Affordable paintings art prints buying guide

The fastest way to bring beauty and style to a room is to put up prints of beautiful paintings. Here's what you should consider: Painting Prints Price Range: Expect to pay somewhere in the neighborhood of $50-$500 for an unframed print--anything less than $50 is likely a poster. You should expect to pay a similar amount to have the print framed--note that many prints are designed to be exhibited without frames. Before art prints were sold online, the only way to get them was through galleries or museum shops, which had to charge a large markup. Nowadays, art prints rarely cost more than a few hundred dollars, and it is possible to find good-quality prints for under $100. Still, those lower prices generally come on prints that have been put on sale. Expect to pay more for perennial favorites like Van Gogh's “Starry Night”. Selection There is at least one print of every painting or photograph on display in a museum anywhere. Thanks to the internet, you can find the right art print among the tens of thousands in existence and have it sent to you, regardless of where the original is located. Since websites will let you browse thumbnail images of the artwork, it's easy to find a particular piece even if all you know about it is the name of the artist or even just the time period in which it was created. Painting Print Media Prints are available in a variety of print stocks. Prints vs. Original Paintings If all you're interested in is a picture to decorate your wall, rather than in collecting, prints are a better value than original paintings. Here's why: * Expense. Creating an original work of art generally takes weeks. If you had to employ someone for several weeks or several months, how much do you think it would cost at even a modest salary? That's why original artwork generally costs at least thousands of dollars. In order to have a real chance of your work of art having investment value, you need to buy the work of an artist who is moving up in the art market. * Questionable investment value. Original artwork only has investment value if the price goes up eventually. Very often, the price does not. In short, if you're interested in investing, buy stocks--it's a safer bet. Only buy art because *you* value it. * Knowledge. You need to be very knowledgeable about what you are doing. Make no mistake: there's plenty of fraud in this business. There is also plenty of wishful thinking on the part of art dealers when it comes to a work's long-term market prospects. Ready to make your home more beautiful with prints of great paintings? You're already in the right place: the internet has numerous websites offering an unbelievable array of art prints. Start looking now.



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Car dealers

Automobile dealers are the bridge between automobile manufacturers and consumers. Car dealers are primarily engaged in retailing new cars, sport utility vehicles, passenger cars and cargo vans. New car dealers employ 9 out of 10 workers in the automobile industry. Along with vehicle sales, car dealers provide and perform other activities such as repair services, selling used cars and selling replacement parts and accessories. Large dealers are a one-stop shop for customers who wish to buy, finance, and service their vehicle. Used car dealers specialize in used vehicle sales and account for 1 out of 10 jobs in the industry. Sales of new cars, trucks, and vans tend to depend upon changing consumer tastes and the price of fuel. The popularity of the manufacturer’s vehicle model and the intensity of competition with other dealers play a vital role in the sale of a car. Consumers are also highly sensitive to the cost of financing.

Automotive dealers are more likely to offer generous incentives, rebates, and financing deals during sluggish periods to maintain high sales volumes and to reduce stocks. According to the National Automobile Dealers Association, new vehicle sales account for more than half of the total sales proceeds at contracted new car and new truck dealers. These sales generate additional revenue in other departments of the dealerships. By putting new vehicles on the road, dealers count on after-market additions, repairs, and service for added revenue. Leasing a car or truck is one financing option for consumers. Leasing services have grown in recent years to accommodate changing consumer-purchasing behavior. As vehicles have become more expensive, growing numbers of consumers are unable or reluctant to make a long-term investment in a new car or truck purchase. Car dealers are a key resource for manufacturers who use them to establish brands and motivate customers to purchase their automobiles.



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Why small business must turn to pr

Please feel free to publish this article and resource box in your ezine, newsletter, offline publication or website. A copy would be appreciated at bobkelly@TNI. net. Net word count is 670 including guidelines and resource box. Robert A. Kelly © 2003. Why Small Business Must Turn to PR If small business had no important outside audiences, it wouldn’t exist. But since they do have external “publics,” it’s doubly unfortunate when those same small business owners seem unconcerned about the very outside folks whose behaviors can place a choke-hold on their business! And worse, are so casual about public relations, the best way to move those behaviors in their direction. Is that you? What’s the problem? Can you think of any other way to marshall those groups of people you need so badly if your business is to succeed? Face it. You must turn to public relations if you are really serious about getting those important outside people to support what you are trying to do. And the best part is, there’s no mystery about how to do it! Start today by listing your important outside audiences in priority order. No doubt, customers and prospects will place #1 and #2. But think carefully about your local and trade media as well as community residents and leaders, suppliers and the like. The test for adding an external audience to your worry list is this: if left unattended, could its perceptions and behaviors hurt your business? Since there is no other affordable way to find out how each of your target audiences perceive your business, products, services and operations, you must take the time to do it yourself along with your colleagues. Interact with members of that key target audience and probe their perceptions with plenty of questions. Watch for misconceptions, inaccuracies and rumors that need to be corrected. Stay alert to negativity of any kind. This will let you decide how much you will try to alter perceptions among each audience. It also becomes the behavior modification goal against which you will measure your progress. Now it’s message time. What will you say to members of your target audience to alter that negative perception that surfaced during your conversations with them? Your message must be persuasive, so stick with the facts and present them clearly. By identifying honestly what is really at issue at the moment, you impart a sense of credibility to your comments, and their timeliness adds a compelling dimension to your message. What’s the best way to get that message to the eyes and ears of members of your target audience? Here, you have an embarrassment of riches with dozens of communications tactics including news announcements, op-eds, letters-to-the-editor, speeches, community briefings, broadcast and newspaper interviews and many, many others. Progress can best be tracked by interacting all over again with members of the target audience. While you’ll ask questions similar to those you asked in your earlier monitoring sessions, this time you’re looking for signs that your message got through. In other words, signs that your message succeeded in altering any negative perceptions of your business. You should also monitor print and broadcast media, key customers and prospects for similar indications of success. Should progress not be fast enough for you, you’ll want to consider increasing the number of communications tactics you employ as well as the frequency of their use. Your message should also be re-evaluated for its factual basis and clarity. Gradually, your monitoring will playback perception changes among that target audience, and that means the behaviors you seek will not be far behind. It is this kind of success that tells us very clearly why small business must turn to PR if it is to realize its potential. end



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Business success without the blindfold

"Good business leaders create a vision, articulate the vision, passionately own the vision, and relentlessly drive it to completion." Jack Welch Vision is the first critical element in business success. Vision gives a clear picture of what you intend your business to accomplish. Without vision, you simply don't know where you're going. Hard work and perseverance cannot replace a clear vision. It is something like the experience I had at a wilderness camp in the Canadian Rockies. About twenty of us were blindfolded and led to a maze in the woods. The maze was laid out with ropes strung together, from tree to tree. The terrain was uneven, with bumps and hollows in the ground. The ropes ranged from a foot to three or four feet off the ground. Our objective was to ring a bell somewhere in the course. I know that I retraced my steps more than once, coming to a place where the ropes met at a forty-five degree angle, or where a rope ended at a tree. I knew I had come to that same corner before, touched that same tree before. Then I would turn around and go back, trying to find my way without being able to see. Throughout the course, I met others, our hands touching on the ropes as we groped in darkness along the rope maze. Meanwhile, I could hear the bell ring at least three times. That meant at least three of the participants managed to find their way. One time the bell rang, I knew I was close. I could tell the direction of the sound, but somehow, I got off track again. I didn't find the bell. Most of us didn't. I did persevere. I didn't give up, even as began to feel frustrated that I couldn't get out of the maze. I kept trying to find my way, back and forth and up and down along the ropes, but I couldn't find my way with my eyes covered. After we took off our blindfolds, the bell was clear enough. With the blindfolds, most of us couldn't find it. All of our effort was wasted effort. I'm not sure what lesson the wilderness camp leaders intended us to gain from the experience on that day. But as a metaphor for doing business, the experience is a powerful object lesson of what happens when you set out to accomplish something without being able to see where we were going. We had no vision. We were supposed to find a bell somewhere, without having a clear vision of where the bell was. One of the participants who finally did ring the bell said that he had missed the bell even when he had found the right tree. He hadn't reached high enough up the tree trunk to find the bell. The whole process is something like going into business to achieve "success." There is no clarity of vision in such language. What does "success" look like? Will you know if when you find it? Where is it? Without a vision, you can work hard, struggle, come close without knowing it, and never reach your objective. The word "business" is directly related to the word "busy." Both mean "care," "anxiety," and "being occupied." This is a good description of my experience of the rope maze. I have no idea how long we were on the ropes course. It seemed like an eternity. I know I was very busy, continually moving, continually working, continually trying to find my way, going over the same ground again and again without ever reaching my objective. I was busy, but my busy-ness was not effective. Perseverance in the wrong direction is simply wasted effort. Without a clear vision of where you are going, you can get far off track, still working hard, and never accomplish much of anything. The trap of being doing business without a clear vision of where you are going is that you simply become busy. Being busy is no substitute for doing the real work of your business. Copyright 2006 Debt or Alive, Inc



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The dirty little secrets of published authors part ii

In Part I of this article, the common excuses would-be authors have about why they cannot get their book written were identified. Procrastination is the common denominator. So how can an author overcome procrastination? Being curious by nature, we have studied the small percentage of authors we have worked with who are successful in making progress, writing on their blogs, organizing their book content, and who are getting published. Profile of Successful Authors Here’s the typical intellectual profile of a successfully published author: 1. He/she writes almost daily on a blog. 2. S/he frequently writes about what other experts are saying. 3. She is meticulous about citing sources. 4. He sees the common thread in situations and content, and how that relates to real people. 5. She has a keen eye for synthesizing and summarizing concepts. 6. He is able to see the practical application of ideas in real world situations. I’m not sure which of these characteristics are the most important when it comes to turning writers into published authors. This is not scientific research but anecdotal in nature, so perhaps the list is incomplete. Maybe the defining difference is related to something else not on this list. When it comes to non-fiction books, most of our authors are not waiting for contracts from the big publishing houses. They are going the self-published route or using print-on-demand. They will use their books as marketing tools, for back-on-the-room sales, and for creating credibility for their services as consultants, speakers and other professionals. It would be easy to say that those writers who post almost daily on their blog end up with enough content to turn it into a book after time. But quantity isn’t enough, obviously. The Defining Edge I’m inclined to think that writers who can synthesize and summarize concepts from reliable sources have an edge to completing a book. Those that can see the practical applications of theories and ideas to everyday work and life also have an edge. When an author makes the connection from theoretical, abstract idea to practical advice for living and working, he or she speaks to the reader, and what’s in it for them. This connection breeds energy for the writer. When you write to deliver valuable content to the reader you are no longer thinking about yourself and your excuses. The Dirty Little Secret… Back to the title of this article series, The Dirty Little Secrets of Published Authors…in my opinion, those who succeed at finishing their books know that they don’t have to know everything. They use the ideas of other people, look at them from a fresh perspective, and write in a clear voice that shows their passion. Are they original authors? Of course they are. They tell it like it is, from their point of view. Those writers who believe that what they have to say is precious, original, and so important that it has to be perfectly delivered, will stay mired in procrastination. Who can take a risk to make an error, when so much ego is wrapped up in their writing? The pressure is too great, the fear of failure too real. Those writers who believe that they are simply messengers who are able to organize and synthesize concepts previously invented by other experts will have the edge. They will write, publish, write, publish, and they will be heard and read.



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Debt and bill consolidation basics

Nobody wants to get into debt but many people cannot avoid it and debt and bill consolidation is one way that they can take back control over their finances. Debt and bill consolidation can help deal with the debt that can occur through home ownership, education and medical bills. If you have not been able to avoid falling into debt then it is important to work on your debt and bill consolidation to assess how much you actually owe before you find ways to pay it all off. Debt and bill consolidation itself is simply the process of adding up all of your outstanding debts and then seeing how much you can reasonably afford to pay off each month. The simplest way to do this is to work out your disposable income and compare it to your monthly debt and bill consolidation total. You will find that the amount you have available to pay off your debt and bill consolidation total is not enough but there is no need to panic. The next stage is to work out what percentage of your debt and bill consolidation total each of your creditors represent. It is important to do this to be able to come up with a realistic offer of reduced repayments to your creditors. For example, if your debt and bill consolidation total is $2000 and your repayment to X Creditor is $200 then you take 200, divided by 2000 and then multiply the result by 100 to give you a percentage. In this case the result is 10%. Therefore you know that 10% of your debt and bill consolidation total is due to X Creditor. Now you see what you can actually afford to pay X Creditor from your disposable income. Your disposable income is the amount you have coming in each month minus the essential bills such as mortgage, utilities and food. The amount that you will pay X Creditor is 10% of this disposable income. For example, you have calculated that your disposable income is $1200. To find out what 10% of this is simply take 1200, multiply it by 10 and then divide the answer by 100. The result is $120. Therefore you would be able to afford to pay the reduced rate of $120 per month instead of the $200 that it currently requires from your debt and bill consolidation Once you have calculated the affordable amounts to pay each of your creditors on your debt and bill consolidation list you need to contact them to put forward your proposal. If you explain to most creditors that you are performing a debt and bill consolidation but do not want to take out a debt and bill consolidation to compound the issue they are more than likely going to work with you. A debt and bill consolidation loan should always be the last resort. Take a view on Debt and Bill Consolidation Basics here - http:// debt-helper. info/debt-and-bill-consolidation. html



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Recovering from the loss of a business recovery reversal and coping strategies

Losing a business is overall, akin to the "death" of a loved one. So much of a business owner's personality and hard work have gone into a business, that when tragedy strikes, for whatever reason and the business is forced into bankruptcy or to close, the emotions felt by the business owner are nothing short of serious and all encompassing! Since losing a business is considered a "major life stressor", along with divorce and the death of a loved one, a business owner that loses a business can be just as emotionally devastated. With this in mind, it is appropriate for the business owner to take into account the five stages of grief that do occur in a major life event or "stressor". These stages are according to the work of renowned Swiss born psychiatrist, Dr. Elisabeth Kubler-Ross: Denial. This stage is a healthy stage when the individual asks the question, "Why Me"?, and develops strategies to develop defenses against the impending stress. Anger or Resentment. Blame occurs in this stage. Bargaining. This is a "truce period" where an individual makes "deals" in their minds, if "only" things don't play out the way they are bound to do so. Depression. This is the real grief phase, and an individual will primarily feel discouraged and hopeless. Acceptance. This is where reality is dealt with and the process of "going on" begins. Withdrawal from others may occur temporarily here. Although Dr. Kubler-Ross developed the five stages primarily to be used when dealing with terminal illnesses that lead to death, her work can readily be applied to many major life stresses, including the loss of a business. In addition, not all individuals go through each stage routinely in order, with some skipping stages, or staying in one stage longer than others. Business owners that suffer the catastrophic loss of a business need to allow themselves the same flexibility and time for acceptance that other major life stressors require. They need to work through the five stages until the fifth stage, acceptance, is reached. They also need to put the loss into perspective if they can, and determine just "why" and "how" the business faltered and eventually failed. With defeat, sometimes knowledge is attained, and if a business owner can work through the stages of grief successfully, and use the knowledge attained for enlightenment, then perhaps they can successfully start another business in the future, and achieve better results. Business owners should make a list after they are on their feet again of exactly "what" went wrong, and methods of prevention in the future, as they can then use this to their advantages. The list can include such information such as: Why the business failed overall: Was it the wrong type of business for the wrong type of clientele? Was it targeted incorrectly? Was it too unusual to succeed? Was the marketing of the business incorrect? Were the expenditures too great? Was the business plan and outlook faulty or realistic? What mistakes led up to the failure: Did the business grow too quickly or too slowly? Were there actual methods in place for prevention, or was the business "reactive" rather than "proactive"? What can the business owner correct/rectify in the future? This is the most important question, and a list of all methods that may be used as a measure against future failures should be made. Business owners need to give themselves time to heal and sort through their feelings, though. Any loss is so emotionally draining, that jumping right back into the "business fire" with another business is not necessarily a good idea until the business owner has recovered their energy and worked through their feelings of grief completely. Defeat can be a learning experience, and many successful business people have also experienced their fair share of defeats and loss of businesses. Turning the "negative" of the loss of the business into a "positive" learning experience will soon find the business owner recovered and moving onto the next positive step in their entrepreneurial lives!



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Finding your niche

Have you found your niche? If you really want to find out, you need to answer the following questions: 1. Is your business the only one of its kind in town? 2. Do people consider your service first and price later? 3. How can prospective customers tell you apart from the masses of businesses in similar fields? 4. Who are your target clients? 5. Who aren't your target clients? 6. Do you turn down certain kinds of business if it falls outside your niche? 7. What do clients think you stand for? 8. Is your niche in a constant state of evolution? 9. Does your niche offer what prospective customers want? 10. Do you have a plan and delivery system that effectively conveys the need for your niche's services to the right market? 11. Can you confidently predict the life cycle of your niche? 12. How can your niche be expanded into a variety of products or services that act as profit centers? 13. Do you have a sense of passion and focused energy with respect to your niche? 14. Does your niche feel comfortable and natural? 15. How will pursuing your niche contribute to achieving the goals you have set for your business? If you can't answer these questions, you probably haven't found the right niche for your business. So what do you do? Stop looking! Good niches are never found—they're created, then matched carefully with a grateful audience. If you want an excellent niche market, try the creative real estate niche of lease purchasing. It allows you to answer all of the above questions. Copyright 2000 DeFiore Enterprises



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Controlling behavior loving behavior

When Zack and Tiffany started counseling with me, they were on the verge of divorce after 16 years of marriage. Neither really wanted to end the marriage, yet both were miserable. Both of them believed that their misery was because of the other person, and both could clearly articulate what the other person was doing wrong. “Tiffany is just so distant and unaffectionate most of the time, and when we are together she is so critical of me. I can’t seem to do anything right in her eyes. I try really hard to please her, but no matter what I do, it’s not good enough.

” “I just can’t seem to connect with Zack. He’s a really nice guy but I just can’t feel anything with him. I feel irritated with him a lot and I don’t really know why. He just annoys me. I feel like he’s always wanting something from me and I just don’t like being around him. And he’s so darn nice! What’s wrong with me that I don’t like someone being so nice?” I could see immediately that the underlying problem in this relationship was that both Zack and Tiffany were stuck in various forms of controlling behavior, yet neither of them were consciously trying to control. Zack was a caretaker. He tried to control by being a “nice guy” and doing everything he thought Tiffany wanted, including making dinner every night, doing the laundry, and doing most of the child-care, even though both of them worked. He secretly believed that if he was nice enough, he could have control over Tiffany loving him and being turned on to him. What he didn’t realize is that his niceness was really a “pull” on Tiffany, which is one reason she kept her distance. Underneath, Zack had a big fear of rejection and was trying to have control over Tiffany not rejecting him. Tiffany was trying to control Zack primarily with her criticism. She was critical any time she felt Zack wanting something from her to make him feel safe and loved. She had a secret hope that if she criticized him enough, he would stop pulling on her for affection, sex and attention. Unconsciously, Tiffany had a huge fear of enfulfment, and was trying to protect herself from being engulfed and controlled by Zack. In addition, Tiffany could not experience who Zack was because he was putting himself aside to please her. She could not connect with him until he was authentically himself. Everything Zack did to protect against rejection tapped into Tiffany’s fear of engulfment, while everything Tiffany did to protect against engulfment tapped into Zack’s fear of rejection. The more Zack pulled with niceness, the more Tiffany moved away, and the more Tiffany moved away, the more Zack pulled. What was the way out of this protective circle? Both Zack and Tiffany needed to learn how to take loving care of themselves, rather than attempt to control the other. Zack needed to learn how to not take Tiffany’s behavior as a personal rejection. He needed to see that her withdrawal was coming from her fear of engulfment that he was tapping into, but he was not the cause of her fear. She had this fear way before meeting him. Zack also needed to start to be loving to himself rather than “nice” to Tiffany. He needed to learn to take responsibility for his own feelings of well-being instead of being dependent upon Tiffany for them. In learning to take care of himself, he would naturally stop pulling on Tiffany for his sense of worth and security. Tiffany needed to learn to speak her truth without blaming or judging. Instead of withdrawing and criticizing, she needed to stand up for herself and set loving limits with Zack in order to move beyond her fear of engulfment. She needed to learn to say things like, “Zack, I appreciate the dinner you made, but I feel like you made it with an expectation that I should now love you, rather than because you felt like making dinner. I’d rather that you not make dinner unless you are doing it because you really want to and without an expectation attached. I feel pulled on and it doesn’t feel good.” Zack and Tiffany decided that it was worth learning how to be loving to themselves and then see what happened with their marriage. Fortunately, because both of them were devoted to learning to take full, 100% responsibility for their own feelings and needs, they were able to move out of their protective, controlling circle and into a loving circle. As they learned to take responsibility for themselves, their love for each other gradually returned.



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The greens and browns of composting

The Greens and Browns of Composting Imagine yourself as a chef of a fancy restaurant. To cook a delicious meal, you carefully measure the ingredients and combine them to create wonderful dishes. The same can be said when creating composts. This time, however, instead of the people in the restaurant as your customers, you will be answering the needs of your plants. And just like cooking, you are given the task of putting together in equal amounts the “greens” and “browns” of composting. “Greens” and “browns” are nicknames which are used to refer to the organic materials used in creating compost. The major differences between these two elements are not so much on the colors of the organic matter themselves but rather on their basic components. The Greens are organic materials rich in nitrogen or protein. Meanwhile, Browns are those organic matters that have high carbon or carbohydrates contents. Because of their high nitrogen and protein contents, Greens allow micro organism in composts to grow and multiply. Also, the Green components generate heat in compost piles. The Brown elements on the other hand contain the energy that most soil organisms need. Furthermore, because of their high carbon contents, the Browns function as a big air filter, absorbing the bad odors that emanates from the compost pile. The carbons also help prevent organic nitrogen from escaping and also aids in the faster formation of humus from the compost. In case you’re stumped whether an organic waste or material belongs to the Greens or Browns variety, one of the easiest way to test it is to wet the material. If you find the material to stink after a few days then it belongs to the Greens variety. Again, remember not to be fooled by color. For example, although leaves come in green, brown, red, etc. colors, they are classified as Browns. Leaves are high in carbon. The evergreen leaves for example have higher carbon contents than any other leaves. However, there is always an exception. Oak tree leaves do not fall under the Greens classification. Oak leaves contain high amounts of nitrogen which makes them fall under the Greens category. Other examples of Greens include animal wastes, grass clippings, and those left over food from your kitchen. AS long as you don’t use harmful chemicals like inorganic fertilizers and pesticides on your grass, then the use of grass clippings I is okay. Meanwhile, papers, wood chippings, sawdusts, bark mulches and other wood products are most often than not fall under the Browns classification. Sugar products are also classified under Browns. These include molasses, syrups, sugar and carbonated drinks. You could use these sugar products to activate or increase the activities of microbes in your compost pile. Some other Greens include vegetable and fruit wastes, eggshells, as well as coffee grounds, filters, and teabags. For the Browns, they have hay, straw, and cornstalks. Pine needles fall also under the Browns category. However, it is suggested that using too much pine needles on the compost pile will give the Browns too much of an advantage. Once can achieve a successful compost with the correct ratio of Brown and Green components. Ideally, a “Browns” and “Greens” of composting ratio of 3:1 would ensure a successful compost. This means, you will have three parts or the pile made of components high in carbon (Browns) and one part of it made up of nitrogen-rich ingredients (Greens).



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Credit card rebates rule the roost

Put the power of credit card rebates in your wallet! This can be done very easily if you have good or excellent credit, pay your balance monthly, and enjoy spending money to receive cash back on your purchases. These unique credit card rebates are all over the place and they provide cardholders with cash rewards or rebates when they shop just like they normally would. All you have to do is use your credit card and purchase items that you always buy from your favorite store and you earn a percentage that you spend back in rebates. The average percentage rate is around 1% to 5% according to which credit card company you choose.

You may first wonder, what the gimmick is, because you know there is one. Well, to put it simply, the credit card rebates are given to you because the credit card company charges the business a fee. This fee is used to give you a rebate. You may also notice that with some credit card rebates you may be paying higher interest fees and annual fees than you would with a regular credit card. These annual fees are usually between $25 and $100 per year. Many times with credit card rebates such things as balance transfers and cash advances do not count toward your rebate, but there are a few credit card companies that do offer $5 with all balance transfers. You will have to read the terms and conditions and of course the fine print to learn which credit card companies offer credit card rebates with balance transfers and cash advances. Most credit card rebates are great even if you may have to pay a higher APR. Today, there are some credit card companies that are still keeping the APR as low as possible while offering credit card rebates. However, if you do not pay your balance on time you will soon learn that the money you would be earning is gone due to paying interest on your balance. The best way to avoid paying interest is to pay off your entire balance monthly.

You may find that you are paying more in interest than you are actually earning in rebates if you carry a balance. Remember, all credit card rebates are a great way to get something back for all your spending but for most credit card companies they only give these type of credit cards to individuals with good or excellent credit.



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Improve your credit score before buying a home

Several months before you begin to look for a home, you should take steps to get "credit approved" for your loan. Start by making a list of all your existing loans and credit cards, with the company names, account numbers and monthly payment amounts. This will help you to analyze the information shown on your credit report. Include all closed loans and credit cards if these records are available. 1) Get a Financial Check-Up Make an appointment with a good mortgage lender, and request a full credit approval. As a part of the approval process, your credit report will be ordered. It will include data from the three main credit reporting agencies - Equifax, Experian, and Trans Union. The report will show three credit scores - one from each agency. The interest rate and type of loan available to you is related to your credit score. The assistance of a mortgage professional to help you to understand your credit report and offer suggestions on how to improve your score is invaluable. For the average person, interpreting a credit report and dealing with errors is a daunting task. Credit reports are filled with frustrating jargon and codes. They are not written for the general public to read. Even more intimidating is the task of communicating with credit agencies to dispute or correct information. 2) Correct Mistakes Credit reporting agencies often have mistakes in their data. The information in your credit file is input by computers. A computer weighs your data using complicated mathematical formulas to arrive at a credit score. Nearly everyone has paid bills late for one reason or another. Perhaps a bill was sent to a wrong address, or you have had a dispute with a vendor. It is likely that you have some issues on your report that should be disputed or corrected. Each of the websites of the three main agencies has a dispute resolution page. Feel free to use it. 3) Deal With Real Credit Issues You may have had serious credit problems at some point in the past. Reviewing this may be emotionally draining, and will bring up the underlying situation that caused the credit problems. Get advice on how long the issues will remain on your report, and how to re - build your credit worthiness. Or, you may have a persistent habit of overspending. In this case, you should talk with a financial advisor or personal counselor to help you work out of debt, and establish better habits. The National Foundation for Credit Counseling offers low cost assistance for serious credit problems. If you place yourself under their supervision to handle your debts, you will not be able to obtain new credit during the work-out period - which may be years. Before doing that, ask a mortgage lender or financial advisor if there is a way to redeem your credit without their supervision. 4) Check Your Credit File A law, passed in 2005, requires the three main credit agencies to provide a free credit file disclosure each year. It has been suggested that you could order a file from the first agency in January, one from the second in May and one from the third in September. The central site where your file can be ordered is annual credit report dot com. The purpose of this law seems to be to help people find out if they are a victim of identity theft. This enables you to monitor your file for any new credit that did not come from you. If you take advantage of the free credit file reports, you should check them for mistakes. Use the credit report that you reviewed with your mortgage lender to compare with the data in your credit file. Keep in mind that the free credit file disclosure is not a credit report. It does not include a credit score. 5) Understand Credit Scores Less than 620 - Poor 620-680 - Average - You may need to put more cash down on your loan. 680-720 - Good 720 - 800 - Excellent 800-850 - Seldom seen 6) Play by the Rules The information in your credit file is scored by these factors: 35% - Payment history - Paying bills on time is very important. Today many people use auto draft or pre-written checks through online banking to pay bills. These help to prevent late payments. If you want a good credit score, do not pay late! 30% - The relationship between your available credit versus how much you have used is an important factor in your score. If you are over 50% drawn against your available credit, this will count against you. For this reason, it helps to keep old credit card accounts open, even though you do not use them. They build up the total amount of credit available to you, relative to what you have charged. 15% - The length of credit history on each loan has an effect on your score. A more seasoned loan is scored higher. For this reason it is not a good idea to open credit cards offering low initial rates, then close them after a few months and open new credit cards. 10% - The number of inquiries made on your credit report affects your score. Each time you open a credit card or new loan, your credit information is pulled. Keep these to a minimum. A recent law has made it possible for people shopping for homes or autos to have multiple inquiries, from the same industry (mortgage or auto), done over a 30 day period without penalty. However, to be on the safe side, do not allow your credit report to be pulled unless absolutely necessary. 10% - The types of credit used may hurt your score. Loans from finance companies, signature loans, furniture loans and some retail store loans are considered a poor judgment because of their high rates, and may count against you. 7) Improve Your Credit Score It is easy and necessary to borrow money. We customarily make everyday purchases using credit cards, and set up loans for homes, cars and other purchases. Your credit score is especially important in the purchase of your home. It will affect the type of loan available, down payment required, and interest rate charged. A low score can cost you thousands of dollars in additional interest over the years. Even insurance companies factor your credit score into their decisions. More than ever, you need a good credit score, or you will pay the price. Finance providers, rental agencies, car dealers, insurance companies and credit card companies are not going to help you improve your credit score. In fact, they have an economic interest in charging you a higher rate. It is up to you to be proactive about understanding and improving your own credit score. A good time to start is when you begin the mortgage approval process for a home purchase. It is a good habit to have.



Online Improve your credit score before buying a home

Avoiding the scam

Avoiding the Scam In the issue of repairing your credit, it is best to do it yourself. Most often, you may hear or see advertisements claiming outstanding credit repair services offering you "legal" and "guaranteed" solutions for your credit problems. These services may use mottos that are quite enticing to those who are in dire need of credit repair. There are even others who get easily convinced after reading "authentic" testimonials from several customers, who might not actually exist. When you are really in need of credit repair, the first thing you want to do is to act immediately. You should remember that this action should be done by you and not anyone else. Luckily, there are several factors that can help you avoid scam credit repair services. The Fraudulence Day after day, several companies appeal to consumers who have awful credit histories. Often, they promise to tidy up credit reports, for a price, to help consumers loan a car, mortgage a home, or even get a job. The horrible fact is they cannot deliver; you should keep this in mind especially if you do not want to worsen your debt. These companies would only take the cost of the services with them and vanish into thin air. The Signs of a Scam If you had responded to a credit repair service, there are warning signs that can help you determine an authentic credit repair offer from a fraud. Firstly, be aware of companies that wish for you to pay the cost of the repair before providing any services. In addition, avoid those companies that do not divulge any possible legal rights you are entitled to and what processes you can do yourself without payment. There are companies that advise consumers to directly contact a credit reporting agency - you should avoid such companies. More so, if the company you have responded to suggests that you to create a new credit identity and then make a new credit report by applying for an Employer Identification Number to use rather than you SSN, you should immediately stop contacting that company. Lastly, those that advise you to argue all information included within your credit report or take actions that may seem illegal, i. e. generating a new credit identity, should be avoided. Remember that you could be prosecuted for wire or mail fraud if you use the telephone or mail to apply for credit and give information that are not authentic. Lying on a credit application, misinterpreting your SSN and acquiring an Employer Identification Number from the IRS under false pretenses are all federal crimes. Most importantly, you should remember that included within the Credit Repair Organization Act is the rule that credit repair companies should not require you to pay until the services they have promised are complete. The best possible way to avoid poor credit history, and totally keep you safe from fraudulent credit repair services, is to do a periodic credit report review. Reviewing your credit report is important because the information in your report affects your chances of getting an insurance or loan. Make sure that the information is correct, complete and regularly updated before applying for a loan. Lastly, by doing periodic check-up on your credit report, you can be safe from identity theft, which can create a major problem not only in your credit report.



Online Avoiding the scam

Solving problems with non violent confrontation

This is the story of a busy family, maybe a lot like yours. They are a happy family, but every once in a while they experience moments of conflict. “Hey everybody, the coach passed out the swim meet schedule today”, Shane was out of breath as he ran toward the car, his hair still wet from practice. “Get in the car. We’ll look at your schedule when we get home. Sarah has her dance recital announcement too, we can write everything down on the calendar.” Mom smiled at her talented children in the rearview mirror as she drove toward home. “Here let me see your schedule”, Sarah snatched the paper out of Shane’s hand in a typical little-sister fashion. “Oh, no! Mom! Shane has a swim meet on the day of my recital. At the same time!” “That is a problem, isn’t it?” “Give that back. Let me see.” Shane snatched the paper back out of Sarah’s hands (in a typical big-brother fashion). “Which day?” “Here.” Sarah pointed. Oh no! Mom! That is the match with Victor’s team. I’m going to beat him this year, I just know it! You and Dad have to be there to see it! “Hmmm, I’m not sure how we are going to solve this problem, but I do know that we have to wait until we get home. A moving vehicle is not a good place for arguing.” Mom shot her stern look at the two scowling children. Each child wants both parents at his or her special event. This is an example of conflict over limited resources. Discuss Feelings Back home, Dad joined Mom and the kids for a serious discussion. “First of all, Mom and I want you to know that we understand how upset you both of you are. Of course, you want your parents to experience your moments of glory with you. But, you also need to understand that this is a bad situation for us big folks, too. It would break our hearts to ever have one of you believe that we thought the other’s activities were more important than yours.” Listen to the other person’s point of view “But Dad, Shane has 10 swim meets this season. Dance class only holds one or two recitals a year! That should make my event more important.” “I know what you are saying is true, Sarah”, said Shane. But, this is a special meet. Victor has beaten me every year, and at practice, my times have been so great that I just know I will win this year. Your dancing isn’t a race or anything. Nobody wins any ribbons or trophies.” He used his most reasonable voice and glanced out of the corner of his eye hoping his parents had noticed. Mom did notice and hid her smile at his veiled attempt at manipulating things in his favor. She then turned a patient face toward Sarah who had sprouted some tears (a not-so-veiled attempt of manipulation). “Yes, Sarah, we know that you are unhappy, but we need clear heads not emotions if we are going to find a solution to this problem.” Understand that people don’t always agree on everything “But it’s not fair! He has nine other meets you can both watch. I only have the one dance!” “Sarah, Shane feels just as strongly about this meet as you do about your recital,” Dad said. “You don’t have to understand why he feels that way, you just have to accept the fact that he does.” Look for creative solutions “Brainstorm time”, Mom declared. “Put on your thinking hats, we need some ideas here.” “I do have an idea,” Shane announced. “Sarah will have a dress rehearsal for the dance, right?” “Yes, that’s right.” “Well then, you and Dad could go to the dress rehearsal and then my meet and see them both.” “That’s a very creative solution, Shane,” said Mom as she put her arm around a fuming Sarah, “but I don’t think it is the answer to our problem. A dress rehearsal really isn’t the same as the performance itself” “Thanks, Mom”, Sarah lost some of her stiffness and started thinking, too. “We could film them for everyone to watch.” “Another fantastic idea, but since we only have one camera we are back to the same dilemma,” Dad said. “Who gets filmed and who doesn’t”. “Oh, yeah.” Everyone was quiet, thinking. Shane twiddled his thumbs. Dad broke the silence by joking, “Hey, Shane wasn’t that Science project you did last year on cloning? It is the only way I can see how one person can be in two places at the same time.” Two places at the same time…hmmm. Shane stared hard at his revolving thumbs as an idea started forming in his mind. Soon everyone was watching those thumbs go round and round, first one way and then the other. “No”, he said, “not at the same time, but one and then the other”. “You mean a compromise”, said Mom following his thoughts. “That’s it!” Sarah jumped into the conversation excitedly. “Each of you could go to one of the events and then halfway through switch places.” Weigh possible outcomes “Sounds like a good idea to me”, Dad smiled at his children. “You get equal amounts of Mom and Dad without cutting us into two. There is something you need to consider first,” he said more seriously, “each of us will miss part of each event. I might or might not get to see Shane beat Victor. Mom might or might not get to see Sarah’s perfect pirouette.” “Yeah, we know”, Shane and Sarah said at the same time and grinned at each other. Finalize the decision “Okay then, I’ll take Shane to his swim meet and then end up at Sarah’s dance”, Dad said. “That way I can gallantly present the Prima Donna with her flowers after the show.” “You’re getting me flowers?” Sarah flung herself into her father’s arms. “Perfect, that leaves me with Mom for the traditional after-meet ice cream,” Shane declared. “I’ll not only be the fastest swimmer, I’ll also be the guy with the prettiest mother.” “Thanks,” said Mom, “and yes, I’ll let you get two scoops of ice cream.” Following the above steps when solving problems through confrontation gives the proper respect to everyone’s point of view and increases the likelihood of reaching a win/win solution. I hope it works as well for your family as it did for Shane and Sarah’s family.



Online Solving problems with non violent confrontation

The garden gnome a culture all it s own

The Garden Gnome is not just another yard figurine. It has it’s own distinguished history, culture and controversy attached to it. Before you buy a Garden Gnome for your home be sure to know all of the factors that go along with it. For starters the history of the Garden Gnome dates back to Germany in the 1800’s. The original statues were made out of clay and were hand crafted. They then made their way to England in the mid 1800s. Around the late 1800’s to the 1900’s they made their way into America. During WWII production of these figurines came to an abrupt halt. The German factories were commandeered and converted to support the war efforts. In 1960’s the gnomes picked up popularity again however, they were mass-produced using plastic. Because so many of them were produced they gained the stigma for being a tacky lawn ornament. The clay hand carved Garden Gnomes have been family heirlooms for many families. The Clay figurines are making a come back of sorts, more companies are reviving the old tradition. Any Garden Gnome enthusiast will tell you that Garden Gnomes are wonderful creatures that are very good luck to have in your garden. They are primarily vegetarians, joyful little people who enjoy having fun and helping out with things. It is believed that having one in your garden will be helpful in the day-to-day activities that are necessary to proper garden management. It is believed that they have an excellent ability to be able to reflect on history and an even better perspective on the future. Not all people have such a jovial perception of the Garden Gnome. There are some that disagree with the use of the Garden Gnome. They believe that to have a Garden Gnome in the home is slavery and that the Garden Gnome should be freed. There are groups that will take a Garden Gnome from a yard if they see it. Relocating it to the forest where they believe they find their freedom. A few of the groups choose to operate under the raidar, sneaking into people’s yards and stealing these figurines. There is a political group that actively lobbies for the ban of Garden Gnome slavery. Whether you are a follower of the Garden Gnome culture or just someone who thinks they are cut enough to go in your yard these figurines have a lot of history behind them and can be a wonderful addition to your yard. Just be sure to keep them away from the gnome liberators if you would like to keep them for a long period of time.



Online The garden gnome a culture all it s own

The ongoing transition of hardware

Before the 1970s the word “hardware” usually meant one of two things: the beautiful chrome handles on your new dresser and the kitchen cabinets, or the hammer, saw, and nails that you purchased at the local hardware store. Then came the computer boom! Hardware took on a new meaning! If all the programming that made a computer work were called software, then the hard box and its components took on the name of hardware. Hardware became a massive, competitive industry that expanded beyond the largest, most powerful dreams of the 1970s. Made of hundreds of various components that can be added, disconnected or exchanged depending on which features you want, the computer has a versatility that is limited only by ones imagination, budget and, realistically, one’s patience. The basic components consist of the system unit itself (which contains the so-called brains of the computer, the CPU, plus various items referred to as ‘boards’), the keyboard, mouse, speakers, and of course, the monitor. To these basics one can add printers, scanners, PC cameras, digital cameras, video cameras, and joysticks. During the mid 1980s several home-type computers became available for the courageous home-computer geek. These used only floppy disks, for the hard disk was still not portable in size.

Writing a book could use up to 75 floppy disks and nevertheless was a major improvement over creating or working with a typewriter. After a few years the amazingly huge 10 MB Hard Disk came out for home use, replacing the need for using floppies except for backups. Since 10 MB didn’t really hold all much data, the world of floppies was still lively. There was a word whispered about in murmurs in computer circles back then: Gigabyte! It meant something so huge in size that the human mind couldn’t quite grasp it. Then it happened.

A 100 MB hard disk evolved into a 1 Gigabyte hard disk. People wondered if it could possibly be reliable. And while they wondered, computer stores started selling 10 Gigabyte hard disks. People blinked and the hard disks were 100 Gigabytes. While the capacity of the hard disk increased, the size of the outside hardware began to get smaller and smaller, and before long – there it is, sitting in the palm of your hand! The flexibility of the hardware opens the door to thousands of various software applications: now, instead of using the keyboard to punch in letters, one can just talk to a computer and it will record what was said. Modern e-mail delights people of all ages as they communicate in seconds around the world. And, computers can also read your e-mail back to you in the language of your choice.

The competition between the hardware manufacturers has resulted in prices dropping and dropping, creating a beautiful opportunity for people of all income levels and all ages to now enjoy a computer in their own home.



Online The ongoing transition of hardware

Hair transplant methods

When dealing with the issue of losing hair, in some cases, individuals choose to use hair transplants as a treatment. A hair transplant basically means to take hair from one area of the head with hair and root it into another area of the head without hair. Then, the hair roots itself and begins to grow. In order to accomplish this task, there are different hair transplant methods to use. Below are the hair transplant methods and the details surrounding them. First, one of the hair transplant methods is called the strip method, of the Follicular Unit Transplant. This method is generally the most popular type of hair transplant, partly due to the fact that it is usually the least expensive method. How this particular method works is a piece of skin is removed from the donor area of the head (the area that has hair). Then, the donor area is sutured closed.

After this, the strip is divided into follicular units, which are individual hair groupings. In the bald area, hundreds to thousands of small slits are cut and the individual hair groupings are placed in them. Where the hair was implanted, there is a short-term rash. After a short period of time, the sutures are removed and the scalp is examined. Within about three to four months, the hair transplants should begin growing. This hair transplant method is usually fully done after a year, when the individuals may have normal hair cuts and be able to stop using vitamin supplements, volumizing shampoos, and other such hair loss products. Second, another one of the hair transplant methods is Follicular Unit Extraction. In this particular method, tiny puncture holes are placed in the donor area of the scalp. From this holes, the follicular units are extracted.

Although this method causes scarring, there is not as visible of a scar as from the strip method. After extracting the follicular units from the holes in the donor area of the scalp, the units are then placed into the small slits in the bald area of the head. Eventually, after a few months, hair will begin to grow from the transplants. Also, within a year this method should be complete, as with the previously mentioned method of hair transplant.

Although hair transplant methods may take time to grow hair and may cause scarring, the overall effect will eventually be a full head of hair. Instead of worrying about bald spots, individuals will have their natural hair growing. Depending on what type of hair transplant methods are chosen by these individuals, the scarring will be different. With the Follicular Unit Transplant method, the persons undergoing this treatment will have a suture scar on the back of their head, or donor spot. For those persons choosing the Follicular Unit Extraction method, they will have multiple small scars over the back of their head, or donor area. Hair transplant methods usually vary in the way that hair is extracted.

However, the outcome of the transplant – growing hair – is the same.



Online Hair transplant methods

Aboard the broadband wagon

'Broadband' is the general term used to refer to high-speed information transmission over networks, and nowadays is used increasingly to mean a fast Internet connection. The term has more to do with the electrical waveform (‘signal’) being transmitted. The signal can come to you through a variety of physical arrangements: a DSL line, a T1 line, a TV cable, a wireless link and even your utility power line. Which physical arrangement is best for you depends a great deal on what is available in your geographical area and the price of each arrangement. You should do a comparison of speeds and costs and choose what is optimal for you. Just be sure you do not choose an ISDN line (because it is getting obsolete) or power line (because the technology is not mature, and it will be some years before the bugs are ironed out). Live in a large city and want free wireless broadband Internet? Your wish is or will be granted! Almighty Google is busy fixing antennae to lampposts in major cities so that your computer can access the Internet much in the same way your mobile phone accesses your cellular network: almost anywhere in any city. Not only will you get driving directions to that restaurant you are going to, the maitre d’ will appear on a small screen and take your order as you drive. ~ Broadband’s Bag of Goodies ~ Broadband has brought a slew of valuable capabilities to the Internet: 1. Good Video First of all, you can download smooth, non-jerky video. Consequently an increasing number of sites are including rich graphics, Flash and video to enhance the appeal of their messages. You can now download feature films from over 200,000 Web TV stations and watch them as they stream into your computer (“stream them”). No more trips to the video library and no more renting DVDs! You can share your screen and talk with co-workers located at far-flung locations (or just relax and play Xbox or PS2 games with them). You can interact with them from the convenience of your home computer, and the need for a physical office can be dispensed with. This implies less travel in your car, less gasoline consumption and less pollution of the atmosphere by engine exhaust gases. You can search online video archives with specialized search engines. This means you can download video that matches your chosen phrases. Examples would be “Nick Lachey singing ‘My Everything’ to Jessica Simpson”, “Oprah visiting Katrina victims” or “how to toss a thin pizza shell”. There is no longer a need to wait for your subject to be broadcast. 2. Cheap Long Distance Broadband has enabled miracle of low-cost long-distance Internet telephony. This application is based on the renowned technology, VoIP (Voice over Internet Protocol). You can now speak to your loved ones or business associates in most other parts of the world for 2 cents a minute! No more waiting for late nights or weekends to get those “free minutes”… you can afford to call anytime. Additionally, the sound clarity is several times better than that of a conventional phone call… voices are loud and clear with little or no background noise. This means you can stay in touch more often. You can get news faster and offer advice without delay. For instance, a timely observation about a certain medical treatment could very well save the life of the person at the other end! 3. Always On With Broadband, you are always connected to the Internet. No more dialing up and waiting to connect. The dialing time is freed up for you to use for other things. In most cases, you get a telephone connection with the broadband connection, so you can simultaneously speak on the phone and surf the Internet. Your phone line will not be busy when you surf so that people can reach you even if you are online. One important user of this constant connectivity is security. You can have inexpensive webcams mounted in various locations of your home or office and connect them to the Internet. Since your broadband connection is always ‘live’, you can monitor your house from anywhere, anytime. No more worrying when away from your desk or living room! ~ Conclusion ~ The day is not far when dial-up connections will be a rarity. If you have not yet upgraded to broadband, start working at doing so NOW. You will definitely not regret it.



Online Aboard the broadband wagon

Internet marketing jargon busted part 1

By Lama Kalla © 2006 So you are starting out in Internet Marketing and are baffled by the jargon. You don’t know your SMTP from your FTP or where to put your POP3. Internet Marketing has all sorts of jargon associated with it that confuses many new and veteran marketers. So how do you decipher this jargon and translate it into a language you can understand? This article will help you to understand some of the common terms in Internet Marketing. And now some Jargon beginning with A ... Ad Tracking Ad tracking is simply the process of tracking the response from your ads. Why? Because you need to know where your traffic is coming from and how it is converting. This is particularly important if you are paying for adverts – you need to know which adverts are bringing you in business so you can keep them running whilst stopping the adverts that are not bringing in business. How do you track your adverts? Well you could try and do it manually, but it is likely to be so time consuming that it will be a complete nightmare. The alternative is to use some ad tracking software. There are lots of scripts and utilities available for this. Using software will make it easier for you to determine which adverts are bringing you traffic and where to spend your advertising budget for maximum effect. Affiliates Affiliates is a big thing in Internet Marketing and it can be a bit difficult to understand it at first. There are really two terms here – Affiliate Manager and Affiliate. An Affiliate Manager is someone who runs an Affiliate Program and recruits Affiliates … you following me? Everyone knows what McDonalds is – a restaurant, no ethical or nutritional debates here – it’s basically a big franchise. Mr McDonald sits in his ivory tower counting his money whilst Joe Bloggs runs a McDonalds restaurant. Mr McDonald is the Affiliate Manager – he owns the franchise and sells rights to other people (the Affiliates) to run a restaurant. In order for them to do this he gives them resources such as training, knowledge, equipment and so on. As an affiliate, you can expect your affiliate manager to give you useful tools you can use to sell his product. Autoresponder An autoresponder does exactly what it says on the tin – it responds automatically! To what you may ask – to email! This is how those crafty Internet Marketers fill up your inbox whilst sitting on the beach drinking cocktails! An autoresponder allows you to set up a series of messages to be delivered to a recipient over a time period determined by you. It is a fantastic tool and one you should definitely invest in – remember, you are in Internet Marketing to make money and to have more time – an autoresponder will save you lots of time. These are just a few of the many definitions and the useful links and information you will find in Lama Kalla’s Internet Marketing Jargon Buster. You can download your copy free from http:// StopInternetMarketing. com/downloadIMG. htm



Online Internet marketing jargon busted part 1

Scrutinizing kart racing gloves

Scrutinizing Kart Racing Gloves Being into racing karts means that you will have to comply with safety standards as well. Not only will you not be allowed to race without the right safety equipment, you’ll also be endangering you own life and neglecting common sense not to buy safety equipment. The first stop is to buy kart racing gloves for yourself while you drive. What do gloves do for the driver? Essentially, gloves protect the hands of the driver in times of accidents. As such, these serve to cover the digits of the driver’s hands from cuts and scratches and such, and are usually fire-retardant so that in case of fire, the gloves will provide protection for the hands. As well as these, driving gloves also serve the purpose of being comfortable for the driver to grip the steering wheel with, and with plenty of grip so that the hand controls don’t slip from reach. Comfort is important, because with karts being hustled around corners and the whole thing shaking to the imperfections of the road, it has to be very comfy so that the driver can concentrate on what he or she should be doing, mainly driving the kart. An excellent level of grip is also well-appreciated so that a driver can do his techniques with confidence. Shopping around for gloves So now knowing what driving gloves do in terms of safety, comfort, as well as control, you’re probably wondering where to get gloves to drive with. Your local auto parts supply probably has gloves on stock, but not the kind suited for racing, which has the entire hand, including the fingers, covered completely. The back of the gloves should be covered as well. Going for a shopping trip to your local enthusiast store should yield you plenty of candidates for which gloves to buy. Prices to pay With gloves, as much as other safety equipment, there are numerous offerings intended for the weekend racer, going up to the ultimate gloves for the professionals. If you’re new to buying equipment, go with the novice gloves, because they can provide the safety you need at a reasonable price. Offerings from the big names of motor sport equipment have offerings for everybody, budgeted for novices and professionals alike. But shop for a quality glove even if you’re new to the sport, as even just a popped stitch can tear your gloves apart bit by bit. One could expect to pay as low as $40 for a pair of decent gloves that perform well. Online retail stores for racers will display an assortment of their best sellers, and price is not the only basis for determining quality. Some of the middle-priced gloves actually are better than high-end offerings. As long as they’re made by a reputable manufacturer, and fill all your needs for a driving glove, you can rest easy on your choice. These are also available in a choice of colors, so you can get a pair to match your racing suit as well. The important consideration in buying a driving glove for your kart is safety and you also need to look at the materials used because of this. Fireproof materials and leather for grip and control should be present because these have proven themselves time and again on the track. Whether its for a low-budget or big-bucks all out effort, kart racing gloves give the driver an additional edge when the time comes to lay down the cards on the table.



Online Scrutinizing kart racing gloves