Placing a value on your personal injury claim

Your doctor has released you from treatment from your motor vehicle accident and enough time has passed so you’re in a position to sit down with Adjuster Henry Hard-Nose. His employer is Rock Solid Insurance, the company who insures Fred Fuddle, the clown who plowed into your rear end, smashing you with a tremendous crash which was responsible for your injuries plus the “Pain and Suffering” you’ve had to endure. To be adequately compensated for what you’ve gone through you must have accumulated what’s identified in the world of insurance claims as “Special Damages”. Those are your medical bills, your lost wages plus every dollar paid out to help with your recovery. When building the value of a personal injury claim there are several key elements you should be aware of: LIABILITY: In the vast majority of motor vehicle accidents it’s clear who was at fault. Assuming that Fuddle struck you a mighty blow in the rear end (rear-enders make up well over half of the motor vehicle accidents that take place in the United States each year) yours is a case that must be settled. (Final Statistics prove that in 83% of accident’s that took place in 2004 it’s clear who was at fault) ! The very doubtful liability case has little, if any, settlement value. If that’s the situation you should obtain the services of the local Legal Beagle who does a good job at that, Attorney I. M. Greedy. But, if you do, be very careful when you sign Greedy’s “Contingency Fee Agreement”. Read it closely. Don’t sign anything that will let him charge you one penny, other than his normal fee. (Do not - - in any way whatsoever - - allow him to chisel any money from you, for his out-of-pocket expenses). All Greedy should be compensated for (if he’s successful at busting loose some bucks from Rock Solid) is his fee - - and that should be no more than the locally accepted percentage of the total recovery. TYPE OF INJURY: If there are severe injuries (which 2003 and 2004 figures indicate - - make up ten to fifteen percent of all motor vehicle accidents) you should obtain the services of a lawyer. But, if you’ve had minor injuries like whiplash, bumps, bruises, sprains and/or strains (and it's clear you're not at fault) you should handle and settle the claim yourself. TYPE OF PERSON YOU ARE: Rate yourself and be brutally honest. You’re most likely an average motor vehicle owner/driver, living a normal life. But, if you’ve spent some time behind bars, have a criminal record, or a history of character defects that often get your butt in a jam with the local cops (and this is well-known) you’re going to have to take those facts into consideration when forming expectations regarding what your case is worth. THE TYPE OF PERSON FRED FUDDLE IS: The better Fred Fuddle looks, or the better the "Entity" “(Fuddle’s business or company, etc.) appears, the better for Rock Solid. But, if Fuddle is a known bookie or drug dealer, they’re in deep “stuff“. On the other hand, if Fuddle is a well-loved philanthropist, that can be a plus for Rock Solid Insurance. Or if the vehicle that struck you was a van driven by Pastor Frederick Fuddle, and the named insured is The Fuddle Camp For Lost Souls, you must be careful because that can be a plus for Rock Solid. However, if the “Entity” that hit you was a dilapidated junk pile on wheels operated by Fred “Goof-Ball” Fuddle, and the named insured is The Fuddle Rotted Cow Manure Corporation, that will obviously not be favorable for Rock Solid. DAMAGES: There are “Medical Special Damage” Expenses, “Non-Medical Special Damages” Expenses, and/or your “Property Damage” Expenses. MEDICAL SPECIAL DAMAGE EXPENSES These typically include Cost of Ambulance, Emergency Room, Hospital and/or Clinic Charges, Physician or Chiropractor, and/or Dentist, Over-The-Counter Drugs and/or Prescription Medications, Laboratory Fees and Services, Diagnostic Tests: X-Rays and (CT) Scan, Prosthetic Appliances or Surgical Apparatus, (Cranes & Crutches), Physical Therapy, Registered and/or Practical Nurse Fees, Ace Bandages, Gauze and Tape, Heating Pads, Creams, Lotions, Ointments, Balms and Salves. When it comes to listing your Medical Special Damage “expenses” don’t overlook one single dollar because, when it comes time to settle your claim, that dollar can increase the value of your payment for “Pain and Suffering” by a multiplier of four or even five! (Yes, that means a $20.00 bill can be worth $80.00 to $100.00 more, in your pocket, from Rock Solid Insurance, at settlement time). NON-MEDICAL SPECIAL DAMAGES: These typically include Lost Wages and Earnings, Lost Vacation time and/or Sick Leave, Travel Expenses (car rentals, public transportation, expenses incurred getting to and from your Chiropractor and/or hospital and/or physical therapy “treatment” of some sort) Household Help during disability and/or Child Care. You must be sure to obtain written proof of such "Non Medical" Special Damages. LOST WAGES: The income you lost, because you were unable to work, is an area where adjusters take terrible advantage of the typical claimant because the typical claimant knows so little about it. Commissions and overtime can make a huge difference in your lost earnings. Be sure to get a letter from your employer, on their official letterhead, explaining that in detail. Or, if you’re self-employed, must get this information stated on your accountants letterhead. The time you miss from work (thus the money you may have lost) is calculated and this element constitutes what is known as “Lost Wages” or “Lost Time Verification”. In most situations you’re entitled to compensation for lost time and earnings, even if you have no actual loss of money! Such as, for example, when your salary is paid by your company insurance coverage, or by taking sick leave, or some similar arrangement. Even if you’re salaried you should obtain a "Lost Earnings", or "Time Lost Verification", in writing on your employer’s letterhead. IF YOU’RE SELF-EMPLOYED: To prove your lost earnings you’ll probably have to assemble some "Inside Information" for Hard-Nose. If you don’t like the idea of submitting private documents to him, in the privacy of your home or office, just think how you’d feel about producing them in the non-private environment of a courtroom. When a case goes to trial, and if you want to prove your damages so as to collect adequate compensation, that’s your only alternative. TWO CRITICAL AREAS REGARDING LOST WAGES: Did the injury necessitate a change of job or employment at a lesser rate? Or, did the injury allow your going to work okay but only on a part-time basis? If the answer to either question is “Yes”, it would be wise to document these facts! IT’S CRUCIAL THAT YOU KNOW: Even if you’ve been paid while out of work, you can still compute your time lost from work as “Lost Wages” when you execute BASE (The Baldyga Auto Accident Settlement Formula). PROPERTY DAMAGE EXPENSES: These typically include Motor Vehicle Repair, Damaged Clothing, Broken Glasses, cost of Substitute Car Rentals, Towing and Storage. Make copies of all bills relating to any of your property damage expenses. Keep the originals. Be sure to have these in your possession when you and Hard-Nose plunk yourselves down to "Talk Turkey". Photocopies are sufficient to give him. YOUR AGE: Because of their obvious innocence, insurance claim accident victims, up to the age of 12, generally have excellent settlement results. Those in their teens, and into their late 50’s, fall into a fairly normal category because they’re generally considered to be at the height of their physical stamina. Those in their late 60’s, and over, usually fare extremely well; primarily due to the sympathy that’s often invoked, from a judge or jury, because of general attitudes regarding frailty and the elderly. MOST IMPORTANT TO REMEMBER:The information Hard-Nose places into your file plays a major role in the ultimate value of your claim. Never underestimate the importance of his impressions and conclusions! Should, one day, your case end up in front of a judge, or jury, what Hard-Nose feels, observes and then reports into your file at Rock Solid about you, his insured Fred Fuddle, and/or possible witnesses, etc., (in addition to the information you’ve documented for him) could have massive influence on the value of your claim - - especially if Fuddle is a loser and he’s absolutely in the wrong. At that point the only thing stalling a settlement is the amount of money it’s going to cost to get rid of you. The bottom line: Your out-of-pocket expenses correctly recorded and presented, your injury information properly documented and your lost wages clearly established will seriously increase the dollar value of your personal injury claim. QUESTION: "How does Dan know this to be true"? ANSWER: “Because for 38 years Dan was right there, where he saw and done that”! Copyright (c) 2005 by Daniel G. Baldyga. All Rights Reserved



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What do you need to know about consumer awareness

Are you an individual, a common man who toils day and night, up and down to earn three meals a day? If yes, then do you at times come home depressed with a look of betrayal on your face? There can be reasons like someone withdrew cash from your credit card and you have no clue how; the television you purchased for your family is not properly functioning, the shopkeeper refused to take the onus even though the TV is in the warranty period or somebody stole the information from your email account by hacking it?...this is the plight of today’s consumer, who at the end of the day comes back home defeated and cursing his fate and today’s world. But one should never forget that God only helps those who help themselves. You can never be beaten unless you admit that you have lost; similarly no one can deceive you unless you let him do so. Thus, it is time for the consumers to wake up and realize that nothing will happen by sitting hands on hands, more than talking of action, one should believe in implementing or doing it. Howsoever one may try it is impractical to erase theft, fraud etc. form our society. In this case the only option left is to take preventive measures. • The first and the foremost step for a consumer to prevent himself from cheating is to keep his eyes and ears open. Know or be aware of what is happening around you. Read the cases of various scams, thefts, burglaries, phishing scams etc. in that are highlighted in your local newspaper and also seen on television. This will keep you informed and conscious of what is going on and what can unfortunately even happen with you. • Learn from the mistakes of your neighbors. If a shopkeeper has given a malfunctioning gadget to your neighbor, do not make the mistake of going to that shop. If somebody stole important mails from their mailbox, do make it a point to collect all your crucial mails directly from the post office. • Never reveal personal identity to a stranger. You go for a morning walk and a man over their tries to be extra amiable even asks you to come home for lunch etc. does not imply that he wants your friendship or that he is a genuine person. So do not disclose your residence, telephone numbers, your workplace numbers etc. to him unless you gather complete information from a known person about him. Avoid giving personal details on phone. If you receive calls from unknown place that offers you some benefits and asks for your particulars, don’t be carried away by that. Tell your particulars only when you are sure that the call is genuine and that there is no other way out. • Do not rely much on courier services. If you an access to the place where you have to deliver the parcel, take out some time and go yourself. • Do not hand over your credit or debit cards even to your friends. It is foolish to trust someone blindly nowadays. Never tell your friends or colleagues to check your mails while you are holidaying with your family. It is not wise to let others know your password and mails. • When you are out for shopping in the market, do not carry much cash. Keep the tentative amount and credit or debit card in case of emergency. This will not only help you do a regulated shopping but will also save you from many pitfalls. • Before purchasing any commodity, always read the manufacturing date, the expiry date and the MRP carefully. • Never forget to take all the bills and an assurance for the warranty period. Take the bills for each and every thing you buy and it is advisable to take things on a longer warranty basis even if you have to pay a little more for it. • If while coming back home you lose your wallet, call up the police and register your complaint. This can protect you from the illegal use your documents by the one who picks them up. It is better that you de not carry your essentials every time you move out of the house. • Keep all the emergency numbers (like the social security unit of your area, the police station number etc.) stored in your mobile phone. Also what is vital for your security is to keep a back up record in a diary of all the essential numbers in your phone and addresses. This will facilitate you with all the information in case you lose your mobile phone. Wake Up, Its Time to Retaliate by Being Cautious and Not to Sit Quite.



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Metal plant

In modern competitive process industry, new plants are being continuously set up and the existing ones are being modified and expanded. The knowledge of various technical subjects such as thermodynamics, reaction kinetics, unit operations, process design, equipment design etc is a prerequisite to the establishment or development of any process plant. A modern process industry is, in general, more complicated and involves a series of operations which are required to be run continuously, and hence it demands equipment of exceptional robustness, ingenuity and reliability. A variety of equipment is required for processing, handling and storage of process chemicals or ingredients. Each piece of equipment is expected to serve a specific function, although in some cases it can be suitably modified to perform some different function viz. Reaction Vessels, Heat Exchangers, Distillation Columns, Evaporators, Autoclaves, and Storage Tanks etc.



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Adam smith the real life grinch who stole christmas and won

At about this time each year, without fail, the lament will go out about how the real meaning of Christmas has been lost. This pre-Christmas tut-tutting is as much of a tradition as the obligatory Christmas cards, and treated in the same casual way. But for many, Christmas was stolen and Dr Seuss's Grinch didn't do it. The economist Karl Polanyi was the first to notice the crime back in the 1940's. In his classic work, The Great Transformation: The Political and Economic Origins of our Time, Polanyi drew attention to a remarkable event without historical precedent that discarded everything that had gone before. This was the emergence in the nineteenth century of the market as the central institution in our society, making the exchange of goods and services the key feature of human life, bordering on becoming the very reason for living. Understanding the nature of this transformation is the key to unlocking the crime. But the latter day beneficiaries of this crime have become masters of subterfuge. With teams of experts, they easily bog down any attempt to get at the real story with complex economic concepts and political jargon. To avoid this we remind them, detective Goran style, that all systems, political, social and economic have one thing in common-people. One of the tricks of the experts is to talk about these systems as if they exist independently of people. This is one of the oldest tricks in the book and enables the system to develop a life of its own, to exist in its own right with its own goals, ambitions and needs. It is important to remember these systems don't exist in their own right-we make them, for us. Their only goal is to provide a framework that encourages and enables enough people to like one another enough to live and work together, and that's all. Ultimately, it is all about how people interact with one another. Finding the best way to interact has been the goal of humanity since the earliest times. We've been searching for the traits and characteristics that make humans like each other and trust each other enough so they prefer to live in society, rather than as a bunch of hermits. Once we discovered these traits and characteristics, we then set them up as ideal standards of behavior and called them virtues, which found expression in our sense of decency and love. For millennia, chief of these virtues was the idea of self-sacrifice. In other words, we found the best way to get people to like us was to prove that we could be trusted to not only not harm them, but also act consistently in their interest. People whom we can trust in this way we call friends. We discovered there were levels of trust. The more we could trust somebody the closer was our friendship. But the highest level of trust was when we formed a relationship with another person whom we could always rely on, no matter what, even if it meant that one of us could personally lose out. We discovered that it was possible to form a relationship that was so strong that each person in this relationship would not think twice in putting down his or her life, for the sake of the other. This we called love. With the discovery of love, we found the perfect standard for society. We found that a society bound by the ideals of love was not only incredibly strong and resilient, but the whole was greater than the sum of the parts. Individually we were weak and helpless, but cooperating as a society made us so powerful that nothing seemed out of reach, nor impossible. In cooperating in this way, we discovered the secret of progress. Thus, the evolution of humanity can be seen as an evolution to greater levels of cooperation extending from the clan to the village, to the city and nation, and today, encompassing the whole globe. Christmas is the celebration of the discovery of this secret and veneration for one of its greatest teachers. In gift giving, we remind ourselves of the central importance of the selfless act, which is the foundation upon which trust, friendship and love is built. In receiving a gift, we are reminded of the practicality of this wisdom-the more selflessly we give the more we receive. This is the secret of life. Leading up to the Great Transformation, we thought we had not only discovered the secret of creating stable societies, but that we had refined it to a fine art. Naturally, there were disputes and disagreements, some resulting in war, but these related to fringe issues: the central principles of human relations were never in dispute. Imagine the surprise and shock when a group of thinkers in the Middle Ages suggested this basis of society was so wrong, the only option was to throw it out. That it needed to be replaced with a new system, built on what amounted to an opposite set of beliefs. The idea of self-sacrifice and selflessness was now outdated, they said. According to this new thinking, the opposite characteristic of selfishness was the key to building a new society where trust was no longer necessary. These ideas were initially received with shock and disdain, but eventually they took seed finding expression in Adam Smith's Wealth of Nations, a work of enormous scope and breadth, earning him the title of father of the social science we call economics. According to these thinkers, this new economic system was able to transform the vices of society into virtues through the mechanism of the market. Thus pride, vanity and greed should no longer be considered as bad, they said, but should be encouraged and promoted as good because these were the engines of this new society. In this economic-based society, self-sacrifice, kindness and altruism were to be avoided because these tendencies, they said, created a class of people who were dependent on others. These people could never fulfil their human potential, and rather than being useful, contributing members of society, they became parasites. As such, those who practiced self-sacrifice, kindness and altruism were do-gooders of the worst kind. In their misguided attempt at doing good, they were, in fact, doing great, irreparable harm to those they were trying to help, and to society in general. Even to this day, most people find it difficult or impossible to reconcile these beliefs. I don't know of any parent who would deliberately teach their children that sharing and being kind to others was bad, and that being greedy and selfish was good. Despite over one hundred years of indoctrination, most of us still believe the self-centered, the greedy and the proud can never be trusted and should be avoided. It is inconceivable that these characteristics can form the basis of true friendship, let alone love. Yet, despite our continued misgivings, we continue to hold the market as our central institution because the idea of self-sacrifice-the gift of Christmas-has been stolen. As a result, we are now tied to the market for our material needs, even our very existence, forcing many of us to live a double life. In private and family life, we try to live by the ideals of love and altruism, but in our external dealings, we are forced to live by the law of the market which is self-interest. Living a double life makes it hard to bring up children in any consistent way. The children hear their parents teach one set of rules, but see them and the heroes of society behaving in exactly the opposite way. And when the heroes of society are the greedy, the vain and the proud; the job of the parents becomes almost impossible. Living a double life is hard, if not impossible, because as humans we need to live by a consistent set of beliefs. Eventually we gravitate to one set of beliefs, and because our most basic need for survival is linked to the market, we start to adopt the rules of the market as our own, sometimes imperceptibly. This is why selfishness is now the distinguishing characteristic of Western society. This is the reason our society is becoming a society of the lonely, the divorced and the depressed. Polanyi argued that previously the market was imbedded in society, meaning that all transactions in the market were merely extensions of social relations. In other words, extensions of people relating to people and subject to the same considerations, where profit was merely an incidental by-product, not the sole and only consideration. As the economics of greed took hold, the market was extracted out of this social context reversing all the normal rules of social interaction in the process. In this new setting, voluntary cooperation and altruism were driven out as people were made to compete against one another. With competition came greed and self-interest, and these were promoted as the key virtues of a new type of human being-the Economic Man. The new system of economics was ruthlessly efficient, and great strides were made in productivity, but at a huge cost-- environmentally and socially. People surrendered their central position in society, becoming just another commodity that could be bought and sold in the marketplace. As a result, relations between people came to be seen as extensions of market transactions, and with this, the Great Transformation was complete-people became nothing more than a means to an end for other people. With this sleight of hand, the gift of Christmas was not just stolen; it was replaced with unthinking consumerism. In the best tradition of Detective Goran, we place in front of the culprits not only the indisputable evidence of their crime, but also the repercussions. The pain and suffering of millions that go hungry each day and without the basics of life while a small minority live in luxury. The continued, heedless destruction of our biosphere; the crime and the violence in our streets, and the lies and the deceit that passes for politics. It is time to expose the hoax, cuff the culprits and reclaim the gift of Christmas.



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Credit card is adding the silver lining to your pocket

In the new millennium plastic money or credit cards has rendered a new zing factor to your pocket. This has not only made you economically more flexible but subsequently added glamour to your financial image as well. No more bulging out hip pockets with excess of liquid cash. Instead, the slimmer your pocket; the smarter you look. But behind all these inviting attributes of credit cards there seems to be a trap laid out for people who are impulsive and careless (http:// debtconsolidationcare. com/avoidcardtraps. html) The usage of credit cards have been on the highest spree this decade and along with the usage, the debt rates has also somersaulted sky high. Majority of the citizens of the U. S. owe thousands of dollars as credit card bills. While gross dollar volume on bank credit cards has increased 2.5 times since 1994, the average transaction has increased about 16% over the past decade. The average transaction on a general purpose credit card, carrying the VISA, MasterCard, American Express, or Discover brand, is now approaching $102, compared to $87 in 1994. 23rd Dec. 2004 is termed as Black Thursday and is poised to be a voluminous day in credit card usage in 2004. On this day Americans have used credit and debit cards to pay for nearly $12 billion. This computes to an average of more than $8 million per minute; however it could easily top $20 million per minute during peak hours. In the present era credit card debt carried by an average American is about $8,562 (Approx.). The total U. S. credit card debt in the first quarter of 2002 was approximately $60 billion (Approx.). Total finance charges Americans paid in 2001is $50 billion (Approx.). Recently, the New York Times examined how the use of credit has taken off dramatically in the United States since 1990. While the number of people holding charge cards grew about 75 percent. This went up from 82 million in 1990 to 144 million in 2003 and the amount they charged during that period grew by a much larger percentage. It is approximately 350 percent, from $338 billion to $1.5 trillion. Nellie Mae, the nation’s largest maker of student loans says that the average undergraduate student has $2,200 in credit card debt. That figure jumps to $5,800 for graduate students. David Sandor, a vice president at Visa USA, says that only 54 percent of college students pay off their credit card balances every month. The average credit card interest rate is around 18.9%. Approximately half of all credit card holders pay only their minimum monthly requirements. There are a total of 1.2 billion credit and retail cards in North America. The number of credit card holders who declared bankruptcy last year was a huge 1.3 million. Credit cards have undoubtedly given us better mileage in handling our finance; it has made us mobile and flexible in cash handling. But it is extremely important to make proper utilization of this plastic money. There lies a big black trench of debts if you use it recklessly. These slim plastic cards can often be the cause of bulk debts if one is impulsive or unwise. For better insight in this topic please view: http:// debtconsolidationcare. com/card-starter. html http:// debtconsolidationcare. com/card-counseling. html



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What is a bridging loan

A bridging loan as the name implies is a loan used to “bridge” the financial gap between monies required for your new property completion prior to your existing property having been sold. Bridging loans are short term loans arranged when you need to purchase a house but are unable to arrange the mortgage for some reason, such as there is a delay in selling your existing property. Timing is of the essence when selling one property and buying another. Sometimes if you are looking for a new home and the right property becomes available, it is not always possible to wait until your current home is sold. The beauty of bridging loans is that a bridging loan can be used to cover the financial gap when buying one property before the existing one is sold. For example, if you are in a chain, where you are buying a property at the same time as selling a property, it's possible that you'll be put in the situation where you need to complete your purchase, but the funds from your buyer are not available. You are now under pressure to complete on a particular date but do not have the funds available.

This is where bridging loans come in. They are looked on as short term lending to cover a specific short term need. A bridging loan can also be used to raise capital pending the sale of a property. Bridging loans can be arranged for any sum between Ј25000 to a few million pounds and can be borrowed for periods from a week to up to six months. Because of the nature of bridging loans they can usually be arranged at short notice and within a few days. A bridging loan is similar to a mortgage where the amount borrowed is secured on your home but the advantage of a mortgage is that it attracts a much lower interest rate. While bridging loans are convenient the interest rates can be very high. When considering a bridging loan please remember that you may be paying not only for the bridging loan but also for the mortgage on your existing property. Bridging loans are widely available and can usually be arranged by your existing mortgage provider.

Although bridging loans are convenient, you need to consider the pitfalls too, like the high interest rates. -- You may freely reprint this article provided the author's biography remains intact:



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Cisco ccna ccnp certification exam attending a video boot camp

When you're studying for the CCNA and CCNP exams, you've got a lot of different choices when it comes to training. One popular choice is choosing one of the many "boot camps" and five-day in-person courses that are out there. I've taught quite a few of these, and while many of them are good, they do have drawbacks. Of course, one is cost. Many employers are putting the brakes on paying for CCNA and CCNP boot camps, and most candidates can't afford to pay thousands of dollars for such a class. Then you've got travel costs, meals, and having to possibly burn your own vacation time to take the class. Add in time away from your family and boot camps become impractical for many CCNA / CCNP candidates. Another issue is fatigue.

I enjoy teaching week-long classes, but let's face facts - whether you're training for the CCNA or CCNP exams, you're going to get a lot of information thrown at you in just a few days. You're going to be mentally and physically exhausted at the end of the week, and that's when some boot camps actually have you take the exam! You've got to be refreshed and rested when you take the exam to have your best chance of success. How can you get the benefit of an experienced instructor without paying thousands of dollars? By taking a Video Boot Camp!

There are some high-quality computer-based training (CBT) courses out there, and these courses offer quite a few advantages for the CCNA and CCNP candidate. These courses run hundreds instead of thousands of dollars, and you can train on your own schedule. It is important for you to make and keep that schedule, but instead of spending thousands of dollars and having to travel, you can get world-class CCNA and CCNP training in the comfort of your own home. By combining a high-quality CCNA or CCNP CBT or video boot camp with a strong work ethic, you're on your way to passing the exam and accelerating your career. Now get to work!



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How to email your college professor

So its 1:30 am and there you are at the computer trying to refresh the email inbox page. The big test is tomorrow and your Professor still hasn’t replied back, but why? Contrary to popular belief, that your Professor wants you to fail, the problem could stem from the fact that your email never reached him/her. Hence, the purpose of this guide is to show students how to write an effective email to their Professors. The From Field Always use your University or College email address when sending an email to your professor. This not only assures the professor that you are indeed a student but also avoids your email from getting put in the spam box. Many Universities and Colleges now employ a system of only allowing emails to be received from certain domains anything else (hotmail, yahoo...etc) is either automatically put in the spam box or is forwarded to the Professor as a potential spam. Example: Astudent@university. edu The To Field This is the single most important field, if you mess up in here there you can kiss your email good bye. Avoid putting the Professor’s name with the email (A Prof ), since not all emailing system can handle this format. It is always best to send your email to the Professor’s University or College account, since that is the email account that your Professor checks, or should check, the most. And again before sending the email double check to verify that email address was typed correctly. Example: Aprof@universtiy. edu The Subject Field The subject field should be of the following format: CollegeName-CourceCode-Title-Subject CollegeName: Is the name of your post secondary institution (America Learning College, Boston University…etc). Yes I do realize that this may seem a bit redundant but it is important. Most Professors (Usually new Professors) teach at one or more Universities and Colleges at any given term, and the email from those institutions gets forwarded to one main address, usually their ISP email address. So to keep things organized its best to write the name of the College or University in the Subject Field. CourseCode - Is the code name of the course (MTH140, CPS124, GEF345…etc). It’s best to keep the letters Capital and no spaces between the number and letter. Title: Over here you type in the title of your subject. (Test 1, Midterm, Exam, Assignment 5…etc) Subject: Over here you type in what concern or problem you might have (Due Date Issue, Missed Test Issue, HW Problem #45…etc). Remember to keep it brief, no more then 5 words. Example: Boston College-MTH140-Assignment 4-HW Problem #45 The Text Body Field Try to keep things simple, clean and to the point. By that I mean no 2 page emails or fancy fonts and color, remember your first priority is to convey your message not to show off your email editing skills. Start off with writing the Professors name (Prof C. Mcgill, Prof U. Stan…etc). Move on to the subject of your email, as a reminder restate the Course Code and Title Field (During the Monday’s MTH140 class you stated for Assignment 4). The next line should state the problem or concern. Remember to provide details and avoid repetitions. Its best to end the email with a salutatory statement (Thank You, Yours Truly..etc) and use your name, student number and College or University name as signature. Example: Prof C. Mcgill, During the Monday’s MTH140 class you stated for Assignment 4 question #41 to use the second derivative theorem. However, I am having trouble as to how to find the delta X? In particular, during the situation when time is 3 seconds and delta Y is 0. Do we set delta Y to Ymin and solve from there? Thank You _________________ Any Student #:0101010101 Boston University Things to Keep In Mind - Give a minimum of one weekday for Professors to reply back, before sending another email. - Avoid sending multiple duplicate emails at any one given time. - Try to send emails during weekdays and if possible during the Professors office hours. - Try to be respectful and Professional (i. e. no offensive language, spell check…etc). - Avoid taking out frustration by spamming the Professors email box.



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Various features of precor elliptical trainers

Various Features Of Precor Elliptical Trainers The EFX Precor elliptical trainers are considered some of the best elliptical trainers. There are five different types of Precor elliptical trainers in the EFX series. These different EFX Precor elliptical trainers have various features. However some of the features on the different models of EFX Precor elliptical trainers can be found on all of the models. We will look at the common and different features that can be found on EFX Precor elliptical trainers. Despite which one of the EFX Precor elliptical trainers that you select, all of them share a common theme that each machine will move harmoniously in alignment with your bodies natural movements. These machines are known for having lower impact then most Elliptical machines, which makes them very comfortable as you can exercise on them in a natural motion. Despite what type of the EFX Precor elliptical trainers you buy, all of them have this common feature, which makes even the cheapest EFX Precor elliptical trainer you select appealing. Each one of the Precor elliptical trainers also has a electronic readout console. The only variations are the features as the higher end EFX Precor elliptical trainers have more readout features to work with then the lower end models. Despite the limited features of the consoles for the lower end EFX Precor elliptical trainers, the consoles are still a great feature. All of the EFX Precor elliptical trainers have the same basic readout displays such as calories burned, heart rate, strides per minute, time and much more. Each one of the EFX Precor elliptical trainers has up to twenty resistance levels, however, the EFX 5.19 is the only one that does not have cross-training features. However the EFX 5.19 makes up for this as none of the other EFX Precor elliptical trainers do not have hill climb except for the EFX 5.33. This is a great feature that Precor made available for their lowest budgeted EFX machine that cannot be found on some of the higher end models. So a buyer can still enjoy this great feature on a budget, with buyers who are willing to spend more, must get the most expensive model of all of the EFX Precor elliptical trainers to enjoy this feature. This is a great idea that equalizes the different features, so that even people on a limited budget can enjoy benefits that are only found on the most expensive model of the EFX Precor elliptical trainers. The EFX 5.23 is the only one out of all of the EFX Precor elliptical trainers that can target muscles. This feature cannot be found on any other of the Precor elliptical trainers which can make this model stand out for users who find this feature appealing. All of the EFX Precor elliptical trainers have a great deal of similarities, however they also have their own specific features that make them stand out. One common theme that the EFX Precor elliptical trainers share, are that they offer great features for multiple types of users and they are backed up by a great warranty by a company with a great reputation.



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The danger of email marketing

Email is a good way to stay in touch with customers because when people come online, one of the first thing they do is check their emails. Email list is still the most valuable asset online. No wonder email volumes continue to grow. EMarketer study found that e-mail volume in the US will rise to nearly 2.7 trillion by 2007. Keep your audience email with you. Your blog or any other facilities online should have email notification built into it. But one of the major problems online is unwanted commercial bulk email otherwise called spam.

When you send bulk mail, it drains and affects the server so the authorities are after those who send unsolicited commercial bulk mail. And they have built technologies and filters that prevent bulk mails going into inbox. After researching or developing products, you send email to a list only to discover that the subscriber never saw it because a spam blocker or filter sends your emails into a spam box or bulk folder—spam will frustrate your traffic. What about if it is solicited? In the early days of the Internet, people willingly subscribed to mailing list but now they’ve stopped.

Nobody wants ads. So it is almost impossible to get a large solicited email list. DoubleClick study found that 64.7% of all legitimate emails sent are never opened. Filters and triggers will block your emails and newsletters even if it is permission-based. People can now identify a commercial email by merely looking at it. So if you send 10, 000 bulk emails, only about 3000 gets in, and 100 are actually opened and 40 read while the rest are deleted. Some people report email as spam and delete it even though they subscribed themselves.

If you send a confirmation email so that you can know those who really want you, you will only shrink your list. You will be surprised that nobody will subscribe unless those that want to research your product or market. And if you spam, you will get listed in spamming database. Spamming database is where email providers verify what is and is not spam. Every time you send out an email, it’s has an IP address attached to it. If your IP gets into the database: your ranking may go down, your host could de-host you, your payment processor could banned you, and you could be sending emails that are being blocked If you link to blacklisted sites, you often get blacklisted too. To avoid getting caught in spam filters or being blocked by ISPs: don’t spam; let your subscribes add your site to their address book; some words and phrases trigger spam filters like weight, subscribe, sell, download etc. The trick is to add symbol (like an apostrophe, asterisk or dash) in the middle of words. And hope that filter doesn’t arbitrarily block you. If you are selling something in your subject line, spam filter will likely block you. Spam and email overload have actually cut down email marketing success by about 60%. Use it only to substitute other traffic techniques. Download "Evil ways of making money--what the rich won't tell you" free at http://oxcheck. com and learn how to introduce survival tactics into your business.



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Five steps to a clean garage workshop 174

Five steps to a clean garage workshop You park your car in the driveway and you still have to work on your projects in the back yard. If you don’t use your garage for its designed purpose, why not turn it into a tidy workshop? Here are five steps to turn your garage in a perfect small home workshop: 1) Create your own workbench from an old door, s ome sawhorses or scrap wood. 2) Mount a pegboard on the wall to store your tools. It would be a great idea to mount it above your workbench. Strategically place pegs according to the type of tools you will be placing on the board. After hanging your tools, trace around them with a marker so you will know where each one goes. 3) Use old jars for holding nails, nuts, bolts and screws. 4) Make a storage box for the rags because they tend to accumulate in the working area. 5) Use a small tackle box for transporting items such as screws and nails as you move around the shop. (word count 174)



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Death aging rejuvenation part 3

Aging How did aging appeared? If mechanism of Death was chosen by evolution, how was aging chosen? Why for example at certain age animals do not die instantly and just give the room for the next generation. Nurturing is one explanation at least for human society. But lets say new generation of young adults already reached puberty . Why would not old generation die in an instant. Why do they age? Actually there is nothing impossible. Some butterflies grow couple years, mate, produce new generation and die in one day. Some plants live 1 year, some live 2 years and then invariably die. Some live 1000 years. Lemmings, having overgrowth of population, just go and massively commit suicide in the sea. No questioned asked. Why aging in other animals take several years? It might be selected by cut-throat evolution during another catastrophe. A relatively mild Cataclysm happened in the same time when all adults died programmed to do so. Older animals would survive the disaster. But they died instantly from internal timer. Younger generation did not tolerate the mishap. All species that did it - just disappeared. Younger animals were not adapted to new conditions. Only animals with mechanism of aging were selected. Maybe the aged animals are not so good as younger ones. They already slightly deteriorated. But it is better than nothing. Anyway. It makes sense why Death and Aging were selected during the Evolution. - continued in Part 4



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Introduction to the sauna

History and Use The origins of the sauna have been lost in the mists of time (so to speak), but it is safe to say its history goes back at least 1000 years. We know that the nomadic peoples of Finland had a primitive type of sauna that was made by building a fire inside a tentlike structure. When the heat had built up and the fire had gone out, the people would enter the sauna to bathe. This was very similar to the American Indian sweat lodge. This type of sauna evolved into a smoke sauna -- a small building with a stone fireplace inside. There was a small hole in the roof where the smoke could escape but the fire had to die down before the building could be entered. This type of sauna was commonly used up until the 1920s when it started to be replaced by modern saunas as we know them today. The smoke sauna, however, has enjoyed a recent revival in Finland. Many people consider them to be the finest type of sauna. By the 1930s, a new type of sauna stove was introduced. This sauna stove allowed the rocks to be heated without being placed directly over the flames of the fire. This meant that the fire could burn while the sauna was being used. The earliest stoves of this type used wood as a fuel but later models used electricity. Types of Saunas Saunas can be built in many shapes and styles. They can be separate buildings or they can be installed in a house or apartment. Traditional saunas are wooden structures and are as beautiful as they are functional. The worldwide popularity of saunas has spurred innovative new designs. One of the most unusual of these is the portable sauna -- folding saunas that can be used almost anywhere. They are just big enough for one person to sit in. There is a hole for your head and slits for your hands if you wish to read or talk on the phone while you are sitting in this sauna. Another unusual design is the barrel sauna. This is a small cabin constructed using barrel making techniques and can hold six to eight people. Barrel saunas can be installed either inside or outside the house and can be heated with a wood or electric stove. Infrared saunas have been used since the 1960s. The heating source in this type of sauna is an infrared heater. Unlike traditional heaters that heat the air of the sauna, infrared heaters heat objects and people but not the air. Infrared is a type of light and proponents of infrared saunas say that they have superior health benefits to traditional saunas. Sauna Construction Almost every type of sauna is made of wood. The walls, ceilings, and floors and benches are all made from a wood such as cedar or hemlock. The only non-wood materials are the stove and the rocks that are heated on the stove. The sauna provides a dry heat -- usually between 70°C and 100°C. From time to time water can be thrown on the rocks on the stove. This creates a cloud of steam which has the effect of immediately raising the temperature. The sauna can be heated with an electric or wood stove. Wood stoves are traditional in the countryside, but most urban saunas use an electric heater.



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Abdominal obesity the weight you put on depends on your body type

Many people gain weight around the belly. and for most of us it is quite embarrassing. This takes away the charm of wearing clothes. This Abdominal fat is very hard to get rid of. Different people have different fat storage areas. Most men store fat around the abdomen. This fat is stored in the fat cells.

The number of fat cells remain fixed . However as we store more fat these cells grow more bigger. The fat cells are stored between the skin and the muscles and also in deeper tissues called the visceral fat which surrounds the vital body organs. The way in which the person puts on weight depends upon the body type of a particular person.

There are three different body types: 1. The ectomorphs - Those who are slim with slender muscles. They put on weight around their belly without corresponding increase in the arms or legs. 2. The mesomorphs - Those who put on weight around the belly plus arms and legs but usually not on the face. 3. The endomorphs - Those who put weight not only on the abdomen, but also around the hips and thighs. Women after their menopause also put on weight around the abdomen. Must Read: 10 Tips to lose weight from hips and thighs at http:// weightloss-health. com/slim_thighs_hips. htm There is also a connection between mind and the body. This mind body connection also determines the way in which a person puts on weight. People who are chronically stressed produce large amounts of body steroid called cortisol. It affects the fat distribution by causing fat to be deposited in the abdominal and visceral areas. Abdominal obesity also leads to various diseases. To name a few, there are cardiovascular disorders, high cholesterol, diabetes and polycystic ovary. How to lose abdominal fat? Most people have the misconception that one can lose spot fat by spot exercises! The truth is that the body has a complicated system of fat deposition and fat removal, so exercising a particular body area results in toning that area, which may initially look like some sort of inch loss due to tightening of muscle tissue! But to burn fat on the abdomen, one should follow a combination of a fat loss diet along with cardiovascular training and muscle conditioning and de-stressing exercises. Must Read: Obesity being termed as No.1 killer in U. S. Know more about it at http:// weightloss-health. com/Obesity. htm Random Tip: Weight loss helps in erectile dysfunction and hence enhances your sex life as per a recent research. So you have one more reason to lose weight.



Online Abdominal obesity the weight you put on depends on your body type

Swimming and back pain

Swimming is considered a beneficial activity in alleviating pain. Whenever athletes experience an injury, swimming can be one way to keep active while avoiding undue stress on the swimmer’s back. However, there are instances when swimming can also result in back pain and back injuries. Back problems and lower back injuries can be caused by certain swimming strokes. To avoid these incidences, recognizing the following factors while performing particular strokes may help: 1.) Rotating the head too far up while doing the freestyle can result in neck and back injuries. Swimmers normally roll their heads upwards to the right to breathe out of the water on the upstroke of the right arm. It is advisable rotate the head upwards only within the axis of the body, and keeping the head down the rest of the time when not going up for air. 2.) If not conditioned properly, the anterior neck muscles become subject to stress while doing the backstroke. This stroke is one that has to be performed gradually to avoid excessive muscle strain. 3.) Flip-turning can have an adverse effect on the neck and back muscles if the head is overextended from the body and not tucked in. 4.) While doing the breaststroke, the head and neck is held still, with only a minimal head raise to take in air. There are several means of alleviating pain symptoms in a problematic back. Some conservative approaches to relief include stretching, applying ice, and taking over-the-counter medications like ibuprofen. With more severe pain, other forms of treatment may involve sessions with a chiropractor or physical therapist. A chiropractor can manipulate the affected area to relieve symptoms for most sufferers, while a physical therapist can develop a specific program of drills and exercises that can strengthen muscles, enhance flexibility, and decrease pain. Wearing a back brace may limit painful movement while giving the injured muscle a chance to recover. Constant back pain signals the need to cease all swimming activities consult a doctor for an appropriate diagnosis. Continuing to swim despite the pain is a detriment to healing and will only make the condition worse. The resulting severe pain may even require surgery to correct any back irregularities. Surgery is only undertaken in the very rare instances of serious symptomatic conditions; however, there are cases when not even surgery can undo grave back ailments. In general, swimming is a beneficial activity that may alleviate symptoms of back pain. It is not unduly stressful nor does it involve motions that weigh heavily on the back. In fact, it is a preferable exercise option for people who want to avoid neck or back strain, or aggravate any symptoms of other ailments they may have. It is advised, however, to take lessons in the proper safety measures and swimming techniques to refrain from repetitive or awkward movements that may lead to back injury.



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Spike lee top films and unforgettable controversies

Spike Lee is one of the most influential and provocative American moviemakers. Recently, he celebrated the 20 year anniversary for the release of his remarkable debut film Shes Gotta Have It. His films are groundbreaking in their controversial approach towards social and political issues and offer different perspective on race, class and gender issues in contemporary America. Spike Lee was born as Shelton Jackson Lee in 1957 in Atlanta, Georgia to a jazz musician and an art teacher. When Lee was a young child, the family relocated to Brooklyn, which was used as a background for many of Spike Lee's movies. Lee's talent was recognized while he was still a film student in NYU. His thesis film Joes Bed Stuy Barbershop: We Cut Heads won 1983 Student Academy Award for best director. Spike Lee's debut movie Shes Gotta Have It was released in 1986. The movie was shot in 12 days in a budget of 175,000 dollars.

The film was written, produced and directed by Spike Lee. Shes Gotta Have It tells the story of Nora Darling, a young, independent African American graphic designer who cannot commit to any of her three lovers. Tracy Camilla Jones played the role of Nora Darling. Tommy Redmond Hicks and John Canada Terrell along with Lee himself played the three men in Noras life. Shes Gotta Have It was a landmark film in its presentation of African American characters in an American movie and part of the explosion of 80s independent movie industry. The African American community embraced the movie, which displayed a non stereotypical group of young, intelligent black American people. The film won the Prix de Jeuness at the Cannes film festival for the best new film by a newcomer.

The 1992 biographic epic Malcolm X is considered by many as Lee's best film. The 195 minutes movie depicts the story of the African American activist Malcolm X, from his early childhood to his assassination. Lee uses the Malcolm X story to confront the audience with the racial discrimination and violence that black people went through during the 1950s and 1960s in America. Spike Lee's name was associated with many controversies. He was often accused of anti Semitism and racism for portraying Jews and Italians in his films a stereotypical manner. His 2001 television miniseries about one of the Black Panthers founders, Huey P. Newton, stirred another controversy, which helped establish Lee's image as a provocative and radical figures in the American film industry.

Lee's latest project is the documentary When the Levees Broke: A Requiem in Four Acts, which tells the story of New Orleans post and pre hurricane Katrina. The four hours documentary is about the New Orleans culture, the damage caused by hurricane Katrina and the recovery efforts. Lee does not spare his critic on the government inadequate reaction to the destruction. 5 Top Movies Directed by Spike Lee Do The Right Thing: this 1989 comic drama shows what happens in Brookline when the interracial tension heats up during the hottest day of the year. Starring: Spike Lee, Danny Aiello, John Turturro Mo Better Blues: Denzel Washington as a jazz trumpeter who makes all the wrong decisions regarding his musical career and relationships. Jungle Fever tells a pessimistic interracial love story between an African American man and an Italian American woman. Girl 6 looks at the life of a young black actress who prefers working as a phone girl than being abused by movie directors 25th Hour is dedicated to the last 24 hours in the life of a New York drug dealer before his jail term begins.



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Favorite gold coins to collect for investment

Why Gold American Eagle Coins are Popular among Collectors Gold coins are a favorite of coin collectors with an eye toward investment. Not only are golden coins lovely to behold, but they also have a value that is guaranteed, due to their precious metal content. The value of gold coins is usually higher than the value of their weight in gold bullion, making them a better investment than the gold market alone. Many countries produce gold coins for collectors or for commemorative purposes. These coins oftentimes emphasize unique aspects of the country’s culture. Australia reveres its national animal with the Gold Kangaroo, for example, while China has a Gold Panda with a lovely design that changes every year. Canada’s coin features a powerful national symbol with the golden Maple Leaf, and South Africa mints the Krugerrand. One of the world’s best selling coins, the Krugerrand features the South African national animal, the Springbok. Taking its place as one of the most popular gold coins among investors and collectors, however, is the American Gold Eagle. The American Gold Eagle stands out among other bullion coins because of its lovely design, and because its value is backed by the full strength of the United States government. The Beauty of American Eagle Gold Coins The Gold Eagle features a representation of Lady Liberty striding with torch in hand through a field of light rays on its front side. This image is inspired by a golden coin designed by Augustus Saint-Gauden and minted from 1907 to 1933. The Augustus Saint-Gauden Double Eagle is widely considered to be one of the most beautiful coins America has ever produced. On the flip side of the American Eagle gold coins is a nest full of bald eagles, the national bird of the United States. The nest represents the American dedication to unity and family. Furthermore, a special die is used when minting these coins, to bring the gold to an especially high shine and to make it easier to see small details in the design. American Eagle Gold Coins have Guaranteed Value American Eagle gold coins are valuable not only for their lovely appearance, but also because they are the only bullion coin whose gold content is guaranteed by the United States government. Each American Gold Eagle is stamped with its exact gold weight, as well as its face value. They are minted from 22-karat gold, which by law must be pure gold bullion mined from within the United States. This guarantee of the authenticity of the precious metals used to make American Eagle gold coins is highly valuable to investors. Buying American Eagle Gold Coins Golden American Eagles were first produced in 1985 and come in a variety of sizes and values, ranging from the 1/10th oz American Eagle coin with a face value of $5, all the way up to full ounce gold coins with a face value of $50. Remember that most gold coins are worth more than their legal tender amount. Although they re not available for purchase directly from the U. S. Mint, American Eagle can be commonly found for sale in coin shops, on the internet, by gold dealers, and at coin shows. There are also variations on the American Eagle that are minted from silver or platinum instead of gold.



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Every mom needs a break before the breaking point

It’s probably no secret to you that today’s mom is busier than ever. It doesn’t matter if you’re a career mom trying to balance work and family or a stay-at-home mom trying to run the household and manage the many activities your children are involved in. This hectic pace often translates to isolation and leaves you little time for anything else. I’ve been working closely with stay-at-home mothers since 2002 and it’s no secret that most moms will do everything they can to provide the best for their families, often at the sacrifice of their own happiness. We lose contact with friends, don’t take care of ourselves like we used to and seemingly lose our true sense of self. Still, it’s not easy when we have heavy demands on our time and sometimes the only spare moments we have are when everyone is finally in bed and the house is silent. When the house if finally silent, take the time to read a good book, call an old friend or put in that exercise DVD you’ve been promising yourself you’d try. And never be afraid to ask for a break. Ask a trusted friend or family member to watch the kids for a while and go do something fun for a few hours. The kids will be just fine and you’ll be a much happier mama when you return. That’s good for the whole family! Recently, I spoke to Life Coach Aurelia Williams of RealLifeCoaching. net and she told me, “Being a busy mom, it can become so easy to fall into the mommy guilt trap where you start to neglect yourself. Many moms feel guilty if they take time for themselves and end up taking care of everyone else around them and pushing their own needs aside. This ultimately will leave you feeling burnt out, stressed out, truly unhappy and sometimes resentful. During the journey of motherhood, it is easy to lose ourselves along the way and inadvertently cut off or not seek out the support and camaraderie of other mothers.” Aurelia also urges you to give yourself “time to unwind, socialize and bond with others, especially other moms.” This allows you to truly rediscover yourself – you know the woman you were before all those wonderful kids came into your life? When you socialize with other moms, you can gain support, ideas and tips to help you with deal with certain parenting and relationship concerns from others who feel just like you do or have dealt with the same issues. Even when you’re busy, you can always connect with other moms during your children’s activities. Start chatting with other moms at your child’s soccer practice or after her piano recital. Social opportunities are available to you many times in the day – you may just not notice it.



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Work at home business tips

There are so many people who dream about working from home and being their own boss these days. Just step out of bed and drink their morning coffee while pondering through their e-mails. There would be no commuting, no one to distract you, and your focus would be total. It's not quite as simple and straight forward as that. Being solely in charge of yourself and your time is not as easy as you might think. The over confidence and surprise of unexpected issues can cause enormous stress and confusion. There is also the problem of being able to self-motivate without the pressure of the manager on your back. Many people find themselves more distracted and less productive when left to their own devices. When you work from home you are responsible for managing your own time. To organize yourself better and get more done try the following tips to successful time management as your own boss.

1. Make sure you have a separate work area in your home. This does not mean that you have to have a complete office in a private room. Just make sure you have a desk and all your accessories in a corner of one room. This will be your defined work area and everything you need should be in reach. 2. Understand how you work best. You really need to find the best place in your home that will make you the most productive. Make sure you are comfortable but not distracted by outside influences. 3. Be mentally ready to take on specific tasks. Make sure to plan your workday to fit your energy level. Be realistic on what you can accomplish. If you are a morning person then do the hardest things in the morning hours. Make sure to value your personal commitments too, these will give the breaks you will need to clear your head and get you energized. 4. Make sure you have the time to accomplish tasks by setting specific business time hours. Most people just figure that because you are at home you are available. This is not true. Interruptions are the biggest problems with the self-employed. Make sure that everyone knows when you are working and not to call by phone or in person. Put the hours you are available to and from on your website to allow customers to know when you will be there physically. Also let friends and anyone not business related know that during this time frame you will not be available for social calls. You must realize that this way of working takes a lot of negotiating, planning, and prioritizing. No matter what you do you will get that personal call or drop in while you are trying to work. You will also get that business call or e-mail after your specified hours. It happens to everyone. Don’t stress out. Take the emergency approach. If this is a personal or business emergency deal with it immediately. If it is something that can wait till an appropriate time then kindly let the person know.



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Make money fast

One of the easiest ways you can make money fast with your online business is to create your own products and sell those products to other people over the Internet. The set up process may take you a few weeks, but once the products are ready they work almost entirely by themselves. This is a very profitable and satisfying experience. Imagine having sale ‘agents’ that work tirelessly for you 24 hours per day, 7 days per week the whole year. Moreover, these ‘agents’ produce money constantly like robot machines for many years. What I share with you today is an idea that you had probably not gave it a serious thought before. It doesn’t matter where you are working right now. The fact is that you could be making some nice extra money by just starting your very own online business. There are different branches or streams of income you can choose.

There are three BIG methods to make money fast on the Internet today. These are those methods: 1) Self-publishing your own digital products. 2) Affiliate marketing. 3) Trading. Trading is the hardest to learn. In the other hand it could be the most profitable activity of all. Think about it. For example, if you trade currencies at Forex, some brokerage firms could lend you as much as 100 times your initial investment to trade. This means that you are receiving a LOT of leverage. You are magnifying the power of your trading capital. I know that many individuals don’t like to trade at all. I am just expressing my comments about this business here because I know it has good income potential. It could make you money fast if you understand how it works. That’s my personal opinion. Now, I also have faith in creativity. Innovation and creativity can make you money fast wherever you live. So, if you are a creative person, then this paragraph is specially for you. Humans are naturally creative beings, but people often don’t know how to profit from their creative work. Creating something that brings you fast money is easy. Some people know that they have creative talent, but they don’t know how to profit from it. Others have a clue about it. They have that gut feeling or maybe just common sense, which tells them that the future of business is on the Internet. Probably you have never thought about creating anything that could set you financially independent. Let me tell you that the opportunities are endless once you learn how to do it. Finally affiliate marketing is on the Internet what retailing is on the streets. In today's business world some people manufacture the products and others sell them on stores. To have an affiliate web site is like to own a store. The only difference is that on the Internet everything is much easier than on the offline world. I know some people will differ with me about these facts, but think about it. If you would be a store owner you would have to rent a space, hire employees, deal with merchandise, file many forms per year, advertise your products, etc. There are so many requisites that most people don’t even think about it. In the other hand, you can become an affiliate within hours if you know how to do it. Building your own web site could take you a few hours if that’s what you want to do. You don’t need one though. There are options that most people don’t even imagine. I have heard how many individuals complain that affiliate marketing is too expensive. They think so because they take the hardest path. There are many ways you can advertise on the Internet for free. When you are an affiliate, basically what you are doing is just to advertise other people’s products and services. Remember that you can get paid 50% for every sale and more. With such high commissions you don’t need to sell many products to start generating a substantial income. Whatever you choose to do the online idea is a profitable one. You can make money fast with a home based Internet business. There are many aspects you can implement on an online business that you can’t adapt to an offline one. Everything is easier in hyperspace. That’s why transnational corporations, government agencies as well as small business owners are turning to the Internet more and more every day. I have a few questions for you. Are you cashing in and benefiting from these opportunities? Do you want to learn how to make more money from home? The possibilities are endless! Copyright © 2005 - EasyWebRiches. com



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