Tellico village land tennessee tellico village tennessee land for sale

Tellico Village Land, Tennessee - Tellico Village land for sale. Tellico Village tn, Tennessee Land for Sale. TELLICO VILLAGE is a golf and lake resort community located 35 miles from Knoxville in beautiful Tennessee. Nestled in the foothills of the great Smoky Mountains, this unique Tennessee land for sale contains home sites that sit no more than a mile from Tellico Lake which is part of an inland waterway system that flows through 21 states, up to the Great Lakes and down to the Gulf of Mexico! I think you will see that this is a once-in-a-lifetime opportunity you will not want to miss! WE ONLY HAVE A LIMITED NUMBER OF HOME SITES TO SELL. The Tennessee land for sale is limited so these home sites will be sold on a FIRST-COME, FIRST-SERVED BASIS and we expect them to go fast! Look over the website and then sign up to take part in our FREE WEEKEND FOR TWO!* You and a guest will receive round-trip airfare for two, deluxe hotel accommodations, ground transportation and a private, no sales pressure tour of our home sites. But you'd better hurry!

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Tellico village land tennessee tellico village tennessee land for sale

Tellico Village Land, Tennessee - Tellico Village land for sale. Tellico Village tn, Tennessee Land for Sale. TELLICO VILLAGE is a golf and lake resort community located 35 miles from Knoxville in beautiful Tennessee. Nestled in the foothills of the great Smoky Mountains, this unique Tennessee land for sale contains home sites that sit no more than a mile from Tellico Lake which is part of an inland waterway system that flows through 21 states, up to the Great Lakes and down to the Gulf of Mexico! I think you will see that this is a once-in-a-lifetime opportunity you will not want to miss! WE ONLY HAVE A LIMITED NUMBER OF HOME SITES TO SELL. The Tennessee land for sale is limited so these home sites will be sold on a FIRST-COME, FIRST-SERVED BASIS and we expect them to go fast! Look over the website and then sign up to take part in our FREE WEEKEND FOR TWO!* You and a guest will receive round-trip airfare for two, deluxe hotel accommodations, ground transportation and a private, no sales pressure tour of our home sites.

But you'd better hurry! Our FREE WEEKENDS are filling up fast, so don't delay! Call or make an Online Reservation to reserve your FREE weekend today!

Business insurance

There is no denying the fact that success of a business depends on the hard work of the team but one disaster can wipe out your efforts and bring down the profits to dust. So, to avoid such an instance, you need to insure your business, whether it is a small enterprise or a large corporation. There are insurance companies, which have policies that combine protection for all major property and liability risks in one package. You can also opt for separate coverage. Such a policy is called a business owners’ policy (BOP). Larger companies may purchase a commercial package policy. BOPs include property insurance for buildings and equipments owned by the company. If there is any loss of income due to disruption of operation and business because of accidents like fire, it can be covered under the Business Interruption Insurance. There are liabilities, which cover the company's legal responsibility for the harm it may cause to others. It is the result of your company’s failure to do the business operations.

It can also be the bodily injury or property damage caused due to defective products, faulty installations and errors in services provided. However, BOPs don’t cover professional liability, auto insurance, worker’s compensation or health and disability insurance. Separate policies are needed for professional services, vehicles and employees. Generally, floods, earthquakes and terrorist attacks are not covered in the business insurance.

Protection Against Flood Damage If your office is in the flood zone area, you must definitely go for a policy, which provide coverage against flood. Try to find out whether the place had been hit by flood in the past. Make sure you do something in advance to make up for the loss. Otherwise you may face trouble. Protection Against Earthquake Damage Earthquake is also not included in most property insurance policies such as homeowners and business owners’ package policies. Special Earthquake Insurance Policy or Commercial Property Earthquake Endorsement can cover you if you live in an earthquake-prone area. However, earthquake policies have different deductibles. Business Interruption Insurance, which reimburses you for the lost income during a shutdown, applies only to the damage covered under your business property insurance policy. There won’t be reimbursement for the loss caused due to the closure of business because of the earthquake. For it, you must have an earthquake coverage policy. Protection Against Terrorist Attack Losses In the US, loss due to any terrorism is covered only for those businesses that have optional terrorism coverage. It comes under the Terrorism Risk Insurance Act 2002. Still, there are exceptions in workers’ compensation, which include injuries and deaths due to acts of terrorism.

Business insurance

: There is no denying the fact that success of a business depends on the hard work of the team but one disaster can wipe out your efforts and bring down the profits to dust. So, to avoid such an instance, you need to insure your business, whether it is a small enterprise or a large corporation. There are insurance companies, which have policies that combine protection for all major property and liability risks in one package. You can also opt for separate coverage. Such a policy is called a business owners’ policy (BOP). Larger companies may purchase a commercial package policy. BOPs include property insurance for buildings and equipments owned by the company.

If there is any loss of income due to disruption of operation and business because of accidents like fire, it can be covered under the Business Interruption Insurance. There are liabilities, which cover the company's legal responsibility for the harm it may cause to others. It is the result of your company’s failure to do the business operations. It can also be the bodily injury or property damage caused due to defective products, faulty installations and errors in services provided.

However, BOPs don’t cover professional liability, auto insurance, worker’s compensation or health and disability insurance. Separate policies are needed for professional services, vehicles and employees. Generally, floods, earthquakes and terrorist attacks are not covered in the business insurance. Protection Against Flood Damage If your office is in the flood zone area, you must definitely go for a policy, which provide coverage against flood. Try to find out whether the place had been hit by flood in the past. Make sure you do something in advance to make up for the loss. Otherwise you may face trouble. Protection Against Earthquake Damage Earthquake is also not included in most property insurance policies such as homeowners and business owners’ package policies. Special Earthquake Insurance Policy or Commercial Property Earthquake Endorsement can cover you if you live in an earthquake-prone area.

However, earthquake policies have different deductibles. Business Interruption Insurance, which reimburses you for the lost income during a shutdown, applies only to the damage covered under your business property insurance policy. There won’t be reimbursement for the loss caused due to the closure of business because of the earthquake. For it, you must have an earthquake coverage policy. Protection Against Terrorist Attack Losses In the US, loss due to any terrorism is covered only for those businesses that have optional terrorism coverage. It comes under the Terrorism Risk Insurance Act 2002. Still, there are exceptions in workers’ compensation, which include injuries and deaths due to acts of terrorism.

Earthquake insurance

We never know what the providence has in store for us. The best thing we humans can do is to remain prepared against any natural disasters or untoward incidents. Nowadays, insurance provides financial protection against losses for persons or businesses. Over the years, the domain has expanded to encompass almost every type of disaster that is of common occurrence on earth. Earthquake insurance is one such policy that covers one from losses incurred due to a cataclysmic earthquake or any earth movement such as mudflow, landslide, mudslide or sinkhole that involves the sinking, rising or shifting of earth. But it excludes losses incurred due to floods and tidal waves – even if the disaster had been compounded by an earthquake. An important thing one should realize is that earthquake insurance is not a part of the homeowner and tenant insurance policies.

Instead, it is a different deal altogether that one needs to subscribe separately. Earthquake insurance – unlike other homeowner polices – mainly covers major losses. The claim is usually paid after accounting for all deductibles, which in the general case falls between 10% and 25%. Given the present trend, the deductibles are on a spiral up the scale. The payment structure works much like the auto insurance.

The damage that exceeds the deductibles is only paid. Some policies take in to account, the structure and contents as different entities. In such cases, the deductible applies separately to the total losses on structure, of contents and the damage occurred to external structures like sheds, garages, retaining walls or driveways. Some insurance providers put forward stringent requirements before issuing a policy – they insist on an inspection of one’s property before signing the deal. For example, many insurance companies require that one’s home is securely bolted to the basement. The inspection also considers bracing on interior walls, the manner in which shelves are fixed and the way strapping guards are used to hold fixtures.

But these are no big revamp and won’t be expensive. Ideally, the prospective customers should get their side clear before inviting the insurance company inspection team to the house. Once an earthquake occurs, no more earthquake insurance policies will be issued until the declared moratorium expires; that is after the chance for further damaging aftershocks has lingered. After the damage has occurred, it is very important to make the claim, supported with all the required documents, in a definite period of time as mandated by the company’s terms and conditions. Not reporting in the stipulated time is valid grounds for the insurance company to reject one’s claim for insurance.

Consumers should consider their requirements and circumstances before applying for earthquake insurance. Sometimes, it can be argued that his/her house is situated in a low risk area. But it is always better to be in a safer side with one’s home. After all, our homes are our biggest assets.

Earthquake insurance

We never know what the providence has in store for us. The best thing we humans can do is to remain prepared against any natural disasters or untoward incidents. Nowadays, insurance provides financial protection against losses for persons or businesses. Over the years, the domain has expanded to encompass almost every type of disaster that is of common occurrence on earth. Earthquake insurance is one such policy that covers one from losses incurred due to a cataclysmic earthquake or any earth movement such as mudflow, landslide, mudslide or sinkhole that involves the sinking, rising or shifting of earth. But it excludes losses incurred due to floods and tidal waves – even if the disaster had been compounded by an earthquake. An important thing one should realize is that earthquake insurance is not a part of the homeowner and tenant insurance policies. Instead, it is a different deal altogether that one needs to subscribe separately.

Earthquake insurance – unlike other homeowner polices – mainly covers major losses. The claim is usually paid after accounting for all deductibles, which in the general case falls between 10% and 25%. Given the present trend, the deductibles are on a spiral up the scale. The payment structure works much like the auto insurance. The damage that exceeds the deductibles is only paid. Some policies take in to account, the structure and contents as different entities.

In such cases, the deductible applies separately to the total losses on structure, of contents and the damage occurred to external structures like sheds, garages, retaining walls or driveways. Some insurance providers put forward stringent requirements before issuing a policy – they insist on an inspection of one’s property before signing the deal. For example, many insurance companies require that one’s home is securely bolted to the basement. The inspection also considers bracing on interior walls, the manner in which shelves are fixed and the way strapping guards are used to hold fixtures. But these are no big revamp and won’t be expensive. Ideally, the prospective customers should get their side clear before inviting the insurance company inspection team to the house. Once an earthquake occurs, no more earthquake insurance policies will be issued until the declared moratorium expires; that is after the chance for further damaging aftershocks has lingered. After the damage has occurred, it is very important to make the claim, supported with all the required documents, in a definite period of time as mandated by the company’s terms and conditions.

Not reporting in the stipulated time is valid grounds for the insurance company to reject one’s claim for insurance. Consumers should consider their requirements and circumstances before applying for earthquake insurance. Sometimes, it can be argued that his/her house is situated in a low risk area. But it is always better to be in a safer side with one’s home. After all, our homes are our biggest assets.

Earthquake emergency preparation tips

Stay Alive: Earthquake Emergency Preparation Tips Earthquakes are among the most devastating natural disasters. What makes it more annihilating is the fact that there is no precise way of predicting when an earthquake may occur. The most effective tactic to minimize the effects of earthquakes in human lives is to make adequate earthquake emergency preparations. During an earthquake, you will feel the ground shaking or rolling. If the movement of the Earth's crust is really violent, you might even hear the ground rumbling or roaring. These earthquake characteristics may cause you to panic and eventually jeopardize your chance of survival. While strong and devastating earthquakes seldom happen, even in places located in the Earth's ring of fire, it is imperative that you have an emergency plan so that you and your family can stay safe. Here are a few pointers to remember to keep you prepared for an earthquake. Practice Makes Safety The key to being safe during an earthquake is having quick reaction. As soon as the ground shakes violently, you should know what to do as if by instincts. To be able to react fast during earthquakes, you must regularly conduct earthquake drills. This will keep you on your feet when the real thing comes. Plan Your Home Structure If you are living in a place that is frequented by earthquakes, you must plan your home in such a way that it will not become your deathbed. Use light materials for your home and provide ample exit ways to run to during emergencies. Collapsing home and building materials commonly cause injuries and deaths during earthquakes; and to avoid this, you must make sure that most of your home structure and appliances are not heavy enough to crush you. Make sure also that your place has strong doorways or doorframes; as statistically these places are the most likely places that can withstand earthquakes. Fasten tall and heavy fixtures to the wall. And ensure that your cabinets have latches so that whatever they contain will not fall out during an earthquake. Plan For Everybody Everybody in your office or home should know your emergency plan for an earthquake. Make sure that everybody understands the procedures to perform whenever the big shaker happens. Coordination is an important survival aspect particularly after the earthquake. Know Your Place Knowing where to run and hide for cover during an earthquake may save your life and limbs. Learn the safe spots of your home or office. And practice going to these safe spots so that you can immediately react by going into these places during an actual earthquake. Also plan a meeting place for your officemates or family where all of you can gather yourselves up after an earthquake. Delegate Responsibilities In your office or within your family, assign duties that everybody must perform during earthquakes. Earthquake preparation should never be a one-man job. Your officemates and family members should be made to understand of what to do, especially if you are not with them during an earthquake. Have Emergency Kits On Standby Finally, you must have a number of emergency kits ready in the office or at home. These kits must have the bare essentials that can help preserve life during emergencies. From drinking water, food, to first aid materials, your emergency kits will be your lifelines. Make sure that everybody knows where these emergency kits are kept.

Putting together a home earthquake kit

If you live in an area prone to seismic activity, it’s vitally important that you have an earthquake kit in your house or in your car so that you’ll have emergency supplies if you need them. Even if you don’t live in an area that is prone to earthquakes, you might want to create a basic disaster survival kit to be used in case of tornados or other types of natural disasters. Ideally, your earthquake kit should contain enough supplies for you and your family to survive for a period of up to three days. Beyond the basic considerations of food and water that are physically necessary for survival, you will also need a few additional items to help you make it through the aftermath of an earthquake. One of the first things that you’ll need is some sort of light source in case the electricity has been knocked out in your area.

Since you’re going to want to make sure that your light will work when needed, your best bet is to choose an LED flashlight or lantern since they have a drastically reduced energy usage and will keep a charge longer in storage than most standard flashlights. Test any LED flashlight that you have every few months to make sure that it still works, and if you’re using an LED lantern that has multiple lighting modes then you should take the time to test every one of its modes. Another essential piece of equipment is a multi-purpose tool that has knife blades, pliers, screwdrivers, and even saw blades and can openers in it. Be sure to store your multi-purpose tool with your LED lantern or LED flashlights so that you can find it quickly once you’ve located your light source. You’d be amazed at how useful a multi-purpose tool can be after an earthquake, and you may even find uses for it that you’ve never considered. Also in your earthquake kit should be a fully-stocked first aid kit so that you can treat any injuries that might have occurred during the earthquake. Make sure that you have common items such as blankets, toilet paper, and hand sanitizer with your first aid kit so that you can cover basic needs and provide warmth and sanitation for anyone who is suffering from shock as well. Other useful things to include in your earthquake kit include enough money or traveler's checks to be able to meet any monetary needs that you might have in case the banks are closed due to the earthquake. You should also have a safe with copies of any important documents that you don’t want to be lost or damaged in an earthquake, as well as clean clothes for both warm and cold weather so that you and your family won’t be forced to wear the same clothes for several days in a row. Make sure that you check the expiration dates on any food or medicine that you keep in your earthquake kit, and change out any stored water that you have every few months. This will prevent you or your family members from getting sick due to expired food or stale water. Preparing an earthquake kit is an important activity that should be done as a family to ensure that everyone knows how to use the items inside and where to find it if an earthquake occurs. Being prepared for a disaster may very well save a person’s life. ~Ben Anton, 2008

Home insurance coverage how to get affordable home owner insurance

When you first buy a home, you may become overwhelmed by all of the extra costs you never thought about having. One of those costs may be home insurance coverage. Young homebuyers may not see the need for such costly insurance, but anyone who has used their home insurance knows exactly how important it is. Many mortgage companies require specific coverage plans. Even if you choose to buy your home, without financing it, you will need home insurance coverage. Take a look at this information to learn more about home insurance plans. When You Need It You may think home insurance is only good in natural disasters. When a tornado, hurricane, or earthquake damages your home, your plan should cover the damage. However, there are many times you can use your home insurance coverage regardless if there is a natural disaster or not. Consider this scenario: Your hot water heater bursts and no one is home. There is so much water on your floor that your expensive hard wood flooring is completely ruined. With home owner insurance, you would simply be responsible for your deductible. The coverage would pay for the flooring to be replaced and often will even pay for a new hot water heater. Of course, these terms all depend on the type of plan you have, but for the most part, home insurance is beneficially for large as well as small disasters. How To Pay For It Choosing how you pay for your home insurance coverage can be important. Some owners would rather add their insurance right into their mortgage payment. Many banks prefer you to do it this way and are happy to accommodate. Other insurance companies will allow you to pay the premium monthly, every six months, or yearly. Select companies will even offer additional discounts for those who make one yearly payment. Consider these things when setting up your home insurance. You may get a great deal when you choose the right payment arrangement.

Earthquake emergency preparation

Tips on earthquake emergency preparation The year 1906 was a determining factor in how future resident of the San Francisco area would live their lives. Will they be able to sleep peacefully at night knowing that anything can happen between the time they slept and the time they will be awake. But the question for most people is the possibility that they may never wake up again. The same goes for the people in Mexico, Baguio in the Philippines, Indonesia, Japan and other countries that have been victimized by strong earthquakes. Most of these people were caught unaware and this made the disaster more disastrous. San Franciscans are aware that someday, their city will fall into the depths of the city. But why do they continue to live in a city, which though beautiful, is a catastrophe waiting to happen again? Most of the people living in earthquake-prone areas prefer to live each day with the thought that they might never wake up again. However, what makes them different from majority of the people living safe lives in safe places is the fact that they are aware that a tragedy like an earthquake may strike them anytime and they are prepared for it. These people party and live life to the fullest but they made sure they live in earthquake-safe buildings. Most of the high rise establishments were constructed with a strong earthquake in mind Jason, a technology specialist lives in the Marina area which is the most earthquake-prone area in the city. While he accepts that he is taking a big risk living in that area, he takes no chances and always stores several gallons of water nearby. He has also prepared earthquake packs and emergency kits containing first aid medicines as well as food packs that can be eaten right out of the packet. He also has extra flashlights, batteries and other thing-a-magics guaranteed to make any normal person flip out. The most important thing to remember during an earthquake is to duck and keep off everything heavy that may fall on anyone. However, there are other earthquake emergency tips that will benefit any person who would be faced with an emergency earthquake situation at any time in his life. When faced with an earthquake circumstance, it is always better to seek refuge from tables that can protect a person from heavy objects that are falling from everywhere. When this is however not practical, a person should immediately go out and proceed to an open area without the danger of falling trees, high rises or power cables. Those who are caught driving when an earthquake occurs would be better off if they stay inside their car. When inside a grocery or a mall, make sure that the person is away from heavy shelves and other objects. When inside a theater or a sports stadium and an earthquake occurs, never run for safety and join the hundreds of people doing the same. Duck under the seat and wait until everything clears up. A lot of people get hurt or even die not because of the earthquake itself but because of panic and failure to prepare for such an emergency. It is always helpful to have an emergency earthquake plan even if earthquakes are not common in the area. Survival will always depend on how prepared a person is for emergencies. People who have not prepared for the worse case scenario are the ones who have the tendency to panic. And in most cases, those who panic and lose their presence of mind become the first victims of any emergency,

Homeowners insurance guide get familiar with homeowners insurance

: Homeowners insurance or home insurance provides complete protection against your home, property, family and other valuable things in case of calamities that includes theft, accidents, and natural disasters. This insurance policy helps you to reconstruct your property or buildings when it gets damaged. Homeowners insurance generally includes everything what will or will not be paid in case of unexpected misfortunes. Homeowner’s insurance policy doesn’t protect you against earthquakes, floods, hurricane, tornado, war or ‘Acts of God’. You can secure yourself by purchasing special insurance like flood insurance and earthquake insurance. Homeowners insurance works for a certain period of time. You should consult with different companies or advisors to choose the best insurance policy as per your needs. Payment made by insured to insurer is known as premium and the insured has to pay it for each term. In certain cases, several insurance companies offer homeowners insurance at lower premiums.

Perpetual insurance is another type of homeowners insurance that can be acquired in certain areas. You don’t have to panic for your valuable things like jewelry, cameras, collectibles, heirloom silver, computers, clothing, stored vehicles or some confidential legal documents because homeowners insurance is designed to give complete protection. Insurance policy is usually limited so check financial limits of the policy. It helps you to rebuild your house due to natural disaster. You can make desired changes in your furniture, paint, lawns & trees, sheds or fences with homeowners insurance. Basically it includes plumbing, roofing and flooring. It also offers liability that means your insurer will provide you sufficient help to cover your damages and other expenses. Get your homeowners insurance as soon as possible to protect yourself from misfortunes.

Facts about renters insurance

If you rent an apartment or house, you might consider purchasing renters insurance. Renters insurance provides coverage for damage or loss of personal property for people in rental housing. It's to insure the renter's belongings from theft or damage. In addition, renters insurance also provides liability coverage for people in rental housing if somebody is injured while in the rental place. In this case, the renter is sheltered from lawsuits or liability for the problems cause by him/her. Renters insurance can help you if one of the following things happens to you: your apartment catches on fire and your belongings are lost or damaged; you get stolen from a theft who breaks into your apartment; a friend of you injures himself while having a party in your apartment; an electrical power surge damages your television, stereo and computer. While renters insurance has a broad coverage, keep in mind that earthquake and damage caused by food are not covered in most renters insurance policy. Many renters think their landlord's insurance will cover them. This is not true. In general, the landlord's insurance only covers the building, but not the renter's belongings and liability. Renters insurance is not expensive. For example, a policy that costs around $300 a year (with a deductible of about $250) could cover between $20,000 and $30,000 worth of loss or damage, plus $500,000 to $1 million in personal liability. To shop for renters insurance, you should try getting quotes from different insurance providers in order to find the best deal. You can check with your auto insurance company to see if they also sell renters insurance and whether the will give you a discount for buying two types of insurance from them. Renters insurance is often overlooked by people renting an apartment or house, but it's a renter's good friend and it will give you the peace of mind.

Facts about renters insurance

If you rent an apartment or house, you might consider purchasing renters insurance. Renters insurance provides coverage for damage or loss of personal property for people in rental housing. It's to insure the renter's belongings from theft or damage. In addition, renters insurance also provides liability coverage for people in rental housing if somebody is injured while in the rental place. In this case, the renter is sheltered from lawsuits or liability for the problems cause by him/her. Renters insurance can help you if one of the following things happens to you: your apartment catches on fire and your belongings are lost or damaged; you get stolen from a theft who breaks into your apartment; a friend of you injures himself while having a party in your apartment; an electrical power surge damages your television, stereo and computer. While renters insurance has a broad coverage, keep in mind that earthquake and damage caused by food are not covered in most renters insurance policy. Many renters think their landlord's insurance will cover them. This is not true. In general, the landlord's insurance only covers the building, but not the renter's belongings and liability. Renters insurance is not expensive. For example, a policy that costs around $300 a year (with a deductible of about $250) could cover between $20,000 and $30,000 worth of loss or damage, plus $500,000 to $1 million in personal liability. To shop for renters insurance, you should try getting quotes from different insurance providers in order to find the best deal. You can check with your auto insurance company to see if they also sell renters insurance and whether the will give you a discount for buying two types of insurance from them. Renters insurance is often overlooked by people renting an apartment or house, but it's a renter's good friend and it will give you the peace of mind.

Tips for earthquake emergency preparation

Tips on What You Should Do During Earthquake Emergencies Scientists have not yet really determined a way to predict an earthquake. That is why, when a strong earthquake strikes, a lot of people gets injured, or even killed, and properties gets damaged. The only thing we can do, if we live in an area near fault lines, is to be prepared everyday for such eventualities. Here are the things you should do to prepare for an earthquake: Prepare an emergency kit You will never know what will happen after a quake, thus, you should always have an emergency kit for everyone in your household. Each kit must contain at least one gallon of water, food supply for at least three days (you should select non-perishable food), and first aid kit. You should ensure that you regularly change the food and water in your emergency kit. The food and water in your kit will be of little use if they are already not fit to eat or drink. Instead of saving your life, such might even exacerbate your situation. Know the mains of your utilities Earthquake might cause fire from gas leaks and electricity. Thus, it is important that you know where the main switches of your utilities are so that you can turn them off when needed. Inspect your house for cracks and fissures You must regularly check the condition of your house to ensure that it can withstand even a strong earthquake. Be sure to have the cracks on your walls, chimney and even door frames fixed. If you live in an apartment, report cracks and fissures to your landlord immediately, so that he or she can do something about the situation. Have an evacuation plan You and your family must make an emergency plan for disasters, such as fire, floods, and earthquakes. Each member of the family should know what to do in case of such incidents. You will be able to protect your family more if you prepare them earlier. Panic and confusion can often lead to injuries accidents. Here are the things you should do during an earthquake: The first thing you and your family should do is to stay away from objects that might fall off. Stay away from book cases, cabinets, and hanging objects, such as chandeliers, or ceiling fan. During an earthquake, it is wiser that you stay put, particularly under sturdy tables or door frames. Do not run around or even attempt to get out of the house. There are more dangerous things outside your house that could injure you, such as lampposts and cars. Make sure that the emergency kit that you prepared is easily accessible. If possible, place it in a location where you and your family will run into during a quake. Stay away from the kitchen. One of the most dangerous places in the house during an earthquake is the kitchen because there are many pots and pans hanging around and drawers full of knives and cutlery. Furthermore, there is a danger of a gas leak in the kitchen that might cause fire. What to do after the earthquake Do not attempt to light a match or a candle immediately after the quake; you are not sure if there are gas leaks. Lighting up a match might ignite a fire, so be very careful. If you can, shut off the main gas valve if you smell gas. If you suspect a gas leak, open the windows and evacuate your house immediately. You should also call the gas company once you are away from the gas leak. Do not try to call, especially using your mobile phone, near gas leaks. There will sure be aftershocks after an earthquake, so do not let your guard down even if your house is intact and all the members of your family are well. Be sure to check the news for information about the quake and other important updates.

5 tips to help you win big become a village hero

A few years ago, I returned to my impoverished village in Haiti. Many in the village came to see me—the tiny and diseased child they didn’t expect to make it. Some of them used to call me Souyen and kokobay—words that mean “crippled.” A man from the village, Alfred, reminded the people how they treated me. “Today” He said, “He returns as our village hero.” I am sure you, too, may already be a village hero in your own way. In my case, it was the final result of personal responsibility, and a combination of strategies that prompted Alfred to call me a “Village Hero.” Let me share five of those strategies with you: 1. Practice Self-Discipline. Do you ever wonder why some have too much and others are barely surviving? The answer - discipline and self-sacrifice. Success, however you define it, is easy. But you gotta be consistent. My guess is there are a few things you could do to achieve more results in your life. Although you know what they are, you still neglect them. But listen: to be successful, you must do the uncomfortable now in order to be comfortable later. 2. Lift Up Others. Think of yourself as a pebble, and those you know as ponds. Give a little encouragement and you become a pebble in the pond. The ripples are endless. Someone you know is silently struggling and needs some uplifting words. It may be a minor detail to you, but to them, it’s a big boost. You can’t lift anyone up while lying on the ground. Say something nice and observe how you feel. Encouragement and feel-good words are FREE. Why not give them generously? Be a village hero, lift somebody up! 3. Be A Go-Getter & A Go-Giver. Maintain a balance. Take, but ask yourself, “What do I have to give?” Give a little encouragement, a little time, a little attention, and the gift of truly listening. When you can afford it, give a little money, too – maybe by dropping a quarter in that cup or sending flowers. Everyone has something to give. Avoid being called a user. Give a little and you shall receive a lot. 4. Take Responsibility. When we mess up, we need to fess up, fix it up and move on! Stop blaming! Some of us blame past circumstances for our failure. Big deal! My childhood was very depressing and the outlook dim, but I couldn't let that determine my future. Here’s what I read recently, “our background and circumstances may influence who we are, but we are responsible for what we become.” 5. Be Humble. Never be too big that you can’t identify with those in the lower rung of the ladder. We are all made of the same stuff regardless of our rank or position. It is said that you can always tell a big person by the way he or she treats little people. If there is a chip on your shoulder, send it to Silicon Valley. Remember, in God’s eyes, we are all the same. In the end, we will all leave this world without titles. There you have it. Develop and strengthen those five attributes. The people in your village, be it from work or family, will begin to draw unto you. And soon, they will call you a “Village Hero.”