Article marketing information and advice

Writing articles as I am sure many of you know is a very popular way of increasing the amount of backward links that you have pointing to your site. In theory, the more of these backward links we are able to obtain, the more traffic our site should receive. There are however some very important things to take into consideration when writing and submitting your articles as you do not want to be wasting your time and you do not want your site to get dropped by the major search engines or put in some sort of sandbox. The first thing to remember is that Rome was not built in a day. What I mean is if you have a new website, about for example hair loss, you may want to reach the top ten in Google for your keywords within say six months. You hear that one way to do this is by building up good number of backward links to this hair site. You think that the more the merrier and start pounding out one article after the other and are very proud of yourself after the first month because you were able to write fifty articles all pointing to your new hair website. I believe this approach to be totally wrong.

The hair loss websites which are in the top ten of Google have probably been around for quite a number of years and will without doubt have a number of quality backward links. If your site sticks around for a long time and you continue to build up its backward links it will go higher and higher in the search engines over time. The one thing you do not want to do is to raise any red flags with the search engines. A new site which has eight hundred backward links after one month could raise this red flag. The search engines will now probably not trust this site and could easily put it in some sort of sandbox until it decides whether it is kosha or not. In my opinion it is important to build up the number of backward links to a new website fairly slowly. When writing articles, I would personally only write one article with a link to a new website per week. Of course if you have ten websites, you are able to write ten articles if you only decide to have one link on each article etc. I also think that it is very worthwhile to only submit the same article to around five or six of the different article directories. I would submit the article in total to around twenty-two article directories but would have around four variations of it etc. The differences in each article are not massive but are big enough to make it more original. There is a big thing being debated at the moment in webmaster circles about the potential damage that can be caused by duplicate content. From what I have read, everybody seems to have a different opinion on this subject. My opinion is that it is better to be safe than sorry, therefore why take the risk? It would be good however if the major search engines could clarify their position on the subject, but lets face it, that is never going to happen. In conclusion, my advice is to enjoy writing articles, have patience, build up the number of backward links slowly and to submit different variations of the same article to the directories.



Online Article marketing information and advice

It was a dark and stormy night

All through the town the winds howled and the rains came down in torrents as the storm pushed through the tiny village with unrelenting and unrestrained fury. Moments earlier, what had been an eerie calm, gave way to a sudden deluge and a rapid pick up in wind intensity as the eye of the hurricane left and was quickly replaced by the ferocious back side of the Category 4 killer. Electricity had been lost hours earlier as transformer after transformer exploded and gave way to utter darkness. Sergeant Robert Simmons laid in wait with members of his team ready to exit the police station as soon as the winds dropped below hurricane force. When the eye passed over, Simmons and his team left the station long enough to see that the driveway was blocked by a massive oak that had fallen during the height of the storm. Special equipment would need to be brought in to remove the tree and any calls for help would likely have to be handled on foot as long as dangerous downed wires did not get in the way. With sun up approaching and the hurricane’s strength showing no sign of ebbing, Simmons and crew mapped out the day’s strategy in the dim light of the station’s hurricane lamps. A hush fell over the room as Simmons explained that the storm would likely cause the most damage to the cottage homes located on the north side of the town. Despite mandatory evacuation, Simmons new that some of the residents refused to obey orders and were likely trapped in their homes. Some even wondered if anyone would be found alive, given the intensity of the winds combined with the heavy rains. Certainly what the winds did not destroy, the floods might have carried away. By 7 a. m. the winds had eased enough to where Simmons and his men could uncover the plywood panel protecting the door to step outside and stand on the adjoining patio. With their backs to the building and holding LED flashlights in their hands, the officers waved their lights back and forth to survey the damage at hand. Through the sheets of rains, the sight revealed downed power lines and poles, roofing material on the front lawn, and debris scattered everywhere. It would be at least an additional half hour before Simmons would risk sending his men out to explore the area. Immediately across from the station was a house that had been shuttered closed just hours before the storm arrived. The Pearsons, an elderly couple whom the sergeant knew, had left town to stay with relatives upstate, just far enough away to escape the hurricane’s direct hit. What the Sergeant saw next stunned him as he realized that two sets of lights were shining directly from the house, in the vicinity of the garage. Waving his flashlight back and forth he seemed to attract the attention of someone there as one set of lights blinked on and off and on again. “Those are fog lights you are seeing going on and off,” reported Detective Jack Odom, one of Simmons men. “Somebody is the house and it looks like they are trying to flash an SOS!,” he added. Simmons instructed his remaining men to stay behind and, together with Odom, they cautiously crisscrossed the station’s front yard climbing over the downed oak, jumping over fallen power lines, and moving debris to the side obstructing their path. As they drew closer, the sky lit up with lightning and the men could momentarily make out the form of a man standing in the open two car garage. Both vehicles were parked inside and the and were on to help cut a swath through the darkness. After what had seemed like an eternity the officers made it to the home where they found Mr. Pearson standing in the garage. “What are you doing here?” shouted Sergeant Simmons over the now gale force winds. “I thought that you had evacuated?” “We did, but we had to return home soon after we left to retrieve my wife’s heart medicine. She forgot it and when…oh, never mind she is upstairs… Come quickly, I think she may still be alive!” The three men entered the house through the garage and went to the living room where they found Mrs. Pearson slumped over on the sofa. A solitary candle lit the room and even in the deep shadows everyone could see that the elderly woman’s skin was blue due to a lack of oxygen. Touching her neck, Odom found a faint pulse and immediately the sergeant began CPR. Within moments, Mrs. Pearson let out a faint cough and her chest began to rise and fall with renewed vigor. It was more than an hour before help arrived in the form of a makeshift Hummer ambulance that soon whisked Mrs. Pearson off to the hospital. A shaken, but grateful Mr. Pearson thanked the officers for their help, but the sergeant replied, “You should thank God and be glad that you have fog lights on your car. If the storm hadn’t died down we wouldn’t have stepped outside and if you hadn’t turned on your fog lights we would have not seen a thing through the darkness. Your wife will be okay, so go with her and we’ll lock everything up before we leave."



Online It was a dark and stormy night

Have you attended a gujarati wedding

The Gujarati weddings are full of splendor and fun. As most of the Gujarati population indulge in business rather than employment, they are financially well off and hence money is never a problem at such weddings. A function like a wedding also serves as a rapport development exercise between customers and vendors. The following rituals are performed in a guajarati marriage. Let us first have look at the pre marriage rituals. First among the pre marriage rituals is the Mandap Mahurat.

Here the families of both the bride and groom in their respective homes and the groom seek the blessings of the lord Ganesha. The house is full of relatives at such times and every one enjoys the wedding. Such a pooja is performed a few days before the actual marriage and is performed by a priest. Graha shanti is performed by the all the relatives who have gathered in the house to attend the wedding. The priest decides an auspicious time for the pooja and the entire family performs this pooja at such times. Jaan is an interesting ritual performed at the bride's residence. The grooms, along with his family arrive at the bride's residence and seek the blessing of the in laws. Now its wedding time. The bride and groom arrive at the wedding location in their own decorated vehicles.

Both the bride and the groom change to the wedding attire and come on the common dais. Here the first function to be performed is the Kanya Daan. The bride's father lays trust on the groom that his daughter will the well taken care of. As per the rituals, the brides are considered the Goddess Laxmi and groom is considered Lord Narayana. The father of the brides takes her hand and places it on the hand of the groom.

All these are performed before the sacred fire. Hasta Milap is a step further to Kanya Daan. The grooms scarf and the bride's sari are tied in a knot which signifies their union before the entire guest, who are present on the occasion. This is done by the priest who performs a pooja along side the sacred fire. The final step before the couple is fully married is called Saptapadi. This is very significant ritual. This is performed in the north India by walking around the sacred fire. In case of Gujarati and some other communities, the priest places 7 small heaps of rice on the floor.

The bride and the groom take 7 vows together as the bride places the here thumb on each of the small heaps of rice. In case of Gujarati , the couple also takes 4 mangal pheras, which represent "Dharma", "Artha", "Kama" and "Moksha". Now the couple is married and is now man and wife in full view of the entire guest present. The couple then seeks the blessing of the all the elderly guest present for their long happy married life. All these rituals are over by the mid of after noon. The bride and the groom go to their respective homes if they are nearby and now the post marriage ceremony takes place. The Reception takes in full splendor. One of the best halls is selected. The bride and groom are seated at and decorated seat on the dais.

They are visible to each of the guest who arrives at the reception. The guest meets the couple one at a time and exchange greeting and gifts with them. This goes on till all the guest has been attended by the bride and the groom. The guests then have their dinner and so do the bride and the groom. Now the reception is over, it is time for the bride to leave the fathers house to be with her newly wed husband.

Here we have the Vidaai ceremony in which the bride gives a tearful farewell to her family. Now one last ceremony before the couple start their married life. This is called the Ghar ni Laxmi. The bride is considered as Laxmi of the house and is welcomed to the groom's house. A bride pushes down and vessel filled with rice.

All the grooms' family gather around the couple and then they play some games. These are fun games which are intended to help the bride mix with the groom's family members. After some of the games, the bride and groom are left together to start their married life. We wish them both a long happy married life.



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Low level laser therapy non drug treatment used to decrease swelling and pain

Low level laser therapy, is a non-drug treatment used to decrease swelling and pain. With holmium laser therapy, patients experience minimal pain after the operation and spend less time in the hospital than with TURP. et al.: The effects of laser therapy on tissue repair and pain control: a meta-analysis of literature, Proc. Efficacy of low reactive-level laser therapy for pain attenuation of postherpetic neuralgia. Double-blind, placebo-controlled investigation of the effect of combined phototherapy/low intensity laser therapy upon experimental ischaemic pain in humans. Discussion Laser therapy is effective for a wide variety of acute and chronic pain syndromes.

Nevertheless the bulk of published work to date supports the use of laser therapy for the treatment of pain. It also confirmed a halving in pain intensity with laser therapy. A systematic review of low level laser therapy with location-specific doses for pain from chronic joint disorders. Another randomised trial [3] (published since the review looking at laser therapy in knee arthritis) showed pain reduction continuing for at least 10 weeks. Retrospective study of diode laser therapy for pain attenuation in 3635 patients: detailed analysis by questionnaire.

Clinical bottom line Laser therapy is superior to placebo in reducing pain of chronic tendinopathy by about 32%. Impulse infrared laser therapy relieves pain syndrome, stimulates repair processes in the affected nerve structures. Low level laser therapy by Erchonia Medical, Inc, is the use of low level lasers for multiple procedures from liposucition, to pain managment. Efficacy of low level laser therapy in reducing postoperative pain after endodontic surgery If treatment is desired for cosmetic reasons, a doctor can destroy the central blood vessel with laser therapy or with an electric needle. In addition, laser therapy has also been shown to be an effective treatment. Many surgical treatment modalities have been advocated in the care of lymphangiectasis; these modalities include electrodesiccation, laser therapy, sclerotherapy, cryotherapy, and surgical excision. The overwhelming majority of insurance companies cover Endovenous laser therapy, ambulatory phlebectomy, and sclerotherapy for treatment of symptomatic varicose veins. The data assembled will be used for research purposes only to assess the efficacy of the laser therapy and to develop optimum treatment parameters. The data taken will be used for research purposes only to assess the efficacy of the laser therapy and to develop optimum treatment parameters. A double blind crossover trial of low level laser therapy in the treatment of post herpetic neuralgia. Two compared treatment with laser therapy to sham or placebo laser treatment. Neither high - nor low-dose laser therapy was effective in the treatment of lateral ankle sprains. Combination of laser therapy with conventional treatment returned these parameters close to normal. "Low-intensity laser therapy is an effective treatment for recurrent herpes simplex infection. Top of pageLaser therapy Some tumours are suitable for treatment by laser, either alone or in combination with chemotherapy. Besides these surgical modalities, low level laser (LLL) therapy can also used for the treatment of nerve injuries. Continue article Advertisement The authors conclude that pulsed dye laser therapy was not effective in treating acne in this study setting. Orringer and colleagues examined the beneficial effects of pulsed dye laser therapy on acne. Conclusions In this study, the nonpurpuric pulsed dye laser therapy did not result in significant improvement of facial acne. Most studies on laser therapy for acne have been small and not rigorously designed, Orringer says. In addition to pulsed dye lasers, other types of laser therapy using different wavelengths of light are being used to treat acne. http:// laser-vision. info/laser-therapy/



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Finding blogs to read

Finding Blogs to Read There is a wide variety of blogs currently available. Internet users are fortunate to have a large number of blogs to choose from when seeking a blog to read regularly. There are also often many blogs available which cover a particular subject. Blogs can be about any subject imaginable. Some blogs are created to entertain while others are created to inform. Some blogs are created to generate a profit while other blogs are created to help others. With so many blogs currently available online it can be difficult to determine which blogs are worth reading and which are not. It can also make it difficult to limit the number of blogs the Internet user reads. This article will provide information on finding and selecting blogs to read including using search engines to find blogs, finding blogs through participation in message boards and seeking recommendations for blogs from friends or family members. Using Search Engines to Find Blogs Search engines are one of the most reliable resources Internet users often rely on to find useful websites. However, it is important to note search engines can also be extremely helpful for Internet users who are interested in finding blogs to read. An Internet user who is looking for a blog on a particular subject can start the process of finding these blogs by entering relevant keywords or phrases into a popular search engine and carefully reviewing the results provided for this search. However, this type of search will not necessarily provide the Internet users with blogs. In fact the search results may not include a blog on any of the first few pages in the search results despite returning pages upon pages of links to useful websites. One simple way the Internet user can use search engines to find blogs relating to a particular subject is to include the word blog with the keywords or phrases entered into the search engine. This will help to filter the search results and may push blogs towards the front of search results. However, Internet users are better off searching for collections of blogs and then searching within these collections for ones of interest. Finding Blogs on Message Boards Many Internet users rely on message boards to find interesting and informative blogs. This is because many message board participants who have a blog often find ways to make others aware of this blog. This may either be through the process of incorporating a link to the blog in the message board user’s signature or, when appropriate, supplying the link to the blog directly in the message body of a post on the message board. Although many bloggers may take advantage of the opportunity to promote their own blog through message boards, those who are interested in finding new blogs will likely not have time to review all of these blogs. Therefore, it is wise for these Internet users to be somewhat discriminating about the blogs they choose to visit. One way to do this is to only visit blogs of regular forum posters who offer valuable information to the conversations on the message board. The Internet user may also wish to avoid blogs which appear to be posted as spam. This is important because these blogs are not only likely poor quality but also visiting these blogs only encourages the blog owner to continue to spam message boards with his link. Seeking Recommendations for Blogs Finally, Internet users who are seeking blogs to read on a regular basis can consider seeking recommendations from friends or family members who share a particular interest. Friends or family members who are interested in the same subject as you may already regularly read blogs relevant to this interest. Asking them for recommendations is worthwhile because they have no reason to do anything but recommend blogs they really enjoy and assume you will be interested in as well. Also, this method of finding blogs is ideal because your friends and family members likely know your tastes and expectations well and will likely steer you in the right direction. Word count 681



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Starting a business sole proprietor or corporation

When starting a business, it is important to consider the potential tax and legal issues. Most people choose a "sole proprietor" as their business type when starting out. Starting your business as a sole proprietor does not require any special paperwork from the IRS. Which is exactly why most people start out this way. Being a sole proprietor means that you and the business are one and the same. According to the IRS: "A sole proprietorship is an unincorporated business that is owned by one individual. It is the simplest form of business organization to start and maintain. The business has no existence apart from you, the owner. Its liabilities are your personal liabilities. You undertake the risks of the business for all assets owned, whether used in the business or personally owned. You include the income and expenses of the business on your own tax return." However, even though a sole proprietorship is the simplest way to set up your business, you still need to follow your local business regulations to make your business legitimate. And you are personally responsible for paying both income taxes and business debts. So, is being a sole proprietor the right business structure for you? For most home business, in the beginning, yes. If you choose to start your business as a sole proprietor, you do have the option of incorporating as your business grows. What is the difference between a sole proprietor and corporation? Unlike a sole proprietorship, a corporation is a legal entity in which the individual and business are separate. The great thing about incorporating is taht the corporation protects you from personal liability for business debts. For example, if your business gets sued, your personal assets are safe, for the most part. And, you may be able to save a significant amount of money in taxes by incorporating. If you decide to incorporate, there are several options: • S Corporation • C Corporation • LLC (Limited Liability Corporation) Before incorporating, it is a good idea to check with the IRS and your tax professional first. Setting up a corporation is more complicated - and may not be right for your business!



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Real estate agent guide best real estate agent makes best deal

Real estate broker deals with all transactions of real estate business. A real estate agent finds sellers for buyers and buyers for the sellers of real estate. Real estate brokers provide every kind of help to sellers as well as buyers. Real estate agent can be a person as well as a firm that helps you in selling/buying real estate. Real estate broker tells you the current value of real estate.

Nowadays broker performs all essential business activities. Real estate broker deals with industrial, residential as well as commercial real estate. Agent can provide help for any kind of real estate. Broker gives suggestions to sellers to increase the cost of assets and also about finest piece of land to the buyers. By appointing real estate agent you can definitely reduce your headaches. Sometimes real estate agents work without owning any type of real estate brokerage. You should be aware of such things at the appointing a real estate agent.

You should check classifieds for the brokers in your local area as well as the area where you want to buy real estate. Verify the reputation of real estate broker/firm. Call two or more agents for interview and then ask some questions about the firms where they worked for some time, dealing with which type of customers, how long they’re in sell/purchase business and also ask about active number of clients. After getting required information about them select one or two finalists from them. Afterwards make a single call to selected real estate agents and select only one who is the best. Generally real estate agents don’t work as lawyers for the parties but they provide the best services for the sellers as well as buyers.

For buyers, real estate agent finds the better real estate as per buyers’ requirements. Ensures buyers about sellers’ reputation. Agent finds buyers for the sellers and tries to maintain a good buyer-seller relationship. Get your real estate agent as soon as possible!



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10 amplifying ways to turn up your sales volume

1. Make your potential customers forget about the competition. Just tell them to forget with a factual and believable reason why they should. 2. Joint venture with your competition if you can't beat them. You could agree to work together and beat the other competition then share the profits. 3. Visit chat rooms were your potential customers would gather. You can lurk and do market research or mention your product to people. 4. Make your web site sticky by building a large directory of web sites your visitors would enjoy. It saves them precious time searching for them. 5. Start a free-to-join business association from your web site. Just ask all members to place your association logo and link on their web site. 6. Make extra revenue for your web site by selling advertising space on your web site, in your e-zine, in your free ebooks, on your classified ad site, etc. 7. Switch your marketing plan when your market dies for your product. Be flexible and redesign your product for a different market. 8. Make your web site worth revisiting. Give your visitors original content, free ebooks, information web site links, free useful software, etc. 9. Build your opt-in e-mail list using an FFA (free-for-all links page). People can submit links to your links page and you can send them a thanks e-mail. 10. Reward your customers for giving you product feedback. It could be discounted products, useful software, information products, etc.



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Find the best credit card type

There are a variety of credit card types, each claiming to offer you the best possible deal. Finding the programs and incentives that works best for you is key to maintaining a good credit card history. Each type of credit card offer different benefits. Some are geared toward the individual consumer, while others are set up to work for small businesses. To find the type of card that best fits your needs, let's review some of the options. Business Cards A business credit card offers the business owner an opportunity to keep business and personal expenses separate. The card may offer special business rewards and saving opportunities that go above and beyond what the individual card owner has. Since money management is essential for running a business successfully, this card may offer an expense management service that helps track outgoing money. You can obtain additional cards for employees who may need them for travel expenses and such. You may also have a higher credit limit than you normally would on an individual card. Student Cards Many credit card companies will issue student cards with lower credit limits and fewer incentives, helping new card users to keep their spending in check. However, note that many college students now graduate with credit balances averaging from $3,000 to $7,000. With high interest rates, these debts can be a real problem to pay off. Debit Cards Prepaid debit cards are 1 type of credit card that has grown significantly in recent years. Although it works like a traditional credit card when making a purchase, that is where the similarity ends. With a prepaid debit card, you actually set the credit limit yourself by depositing money into the debit card’s account. The amount you deposit determines the credit limit on that card. This is a great way to have the convenience of a credit card without the possibility of charging more than you can afford to pay off. Cards for Bad Credit Even with bad credit, it is possible to obtain a credit card. These cards come with some restrictions not typically found on other types of cards. Your credit limit will be lower and your interest rate higher. Some may require you to have a secured card, meaning you have to maintain a savings or some other type of account that will cover the expenses on the credit card. Once you have established that you will be responsible in your credit handling, some, if not all, of your restrictions may be lifted. Cash Back Cards Many cards will now offer you cash-back incentives for using their cards. Depending on how much your balance is, and how often you use the card, you can earn cash back for your purchases. Some companies offer 1% off your balance while others, like Sears, will offer you cash off purchases made in their store. Either way, if you are planning on using a card, finding one that will offer you a cash incentive is a smart choice. Low-Interest Cards One of the more recent additions to the credit card world is the low-interest credit card. These cards offer a significantly lower interest rate than most of the older cards you may already have. As balance-transfer cards, most of them offer you the option of transferring a balance from a higher interest rate card and, for a specified period of time, your transferred balance will be at either 0% interest or something quite low. This can save you a fair amount of money if your plan is to pay it off. Reward and Incentive Cards Since credit cards have become such a lucrative business, many corporations have jumped on the bandwagon. Even airlines now offer credit cards that come with a certain amount of frequent flyer miles attached, depending on your balance and purchases. If you do a fair amount of traveling, this can be a real bonus. Along these same lines, reward credit cards are growing in popularity. Competition is stiff, and many card companies are now offering different reward or incentive options for using their cards. Once you accumulate enough points, the rewards pour in. These can be anything from travel insurance to small appliances. If you use a card regularly, finding one with a reward program can really pay off. Instant Approval Cards Another form of credit card is the instant approval card. Once you fill out the application, a quick background check will be done and you will have your approval almost immediately. Regular cards can take up to 2 weeks to process. Although you can get instant approval, this does not always mean you can get instant credit. Some companies will supply you with a temporary credit card number and allow you to begin making purchases immediately, while others will not, due to an increase in credit card fraud potential. Protect Your Credit Since there are so many options in choosing a credit card, you should do a little research before you apply. Decide what type of card best fits your needs and apply for that one. Don't go overboard, though. Applying for too many cards will negatively affect your credit rating. And, above all, once you get your new credit card, use it responsibly.



Online Find the best credit card type

Which is which cheap laptop or cheap desktop

Should you buy a cheap laptop or a cheap desktop? You may find yourself asking that question many times while shopping for a computer. This guide offers you the pros and cons of owning a laptop versus a desktop pc. 1. Processing speed Comparing processing speeds, laptops usually lag behind their desktop counterparts. With the rapid advance in microchip technology, the gap between them will become smaller. 2. Wireless. Most laptops especially those with Intel mobile chips come with wireless capability out of the box. This means you can get online from any location at home easily without ugly wires if you have a wireless network setup at home. Desktop pcs do not typically provide this capability out of the box although that may change in the near future. 3. Memory. Memory chip tends to be more expensive in Laptop than desktop pcs. If you buy a laptop with less than 512MB ram, be prepare to pay more for memory upgrades than you have to with a desktop pc. 4. Graphics Display Because of the size of a laptop, most business or entry level laptop use integrated graphics with limited ram. This means most laptops even some expensive ones cannot run graphics intensive applications or 3d games as well as a desktop pc. With a desktop pc, you can buy a dedicated graphics card just to serve a graphics intensive application. 5. Portability. Portability is why everyone wants a laptop these days. Because of their size and weight, it is easier to carry a laptop around as opposed to a desktop pc. 6. Screen Display. Everyone buy laptop for their portability so laptops usually do not come with screens as big as their desktop counterparts. The screen technology used is usually not as good as those used by desktop pc. Furthermore with a desktop pc, you can always upgrade to a bigger and better screen whereas for laptop you are stuck with the same screen display for the whole lifespan of the laptop. So whether you should buy a cheap laptop or a cheap desktop, ask yourself what are your needs? If you want to be able to use a computer wherever you go, then you are looking at a laptop to fulfill your needs. However if you do not require the portability of a laptop, play a lot of 3D games, graphic intensive applications, if you care about upgradeability to prolong the lifespan of your investment, then desktop pc is a smarter choice for you.



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Cash

When considering a reward credit card, most people prefer to get a cash back credit card. This is because, cash back credit cards provide more options and flexibility for the card holder. While not everyone frequently travels and not everyone drives his own car, cash back cards have become more popular than Frequent Flyer Miles credit cards and Gas Rewards credit cards. Cash back credit cards give card holders their incentive in terms of cash or money points. Each time the card holder makes a purchase, the purchase amount has a corresponding cash amount that can be used to make new purchases or pay other bills.

For this reason, anyone can be an ideal candidate for a cash back card. Making the Choice Every credit card issuer offers its own cash back program. Obviously, each cash back credit card also has its own terms and conditions to follow. Knowing this, everyone is advised to take their time in researching about these terms and comparing each credit card from the other. Today, you can find review sites that are exclusively dedicated to providing reliable credit card reviews for consumers. Usually, these sites are categorized according to the type of credit card you’re looking for. For instance, if you’re looking for a cash back credit card, you should check out the page that is focused on reviews about the different cash back cards in the market. Through these review sites, comparing credit cards become easier. Once you’ve narrowed down your choices, based on the reviews you’ve read from the site, then you can start visiting the credit card’s official website for further examination. Not all about the APR One of the first things you need to check on is the APR or in the Annual Percentage Rate. Since most reward credit cards are accompanied with high interest, you’ll want to search for one with the lowest or most reasonable rate. Still, the interest rate is not the only cost associated with your credit card. Don’t focus your attention the cash back card’s interest rate alone. Some credit cards may offer an incredibly low interest rate as part of its introductory offer but the other costs and charges can take you by surprise. Always check on the exact cost of all fees that you’ll be paying. For instance, how much is the annual fee? Is it reasonable enough or would you be paying for an expensive activation fee every year? How much are the penalty charges? Don’t forget to examine each fee that comes with your card and make sure that all fees are reasonable. Earning and Redemption Okay, so you’ve checked on the fees and costs. You’ve checked on features. Everything sounds great. But have you checked on the rules of the rewards? Are you clearly aware of the procedures on how you can earn points? What about the steps in claiming the rewards? Is there an expiration period or blackout date on your card? Remember to take your time in studying the regulations of the credit card’s reward system before making your decision.



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The 7 secrets of wow customer service

: Your aim in giving your customers exceptional service is to make them say “Wow!” as soon as you disappear. You can do that if you make the following 7 tips part of your normal pattern of service. 1. Give Your Customers Plenty of Strokes. People love to be stroked. Just like domestic pets, we like it when we are fussed at, smiled at, and given gentle touches. Strokes can include any greeting, the use of people's names, and good wishes of the "Have-a-nice-day" kind. But the best stroke you can give others is your undivided attention. 2. Surprise Them With The Unexpected. British Airways airline discovered that passenger goodwill increases when staff do unexpected extras such as spontaneous conversations or invitations to visit the flight deck. These have to remain extras and not the norm if they are to retain their surprise value. 3. Attend To The Little Things. Paying attention to the little things which don't significantly affect the main service is a way of saying: "If we look after the little things, just think what we'll do with the big ones." Such detail includes sparkling washrooms that you could eat your meals from and customer notices that don't talk down to people.

4. Anticipate Customers’ Needs. In a survey of airport check-in staff, customers rated the best staff as those who anticipated their needs. These were staff who would routinely glance down the queue and anticipate the different needs customers had, from the grandmother needing help with her luggage to the business executive wanting a quick service. 5. Always Say “Yes”. Great customer carers never turn down a request for help. Even if they can't do it themselves, they'll know someone who can and put you onto them. They always use positive language. Even if the answer is "No, we're closed", it's expressed as "Yes, we can do that first thing tomorrow for you." 6. Treat Them The Same By Treating Them Differently. We hate to see others get better customer service than we do, for example in a restaurant.

It makes us feel second-class and devalued. Equally, we don't want to be treated the same as everyone else if that means a standard, soulless response, as you sometimes get in a fast-food restaurant. The secret is to treat everyone the same by treating them differently. 7. Use Tact With Tact. Tact means using adroitness in handling other people's feelings. In awkward or embarrassing moments, tact saves everyone's blushes.

It's something your customers will notice but that you should aim to go unnoticed. Practise these 7 responses until they are as familiar to you as breathing, and you are guaranteed to have customers queueing up for your attention.



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Earning more in domaining

The domain name industry is one of the most flourishing online industries. The industry flourishes on selling/buying domain names as a commodity. Today more and more companies are getting into DOMANING business. It is the business of buying, selling, developing, and monetizing Internet domain names. The professionals dealing in domain names are known as Domainers.

Domainers buy, sell, and develop domain names. In domaining, income comes through domain parking and development, as well as resale. Some professionals prefer the terms domain investing and domain investor to the terms domaining, domainer or domain speculator. You can park the domain name with a parking service. These pay a percentage of the advertising revenue that is derived from the advertisements placed on a page showed when someone visits the domain. Most of these parking services also offer a sales listing service for enabling an easy resale marketing of the domain. You can make your own park page; you only have to create own small website with the ads and then receive hundred percent of the revenue. However, it will not be much profitable as the parking services get more traffic flow.

You should create a small web site but that should be rich in content. Usually, these small sites are enriched with the articles and contextual advertisements from the Adsense, which are often known as AdsenseSites. You can develop a web site with complete features. These types of sites include selling services or products and also the paid links and advertisements. While at the stage of development and value adding, make money by just reselling the Domain/ Site for a higher value above the purchase price. Here are the factors that gain value: • Keywords and brand-ability of the name • The number of web site visitor traffic • Return from the website • Current demand for similar names • Current search engine ranking • The number of web site linking to your website • The interest of the buyer for the name There are ways that can result in losing your money on domains; these include registering a trademarked name, paying too much for the domain name, or getting scammed by ‘email’ and other types of frauds. While keeping these things in your mind, you can more money. You can also easily make money from domain investments using the smart ways of creating income stream or maximizing the resale value.



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Diamonds in the spam

There are those who turn apoplectic at the receipt of unsolicited commercial email, commonly dubbed spam. These are the same people who receive hundreds of bulk letters addressed to "Occupant" without batting an eye. Getting rid of unwanted mail means sorting through the stack to pull out the important pieces and then dumping the remainder in the trash bin. The garbage piles up in landfills and ocean dumping grounds while the trees continue to fall to produce more and more paper. Electronic mail can be quickly scanned and then deleted, disappearing forever into cyberspace, causing no pollution or build-up, and requiring no consumption of non-renewable resources. My inbox is my conduit to the world, scanned daily with eager eyes for those unexpected morsels that appear out of nowhere. I have found delightful offers, developed new areas of interest, and have followed seductive links to websites that have become perennial favorites - all because of unsolicited messages. My response is that, barring blatantly pornographic material, I like spam, and I hope it keeps coming. Unfortunately, those who feel the purity of the Internet has somehow been violated, have led to a cyber world where everything requires confirmation, double or triple opt-in lists, bouncing of incoming messages by non-intelligent filters, and evokes multiple complaints to ISPs who are forced to investigate and respond. The Internet is so wonderful because it is highly resistant to the urge for co-option by the government, large corporations, and the rich and powerful. It is the great leveler where even the most humble can connect to the world. Let's fight to keep it that way, even if it means 30 minutes of our precious daily time is spent deleting unwanted messages.



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Making shopping lists

Most people these days are in a position to comfortably pay for the necessities of life. Bills like rent and electricity as well as food and clothing expenses, while not cheap, are at least affordable for most people who are in employment. What causes most people the financial hardships that they experience is the discretionary expenditures that they make. This is the money spend on things that they do not really need, and sometimes do not even want, but are enticed into buying while shopping. There is a field of science that retailers spend millions of pounds on every year that studies what is most likely to make people spend money in stores. Therefore, everything about a modern store, from the lighting, the music, the layout, the colours, everything, is carefully calculated to give you a sense well-being.

This well-being will then make you far more likely to spend money on items that you had no intention of buying when you entered the store. It may be surprising, but for many people who overspend, the problem is not that they want to many things, but that they succumb too easily to the devices in stores that are designed to persuade you to make a purchase. Therefore, the most important thing to help you reduce spending on unnecessary items is to discipline yourself when you are shopping and not be tempted into making the purchases. One of the best ways to avoid succumbing to unnecessary purchases is preparation. What this comes down to in practice is making a shopping list. Then when you are in the store, stick to the list. Even before going into town or doing your Christmas shopping, or shopping for clothes, make a list of what it is you want to buy, how much you are expecting to pay and then stick to the list. Obviously you will not be able to know exactly how much everything will cost but at the very least you can limit yourself to only buying the items on your list.

Another thing you can do is set a maximum amount to spend. You can set the limit at an amount you know you can afford and are comfortable with before hand and then you can keep yourself within this limit. You can even consider taking out the cash you are prepared to spend before hand and then leaving your credit and store cards at home. Whatever your limit, keeping to it, and deciding before hand what you want to buy and what you want to spend is the secret to keeping your spending under control.



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Hgh the human growth hormone supplement for 50 and over

Baby boomers are known for their purchasing prowess and for their aches and pains. If you are gasping as you rise from the chair or groaning as you set down you might be 50 and over! When I was 21 my eyesight was keener, I was stronger, my skin looked smooth, my sex drive was in overdrive and I felt like I could pick up the world, place it on my shoulder and walk off with it. Well now I am 56 and it feels like I did pick up the World on my shoulder and now I have no place to put it down! Welcome to 50 and over! As you age your pituitary gland produces less human growth hormone than it did at your peak, which was 21. The ideal condition would be to stimulate the pituitary to produce more HGH to prevent aging.

Human growth hormone has been collected by harvesting HGH from other humans and injecting the foreign HGH into the body at a cost of $3000.00 to $4000.00 a month. This application requires a prescription. There is another method called precursors that can allow the level of HGH to go below the level that you are currently manufacturing in your body, which is dangerous as it may cause the pituitary to shut down. The Homeopathic version includes small amounts of human growth hormone that is “activated” by transferring energy from the homeopathic’s hand into the bottle of formulation.

No clinical evidence supports this method of production at this time. And then there is the natural way. A “releaser” is natural herbs and minerals that stimulate your pituitary gland to produce more HGH, which gives you a more youthful life and body with no side effects. The releaser should only be chosen that has a clinical history; doctor formulated and be taken orally. I was beginning to see age spots on my skin, hair thinning, loss of libido, memory playing tricks on me, having trouble sleeping, vision dimming, and the lack of energy. I began to see the benefits of using an HGH supplement that would stimulate the pituitary gland. My cholesterol level has become like the thermometer, up and down like the temperature and wrinkles where I never had them before. Some people want to roll back the aging clock back; I just want to stop it! If an HGH supplement will arrest my aging process and take some time off this body that I have accumulated, I’ll consider it a bonus! When you are 50 and over you soon grow to realize quality of life far exceeds quantity of years. I watch folks my age and younger now struggle to get up from a couch, groan as they stand after sitting, ache for no apparent reason and I am happy for the discovery of HGH supplements and the myth busting of the fountain of youth.

There are vendors who sell HGH plus other natural vitamins, supplements and minerals. Most are without clinical trials to back their product. I tried to find a product that had a 10-year history and a doctor formulated product that would have no side effects on ME other than natural youth changes. I also looked for a reputable company to buy from that had a money back guarantee and a professional web presentation.



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How to avoid becoming a fitness failure

When it comes to fitness, no one likes being a failure, yet more than half of new exercisers quit their program within the first six months. With a little help you can ensure you're not one of them. Give these ideas a try as you begin your exercise program for the new year. Set goals If you don't know where you are going, how will you know when you get there? Setting short-term and long-term goals may increase your chance of success. Your goals must give a clear picture of the end-point to work towards. Use the SMART model, your goal should be Specific, Measureable, Attainable, Realistic, and Time-bound. Without these you’ll never know if you have achieved the goal. You can’t just say "lose weight or gain energy." Instead say, "I will lose 10 pounds in 12 weeks by doing strength training 3 times a week and cardio 3 times a week." Go for variety Whether you do a home workout or belong to a gym, build your routine on cross-training to keep things fresh and interesting, and keep yourself from developing an injury. Frequently vary the order of your exercises and mix in dumbbells, barbells, resistance tubing, machine or body weight exercises. Don't be afraid to take a class. Track your progress Write down your measurements and weight at the beginning of your program. Keep a workout log and use it. Seeing results is a great motivator. At least once a month, re-measure and review your log to see advances in your aerobic fitness, strength, flexibility and body composition. Seek out support A workout partner with similar goals and a positive attitude can make your workout more fun. knowing you are accountable to another person can be a great motivator too. So can working with a certified personal trainer. Devise a backup plan Time and access are the largest obstacles to fitness, and even devoted exercisers experience lapses. Don't use these as excuses to avoid exercise. Having some portable home workout gear like a stability ball, resistance tubing, jump rope, and dumbbells, will allow you to work out while traveling, at home or even at work. With limited time, focus on compound movements for the largest muscle groups and superset 2 for opposing muscle groups. A brief but intense workout can be accomplished in a few minutes. Just do it While pumping iron may not be right for everyone, the idea being active is. Find something you enjoy doing that elevates your heart rate and challenges you most days of the week. Also pay attention to how you feel. If you are like most people in as little as three weeks you will find yourself sleeping better and feeling more rested. The information contained in this article is strictly for informational purposes and is not intended to provide medical advice. If you are sedentary or over 40 please get clearance from a doctor before starting an exercise program. © Rick DeToma



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The apple mac mini it fits anywhere and it is the most affordable mac ever

Mac OS X, the worlds most advanced operating system! Just connect, plug, and your playing. The Apple Mac mini will work with either Mac or PC-compatible peripherals, this makes it easier than ever to upgrade from and older Mac or PC system. All you have to do is connect your USB mouse and keyboard, then hook up your DVI or VGA display (our adapter is included). Then just plug it in, turn it on and your ready to go. Now this is power packed into a small package - Apple has outdone themselves! Under the sleek anodized aluminum styling of the Mac mini is a G4 processor, room for up to 1GB PC2700 main memory, a Radeon 9200 graphics chip, and a large enough hard drive, up to 80 GB, to store todays digital media. With the mini connections you can hook-up your digital devices like cameras, iPod, printer, camcorder, and your keyboard. There is even a audio/headphone jack. You can customize this Mac with some great extra options after you select your Mac mini. You have the choice to use your own keyboard and mouse or choose the Apple Wireless keyboard and mouse and free yourself from the clutter of cables. You will need the Bluetooth module and with it you will also be able to have wireless access to printers, cell phones, PDAs, input devices and other peripherals. Or add a AirPort Extreme Card and have the freedom of wireless networking from anywhere in your home. Although you must have these features added when ordering your Mac or they will have to be added by an authorized service provider because they are not user-installable. A slot-loading SuperDrive added will let you play and burn both CDs and DVDs. So be sure to check out the most advanced, convenient, and affordable Mac in history! Check It Out!! http:// a1-computers. net/apple_mac_mini. html



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How to invest and breathe simultaneously

Well, you say you’re ready to being investing, on your own. No stockbrokers, no financial advisers, just you and the open market. What a thrilling prospect. Wait, are you seriously considering this proposition? Please allow me to give some advice: Don’t do it. I speak with some experience, having lost my fair share in the “open market” as a do-it-yourself investor. The odds of success in this kind of investing are comparable to the odds of wining the lottery. It’s a crap shoot. Unless you are willing to take the time to investigate, investigate, and then do some investigation. Successful investing is not a privilege of the stock broker and the financial analyst, alone. It is an area open to voluntary participation from any walk to life. The catch here is that you must be knowledgeable, or you will lose.

Take the time to understand all the components of the investing arena, before you risk losing your nice little nest egg in ten minutes or less. What you have spent a lifetime saving can be gone in as little as ten minutes. Now, that should be a scary thought for any sane, rational, investor. If you still intend to invest alone, here are a few tips and guidelines to help ensure your success. If you are going to invest, at least hire some form of investment professional to give you advice. It’s not necessary to let them do the investing, but use common sense, here. They know things you do not, and have not had time to learn. Another piece of advice: if it sounds too good to be true, it is. Hands down, dream investments do not exist.

If you know someone who acted on a friend’s great tip, you can bet that someone worked hard for that information, and it probably isn’t going to produce the mega return promised. You must be patient when investing. Investing is like saving, it takes time to accumulate real returns. Don’t panic, take the time to step back and look objectively at your investment and the market indicators. Panic will cost you money.

Hand in hand with the patience, there must be some read education about the investing process on your part. If you’re going to invest, take the time to learn the process, learn how to read a prospectus, how to calculate and distinguish a healthy business from one that is about to fold. Your knowledge will be your ticket to successful investing with a show of real returns. It can be done, it is done everyday, by people just like you and I. You just need to understand the enormity of the commitment necessary to become a successful investor.



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04 the budget

The Budget – The Ultimate Financial Management Tool A carpenter uses a set of house plans to build a house. If he didn’t the bathroom might get overlooked altogether. Rocket Scientists would never begin construction on a new booster rocket without a detailed set of design specifications. Yet most of us go blindly out into the world without an inkling of an idea about finances and without any plan at all. Not very smart of us, is it? A money plan is called a budget and it is crucial to get us to our desired financial goals. Without a plan we will drift without direction and end up marooned on a distant financial reef. If you have a spouse or a significant other, you should make this budget together. Sit down and figure out what your joint financial goals are…long term and short term. Then plan your route to get to those goals. Every journey begins with one step and the first step to attaining your goals is to make a realistic budget that both of you can live with. A budget should never be a financial starvation diet. That won’t work for the long haul. Make reasonable allocations for food, clothing, shelter, utilities and insurance and set aside a reasonable amount for entertainment and the occasional luxury item. Savings should always come first before any spending. Even a small amount saved will help you reach your long term and short term financial goals. You can find many budget forms on the internet. Just use any search engine you choose and type in “free budget forms”. You’ll get lots of hits. Print one out and work on it with your spouse or significant other. Both of you will need to be happy with the final result and feel like it’s something you can stick to. [Insert Your Resource Box Here] (Words: 333)



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