How legalized online gambling is better for society

The question we should be asking is, by banning online gambling are we going to make things better or worse? The answer to that question is simple, banning legalized and regulated online gambling in any form, just makes another way for organized crime to get a hold of peoples money, and then no one but the criminals win. If you want to keep a child from seeing an R rated movie you do not ban the movie from the theaters do you? No that would be silly you just make sure that people are doing there best to check and verify that no one under 18 gets into see the movie. By banning the movie chances are greater that someone will get a bootleg copy and show it to every kid in the town. So if you want to keep a child from gambling online then all the online casinos should be regulated and monitored, not banned. The same goes for terrorists. If you believe terrorist groups are exploiting an unregulated and unmonitored industry such as the online gambling industry, then by regulating it you can see where the money is going and make sure it is not going to fund international terrorist attacks. All that is accomplished by banning it is that the criminals get a stronger grip on the industry. The ban on online gambling is much like the war on drugs. If marijuana was legalized in the USA crimes related to it would almost go away completely, because it would be sold in stores and it would be controlled, another advantage would be that people would no longer be going to jail for marijuana related charges, this means thousands of less people getting arrested and going to jail every year, which would save us tax money that could be better spent. By making online gambling in the USA a legalized form of adult entertainment it would also bring in an estimated 1.2 billion dollars in taxes to the American government. This money could be used for schools, police and universal healthcare for all Americans. This is how you improve society, not by telling people what to do. It is human nature to want what we can not have so the more laws you put in place to stop people from doing something the better the chances are that people are going to do it. People are just as likely to become addicted to gambling at a regulated casino as an unregulated one, but the difference is that in a regulated casino they will not extend you the amount of credit that will get you into trouble in an illegal casino. And in a regulated casino they will have information on how to get help if you have a gambling problem. In an illegal casino they will not have this type of information, they want you to continue to gamble till you have nothing left, and then they will let you fall and find someone to take your place. In the long run society can only prosper if we educate people on the dangers of gambling both online and in a casino, and not from banning an industry that employs thousands of people in countries all over the world. No one gains anything from just telling people they can not do something that they are going to do anyway. It is about time the government learned this and stopped making the same mistakes year after year.



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Tax deductions for your 2005 hybrid automobile

With the recent push by President Bush for alternative fuel strategies, much confusion has arisen regarding tax incentives for hybrid vehicles. This article clarifies the issue for you. Tax Deductions for Your 2005 Hybrid Automobile People buy hybrid vehicles for different reason. They are good for the environment. They get much better mileage, which saves money. There are tax incentives for buying them. With the recent energy plan put in place by the federal government, there is a lot of confusion regarding the tax incentives. Specifically, the question for most people is whether they can claim a tax deduction or a tax credit when they buy a hybrid. Here is the breakdown: The Good – If you purchased a hybrid vehicle in 2005, you can claim a tax deduction. The Bad – If you purchased a hybrid vehicle in 2005, you cannot claim a tax credit. The Ugly – If you had waited till 2006, you could have claimed a tax credit. Tax credits save you a lot more money than tax deductions. Tax deductions are applied to your gross income like any other deduction. This helps lower your tax bill, but tax credits are much more powerful. Tax credits are not taken out of your gross income. Instead, tax credits are taken out of the exact amount of tax you owe the government. If you owe the government $10,000 after filling out your tax return and can claim a $2,000 tax credit, your final tax bill is $8,000. You are stuck with a tax deduction tax deduction if you purchased a hybrid in 2005, but at least it is a nice one. The deduction amount is $2,000 for vehicles certified by the IRS. They include: Ford Escape Hybrid: Model Year 2006 Mercury Mariner Hybrid: Model Year 2006 Lexus RX 400h: Model Year 2006 Ford Escape Hybrid: Model Year 2005 Toyota Prius: Model Years 2001 through 2006 Toyota Highlander Hybrid: Model Year 2006 Honda Insight: Model Years 2000 through 2005 Honda Civic Hybrid: Model Years 2003 and 2005 Honda Accord Hybrid: Model Year 2005 To claim this deduction, you must have purchased a NEW hybrid. If the hybrid was used, you get nothing. Assuming it was new, the deduction is claimed on line 36 of the 1040 form. Make sure to write Clean Fuel in the space provided.



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18 sleep issues 4 7 months

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Balancing body cleanse detox ion ph

Balancing Ph-ion and Detox to Cleanse the Body Grow, glow, and go. These are three food types which a person should eat every day in certain amounts in order to eat a healthy and nutritious diet. This is the subject matter in one of the many lessons in science in the elementary grade which increases the awareness of children to eating a healthy and balanced diet. From the very start, man has been used to eating different food products, as well as beverages. And without actually knowing it, these food products and beverages contain harmful chemicals. Although the body has its own way of removing unwanted toxins in the body, sometimes a build up of these harmful chemicals or acids are inevitable. And this is because of the enormous amount of chemicals or acids found in the body. Different fluids are found inside the human body. The cells inside the body are often affected by the ph level. The ph level is the measurement of acid-alkaline in the body. The body has its own way of managing the so-called ph level; and when it is unable to do such thing properly, the imbalance affects the whole body. If you experience stress, tiredness, excess weight, fatigue, aches, pains, poor digestion, and other serious disorders, the ph level inside your body may be too acidic. The three things that might contribute more to the body to become overly acidic are ingesting acids, creation of acids, and improper acid elimination. Ingesting foods which are considered acidifying foods as dairy, processed sugar, meat, alcohol, coffee, etc. overloads the ability of your body to neutralize all the acids. Acidifying toxins are created by microforms and pathogens inside the body. If the body is too acidic, yeasts, microforms, and bad bacteria proliferate. These live organisms create even more toxins, and add up to the already acidic environment. Some acids are strong, while some are weak. Acid build up occurs when the body systems which eliminate the acids are not functioning properly, and is compromised. Many systems in the body buffer acids which includes mineral reserves, breath, and fat. Acids are considered toxins, and these toxins need to be removed through detoxification. You have to aid your body in the detoxification process especially when it is not functioning well. If you want to obtain a well-balanced ph, you must have a proper diet and nutrition. It is wise to follow a detox plan which can greatly help you the detox process. A diet consisting of foods high in alkaline, proper supplementation, and hydrating the body properly can aid the body in detox. There are also alkalizing products available in stores which augment the ph balance. A well-maintained and balanced ph level will prevent acid build up in the body. If you think that, you’re one the many people who has already formed an acid build up or are very acidic, start a detox program now. A detox program will not only help your body in the detox process, but will also help in balancing the ph level inside the body. Your body needs detoxification, and that can only be achieved through self discipline and determination. Changing certain things in your life will benefit you and your body more. Remember, you must keep a balanced ph-ion. You will instantly know that you have an acid build up if you are too acidic, and that is the right time to consult your doctor for proper detoxification.



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Email etiquette 1

I thought it might be worth visiting some email etiquette for all as the majority of the readers of this newsletter are now on email. It is important to consider that when emailing people you are on show, whether you like it or not, 24 hours a day, 7 days a week. This is one of my ‘pet’ subjects on which I speak when giving a public presentation about the Internet. I am constantly amazed at the number of people who have never thought about it, including secretaries, but once it’s mentioned they say ‘oh, yes, I hadn’t thought about that!’ Let’s face it – many people use email at work AND at home – but who they are does not change. It is best to type messages in full, and do not use phonetic spelling or lots of abbreviated words and half sentences. I know it is common practice on chat programs to shortcut the process, but email is quite different, and these days, generally accepted almost the same as a written letter. The reason not to type email in the shortcut form is that it can become habit-forming and not something you would want to promote to prospective clients, bosses or other business associates. It is important to remember that your 'professionalism' is on show 24 hours a day via email - a small point, but important. Another thing – develop a signature block and let people know who you are and what you do! I have it set as an automatic feature whenever emailing, or replying to email, and sometimes forget to delete it when emailing my parents or other family members – but that doesn’t really matter. The thing to remember is that anyone is a potential business associate and letting them know who you are and what you do helps promote your business or your industry. It is a business card that is on show all the time. Third – take notice of the correct spelling of people’s names. I’ve lost count of the number of times that people have replied to an email of mine and spelt my name as either Kathy or Cathy – it’s neither. In addition, I’m sure the spelling of your own name is just as important to you and it is quickly noticed when someone spells it incorrectly. It’s these little things that make the difference between an average business operator and one who does that extra something – every little thing counts when it comes to attracting clients and associates and keeping them. Taking the time to care about these things and looking after even a client’s name goes a long way to developing good business relationships.



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Christmas greeting cards

Christmas Greetings are a variety of greetings that are said to friends, family, coworkers and others around Christmas time. Christmas Greetings are said with the best of intentions. The most popular Christmas Greeting is “Merry Christmas,” referring directly to the joyous spirit felt by so many around the Christmas holiday. Christmas Greetings can also be written in a Christmas card or email. Many popular Christmas Greetings are displayed on wrapping paper, ornaments and Christmas decorations. The winter months are a popular time to shop – people have presents to buy and stockings to fill. Many retailers decorate their stores with Christmas-themed decorations and employees often wish shoppers Christmas Greetings throughout the holiday season.

Christmas Greetings can vary depending on cultural and religious differences. If you are unclear about what ethnic background or culture someone is, it is best to just send a card with a secular sentiment, such as “Happy Holidays,” “Seasons Greetings,” or “Peace on Earth.” If you are certain that someone does not celebrate Christmas, but would still like to let them know you are thinking of them during this holiday season, send a Thanksgiving, New Year’s, Hanukkah or Kwanza card instead. The holiday season is fast approaching and now is the time to start thinking about your Christmas Greeting Cards. Most people would agree that sending Christmas Greeting Cards is as fun as receiving them. Christmas Greeting Cards are typically sent to friends and family to show them how much you care.

People enjoy receiving Christmas Greeting Cards, just as much as you like to send them. Most Christmas Greeting Cards are available in stores or online beginning in October. Planning ahead allows you to finalize who you are sending your Christmas Greeting Cards to and figure out what you are going to write for each. The more personalized your Christmas greeting card is, the better.

Update your friends and family on your personal life, your spouse, your children and what you are doing at work. Sending Christmas Greeting Cards can be a fun activity for the entire family. Children can help put stamps and return address labels on and parents can write the greetings inside the Christmas Greeting Card. It can be difficult to find just the right greeting card that combines meaningful words with inspiring images, so plan in advance and make it a fun activity for the entire family.



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The banking internet basics

Traditional banking has always been a brick and mortar building where you go to deposit or withdraw money. However, the banking Internet sector has exploded in the past five years. You may not be aware of what banking Internet actually is, and it can be a bit confusing because it has so many names from online banking to PC banking as well as electronic banking and banking online. With the popularity of the Internet and the power it gives people to take control of their lives, many traditional banks have created banking Internet web pages where customers could transfer money, set up bill payments recurring or otherwise, quickly check items that have cleared, and many other functions that can be accessed 24 hours per day 7 days a week. This banking Internet option has been very popular not only for customers who want to have some control over their account without having to go to the bank but for banks as well whose man hours have been freed up from performing simple tasks like balance inquiries, account transfers, and the like because the customer does it himself with banking Internet. Banking Internet options also include virtual banks. This is the truest form of banking Internet simply because these banks only exist online. Banking Internet options have become popular because they save customers time and money, which is a very trendy combination.

Banking Internet which only exist online means you will have to transfer your money to the new account or else mail a payment via check. Since the whole idea of banking Internet is to make banking as easy as possible, most banking Internet sites will allow you to make a transfer from a brick and mortar bank to the banking Internet site as often as you like with no charge or a small fee. When you utilize banking Internet options you are able to access your account, move money, pay bills, and any number of things from any computer with Internet access worldwide. This is amazing and makes traveling a lot less stressful as well because with banking Internet you always know where your account stands.



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Branding and internal communication

In the I-HR newsletter, moderator Beth N. Carvin asked if the idea of branding could be used, effectively, to improve productivity and retention. This is an expanded version of my response to her question: Yes, I think you can use the idea of branding as a tool for improving employee productivity and retention. Let's approach it from the perspective of a manager communicating with his or her subordinates. If the manager sets out to build a positive reputation over time and over a series of messages, then we might say he or she is embarking on a branding exercise. It's an attempt to create the trust and goodwill necessary to have messages both accepted and acted upon. Marketers branding products do essentially the same thing: send out a series of messages designed to build a positive reputation over time. And, when messages to employees enjoy trust and goodwill, then the manager can use communication to increase productivity and retention. For example, in publishing employee newsletters for my corporate clients, I've always emphasized the need to provide articles and information of value to readers (the employees). By doing that, employees come to see their company newsletter as a useful resource, and not management propaganda. That, in turn, opens the door to asking employees to do or not do certain things (safety measures, for instance), and getting a positive response from them. In a sense, referring to this process of building trust and goodwill as branding might be just a semantic exercise. However, I think that when we put a name to a process, we make it easier to comprehend and follow. And, that may be the real value of referring to branding in the context of employee communication. Let's also look at this issue in a broader sense, too, because it's important to remember the different roles of communication in productivity and retention. Three generic types of communication figure in our thinking: instructional, contextual, and motivational. Instructional communication provides information that helps others do their jobs more efficiently. Contextual communication provides the bigger picture, which should help recipients do their jobs more effectively. And motivational communication shows recipients the benefits of responding as we've requested. To build trust and goodwill, the instructional communication should be accurate, timely, and functional. The people who receive our messages should be able to act on them, and know they can act on them with confidence. The contextual communication should be relevant and helpful. It should put the task or issue in question into a framework that helps others understand how specific tasks or issues fit into the strategic flow. And, the motivational communication should focus on them, not on you. It should show them the importance of their contributions. In summary, think of branding as the process of building trust and goodwill, a process that makes it possible to increase productivity and retention through communication.



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A college degree is nearly a necessity

A College Degree is Nearly a Necessity Your education is the single greatest gift you can give yourself. While there are educational opportunities all around us, some of them come at a greater cost than others. A college education might require a hefty investment of time and money upfront but the pay off is much better over time than if you used your life experiences in order to achieve the same level of education that you can pack into 2, 4, or 5 years of an undergraduate education on the college level. In other words, over the course of your lifetime you are likely to pay far less for your college education than you would pay (in earning potential) for not having a college education. At the same time, each level of college education you receive increases your overall earning potential. This means that a one-year degree in a technical field will provide a modest boost from a high school diploma when it comes to earning potential but an associate's degree will provide an even better boost. You will see an even more significant improvement in earning potential when you increase from an associate's degree to a bachelor's degree. The vast majority of students enter the work force upon completion of a bachelor's degree. Those students, however, who remain in school for graduate studies often, find that a master's degree even further improves their lifetime earning potentials. The problem for most when it comes to making the jump between degrees and educational levels is cost. There are times in life when we simply need to get out of school and get to work. The good news is that it is gradually becoming easier for those with careers to further their education without sacrificing either their careers or their family during the process. Of course there will be some sacrifices along the way but it isn't an all at once or nothing endeavor. You can work towards your degree by taking online classes, night classes, and Saturday classes. The information age has made it easier than ever before to achieve the educational goals you need to meet in order to satisfy your dreams for the future. Your level of education will get your foot in the door when it comes to certain jobs and your lack of education will limit you far more than a lack of experience will limit you in many cases. As time grows on, more and more companies are seeking employees that have degrees rather than those who have experience in the field. If you hope to remain competitive in the business world you need to arm yourself with the proper education. Check with your company to see if they offer any sort of incentives for employees continuing their education. You might be surprised to find that your company offers to match your tuition funds or even completely reimburse them if you are working towards a degree that will assist you in your job functions. There is no wrong reason to get an education. Even if you are applying for a job that won't use your specific degree, you might find that having a degree at all gives you a boost over other applicants for the same position. A college degree is becoming more and more necessary in today's business climate. You need to take every opportunity that is available to you in order to get your college degree. 572



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Use the 5 w s to rock your marketplace

: Meet the five W's: Who, What, When, Where, Why. Oh, them, you say. Inverted pyramid and all that journalism stuff. The five W’s are old-timers, old news. Well, yes. But there’s a reason they’ve been around a long time. Plus, I’ll let you in on a secret: They’re not just for reporters writing breaking news stories or publicists cranking out press releases. You can apply the 5 W's to marketing pieces, even advertising. Let me show you how. Beyond PR The five W’s have long been the mainstay of PR professionals who must write newsworthy press releases to get media attention for their clients. By effectively using the five W’s, they’re speaking the language of journalists and the news business. However, marketing, advertising and sales promotion are undisguised selling.

How do the five W’s apply? Let’s run through them. Think about an ad, Web site, brochure, or sales letter. Who – Who is the audience, customer, or prospect? Who are you?What – What is the product, service, offer?When – What is the time element? Why is it important or urgent now?Where – Where is the market(s) or company (yours and/or theirs)?Why – Why should they respond or buy? What are the reasons or benefits? Why you instead of your competitor?

I’m not suggesting that the five W’s are a marketing cure-all. You still need to stick to marketing basics: presenting products and services as solutions to problems; showcasing features and benefits; providing proof with testimonials, opinions and statistics; and having a strong call to action. Simply use the five W’s to help flesh out all aspects of your message. Stress-free Interviewing With a firm grasp of the five W’s, I believe you can adequately steer your way through any interview. The five W’s give you the question-asking framework to approach any person, subject and project. Ideally, you prepare for an interview, considering the focus of your piece, gathering background information and preparing questions in written form or in your head. The five W’s are a good starting point, but you’ll find them absolutely indispensable in those instances when you have little or no time to prepare for an interview. The five W’s will help you ask some decent questions and come away with what you need to write the piece.

Don’t Forget ‘How’ Not widely publicized because it doesn’t begin with a "W," "how" is a frequent sidekick of the 5 W's. How important is "how"? It’s of prime importance in every rags-to-riches story. We all want to know how they did it. It’s critical to new technology, as in how it works. You can probably think of other examples. Lean heavily on "how," for it can be just as important as the five W’s. Copyright (c) 2006 Neil Sagebiel



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Successful business strategies

I am a home-based entrepreneur. I own a tutor referral service in Southern California and have been a tutor broker for eight years. I just launched my second business. I authored a book about how to begin a tutor referral service and packaged it with a customized website and Accounting Software, support, ads, etc. and am selling it via the internet nationwide and in Canada. Having started two businesses, I have learned about small business planning and strategies for success. Here are my suggestions: 1) Outsource, outsource, outsource! Small businesses don’t have the capital to devote to entire payroll departments, legal departments, etc. Outsource to independent contractors whenever possible. In the long run it is cheaper and is definitely a smart business decision. 2) Network as much as you can. Join networking groups comprised of individuals who are entrepreneurs or small business owners. Not only might you find some professionals that will help you develop and grow your business, it is also an excellent way to spread the word about your company. Local networking groups usually limit the membership to one person per industry, so you will not be competing with anyone else for referrals. 3) Budget your expenses wisely. If you can initially work from home, do so. Save the money you would spend renting or leasing an office space and invest in a decent computer system or advertising. Cut your costs wherever you can and take advantage of less well-known but dependable service providers, i. e. Vonage phone systems and e-fax. com. 4) Find a good publicist/virtual assistant. It’s important to get the word out about your new business. Hiring a Public Relations firm is pricey and not always worth the money. Go online and search for a Virtual Assistant and publicist. Many will offer you a three month retainer at a lower cost than a fancy PR firm and the results can be extremely advantageous. Check out their references first and go with someone who has a proven track record. After the initial three months many VA’s will offer you an hourly or monthly rate. 5) Develop your negotiating skills. Knowing how to talk to advertisers and getting the best deals you can will pay off big-time, especially when it comes to advertising. Ask your sales representative to tell you about any special rate packages they offer. Quite often, you will not know unless you ask. Tell vendors you are a new business and ask if you can pay for big projects (like a professional website) with monthly payments. If you are dealing with small business professionals, most of them have been in your shoes and will be happy to extend a monthly payment plan to you. As a small business owner you must be creative yet frugal. Take every opportunity you can to tell people about your business. Word of mouth and referral business is priceless. Carry your business cards at all times and don’t be shy to talk about what you offer. You never know whom you may meet that might just turn into a wonderful opportunity!



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Life advice a lost friend speaks

When my friend sensed that in a few weeks the light of life was about to be extinguished, and that there was no more hope for him, he called me to his side and said, "If only I had lived my life differently, I might not have felt such an emptiness now. Promise me," he caught my hand, "Promise me that you won't make the same mistake." And when I asked him what mistakes, he asked me to get a pen and paper and to jot down his last words. Here they are in condensed form: 1) Talk less; listen more. 2) Listen to your grandfather's stories about his youth. When he's gone, you will relive the bond through these memories. 3) Invite friend over for a snack or dinner even if the house is a mess. 4) Eat popcorn in the living room even though its messy. 5) Invite the friends who have children home. Don't worry about their children creating a mess. 6) Sit on the grass even though it dirties your pants. 7) Never buy something just because it lasts for a long time or because it is practical. 8) Stay in bed and at home when sick and stop pretending that the world cannot go one without me for a day. 9) Light up the wonderfully crafted candles and let them burn out. Better this than they accumulate dust in the closet. 10) Share life's responsibilities with a partner, not only expenses. 11) (Meant for Women) Instead of waiting for the pregnancy to get over, cherish each moment in your heart. Understand that the life in you is the only chance you will get to help god create magic. 12) Let your children hug and kiss you whenever they wish to. Don't stop them by saying things like: later, go wash your hands first, we have to eat dinner. 13) Say the following two phrases as often as possible: "I love you" and "I am sorry." 14) Stop worrying about who loves or and who doesn't or about what others have or don't have. 15) Cherish all personal human relations. 16) Play with a pet every day. Laugh and run with it and take part in all its antics. 17) Spend more time with the people who love you. 18) Stop sweating because of all the small details and problems of life. 19) Grab every moment, look at it and live it. That moment will never return again. Her name was Susan, and she had one six year old daughter. Susan taught me these few basic ideals that I have tried to follow in honour of her memory. It has made me a better man, a much nicer husband and in general, a happier person. Even now I can hear her say that God has blessed each and every one of us, and that we should accept these blessings and strive to become stronger both physically, mentally and also emotionally. I will always remember what she said to me the last time we met: "Jack, you are lucky. Don't blow it."



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John reese s top traffic secrets

Track all sources of traffic generation. John Reese stresses the need to track where all traffic comes from and at what cost. It is crucial to know exactly how many sales, newsletter sign-ups, or other leads your particular marketing campaigns generating. This enables you to work smarter and not harder. By tracking all traffic to your site you can make twice as much while working fifty percent less. Content is King On the internet, people are searching for one thing....... Content! Load your website with as much content as possible. Then, continuously add content. Search engines love information and they will love your site if you've got lots of it. There's plenty of free content for the taking on the internet. You can load up your site with articles from article directories like ezinearticles. com. Or, you could be like John and use content from the public domain. Or, you can use content that is in the creative commons. This type is now easier than ever to find now that Yahoo and others have come out with a search engine designed specifically for content that is in the creative commons. An affiliate program is critical to maximum traffic and sales. Lots of internet marketers don't take advantage of this powerful traffic-generating technique. An affiliate program allows you to have your own personal salesman spread all over the web. The best part about it is that there is absolutely no risk involved but tons of traffic and sales to gain. Your website simply cannot grow to its full potential without an effective affiliate program. Banner Ads John Reese advocates the use of banner ads during a time when they are largely an untapped marketing source. Banner ads are one of the most overlooked sources of targeted traffic online. Also, banner ads are now one of the cheapest sources of targeted traffic. In the late 1990's during the dot-com boom, people were selling banner ads for $40 and $50 CPM. Then the dot-com bubble hit and these rates hit the floor. You can now buy banner ads dirt cheap, at $1 to $1.50 CPM. This is $1 for 1,000 banner impressions. The key here is to find the perfect place to advertise that will send targeted, willing to buy customers to your site. Create viral reports that can quickly spread around the internet. This method works best when you have an affiliate program. Allow others to brand your report in order to encourage its distribution. A quality free report can be a powerful promoter when passed around the internet. This same phenomenon can occur when you submit your articles to article directories and popular newsletters. Take advantage of your virtual real estate. Take advantage of the different parts of your website. Don't let any of your web pages go to waste. You can do this by adding a link to another one of your web sites or pages on your thank-you or sales confirmation pages. If you have articles on your site, place links to related articles on the bottom of the page. The longer you keep a visitor at your web site, the more valuable they become. It is very important to funnel traffic from within the multiple sites you may have. Continually seek out other web sites to link to you. Now, we're not just talking about any kind of link here, but powerful, traffic-generating links from respected sites. Here are some quick suggestions: Send a related web site an article that you have written and allow them to display it on their website with a resource box at the end. Offer to exchange articles and tell them about the benefits of doing so. Allow multiple, related web sites to distribute your free e-book or report. All web masters are looking to add value to their web site, why not make it easy for them. There are unlimited possibilities, be creative! Online group participation can produce a no-cost stream of traffic and sales. Get involved in email discussion lists, online groups and forums that are related to your target market. Becoming involved in discussions makes you very credible. Traffic from forums can produce a much higher sales conversion rate. This method can produce quite a bit of sales for you just by helping others out. Not to mention, you'll learn a lot along the way.



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The rise of techno toys and gifts

The market for technology-based gifts for the ‘big boys’ market continues to grow As Christmas looms once more on the horizon, the retailers stock their shelves in the hope of a bumper season. Parents try their level best to appease the kids at great expense but the era of the train set and doll houses is over and the pressure and financial strain on parents increases. The increasing trend towards technology-based toys means increasingly sophisticated products at increasingly sophisticated prices. The year's most wanted toys (http:// toyretailersassociation. co. uk) reflect this trend with increasing emphasis on i-Pods and Sony PSP and a movement away from the traditional toys and gifts is more acute this year than any other. A case in point is this year’s most sought after gift - the Robosapien V2 as it pervades the stores and online retail pages (http:// justtoys. com/toy. asp/Toy/31/buy/robosapien-v2.htm). Billed as a walking, talking humanoid, the Robosapien V2 threatens not only the place of traditional Christmas toys, but the traditional household pet as well. The Robosapien V2 is just the latest in a long line of recent products which mark a sea change in the type of gifts and toys that we shop for. The market for techno toys is booming – perhaps a result of a two tier market where toys and gifts are marketed to ‘big boys’ as well as to kids. The techno-based lifestyle where we are surrounded by plasma screen TVs, the latest audio equipment and game consoles is upon us and could be at the heart of this paradigm shift. This is, of course, felt more acutely online than anywhere, where retail sites providing secondary products around this market are evident. One such example is Stand and Deliver (http:// standanddeliver. com) a site dedicated to contemporary furniture to house the techno products that we surround ourselves with. All of which requires considerable financial outlay – something which will be felt in the forthcoming months that at any point previously.



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A guide to choosing the best floor lamp for your home

The right or wrong kind of lighting in your homes can either make or break the whole dйcor of the place. Therefore, it is important that a lot of attention be paid to lighting as well as light fittings. Proper lighting can increase the aesthetics of a room. In a perfect world, we would be able to change the lights in our houses with every change in the dйcor of our homes or with every addition of a piece of furniture or art to our rooms. However, changing permanent light fixtures is not only costly; it is also time consuming.

A better method of varying the dйcor of your place with the help of lighting is to use lamps. An extremely large variety of lamps are available in the market today, catering to all kinds of pockets and dйcor styles. You can choose a number of lamps ranging from floor to table to hanging lamps for your home depending upon your needs. Out of these, floor lamps are one of the most versatile and stylish looking lamps. Floor lamps are generally used in room corners, entrance ways and in dining and living rooms. Floor lamps, apart from functioning as a source of illumination, also tend to add to the dйcor of a room, even when they are not in use, like in the day time. Therefore, it is important that you choose your floor lamp while keeping some basic points in mind. A number of tips given below will help you choose floor lamps that are most suitable for your home.

• First of all, make sure that whatever lamp you buy, it goes with the style and ambience of your room. Buying a Victorian looking floor lamp for a house with a modern dйcor theme is a complete no no, even if you are getting the lamp at a ninety percent off sale. So take your time and choose a lamp that will enhance, rather than clash with the dйcor of your house. • Floor lamps can last a life time if used properly. So if you find a good looking lamp, make sure that it is of a good quality and is durable. Check how sturdy or heavy it is and if the finishing and painting are smooth or not. A floor lamp should be heavy enough not to fall to the ground with the slightest nudge or shove. • Most floor lamps come as a combination of a separate lamp base and lamp shade. Choose your lamp shade very carefully, and if possible, try to look at it in daylight before buying it to see how good or bad it looks.

Your floor lamp will act like any other show piece in your room during day time, so it is imperative that it looks good in daylight also while it is not in use. Needless to say, choose a lamp shade that complements the colors of your room. • Another important thing that will determine how good or bad your lamp looks is the kind of bulb you use in your floor lamp. While the brightness or dimness of the bulb should be based on the amount of area that you want your floor lamp to light and the purpose for which you need the light, it is important to note that the bulb should be dim enough for the lamp not to look garish or too bright for the eyes.



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Best internet marketing solutions without overspending bencivenga halbert and lok the 3 greatest copywriters in the world

The Internet has made this world an open enterprise. It has become important for companies to further expand their market and their consumer targets. Engaging to Internet Marketing maybe a risk for people who wish to be involved with this type of business. Ensure that most of your target consumers will surely acquire your product. Consider the best products which will definitely capture their interests and needs. This means that you need to identify specifically who these people are, their location and financial level in the society. Have a marketing knowledge and skill to achieve your goal in the field of Internet marketing. At the present, you can use varied Internet Marketing Solutions that is being offered by companies which can be your tool for support to your consumers. This solution maybe email marketing, search engine optimization or creating web pages or sites. Since you need to maximize your return profit, you need to choose Internet Marketing Solutions that will help you achieve this.

These marketing techniques will not cost much since they are very self-explanatory, thus, learned easily. Email marketing is a common Internet marketing Solution. This is a cost effective way of communicating and interacting to your consumers, driving them to visit your website and check out your products. It may be in a way of marketing articles, leading them to forums or newsletters. A newsletter has an advantage of expanding your consumers as more and more sign up on it until you can have a bulk list of emails. Another great Internet marketing solution is through websites.

This is a good promotion strategy to employ since you can display all the necessary information for your target consumers. The website should capture their interest and be complete since every transaction, from inquiry to payments may take place. All correspondence that will be done online must be well-facilitated by the features of your website. Another Internet marketing solution is search engine optimization.

This is a type of service for your website that you can make use of in order to raise the number of visitors to your site. Once a consumer uses a search engine, your website will rank high in the list of searches which in return will increase your site's traffic. Considering these Internet Marketing Solution, there are different companies offering software products containing one or all of these solutions. It would be a great opportunity to try one of these which will match your financial capability and expected return profit. Bencivenga, Halbert And Lok: The 3 Greatest Copywriters In The World!

No other element of marketing will make your business succeed or fail faster than your copywriting. Good copywriting can earn you a fortune. Bad copywriting will sink your business faster than the Titanic! However, rather than write an article on how to write great copy, we decided to let three of the greatest copywriters of all time show you how it's done. Listed below are the links to the websites of Gary Bencivenga, Gary Halbert and Dan Lok. If you want to learn how to write great copy, we can assure you, nobody does it better than these three professionals.

They are truly in a class by themselves! We suggest you carefully study their work, word for word, read their newsletters and glean as much information as you can from their materials. You simply won't get a better or more valuable copywriting education anywhere. Here are the links. Enjoy!



Online Best internet marketing solutions without overspending bencivenga halbert and lok the 3 greatest copywriters in the world

Cell phone safety

Cell phone safety is a topic widely debated around the world. Millions of dollars is being spent ever year to find out the dangers in using cell phones “if any” The research is to determine whether or not there is a dangerous exposure to radiofrequency energy which could result in cancer. You may have heard some cell phone manufacturers playing down the exposure as minimal and that the traces of radiofrequency energy exposed from cell phones could not be proven as a health hazard. You will also have heard some cancer research or pharmaceutical companies campaigning for all cell phone manufacturers to issue a warning to all cell phone users regarding the dangerous levels of radiofrequency. We see this type of warning on cigarette boxes.

As cell phones are relatively new we will know exactly how much if any damage they are causing as the years go by, however it is agreed by all that cell phones do give of exposure to radiofrequency and for that reason alone you should take some precautions. You can eliminate the exposure to your body at a very inexpensive cost. Wearing an earpiece has become very popular and using car kits will reduce the time the cell phone is against your ear. The car kit is also essential for safe driving and in many states and other countries it is against the law to drive and talk on a cell phone at the same time. Cell phones and children Apart from the expense aspect children should have limited access to cellular phones. While the debate is going back and forth from cell phone manufacturers and cancer research groups it is best to play it safe. Some countries such as the United Kingdom have recommended that children be limited in using cell phones but this is advertised as a precaution only with no medical evidence supporting the case for cancerous side affects. Children’s brains are still growing and now many countries have advertised precaution only. The IEC (The International Electrotechnical Commission) in Switzerland has issued guidelines for cell phone manufacturers to measure the amount of radiation that their individual phones release. Medical conventions are held ever year all over the world to try and establish a healthy outcome to all the debates. Are the cell phone manufacturers making changes? The cell manufacturers are certainly spending millions on research to provide evidence that radiation levels from cell phones are not harmful. They are bringing out phones that limit radiation but the fact remains that all cell phones currently on the market today omit some radiations. Let’s face it, no cell phone manufacturer is going to come out and tell you that their product may be harmful. If there is no harmful side affects why are cell phone manufacturers constantly trying to bring out new cell phones that omit less radiation? Come to your own conclusion. Overview: Radiation from cellular phones is harmful if enough is administered into the body but the debate remains on how much is omitted from the cell phone and if that level is a danger. What is evident is the fact that since the introduction of cell phones tumor related cancerous diseases have increased. Neurologists in Ireland have expressed concerns over the growing number of neurological patients treated there since the spread of mobiles. You need to be sensible and limit your exposure. As mentioned before headsets, earpiece and car kits are all ways to avoid dangerous exposure to radiation. It may take many years to come before we see the real results of cell radiation exposure. Look after your children now and do not regret what could be evident in ten or twenty years. Encourage children to send SMS text instead of constantly chatting on the phone. We all use cell phones and some more than others, they are reliable, convenient and a technological master piece but with all master pieces “handle with care”.



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Online marketing made easy

For anyone interested in growing their business or maximizing the return of their marketing spend, online marketing is one of the most effective means of doing so. Online marketing is effective as a part of a well developed marketing plan. What is Online Marketing? Online marketing has come to mean many things. You can consider online advertising, search engine marketing, affiliate marketing, and even SEO (search engine optimization) as online marketing. It has also changed and evolved over the last decade. With the advent of Google Adsense and other forms of targeted, pay-per-click advertising, online marketing means a whole lot more than 468 X 60 banners. When thinking about the types of online marketing available today, you really need to think about the objectives of your online marketing spend. Are you looking to sell a product?

Drive prospects to your web site or marketing pages? Create awareness for your company? The most important thing to remember is that your online placement, creative, and offer must be consistent across the web and your own website or retail establishment. This creates a seamless buying experience, increasing the odds of a purchase being made once a browser clicks on your online marketing creative. As mentioned previously, online marketing also includes affiliate marketing – a method of utilizing partner sites to distribute your products or services.

One of the best methods of developing an affiliate network is by providing content in addition to an aggressive affiliate commission plan. Other web sites seek out content and useful information. If you can provide meaningful content to partner sites with an opportunity to earn money at the same time, they’re likely to participate in your affiliate program. It’s important to realize that Search Engine Optimization is also a component of online marketing. Too often, SEO is not considered part of the online marketing mix. However, it is one of the most important aspects of an online marketing campaign. When launching a new product or marketing an existing one, make sure that it’s easy for individuals to find your website and offer page.

Browsers who see your online ads may not click right away. Rather, prospective buyers may later be searching for your promotion when a specific need arises. Think about the keywords prospects may use to search for your offer and optimize your pages accordingly. Also, be sure to link to your promotional pages from your web site’s home page to optimize search result rankings. Why is Online Marketing Important? Online marketing often provides direct responses and the ability to measure campaign effectiveness. This immediacy helps you to test your offer(s) and creative, as well as measure the overall return on your marketing investment. Having the ability to evaluate effectiveness in real time allows you to reposition your marketing spend or switch out creative to increase results. With more than 68% of homes having internet access and about two-thirds of them having a high speed connection, the web has become a reality.

If you wish to reach the majority of consumers, you need to include online marketing as part of your overall marketing mix. Online marketing also gives you the opportunity to segment your market, providing highly targeted positioning. Unlike traditional advertising, online advertising allows you to select the sites upon which you run your ads. There are also many services which help you deliver ads around appropriate topics or contextual pages. Best know for contextual and pay-per-click advertising, Google allows you to choose specific keywords around which your ad can be displayed. When individuals search on the keywords you’ve selected, your ads will appear. The power of Google is the affiliate network they’ve created which displays their contextual ads across hundreds of thousands of websites. Despite recent allegations of click fraud, Google still provides one of the most targeted online marketing options.

Other services, like Overture, owned by Yahoo! provide similar services that deliver targeted online marketing. Who Can Benefit? Anyone who is interested in improving their marketing results should think about the role that online marketing plays in their marketing mix. Because there are so many ways to engage in online marketing including advertising, contextual ads, pay-per-click advertising, affiliate programs and more, the practice is sure to benefit anyone who is seeking a measurable return on investment. Before beginning any online marketing campaign, you should always determine your budget – how much you’re willing to invest in your marketing efforts. Ask yourself how much you’re willing to spend? What type of conversion will you need to break even? What you anticipate your click to purchase ratio will be? Understanding these fundamental financial metrics is essential to determining how much you’re willing to spend on your online marketing efforts. How to Begin.

Starting your online marketing campaign can be as simple as bidding on a few keywords or as complex as developing a comprehensive online marketing campaign that consists of multiple buys across a network of websites. As with any new marketing venture, it’s best to start small and work your way up to more intricate marketing campaigns. My recommendation for beginning your online marketing initiative is to focus on your own site (developing promotional banners, buttons, and content), creating an affiliate program, and pay-per click advertising. The first two methods should cost little or nothing to implement and will propel your campaign forward. Supplemented with pay-per-click advertising, your marketing message is sure to reach your intended audience.



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Making sure your daytrading plan works

: In our article "Define your Goals and Make a Plan" you learned: How to define your financial and trading goals. How to select the right market for your trading goals. What timeframe you should trade in. The difference between trading styles and how to find the right one for you. How to create a basic daytrading plan. Now that you defined your goals and created your daytrading plan, you need to make sure it really works. Thus far everything might look great, but how can you be sure that the day trading system works when you start trading it with real money? Evaluating a trading system is easier than you think.

Below you'll find 10 Principles of Successful Day Trading Systems that we developed and refined over the last couple of years. You should use these Power Principles to evaluate your trading system, whether you developed it on your own or think about purchasing one. By checking a system against these principles you can dramatically increase the chances of being successful. Here we go: Principle #1: Few rules - easy to understand It may surprise you that the best daytrading systems have less than 10 rules. The more rules you have, the more likely you "curve-fitted" your trading system to the past, and such an over-optimized system is very unlikely to produce profits in real markets. It's important that your rules are easy to understand and execute. The markets can behave very wild and move fast, and you won't have the time to calculate complicated formulas in order to make a trading decision. Think about successful floor traders: The only tool they use is a calculator, and they make thousands of dollars every day. Principle #2: Trade electronic and liquid markets I strongly recommend that you trade electronic markets because commissions are lower and you receive instant fills. You need to know as fast as possible if your order was filled and at what price, because based on this information you plan your exit.

You should never place an exit order before you know that your entry order is filled. When you trade open outcry markets (non-electronic) you might have to wait a while before you receive your fill. By that time, the market might have already turned and your profitable trade has turned into a loss! When trading electronic markets you receive your fills in less than one second and can immediately place your exit orders. Trading liquid markets you can avoid slippage, which will save you hundreds or even thousands of dollars. Principle #3: Realistic expectations Losses are part of our business. A trading system that doesn't have losses is "too good to be true". Recently I ran into a trading system with a whopping winning percentage of 91% and a drawdown of less than $500. WOW! When looking at the details it turned out that the daytrading system was only tested on 87 trades and - of course - curve fitted. If you run across trading systems with numbers too good to be true, then it's probably exactly THAT: Too good to be true.

Usually you can expect the following from a robust trading system: · A winning percentage of 60-80% · A profit factor of 1.3 - 2.5 · A maximum drawdown of 10-20% of the yearly profit. Use these numbers as a rough guideline, and you will easily identify curve fitted systems. Principle #4: Maintain a healthy balance between risk and reward Let me give you an example: If you go to a casino and bet everything you have on "red", then you have a 49% chance of doubling your money and a 51% chance of losing everything. The same applies to trading: You can make a lot of money if you are risking a lot, but then risk of ruin is very high. You need to find a healthy balance between risk and reward. Let's say you define "ruin" as losing 20% of your account, and you define "success" as making 20% profits. Having a trading system with past performance results let you calculate the "risk of ruin" and "chance of success". Your risk of ruin should be always less than 5%, and your chance of success should be 5-10 times higher, e. g. if your risk of ruin is 4%, then your chance of success should be 40% or higher. Principle #5: Find a system that produces at least five trades per week The higher the trading frequency, the smaller is the chances of having a losing month.

If you have a trading system that has a winning percentage of 70%, but only produces 1 trade per month, then 1 loser is enough to have a losing month. In this example, you could have several losing months in a row before you finally start making profits. In the meantime, how do you pay for your bills? If your trading system produces five trades per week, then you have on average 20 trades per month. Having a winning percentage of 70% - your chances of a winning month are extremely high. And that's the goal of all traders: Having as many winning months as possible! Principle #6: Start small - grow big Your daytrading system should allow you to start small and grow big. A good trading system allows you to start with one or two contracts, and then increases your position as your trading account grows. This is in contrast to many "martingale" trading systems that require increasing position sizes when you are in a losing streak.

You probably heard about this strategy: Double your contracts every time you lose, and one winner will win back all the money you previously lost. It's not unusual to have 4-5 losing trades in a row, and this would already require to trade 16 contracts after just 4 losses! Trading the e-mini S&P you would then need an account size of at least $63,200, just to meet the margin requirement. That's why martingale systems don't work. Principle #7: Automate your trading Emotions and human errors are the most common mistakes that traders make. By all means you have to avoid these mistakes. Especially during fast markets, it is crucial that you determine the entry and exit points fast and accurately; otherwise, you might miss a trade or find yourself in a losing position. Therefore you should automate your trading and look for a trading system that either already is or can be automated. Automating your trading makes it free of human emotion.

The buy and sell operations are all automatic, hands-free, with no manual interventions and you can be sure that you make profits when you should according to your plan. Principle #8: Have a high percentage of winning trades Your daytrading strategy should produce more than 50% winners. There's no doubt that daytrading systems with smaller winning percentages can be profitable, too, but the psychological pressure is enormous. Taking 7 losers out of 10 trades and not doubting the system takes great discipline, and many traders can't stand the pressure. After the sixth loser they start "improving" the system or stop trading it completely. Especially for beginners it is a big help to gain confidence in your trading and your system if you have a high winning percentage of more than 65%. Principle #9: Look for a trading system that is tested on at least 200 trades The more trades you use in your back testing (without curve-fitting), the higher the probabilities that your day trading system will succeed in the future. Look at the following table: Number of Trades 50 100 200 300 500 Margin of Error 14% 10% 7% 6% 4% The more trades you have in your back testing, the smaller the margin of error, and the higher the probability of producing profits in the future. Principle #10: Chose a valid back testing period I recently saw the following ad: "Since 1994 I've taught thousands of traders worldwide a Simple and Reliable E-Mini trading methodology". That's very interesting, because the e-mini S&P was introduced in September 1997, and the e-mini NASDAQ in June 1999, therefore, none of these contracts existed before 1997.

What kind of e-mini trading did this vendor teach from 1994-1997??? The same applies to your back testing: If you developed an e-mini S&P trading strategy, then you should back test it only for the past 3-4 years, because even though the contract has existed since 1997, there was practically nobody trading it (see chart below): As you can see, it's rather easy to find a trading system that works. By applying this checklist you will easily identify trading systems that work and those that will never make it. Author’s name Markus Heitkoetter Author's Info: Markus Heitkoetter is a 19 year veteran of the markets and the CEO of Rockwell Trading. For more free information and tips and trick how to make consistent profits with online trading, visit his website rockwelltrading. com.



Online Making sure your daytrading plan works

Investing in st louis real estate

It is common for investors to express uncertainty over their ability to manage their portfolios during prolonged periods of market volatility. But prudent investors understand that making sound investment decisions shouldn’t be based on the market’s twists and turns. Rather, these decisions should stem from an understanding of investment fundamentals and an awareness of the mistakes others have made. Keeping a few common mistakes in mind — and steps to avoid them — may help you as you work toward your goals. Mistake #1: Maintaining unrealistic expectations There’s nothing wrong with hoping for the best from your investments — it’s human nature. However, you could encounter serious long-term cash flow problems if you base financial plans for the future on unrealistic assumptions. According to an August 2004 Gallup poll, nearly one third of 800 investors surveyed expected to generate profits of 10% or more in their portfolios during the next year. How does that anticipated return compare with actual historical returns? Based on data from Standard & Poor’s and the Federal Reserve, from 1926 to 2003, a hypothetical portfolio divided equally among stocks, bonds and cash would have had an average total return of 7.3% annually*. While the composition of your portfolio may be different from the portfolio in this example, it is important to maintain realistic expectations in order to have the best chance at reaching your goals. Although past performance is no guarantee of future results, familiarize yourself with the historical performance of appropriate investment indexes — or appropriate benchmarks — and use their average long-term returns to help maintain realistic expectations for your own investment returns. Mistake #2: Chasing “hot” investments and overtrading Investors tend to convince themselves that recent investment performance represents the future. The problem with chasing today’s winning stocks or mutual funds is that by the time you hear about the latest “hot” performers, you may have already missed out on all or most of the opportunity to participate in that price appreciation. Chasing past winners is closely correlated with another potential investment mistake — overtrading. Shuffling your investments too often increases the chance you’ll buy high and sell low — a worst-case scenario for investment success. Overtrading also generates more transaction costs and fees that cut into investment gains. One potential solution: work with a financial advisor. An experienced professional may be able to help you stay focused on your goals and avoid the urge to trade frequently. In fact, studies have found that investors who work with a financial advisor tend to hold on to their investments longer and realize better returns than do-it-yourselfers. Mistake #3: Failing to keep your balance You might be surprised to find that strong — or weak — returns in one area have caused a shift in your overall investment strategy that could affect your ability to reach goals or manage risk. Work with your financial advisor to review your asset allocation once or twice a year to make sure that it remains in line with your investment objectives. Of course, investment mistakes do happen, but many are avoidable. Learn from the missteps of others, start applying these lessons to your investment strategy and make a point of working with a qualified professional. Leveraging Your Investments One of the best vehicles for your money is real estate. In St. Louis, we are experiencing an average return of 9 - 12%. Because there was not the fast and explosive growth that other cities experienced, the correction that the market is undergoing currently will not be nearly as volatile and will provide a much safer investment for home buyers. St. Louis real estate can also be much more affordable that in other parts of the country because it enjoys a relatively low cost of living. Many of the residents who have relocated to St. Louis have done so because of the affordability factor. Because of this, St. Louis is poised to enjoy a steady and comfortable growth over the next 20 years. Then the question remains - what to look for and how to know what to purchase. That is where you will need the experience of a proven real estate professional who knows the market, can demonstrate to you a proven track record of success. The real estate process can seem complex and daunting but working with an experienced agent can make all the difference. Currently in St. Louis, the downtown neighborhoods are turning over and experiencing a strong urban renewal. Neighborhoods to watch include Benton Park, Tower Grove East, and Old North St. Louis.



Online Investing in st louis real estate