people only able to afford a house with one of them. Unfortunately, the mortgages were being defaulted on and, having been sold on to UK, Hong Kong, German, French banks, they could not be easily recouped. The collapse in this market left many banks in serious problems. Losses could not be recouped and the bond market dried up as investors fled. New mortgages became difficult to find and their rates were much higher than previous. Interest rates have now been dropped so as to stimulate the market.

Lenders have maintained bond rates at a higher level, giving them greater yield and the result will be a higher return for what is now percieved a greater risk.



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What should you look for in a massage therapy school

If you are considering engaging in a great career in massage therapy, let me compliment you on your selection. Massage is one of the few careers which aids individuals in need, allows flexible hrs, and for those who ambitiously pursue it, opens up the door to a lucrative income. Once you have decided on your career, your next big decision should be which school to attend. I have furnished a list of 5 valuable questions to ask yourself when analyzing the huge amount of therapeutic massage schools to choose from. Question 1: What is the timeframe that it will it choose from beginning to end? Massage schools have a broad variety when it comes how much time must be invested to finish.

Massage therapy schools can vary anywhere from 6 - 15 months, or longer. Keeping this in mind, you have to ask yourself two important questions in regards to the amount of time you place in your education. Remember, if you hurry through a program, you have a better chance of missing out on something. On the other side of the coin, you have to also weigh how much money you may lose if you have to spend 6 months to a year longer in school when you could be getting your income rolling. Question 2: Will it be very expensive? Education tuition might vary anywhere from $6.00 to $17.00 per hour of education! The average usually falls around $9.00 or $10.00 per credit hour. If you are in an unlicensed state and want to join a quick program, you may actually be able to get the necessary 100-hour training for under $1,000. In licensed states, which require 500 hours, tuition usually ranges from $5,000.00 to $9,000.00.. Some schools include the cost of supplies, or even a massage table. Be sure to factor in what is included verses what you are called upon to acquire before you commit.

For example, if one school costs $1400 and includes your table, it will end up being cheaper than the school which costs $1000, but requires you to purchase a table. Tables run an average of around $500. Question 3: Will therapeutic massage school hours work with the rest of my loyalties? Virtually all schools are aware that the individuals who are attending their curriculum have other things to do as well. Most students have to hold down jobs while attending massage school, while others have children at home. Many schools offer programs designed to cater to the working adult. Check to make sure that the school you like offers a variety of schedules to meet your needs. Question 4: How do I pay for it? When you compare the cost of becoming a licensed massage therapist verses the cost of a bachelors degree, you would save approximately $60,000. Even so, most of us do not have $5,000 - $9,000 lying available to place in an education. Hence, financial aid is important to consider. Keep the following in mind: All federal loans and grants for education can be paid only to students attending federally accredited schools. Look for a reputable accreditation, such as the Integrative Massage



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The plant based diet is meat good for you

Imagine this scenario: your 12 month old baby is fussing because it is past his feeding time. You warm up his bottle of regular whole milk. No more infant formula. He looks healthy. You are feeding him well and you feel proud! Wait a minute! There is something wrong with this picture. It is the cow’s milk—the milk we all consume on a daily basis—1%, 2%,homogenized milk. White and seemingly so good for you! Not so, says Dr. T. Colin Campbell Ph. D, Professor Emeritus of Nutritional Biochemistry at Cornell University who has authored more than 350 research papers. He is also Winner of the 1998 American Institute of Cancer Research Award, the 2004 Burton Kallman Scientific Award by the Natural Nutrition Food Association. In “The China Study,” (Benbella Books, 2005), he presents the findings of a 45 year study and a 20-year partnership of Cornell University, Oxford University and the Chinese Academy of Preventive Medicine. And what is startling about the conclusions of his study is that cow’s milk ( 87% of which is made of the protein casein) actually encourages the growth of cancer cells in rats and humans. The China Study shows unequivocally that all meat is suspect: “nutrients from animal-based foods increased tumor development” while ”nutrients from plant-based foods decreased tumor development.” What initiated Dr. Campbell’s study was not an attempt to justify vegetarianism. In fact, Dr. Campbell grew up as a farm boy in northern Virginia. For most of his life, he ate the typical North American diet—high in animal proteins, meat, eggs, whole milk, butter. But evidence from his own research pointed such an accusing finger at animal protein that he and his family adopted the plant-based diet fifteen years ago. In the mid 1960’s, Dr. Campbell was recruited to the Philippines to develop a protein source for malnourished children. His interest then was on a protein source that was local and affordable—peanuts. However, the peanuts were often contaminated with ”aflatoxin” which caused liver cancer in rats and humans. This led to a series of studies and tests which showed some surprising results: -the children who developed liver cancer from the nuts came from the best-fed ( most affluent) families; -these children consumed more protein than anyone else in the country( high quality animal protein) ; -in studies on rats exposed to aflatoxin, only the animals fed 20% protein developed the cancer while those fed 5% got none; -reversing the diet of rats that developed cancer ( from 20% to 5% protein) caused a reduction in tumor development; in rats( initially fed 5% protein), whose dietary protein was increased to 20%, there was an increase in tumor development. -The dietary protein used in these experiments was animal protein—casein from cow’s milk. When the same experiment was repeated with plant protein (Soy or Wheat), no cancer growth was discovered, even at the highest levels of protein intake. Rats fed 20% Soy Protein or Wheat Protein diets did not experience early tumor development at all. The cancer promoting factor was cow’s milk protein. Even though these studies were performed on rats, the results were relevant for humans. In a subsequent study on the Chinese diet, Dr. Campbell made several crucial observations between meat-based diets and disease. -Cancer ( colon, lung, breast, stomach), diabetes, heart disease are all diseases of the affluent. These are also mainly diseases of the Western world where consumption of meat is high. -As blood cholesterol levels in rural China rose in certain counties, the incidence of Western or Affluent diseases also increased. -As intakes of animal protein went up, blood cholesterol levels rose; intakes of plant–based protein brought down blood cholesterol levels. -Lower blood cholesterol levels are linked to lower rates not only of heart disease, but of cancer, and other Western diseases, even though these levels seemed far below those considered “safe” in the West. What are some of the lessons we can gather from Dr. Campbell’s China Study? -The Western World is plagued with diseases of affluence which can be controlled by switching to a plant-based diet. -There are virtually no nutrients in animal-based foods that are not better provided by plants. -Genes do not determine diseases on their own. Nutrition plays a critical role in determining which genes, good or bad, are expressed. -Good nutrition creates health in all areas of our existence. All parts are interconnected. The question remains then--for all of us who have come this far--What can we eat? Dr. Campbell provides a very simple profile of the plant-based diet. -Eat all you want of any WHOLE, UNREFINED Plant-Based Food such as Fruits, Vegetables, Nuts , Legumes ( Soy beans, lentils) and Whole grains. The more color and variety you eat, the better your diet. Minimize Refined Carbohydrates ( white bread, crackers, sugars, cakes etc), Added Oils ( olive oil, peanut oil), Fish ( salmon , tuna, cod). Avoid Meat and meat products, Poultry, Dairy, Eggs. The facts are there and it is up to us either to ignore them or do something with them in our own lives. Nothing, however, speaks more powerfully than Dr. Campbell’s final words : “We, as a society, are on the edge of a great precipice: we can fall to sickness, poverty and degradation, or we can embrace health, longevity and bounty. And all it takes is the courage to change.” Copyright 2006 Mary Desaulniers



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Hoodia taking the diet world by storm

Hoodia is THE newest catch phrase in the weight loss industry today. Everyone wants to be in on the secret, and still more are wondering about this miraculous plant. What does it do, how can it help you lose weight, and why wasn’t it heard of before? Well, answers to these questions and more can be found in the following paragraphs. Read on and discover Hoodia’s amazing abilities for yourself. Hoodia has actually been around for quite some time, but was only recently discovered to be an appetite suppressant. With no unnatural stimulants, Hoodia is 100% safe and effective for those who want to lose a little weight, or a lot. With Hoodia, you can feel full faster and stay full longer because of its amazing ability to stave off hunger. You can lose weight safely, with no side effects that come with most weight loss supplements.

Best of all, it’s a PROVEN appetite suppressant, and that’s not false advertising talking. The Bushmen of the Kalahari deserts have been eating Hoodia for quite some time now, and have been familiar with it’s thirst and hunger quenching abilities. That’s why, when using hoodia it is important to have adequate hydration on top of a healthy diet. Even though hoodia is natural and will work on its own to help safely curb your appetite, it is essential that you incorporate it into a healthy lifestyle. Allowing hoodia to starve you is not healthy, so remember that!

Speaking with your doctor is essential in assuring you do not get in over your head. As with any weight loss product, your doctor should know what you are taking and how you plan to use Hoodia in your life. While it is not known to cause any unpleasant side effects, it’s not for certain how it will react with any prescription medications you could be taking. For safety reasons, let your doctor know you plan on taking Hoodia and he or she will help devise a diet and exercise plan that will work with the supplement to ensure maximum weight loss potential.

Hoodia is being toted the world over as the newest miracle weight loss drug, but do not let the hype get to you. It is unrealistic to expect a diet pill to do all the work for you and put simply, it will not. It’s true that Hoodia can work wonders for your weight loss goals, but you must be willing to work for it. Hoodia can definitely play an important role in your weight-loss goals, but ensure that you are totally committed to exercising and eating right. For more great ideas on how you can lead a healthier lifestyle, and for more reviews on Hoodia and its abilities, visit our website at weight-loss-discovery. com. You’ll discover all sorts of ways to lose weight, and tips on eating healthy and exercising right. You will find yourself pleasantly surprised at what Hoodia, diet and exercise can do for you.



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How long will it take to gain muscles build muscle mass

There are many factors to consider when you want to know how long will it take for you to gain and build muscle mass. Questions like are you eating enough and the right nutrients to accelerate muscle growth, are you exercising correctly and regularly and do you have the genes for quick muscle growth need to be addressed. In this article, we shall discuss whether you have the genetic make up to gain and build muscles quickly. Don’t despair if you don’t because this is only one of the several factors that determine how long will it take for you to build muscle mass. It is certainly helpful to know your body type when you want to build muscles. By knowing your own body type, you can then plan your nutritional and exercise program to suit your specific body type to encourage muscle growth. We shall discuss the 3 common body types and their characteristics here. • Endomorph: You have naturally big frame body and usually have a round face, wide hips, big bones and slow metabolism. You are the type that gain weight and body fat easily.

However, you also have potential for gaining muscle mass quickly. Only problem is that your muscles may be hiding under your body fat making you look big bulky and clumsy. Your six pack abs is hidden under your tummy fat is not going to show. So you will have to build muscles and then burn off the fats to reveal your muscle definition. That means you will take slightly longer time than the next body type to show off your muscle gain and mass because you need time to cut away body fats as well. • Mesomorph: You are blessed with a naturally muscular body and have wide shoulders, small waist, athletic body frame structure, low body fat with a somewhat high metabolism. With your natural predisposition, you can pack on muscles real fast and are the type that can take up bodybuilding as a career if you want to. You excel naturally in sports and will always have that sexy and handsome body that is to everyone’s envy.

You are the type that will not take a long time to see your muscle gaining size, mass and definition. In fact, if you train, eat and rest correctly, you will visibly see your muscles growing week after week right before your eyes until you hit a body building plateau. • Ectomorph: You are the skinny type with small muscles, very very high metabolism, narrow shoulders, hips and waist. You find it hard to put on weight and muscles no matter how much you eat. You will need much more greater effort than others to build muscle mass on your skinny frame. People call you the hard gainer.

You will take a longer time and need extra effort to gain muscle mass. Although it can be done, it is a constant battle for you because you are fighting what nature has given you. Most people fall in between the three types. For example, a person can be a mixture of Mesomorph and Endomorph or Mesomorph and Ectomorphs. Now that you have identified your body type, you can then write down your goals, objectives and the methodology you wish to take to gain muscle mass. By having a specific body building program to follow, it allows you to take concrete actions each day to achieve your muscle gain goals. How long will it take to build muscles and gain muscle mass certainly depends on the body type you have but it will also depend on numerous other factors.



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Good stress bad stress

We cannot exist without stress. Stress is the body’s response to a perceived threatening situation. It is meant to protect us. Positive stress allows us to perform at higher levels and to face challenges in life. We have all heard of situations where individuals perform unimaginable feats of strength and courage to save the life of another person. That is positive stress. This type of stress provides us with the extra physical and emotional resources needed when our life or the life of someone we love is threatened. On a smaller scale, positive stress creates great athletes, allows us to ace a test, speak in front of an audience or obtain a job promotion. We can face and overcome all sorts of situations due to positive stress. Normally when the situation ends our stress levels return to normal.

However, negative or bad stress has reached epidemic proportions in the United States. Research has shown that 90% of office visits to the doctor can be attributed to stress related symptoms. Most modern stress can be attributed to how we perceive a situation. Even though we may not be presented with an actual physical threat, our blood pressure rises, our heartbeat quickens and our breathing becomes more rapid.

Chronic stress occurs when we are subjected to a host of perceived, constant, little threats. Some of these can be driving in heavy traffic, debt, problems in the workplace, problems at home and unrealistic expectations. Chronic stress affects our organs and creates a magnitude of health problems. Some of the effects of chronic stress are heart attack, digestive problems, asthma or trouble breathing, ulcers, headaches, muscle tension and hair loss in women. Stress also affects the regulation of insulin levels which can lead to Type II Diabetes. Some of the symptoms of chronic stress are heart palpitations, shortness of breath, back or neck pain, insomnia, skin problems, fatigue, weight loss or gain and high blood pressure. An overload of stress basically upsets the balance in our bodies and weakens our immune system. Therefore, it is important to recognize the symptoms of chronic stress and learn what to do about them.



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Fight osteoporosis by eating foods with vitamin k

We don’t hear about Vitamin K too often, but it is vital for good bone density as well as proper clotting of the blood. This is a fat soluble vitamin which is absorbed into the fat tissues and stored to be used by the body as needed. It is produced in the intestines and it’s production can be greatly helped by the presence of good bacteria whose growth is encouraged by eating yogurt with active cultures. It also needs dietary fat in order to be absorbed, but most people who maintain a healthy diet will be getting plenty of that! Since vitamin K has a large role in the formation and repair of bones, some claim that eating food rich in this vitamin may help in the fight against osteoporosis. Natural foods that are rich in vitamin K are also rich in other vitamins, minerals and enzymes so adding plenty of them to your diet will be helpful to your overall health. However, if you are currently on anticoagulant drugs such as coumadin, you should consult your physician before taking any supplements or eating foods that are rich in vitamin K as this vitamin helps to clot blood and blocks the actions of these drugs.

Some common foods that are rich in vitamin K include: Spinach Kale Cabbage Lettuce Broccoli Green Beans Cucumber Peas Asparagus Apples Peaches Banana Tomato Carrot Potato Oats While vitamin K is contained in most multi vitamin supplements, it is important to be aware that taking it in conjunction with some other vitamins and foods can cause it to become less effective. This vitamin will become less effective if it is frozen or rancid fats, excessive sugar, asprin or antibiotics are present in the diet. Diets high in vitamin E or calcium as well as nuts, fruits, spices and mints can hinder the absorption of vitamin K. A vitamin K deficiency is very rare in normal conditions but could include nose bleeds, internal bleeding, bruising easily, anemia and certain birth defects. Vitamin K Toxicity from normal eating habits is rare but can occur if you go overboard when taking supplements. Symptoms include flushing, and sweats. In severe causes jaundice and anemia can also be a symptom of too much of this vitamin.



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How to find the best loft beds for kids

In buying furniture for your childrens' bedroom, the first consideration is safety – second is orderliness. A loft bed can offer both, but you need to be careful in choosing onefor for kids' sake. The best way to select a loft bed is to examine one that's already assembled. Place your hands on the top bunk and then try to shake the entire assembly. This will give you an idea of the sturdiness of the bed's construction. If it's wobbly or otherewise poorly made, tell the store manager or owner about the safety hazard – you'll eliminate the possibility of your family suffering an accident and will also make the shop owner more aware of the quality of the products they're selling. If you were to order, say, two loft beds, you'd want to test both for safety before you actually purchased them. If you order online, however, you can’t test the loft beds until they are delivered to your home. If you are unsatisfied with the safety of beds purchased online, immediately inform your online furniture dealer about the problem. There are warranties that apply to online orders, and you should have no problem getting a replacement.

Another important thing to keep in mind is the manufacturer’s weight recommendation for loft bed's capacity and limit. Be sure that you know how much your kids weigh before you go out and shop for loft beds. This way, you'll be able to buy lbeds that can actually support their weight. It's always better to buy high-capacity loft beds since your kids are sure to increase in weight as they grow. It's also very important to consider the age of your kids/ Make sure that they're at an age where they move around a lot in their sleep – you wouldn;t want them to fall out of the bed in the middle of the night. Likewise, be sure to tell the manufacturer about the age of your children, as there are additional safety features installed for very young kids. Never assume that all loft beds are created the same.

If you prefer to buy loft beds made from tubular metal, be sure to check their structural integrity. They may look cool, but many are not very well built Make sure to check if the set is sturdy. There are various designs and colors to choose from, so you'll be able to match the loft bed with whatever color theme is in your children’s bedroom. Another thing to consider is the difficulty involved in assembling the loft beds, since they won't be delivered fully assembled. Before you place an order, ask whether the furniture shop has personnel that will take care of the bed's assembly when it's delivered – some stores offer this service.



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Building a home theater on a budget

Building a Home Theater on a Budget Americans tend to spend a lot of time in front of our television sets. Whether we are movie junkies with multiple memberships to Internet movie rental companies or are serious addicts to all things reality on television we are addicted to our entertainment. Since we spend so much time watching our televisions it makes sense that we make a sizeable investment in our home theater in order to get the best possible quality picture and sound from our systems. We do not, however live in a one size fits all world, which has lead to a good deal of healthy competition within the entertainment industry as well as the electronics industry. This is excellent news for consumers that must live within the constraints of their budgets. As competition emerges along with newer technologies we see a downward trend in the prices of existing technology. The real trick however is to be content with last year's technology today and you could actually save thousands on your home theater. If you are even willing to go a step back as far as technology, trust me it isn't evolving all that noticeably fast when it comes to home theaters, you can still get a great home theater on Ebay or even in your local paper that is of excellent quality for a fraction of the cost you would have paid for the system had you purchased it brand new. If you are merely budget conscious or are going through a budget famine you should find that there are some outstanding options available through second hand home theaters. If you are like many (and there is absolutely nothing wrong with this) who do not like purchasing used items for whatever reason, the most common being a lack of a warranty, then it makes perfect sense not to consider this particular option. Selecting this option however does not leave you without options by any means. Perhaps my favorite option is to build your own home theater one piece at a time. You might be surprised to find that in the end you have a superior system to most of those you will find on the market today. Life is a series of choices and that process doesn't end at all when you are choosing the right home theater for your home and needs. Unfortunately neither does the fact that we often must live within budget restrictions that we do not appreciate nearly as much as we enjoy the idea of Dolby Digital Surround Sound or Bose speakers. The good news is that if you look and take your time by checking out and comparing your likes and dislikes in many systems you will have become an informed consumer. This is the best gift you can give yourself when shopping around. Compare prices, beg, bargain, and barter. See if stores will match the prices of other stores or throw in freebies in order to compete. You should also remember that unless you have the equipment and skills necessary for the installation of your home theater it is quite likely that you will need to pay for that as well. A retailer that is willing to throw in free installation might be a bargain worth giving a little more thought. In the end, the goal is to get the best possible home theater for your home for the least amount of money possible. By learning about your options you will know when you leave the store whether or not you got a good deal on the home theater you bought. There cannot be enough said about the knowledge you will gain about home theaters through this process or what you will learn about the price of things compared to their value. More importantly you just might learn the real price we often pay simply to go with a name that we know. You can save a great deal of money by taking a chance on emerging companies but do your research fist and learn as much about the company as possible before you give them your hard earned money. 689



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About winter sports travel insurance

As the days grow shorter and summer becomes a memory, many of us will be turning our thoughts towards planning a winter vacation, especially one involving winter sports such as skiing. Travel insurance is an often overlooked part of holiday planning, but if you plan on taking part in sporting activites then it really is essential. A normal travel insurance policy will probably not be up to the standard you need for winter sports, and if things go wrong you could be left facing a huge bill. So what features should you be looking for in a policy? - Injury Cover No matter how accomplished a skiier you are, hurtling down a mountain is always going to be more risky than simply lying on a beach working on a tan. And if you do have an accident, a mountainside isn't the easiest place for medical services to reach. If you're unlucky enough to need a mountain rescue or airlift to hospital, you'll be facing a bill running into the thousands even before you get medical attention. This sort of expense is likely to be specifically excluded on a standard insurance policy, but will be an integral part of almost any winter sports cover. - Equipment Most winter sports require expensive equipment, and where there are valuables there's always the chance of theft. Your insurance should provide enough cover to fully replace your equipment with brand new items if necessary, right there at the resort. Even if you plan to hire your equipment, the hire company will probably require insurance - and your own policy is likely to be cheaper than the standard one they'll try to sell you. - Liability Even the best skiiers or snowboarders can be involved in an accident in which someone else gets injured. Whether or not an accident is your fault, you could end up being taken to court and this is usually a long and expensive process. A decent insurance policy will cover costs from any legal proceedings and / or compensation payments. - Closure of Piste If bad weather (or warm weather!) means that the pistes are closed and you can't ski, your policy should pay you compensation to cover the costs of any pre-booked lessons or lift fees, and many will even include a payment simply to cover the inconvenience of not being able to ski. - Off Piste A final point to note is that a standard winter sports policy will probably only cover you for accidents that occur when skiing on designated pistes. If you plan to go off-piste, then make sure your insurance will cover this - you'll probably have to pay a supplement. As with most kinds of insurance, paying out for travel insurance can seem like a waste of money. However, if you find yourself caught up in an accident on the mountainside then the costs involved can be truly frightening and you'll be glad you took the time to arrange adequate cover in advance!



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How to search your pc with google desktop

In this era of Internet, most people are frequent users of computers. Many of us use computers through out the day, accumulating morasses of information in various formats, which include email, digital photo, word document, spreadsheet, presentation file, ebook, article, other downloaded files, music, visited web pages, and many others. We stuff them in multiple folders in our PC. Before we know it, our hard drives become a storeroom of misplaced items. As a result, finding a needed file of information some times become a daunting task! The search function integrated to Microsoft Windows is not a big help either. It requires you to know, albeit vaguely, where the file could possibly be located. If your data storage is significant and you made a search on your whole hard disk, it might take ages to get search results and, then again, there is no guarantee that you will find the right file. Frustrating?

Thanks to new Google Desktop Search this is about to change! What is Google Desktop Search? Google Desktop Search is a free downloadable small program, which will quickly and easily find your files no matter where in your hard disk they are stored. The great thing about this program is by making your computer searchable, this program frees you from having to manually organize and sort your files, emails, and downloads. You no more have to mull over where in your PC the information you are looking for is residing – in your email, files or web pages that you browsed recently. At present Google Desktop Search works only with the full text in Outlook and Outlook Express email, text, HTML, Word, Excel and PowerPoint files, AOL chat, and Web pages viewed through Internet Explorer. Other files like PDF will be probably added in future version. How it works?

Google Desktop Search is fairly easy to download and set up. The address for downloading the program is http://desktop. google. com. Once you installed the program, it begins initial indexing process of your hard disks. This may take several hours for an average size disk. The one-time indexing process only works when the computer has been idle for more than thirty seconds. Indexing for Google Desktop Search is an ongoing process, new files and emails get updated automatically.

The search index created by the program resides on your own computer. On your system tray you will see a swirled icon in Google colors, by clicking on it you will open the regular Google search page with the addition of Desktop along side with other search areas. Once the indexing is done, files are searched in under a second and the results are impressively precise. The top bar shows quantities of files found under the four categories, which include emails, files, chat and Web history. The results are shown in much the same way as regular Google interface.

You can choose to see relevant results from all or any of the categories. You can also sort results by relevance or by date. By clicking on any result you open the file in respective application software. The email query results are the best! No longer have you had to remember in which folder you stored the email written to John in reference to Peter.

By searching for Peter or John, you will find all relevant emails and related correspondence. You can read and answer to any of the discovered email from the thread. This really saves time when you need to follow up to a large numbers of emails each day. There are two more text buttons next to the search field. One is Desktop Preferences and other is Remove Items. Desktop preferences allow you to choose the types of files you would like the program to include in its index out of available ones. You can also point out not to index specific folders from your hard disk. If you share your PC with others, it’s a good idea to eliminate your private folders from the Desktop index. You can also specify not to index certain websites from your cached web history as well. The Remove items button allow you to eliminate selected results from the index. The advance search option allows you to search by phrase by putting the phrase within quotation marks, to eliminate a word from search by putting a minus sign in front of the word, to search by file type, and to search within a web URL. A neat feature is to integrate your desktop search with your web search. This is very handy if you have already done an extensive search for some information and after a few days doing search for similar information once again. Privacy question By default, Google Desktop Search collects a limited amount of non-personal information from your computer and sends it to Google. This includes summary information, such as the number of searches you do and the time it takes for you to see your results, etc. You can opt out of sending this information during the installation process or from the Desktop preferences later. According to Google Privacy Policy no personally identifying information, such as your name or address, will be sent to Google without your explicit prior permission. What is missing? I bemoan not having PDF files in the search process as yet. I have dozens of e-books and PDF whitepapers residing in my PC, and I really would prefer to have them indexed. That way, I’d have been able to read materials, when I needed them most. The other thing I want to see is clustered result of my query, which shows organized search results into meaningful hierarchical folders similar to the way Vivisimo search engine works. This clustering is particularly helpful for desktop search, as this allows us to see other relevant documents connected to the searched word. Conclusion Due to Google’s immense popularity as a search engine, it’s logical that most users will prefer Google’s desktop search program as oppose to other similar programs, such as Copernic and Hotbot. Finally you can search your very own computer with similar ease and preciseness as you have been searching the Internet for quite some time.



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E gold investing make money with currency trading

Many people are already starting to pay attention to the newest online trend: E-gold investing. E-gold investing is a all about a system that allows you to profit from the money that is being traded everyday on the internet. What you're doing when you are trading e-gold (or e-currencies) is that you are providing the backup for internet money. Let me go back a bit. What exactly do I mean by "backup for internet money"? There is a cashflow of all of the money that is being moved throughout the internet every day. However, this money has to have, for every dollar that is being backed up, a physical backup of that dollar must exist. This is a very superficial explanation about how the dxgold system works, but to be honest, to profit from it, you don't have to understand exactly how it works to profit from it. If I were to put the e-gold training courses into a metaphor I would say it's very much like driving a car. You don't need to know how it works in order to use it properly. What you do need to know is the egold exchange process and every step of the way. This may sound complex, but once you get to know it, it becomes a daily routine that takes about five minutes just to check up on. Investing in e-gold is something that I could describe as a great investing strategy, if you are investing in the long run. It isn't as fast as a rising stock in wall street, it isn't something that will double your profits in a couple of days, but it is something you can expect to generate a good income from. And the important keyword in that past sentence would be to Expect, because this is a safe long term strategy that is guaranteed to make a profit for you. This is why I personally think it is plain silly not to learn this currency trading system. You even know how much money you will make each day in advance. For some it may be tough, but saving a couple of hundred dollars and investing in e-gold can be a very wise decision. As many people have experienced already, it can even turn into a "hands off" second income without the 8 to 5 job. E-gold is all about discipline. Is about the discipline of having your money work for you and letting it grow, without getting an urge of a shopping spree and taking your money out of your account. If you think you can wait for a few months and are interested in getting a second income, then the e-gold system could be a good fit for you.



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