Tellico village land tennessee tellico village tennessee land for sale

Tellico Village Land, Tennessee - Tellico Village land for sale. Tellico Village tn, Tennessee Land for Sale. TELLICO VILLAGE is a golf and lake resort community located 35 miles from Knoxville in beautiful Tennessee. Nestled in the foothills of the great Smoky Mountains, this unique Tennessee land for sale contains home sites that sit no more than a mile from Tellico Lake which is part of an inland waterway system that flows through 21 states, up to the Great Lakes and down to the Gulf of Mexico! I think you will see that this is a once-in-a-lifetime opportunity you will not want to miss! WE ONLY HAVE A LIMITED NUMBER OF HOME SITES TO SELL. The Tennessee land for sale is limited so these home sites will be sold on a FIRST-COME, FIRST-SERVED BASIS and we expect them to go fast! Look over the website and then sign up to take part in our FREE WEEKEND FOR TWO!* You and a guest will receive round-trip airfare for two, deluxe hotel accommodations, ground transportation and a private, no sales pressure tour of our home sites. But you'd better hurry!

Our FREE WEEKENDS are filling up fast, so don't delay! Call or make an Online Reservation to reserve your FREE weekend today!

Tellico village land tennessee tellico village tennessee land for sale

Tellico Village Land, Tennessee - Tellico Village land for sale. Tellico Village tn, Tennessee Land for Sale. TELLICO VILLAGE is a golf and lake resort community located 35 miles from Knoxville in beautiful Tennessee. Nestled in the foothills of the great Smoky Mountains, this unique Tennessee land for sale contains home sites that sit no more than a mile from Tellico Lake which is part of an inland waterway system that flows through 21 states, up to the Great Lakes and down to the Gulf of Mexico! I think you will see that this is a once-in-a-lifetime opportunity you will not want to miss! WE ONLY HAVE A LIMITED NUMBER OF HOME SITES TO SELL. The Tennessee land for sale is limited so these home sites will be sold on a FIRST-COME, FIRST-SERVED BASIS and we expect them to go fast! Look over the website and then sign up to take part in our FREE WEEKEND FOR TWO!* You and a guest will receive round-trip airfare for two, deluxe hotel accommodations, ground transportation and a private, no sales pressure tour of our home sites.

But you'd better hurry! Our FREE WEEKENDS are filling up fast, so don't delay! Call or make an Online Reservation to reserve your FREE weekend today!

First aid for diabetes

There are two types of diabetic emergencies: Insulin Shock and Diabetic Coma. The best and easiest way (besides asking the conscious casualty) to determine if the casualty has diabetes is to check to see if they have a medic alert bracelet. This will guide you in determining what first aid you may have to do. In insulin shock the diabetic casualty needs sugar because they have not ingested enough food to keep their sugar levels up or they have taken too much insulin. Some of the signs of insulin shock are the casualty having a strong and rapid pulse and having shallow breathing. Insulin shock develops very quickly and need medical attention right away. Call 911!!! In diabetic coma the casualty needs insulin because their body does not produce enough insulin to convert their ingested sugar to energy. Some of the signs of diabetic coma are a weak and rapid pulse and very deep breathing. The effects of diabetic coma take several hours or days to develop and are therefore not as concerning as insulin shock. Since it can be difficult to determine what kind of diabetic emergency you are encountered with the first aid for both will be the same. Give sugar!! Either some sweet candy, table sugar or orange juice. This will help the casualty in insulin shock immediately but not the casualty in diabetic coma. Since diabetic coma takes hours or days, they have sufficient time to get to a hospital for treatment. Inform yourself and save a life!!

Don t fool with a seizure

(NC)-You and a friend are enjoying an outing when - suddenly-your companion appears to lose consciousness, falls to the ground and starts to shake uncontrollably. The person is having a seizure. How can you help? St. John Ambulance, Canada's leader in first aid training and products, offers these tips. 1. Make the area safe for the casualty. Keep onlookers away. 2. Don't try to restrict the person's movements in the convulsion. Gently guide them to protect them from injury. 3. Carefully loosen any tight clothing, especially around the neck. 4. Never put anything in the mouth of the casualty, between the teeth or attempt to hold their tongue. 5. Never try to give the person food or drink. 6. After a seizure, assess the casualty for injuries. 7. Keep the casualty at rest for up to an hour, regularly monitoring pulse and breathing. 8. Seek medical attention if the casualty does not fully recover, or has a second major seizure within a few minutes. 9. If this is the first time the person has had a seizure, always get medical help. 10. Learn what to do in an emergency - take St. John Ambulance first aid training. Contact the office in your area or check us out online at sja. ca.

Don t fool with a seizure

(NC)-You and a friend are enjoying an outing when - suddenly-your companion appears to lose consciousness, falls to the ground and starts to shake uncontrollably. The person is having a seizure. How can you help? St. John Ambulance, Canada's leader in first aid training and products, offers these tips. 1. Make the area safe for the casualty. Keep onlookers away. 2. Don't try to restrict the person's movements in the convulsion. Gently guide them to protect them from injury. 3. Carefully loosen any tight clothing, especially around the neck. 4. Never put anything in the mouth of the casualty, between the teeth or attempt to hold their tongue. 5. Never try to give the person food or drink. 6. After a seizure, assess the casualty for injuries. 7. Keep the casualty at rest for up to an hour, regularly monitoring pulse and breathing. 8. Seek medical attention if the casualty does not fully recover, or has a second major seizure within a few minutes. 9. If this is the first time the person has had a seizure, always get medical help. 10. Learn what to do in an emergency - take St. John Ambulance first aid training. Contact the office in your area or check us out online at sja. ca.

Finding a properly qualified insurance professional

When you're sick, you go to a medical doctor. When you need to organize your finances, you go to a CPA. When you need someone to help you understand and purchase auto or homeowners' insurance, you should go to a Chartered Property Casualty Underwriter, or CPCU. Just as these other professionals work with you as partners, so too is a CPCU your professional insurance partner. CPCU is recognized as the premier professional designation of the property and casualty insurance industry. When you choose a CPCU, you can be sure that you are working with someone who has significant experience and can offer you guidance on all of your insurance decisions.

A CPCU must also agree to an enforceable code of ethics and pledge to put your interests above his or her own. Simply put, CPCUs are dedicated to helping consumers make better insurance decisions-and they're highly qualified to do so. To earn the credential, CPCUs must pass undergraduate - and graduate-level courses covering such diverse subjects as insurance law, ethics, accounting and management. These demanding standards ensure that when you choose a CPCU for your insurance needs, you are choosing someone who not only has your best interests in mind, but has the background and knowledge to prove it. Many CPCUs are also members of the CPCU Society, a professional association that provides CPCU members with opportunities for continuing education and professional development. These opportunities ensure that CPCUs stay on top of the latest issues in the industry and can pass that knowledge on to their customers. The CPCU Society was founded in 1944 with a mission to meet the career development needs of a diverse group of professionals who have earned the CPCU designation, so that they may serve others in a competent and ethical manner. There are 26,000 CPCU Society members around the world that help others make sound insurance decisions.

Hurricane katrina businesses can claim casualty tax losses

Hurricane Katrina has left a wide and long path of destruction. Besides the human toll, businesses on the Gulf Coast have taken a beating. If yours is one, here is how you can write off casualty losses on your taxes. Casualty Losses – Katrina If your business suffered losses because of Hurricane Katrina, you can at least write-off much of the loss. In doing so, you may be able to get a refund of taxes paid earlier in the year. Tax law allows businesses to write-off business property that is damaged or destroyed because of a storm. To claim the deduction, you must show the following: 1. A specific casualty occurred and when it occurred, 2. The casualty was the direct cause of Katrina, and 3. You are the owner of the property. In the case of Katrina, this shouldn’t be difficult to do. Take pictures of anything that is a loss and try to compile a list of everything destroyed or damaged. Obviously, this should occur after taking care of your personal situation. Importantly, business owners should make sure they claim everything damaged. With the horrific flooding, damaged property may include not only products but also anything that rusts. If your business location is under water, make sure you investigate the impact on the property itself. Theft Losses – Katrina With the federal governments delay in rescue operations, your business may have suffered losses related to theft. New Orleans, in particular, seems to have suffered an outbreak of theft problems. While I can understand a person taking water and food, I must admit I have little empathy for people stealing television sets. For business owners, the distinction is irrelevant. To claim a theft loss for your business, you must show: 1. When the property went missing, 2. A theft took place pursuant to your state law, and 3. You were the owner of the property. The inevitable question that will arise for business owners is, “How do I know what was stolen versus destroyed?” Technicalities aside, you should claim losses as casualties unless you have specific proof and a police report related to a theft. I seriously doubt the IRS is going to give you much trouble. If it does, a judge will laugh the IRS out of the courtroom. Insurance Proceeds If you receive insurance proceeds for your casualty losses, you must apply the proceeds amount to the loss you are claiming. Sorry, but not double dipping is allowed. In Closing First and foremost, get your family and personal situation in order. Your business can wait and you will have options once you get to it.

Hurricane katrina businesses can claim casualty tax losses

Hurricane Katrina has left a wide and long path of destruction. Besides the human toll, businesses on the Gulf Coast have taken a beating. If yours is one, here is how you can write off casualty losses on your taxes. Casualty Losses – Katrina If your business suffered losses because of Hurricane Katrina, you can at least write-off much of the loss. In doing so, you may be able to get a refund of taxes paid earlier in the year. Tax law allows businesses to write-off business property that is damaged or destroyed because of a storm. To claim the deduction, you must show the following: 1. A specific casualty occurred and when it occurred, 2. The casualty was the direct cause of Katrina, and 3. You are the owner of the property. In the case of Katrina, this shouldn’t be difficult to do. Take pictures of anything that is a loss and try to compile a list of everything destroyed or damaged. Obviously, this should occur after taking care of your personal situation. Importantly, business owners should make sure they claim everything damaged. With the horrific flooding, damaged property may include not only products but also anything that rusts. If your business location is under water, make sure you investigate the impact on the property itself. Theft Losses – Katrina With the federal governments delay in rescue operations, your business may have suffered losses related to theft. New Orleans, in particular, seems to have suffered an outbreak of theft problems. While I can understand a person taking water and food, I must admit I have little empathy for people stealing television sets. For business owners, the distinction is irrelevant. To claim a theft loss for your business, you must show: 1. When the property went missing, 2. A theft took place pursuant to your state law, and 3. You were the owner of the property. The inevitable question that will arise for business owners is, “How do I know what was stolen versus destroyed?” Technicalities aside, you should claim losses as casualties unless you have specific proof and a police report related to a theft. I seriously doubt the IRS is going to give you much trouble. If it does, a judge will laugh the IRS out of the courtroom. Insurance Proceeds If you receive insurance proceeds for your casualty losses, you must apply the proceeds amount to the loss you are claiming. Sorry, but not double dipping is allowed. In Closing First and foremost, get your family and personal situation in order. Your business can wait and you will have options once you get to it.

Back to school what is a food allergy what can you do

(NC)-Food allergies are becoming more prevalent every day. Severe reactions can be life threatening if not treated immediately. In many cases, a dangerous breathing condition called anaphylaxis (an-a-fi-lak-sis) can result when a substance to which the casualty is very sensitive enters the body. Anaphylaxis can happen within seconds, minutes or even hours of a substance entering the body. As a rule, the sooner the casualty's body reacts, the worse the reaction will be. St. John Ambulance, Canada's leader in safety-oriented™ first aid training and products, advises that you can detect anaphylaxis and help the casualty, if you know what to do. Signs and symptoms of anaphylaxis Itchy, flushed skin, raised skin rash (hives). Sneezing, running nose and watery eyes. Swelling of the airway. A 'lump' or 'tickle' in the throat that won't go away. Coughing. Sense of impending doom. Nausea and vomiting. As the condition worsens, a casualty may experience: Pale skin. Anxiety and/or a severe headache. Wheezing and breathing difficulties, coughing. Irregular and rapid pulse. Swelling of lips, tongue, throat, hands and feet. Shock. Unconsciousness followed by stopped breathing and heart. First aid for a severe allergic reaction When a casualty experiences a severe allergic reaction, they are in a life-threatening situation. Assess the individual and immediately call for medical help. Stop any activity and place the casualty in the most comfortable position for breathing - usually sitting upright. Some people with known allergies carry medication in the event of an attack. If the individual has prescribed medicine with them, help them take a correct dosage. Stay with the casualty until medical help takes over. Monitor vital signs and try to calm and reassure the casualty, as fear and anxiety will make the condition worse. Knowing what to do can mean the difference between life and death in an emergency. St. John Ambulance offers a wide range of programs, customized for all walks of life and skill levels. Learn what you need to know from Canada's leader in first aid for more than 118 years. Contact the St. John Ambulance office nearest you or look us up on the Internet at sja. ca.

Back to school what is a food allergy what can you do

(NC)-Food allergies are becoming more prevalent every day. Severe reactions can be life threatening if not treated immediately. In many cases, a dangerous breathing condition called anaphylaxis (an-a-fi-lak-sis) can result when a substance to which the casualty is very sensitive enters the body. Anaphylaxis can happen within seconds, minutes or even hours of a substance entering the body. As a rule, the sooner the casualty's body reacts, the worse the reaction will be. St. John Ambulance, Canada's leader in safety-oriented™ first aid training and products, advises that you can detect anaphylaxis and help the casualty, if you know what to do. Signs and symptoms of anaphylaxis Itchy, flushed skin, raised skin rash (hives). Sneezing, running nose and watery eyes. Swelling of the airway. A 'lump' or 'tickle' in the throat that won't go away. Coughing. Sense of impending doom. Nausea and vomiting. As the condition worsens, a casualty may experience: Pale skin. Anxiety and/or a severe headache. Wheezing and breathing difficulties, coughing. Irregular and rapid pulse. Swelling of lips, tongue, throat, hands and feet. Shock. Unconsciousness followed by stopped breathing and heart. First aid for a severe allergic reaction When a casualty experiences a severe allergic reaction, they are in a life-threatening situation. Assess the individual and immediately call for medical help. Stop any activity and place the casualty in the most comfortable position for breathing - usually sitting upright. Some people with known allergies carry medication in the event of an attack. If the individual has prescribed medicine with them, help them take a correct dosage. Stay with the casualty until medical help takes over. Monitor vital signs and try to calm and reassure the casualty, as fear and anxiety will make the condition worse. Knowing what to do can mean the difference between life and death in an emergency. St. John Ambulance offers a wide range of programs, customized for all walks of life and skill levels. Learn what you need to know from Canada's leader in first aid for more than 118 years. Contact the St. John Ambulance office nearest you or look us up on the Internet at sja. ca.

Best car insurance company how is a person to choose

How is the average insurance buyer ever going to determine which car insurance company is the best? That sounds like a nightmare instead of a shopping comparison. Insurance agencies are located in every major city and suburb in America. These agencies are either independent agents that represent several insurance companies or exclusive agents that represent one company. These are insurance companies that use the agent distribution as their method of marketing their products.

Some insurance companies have chosen to eliminate the agent and use the mail, the telephone, or the internet to sell their products. The property and casualty companies are always in a battle for market penetration. The insurance companies have to walk a fine line between new acquisitions and expense to do business. This is important information for the consumer because they are the ones making the final decision on who is winning. The best insurance company for you may be completely different than one preferred by your next door neighbor. Time and experience have a way of guiding you to your choice of companies. Things to Consider….

1. Insurance Agent – The car insurance agent has been the single most successful means of insurance distribution in insurance history. The neighborhood agent has ties to the community and is easily accessible. That is a great value to a great many people especially with people who want person to person advice and counsel. 2. Direct Distribution – This is the name that we will give to the insurance companies that sell you insurance with 800 telephone numbers or through the internet and mailing services. They sell direct to you and you are serviced by them through customer service call centers. The direct distributor claims to have lower rates because they have eliminated the agent. Once you determine how you want to be serviced then you can begin a search for those types of insurance companies. AM Best is a rating guide that you can find in your local library that gives you the financial strength of each insurance company.

The top five home owner insurance faq

Whether you are a new home owner, or have owned your home for a longer period of time, there’s no doubt you have many questions about home owner’s insurance. You want to protect your home, your possessions, and your family. Below are five of the most frequently asked questions about home owner insurance. 1. As a home owner, am I required to have insurance? Yes, in most cases, especially if you have a lender. It’s also wise to look into insurance if you are in the process of constructing your home, and even renting your home to someone else. 2. What types of coverage does home owner insurance provide? Two types—casualty, which covers the home and contents, and liability, which covers anyone who is injured on your property. With both types the amount of coverage depends on the policy. 3. Will the replacement cost be the same as the sale price of my home? No. The replacement cost will cover the amount needed to replace the structure and/or contents. Replacement cost is usually calculated based on the individual policy’s formula. It’s wise to take inventory and photographs of your home and contents. 4. Will home owner insurance cover damage or theft outside of my home? It depends on the policy. Sometimes standard policies offer this kind of coverage, but if not, ask if purchasing the coverage at additional costs is an option. 5. Are home-based businesses covered under home owner insurance? No, unless you qualify for an endorsement to your current home owner insurance policy. Otherwise, look into getting a business owners insurance policy. Of course, home owners will have more questions about home owner insurance particular to their own situations (including protection against the elements, possessions that are no longer in the home, contents of vehicles, etc.). When searching for a home owner insurance policy, be sure to ask about coverage relevant and beneficial to your own situation.

Best home owners insurance what to look for when you want a lower rate

What is the best homeowners insurance for you? The answer is probably not that obvious to you because most of us have not taken the time to understand our homeowner’s insurance. We would much rather turn that responsibility over to the insurance professionals. There is nothing wrong with that approach but it still leaves you a little bit too uninvolved over a very important insurance purchase. People have a natural fear of the unknown. We like to steer clear of things that are unfamiliar to us. Our insurance is often one of those things that we would rather just avoid. That may come in part from the old days when insurance was purchased under pressure from the insurance agent.

That method of sales has just about vanished in property and casualty insurance. People willingly contact agencies about policies and coverage. The agent is more like a consultant these days. The best homeowners insurance is usually purchased when we ourselves have a better understanding of our policy and how we want to be serviced. The insurance atmosphere is much more professional and there are more ways to purchase insurance. Purchasing online or by telephone is becoming as common as purchasing from the local agent. The homeowner’s policy itself has a couple of integral features and benefits to consider. Buying replacement cost insurance verses actual cash value insurance is one of your most important decisions. Replacement cost homeowner’s policies settle any loss by replacing or repairing your dwelling and its contents with like kind and quality without depreciation.

Actual cash value allows for depreciation and expects you to make up the difference as an out of pocket expense. The most important cost savings decision that you will make is the size of the deductible. It makes sense to have as high a deductible as possible on your home policy because of the infrequency of claims. The best homeowner’s insurance for you revolves around how you want to do business, whether to purchase replacement cost or actual cash value, and the size of your deductible. These three areas will lead you in the right direction.

Cheap home owner insurance self insure and save money

The whole concept of insurance revolves around protecting the assets of an individual from financial loss due to an unpredictable event. The reason that we purchase insurance is to protect ourselves from financial disasters. We rely upon the insurance company to take on the risk in exchange for the premiums that we pay. The average consumer spends very little time thinking about insurance purchases. The insurance professional is expected to do most of the thinking for us and advise us on what is best. There is a simple principle that can be applied to almost all of your property and casualty insurance purchases that will save you premium dollars. Self insuring is that principle.

The smart insurance shopper eventually grasps the concept of self insurance. The whole idea around self insurance is using deductible options and eliminating unnecessary coverage. The days of the $100 Collision deductible on auto insurance is fading fast and it should. The higher deductible saves you in premium dollars. That is what we call self insuring. When you change your deductible from $100 to $500 you are taking on the risk for the first $500 of physical damage. You can do the same on the homeowner’s policy. You will lower your premium and still be covered for any major loss. You will save a ton of money in the long run. You don’t have enough claims over a lifetime to warrant having a low deductible.

You are paying the insurance company money for services they may never perform. You will save thousands of dollars by keeping your deductibles $500 or higher. There are a lot of optional coverage’s in auto and homeowners insurance that you may want to eliminate to save money. Most states have tort options. Tort is your right to sue. Full tort verses limited tort can sometimes be a difference of 20% in your auto insurance premium. Rental reimbursement and towing benefits are added onto auto insurance all the time.

You may want to self insure for these and save premium dollars as well. The insurance purchase can be easier and more affordable if you can grasp the mindset of self insuring. Your agent will welcome your thinking on this because most agents think self insurance is best for their customers.

5 tips to help you win big become a village hero

A few years ago, I returned to my impoverished village in Haiti. Many in the village came to see me—the tiny and diseased child they didn’t expect to make it. Some of them used to call me Souyen and kokobay—words that mean “crippled.” A man from the village, Alfred, reminded the people how they treated me. “Today” He said, “He returns as our village hero.” I am sure you, too, may already be a village hero in your own way. In my case, it was the final result of personal responsibility, and a combination of strategies that prompted Alfred to call me a “Village Hero.” Let me share five of those strategies with you: 1. Practice Self-Discipline. Do you ever wonder why some have too much and others are barely surviving? The answer - discipline and self-sacrifice. Success, however you define it, is easy. But you gotta be consistent. My guess is there are a few things you could do to achieve more results in your life. Although you know what they are, you still neglect them. But listen: to be successful, you must do the uncomfortable now in order to be comfortable later. 2. Lift Up Others. Think of yourself as a pebble, and those you know as ponds. Give a little encouragement and you become a pebble in the pond. The ripples are endless. Someone you know is silently struggling and needs some uplifting words. It may be a minor detail to you, but to them, it’s a big boost. You can’t lift anyone up while lying on the ground. Say something nice and observe how you feel. Encouragement and feel-good words are FREE. Why not give them generously? Be a village hero, lift somebody up! 3. Be A Go-Getter & A Go-Giver. Maintain a balance. Take, but ask yourself, “What do I have to give?” Give a little encouragement, a little time, a little attention, and the gift of truly listening. When you can afford it, give a little money, too – maybe by dropping a quarter in that cup or sending flowers. Everyone has something to give. Avoid being called a user. Give a little and you shall receive a lot. 4. Take Responsibility. When we mess up, we need to fess up, fix it up and move on! Stop blaming! Some of us blame past circumstances for our failure. Big deal! My childhood was very depressing and the outlook dim, but I couldn't let that determine my future. Here’s what I read recently, “our background and circumstances may influence who we are, but we are responsible for what we become.” 5. Be Humble. Never be too big that you can’t identify with those in the lower rung of the ladder. We are all made of the same stuff regardless of our rank or position. It is said that you can always tell a big person by the way he or she treats little people. If there is a chip on your shoulder, send it to Silicon Valley. Remember, in God’s eyes, we are all the same. In the end, we will all leave this world without titles. There you have it. Develop and strengthen those five attributes. The people in your village, be it from work or family, will begin to draw unto you. And soon, they will call you a “Village Hero.”