Tellico village land tennessee tellico village tennessee land for sale

Tellico Village Land, Tennessee - Tellico Village land for sale. Tellico Village tn, Tennessee Land for Sale. TELLICO VILLAGE is a golf and lake resort community located 35 miles from Knoxville in beautiful Tennessee. Nestled in the foothills of the great Smoky Mountains, this unique Tennessee land for sale contains home sites that sit no more than a mile from Tellico Lake which is part of an inland waterway system that flows through 21 states, up to the Great Lakes and down to the Gulf of Mexico! I think you will see that this is a once-in-a-lifetime opportunity you will not want to miss! WE ONLY HAVE A LIMITED NUMBER OF HOME SITES TO SELL. The Tennessee land for sale is limited so these home sites will be sold on a FIRST-COME, FIRST-SERVED BASIS and we expect them to go fast! Look over the website and then sign up to take part in our FREE WEEKEND FOR TWO!* You and a guest will receive round-trip airfare for two, deluxe hotel accommodations, ground transportation and a private, no sales pressure tour of our home sites.

But you'd better hurry! Our FREE WEEKENDS are filling up fast, so don't delay! Call or make an Online Reservation to reserve your FREE weekend today!

Tellico village land tennessee tellico village tennessee land for sale

Tellico Village Land, Tennessee - Tellico Village land for sale. Tellico Village tn, Tennessee Land for Sale. TELLICO VILLAGE is a golf and lake resort community located 35 miles from Knoxville in beautiful Tennessee. Nestled in the foothills of the great Smoky Mountains, this unique Tennessee land for sale contains home sites that sit no more than a mile from Tellico Lake which is part of an inland waterway system that flows through 21 states, up to the Great Lakes and down to the Gulf of Mexico! I think you will see that this is a once-in-a-lifetime opportunity you will not want to miss! WE ONLY HAVE A LIMITED NUMBER OF HOME SITES TO SELL. The Tennessee land for sale is limited so these home sites will be sold on a FIRST-COME, FIRST-SERVED BASIS and we expect them to go fast! Look over the website and then sign up to take part in our FREE WEEKEND FOR TWO!* You and a guest will receive round-trip airfare for two, deluxe hotel accommodations, ground transportation and a private, no sales pressure tour of our home sites. But you'd better hurry!

Our FREE WEEKENDS are filling up fast, so don't delay! Call or make an Online Reservation to reserve your FREE weekend today!

Small businesses and liability insurance

Over 78% of businesses in the United States are set up as a partnership or individual ownership. For most of these small businesses, this type of ownership can put your business and your personal liability at risk. Having suitable and sufficient small business liability insurance protects your business and you as an individual from financial ruin. A common problem for a limited company or an incorporated company is the business owner may believe he or she is totally protected from personal liability and that liability insurance is not necessary, this however is not the case, you can be personally liable if: • If you have signed a personal guarantee for a loan. • If you personally injure someone. • If you act in an irresponsible manner. • If you act in an illegal manner. • If you do not operate your business as a separate entity. What is Business Liability Insurance? Business liability insurance protects your small business if there is a lawsuit for personal injury or damage to property. The insurance will cover the damages from a lawsuit and cover legal costs. There are many types of liability insurances depending on your business needs. If you have concerns on this matter seek legal advice.

Small businesses and liability insurance

Over 78% of businesses in the United States are set up as a partnership or individual ownership. For most of these small businesses, this type of ownership can put your business and your personal liability at risk. Having suitable and sufficient small business liability insurance protects your business and you as an individual from financial ruin. A common problem for a limited company or an incorporated company is the business owner may believe he or she is totally protected from personal liability and that liability insurance is not necessary, this however is not the case, you can be personally liable if: • If you have signed a personal guarantee for a loan. • If you personally injure someone. • If you act in an irresponsible manner. • If you act in an illegal manner. • If you do not operate your business as a separate entity. What is Business Liability Insurance? Business liability insurance protects your small business if there is a lawsuit for personal injury or damage to property. The insurance will cover the damages from a lawsuit and cover legal costs. There are many types of liability insurances depending on your business needs. If you have concerns on this matter seek legal advice.

Car insurance what is liability and collision insurance

You know full well that it’s the law, but you’ve been driving around without car insurance for a while now. Why? Car insurance is of supreme importance to any driver, no matter how good you think you are. Accidents happen, plain and simple, and you need to be protected in case it does. Not all car insurance is the same, though, and you may be a little confused as to the concepts. The first term you need to know is liability car insurance. This covers you from claims arising from an accident where there’s bodily damage or damage to property. Generally, there are three main sections of any liability car insurance policy: bodily injury liability coverage, liability coverage for damage to property, and uninsured coverage. The first type of coverage protects you in the case of an accident, for which you are at fault, and others have been injured.

Your liability car insurance company will pay any legitimate claims for medical expenses or lost wages. If you’ve run into someone’s wall, or the side of their house, you’ll need liability insurance for property damage, which will pay for repairs. In the instance where you are not necessarily at fault and the other driver does not have liability car insurance, you are protected by uninsured, or under-insured, motorist coverage. Liability car insurance is not the same as collision car insurance. As you can see, nothing was mentioned about fixing your car in the above description. That’s because it’s not covered under a simple liability car insurance policy. You’ll need collision car insurance, unless you’re willing to pay out of your own pocket. Collision car insurance covers repairs to your car in the case of, you guessed it, a collision with another object.

If you’re one of those people who gets their kicks by running over poor, defenseless animals, this coverage isn’t for you. You’ll need comprehensive car insurance to fix that cracked headlight. Generally, you can choose you’re deductible rate, i. e., the amount that your car insurance company will pay out to repair your car. Typically, the higher the deductible, the lower the car insurance premium. You will definitely need collision car insurance if you are leasing a vehicle, if you own a fairly new car or if you are making payments to a finance company. Owners of much older cars may want to skip this form of car insurance altogether. If your car is totaled, the car insurance company will pay you that market value of your car, minus the value of your deductible. If you are able to absorb the cost of replacing your car yourself, you may want to forgo this.

The basics of car insurance

Car insurance basically covers you, your passengers and your car in case of an accident. Many states require you to carry liability coverage in your insurance policy. Liability insurance covers the expenses incurred for the damages for another vehicle with your own if you are at fault. So basically if you are in an accident and you caused the damage, then the liability of you car insurance will cover damages according to the terms that are in your policy. Collision coverage is when your car insurance will pay for the repairs or replace your car in the case of an accident. Comprehensive coverage helps you pay for damages to your vehicle that occurs with bad weather, theft and vandalism. As you would will all insurances, your car insurance will also a deductible. The deductible amount of the claim is your responsibility to pay. Car insurance costs go up as you lower your deductible. If you want to have a higher deductible you car insurance will be less expensive.

Also keep in mind that as your car ages your car insurance premium will decrease in price. Of course that is if you have a good driving record and don’t get any tickets or get into any accidents. Also you can consider the amount of coverage you get as your car ages. Some think only having liability coverage on your cat that is old is better. Of course it is up to you whatever you want. I hope this clears up a few things about car insurance for you. If you would like more information do a little bit of research on your own and see what you come up with.

Or ask questions when you are inquiring about a certain insurance policy. It is always better to know every aspect before getting insurance and signing the dotted line. Good Luck!

Business insurance and what you need to know

Getting your business up and running is exciting, challenging and hard work. You’re finally making money – and you are the driving force that is making your business grow. But have you taken care of the “What ifs”. Like – “What if I get sick, how do I pay my bills” or “What if I have a fire, how do I keep my business running”. Simply put, the one thing you do not want is to have the business that you have labored so tirelessly on, hit a financial snag. If you are a sole proprietor or a partnership – both your business and personal liabilities are at risk. Do you think you’re safe if you incorporate or have an LLC? Many are misled into believing this is so, however, you too can become personally liable if you sign a personal guarantee on a loan, personally injure someone or act irresponsibility. As you will see, owning business liability insurance can and does protects your business and personal life from financia ruin. My discussion here will be limited to Business Interruption, Overhead, Umbrella Liability and Liability Insurance – explaining what these four types of insurance are, and what they can offer you and your business.

Business Interruption Insurance Business Interruption Insurance helps to insure against any economic losses that you may encounter if something should happen to close down your business. For example, you have a fire in your corner of the house – your business office. Your home is covered for property damage – thus, the rebuilding is covered, however, what about the lose income you’re losing while you rebuild? That’s where Business Interruption Insurance can come in to play. Overhead Insurance There is one type of business insurance that you may want to consider when your business is making a good profit, and that would be Overhead Insurance. Overhead Insurance covers rent, salaries, utilities, insurance premiums and/or interest payments that are related to the business – this type of insurance would cover you in case of a major illness or accident. Umbrella Liability Insurance Umbrella Liability Insurance is used for catastrophic losses. This will protect you in the event someone wants to sue you. An umbrella policy will upgrade your basic auto, homeowners or business insurance to cover these unforeseen events. Liability Insurance If you have people coming to your home-based business, than liability insurance may be something you should look into it. Liability insurance will cover you against claims made by others against you for injuries or damages that occurred on your property. Yes, your homeowner’s policy includes some liability insurance, but it may not cover you for liability claims caused by your business. To conclude, life offers many unexpected turns in the road – and basically, that’s what all insurance does – it protects you against those unexpected bumps in the road – and keeps you moving toward your goals with only limited stales. Personally, I believe I can deal with a small bump in the road better than a complete halt in business. How about you? To your success.

Business insurance and what you need to know

Getting your business up and running is exciting, challenging and hard work. You’re finally making money – and you are the driving force that is making your business grow. But have you taken care of the “What ifs”. Like – “What if I get sick, how do I pay my bills” or “What if I have a fire, how do I keep my business running”. Simply put, the one thing you do not want is to have the business that you have labored so tirelessly on, hit a financial snag. If you are a sole proprietor or a partnership – both your business and personal liabilities are at risk. Do you think you’re safe if you incorporate or have an LLC? Many are misled into believing this is so, however, you too can become personally liable if you sign a personal guarantee on a loan, personally injure someone or act irresponsibility. As you will see, owning business liability insurance can and does protects your business and personal life from financia ruin. My discussion here will be limited to Business Interruption, Overhead, Umbrella Liability and Liability Insurance – explaining what these four types of insurance are, and what they can offer you and your business. Business Interruption Insurance Business Interruption Insurance helps to insure against any economic losses that you may encounter if something should happen to close down your business. For example, you have a fire in your corner of the house – your business office. Your home is covered for property damage – thus, the rebuilding is covered, however, what about the lose income you’re losing while you rebuild? That’s where Business Interruption Insurance can come in to play. Overhead Insurance There is one type of business insurance that you may want to consider when your business is making a good profit, and that would be Overhead Insurance. Overhead Insurance covers rent, salaries, utilities, insurance premiums and/or interest payments that are related to the business – this type of insurance would cover you in case of a major illness or accident. Umbrella Liability Insurance Umbrella Liability Insurance is used for catastrophic losses. This will protect you in the event someone wants to sue you. An umbrella policy will upgrade your basic auto, homeowners or business insurance to cover these unforeseen events. Liability Insurance If you have people coming to your home-based business, than liability insurance may be something you should look into it. Liability insurance will cover you against claims made by others against you for injuries or damages that occurred on your property. Yes, your homeowner’s policy includes some liability insurance, but it may not cover you for liability claims caused by your business. To conclude, life offers many unexpected turns in the road – and basically, that’s what all insurance does – it protects you against those unexpected bumps in the road – and keeps you moving toward your goals with only limited stales. Personally, I believe I can deal with a small bump in the road better than a complete halt in business. How about you? To your success.

Car insurance on rentals

When it comes to car insurance, there are a couple of traps you can fall into. The contracts are complicated and extremely difficult to understand, and that’s if you even have the time to read them. The fact is that most people don’t read insurance contracts and there is a significant information shortage when it comes to consumers and the contents of their own insurance contracts. One of the problems with this information gap is that it can lead to wasted money. Every time you rent a car you are asked what kind of insurance you would like. The options are generally to take none, which costs nothing, or you could cover liability insurance, which should cost about $10 per day. Then you have a variety of options to cover the rental cat itself, prices for which vary from company to company and state to state. The full coverage option, which includes liability, passengers, and the rental car usually, comes to about $25 to $30 a day. Most people genuinely don’t know what option they should be taking. Liability Liability insurance is the only insurance you are required by law to take out. All the others are optional. That’s the first and most important thing to remember when you’re at the rental desk, and the total price for your two-week vacation car is quickly adding up and up. The other thing to know is that in many cases, you will be covered, to some extent by your existing car insurance. You will have to check your insurance policy to make certain, but for the vast majority of drivers, they will have liability insurance by virtue of their own car insurance, and this will carry over to the rental car. It is however, unlikely that full or comprehensive coverage will carry over from your own car insurance. This is because comprehensive insurance is calculated based on the value of your car. Insurers don’t want to be in a position where they set your policy based on your say, $15,000 vehicle, and then have to pay out when you crash a $40,000 rental. So your policy will state that only liability insurance is provided when you rent. Credit Card Cover You may still require no insurance from the rental company however. This is because many credit card companies, including both visa and MasterCard, offer this insurance if you pay for the rental with one of their cards. This is a major benefit of using a credit card and should not be wasted. Again you should check with your credit card provider what they cover, but the bottom line is, if your own insurance covers liability, and your credit card covers the rental car, why pay a couple of hundred dollars for extra insurance when you’re already covered? If you are in doubt as to your insurance, it is wise however to take the rental company’s policy, especially liability.

Car insurance on rentals

: When it comes to car insurance, there are a couple of traps you can fall into. The contracts are complicated and extremely difficult to understand, and that’s if you even have the time to read them. The fact is that most people don’t read insurance contracts and there is a significant information shortage when it comes to consumers and the contents of their own insurance contracts. One of the problems with this information gap is that it can lead to wasted money. Every time you rent a car you are asked what kind of insurance you would like. The options are generally to take none, which costs nothing, or you could cover liability insurance, which should cost about $10 per day. Then you have a variety of options to cover the rental cat itself, prices for which vary from company to company and state to state. The full coverage option, which includes liability, passengers, and the rental car usually, comes to about $25 to $30 a day. Most people genuinely don’t know what option they should be taking. Liability Liability insurance is the only insurance you are required by law to take out. All the others are optional. That’s the first and most important thing to remember when you’re at the rental desk, and the total price for your two-week vacation car is quickly adding up and up. The other thing to know is that in many cases, you will be covered, to some extent by your existing car insurance. You will have to check your insurance policy to make certain, but for the vast majority of drivers, they will have liability insurance by virtue of their own car insurance, and this will carry over to the rental car. It is however, unlikely that full or comprehensive coverage will carry over from your own car insurance.

This is because comprehensive insurance is calculated based on the value of your car. Insurers don’t want to be in a position where they set your policy based on your say, $15,000 vehicle, and then have to pay out when you crash a $40,000 rental. So your policy will state that only liability insurance is provided when you rent. Credit Card Cover You may still require no insurance from the rental company however. This is because many credit card companies, including both visa and MasterCard, offer this insurance if you pay for the rental with one of their cards. This is a major benefit of using a credit card and should not be wasted. Again you should check with your credit card provider what they cover, but the bottom line is, if your own insurance covers liability, and your credit card covers the rental car, why pay a couple of hundred dollars for extra insurance when you’re already covered? If you are in doubt as to your insurance, it is wise however to take the rental company’s policy, especially liability.

Don t ignore this otherwise you will lose everything

Each and every type of business whether big or small needs insurance protection. Insurance is of equal importance for all business activities, assets and individuals working in it. Insurance capacity of a business firm depends upon its nature and size. There are number of risks all around us and we don’t know their time, date of their happening. So, to cover such events, insurance is needed. Purchasing business insurance is very important task and such decisions are to be formulated properly. The business insurance should be of such type, which covers each and everything of your business. If the business needs were not properly investigated before taking or applying for business insurance, it would result into wastage of money or death of your company. There different types of insurance policies available for your business include: Property insurance means protection of your assets or business properties from theft, natural calamities or physical damages. General liability insurance protects business proprietors and its operators from various liability coverages. Workers' compensation insurance protects a business to wrap different job-related damages or sicknesses.

Auto insurance is designed to insure business vehicles. The other type of business insurance includes health insurance, key person life insurance, business interruption insurance, excess liability coverage, employment practices liability coverage and travel insurance. There are numerous providers of business insurance so, it becomes important to select best insurance company providing all insurance services under one roof and on cheap rates. A business firm has to pay insurance premium, which is based on the degree of risks involved. Firstly the insurance company appraises the situation and then decides the premium rates.

Car insurance types of insurance you need to understand

With all this traveling in and out, back and forth around the maze that is the United States infrastructure, its easy to understand why auto insurance is required in order to own an operate a car. For car buyers, an effort needs to be made on the part of insurance companies to provide information on the different types of auto insurance available. These include bodily injury and liability, collision, comprehensive, full glace, liability, medical coverage, personal injury protection, and underinsured or uninsured motorist. Liability insurance coverage is imperative to have as a driver. This insurance covers any injuries or damages to property that may occur during an accident. Two types of liability include bodily injury liability insurance and property damage liability insurance. Medical insurance is different in that it focuses on the driver and passengers of the car. This will cover any medical treatment for the driver and the passengers. In addition, the medical insurance may or may not offer disability insurance and pain and suffering compensation. Uninsured or under-insured drivers insurance will pay any costs that you or your passengers may experience if an accident should occur with a driver who is uninsured or underinsured.

Collision insurance deals with the cost of damage caused by a collision to your car that may affect the book value. Comprehensive deals more with damage caused by vandalism, natural disasters, theft or other kinds of damage. There are several other types of car insurance. These include glass replacement insurance, towing insurance etc. These types of insurance are often not required and are not popular as they are often costly.

Now that you know what types of car insurance are out there, the next step is to find a credible insurance agent. The first place to investigate this is through family and friends. Referrals will help you sort those agents that you want to investigate further. You will want to speak with several different agents before you make your final decisions. Ask any and all questions you may have. That is what the agent is there for.

What is the difference between third party liability and full coverage insurance

Insurance can be very confusing for those of us who are not in the insurance business. Often, our insurance agents start babbling about liability, comprehensive coverage, third party liability, and more – and we feel like they are speaking a language we have never heard before. Well – in a sense they are. Again, it is very confusing to those who are not in the insurance business. Unfortunately, if you are to get the coverage that you need, at a price you can afford, you must start learning some of the terminology. For instance, many people do not understand what the difference between third party liability insurance and full coverage insurance is. Third party liability coverage and full coverage insurance are much the same, but in other ways they are uniquely different. Before you determine which one you need, it is important to understand exactly what each type of coverage is. Third Party Liability Coverage is essentially coverage that protects you in the event of an accident that is your fault. It generally covers other people and their property that is damaged in a covered accident. It does not cover you, your passengers, your boat, your motor, or your trailer. Furthermore, third party liability coverage only goes into effect if your boat is in an accident that occurred when the boat was being used in a private capacity, as opposed to a commercial capacity. Third party liability coverage is required by most states, and each state will have its own requirements as to the minimum liability coverage amounts that you have. This type of insurance is generally required whether your boat is financed or not. Third party liability insurance coverage is often simply referred to as liability insurance, or in the case of boats, watercraft liability insurance. Talk to your agent to find out how much coverage is required in your state. Full coverage insurance, on the other hand, will cover you, your boat, your motor, your trailer, and your passengers. It is often referred to as comprehensive insurance, and it is available in different coverage amounts, with different options that are available for the policy. This type of insurance will be required by most lenders who finance boats, and most lenders will have their own requirements as to which optional insurance is purchased. Essentially, what it comes down to is that third party liability insurance coverage protects other people and their property in the event of an accident that is your fault, while full coverage insurance protects you and your property – in the same way that the third party insurance protects others. In fact, full coverage insurance will cover you whether the accident was your fault, someone else's fault, or even no-fault. In most cases, it is in your best interest to have both third party liability insurance coverage – which is required – as well as full coverage insurance – which may be required if you have financed your boat. Again, even if the boat has not been financed, you should strongly consider purchasing a full coverage or comprehensive policy. Many people even continue to carry the full coverage policy long after the boat has been paid off. Boat repairs are expensive, and anything can happen. Most full coverage policies will cover you in the event of mechanical failure, theft, and vandalism, as well as losses caused by storms, fires, explosions, sinking, and much more. Talk with your insurance agent to find out about the different options available for full coverage policies, and make sure that you get the coverage that you need! CopyRight Ian D. Major 2005.

Car insurance types of insurance you need to understand

America has become a culture of cars, SUV’s, minivans and sports coupes. With all this traveling in and out, back and forth around the maze that is the United States infrastructure, its easy to understand why auto insurance is required in order to own an operate a car. For car buyers, an effort needs to be made on the part of insurance companies to provide information on the different types of auto insurance available. These include bodily injury and liability, collision, comprehensive, full glace, liability, medical coverage, personal injury protection, and underinsured or uninsured motorist. Liability insurance coverage is imperative to have as a driver. This insurance covers any injuries or damages to property that may occur during an accident. Two types of liability include bodily injury liability insurance and property damage liability insurance. Medical insurance is different in that it focuses on the driver and passengers of the car. This will cover any medical treatment for the driver and the passengers. In addition, the medical insurance may or may not offer disability insurance and pain and suffering compensation. Uninsured or under-insured drivers insurance will pay any costs that you or your passengers may experience if an accident should occur with a driver who is uninsured or underinsured. Collision insurance deals with the cost of damage caused by a collision to your car that may affect the book value.

Comprehensive deals more with damage caused by vandalism, natural disasters, theft or other kinds of damage. There are several other types of car insurance. These include glass replacement insurance, towing insurance etc. These types of insurance are often not required and are not popular as they are often costly. Now that you know what types of car insurance are out there, the next step is to find a credible insurance agent. The first place to investigate this is through family and friends. Referrals will help you sort those agents that you want to investigate further. You will want to speak with several different agents before you make your final decisions.

Ask any and all questions you may have. That is what the agent is there for.

Facts about renters insurance

If you rent an apartment or house, you might consider purchasing renters insurance. Renters insurance provides coverage for damage or loss of personal property for people in rental housing. It's to insure the renter's belongings from theft or damage. In addition, renters insurance also provides liability coverage for people in rental housing if somebody is injured while in the rental place. In this case, the renter is sheltered from lawsuits or liability for the problems cause by him/her. Renters insurance can help you if one of the following things happens to you: your apartment catches on fire and your belongings are lost or damaged; you get stolen from a theft who breaks into your apartment; a friend of you injures himself while having a party in your apartment; an electrical power surge damages your television, stereo and computer. While renters insurance has a broad coverage, keep in mind that earthquake and damage caused by food are not covered in most renters insurance policy. Many renters think their landlord's insurance will cover them. This is not true. In general, the landlord's insurance only covers the building, but not the renter's belongings and liability. Renters insurance is not expensive. For example, a policy that costs around $300 a year (with a deductible of about $250) could cover between $20,000 and $30,000 worth of loss or damage, plus $500,000 to $1 million in personal liability. To shop for renters insurance, you should try getting quotes from different insurance providers in order to find the best deal. You can check with your auto insurance company to see if they also sell renters insurance and whether the will give you a discount for buying two types of insurance from them. Renters insurance is often overlooked by people renting an apartment or house, but it's a renter's good friend and it will give you the peace of mind.