Acne facts and fictions

Acne is far from an uncommon ailment. Many of us struggle with this harmless, yet aggravating condition. Fallacies about acne are abundant, as well. Hopefully this article will help you sort out the fact from the fiction. Fact: Acne is caused by oil secreted by the skin Yes, it is true that one of the major components of acne is oil secreted by sebaceous glands, which are found in the skin of all mammals. Fact: Acne is caused by blocked pores Yes, dead skin cells and excessive oil secretions combine to block the pores in the skin. These blocked pores then begin to grow the bacteria Propionibacterium acnes. The body may then have an allergic reaction to these bacteria. These factors combine to cause an inflammatory response by your body, which is what we call acne. Fiction: Acne is caused is caused by improper hygiene While it is true that acne is caused by blocked pores, better hygiene cannot prevent acne. All of the scrubbing in the world cannot unblock or prevent the blocking of pores, because the blockage is well below the surface of the skin. Fiction: Acne is cause by diet While acne is caused by excessive oil secretions, changing your diet to exclude oilier foods is not likely to help. These oil secretions are not diet related, but hormonally controlled. Fact: Acne is related to hormones The causes of acne are largely controlled by hormones, so acne is often triggered by hormonal changes, such as puberty. Hormonal changes and imbalances can cause the excessive oil secretions, and other factors that are related to the causes of acne. Fact Acne may be caused by medications Yes, there is evidence to show that Acne can be caused or triggered by certain medicines or chemicals, including Anabolic steroids, any medication that contains halogens, and exposure to high amounts of chlorine compounds.



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2006 chevy hhr combining the old and the new

Combing the strengths and elements of Chevy’s original utility vehicle, the 1949 Chevy Suburban, and the company’s current roadster pickup, the Chevy SSR, the 2006 Chevy HHR holds a distinct design. The 2006 Chevy HHR is a crossover vehicle that has combined both a small sedan as well as a small sport utility vehicle. This kind of combination has made this vehicle unique in style and still highly functional. This vehicle is built on the same solid platform that the Chevy Cobalt also uses. Lori Queen, GM vehicle line’s executive for small cars, states, “The HHR is what you want it to be, whether you’re hauling band equipment around the country or hauling your friends across town. With its unmistakable styling and innovative features, the HHR is further proof that there is a new spirit at Chevrolet.” The 2006 Chevy HHR comes available in two trim levels. These are comprised of the more basic LS and the LT model which offers more perks. Both of these models are powered by a 2.2 liter engine with four cylinders. This engine has the capacity to produce 140 horsepower and some 150 pound feet of torque. Standard for this vehicle is a five speed manual transmission as well as a four speed automatic. The 2006 Chevy HHR boasts an overall length of 174.5 inches and some 63 cubic feet of cargo capacity. This vehicle can take in into its cabin a maximum of five passengers. Standard features for the 2006 Chevy HHR include air conditioning, power windows, power door locks, a CD stereo with six speakers, a remote keyless entry, an MP3 player, a six-way power seat with power lumbar, a satin exterior finish, the anti-lock braking system, traction control, fog lamps, a steering wheel and shifter wrapped in leather, the Pioneer sound system with subwoofer, 17 inch of wheels, and heated leather seats. Other features for the 2006 Chevy HHR include a driver information center, adjustable cargo configurations, a power sunroof, the OnStar system, an XM satellite radio, and a remote start. There are other surprises that the 2006 Chevy HHR holds in store for owners and users. This vehicle’s front passenger seat can actually fold flat so as to extend the total load length from the liftgate to the instrument panel. The center armrest of the front seats is integrated into the seat back frame so much so that it can be pivoted into a stowed position. Providing a continuous flat load floor are the rear seats when they are folded down. Concealed under the floor is a recess bin some five inches deep. This is for the spare tire. The 2006 Chevy HHR also holds driver and front passenger frontal air bags as well as front safety belt pretensioners to provide complete safety during crashes and collisions. Equally impressive and highly durable Chevy auto body parts and accessories are available at Auto Parts Information’s online store. Customers can actually have access to first class quality Chevy auto parts. http:// innerauto. com has a wide array of Chevy parts like bumpers, lights, coolant tanks, valve covers, mufflers, mirrors, and a/c condensers among many others. Each item has undergone strict quality control measures so as to guarantee a perfect fit and excellent performance.



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Avoid a car accident

One of the most tragic things that we too often hear about in almost every city in the world is car accidents. It seems like hardly a week goes by when I do not see on the news or read about a fatal or near fatal car accident that happened somewhere. I have been plagued with thinking about the tragedy of car accidents all week long. Last week a fatal car accident happened in my hometown that took the lives of three teenagers. Most drivers know ways to avoid a car accident, but how many drivers consciously practice safe driving methods each time they are behind the wheel? I'd say very few. Very rarely are our minds actually focused on driving. We are busily running from errand to errand just trying to keep on top of the plans of our day. We are talking on cell phones and trying to do way too many things at once. It is no wonder that car accidents are happening with increasing frequency when we look at the increasing busyness and need for multi-tasking in our society today. One of the key ways to avoid a car accident is for you, as a driver, to really pay attention to the task at hand.

Commit to not multi-tasking as you drive, especially on busy roads or through crowded intersections. Keep your cell phone turned off or get one of those new headphones that allows your hands to remain on the wheel as you talk. And don't even attempt to read a book or to glance through the newspaper as you drive to work as I see too many drivers doing. Women are often driving and applying last touches to their makeup all the time. Avoid these and other distractions as you drive. The more you are focused on driving alone, the less likely it is that you will get into a car accident. Another obvious but important way to avoid a car accident is to obey all of the road rules and traffic signals.

It is far less likely that you will wind up in a car accident if you are obeying the speed limit. Yes, the speed limit. How many of us drive under or at the speed limit in every situation? Hardly any I would say. If you can slow down a few miles per hour and avoid a car accident then I'd say it is well worth it. The bottom line is that all driving carries a risk of a car accident. While you cannot totally prevent an accident from happening, you can take steps of caution and wisdom to lessen your chances of a car accident happening to you.



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Low cost airline low service level

Low cost airlines are now common place in our society and since there launch, traveling to foreign countries is now possible for the masses. Easy Jet are considered to be the founders of low cost air travel, starting there operations from London Luton Airport. Over the years, Easy Jet has grown and now flies to many European countries. As Easy Jet grew, more and more airlines jumped on the bandwagon. Ryan Air, BMI Baby and FlyBe to name a few. Not so long ago, I had cause to travel from the UK to France on a regular basis. As there were low cost airlines operating from my local airport, East Midlands, I decided to sample a flight and flew with BMI Baby. At that time, BMI Baby, the low cost arm of BMI (British Midland International), were flying to Paris CDG. It was a really convenient service and took about 1 hour. The flight I would regularly take, left the UK at 16:00 and would arrive in Paris at 18:00 local time. I can't quite remember how many journeys I made with BMI Baby, but I would hazard a guess at about 12 - 15 times. When BMI Baby launched there low cost operation from East Midlands, the fares were offered at ridiculous prices. Ridiculous to the point that they were offering seats for nothing! Unfortunately there is the issue of tax, so the flight was not actually free. Never the less, a return flight from the UK to France usually cost somewhere in the region of about Ј50 - Ј60, including tax. Seems incredible how they could actually make any money from their flights! Although the costs were low, I felt that the service levels were quite high. My experience flying with BMI Baby was nearly always great. Although the flight is labeled as a no frills flight, the staff were very courteous and food and drink were always available for the short flights. The punctuality was excellent too! BMI Baby stopped operating the flight from East Midlands to Paris and was replaced by there parent company BMI. In my experience, as soon as BMI Baby stopped flying and handed over the baton to BMI, which in effect is the same company, the prices escalated. It was very disappointing to lose the service as I had always enjoyed flying with them and found the prices easy on the pocket. I have since found alternative ways to travel from the UK to France, but if BMI Baby decide to come back, I will be tempted to come back too! For people considering moving to another country as an expat, or simply looking at buying a holiday home abroad, there is no doubt that the low cost airlines have opened the door to another world. Another world which was not imaginable not so long ago. Low cost airlines, low service levels? Not in my experience. Bon voyage!



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Opening a bank account in spain

Do I need a bank account in Spain? If you own a property in Spain, a Spanish bank account is essential to make mortgage payments and pay bills by direct debit. You will also be given a debit card which you can use when shopping accompanied by a form of photographic idea, usually your passport or driving license if you are not resident. When shopping, you can use your UK debit and credit cards, again with ID and you will be subject to exchange rates. But I can’t speak Spanish? This isn’t usually a problem particularly along the Coasts where all banks employ English speaking staff.

What do I need to open an account? To open a basic account (cuenta corriente) as a non-resident you must present your current passport. The paperwork is done quickly What types of banks are there? There are two types of banks in Spain: saving banks (Caja de Ahorros) and regular banks. What will I be charged for? Unfortunately, it seems like there are charges for everything from cashing cheques to receiving money from a UK account and there is also an annual maintenance charge. How does the direct debit system work in Spain? Bills such as electricity, water, telephone, insurance etc can all be paid by direct debit. If you want to cancel a direct debit, you need to visit your branch in person and tell them to remove the company from your list of direct debits. The main difference is to set up a direct debit in the UK you must fill in a form which is authorised by your signature. In Spain, you simply hand somebody your account details and they can request the money from your account. As the account holder there is a time limit in which you can reclaim this money, should you need to. For this reason, it is imperative that you receive and check all your statements regularly. Debit Card Your card will take about ten days to arrive at your branch. When you pick it up you will be given your PIN number which you can change at the cash machine. Cash Points Make sure that you use your bank’s cash point to avoid the high rates of commission which are often as much as 10%. Internet Banking is available for most banks in Spain, ask in your branch. Main Spanish Banks Cajamar cajamar. es Unicaja unicaja. es La Caixa lacaixa. es Grupo Banco Popular bancopopular. es BBVA grupobbva. com Solbank solbank. com Santander Central Hispano gruposantander. com



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A guide to mutual funds

If you've been thinking about getting into investment but aren't sure what you should invest in, you might want to consider looking into investments in mutual funds. These funds are designed to provide a diverse investment opportunity for the shareholders who have purchased shares in the fund. They can be used as an easy way to create a diverse investment portfolio, or they can be used to accent your own portfolio with securities that have been chosen by the creator of the mutual fund. The information below is designed to help you decide whether mutual funds are right for you, and includes more details of what mutual funds are, what sets them apart from other types of investments, and how to find the mutual funds that will best accent your investment style. Defining Mutual Funds Before you can decide whether or not to invest in mutual funds, you need to know exactly what mutual funds are. These funds are a type of security that is traded on the stock market, enabling shareholders to purchase and sell shares in the funds as they choose. The money that is raised by the purchasing of shares by shareholders is utilized by the investment company that created the firm to purchase more shares of certain stocks, bonds, and other market securities and money market instruments. As the value of the stocks, bonds, and other securities contained within the mutual fund rise and fall, the value of the fund itself fluctuates… the average value of each share of the mutual fund is determined each day as an average of the total value of all of the securities that are contained within the fund. Because of this, shareholders who own part of a mutual fund are more directly involved with their investment than those who simply own individual securities and watch as they rise and fall. Important Attributes of Mutual Funds As was mentioned above, mutual funds are created by investment companies to purchase shares in various stocks and other securities. What this means for the mutual fund investor is that in addition to their ownership of shares of the mutual fund, they also have a limited claim of ownership of some of the securities contained within the mutual fund. In addition to this, mutual funds also benefit from having a built in system of diversification, as well as professional money management services that handle all of the money that is invested into the fund. Shareholders are free to purchase additional shares or sell the shares that they already possess at any time, though the value of the shares fluctuates daily and therefore must be bought or sold with care so as to get the best value for the money. Finding the Best Mutual Funds Since the value of mutual funds varies from day to day, it can be difficult to find the funds that are best for your investment. Instead of tracking the funds as you would traditional stocks and securities, it's often better to investigate the mutual fund to determine which investment company is managing the fund and what specific securities are currently being held by the mutual fund itself. Finding a mutual fund that is managed by an investment company that has a strong record of choosing lucrative investments is a good sign that the fund might be a smart buy, and securities held within a fund that are consistent performers can help add stability and security to an investment that may seem otherwise unstable. -- You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:



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Lose your job now 5 tips to get to severance heaven

: You've schemed, you've scammed, you've plotted, but the elusive layoff has evaded you for the last time. Your desire to go to that spacious severance-package-in-the-sky needs to be fulfilled without further ado. How will you get upper management to see how pointless your position really is? Follow these five tips and soon you'll be packing your pictures. 1. Work in customer service. Between voice-response systems, outsourcing to other countries, and form emails, who needs to talk to a person? See Exhibit A: "Dear Sir or Madam, Thank you for your feedback. At this time we are unable to . We highly value you as a customer and apologize for any inconvenience this may cause. We hope you will consider NeverDoingBusinessWithYouAgain, Inc. in the future. Sincerely, Generic Jenny" With quality responses such as these, who needs to talk to a customer service agent? 2. Apply for middle management. In the pyramid-scheme of employment, middle management is the most superfluous. You're the guy whose job it is to make sure that other employees are doing their jobs. If you work for a micro-manager, your boss isn't only making sure that you're doing your job; he's also making sure that your employees are doing their jobs. If your industry is in a slump, has put a freeze on hiring, and employee numbers are eroding due to attrition, why have 10 people managing 250 employees when previously they were managing 300? Is $60,000/year, benefits, paid vacation, and personal time really worth an increase of 0.002% in productivity? If you can do the math, so can upper management. Submit that e-application immediately. 3. Work in the telecommunications industry. Between cell phones, cable internet, VoIP, and mergers, the telecommunications industry is all but dead. Countless individuals been talked into keeping a landline by their telephone company "just in case" their cell phone goes dead. These consumers will soon realize that their cell phones almost never go dead, and, if they do, they can always port to a different company with better coverage areas. With "naked DSL" (DSL service that does not require a landline) becoming available in more and more areas, landlines will soon be a distant memory. And the phone number the customers have had a cozy, intimate relationship with for the past 25 years? These landline numbers can be ported to cell phones, too! The heat of the home phone has fizzled. 4. Work somewhere for a long time. Remind people of this. Constantly. Sure, there's a learning curve for every job, but somewhere between years one and two you'll hit that proficiency peak. After this point, you need something else, like incalculable business relationships or unique knowledge, to keep you afloat. If you don't have these, don't seek them. If you do, downplay these assets. Upper management will begin to wonder whether your 10 years of experience is really worth all the extra pay. 5. Work somewhere with a disproportionately high sign-on bonus. If you're Larry Page or Sergey Brin, the founders of Google, or an actuary with dueling master's degrees in Actuarial Science and Mathematics, you deserve a hefty sign-on bonus. If you're flipping burgers at McDonald's or telemarketing at Geico, you don't. When a company with a "high school diploma preferred, but not required" policy is offering a sign-on bonus, it's because they're desperate for help during an uncharacteristically busy season. These companies are hoping that attrition will conveniently dispose of these extra employees when customer volumes return to normal. If this doesn't happen, you're looking at your coveted cash cow of unemployment when they drop the axe.



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The basic guide to choosing golf clubs

The Basic Guide To Choosing Golf Clubs Choosing a decent set of golf clubs is a very important part of maturing in the game. Therefore you should consider many different things when buying the clubs. If you have no previous experience with the selection and purchase of golf clubs, you should be glad that you have stumbled across this article. You will find out some of the most helpful advice when buying clubs, as well as general helpful information that any golfer should know. If you are very thorough in your search for the right golf clubs, you will be glad that you took the extra time and research to find out the information needed to make that choice. Firstly you should familiarize yourself with the types of golf clubs that you need. There are 14 clubs total for each set, but they can all be categorized in the following: irons, woods, and putters. Irons are the ones that are used for very distance specific golfing work, and the distance is determined by the size and weight of the head. You are provably most familiar with these from using them on the golf course. Woods are used to achieve very large distances with a slightly lower accuracy level than irons. You will have to hit a ball a few times with a wood to get an idea of how far it will go with your stroke. Putters are used for shorter strokes, and strokes that require a higher level of accuracy than the other clubs can provide. In order for your golf club collection to be complete (or even functional within the golf game), you will need to have at least one of each of these. If you are just getting started with golfing, then you probably won’t want to buy a full golf set. It is a better idea to buy adjustable clubs that can change into different types. You may be able to change the 14 clubs into just 5 or 6. This not only means less to carry, but also that you will be able to tweak your clubs to perfection after you purchase them. This is the best way to get a feel for your needs when it comes to the specific statistics of the club. Once you have pretty much decided on certain settings, you may decide to buy golf clubs that are permanently set like that. Until then, you should be perfectly fine with adjustable clubs, especially since you are a beginner. Graphite is something that many golfers are split on. The advocates of graphite say that it is lighter, easier to swing, and allow for more powerful strokes because of this. However, there are many who disagree with graphite and will remain steel golfers for life. They maintain that graphite clubs are unnecessarily expensive, without giving noticeable benefits. Some prefer the stiffness of steel over the comparatively flexible graphite clubs. If you have a fast stroke or you prefer to have some weight in your club, you will be fine sticking with steel clubs. After all, there’s nothing better than really having a heavy club that you can feel the momentum in when you swing. Until you are an advanced golfer, you won’t have to worry about things like spin and head weight. The best thing you can do as a beginner is to familiarize yourself with all aspects of the game, and become very skilled with the equipment that you already have. Doing this will allow you to make smart choices for the future, and therefore constantly improve your golf game. Until then, just stick with what you have and master it. You will be glad in the future when you have not wasted huge amounts of money on equipment that is far more fancy and technical than you could possibly need. This is something that many golfers regret, and something that you can avoid. Word count 653



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Women s trench coats stylish and comfortable

If you are looking for a classy jacket that will protect you from the elements and doesn’t weigh you down, you may want to consider women’s trench coats. Women’s trench coats can be made of many different materials and there are many to choose from. Women’s trench coats are great because they can be fashionable and functional at the same time. They can also range in size and price, so if you are in the market for women’s trench coats, you should have no problem finding one to agree with your taste and checkbook. When it comes to the world of women’s trench coats, there is a lot to consider. If you don’t want to feel overwhelmed when you are looking for one, make a list of the features that are most important to you. Will a woman’s trench coat be for you, or is it going to be a gift? What material would you most feel comfortable with? Is there a price range that you would like to stay within when purchasing women’s trench coats? Do you have a particular color that you just can’t live without? Once you have narrowed down the types of women’s trench coats that you would like to compare, the rest will not be quite so difficult. There are many different coat manufacturers that produce women’s trench coats, including: Bonnie Place, Bill Blass, Eileen Fisher, Patagonia, J. Percy, Futai and many more. In the world of women’s trench coats, you will find them available in many different materials, including: cotton, leather, nylon, polyester, spandex and wool. There are also common features to expect, including: back slit, vented back, inside and outside pockets, detailed collar/belt/cuffs, waterproof fabric and more. If you are looking at women’s trench coats, you should not worry about whether or not you will find one in a particular size. With the Internet available, you literally can search the world over for the perfect fitting women’s trench coats! As far as style and colors available with women’s trench coats, you should have no problems there, either. (Except maybe choosing between them all!) Women’s trench coats can be found in a multitude of colors, including: blue, black, khaki, white, brown, purple, gray and many more. Women’s trench coats can be cared for many different ways. Once you find one you like, make sure you review cleaning instructions before you make a decision. Some women’s trench coats can be washed at home and others need to be professionally cleaned. If you don’t want to hassle with a professionally cleaned style of women’s trench coats, make sure you don’t get one that requires it!



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Why many individuals take a singing lesson

There are millions of children or adults who take a lesson in a subject that they wish to excel at. These lessons can deal with sports, academics, dance, instruments, and singing. While all of these lessons are popular it is quite possible that signing lessons are the most sought after lessons. There are a wide number of reasons why a person may wish to take a singing lesson. In fact a singing lesson is such a popular choice that you may already be taking one or are interested in learning about taking a singing lesson. As previously mentioned, one of the most common reasons why a person takes a lesson, including a singing lesson, is because they are interested in becoming better. A person can take a singing lesson for just about any reason; however, it is often because they are looking to becoming a professional singer. There are some individuals who are born with a natural singing talent; however, most are not. This is why singing lessons are so popular because they can help an aspiring singer reach their dream.

If you are interested in taking a singing lesson to help your career as a singer you are taking a step in the right direction. Singing lessons will not necessarily guarantee a successful music career, but it can’t hurt it. There are many individuals who have a great voice, but need a little bit of assistance in another area. Many teachers hosting a singing lesson may be able to help improve a student’s overall singing ability. While taking singing lessons to help an aspiring career is popular reason, there are many other individuals who take singing lessons just for fun. In a way singing is often considered an extra-curricular activity and there are many parents who encourage to their children to do activities outside of traditional school hours. A singing lesson may be a great opportunity for a child to learn to sing and express themselves. A singing lesson may not only help a child when they are taking the singing lesson, but in the future as well. A wonderful opportunity could open up to a person due to their ability to sing. It is also possible that a singing lesson could help to improve a person’s self-esteem because they are working to better themselves.

Another reason why taking a singing lesson is popular is because it is so easy to do. There are a number of choices when it comes to taking a singing lesson. The most common way to receive a singing lesson is by meeting face to face. There are many lesson teachers who come to their student’s home or the student meets them in an office area. Other singing lessons can come in the form of CDs or DVDs. These items are often cheaper that taking a face-to-face singing lesson and they can be purchased online or in most major retail stores. If you are interested in taking a singing lesson the option is up to you as to how you should go about doing it. Whether you are interesting in taking a singing lesson just for fun or you are interested in becoming a professional singer a singing lesson is a great way to achieve your goals no matter what they may be.



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Diabetes alzheimer s and diabetes could be linked diseases ii

The group of researchers from Brown University Medical School analyzed, in the frontal part of the brain, one of the major area affected by Alzheimer's, insulin and insulin receptor function. The team discovered that the levels of insulin receptors and the brain's ability to respond to insulin decreased as the severity of Alzheimer's increased. According to the experts, insulin receptors were nearly 80 percent lower than in a normal brain in the most advanced stage of Alzheimer's. Two abnormal situations related to insulin in Alzheimer's were also found by researchers. The first abnormal situation was that as the disease progressed, levels of insulin dropped. In relation to the second one, experts explained that insulin and its related protein, insulin-related growth factor-I, lose the ability to bind to cell receptors, which creates a resistance to the insulin growth factors, causing the cells to malfunction and die. For the neuropathologist at Rhode Island Hospital and professor of pathology at Brown University Medical School, Suzanne M. de la Monte, this means that they are able to show that insulin impairment happens early in the disease, as well as they are able to show it is linked to major neurotransmitters responsible for cognition. “We're able to show it's linked to poor energy metabolism, and it's linked to abnormalities that contribute to the tangles characteristic of advanced Alzheimer's disease. This work ties several concepts together and demonstrates that Alzheimer's disease is quite possibly a Type 3 diabetes”, explains de la Monte, the leader of the research.



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Sm money savings on food

Money Savings on Food Thinking of cutting down your expenses on food? Then you should read the following tips. They will surely help you on reducing your food expenses. They are by no means comprehensive but they will be very useful. For coffee drinkers It is a good idea to re-use the grounded coffee once. Using coffee grounds two times or more will not greatly affect the taste of the coffee. It is highly encouraged to do this using a filter that is permanent and avoid the paper variety. Keep the grounds refrigerated until using it the following day. For bread lovers Grocery stores sell bread that was made the day before at a much lower price. There is nothing wrong with eating bread that was made the day before since it still is good to eat. If you have a lot of space in your refrigerator, store a lot for bigger savings. If you will eat the bread, you can defrost it using your microwave oven. Re-heat it every 30 seconds to prevent the edges of the bread from getting too hard. When buying from the grocery Before going to the grocery, you should have already made a list of all the things that you really need. Prioritize basic goods and avoid buying things that you do not really need. Observe the prices indicated on the displays. Remember, branded products cost considerably more than store brands. It is also a good idea to keep the receipt of your previous trip to the grocery and make it as a basis for your purchases on your next trip. To have higher savings, buy more of the product. You can always store it in your refrigerator or in the house to minimize your trips to the grocery store. When eating outside If you are going to eat in a pricey restaurant, the best time for you to go there would be during lunch. Food during lunch usually costs less and this will be to your advantage. When staying at the hotel on your trips, it is a good idea to check if they also include breakfast in your total room charge. You should also find out where the locals eat. Chances are, they will eat where the food is great and the price is even better. When going around, carry with you some snacks. A chocolate bar, chips, and cookies will go a long way while strolling around. Eating cheaply does not necessarily mean eating bad food. Look around and you will be suprised at the options you can choose from. Take time and consider your choices so that you will not only eat a lot but save some money also.



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Uk finance and auditing regulatory bodies

The role of the regulatory bodies in the UK Financial dealings is very important. We cannot neglect their role in UK Finance. There are many regulatory bodies for UK Finance and Auditing. Some of them are mentioned here. A non-governmental independent organization called the Financial Services Authority (FSA) is available in the UK. This UK Finance company is funded by the financial services industry. The policies, plans, and rules of the UK Finance company are transparent and open. It is funded by the companies that it regulates. The website of this organization has information for consumers on their rights and regulation.

It also gives information on the financial products available. The financial services industry in the UK is regulated by FSA. They have enforcement powers and investigative powers. They have the power to regulate deposit taking, Insurance investments, and Mortgage lending and general insurance advice. Financial Ombudsman Service is another organization the helps the customers to solve any UK Finance disputes with the financial firms in UK. Complaints about Banking services, credits cards, endowment policies, health and private medical insurance, mortgages, motor insurance, and National Savings & Investments can be done with the assistance of Financial Ombudsman Service. They also help you on complaints about savings plan and accounts, stocks and shares, and travel insurance. For more details on the types of coverage that is done by them you can visit their website. Before you approach them for resolving the issues it is better you complaint to the concerned organization first.

If the problem is not solved by the organization then you can approach the Financial Ombudsman Service for assistance. The public trust office is another regulatory body related to UK Finance that helps people to control their money and property. The audit commission is another independent regulatory body that is responsible for monitoring whether the public money is spent economically and efficiently. Effective spending is monitored in government services, housing and health services. Fire and rescue services and criminal justice services are also monitored for spending of the UK Finance. The audit commission works closely with the Deputy Prime Minister’s office, Department of Health and the National Assembly for Wales.

They aim is to achieve excellence in their work. They support local democracy and public accountability. You can reach this office in Millbank tower, Millbank, London. Visit their website for the latest news and events. Bona Vacantia is an organization that is responsible for administering the estates of person who die without any heirs.

The assets of companies and trusts that have failed are also collected by the Bona Vacantia. They also provide assistance to companies and estates. This division does these works with cost effective casework. This work is done within the legislative and legal constraints. They work in business like manner. The dealing is mostly open and informative all through the case. The National Audit Office is another regulatory body that monitors the public spending on behalf of the Parliament. This office is lead by the Comptroller and Auditor General.

The taxpayer is saved by their work.



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Flower arranging the love of flowers and colors is all you need

Flower arranging is one of my favorite pastimes it is both relaxing and pleasing for the amateur or professional. The aim is to create your own unique version of what you can see in your garden or country lane. The finished product should have a feeling of natural beauty. Color combinations can be whatever you feel like, I find whites, yellows, blues and purples make very peaceful combos but some of the most stunning arrangements are from mixing bright and strong colors, let your imagination run for the most successful combinations... be brave and go for it. The vase or container plays a big role it is useful to start a collection, some to think about are plain glass, stained glass and pewter in various sizes and shapes. There are now thousands of types of glass vase that you can buy over the internet so give this some thought. Cutting tips The best time to cut your flowers is in the cool of early morning Sharpen your secateurs on a regular basis Cut your stems long, this helps when you are arranging them Once cut immediately place into a water filled bucket Pick everything you can find rather than obvious combinations Conditioning tips Leave your flowers in deep clean warm rain water for a day or so Remove any leaves below the waterline of your vase Cut the stems, soft stems 10°- 30°, woody stems 45° Keep in a cool dark place preferably 1-5°C Arrangements tips Avoid symmetry or being strict, go with the flow! Use different stem lengths Make you arrangement three dimensional... think 3D Selection of foliage is as important as your flower selection Most importantly, contrast your colors This article is free to distribute or copy as long as it is in full and includes the hyperlink



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The case against raw frozen pet foods

For some 25 years I have alerted the public to the dangers of exclusively feeding heat processed foods. Companion animal feeding has progressed – actually digressed – from table scraps and real foods the family could spare to today’s “100 % complete” processed foods in primarily kibble form, with some canned and semi-moist also available. The foods appear to be scientific and improved, but they’re far worse for the animals. Not only is nutrient value diminished by heat, but a spectrum of toxins is created. Additionally, the singular feeding of processed food has led to the spurious “100% complete and balanced” claim that is both logically and scientifically flawed.

Entrepreneurs have seized upon this information to create a spate of raw frozen (RF) foods to capture a market niche and to fill the demand from consumers wanting a raw alternative to standard heat processed canned, semi-moist and dried pet foods. This market trend, as with most others, may begin with some truth (raw food is the best food) but gets distorted, if not perverted, once economic opportunity enters the picture. This paper will examine the rationale of these products, their economics and dangers. A more intelligent and healthy alternative will be proposed. Dangers 1. Weakened Pets And Highly Virulent Organisms – A raw state and the presence of moisture in food provide the perfect environment for the growth of pathogenic organisms. Although prey foods in the wild often putrefy and are teeming with microorganisms, carnivores in the wild are immunologically adapted to these organisms and even benefit from the probiotic effects of some. On the other hand, domestic pets eating sterilized heat processed foods are immunologically compromised and are threatened by mutated and highly virulent pathogenic strains created by modern circumstances and antibiotic resistance. Freezing at appropriate temperatures puts pathogens in a state of arrest but does not eliminate them. Although all foods contain some pathogens, unless they are sterilized (requiring high heat or other measures that greatly diminish the nutritional value and create toxins), it is the load of these pathogens that must be of concern to consumers. RF foods are a potential reservoir and vector of large numbers of pathogens. 2. Producers With Only Kitchen Technology – Because of the minimal technology required to produce a RF pet food, essentially anyone regardless of credentials or expertise can bring a product to market. All one needs to do is grind and mix ingredients in a kitchen, package and put in a freezer. There are no controls over the conditions in the kitchen, the quality of the ingredients or the method of freezing. All these factors can dramatically influence the nutritional value and pathogenic and toxic content of the food. But being in a frozen state hides these potential dangers and therefore poses a threat to both pets and the humans who handle the foods. John Doe can make a food under unknown conditions and with unknown ingredients, label, package, freeze and deliver to consumers or stores without one single control monitoring or impeding the process. Regulators may eventually examine the label if they happen to see it in a store (they will never see it if shipped directly to consumers) and object to some terminology or the like; but, all John needs to do is change the label and all will be well. The product could contain every manner of ingredient, be laced with virulent pathogens, and receive the aegis of regulators … and into the market it goes. 3. Raw Frozen Foods Are Not “100% Complete” – Many RF foods make (or imply) the same spurious 100% complete claim as heat processed foods and thus carry with them the same health dangers. Feeding any food exclusively, let alone a nondescript packaged food containing who-knows-what from who-knows what manufacturing environment, is a bad choice if health and safety are of concern. (See The Truth About Pet Foods by Dr. Wysong). 4. Problems Are Ignored By Producers – RF food pathogens include not only bacteria, but fungi, viruses and parasites. Toxins include those from molds (mycotoxins), bacteria and those created by oxidation. In our study of RF products in the stream of commerce, not one producer addressed these concerns with any technological know-how that we could discern, and most did not even acknowledge the problems potentially lurking in their foods. 5. Freezing Masks Inedibles – Raw meat and organ tissue continues to use ATP (source of energy) until it is exhausted and the tissue enters a state of rigor. Endogenous enzymatic activity within the tissue continues to digest the muscle tissue (proteolysis), softening it until it becomes tender and develops the typical palatable taste. This process is retarded by cold. The freezing of properly aged meat presents few problems, however, any residual ATP present in the tissue during freezing will contract the muscle upon thawing resulting in a more unpalatable product. Mixed RF foods would hide this problem. 6. Free Radical Problems Masked – Essential fatty acids and other health enhancing lipids are critical in the diet. Once foods are ground, mixed, exposed to air, light and pro-oxidants such as heme iron and other metals found in plant and animal tissue, the contained lipids are oxidized to chain reaction producing free-radicals, causing rancidity and oxidant toxins. Freezing at appropriately low temperatures slows this process but does not stop it. The temperature in conventional freezers used for RF foods is not insurance against such oxidation. Because the frozen state masks olfactory detection of rancidity, foods that would be otherwise rejected end up being consumed. The free-radical pathology potential can then work its chronic degenerative disease and immune weakening effects. 7. Freezer Burn Indicates A More Serious Problem – Air reaching the meat surface is the cause for the freezer burns that result in the typical grayish-brown leathery spots. Frozen water on the surface or just beneath it sublimates (from solid state directly to vapor) into the air, causing moisture to be lost from the meat over time resulting in discoloration and a dry, leathery texture. Proper packaging helps maintain quality and prevent freezer burn, however most packaging is permeable to air. The prevalence of freezer burn in RF products speaks to the fact that the product is being oxidized and with that creating free radical toxins to lay the seeds for various degenerative diseases. 8. Display Packaging Causes Free Radicals – Light, as well as air, can promote free radical production. Retail display packaging that is clear or light permeable permits light to catalyze the free radical (disease promoting) process. 9. Frozen Products Are Not Inert To Degradation – In frozen storage there is deterioration in organoleptic quality – meat texture, fat turning granular and crumbly, and discoloration. Microbial enzymes also remain active, especially lipases that break down fats increasing their susceptibility to oxidation. 10. Frozen Foods Can Lead To Acidemia – Tissue degradation and oxidation under high heat freezing (above 29° F), which occurs along the supply chain with most RF products, also leads to acidification. Increasing acid consumption can contribute to acidemia that lies at the base of virtually every chronic degenerative disease plaguing modern pets. (See reference below.) 11. Temperature And Time Are Critical – Ice nucleation, as opposed to ice crystallization, is the primary vector in producing a stable, tasty, frozen product. Freezing is a technically complex process based on the optimum combination of temperature and time, amongst other factors. In the wrong processor’s hands, slips in proper freezing care can lead to a microbiologically unstable product and/or a sensory inferior one. Rapid freezing leads to nucleation, thereby preventing undesirable large ice crystals from forming throughout the product. With rapid freezing the molecules don’t have time to form positions in the characteristic six-sided snowflake, so nucleation overrides crystallization. On the other hand, slow freezing (the usual RF situation) creates large ice crystals, which on thawing causes cellular damage to the meat. This in turn causes meat to “drip” – lose juiciness – and form a perfect liquid medium for bacterial growth. 12. The High Risk In Thawing – Thawing is another critical phase in the freezing process as it involves a change from crystal ice to melted water, which upon reabsorption results in microbial reactivation. Pathogenic bacteria inherently contaminate raw meat, fish, and poultry and will begin to multiply again when the temperature reaches just 29.3є F – which is below freezing! Thus a product that may appear subjectively frozen could be a veritable incubator of pathogens. When consumers attempt to thaw RF foods, dangers dramatically increase. The surface temperature rises long before the interior is sufficiently thawed to serve. For example, it takes about 15 hours for the middle of a 22-pound turkey to get to 32є F. In the interim the surface temperature rises to 53є F. In this amount of time there would be about 4 multiplications of spoilage bacteria as well as non-detectable multiplications of pathogens. The FDA Model Food Code (1999) recommends that food be thawed in the refrigerator or in flowing water. Thawing RF food in the refrigerator can be inefficient and time consuming, in addition to occupying refrigeration space required for other food items. Most of all, this lengthy procedure can lead to the risk of cross-contamination when the drip from the raw meat comes in contact with ready-to-eat food stored in the refrigerator. In the alternative, consumers usually put the RF food out at room temperature, creating the perfect circumstance for pathogen proliferation. 13. Undetected Freeze-Thaw Cycles – The transit time of RF food from the processor (or John Doe’s kitchen) to the distributor, to the stores and eventually to the consumer is very critical. Although freezer delivery trucks might putatively maintain stable product temperatures, lack of thermocouples fitted in the truck to show temperature readings, and/or inadequate TTIs (time-temperature indicators) can lead to microbiologically infested products without any visible spoilage signs. If the refrigeration in any part of the supply chain fails temporarily and then goes back to frozen (freeze-thaw-freeze), the consumer would never know of this abuse and danger. 14. Supply Chain Time Dangers – Time is the enemy of nutrition and safety. The longer the time between the farmer’s field and the belly, the greater the potential problems. RF foods create the illusion that time is not a factor. Because the frozen state masks toxins and odors, the consumer can be given the impression of value and freshness when, in fact, they may be getting age and toxicity. 15. Microwave Thawing Dangers – If RF foods are thawed in the microwave as a matter of convenience, the value of the food is greatly compromised. Microwaves can virtually boil the liquid phase within cells and electromagnetically alter important food components rendering them not only useless nutritionally, but toxic as well. 16. Mycotoxins Go Undetected – RF foods, particularly those that are a mix of cooked grains (which of course negates the claim for “rawness”) and vegetables, can contain mycotoxins. None of the producers surveyed addressed this problem. 17. Frozen Product Mixtures Make No Health Sense – In an attempt to cover every conceivable base and not miss any opportunity for profit, many RF producers mix every manner of ingredient. For example, watermelon, grains, persimmons, liver, lamb, etc. Not only would creatures in the wild never eat such a mixed gruel at one sitting, such combinations in the fresh state can cause serious digestive stress. Many of the exotic RF ingredients do not keep well in the fresh frozen state (for example, freeze watermelon alone and see what happens, let alone combining it with meat). Also, the combination of fruit sugars with proteins can potentially create toxins such as glycation end products, acrylamides (particularly in those “RF” foods containing cooked carbohydrates) and reaction products of proteins with plant tannins, phenols and flavonoids. Producers “throwing the book” at RF formulations in desperate attempts to capture market share make evident their motives and their scientific, health and technical naivetй. 18. Parasites Are Ignored – A wide range of parasites can be found within RF foods. Although there is technology in terms of freezing and natural ingredients that can be used to thwart this problem, none of the producers examined employed any of it that we could detect. Packaging The best packaging for any food, particularly RF foods, is light - and oxygen-barrier and modified atmosphere flushed. In the absence of this, oxidation proceeds rendering the lipids toxic. None of the producers surveyed employed these technologies that we could detect. Even if they did, the other problems and dangers listed above would remain. Environmental We live in an age of pollution and energy diminishment. RF foods require a tremendous amount of refrigeration and equipment all along the supply path. Freezing is energy inefficient and consumes valuable energy resources. Since RF foods are 70% water (at least) there are huge resources wasted in freezing and transporting the tons of this food-contained water through the supply chain. Along with all the equipment, trucking, freezing and frozen water handling inefficiency comes the pollution that parallels such industry. Quality In order to make their foods anywhere near affordable, RF producers must search the ingredient market for items that can carry the name of real food but may in fact be only a hollow shell of the real thing. Inferior meat and organ ingredients, heat processed grains and vegetable riffraff (for example “broccoli” on a label may really be broccoli stems – like eating a branch from an apple tree rather than the apple) are used because they are of low cost. That is not to say the marketing brochures and labels do not make it appear as though the brand is not a true gourmet meal. If one reviews the various labels it becomes clear that the race is on to see who can put the fanciest and most exotic ingredients on labels ... as if that is the road to pet health. (It is not.) In a brief ingredient survey this is what we found: Every manner of “pureed” vegetable Organic beef, rabbit, chicken, turkey, goat, lamb, duck, pork Organic honey Organic papaya, persimmons, blueberries, oranges, apples, pears Organic yogurt Organic alfalfa, millet, quinoa and barley sprouts Wheat grass Nettles Bok choy Cultured kefir Cod liver oil Capsicum Watermelon The reader is challenged to go to the store and total up the cost of such ingredients. Some of the organic ingredients can cost over $15 per pound. But the RF diets containing them can retail for as little as $2-4 per pound. Take away margins for distributors and retail stores and the producer is selling them wholesale for close to a dollar per pound. Now on top of the cost of ingredients is the production, advertising, packaging, freezing and in some cases a sales force making six figures. Something most certainly does not add up. The only thing that can be missing is true ingredient quality. But how can the label say these expensive ingredients are in the food? All the producer needs to do is put in pinches of the expensive ingredients just to say they are there. The only economic hope for a RF producer is to create the perception of “value added.” They simply could not put the costly ingredients in the food to any degree and make a profit for themselves and all the middlemen up and down the chain. The price they would have to charge would be ridiculous. In effect, in order to be successful, producers must become accomplished at propaganda, not health and nutrition. Consumers interested in cutting through to the truth do themselves and their pets a service by going to the grocery store with a list of the ingredients ostensibly in a RF diet. Although some RF diets in the lower price range appear to not be attempting to mislead, consumers should do the math comparing the exotic ingredients in RF pet foods to the prices for the real thing in the store and decide for themselves whether either value or honesty resides in RF products. Economics Consumers are under the mistaken assumption that a nondescript package mix of ingredients with an officious label and from a producer posing as a nutritional authority (none of the producers we examined had people at the helm with expertise or credentials) would be the best choice. Little do they realize that they could avoid essentially all of the caveats listed above by simply going to the grocer and buying fresh meats and produce. Pets do not require every nutrient in existence at every meal, as is the impression given by the 100% complete RF producers, and for that matter the rest of the pet food industry. Why would people choose to pay a producer to mix inferior ingredients, package them, label them, freeze them, transport them, advertise them and pay the margin for the producer, the distributor, sales force and the retailer when they can avoid all that cost and put their money into real quality fresh foods? Some people are so convinced that RF manufacturers perform some sort of magic that they will pay to have such foods put in special insulated containers packed with dry ice and overnight delivered! This is particularly ridiculous when one considers that no real convenience – and certainly no health or nutritional value – is added in the process. The consumer still has to go to the store and buy something. At the grocer a person can buy fresh, raw, untainted meats and produce appropriate for pet carnivores at less than $1 per pound. Slightly out-of-date meats, sale items, trimmings or other still excellent products that cannot be put in the meat case can be even less. True, if you are to purchase the ingredients listed above in perfect human grade organic form (as many RF producers boast) the cost could be far greater. But at least you would know what you are getting. RF foods can cost as much as $7 per pound with an average of about $3-4 per pound (not including shipping to the customer’s door) and most of that cost is going into freezing, transportation and profits through a whole chain of participants. Here is a case where a consumer gets to pay more (a whole lot more) and get less (a whole lot less). Isn’t marketing a wonderful thing? A Better Alternative Fresh foods fed in variety are without question the perfect form of nutrition. Appropriately designed supplements to help reduce the risk of food-borne pathogens and oxidation, and to help balance high meat meals and provide a spectrum of vegetable-based nutrients and nutraceuticals can also be of great benefit. Anything less than this is a compromise. The next best alternative is packaged dried raw foods that have incorporated in them food technology to impede pathogens, parasites and oxidation. The low water activity of these products is a great inhibitor of pathogens and the low level of moisture make storage and shipping efficient and environmentally friendly. Good quality table scraps and properly designed dried extruded and canned foods can be mixed into the diet rotation with benefit as well. Consumers must learn the principles of fresh foods fed in variety and to trust in nature. Every pet owner desires the best for a beloved pet, and is correct in thinking food is an essential element in achieving that goal. But it is incorrect to believe that another person can do more for their pet’s health than they can do themselves. All that is required is a little understanding and use of common sense. [ NOTE: To that end, the Wysong Institute makes available a free e-Health Letter, a free one-hour CD entitled, “The Thinking Person’s Master Key To Health,” healthy product alternatives designed intelligently with health as the number one objective, and books and recipes for anyone wanting to take control of their own and their family’s and pet’s health. See wysonginstitute. org ] References: Cano-Muсoz, G. (1991). Manual on meat cold store operation and management. FAO Animal Production And Health Paper 92. Food and Agriculture Organization of The United Nations, Rome. FDA Food Code (1999). U. S. Public Health Service, U. S. Dept. of Health and Human Services. Pub. No. PB99-115925. Washington, D. C. 20250 Food Safety and Inspection Service (2004). FOCUS ON: Freezing. U. S. Dept. of Agriculture. Washington, D. C. 20250 Klose, A. A., Lineweaver, H., and Palmer, H. H. (1968). Thawing turkeys at ambient air temperature. Food Tech. 22:1310-1314. Muldrew, K. and McGann, L. E. (1999). Cryobiology - A Short Course. http:// ucalgary. ca/~kmuldrew/cryo_course/cryo_chap13_1.html Snyder, O. P. (1999). Thawing At Ambient Temperature On The Counter. Hospitality Institute of Technology and Management, St. Paul, MN. Wysong, R. L. (2004). Nutrition is a Serious Health Matter: The serious responsibility of manufacturing and selling. Wysong Institute, Midland, MI. Wysong, R. L. (1990). Lipid Nutrition: Understanding Fats and Oils in Health and Disease. Midland, MI: Inquiry Press. Wysong R. L. (1993). Rationale for Animal Nutrition. Midland, MI: Inquiry Press. Wysong, R. L. (2000-2005). Wysong e-Health Letter. Wysong Institute, Midland, MI. For subscriptions: http:// wysong. net/subscribehl. shtml, and archived at http:// wysong. net/archivesehl. shtml Wysong, R. L. (2002). The Truth About Pet Foods. Midland, MI: Inquiry Press. Wysong, R. L. (2003, January 14). What to do to reverse and prevent acidemia. The Wysong e-Health Letter. http:// wysong. net/health/post_101_011403.shtml Wysong Institute, Midland, MI. Wysong, R. L. (2004). The Thinking Person’s Master Key to Health (60 Minute CD Discussion). Wysong Institute, Midland, MI.



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Insomnia fighters how to sleep when your work is on your mind

Excerpt from "How to sleep without pills" Mr. S. was the account executive of a big advertising agency. His day consisted largely of a series of conferences, all of which both he and the agency considered at least as important as a convocation of the United Nations. At night there was a client to entertain or a client's radio or television show to listen to and worry over. By the time Mr. S. was in bed he was so tense that he tossed half the night, rehashing the day's work, reconsidering his decisions, and in general, making himself as unfit as possible to do a good day's work the next day. Thousands of business executives take their work to bed with them, believing that with a little midnignt mulling, difficult problems will suddenly solve themselves. Occasionally this may happen, but it can't happen if you make a habit of taking your work to bed with you, if you toss and turn, fruitlessly considering decisions in a state of tension, and finally become panicky and fail to get enough sleep. SOLUTION Worrying over your work night and day won't make you richer, but it may make you die sooner. It's even bad economics. For example, a $100,000-a-year executive who dies fifteen years prematurely has lost $1,500,000. Isn't it good business for such a man to ask himself whether his nightly wrestling with his work is going to net him an extra $1,500,000? Mr. S. once believed that taking his work to bed was necessary to his career. By the time he came to me he wanted to break this habit, but couldn't. His first step was to learn that sleep really begins at 8:00 a. m. If you are tense all day, you will be tense at night and pay the penalty of being unable to sleep. Mr. S. had to be taught to relax during the day. At first he protested that this was impossible. But he had been thinking in terms of free hours, when all he needed was free minutes. I taught him the ABC Round Robin, and later the Sleep Exercise. It took him three weeks to master the Round Robin to the point where he could feel himself relaxing physically. When a conference was over, instead of rehashing the discussion with his secretary and his colleagues at the water cooler, he closed his office door and consciously relaxed with the Round Robin. He did this right in his swivel chair, making himself comfortable by propping his feet up on the desk. After the Robin he did the Sleep Exercise. Just before he went to sleep (right at his desk) he said to himself, "I will awaken in exactly fifteen minutes. When I awaken in fifteen minutes, I will feel completely relaxed and refreshed." Mr. S. found that he could learn to sleep in a matter of seconds and wake up at exactly the time he set for himself. Once he could make himself relax consciously during the day, he found he hardly needed the Round Robin and the Sleep Exercise to put him to sleep at night. Not only will Mr. S. live longer now that he has learned to relax and sleep at night, but he is doing better in his business and getting more out of life. SUMMARY To sleep when your work is on your mind: Learn and master the Round Robin and the Sleep Exercise. Make it a definite point to relax during intermissions in your day's work. Make yourself comfortable at your desk and then put yourself to sleep with the Round Robin and the Sleep Exercise. If before you drop off to sleep, you give yourself a set time to sleep—say fifteen minutes—you will find that you will awaken in that exact time. So don't be afraid of oversleeping. When you have mastered the Round Robin and the Sleep Exercise and made a habit of relaxing during the day, you will sleep well at night. Not only that, but there will be little likelihood of your dropping dead from hypertension when you are in your fifties, as do many men who have never learned to make themselves relax. From Lost Manuscripts Library http:// sleepsecrets. info



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The how s and why s of snoring surgery

For many people, snoring may seem like a fairly minor issue in their lives. After all, something that is experienced by so many people around the world cannot possibly be all that serious, they suppose, so it seems a waste to consider such treatments as snoring surgery. The truth is that snoring can have a number of negative effects on a person's life, as well as the lives of those close to them. And even more severe is the fact that snoring is sometimes not the problem in and of itself, but rather a symptom of a more severe problem, such as sleep apnea. Snoring surgery may not only be the right choice to improve the quality of your sleep, and the sleep of those around you, but also may be the right choice because of a greater health risk. Snoring surgery may not be the only solution for you. Obviously, it would be a wise choice to consult a doctor before you decide to go with a surgical procedure, as there may be other treatments available which would be able to give you the positive results you need without the extra costs and hassle associated with a surgical procedure.

These treatments may include simple things such as nasal strips. In fact, it may even be as simple as sleeping in a different position or losing a bit of weight, both of which can yield remarkable results in stopping your snoring. Consulting a doctor will also give you a chance to find out if your snoring is caused by simple things such as nasal congestion, or more severe causes such as a deviated septum or sleep apnea. Once you have consulted a doctor, if you still feel that snoring surgery is the right choice for you, then you have a few options which are open to you. Each option works in different ways, and as such varies in effectiveness depending on the cause of your snoring.

One of the simplest and easiest methods is a procedure that is known as Somnoplasty. Somnoplasty uses a specific frequency of radio waves to, over time, correct blocked airways. This will reduce snoring, as well as potentially reducing or eliminating the threat of an obstructive sleep apnea. The advantages of this method are obvious, as there is no real surgical procedure involved.

However, the time frame is a bit longer than one might expect from some other methods. Other types of snoring surgery are, obviously, more invasive than the Somnoplasty treatment. However, they may be necessary, as Somnoplasty is not effective in cases where the cause of snoring is within the nasal passages. For instance, direct nasal surgery would be required in order to fix snoring that is caused by a deviated septum, and other similar sorts of nasal blockages. Again, the specific type of snoring surgery you use should be decided based on advice from a medical professional, as they will be able to inform you of how effective you can expect each different method to be in your case. Copyright © Jared Winston, 2006.

All Rights Reserved.



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Diabetes in children is on the rise

Diabetes! Why Must So Many Children Suffer? Diabetes, the body's inability to metabolize sugar properly, is something that most people have to just live with for the rest of their lives. You can control it, of course, with proper diet and by taking medication. But the fact that an increasing number of young children and adolescents are prone to it nowadays is a cause for concern. It is not surprising that with the increase in the number of overweight children and growing obesity problems diabetes too is growing proportionately. Lesser physical activity among children Children these days is also creating health problems. Physical Inactivity, Extra pounds and Stress Being overweight doesn't help. The extra burden those extra pounds put on your body weaken its response and ability to handle stress. And this kind of stress increases manifold, especially when your body is still growing, and is yet to achieve full size. These extra pounds come from a life of physical inactivity in children, too much time sitting at the computer and at meals is taking its toll in increased weight. Children's bodies, already hampered by excess weight, have no way, therefore, to cope with their diets, rich in fat and sugar. Very simply put, the body cannot metabolize, or burn, these high levels of fat and sugar, causing an imbalance that leads to diabetes in so many children. You are what you eat In today's fast paced world, more and more families rely on easy to cook, processed foods that have a high fat and sugar content. In the past, our diets contained wholesome and nutritious foods like fresh fruits and vegetables. This can place a tremendous pressure on the body. Like the camel who can take only so many straws, the body can, and will tolerate many elements of stress. But like the camel with the last straw that broke his back, too many stresses interfere with the normal functioning of vital organs, the liver and pancreas. The result -- disease, maybe even partial or total dysfunction. Would you really want to damage something so inherently part of your nature? Children will be children, of course, and they can make poor health choices by eating the wrong foods. But isn't it really up to families to encourage and incorporate a healthy lifestyle at home? And when they don't, children are more likely to fall prey to health problems and are more prone to diabetes. At the end of the day, everyone in the family needs to pull together as one team on the same side -- the side that keeps illnesses like diabetes and other unhealthy issues at bay. Most people groan and moan at the thought of healthy living. But it doesn't'thave to be such a grind. Physical exercise can be fun when done together as a group. Family members can take turns in coming up with new and interesting, but healthy recipes to cook every day. Slowly but surely, the benefits of healthy living will rub off on everyone.



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How not to lose 10000 dollars in the casinos

: For the last several years one Saturday of each month some friends and I would get in the car and drive to Atlantic City for a night of gambling, and it has always been one of the best days of the month. We have never really been big gamblers we usually just stayed with the slots or the roulette table, until six months ago when someone decided we should learn to play poker because that’s where you can win lots of money fast. So we all started playing poker in a weekly Friday night game together till we were good enough to play in the casinos. For practice I would play Online Poker in some free multiplayer poker rooms and eventually I felt confident enough to join an online casino poker room for real money. At first I was losing hand after hand but the more hands I played the better of an understanding I was getting for the game, and every night I started making less and less mistakes and I actually started to win a few hands. After about 2 or 3 months of this we decided it was time and we all drove to the casino to play some Poker.

We did ok for first timers, no one got rich but no one came home broke either. We decided that instead of our monthly trips we should start going every Saturday, and soon we would be leaving every Friday after work and coming back late Sunday night Last month we decided to join this small tournament, the buy inn was only a few hundred each and the prize was 10,000 dollars, so we all decided to go for it and to try to start making real money playing poker, and in the end it paid off, I am still not sure how but I won the poker tournament and the 10,000 dollars grand prize. Before the tournament we had all agreed that if one of us won it we would go out and have a big party with the money, but I had a much better idea I decided that I could turn this money into a much larger amount and since it was easy to win the first time it should be easy to do it again. Now from my personal experience I know that the Roulette table is a great way to double your money fast, there were many nights id have 20 dollars in my poker before leaving the casino and I would manage to double it on one spin of the roulette wheel, and now I had ten thousand dollars and could walk away with twenty thousand in just minutes. So against the advice of all my friends I looked for a roulette table where the same color had won three times in a row. Once I finally found a roulette table that had come up red 3 times in a row it I place all my winnings on black and what luck it came out red again and I nearly passed out on the casino floor. Ever since that night I have not won anything I have played.

The best piece of advice I can give anyone out there is to not let winning go to your head. If you are up in the casino, go home and enjoy the money. It is important to remember that gambling in a casino or an online casino is supposed to be fun and relaxing and if it is not go read a book or something.



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Plan great birthday party games

As a culture, one of the things we love the most is planning great birthday parties to celebrate the people we love the most. I, for one, love nothing more than throwing a great party for all my friends and family to attend. I used to get stressed out whenever I began planning a birthday party for someone I cared about. All of the details were too much for me and I would hate spending hours trying to figure out the perfect party games to play. All of that changed, however, when I went to school to become a professional party planner. I wanted desperately to enjoy planning all of the birthday parties that I somehow ended up being in charge of. My schooling taught me that party planning doesn't have to be nearly as stressful as I had experienced it to be. One of the keys, I learned, to planning a great birthday party is coming up with the perfect birthday party games for any party. I never realized how much birthday party games were the key to a successful party.

The first key to figuring out great birthday party games is to think about the age of your party guests. Obviously, birthday party games will be different for a ten year old's party than for the party of your thirty five year old neighbor. So think carefully about your audience and then plan great birthday party games for the ones you are inviting. Think also if the birthday boy or girl has any special interests that could be the focus of your birthday party games. Are you looking for great birthday party games? If so, then utilize the sources that are available.

If you can, hire a party planner to help you come up with the best birthday party games for your event. Or do an internet search and see what kinds of ideas are online. Make a visit to a local bookshop and grab a book of birthday party game ideas. You should have no problems finding the best birthday party games if you look long enough. Planning great parties can be easy and fun. Start by gathering birthday party games and you'll have no trouble figuring out the rest of the party details. You'll be throwing the best parties in your town and people will be coming to you for party planning advice. They'll be asking you for your great birthday party game ideas and for ideas about everything else.



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