11 telling good traffic from bad

Telling Good Traffic from Bad Everyday that goes by you can bet that any serious website owner is wondering how to get more traffic to their site. This intense desire to generate more clicks makes virtually any online entrepreneur easy prey to many of the traffic schemes and scams that pervade the Internet. Wild promises of high volume traffic and big bucks often separate even the most savvy business person from their money because they want to believe the promises made by these traffic hucksters. The problem is that high volume doesn’t necessarily translate into a high sales rate. The visitors who come to your website as a result of a desire to find out more on a specific, niche topic, not as a result of exit traffic or membership in a safe list where members simply pitch each other. Good traffic comes from people clicking links on topics targeted to their interests and getting directed to a website containing information they want and expect as a result of clicking the link. The bottom line is that when you get right down to it the best and most dependable sources of targeted traffic come from links that people click. Being able to determine which clicks actually result in sales is vital. To track conversions from click to sales, depending on the type of shopping cart software you are using, you can then create a custom order confirmation page - i. e. the page that is displayed once the transaction is complete. This is very easy to do if you're using a payment processing service such as PayPal. It's well known that each search engine and each web site has a particular type of user (age, interests etc.), and they'll all have different triggers leading them to purchase. All of these things are important for you to know so that your advertising dollars will be spent in the most advantageous places.

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Motorcycle clutch problems

Both OEM and aftermarket motorcycle parts have their own sets of advantages and disadvantages. The former may be expensive compared to the latter however, buyers can be assured of its quality since they are equivalent to the parts that are already in the motorcycle when they are purchased. On the other hand, aftermarket motorcycle parts may be cheaper than the OEM parts. Moreover, they can be of equal or lesser quality than the latter. Whatever motorcycle parts you choose, there is still that degree of caution and responsibility. Let us take motorcycle clutch as an example… The usual problem with a motorcycle clutch is that it drags or slips. You may be driving confidently then suddenly surrounding circumstances tell your mind to hit the clutch but it won’t work because it slips? What do you think will result? This is pretty dangerous since it can spell a terrible crash, bump or worst loss of life.

To preclude these things to happen, there are several things that we can do. First, you can drill holes in each friction plate. Might as well, clean and chamfer the holes and notches located at the edges of the steel plates. This way they will not slip without getting caught. Then, replace the rivets on inner clutch hub liner with nylatron. In order to do this, you have to remove the hub off the shaft and knock the rivets out. Clean up the surfaces. After cleaning, put the hub and basket on. Now you need not worry about your clutch because these things keep the clutch from dragging and slipping. It will allow its smooth and accurate release.

If you still have slip problems after assembly, before you crank the spring tension, you must take out the friction plates and examine whether there are shiny spots. Friction happens in these shiny spots. To eliminate them, use emery paper and sand off the spots then make the plate flat. When all plates are in good and uniform contact with each other you have a very good chance of running very light spring pressure without slip.

Thus, it creates a nice easy shifting at your pleasure and safety! Keep the clutch always in contact that fact alone can save your ride. Riding worry-free without any apprehensions makes your ride more exciting and fun!

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Breast augmentation breast enlargement medical tourism in the philippine

: Breast Augmentation; Affordable Cosmetic Plastic Surgery Philippines Breast augmentation, technically known as augmentation mammoplasty, is a surgical procedure that enhances the size and shape of a woman's breast with the use of breast implant (silicon or saline). The procedure also enhances breast contour and volume after pregnancy. Breast implant is composed of silicon gel or saline within a silicon shell. Breast implant is different from silicon oil. Most Cosmetic Plastic Surgeon all over the world doesn’t do silicon oil injection of breast to enhance breast size and volume. This technique is condemned both locally and internationally by most surgeon, since the result are unpredictable and compounded by numerous complications such as extrusion, skin necrosis and infection. Patients should not allow them self to be subjected to this procedure, because the risk for unwanted complication is very high and result are deforming or unpredictable. Most surgeon uses Breast Implant which is composed of material that is non toxic, non allergenic, non teratogenic and biocompatible to human tissues and thus have less risk for any unwanted results and with more predictable outcome. This is one of the most common cosmetic procedures done world wide specially in the United State. It is a straight forward procedure with a very instantaneous and pleasing result. Because of this, the public's attention and interest focused on the search of a very safe breast implant material.

Breast Augmentation is the only procedure in Cosmetic Plastic Surgery specialty that is the surrounded by controversy and scrutiny. In the past, specially during the late 70's and early 80's a lot of medical condition such as breast cancer and autoimmune disease, was wrongfully associated with the use of silicon implant. Because of this the US Food and Drug Administration had regulated the use of silicon breast implant for cosmetic breast procedures until recently in mid 2007. After extensive clinical research study that included more than a thousand breast augmented women, it was found out that silicon breast implant does not cause any malignant disease or breast cancer or any autoimmune disorder. Because of this the US - FDA had approve the use of silicon implant in cosmetic breast procedure. There are 2 basic type of breast implants, saline or silicon implants. The implant is compose of an outer membrane compose of silicon shell. This shell contains either saline (fluid) or silicon (cohesive gel) material.

It is prudent for every patient to discus extensively the advantage and disadvantage of each implant type with their surgeon before they finalize their decision. I perform my Breast Augmentation procedure under deep sedation with local anesthesia or general anesthesia. The procedure can be done either as an outpatient surgery or patient can be admitted or confine for a day or two in a hospital, depending on the surgeon and patient's preference. Weather the procedure will be performed as an Out-Patient or as a Hospital procedure, preoperative laboratory and medical clearance is required. The surgery usually takes one to two hours to complete. The breast implant can be inserted through an incision at armpit or breast folds or at the areolar border. Each choice of incision site has its own advantage and disadvantage in terms of scar cosmesis and nipple sensation.

And among the three incisions the transaxillary approach has the best scar cosmesis since it is concealed and nipple sensation is well preserve. But it is advisable to the patient to further discus this issue if ever scaring will be a significant concern. After the procedure there will be some swelling and mild bruising that last for several days to few weeks and this is only a transient changes. Patient is required to wear breast binder for 3 to 6 weeks. This will hold the breast implant in place during the healing process and also help control the swelling. Sutures are removed after 7 to 10 days. Any patient planning to have this procedure will require 10 to 14 days for the initial consultation, laboratory, medical clearance, surgery; follow up, suture removal and early recuperation. After this patient is safe to travel since wounds are dry and healed.

Other related articles: Affordable Breast Augmentation Safety Tips For Cosmetic Patients For more information on affordable cosmetic procedure, selecting qualified cosmetic plastic surgeon and to know all your options for the procedure you want to have you may visit philippinecosmetic. com

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8 ways to get more from your existing customers

For many of us - especially those in service businesses - our existing and previous customers are vital for three reasons: 1. They have already bought from us, so providing they had a good experience, they might buy from us again. We also know that getting a new customer is much more expensive than selling to an existing customer, so by continuing to sell to them, we are really saving ourselves some money. 2. They can give us invaluable feedback on how we did. Was our service good enough? Did we delight them or were we 'just ok'. Did our product meet their expectations? Was it good value for money? And so on. 3. They continue to save us money because they should be our major source of referrals and new business. So through them, we get access to new clients who already know about us and have a positive opinion of what we do. Most clients I meet are not leveraging their existing customer database, and by not doing so, are losing out on a cost effective source of potential new business. Many receive referrals - for which they are grateful - but it's not because they actively sought the referral, or had a strategy in place to ask for it. Here are 8 ways to maximize the value from your most valuable asset: Delight your Clients Anyone with half a brain can satisfy a customer. But only when you continually delight customers will they keep coming back. You should aim to exceed your customers expectations on every interaction that they have with you. Do this consistently, and you will have a customer for life. For example, you think your loyal client could benefit from reading a section of your ebook or an article you've written? Surprise them and make it a gift. Sure, you could say, "I'll give you a fifty percent discount." Forego the money. Give your client a reason to stick around and spend a thousand dollars instead. Personalise, personalise, personalise "We are entering an era where one size no longer fits all-or even a few. We are entering an era where one size fits one. It is highly personalized, customer-centric, customer-driven." (From One Size Fits One: Building Relationships One Customer and One Employee at a Time). Known variously as customer relationship management (CRM) and one-to-one marketing, personalisation is being practiced by businesses large and small across all sectors of the economy. The message here is simple: you want to lavish personal attention on customers who are going to reciprocate by being consistently good purchasers of your product or service. Give these customers an incentive to share information about themselves that you can use when you contact them next. The more your customers feel as though you are treating them individually, the more likely they are to continue their relationship with you. Provide Guarantees A guarantee is a powerful tool for keeping your customers when they might otherwise go elsewhere. With a good guarantee, you tell your customers where and how to complain, and that complaining is worth their time and effort. It also shows that you care. A good guarantee is unconditional, easy to understand, meaningful, easy to invoke and easy to collect on. Ask for Feedback If you don't know what your customer thinks about you, your business, your product and your services, then you might as well close shop. People will endorse your business not because they think it looks good, but because they know it is good. If they have problems with your services, customers are the best source of objective advice on how to make improvements. So have a process in place where you regularly ask them for feedback. And once they've given it to you, let them know how you are going to use it. They will begin to feel involved in your business, and are more likely to send other people your way. Reward them for being Loyal Loyalty marketing programs are designed to engender loyalty and increase sales from your best customers. When properly designed and executed flawlessly, loyalty programs provide a vital link between your business and your customers, improving customer satisfaction and increasing sales. Here are some commonly used ideas for creating your own loyalty program:  preferable rates for loyal customers  provide bonus product or service if they have bought before  programs that promote multiple purchases (buy 3 and get the 4th free)  Points program - each purchase is worth points. When they amass a certain number of points they get a reward of some kind Keep in Touch Keeping in touch with your customers is about maintaining relationships. Customers are most likely to keep buying from you if you have a strong relationship - if they trust you and your product/service. Your keep in touch strategy should consider:  the best way to stay in contact (email, telephone, hardcopy newsletter etc)  frequency (monthly, quarterly event-based), and  what to talk about (what your company is doing, industry information, tips and hints, useful resources etc) A Keep in Touch program is not the place for a hard sell. Keep it information based, concise and interesting Implement a Referral process Be very clear about who you want as a referral and why. The quality of referrals you receive depends on how well your customers understand what you are looking for. The best way to do this is to write it down for them, or discuss it in some detail - don't assume they already know. At the conclusion of every sale, ask them if they know of any other people who would be interested in your service. Thank them for referrals - every time Finding a way to thank your customers for referrals lets them know that you value them for their efforts. It makes them feel recognized, and it reinforces the behaviour so they consider referring to you again. A thank you can be as simple as a hand written card, sent through the mail, to a set of movie tickets, a voucher, or even just a phone call. There are so many ways that we can go one step further with the people who already buy from us. Make this a focus of your marketing efforts and you will soon see the rewards come back in the form of increased referrals and increased sales.

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Secured homeowner loans secures an opportunity to finance needs inexpensively

The interest of lenders in secured homeowner loans is justified. No other loan covers lenders from as much risk involved in the lending process as a secured homeowner loan. But, what explains the surge of interest of borrowers towards secured homeowner loans. Don’t they fear that their home can be repossessed in the process? The only logical justification is that borrowers have shelved their fears for the several benefits that secured loans can produce. The benefits on the use of secured homeowner loan are the result of the reduced risk.

When lenders find lesser risk involved in a particular loan deal, they are more open towards increasing convenience of borrowers. With lower rates of interest and faster approval, the loan providers will wear there preference for secured loan borrowers on their sleeves. Secured homeowner loans are strictly designed for the people who have their own homes. The borrower must have a clear title to his home. Though the home may not be physically possessed in the loan transaction, loan providers will demand the property papers.

These property papers will be kept by the lenders in their possession till the loan has been paid off. As soon as the secured homeowner loan is paid off, borrowers can claim their property papers. Not having to move house in the process of taking loan forms one of the most important benefits of secured homeowner loans. Since, lenders specialise in finance, they find it difficult to manage homes. Thus, they use the equity inherent in home instead of the home itself. Consequently, borrowers can continue staying in their home even when it is pledged towards the secured homeowner loans. Equity is the value of the house in the outside market. Thus, a plush house located in a posh locality will be termed as with high equity, since it can fetch a higher resale value. However, the intention is not to sell the home. The only idea behind this is to find the value of loan that the borrower qualifies for as secured homeowner loan.

The calculation of equity is incomplete without deduction of the mortgages already present on home. The equity that is remaining after deducting earlier mortgages will be considered for conversion into secured homeowner loans. Generally lenders agree to offer 80% of the free equity available in home. The remaining 20% will cushion borrowers against any risk from over valuation or sudden drop in value of home. Proper search of loan providers can lead borrowers to lenders who offer as much as 100 or 125% of the equity. It is largely dependant on the lending policy of the lender and the borrowers’ personal credit.

Personal credit of the borrower may hold some importance in the decision for the amount of secured homeowner loan. Overall, personal credit history of borrowers is not as much important as in unsecured loans. With the borrower’s home in his possession, the lender has little fears of his amount sinking. Since the process of repossession can be both traumatic and uneconomical for lenders as well as borrowers, lenders will try to select applicants who have certain credibility; rather than the candidates who have been termed as intentional defaulters. Thus, borrowers who have a larger number of CCJs or have been adjudged bankrupt because of an improper management of finances will not find a place in the selected applicants. Preparation of credit score ensures that only the latter group of defaulters are ousted and not the ones who have had a few instances of defaults. The credit score is also beneficial in deciding the interest rates that a borrower is eligible for. Interest rates are depicted as a range. The range includes borrowers of diverse credit scores. Borrowers with good credit score (above 600) are offered the lowest interest rate.

The borrowers with bad credit get a lower credit score, i. e. below 500. Thus, borrowers with bad credit history have to pay a slightly higher rate of interest. The equity that has accumulated in ones home can be best utilised through a secured homeowner loan. Additionally, borrowers with bad credit can use secured homeowner loans as a platform for improving their credit history.

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Stocks reduce risk yet maximize profits

It is important to note that every smart investor wants to minimize risk while maximizing profit potential. Yet conventional investment theory tells us that in order to increase returns, you have to increase risk. You may be surprised to find that this conventional wisdom is not always true. When I was a professional stock trader, I made most of my profits from appreciation in my portfolio, not in short term trading. In other words, I was a position trader. Any losses in my stock positions were taken out of my paycheck at the end of the month – in fact, I had to pay back any loss.

If you are in this position, you desperately want to learn all the techniques to make large profits without risking much. I became an expert out of necessity. So while my trading account had virtually no losing months, my gains were as much as 300% per year. In my stock picking, I first looked for stocks that were so cheap they could not go down. If they did go down, I was happy to buy more because at those prices, you could buy the whole company and sell off the assets for a profit. From this group of “safe” stocks, you select the ones most likely to have large appreciation. A stock is cheap in my book if it sells below the liquidation value of its assets, and most cheap if it sells anywhere near the net amount of cash it has on hand. So the first two measures of value I looked for were book value per share and cash per share.

Book value is the value of the shareholders equity carried on the books of the company. Generally, since you are buying a share of stock, you will want to know the book value per share. The one caveat to looking at book value is that companies often have intangible assets on the books, goodwill and the like. You have to take these intangible assets with a grain of salt. The safest thing is to look for “tangible book value.

” Book value per share is often calculated for you in the various Internet financial stock search programs available. The next indicator to look for is cash per share or working capital per share. Working capital is current assets minus current liabilities. These assets are near to cash or will generally be turned over in one year: receivables, inventory and the like. To measure the health of working capital, divide current assets by current liabilities to get the “current ratio.” A current ratio of two to one or better usually indicates a solid company. As long as the company does not have any long term debt, or at least none coming due in the near future, the company is solvent and should be around for a while – little or no bankruptcy risk. Next, we look for low price-earnings (P/E) ratios. In my opinion, buying high P/E stocks to chase growth companies is inviting real risk. If the company disappoints in earnings, not only will the stock drop from lower earnings, the P/E ratio will deflate as well, giving you a double hit. OK, so you have found a company that is selling at or below book value with a current ratio better than 2:1, and a low, low P/E. It may be that the stock will not go down, but will that stock go up? Picking growing industries and growth companies is more than I can tell you here, but there are two simple things you can look for first: (1) Is the company buying its own stock, or has it bought its own stock at about this price, and (2) are the insiders making hefty purchases of their stock? Next, you can look at the ratio of revenues or sales to market values or the dollar amount of sales per share. Generally speaking, the company with a relatively high amount of sales per market value or sales will have more action on the upside. That company has more revenues to make profits from. After you have narrowed the field using the above techniques, there will be no substitute for intense homework about company prospects to find which of those cheap stocks that truly give you superior returns, what I call my “Home Run Stocks.”

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Large corporations

The development of corporations has turned out to be a great boon for American as well as world economy. Basically a corporation is understood as a lawful body that entitles a group of people to act as unit or an individual. But since past few decades a new dimension is given to the term corporation. Corporation now refers to both profit and non-profit businesses that are identified or classified according to their tax structure. Corporations are taxed differently, not like normal businesses. On the basis of taxation, corporations are divided into two categories - C - corporations and S-corporations. C-corporations are those that are required to pay income taxes and to kill or finish the deductions on dividends paid to stockholders. C-corporations comprises of the companies that are publicly traded on stock market. The C-corporations are quite common and dominant nowadays.

While small businesses and businesses with sole proprietors fall in the S-corporations category. The S-corporations do not pay any corporate taxes. Here all the gains and losses so incurred are directly passed to the private stockholders who then adjust their personal income taxes according to it. The corporations that are largely prevalent these days are the public corporations. These corporations are owned by a set of stockholders who purchase stocks that are traded in brokerage houses. The owner/s seeks the report from the individuals running the corporation. The public corporations move ahead on the decisions taken by the members Board of Directors. The members of Board of Directors are appointed or voted for by the stockholders. These members are elected on the basis of their qualifications. They are usually eminent people in different fields such as business, politics or academics. The members of the Board of Directors in turn appoint a Chairman who is the highest governing body in the management structure. A large part of a corporation ‘s management system comprises of the people who run it on regular basis. At the top of the hierarchy are 3 people, the CEO i. e. the Chief Executive Officer, the COO or Chief Operating Officer and the CFO, the Chief Financial Officer. The CEO is the in-charge of the overall business operations while the CFO takes care of the finances of the corporation. The COO governs the sales and production activity and personnel. The CEO can also be the president of the corporation whereas the COO and CFO, the vice-presidents of it. Apart from discussion on definition and composition of a corporation, it is important to have a notion of corporate welfare. In the corporate sector, Corporate Welfare is the buzzword these days. Corporate Welfare refers to the special or preferential treatment and tax breaks for a corporation. There are various ways to corporate welfares. The foremost is to set-up an offshore office in a country that has lax tax laws. Another way to corporate welfare is via setting up offices or factories at many places and instigating communities into a bidding war of tax breaks. Finally corporation welfare occurs when a corporation is recovered from bankruptcy or huge debts and major difficulties by the government. However since corporation welfare occurs at the cost of local citizens and small companies, it is the primary issue of concern for the American government today. Though government is taking concrete steps in this direction yet due to some corrupt politicians, clandestinely corporate welfare is at a surge.

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Da rize of young jeezy

: Jay Jenkins was born on October 12, 1977. His stage name is Young Jeezy. He is a popular rapper who grew up in Macon, Georgia, and currently lives in Atlanta. Young Jeezy, who was formerly a member of Boyz N Da Hood from Bad Boy Records, is currently signed with Def Jam Records. He is often referred to as the “Snowman” by himself and others. This nickname is said to be related to his prior job as a cocaine dealer, though Young Jeezy says that it is just his alter ego. This nickname inspired Jeezy to produce his own t-shirt line with a simple picture of a snowman with an angry face.

While the t-shirts have grown in popularity, some high schools have banned the shirts because of the drug connotation undertones. Young Jeezy has had a couple run-ins with the law. In 2005, Jeezy was charged for not making timely payments of child support for his ex-girlfriend’s child. In March 2006, Jeezy was put under arrest on two counts of carrying a concealed firearm without a permit. However, the charges were later dropped in May. Jeezy also allegedly has ties to a criminal group known as The Black Mafia Family. The FBI is currently investigating the group for organized crime and their relations with another gang, the Crips. Jeezy, though acknowledging his ties to the group, is not known to be under direct investigation.

Jeezy has vocalized his disdain of commercialism and has tried to keep himself from becoming too commercial in order to maintain his street credibility. In June 2005, as part of Boyz N Da Hood, the group’s self-titled album debuted at #5 on the Billboard 200 albums chart. A month later, on July 26, 2005, Jeezy would release a solo album under Def Jam entitled, Let’s Get It: Thug Motivation 101. The album would debut at #2 on the charts, selling 172,000 copies in its first week. Jeezy has appeared in many popular hip-hop songs in 2005 and has collaborated with artists such as Akon, Gucci Mane, Christina Milian, Jay-Z, and Fat Joe. His song with the latter two, “Go Crazy,” popularized Jeezy.

Jeezy has his own record label called Corperate Thugz Entertainment (CTE), with several up and coming artists already singed on including himself, Slick Pulla, Lil Will, Bloodraw, and a group that goes by U. S.D. A. Jeezy is reportedly dating R&B singer Keyshia Cole. Jeezy reportedly plans to record a mix tape, Best of Both Hoods, with rapper Juelz Santana. Fans of Young Jeezy can get their Young Jeezy Ringtones now!

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The parts of a cigar 182

The Parts of a Cigar What are the different parts of a cigar? Many long-time smokers enjoy their stogies without learning the basic parts of their cigar. While it's true that you can enjoy a cigar without knowing how it was put together, learning the basic parts of a cigar can be instrumental in helping you choose the best quality cigars. The first thing many smokers notice about a cigar is the wrapper, the layer of tobacco on the outside of a cigar. A cigar's wrapper is very important because it provides much of the flavor of the cigar. The best quality tobacco leaves are usually used to construct the wrapper. They range in color from very clear (claro) to very dark (oscuro). Binders are known as the 'intermediate leaves.' They are used to hold the tobacco filler together. Binders can vary considerably. Last but certainly not least is the filler used to make a cigar. The filler is the tobacco. Generally, filler can be either long or short. Long filler consists of whole tobacco leaves, while short filler consists of scraps. 182

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Psp movie downloads review

: PsP handhelds are one of the newest and most fun ways to play games, watch movies and listen to music. PsP movie downloads are just some things that you can do on your psp besides just games. PsP movie downloads is a fun and easy. There are many places on the net were one can find psp movie downloads and psp music downloads. Some sites have you pay per song or movie basis and sometimes charge up to a couple dollars for each download. Other sites require a membership and a monthly fee were user share files.

This method sometimes can be frustrating when you are in the middle of a download and the user signs off before the download is complete. I prefer to use sites that have a onetime membership for psp music, psp movies, psp games and psp software downloads. The best sites have their databases jammed pack with over a million songs, movies, games, and software available for downloading. Some of these sites have no limit to the amount of downloads you do per day. There are some sites were the database does not have quality psp music and psp movie downloads and they might be very slow to download. I have placed a link at the top of this site for a one that has quality psp movie downloads, psp music, psp games and software downloads. You may want to check it out. Once you have downloaded some psp movies, psp music and games you can take them anywhere you go. This is great when you have places to go or have long travel times to get somewhere. It really helps to pass the time away, while your having fun either listening to psp music or watching a psp movie or just playing a new game. There are so many games available you should never run out of games to play music to listen to and movies to watch.

Make sure that what ever site you choose either comes with a money back guarantee in case your not satisfied with their database of music songs, movies, games and software. I have been using the above site for over three months and never had the need to ask for my money back. I now have so many psp movie downloads, psp music and games downloaded that I often find it hard to decide which game to play, song to listen to, or movie to watch. If you’re wise and make the right choice you will be having fun all day long with your psp. PsP Music Downloadsand PsP Movies

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Low interest credit cards the who what why where and how

Low interest credit cards are one of the perks of having a good credit history. For individuals who do not have a history of bad debts, possess good financials and can show a steady income over a period of time, cards with low APR’s are the most cost-effect credit card alternative. Though credit card companies issue cheap credit cards with discretion, it is possible for individuals with so-so credit to find credit cards that are a good deal. With usage of the card and good credit history, their APR can be lowered as their credit “worthiness” improves. The key factors to look into when weighing the benefits of two cards that are competing for your credit are: 1) Introductory APR 2) The Annual Percentage Rate (APR) 3) Annual Fee 4) Offers, rewards, bonuses etc The APR or the yearly rate of interest on the card is one of the prime determinants of the financial benefit that your card offers you. Some low interest credit cards offer an introductory APR of zero. In such cases you need to analyze the length of the introductory period and the regular APR charged after that. The best low interest credit card offers are those with a long introductory period and a low regular APR on your low interest credit card. Credit card companies usually charge an annual fee. However if your credit history is good enough, some card issuers will waive the annual fee for the first year. The ideal low interest credit card for you is one which aggregates the cost and benefits in a manner that gives you the maximum financial advantage. Having a cheap credit card with low/no APR, and low/no annual fee that also offers customer rewards is like owning a luxury car that guzzles little or no fuel! Just Before You Get Your Low Interest Credit Card Most importantly, remember to do your comparison shopping to find the right card. For instance, is your low interest credit card a fixed rate or variable rate card? Cheap credit cards that are variable rate can be billed at different rates without notification. But remember, a low interest credit card rate, like all other credit cards, can be increased only after a 15 day notice when interest rates go higher. A little homework before you apply can save you a lot of dollars later. Cheap Credit Cards: How Cheap Are They? Is a cheap credit card really cheap? There are precautions that must be observed in looking at the cost of your low interest credit card over time. Sometimes credit card issuers offer low interest credit cards with an initial APR of zero. After the introductory period, the interest rate rises to negate the potential financial benefit obtained from the initial offer. Also be aware of the method your credit card uses to charge interest. Some rate calculation systems like the “two cycle” system may be costlier than you bargained for. Low Interest Credit Cards: A Take-Home 1) Low interest credit cards are optimal for those with good credit 2) Find out which credit card is in sync with your needs, taking into account the carrying cost (APR) as well as rewards 3) Be aware of hidden details in your low interest credit card to avoid getting surprised 4) Use good financial sense once you have acquired your card.

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About forex trading systems

Forex trading systems are all about getting investments into the foreign markets. Foreign exchange markets are abbreviated to be called Forex. The worldwide trading of stocks in companies and in products happen over the Forex trading system. There are over a trillion dollars traded on the Forex market everyday. You can learn to chart and follow markets in the Forex trade world on your own, or you can rely on a broker as you would in the New York stock exchange.

The Forex trading systems are similar in method, but each is a proven method of how to make money, how to learn about companies and how to follow what is going on with the money you are investing in the Forex trading markets. You can live anywhere in the world and trade stocks and investments in the companies that are involved in the Forex markets. There are no limitations to the money you can make, or the money you can lose. The Forex markets can be tapped into online, over the phone or by contacting a broker in person. If you are interested in making money, you can do it on the Forex market, without having to have employees, or a broker to do this. You can get involved in learning about the investments in the Forex markets, and take on the responsibility for your own money, and making your own money. Many are starting their own businesses using their education and experience on the Forex market to make money.

The Forex market is one that is world wide, so there is sure to be something of interest to just about anyone that wants to expand their investments and expand their learning about money in the world wide markets. There are many experts in the Forex markets, and using the Forex trading system that you feel most comfortable with, you can be a Forex market expert as well. There are no go betweens, such as large banks or such when you are involved in the Forex market. There are no need for fees and transaction fees when you do your own trading on the Forex markets.

You can learn the Forex trading system that best suits your learning needs, and follow it to chart companies, chart growths, and to invest in companies that have a solid future. There are companies and markets through out the world that you can invest with, to increase your wealth and your investment portfolio. A few different regions of trading exist in the Forex markets, with sessions in Tokyo, Asia Pacific, and in the Americas. Trading is always non-stop, and moving from London to New York, to Tokyo and so on again and again.

You can invest in the US dollar, the Euro, the Japanese Yen, or in Swiss Franc among others. You can find more information on http:// broker-trading-system. com/ about Forex trading systems.

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Making ebay money with pure strategy

Of course, what we need to make a better living is to make money. There are a lot of things you can venture out along the digital world. When you are online, there is a plethora of ways to get your pocket full of money, but of course, you need to do it they way it’s meant to be. They all say it’s hard, we know that, here are some probable things to keep you on track in making money particularly in eBay. What are the basics of selling on eBay and what does it mean to "run your business like a business?" Let’s take a look: Set up and organize your business like a professional business – because it is. If you take shortcuts and try to operate on the cheap, you will never be taken seriously. The internet is still a scary place for some folks. Take the time to brand you business create a look and feel that your customers can relate to and one that creates a sense of confidence. Invest in Automation early. Whether you use an online system such as Vendio, Mpire or eBay's Selling Manager or offline software such as those made by Blackthorne, Marketbalst, or others, you want to automate from the beginning. Automation saves you time and make your operation appear and function, more professionally. When you make some money, don't rush out and spend it. Always reinvest in your business and keep reinvesting in your business. Time is your most precious resource. Anything you can do to automate functions and get others to perform simple operational tasks will free you to do the management and creative tasks that will build your business. Every listing is a reflection of you and your business. Each listing should look professional and contain keyword-rich headlines, good photos and item descriptions that are accurate, complete and that sell. Establish sales, payment, and shipping and return policies that are both friendly and yet support your business model. Don’t be dictatorial. EBay is a community built on trust. If you trust others to do right they usually will. The percentages that don’t are quite small and you should treat it as a cost of doing business. Build and preserve an excellent feedback reputation. Feedback is the window through which others see you. You can have great products, compelling product descriptions and super photos --but if you have a lousy feedback score, your business will suffer. Great feedback is built by providing great customer service. Treat every customer as you would like to be treated and you will always have a high score. Follow the rules. A lot of new sellers become frustrated by eBay's complex listing regulations. You can't fight city hall. EBay is like the government. Some of the rules may seem petty and unfair, but it is their platform, their business and they make the rules. EBay has been pretty good over the years of responding to member feedback. If you think a rule is stupid or unworkable, don't push the envelop and don't get into a fight with eBay --you will lose. Instead post your opinion on the message boards. EBay members are on the boards and they look for common threads and opinions from their members. An intelligent post will get read. EBay is one of the most competitive marketplaces on Earth. Study and stay on top of your competition constantly --and be prepared to react to changes in the marketplace. I study my competitor's auctions at least once a week. Experiment, test, and innovate. Experiment with new tools and software when they become available. Test different listing and pricing strategies, new products and sales strategies. Test headlines and optional features. Innovate constantly. Always look for new ways to solve old problems. Don’t be afraid to ask for help. There are plenty of resources for the entrepreneur amazingly the best source of help is often other eBayers. Your direct competitor may not want to help you, but there are plenty of others who will. A post on any of the eBay related forums message board will bring dozens of responses. Once you are a seller, you need all the resources you need to have your business still flowing and in good condition.

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Organic gardening the pros and cons

Picture three ripe red tomatoes arranged on a wooden cutting board awaiting your pleasure. They've each come from a different source: can you tell which one was grown organically? Two of the tomatoes were lovingly tended in backyards - one in a conventional garden and the other in an organic garden. The third tomato came from the supermarket, and it's easy to eliminate from the guessing game. The supermarket tomato is the pale red one the size and shape of a tennis ball. Bred for packing, shipping, and storing, (not flavor), this tomato was picked green, has traveled more than a thousand miles from farm to store, and has sat on the shelf for weeks -- looking none the worse for wear.

Set this one aside. It was definitely not grown organically. Two remain. For the sake of the game, they are the same tomato variety, let's say Big Beef slicers. Bright red, they were just picked and are still warm to the touch from afternoon sun. It's not so easy to tell the difference in these; we have to look beyond the surface... literally. The quality of the soil from which they grew is the key element to naming the winner of this game: conventional tomato vs. organic tomato. The chemicals in the fertilizers used in conventional gardens actually break down the health of the soil. Microbes that are necessary for making soil nutrients available to the plants are killed off. The dead soil requires increasing doses of conventional fertilizer, and still the plants are malnourished, falling prey to insects and disease. Enter the deadly pesticides, sprayed liberally on the plant. Now, the game is getting serious. One of the two remaining contestants in our tomato contest had better be carefully washed before being eaten; it's been dusted with poison. On the other hand, the organically grown tomato also had fertilizer applied to it, but this fertilizer was made from naturally occurring substances like bone meal, fish emulsion, and rock phosphate. These additions fed the soil and did no harm to the beneficial microbes that make nutrients available for use by plants. Pesticides probably weren't necessary because a healthy plant produces its own pest-resistant chemicals. But if there were pests, the organic gardener might have used a home-mixed spray of hot pepper and garlic, or something similarly non-toxic to humans. There are a few additional techniques the organic gardener probably used, such as tilling in a cover crop to add organic material for the microbes and earthworms to decompose. This process results in a crumbly textured soil that holds moisture and allows the roots to breathe. But even without the soil improvement from a cover crop, it's fairly clear which tomato is better for health: the only nutrients that can be found in the fruit had to come from what was available in the soil. The organically grown tomato provides better nutrition. What is not so clear is which tomato is better for flavor. A test of the ratio of sugar to acid might be made, but that isn't a big issue. Both the conventionally grown and organically grown tomato are vastly superior in flavor to the poor tomato found in most supermarkets. The original question in this tomato guessing game was whether you could tell which one of those ripe, juicy tomatoes on the cutting board was organic. Turns out that it's hard to tell just by looking, or even just by tasting. So, what's the big issue? Mainly this: sustainability. Conventional growing depletes and eventually destroys the soil. Whereas organic growing techniques actually build and improve the soil. In the end, the nutritious organic tomato contributes more to your health, and it is certainly better for the health of the soil from which all future crops will come.

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Is hair transplant painful

Is Hair Transplant Painful? Many people who think about having hair transplant surgery wonder if the procedure is painful. Often people have sensitive scalps and the thought of someone making cuts there seems hard to think about for these people. There is disagreement as to whether hair transplant surgery is painful, though. Some say that hair transplant surgery is similar to a visit to the dentist. This does not seem like a description of something that is pain-free.

It certainly does not seem like a relaxing experience. Yet some feel that there is that degree of pain involved. The injections of the local anesthetic into the scalp before hair transplant procedures are definitely painful to some degree. Anyone who has had a tooth pulled knows that, if the tooth is deadened properly, it is not the tooth-pulling that hurts. It is the needle going in with medication to numb the tooth that is the real agony.

Of course, to follow the dental analogy, after the numbing wears off there is plenty of pain where the tooth was before. With hair transplant surgery, there is pain after the surgery as well. Swelling is normal after hair transplant surgery and can even keep you away from work. Your skull may feel very unusual for weeks. However, the pain of hair transplant cannot actually be compared to a tooth extraction. Hair transplant pain is decidedly less sharp and some do not even feel it as pain at all. Many people simply feel it as an uncomfortable feeling. If they do feel any pain, it is of a degree that can be taken care of with a few doses of Tylenol. On the other hand, some people who have had hair transplant procedures done do not feel that there is any pain involved at all. They tolerate the injections of the local anesthetic well.

They are not bothered at all by the procedure. In fact they often watch television or read magazines, being awake and alert the whole time. Hair transplant surgery is surely less painful than it was in earlier times when larger sections of scalp were excised. This involved more cutting to take out the donor hair and more cutting to insert the donor hair into the recipient site. Hair transplant surgery was a very painful procedure in the past. Not all doctors today have given up on older methods.

This is one reason why you should ask a lot of questions when you look for a hair transplant surgeon. Up-to-date techniques for hair transplant use only the follicular unit and not a large amount of surrounding tissue for the donor grafts. This cuts down considerably on the amount of pain experienced. The procedure is minimally invasive now, so that no more of the scalp is disturbed than is necessary. Finally, having a hair transplant with an experienced and skilled surgeon is an important key to having a less painful surgery.

A doctor who knows the best way to do the procedure will cause you less pain an produce a better result for you into the bargain.

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Vitamin for boosting your immune system

Turmeric, in all honesty is not a vitamin, but it can certainly help to boost your immune system. Of course Turmeric is a herb and in recent years has become quite popular in the Spice Rack of modern day kitchens. The proper name for Turmeric is Zingiberaceae; it is a member of the Ginger family and is also known as Curcuma. It has not been very widely researched in humans, however animal research has been conducted for many years and they have shown this herb to have a number of beneficial medical properties, such as an immune stimulant, a helpful treatment for arthritis, also may help in the prevention of some forms of cancer, heart disease, liver problems and the prevention of cataracts. In the kitchen, Turmeric is used for giving curry the yellow coloring; it has been used for this purpose for thousands of years by Indians in the preparation of meals. It was also prescribed by Chinese physicians for various medical problems Most of the research that has been done into the benefits of Turmeric has been done in India, because the scientists in the west had never shown much interest in the herb, until more recent times, this research has shown that it can help in the prevention of the following illnesses, Wounds, it does have some antibacterial properties, it has been effective against some strains of Salmonella, which causes food poisoning, it does have anti inflammatory effects which has helped with the pain associated with arthritis and because it contains antioxidants, it can help in the prevention of cancer and cataracts. Turmeric, as I have said is part of the Ginger family, which does help to lower cholesterol and blood pressure, studies with animals have shown Turmeric to have similar qualities. Turmeric is listed as generally safe, and it should only be taken as medicine after consultation with a physician, because of its blood thinning qualities, it should not be taken with other types of blood thinning medications like Vitamin E or any prescribed anticoagulant. It will not do any harm taken in small amounts such as you would put in curries or other savoury dishes, Large amounts taken could give stomach upsets. Normal small amounts would be excellent for health, but take caution and qualified advice for larger medicinal quantities.

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Spiritual healing nothing special

Let's be honest. A lot of people think that spiritual healing is a little "woo-woo." Look at it logically, though, and I think you'll agree it's nothing out of the ordinary. Health is your natural state of being. It's your default setting. As soon as you scrape your knee or cut your finger, you begin healing yourself. Your blood clots, while tenderness and swelling warn you to steer clear of the healing area.

It's like a sign outside of a construction site, "Working – Do Not Enter." Of course, there are often additional things you can do to facilitate healing. If a cut on your arm is very deep, you might bandage it or even sew the severed edges together, so that the healing cells can reach each other. You may apply an antibacterial to protect the area until the skin grows back to provide that protection. Whether you realize it or not, even in these everyday examples, you are cooperating with your spiritual healing. Without the spirit that lives in you, as you, all the stitches and bandages would be completely pointless. Without consciousness, your skin would not know how to repair a cut, no matter how long you held it together. Scientists now tell us what spiritual healers have known for a long time: There is no time. We've created the illusion of time to have a certain experience. You heal your leg simultaneous to breaking it: the healing only appears to take six weeks. The cast and ibuprofen and traction are all things we've created to help pass the illusion of time. And if you're tired of how you're passing the time in your own life, you can use spiritual healing to change that. I'm not bashing "traditional" healing. I'm just saying you have a choice. Since we're here, having a time-bound experience, we don't need to turn our noses up at the "traditional" methods of healing. We just need to know them for what they are – props on the stage of life's play. By tapping into some resources from the field of "alternative" or spiritual healing , we can choose different props (hopefully less expensive or painful) or reduce the time we use our props. As our proficiency grows over weeks, months, or years, we can eliminate many of our props altogether! We can also aid our body's natural/spiritual healing process by "getting out of the way." You may not realize there's anything spiritual about a good night's sleep and good food, but repeat after me, "Everything is spiritual!" As the saying goes, you are a spiritual being having a human (time-based) experience. No less a teacher than Thich Nhat Hahn has said that rest is important for the healing of both mind and body. I believe that much of our discomfort during healing actually comes from our restless resistance to the healing process. We try to work or otherwise carry on, as if no healing were going on, when our body wants its maximum healing power. Whenever we let go and get still, though, we can watch miracles of spiritual healing take place – in our bodies and in our lives.

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How to enjoy your relatives

Copyright 2006 Cole's Poetic License Recognize the role of beliefs. "We are incredibly heedless in the formation of our beliefs, but find ourselves filled with an illicit passion for them when anyone proposes to rob us of their companionship." James Harvey Robinson 1863-1936 Most family squabbles come from opposing beliefs about something that result in an exchange of insulting looks if not outright insults. It's easier to be tolerant of your relatives when you understand that they formed their beliefs as carelessly as you did and defend them as much as you defend yours. Think of a belief you have about, say, capital punishment or seat belt laws. Where did your belief come from? That's a hard question to answer. If you ask that question when you disagree with a relative about something, even if it is as trivial as which way dishes face in the dishwasher, you might end up laughing. Of course, you have to try to answer it yourself, first. Otherwise you tend to avoid all subjects that may spark disagreement. That can beboring. Or you get into such a fight there is no hope for reconciliation. Family members who do not speak to each other for years carry an unnecessary pain for years. Here's a story, an old folk tale I heard on national Public Radio: Long before recorded history two brothers owned and grew wheat on a large parcel of land in what came to be Jerusalem. The youngest brother married and had several children. The oldest remained a bachelor. One year the two brothers had an argument they did not resolve. They divided the land and built a fence to separate them. Each continued growing wheat. The years went by. The brothers did not speak to each other. One night during harvest the oldest brother awoke with this thought: I really don't need all this wheat. My brother has a big family to feed. I will put some of my wheat in his barrels. Very early in the morning he shoveled wheat from his harvest over the fence. Meanwhile the younger brother thought, my brother doesn't have any children to help him with the harvest. I'll give him some of my wheat when he's asleep. So he shoveled a barrelful over the fence onto his brother's land. The next day, at different times, both brothers wondered why the amount of wheat was the same on both sides of the fence. This went on for a few more days until one night, when both sneaked out to shovel wheat at the same time, they saw each other and realized why the wheat levels had remained the same. They tore down the fence next to a large rock and hugged. When God saw, that he declared that rock as his church on earth. That's how the tale ends. Today, four or five religions claim that rock in Jerusalem as theirs. Blood has been shed over that rock for centuries. The beliefs that we still fight over form our identities. My Australian grandson asked his American mother, "What religion am I, Australian?" My daughter answered, "That's your nationality. You were baptized Anglican." He replied, "But I thought I was half-American." Identities can be confusing, but once found, by God, we're not going to change them! Enjoy the irony and love your relatives.

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Tips to increase your self esteem and confidence

Whenever one is beset by a situation that he or she is unsure of – facing someone admired, having to perform in front of an audience, or simply talking to others – he or she is facing a goodly amount of stress. Confident people are usually able to face these situations without blinking; but the rest of us will probably melt away and try to run away from the situation. For most people facing this kind of low self-esteem, these situations present an opportunity for them to make fools out of themselves. This is a very embarrassing prospect. If you are one of the millions of people that would like to stop fidgeting in front of others, trying to squirrel out of such situations, and being so unsure of yourself when facing presentations, here are a few tips to set you on your way. 1. Competence is Confidence - Some organizations, like the Toastmasters, help those afraid to speak in public toughen up by stressing this credo – and it really works. One secret to confidence and self-esteem is to be able to trust what you are able to do. This comes with a lot of practice and study. Whenever you practice a given skill, you increase your own confidence in your capability to perform even in front of other people. Before a big presentation, study up. Try to know everything about the topic before you step in front of the audience. If you have practiced way before the presentation, you will be in a better position to knock their socks off. Practicing in front of supportive people you trust will help you get feedback on how to improve your performance. 2. Believe in Yourself - One of the reasons people are not confident in themselves is the fact that they are already convinced that they will fail even before anything happens. Never underestimate the power of the mind. If you believe you will fail, you indeed will! A better exercise would to be to believe that you can succeed. Set your mind towards succeeding and you probably will! 3. Take Criticisms, whether Good or Bad - Most people are bad at taking criticisms. Instead of taking the criticisms personally, use every comment and suggestion to make yourself better. However, you will also have to look out for some criticisms that were never meant to benefit you. Ignore them and move on. 4. Remain Calm at All Costs - Panicking never benefited anybody. If you are suddenly in a situation where you are unsure of what to do or what will happen, keep your composure. If you don't know the answer, say so calmly. If you do not know what to do, it would not be bad to admit it. However, beneath your cool faзade, always try to keep a deliberate, quick thinking, demeanor. This itself could take a lot of practice, but it is well worth it. 5. Don't be Afraid to Fail - Many people are afraid to fail; they quit trying because they are not confident in their skills. If you are afraid to try, you will get stuck where you are. Failure can only make you better. Remember that every great man took risks and failed a lot before arriving at greatness. 6. Don't Base Your Confidence on What People Think Of You - While other’s opinion of you can be important, it should not sway you from thinking that you are important. They do not know you better than you do. If you free yourself from the shackles of peer opinion, you will be free to try new things and learn new skills. It does not matter if they think you cannot accomplish anything – take whatever good that can be gleaned from their advice and move on.

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Spyware what it is and how to combat it

Spyware is software or hardware installed on a computer without the user's knowledge which gathers information about that user for later retrieval by whomever controls the spyware. Spyware can be broken down into two different categories, surveillance spyware and advertising spyware. Surveillance software includes key loggers, screen capture devices, and trojans. These would be used by corporations, private detectives, law enforcement, intelligence agencies, suspicious spouses, etc. Advertising spyware is software that is installed alongside other software or via activex controls on the internet, often without the user's knowledge, or without full disclosure that it will be used for gathering personal information and/or showing the user ads. Advertising spyware logs information about the user, possibly including passwords, email addresses, web browsing history, online buying habits, the computer's hardware and software configuration, the name, age, sex, etc of the user. As with spam, advertising spyware uses the CPU, RAM, and resources of the user's computer, making the user pay for the costs associated with operating it. It then makes use of the user's bandwidth to connect to the internet and upload whatever personal information it has gathered, and to download advertisements which it will present to the user, either by way of pop up windows, or with the ad banners of ad-supported software. All of this can be considered theft in the cases of advertising spyware that installs without disclosure. And while anti-virus software like Symantec's Norton Anti - Virus or McAfee's ViruScan can offer some protection, one of the best ways to combat spyware is with anti-spy software. Two of the best are Lavasoft's Ad-aware and Spybot's Search & Destroy, which are available as free downloads. http:// lavasoft. de/ http:// safer-networking. org/en/index. html The free version of Ad-aware does not proactively protect against spyware infestation. You have to start the Ad-aware application and initiate a scan to detect spyware. But the paid version, Ad-aware Plus does remain alert in the background, like Spybot, to deflect any attempts at infestation. In recent tests, Ad-aware Plus and Spybot both protected systems extremely well. If you haven't already done so, I highly recommend installing Microsoft's Service Pack 2. SP2 tightens your PC's security with a new Windows Firewall, an improved Automatic Updates feature, and a pop-up ad blocker for Internet Explorer. Plus, the newly minted Security Center gives you one easy-to-use interface for keeping tabs on your PC's security apps. There are also other steps you can take to protect against spyware. One simple step is to switch from Microsoft's browsers, which have security holes for spyware programs to exploit. A good alternative is Mozilla Firefox. Another not - so-simple step is switching to the Mac or Linux operating systems, which don't have spyware problems. Dean Phillips is an Internet marketing expert, writer, publisher and entrepreneur. Questions? Comments? Dean can be reached at mailto: dean@lets-make-money. net Double your income! Internet marketing expert, Dean Phillips will teach you how to double your income, starting today...Guaranteed! For details just visit my website. Website: http:// lets-make-money. net

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