What s affiliate marketing forming marketing partnerships

Affiliate marketing is advertising for someone else in exchange for a cut of the sales you generate. You’re sharing your traffic for a price. It’s a great way to capitalize on the traffic your website’s already producing. Being an Affiliate If you run a small, home-based eBiz, you can join an affiliate program and get paid to share your traffic with another merchant. You’ll want to look for sites that tie in with yours—things your customer base will be interested in. Choose sites whose products are complementary to yours without overlapping. Before you join any affiliate program, look closely at the merchant you’ll be promoting. Find out if they have an affiliate earnings history—can they prove their site converts at a specific rate? Do they have an affiliate manager you can talk to about your marketing efforts and any problems you have? Is their program well-established? You want to make sure they’re honest and will pay you for the conversions you bring them. Your goal is to make customers want to buy their product, and then pass the customers along so the merchant can complete the sale. Don’t just paste a link to a merchant’s webpage and expect it to magically produce sales—tell your customers what makes their product better than other similar products. According to Jonathan Miller, of http://Team-Affiliate. com, “The sites that do better are the ones that select one or two offers, tell people why they recommend these particular offers, and then provide them with a link.” Using Affiliates You can increase your own traffic by paying a commission to other merchants to bring you leads. As a merchant, you should scrutinize the affiliates who advertise for you. You’re attaching your brand to their website, so look at their reputation—are they someone you want to be associated with? Also look at their relevance to your target market—are they someone that will drive the right kind of traffic? There are software programs that track visitors when they leave an affiliate’s website and click through to the merchant’s site. If they convert to a sale, the affiliate that referred them gets paid a commission. You can track your visitors in two different ways, and each has its own advantages: • You can purchase stand alone tracking software, like My Affiliate Program, and integrate it into your site. You decide what you can afford to pay marketers to promote you and make offers based on your budget. • You can join an affiliate network, such as LinkShare or Kolimbo. This is a more costly route because the network determines the commission percentage you pay, but they also bring you offers from the inside and give you access to their pool of affiliates. Says Miller, “An affiliate program can be very lucrative for both an affiliate marketer and a merchant… But it takes time and effort to deliver consistent results.”



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Restless leg syndrome and supplements

Restless Legs Syndrome is a condition that affects about ten percent of the population. The disorder is characterized by an urge to move the legs, usually accompanied by or caused by uncomfortable leg sensations. People with RLS often have difficulty describing their symptoms. Common terms used to describe the sensations are aching, twitching, tingling, burning, creeping, crawling, itching, flowing, pulling, searing and painful. Many people experience these sensations in their legs, but the arms or other body regions also can be affected. The symptoms of RLS are generally worse at night, can be brought on by rest and are relieved by standing up or walking around. MY STORY I, too, suffer from RLS occasionally. I've had periods of my life where the condition seemed to worsen (probably stress-related). Some of the following suggestions may work for you, for others maybe not. For me, the lifestyle changes I made to help with my insomnia also helped with my RLS. I still have a sleepless night or a night with RLS, but they are far less frequent. Although natural-cures-for-insomnia. com does not endorse drug use, there are new drugs available for extreme cases of RLS when nothing else works. ALTERNATIVE TREATMENTS Treatment begins by dealing with any underlying medical condition that may be cause the symptoms. Many times the cause is unknown, but it can be associated with neurological disorders, diabetes, stress and pregnancy. The serious sleep loss can not only lead to drowsiness, but could lead to depression and accidental injuries as well. In recent years, researchers have discovered that iron, folate or vitamin E levels are often low in RLS sufferers and supplementation can frequently help. For example, when iron deficiency is the cause, taking iron supplements can significantly reduce the symptoms of RLS. "We know that iron deficiency is involved because every condition that produces iron deficiency, such as anemia or pregnancy, increases the risk of RLS dramatically," says Richard Allen, PhD, a diplomat on the American Board of Sleep Medicine and a founder of the Johns Hopkins Sleep Disorders Center. In fact, based on studies of hospital patients, about 40 percent of people with anemia had RLS and about 20 percent to 40 percent of pregnant women have RLS. Another way researchers know that iron plays a role is iron-deficient patients' response to iron supplementation. "Then when the iron deficiency is corrected, the RLS often remits," Dr. Allen says. Some people with RLS, however, have normal iron levels. Researchers say that's not a reason to discount iron as an underlying cause of their RLS. Studies indicate that the problem is the brains of RLS patients may not absorb iron normally. Some other treatment options which may relieve pain include leg massages, hot baths, heat or icepacks, aspirin or other over-the-counter pain relievers, and the elimination of caffeine. As well, regular sleep habits and exercise, especially earlier in the day, will help people enjoy more restful sleep. MAGNESIUM AND CALCIUM Cramps in the lower limbs, restless leg syndrome and sleeplessness can be eased by the addition of calcium and magnesium to the diet. Magnesium is more easily absorbed by the body in the form of dolomite, or with the addition of calcium. Magnesium helps to support a strong immune system and maintains normal muscle and nerve function. It is also known to be involved in every metabolism and protein synthesis and is needed for over three hundred biochemical reactions in the body, so it is very important. One of the benefits of magnesium is its muscle relaxing properties. The heart is a muscle and high blood pressure is often caused by the heart not relaxing sufficiently on its outward (diastolic) beat. There is increasing interest in the role magnesium can play in managing hypertension and cardiovascular disease. WHAT TO AVOID You should avoid things that can make symptoms of RLS worse: Tobacco Alcohol Caffeine—Chocolate, coffee, tea, and some soft drinks contain caffeine. Although it may seem to help overcome daytime sleepiness, caffeine usually only delays or masks RLS symptoms, and often makes them worse. Some types of over-the-counter and prescription medicines can also make RLS symptoms worse. These include: Anti-depressants (most of them) Anti-nausea medicines Anti-psychotic medicines Antihistamines Good supplements to take are iron, folic acid, co-enzyme Q10, extracts of ginko biloba and garlic tablets. Acupuncture and magnet therapy are also worth trying to help with restless legs syndrome. If you are taking prescription medication, always consult your health care professional before taking supplements.



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The engine explained

The engine is the heart of your car, but instead of pumping blood, the engine pumps air and fuel. The engines main function is to convert air and fuel into rotary motion so it can drive the wheels of the car. How does it do that ??.... Well let's start with a cutaway of the engine and see all the major parts then we will get into the actual mechanics. Pistons: Most common engines have 4, 6, or 8 pistons, which move up and down in the cylinders. On the upper side of the piston is what is called the combustion chamber where the fuel and air mix before ignited. On the other side is the crankcase, which is full of oil. Pistons have rings which serve to keep the oil out of the combustion chamber and the fuel and air out of the oil. Crankshaft: The crankshaft is connected to the pistons via a connecting rod. As the piston moves up and down in the cylinder it rotates the crankshaft and converts the straight line motion into rotary motion. Valve train: The valve train consists of valves, rocker arms, pushrods, lifters, and the camshaft. (shown in above picture in blue, yellow, and green) The valve train’s only job is that of a traffic cop. It lets air and fuel in and out of the engine at the proper time. The timing is controlled by the camshaft, which is synchronized to the crankshaft by a chain or belt. Now that we have a general overview of the parts involved let's talk about what happens. Most automotive engine today are 4-stroke (or 4-cycle) engines, meaning they have four distinct events which make up the cycle. Intake stroke: The camshaft opens the intake valve and the piston moves down the cylinder. This creates vacuum and sucks in air and fuel into the combustion chamber above the piston. Compression stroke: As the piston starts moving back up the cylinder the intake valve closes and seals off the combustion chamber. The causes the air and fuel to compress. Power stroke: As the fuel is compressed and the piston nears the top of the cylinder the spark plug fires and ignites the fuel and air. This explosion pushes the piston back down the cylinder and drives the crankshaft. Exhaust stroke: After the piston reaches the bottom of the cylinder, the exhaust valve opens and the gasses left over from the fuel and air are sent out to the exhaust system. Put these four events together in the above order and you have a complete cycle. Are you asleep yet? That's enough theory, let's talk about the real world and problems you might encounter with the above mentioned parts. Pistons: Remember I talked about the rings, which seal the combustion chamber from the crankcase. The rings over time tend to wear out. When they wear they allow the fuel and air to enter into the oil and dilute it. This dilution reduces the oils ability to lubricate your engine and can cause premature wear. Also if the rings wear down they can allow oil from the crankcase to enter the combustion chambers. This will result in oil being burned and exiting your tailpipe as grayish/white smoke. If your car spews grayish white smoke and it does not go stop in the first few minutes after start-up you might have warn rings. If the smoke goes away after start-up look to the valve train section. Crankshaft: The crankshaft rides on bearings, which can wear down over time. The bearings support the crankshaft and also the rods, which connect the pistons to the crankshaft. A loud medium pitched knocking noise in the engine points to warn bearings most of the time. This is usually a costly repair and involves removing the crankshaft and either machining the surface where the bearings ride, or replacing the entire crankshaft. To prevent this type of problem, use a high quality oil, change your oil at suggested intervals (3 months or 3000 miles is a safe number) and always maintain your oil level between oil changes. Valve train: Remember the oil smoke problem mentioned above in the piston sections. If your car only smokes grayish/white smoke at start-up you may have leaking valve seals. Valve seals keep oil from above the valve from leaking into the combustion chamber. When they wear, they can allow oil to seep into the combustion chamber and collect there until your start the engine again. You generally do not get oil leaking past the valve seals while the engine is running since the seals expand with the heat of the engine and plug the leak. Another common problem is the timing chain or belt will slip or even break causing the cam shaft to stop rotating. Remember the camshaft tells the valves when to open and if it stops spinning then the valves stop opening and closing. No valve moving, no engine running :-) A term you will here when talking about timing chains and belts is "interference engine". When an engine is an "interference engine" the pistons and valves are so close together that if the valves were to stop moving (broken belt or chain) and the crankshaft kept spinning they would crash into the piston. (that's the interference) This crash tends to do bad things to an engine, breaking valve, bending pushrods, and even cracking pistons. This is why most manufacturers recommend changing the timing chain or belt every 60,000 miles. Timing belts dry out, stretch and deteriorate over time so even if you do not have 60,000 miles on the car think about changing the belt after it's 6 years old. Preventive Maintenance: Change your oil regularly. Give your engine a chance to warm up before driving if possible. Let the oil get into all parts of the engine before driving. This is even more critical in cooler temperatures when the oil is cold and sluggish. Change your timing belt or chain at your manufacturer's recommended interval. void "snake oil" additives advertised on late night TV. Regular oil changes and good maintenance habits will keep your engine running it's best. If you have a turbo charged engine, give the engine a minute or two cool down before turning it off. This cool down period allows oil to circulate and cool down the bearings. If you shut off the engine immediately after hard driving, the oil can gum up around the hot bearings and create problems down the road. What to discuss with your mechanic: If you have to replace your engine, discuss the benefits of buying used versus new. If you plan on keeping your car for some time, a new engine might be the best bet. Sometimes new engines are not much more expensive than rebuilt ones, and offer the best solution. When trying to diagnose engine noises, be as descriptive as possible. Take note to when the noise occurs; at what throttle position, and when the noise started occurring. Sometimes changing the weight of oil being used can cause a new noise to crop up. Make sure you mechanic knows if you changed oil brands or weight recently.



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Alternative investors eye private companies

Q: Entrex has brought public market standards and disciplines to the private market. I understand the value of this to the alternative investment community, but what is the value to me as the owner of a private company? - Craig Rutkai, business owner, Fort Lauderdale, Fla. A: It's the question I get more than any other. To answer, let's start with what Entrex is. In broad strokes, Entrex is a brand-new market for the alternative investment community. It takes the compliance standards and reporting structures that have long been a part of the public investing market and applies them to private companies. Until Entrex, there was no way to compare apples to apples and no way of knowing what you were getting yourself into when investing in a private company. Entrex has brought transparency to the process of private investing, giving the alternative investment community a new place to put their money. So how does this benefit you and others like you? In a word: capital. Today, roughly 80 percent of private companies receive their funding within a 50-mile radius of their home office. Essentially this means friends and family, country club colleagues, regionally focused venture capitalists and fellow businesspeople. To say these avenues for pursuing capital are limiting would be something of an understatement. But alternative investors are chomping at the bit to invest in private companies. They simply require the means to do so - an entity willing to do the due diligence so that they may find, research, track, manage and trade their investments. Entrex is that entity. Whether you're looking for capital, interested in being acquired or simply want to see how your business is valued for shareholders on a quarterly basis, Entrex can help. It brings private business owners' need for liquidity and the alternative investment market's need for fresh investment opportunities together in one place. The revolution is beginning. You can be a part of it.



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Sharpen your writing with structure

At some point, every serious writer is forced to sit down and conclude that there is something seriously wrong with their work. It wanders; it is pretty in some spots and horribly ugly in others. It doesn't always make sense, and is uneven in places. Even though every sentence is grammatically correct, there is something fundamentally broken about the piece. It lacks structure. Structure is what holds a good piece of writing together, the material reflection of the reader's psychological need for order. It is the quality that makes the best writing appear seamless, conjured whole from heaven itself. Structure is the logical mind's contribution to a creative process, and a primary difference between professional writing and amateur scribbling: a conscious decision and a learned skill.

Being in many ways the very essence of writing, structure isn't mastered overnight. But here are a few rules of thumb that can help you improve the organizational readability of your work: Establish a logical order to your presentation. Ignore all the popular advice to "write like you talk"; that's a misguided appeal to conversational tone usage and a shortsighted encouragement for people who are terrified to put pen to page. In order to master structure, you must learn to write deliberately and with forethought. Plan what you're going to write and how you're going to write it: don't make it up as you go along, particularly when you are writing nonfiction of any kind. In nonfiction writing (which means anything that isn't fiction), the room for art is small. Don't set out to create art - build a sturdy framework, as a skilled attorney would build a legal argument. Make your supporting points early and establish the logical flow to consequences and conclusions. Don't loop back and make points at word 800 that you should have made at word five. Make your points quickly - write in 300-word chunks. That's the magic number: 300. Books are typically printed with about 300 words to a page; magazine articles will usually be structured into roughly 300-word segments. An effective press release, page of website copy or newsletter article won't run much above 300 words. Any longer and your reader will notice that something is off about your piece. Too much longer and your reader will get bored. For some reason, the human mind seems to be most comfortable reading at the 300-word length. That does not mean that everything you write must be short, only that long pieces should be built out of short pieces put in order. If you can't make your point in 300 words or less, then you are trying to make more than one point. Simplify the whole piece: break the manuscript down into single-point segments no longer than 300 words in length, and then put your points into a logical order that builds towards your final conclusions. The final product will seem to flow with a gentle rhythm that your readers might notice, probably won't be able to identify, and so will most likely attribute it to your talents. Try it: you'll be amazed. Take the entire piece down to a single thought, expressed in a single sentence, and then rebuild it from the ground up. When in doubt, strip the piece down and rebuild it from its primary components. The greatest threat to structure is diffusion; rather than trying to communicate one thing well, you end up saying lots of things badly. Good structure requires that you have a very clear idea of what you are writing, how you are doing it and why. Do one thing, and do it very well. Set the piece aside and attempt to make your final point in a single sentence, losing as little important detail as possible. Do not use compound sentences; keep it simple and limit it to a single direct thought. If you can't do it, then you do not have a clear enough idea of what it is that you're trying to accomplish - reorganize the piece or split it into several separate ones. An English sentence has a natural internal structure all its own. Look at your one-sentence summary and use its structure to inform yourself on how the overall piece should be structured. Once you've reduced your writing to its bare essence, you can reconstruct it on a much more solid foundation. In the end, professional writing is all about understanding the psychological needs of the reader. If you are writing purely for your own pleasure, with no intention of ever letting anyone else read it (and what a boring life that would be), then it doesn't matter because you're not really writing: you're keeping a diary. But if instead you want your writing to be appreciated by readers, structure is one concept that you can't live without.



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Passing the ccna and ccnp home lab shopping on ebay

Whether you're just getting ideas for your Cisco home lab or adding to your existing lab, ebay is a great place to get ideas for your lab as well as pick up some great bargains. Of course, the internet being what it is, there are always going to be a few people looking to take your money while shipping you inferior merchandise, or worse, no merchandise at all. While these "dealers" are in the minority, you still need to be careful when purchasing Cisco equipment on ebay. In this article, I'll give you several tips on browsing ebay ads for home lab ideas, and a few things to look out for when purchasing equipment on ebay. For those of you just starting your Cisco certification pursuit, the idea of purchasing a home lab kit -- a set of routers, switches, and perhaps some cables and study guides -- seems like a good idea. Instead of putting your lab together one piece at a time, these kits allow you to get a head start on your studies.

One thing to watch out for in these kits is outdated equipment, or the inclusion of outdated study guides. Often, vendors will use these kits as a way to get rid of unwanted inventory. The Cisco 1900 family of switches falls into this category. A recent search on ebay for "ccna lab" showed seven different CCNA lab kits that contained 1900 switches. The problem here is that the current CCNA exams do not test on the 1900 switches, which are menu-driven and do not have an IOS. You'll need to be well-versed with switches that do have an IOS, such as the 2950s. The plus side here is that you will probably save money by using 1900 switches. If you're on a tight budget, having a 1900 switch is better than no switch at all. If at all possible, though, get a Cisco switch with an IOS. The cables and transceivers included with these kits are generally exactly what you need to set up that particular kit, and this can be very helpful to those CCNA candidates who are new to the various cables needed to physically configure a home lab. Just make sure you're not buying a kit with 10 transceivers (used on AUI ports) when you've only got two routers with Ethernet ports. Watch out for kits that include outdated study guides. I've seen four-year-old CCNA books included with some kits. If you already have your study guides, feel free to ask the vendor how much the kit costs without the books. That leads me to the most important point. Get to know the vendor before buying anything. Visit their website and check their ebay feedback. If buying from an individual as opposed to a reseller, find out what conditions the router or switch has been kept in, and make sure to define the terms under which they will accept returns. There's nothing wrong with buying equipment from someone who's selling their CCNA/CCNP/CCIE home lab, but just make sure you ask the right questions first. Professional resellers generally have their return policy right in their ebay ad; if they don't, ask for a copy. Building your own CCNA and/or CCNP home lab is a little intimidating at first, but speaking as someone who has climbed the Cisco certification ladder from the CCNA to the CCIE, I can tell you that it is the best investment you can make in your career. Use a little caution, ask the right question, and soon you'll be leaving the world of "router simulators" behind - and you'll be developing your skills as a true professional should: On real Cisco routers and switches!



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Bingo equipment

Bingo finds its roots in the Italian lottery, and can be traced back to the early 1500s. Earlier it was called “Beano,” and was later changed to Bingo when a game enthusiast was so thrilled by winning she exclaimed “Bingo”; that’s how it still is known today. This game is played all over the world in different ways, and various types of equipment are used in playing this game. Bingo blower is one such piece of equipment used. It is an electronic, motor-driven device that holds bingo balls, which resemble Ping-Pong balls.

It continually mixes the balls by blowing them around inside the device, and then a chute on the blower randomly pulls a ball out for the caller of the bingo game. In this way, a bingo blower ensures a random calling of each game. This equipment comes in many variants and configurations. The smaller variant is called Las Vegas style blowers, or bubble-top blowers. Also in vogue are the larger variants, which are about the size of a desk. These are made so that all of the players can see the balls inside the device as they are mixed by the internal fan. The other equipment is bingo papers that are available in different kinds like elite, champion, books, and random.

Bingo cards are also used to play. Here, the winner is disclosed by a method wherein the players have to obtain bingo cards from point-of-sale that prints bingo cards and allows the players to play online. Each bingo card is represented as a bitmap, containing an entry corresponding to each square on the bingo card. Winning players are identified by comparing the card bitmap to each of the possible winning bitmaps. In this way, using different equipment, you can enjoy this game along with the enthusiasts who like the challenge of solving a puzzle.



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How exercise affects your cholesterol levels

Everyone already knows that exercise is an important part of a healthy lifestyle even if certain people choose not to exercise at all. The fact that only around 10% of American adults exercise at least three times a week however may indicate that many people are not aware of just how beneficial exercise really can be. Well, consider this fact: An estimated 99.9 million American adults have total blood cholesterol values of 200 mg/dl (milligrams per deciliter) and higher, and of these about 34.5 million American adults have levels of 240 or above. In adults, total cholesterol levels of 240 mg/dl or higher are considered high risk. Levels from 200 to 239 mg/dl are considered borderline-high risk. So then, what does this have to do with supporting a case to make exercise a priority? I mean how can exercise help with cholesterol levels anyway? Isn’t high cholesterol only controllable by diet and medication? Let’s review the following: In a study reported in the “Journal of the American Medical Association” in 1989, 13,000 men and women were studied for eight years. Risk factors for death from all diseases were studied and this was the conclusion: The data showed that an unfit man could reduce his risk of death from all diseases by some 37% and an unfit woman could reduce her risk by around 48%. The summary was that exercise not only lowered cholesterol levels significantly but also lowered the risk of death from heart disease as well as from all diseases. Another study conducted by the “Centers for Disease Control” in 1989 concluded that people who do not exercise have twice the risk of developing heart disease than those who do exercise. One study done at the University of California showed that married men aged 35 to 65 who started a regular exercise program had more sexual intercourse with their wives and had more orgasms than those who did not exercise. (If that’s not a good enough reason to don those jogging shorts and weight lifting gloves, I don’t know what is!) Cholesterol is just another type of fat in your body. Since exercise helps to burn up fat in your body, this fat is also burned up as well during exercise. As a result of this, your cholesterol levels are reduced through exercise. But what kind of exercise is best for this? The long and short answer is; any kind of exercise! Even walking regularly has been shown to reduce cholesterol levels. Of course limiting your intake of fatty cuts of meat and sticking to low-fat or even better, fat-free dairy products helps too. Also, eating plenty of fruits and vegetables, particularly high fiber ones, coupled with a moderate exercise program will surly help you win the battle against high cholesterol.



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Fashion photography schools

What You can Learn in Fashion Photography Schools People always admire models. They love the way that models look on the cover of magazines and they love the way that models can showcase a certain product using their looks. Whenever people see a good looking model on a magazine, they often ask, “Who is that?” However, few persons actually ask the names of the fashion photographers who made those pictures possible. This might be because they think that fashion photography is not such a hard job. They believe that all you have to do is point and click. Most do not even know that professional photographers actually had to go through fashion photography school in order to reach the level of expertise that they have. Fashion photography school, you say? What can I learn from that? 1) Technique – not many people know this, but there are a lot of techniques involved in producing a high quality fashion picture. Fashion photography school can teach an aspiring photographer the various tricks of the trade. Techniques in fashion photography can refer to lighting, motion, or other effects that a photographer can add to make a picture stand out. Technique also involves angles and instances. Sometimes, looking at something from a different perspective can help make it more interesting to look at. It is important for a photographer to know when to use a technique. A fashion photography school can help you learn those techniques and can help you judge when to best use them. 2) Interaction – when you are into fashion photography, you have to realize that your subjects are living and breathing. Because of this, you need to know how to properly interact with them. A great fashion photography school can help you by teaching you the right way to interact with your models. You will be able to direct them in such a way that will bring out the true beauty of your photographs. You will be able to tell them the exact pose you want them to hold. You will be able to ignite that glint in their eyes so that you can capture it with your camera. That is interaction. 3) Editing – after you are done taking the pictures, the time has come to edit them. With the right tools and the training from a fashion photography school, you will be able to turn your photographs into masterpieces. Picture editing today mainly makes use of the computer. Nothing is altered drastically. However, a photographer can choose to adjust the picture in such a manner that would place the emphasis in the real subject. 4) Selection - after all the pictures have been edited and developed, the time has come to select the picture to use. In a single photo shoot, many different pictures are actually taken. However, you need to know that of the many photographs, only a few are often selected. With the help of a fashion photography school, you will be able to criticize your own work and actually find the best picture you can use. You can make sure that every little detail in your photographs are accounted for when selecting the photograph you are going to use. A fashion photography school is designed to impart knowledge to those who wish to immortalize people in a photograph. Because of this, it should be respected snd that is that.



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The cancer research industry

Many volunteers world-wide commit themselves to raising funds for cancer research and cancer charities. Many hundreds of thousands more work in the industry as carers, or researching, prescribing, diagnosing and manufacturing drugs. Huge companies spend fortunes on cancer research. After so long and so many billions spent what exactly has cancer research revealed? There have been regular breakthroughs in our understanding of cancer, but little progress in its treatment. Modern research into cancer began in the 1940’s and 50’s when scientists isolated substances that killed cancer cells growing in a petri dish, or leukaemia cells in laboratory mice. Early successes in chemotherapy set the pace and received much media exposure, even though they only applied to 5% of cancer treatments at most. Serving humanity by solving its major diseases has a celebrity status, there is a lot of kudos and an air of Hollywood involved in such things.

Cancer research is high profile activity and every now and then a scientific treatment is discovered that gains wide recognition, such as the HPV-16 trial, but it only applies itself to the treatment of a small percentage of cancers. Mass-media hype is part of the problem of how we see cancer. Early discoveries set up an expectation that there was a cure-all treatment, a ‘magic bullet’ that would make its discoverer famous by curing cancer across the world. The idea stems in part from aspirin, the original bullet that magically finds its way to the pain and diminishes it. In the 1950’s and 60’s huge and expensive research projects were set up to test every known substance to see if it effected cancer cells. You might remember the discovery of the Madagascar Periwinkle (Catharansus Roseus), which revealed alkaloids (vinblastine and vincristine) that are still used in chemotherapy today. Taxol, a treatment for ovarian and breast cancer originally came from the Pacific Yew tree. A treatment for testicular cancer and small-cell lung cancer called ‘Etoposide’ was derived from the May apple. In ‘Plants Used Against Cancer’ by Jonathan Hartwell over 3,000 plants are identified from medical and folklore sources for treating cancer, about half of which have been shown to have some effect on cancer cells in a test tube. When these plants are made into synthetic drugs, single chemicals are isolated and the rest of the plant is usually thrown away. The medicinally active molecules are extracted from the plant and modified until they are chemically unique. Then the compound is patented, given a brand name and tested. In the first phase it will generally be tested on animals, the second phase will decide dosage levels and in phase 3 it is tested on people. By the time it is approved by the Federal Drugs Authority (in U. S.A.) or the Medicines and Healthcare Products Regulation Agency (M. H.R. A.) in Britain, the development costs for a new drug can reach five hundred million dollars, which eventually has to be recouped from the consumer. In addition to ‘treatment directed’ research such as finding chemicals that effect cancer cells, basic research continues apace, into differences between normal and cancerous cells. In the last 30 years this research has revealed much about our nature, but still no cure. Below are some current strands of scientific research into cancer. antibody-guided therapy: this is the original ‘magic bullet’. Cancer researchers use monoclonal antibodies to carry poisons directly to the cancer cells without harming others. chronobiology: much of what happens in our bodies is governed by cycles, from the female monthly cycle to the cycles of brainwaves. Human health depends on interacting cycles geared to acts of perception, breathing, reproduction and renewal. Chronobiology analyses these cycles in relation to different times, such as day and night. Hormones, including stress and growth hormones, have their own cycles. For example they may be at their highest activity in the morning and quieter at night. Cancer cells seem to no longer obey the same cycle rates as normal cells. Anti-telomerase: one part of a cell, called the telomerase, governs the life cycle of a cell and how many times it may multiply. Some cancer cells escape this control and can increase the number of times they divide, becoming ‘immortal’. Researchers hope to gain control over cancer cells by stopping the action of telomerase. Anti-angiogenesis: secondary tumours (metastasis) can persuade the cells around them to grow new blood vessels to feed the tumours, supplying oxygen and nutrients for the growing cancer. This process is called angiogenesis and research here is finding ways to stop the signals to normal cells that start the process. Anti-adhesion molecules: Cancer cells form into clumps, unlike those in a petri dish which form into a flatter arrangement. When there are clumps of cells they seem to possess a quality that resists treatment. This strand of research looks at ways that can stop the cells clumping together, by dissolving the clumps for more effective treatment. Anti-oncogene products: specific portions of D. N.A., called oncogenes, that have an important role in promoting cancer growth. Drugs that interfere with the production of oncogenes may be useful for the future treatment of cancer. Gene therapy: research into the use of tumour suppressant genes is highlighted in the British National Cancer Plan as an important element. Essentially, bits of DNA are inserted to replace missing or damaged genes, possibly preventing the development of cancer in someone who might be ‘high risk’. Vaccines: very quietly the search for a general cure for cancer is being put aside in preference to finding a vaccine. The whole idea of a cure or treatment that is ‘the same for everybody’ breaks down in the case of the specific, chaotic conditions that cause cancer in an individual person. After billions spent on research for the holy grail of a cancer cure, the search is now on to find a vaccine. At a recent cancer immunology conference in the US top immunologists from 21 nations attended lectures on the latest immunology topics such as: cancer immunosurveillance immunoediting cancer antigen discovery monitoring and analysing the immunological response to human cancer cancer vaccine development The Cancer Vaccine Collaborative (CVC) was launched to much excitement. It is a unique research program that should improve how cancer vaccines are developed, based on a collaboration of six New York medical centres and one in Minnesota. The aim of their research is to find out how to effectively immunise against cancer using a vaccine, using ‘action research’. Vaccines made from donor blood are proving to work for some cancers. Experiments with bone marrow transplants show there are about 40,000 different tissue types making it hard to find a match. Usually a perfect match can only be found within the patient’s direct family. Incorrect matches can create a host of secondary dis-eases. Scientist are finding ways to train Killer T cells taken either from the host or a donor, to more effectively attack cancer cells. They have noticed that donor Killer T cells that are already ‘primed’ for a particular cancer (e. g. the donor body cells ‘remember’ the disease) can be highly effective. It may take many years to prove validity, reliability, safety and efficacy for this treatment. Harvesting the natural immunity of our own, or donor cells with the aid of genetic engineering may well become a big player against modern immune attacking dis-eases. Increased screening: this type of research looks at genetically identifying individuals who might be at high risk of certain types of cancer and is partly a preparation for possible vaccines. Genetic counselling is set to become a 21st century contributor to health care based on prevention of disease as much as cure. Combinations: research from West Germany (Grossart-Maticek) argues that there is no single cause for cancer, similar to the pattern in most chronic illness. It shows there are environmental, psychological and spiritual dimensions to disease. The implication is that treatment should be on the same levels, and that no single treatment is likely to be effective because there is no single cause. This observation links with the position of many Holistic practitioners who often have a wider view of health than orthodox medical practitioners. Dr. Robert Buckman is an experienced cancer researcher, and author of the informative book: ‘What You Really Need to Know About Cancer’. He summarises what he sees as the present position of scientific cancer research: "We now have a very large number of ways of looking at cancer cells in the laboratory. We have thousands of different types of cancer cells growing in dishes, many of which can be grown and then cured in laboratory bred mice. We also have thousands of different ways of looking at and testing those cells. We can look at the cells’ growth, their abilities to produce different substances, their sensitivity to some chemotherapy drugs and their resistance to others, the way they respond to growth factors, their genetic material including oncogenes and substances controlled by oncogenes, their ability to effect other cells (of the immune system, for example), their ability to damage membranes and invade, their structure under the electron microscope and whether or not the cell surface has any of hundreds of different marker molecules on it. These are just a few examples of what can be done nowadays: the complete list of ways in which cancer cells can be tested would probably be longer than this entire book. But here is the snag: although this accumulation of experience is wonderful and commendable, cancer in human beings is far more complicated then any laboratory system can ever be (at least in the light of current knowledge)".



Online The cancer research industry

Natural remedies for hairloss

As many as 75% of men may suffer 'male pattern baldness' as they grow older. If your father, or either of your grandfathers had noticeable balding, the chances are high that you may, too. The news isn't all bad, of course. New research seems to indicate that the typical 'horseshoe' male balding is in fact a sign of an ultra-strong immune system, making the carriers of the genes that dicatate the balding proclivity better able to weather the assualts of the environment, and thus more likely to pass on their genes. But how can one prevent balding? There are 2 main medications on the market right now, both marketed by gigantic pharmaceutical concerns. The first is Minoxidil, which claims to regrow hair, and the second is Propecia (Finasteride) at one time an anti-prostate cancer treatment, but now touted as a pill that will halt hairloss.

Minoxidil does indeed cause hair to regrow, but in almost all cases, that regrowth is limited to fine 'downy' or 'peach fuzz' hair - certainly not enough to comb or style. Propecia halts hairloss, but may have side effects, especially in the libido area. Both treatments are suspected to lose their effectiveness after a couple of years. Is there a natural remedy for this problem? The jury is out, but anecdotal evidence is suggesting that cheap, easily available products may in fact have a better remedial effect than either of these two chemical treatments. What are these products? Nizoral Shampoo, used twice a week, and T-Sal Shampoo, also used twice a week. Combined with daily shampooing with an ordinary shampoo 3 days a week, these anti-inflamarory and anti-dandruff shampoos are cheap, available in every pharmacy, and have no know side effects. You do have to wash your hair and scalp every day, though, so a good conditioner is also desirable.

Do they remedy the problem of hairloss? It looks like it!



Online Natural remedies for hairloss

Breast cancer the cure

There is no known cure for breast cancer. More than 1.5 million people will be diagnosed with breast cancer this year worldwide. Scientists don't know why most women get breast cancer, yet breast cancer is the most frequent tumor found in women the world over. A woman who dies of breast cancer is robbed of an average of nearly 20 years of her life. Breast cancer knows no social boundaries. It's a disease that can affect anyone. Some prominent women who's lives that have been touched by breast cancer include Jill Eikenberry actress age 52; Peggy Fleming age 49 figure skater; Kate Jackson age 50 (Charlies Angels); Olivia Newton-John age 50 actress singer; Nancy Reagan age 77 former first lady; Melissa Etheridge age 43 singer; and the beautiful Suzanne Summers actress. These high rates of breast cancer are not acceptable to the women of the world and must be met with scientific research that provides results. Despite over a decade of research, and more than $1.7 billion spent, hundreds of women worldwide are dying from breast cancer every day. Yet doctors don't know how breast cancer starts or how to cure it. Doctors are still approaching treatment for breast cancer in the same old fashioned ways: surgery, radiation, and chemotherapy. Barbaric treatments?

And scientists keep doing the same old redundant research that's simply not working. It doesn't have to be that way. Gen Cells Cures is a scientific biotechnology company that is focused on a cure for breast cancer. The company is dedicated to curing breast cancer before it's too late for you. We're not interested in a cure in five, ten, or twenty years from now. We want your cure for breast cancer within a year or two. We don't want you to have to under go surgery, radiation, chemotherapy or take toxic drugs. Why Gen Cells Cures? You can search the medical journals; you can search the internet until your blue in the face.

You will find the same old news which is no new news about breast cancer research and treatments. Breast cancer research is locked up in a black whole. Gen Cells Cures is approaching the cure for breast cancer from different angles and using tomorrow's scientific technologies today. Our expertise is in stem cell research and genomics. Malfunctioning stem cells have already been linked to the development of breast cancer. We're not talking about using generic stem cells from an egg and sperm cell. There is no genetic match for you with the politically controversial generic stem cells that are always in the news. The isolation of cancer stem cells, coupled with our understanding of genetic mutations causing cancer, and our knowledge of genomics will result in ways to eliminate cancer cells while sparing normal breast tissues. http://treat-breast-cancer.

info/ has more information that you need to make an informed decision. Visit today...



Online Breast cancer the cure

Weight loss the vital role of your unconscious mind

Even inside the womb your unconscious mind is working overtime processing information and giving you your first emotional experiences. To this day, the power of the unconscious mind has barely been tapped and it is understanding this part of ourselves which is key to losing weight permanently. Your unconscious mind receives, processes and stores every single stimulus that you experience throughout your life. This is extraordinary when you think about it and it's no wonder that the unconscious mind can be put to fantastically good use. However, you have to know how to tap into the power of your unconscious mind in the correct manner. From what we know about this mysterious part of the brain we can deduce that interpretation of the raw data does not occur in the unconscious mind. It simply takes the information and files it away into little blocks. The way this information is organized controls your everyday response mechanisms to all kinds of stimuli.

The more often the same information is received and stored the more indelibly printed it becomes in your unconscious. This is how habits are formed. This unconscious habit forming is an essential part of being human. It is what allows you to do everyday things automatically like getting dressed, making the breakfast, riding a bike .... and so on. If the unconscious mind was not storing this data you would have to re-learn how to do all these things every day. This could get slightly tedious! However, just like the yin and yang there's always positive and negative.

The negative effects of this habit forming include overeating and weight gain. During your early years and as you were growing up your unconscious mind may have been programmed with bad eating habits. You may have found that polishing off a big cream cake made you feel better when you were upset. Again this is how the bad habits form. When you finally decide to do something about it later in life, you find that your habits are so ingrained it feels almost impossible to reverse the problem. Luckily, there is a very simple mechanism which you can use to re-program yourself. You may think this is completely crazy but the secret is to talk to yourself. More often than not, you will want to ask yourself a question and this in turn prompts your unconscious mind to produce an answer. This answer almost always creates a mental image for you. Some call this a visualization.

This visualization controls how your emotional response manifests itself. This is interpreted by others as a behavioural trait. It forms part of your personality. If you have ever listened to the way an overweight person talks to themselves you'll find that commonly there is some very negative self talk going on. The person will ask themselves questions like : Why am I so big? Why did I get so big? Why does my diet not work? This negative self questioning of course has the effect of prompting your unconscious mind to give you negative answers. "You are big because you eat too much" or "You feel that the pressure of life is getting you down". We invariably find the unconscious mind will produce negative answers like this if you ask it negative questions. For each of these negative scenarios your unconscious mind would have created a visualization and this reinforces your self doubt.

Here's the interesting part. Your unconscious mind sends these negative visualizations into your waking consciousness. It tells you that this is how you look and this is how you will look. It will try and solidify this visualization and make it real. Oftentimes that's exactly what happens.

All the power of your waking mind is directed at reinforcing these negative images. This is why you are overweight. It is highly likely that your unconscious mind never rests. It is always processing information and always tries to find answers to questions. A great example is when you're trying to remember the name of something and you cannot for the life of you remember what it is. You will almost always find that a few hours later or maybe a couple of days later the name miraculously pops into your head. This is the result of your unconscious mind continuously working away trying to find the answer to the question which you asked it all that time ago. It finally found the answer and sent it instantly into your waking consciousness.

Amazingly, it seems that if your unconscious mind cannot immediately find an answer to your problem it will take a look at the information it already has stored and formulate its own answer for you. This is a very powerful thing. This is why it's so important for you to ask yourself positive questions. Your unconscious mind will formulate a positive answer for you which in turn creates positive visualizations. You can see where I'm going with this. The positive mental picture manifests itself in your conscious reality and you begin to reverse your bad habits. Simply, all you have to do is identify when you're asking yourself negative questions. Then just think of the reverse. Invert this negativity and turn the question into a positive one. You'll be shocked at the awesome power of this technique. There is not enough room in this article to go into the intricacies of positive self talk.

A great book to read is "What to Say When You Talk to Yourself" by Shad Helmstetter. Just do a search on Amazon and you'll find it. Read Shad's book and you'll learn how to apply a positive self talk regime in your own goal of losing weight.



Online Weight loss the vital role of your unconscious mind

Golf equipment the most expensive is not always correct for you

The essentials of golf begin with the clubs you choose. Shopping on the Internet will save you time and money but choosing can be difficult, as there seems to be endless options. From our work with different golfing web sites we have seen sales for golf clubs dramatically increase in the past two years but do people really know what they are buying? I think the answer to this is yes if you have been playing for a few years and no if you are a total beginner. Some people starting out in the golf world have more money than sense.

At the start of every golfing year (generally in March) you see new members on the first tee with thousands of dollars worth of equipment beside them and the golfing skills of a squirrel. Excuse the expression from above but you really need to go back to the basics when starting golf. Golfing is a skill that needs to be developed, by having clubs worth thousands will not help you any more than the person starting with second hand clubs worth fifty dollars, I had that told to me from more than one Irish professional during my time. All the major club manufacturers are selling online at great prices, choose carefully and get well within your budget, the left over money can be well spent on other golf apparel. What are the essentials to have? Without being silly and mentioning the usual such as golf balls etc you should have the following: Good waterproof golf shoes Waterproof Jacket and Pants Golf Cart (Manual or Battery) Golf shoes are essential, and if they are not waterproof put them in the garbage. Your feet must be kept dry at all times. Golf is not always in great weather. If your feet are wet for a number or hours you will not feel comfortable and run the risk of catching a nasty cold or flu like symptoms. There are plenty of cheap golf shoes on the market along with cheap so called waterproof pants and jackets, but by spending carefully on the golf clubs allows you spend wisely on essential clothing. Golf Carts: Some people prefer still to carry their bags but most will purchase a golf cart. The carts can either be manual or battery operated. The manual speak for themselves and can be a folded away in the trunk of your car the battery are a little more complex and need some careful taught before purchasing. Battery operated carts need maintenance and constant recharging. Check out the battery life expectancy before you buy. Some are like buying a car, they have a speedometer, mirrors and a light, do you really need all that? Golf Balls: Yes the ball will make a difference to distance and spin but don’t be foolish, if you are a beginner you should expect to loose plenty so don’t go mad buying the latest and greatest, you need to improve you overall accuracy and game in general. The more experienced golfer should pay more attention to the ball they are using, you could be losing valuable distance from the tee meaning the difference on your next shot from an eight iron or a comfortable pitching wedge. Golf Tee: Short and simple, if you are using oversized heads allow for a higher tee. Plastic tees do not break as easily as the wooden type. Golf Glove: I have seen many a good golfer never wear one but in hot weather it gives you added grip and in damp conditions it could be your only grip. Should not cost you an arm and a leg. Putter: I’m not one for getting into graphite shafts and other related metal when purchasing a putter. I prefer something that I feel comfortable with, if that happens to be graphite and within my own budget, so be it. The putter today comes in all different shapes and sizes, from the standard height to the putter that tucks just under your chin. Beginners start with a basic putter and move on, basic meaning something that is not costing you an arm and a leg. Experienced golfers will have their own unique putter style they prefer. Overall – Internet golf shopping: The prices will seldom be beaten if you purchase online, do not worry about quality as the products are the very same as what you will find in your local sports store. The variety is very large and tempting and delivery is to your door. Before you do go shopping online make a quick list of the essentials that you need.



Online Golf equipment the most expensive is not always correct for you

The skinny on anorexia

Because of mass media’s rising campaign on beauty products and weight-loss products, people have been given the idea that they need to be appearance-conscious to get noticed. And with a lot of skinny celebrities and models in the media spotlight, it gives people a misconception that being skinny is synonymous to being beautiful. And because of this misconception that a lot of women become obsessed in losing weight, by any means necessary, be it naturally or not. An alarming emergence in eating disorders Eating disorders have become increasingly prevalent in western countries because of a drastic change in the feminine body ideal towards thinness. An estimated five to ten percent of girls and women, an approximated five to ten million people, and a million boys and men suffer from eating disorders. Among these eating disorders are anorexia, bulimia, binge eating, and other dietary conditions. An estimated fifteen percent of young women adopt unhealthy eating habits and behaviours about food. Anorexia Nervosa Anorexia is the second most common eating disorder. Anorexia and bulimia nervosa are common in terms of having an intense fear of becoming fat or even just to be perceived as fat. However anorexia differs in the sense that anorexic people starve themselves to lose weight, on the other hand people with bulimia eat to their hearts content and then purge by forcing themselves to vomit. Anorexia and other eating disorders usually start during early adolescence. People with anorexia nervosa often do a good job at hiding their eating disorder until the side effects have become prominent. And anorexic people also have a tendency to deny that something is wrong with them, that they’re already finished eating, or that they’re not hungry at the moment. They also keep insisting that they need to lose more weight. Anorexia and other eating disorders may have stemmed from a misunderstanding of a wide range of social influences that dictate for women to be skinny and imitate supermodel looks. Or sometimes it may be self-inflicted as a way of refusing to enter puberty. Some experts relate having low self-esteem, loneliness, a history of abuse, peer pressure, inferiority complex, and perfectionism as triggers of such conditions. Side effects Side effects are mainly classified into psychological, social and physical. Physical side effects may come as a result from lack of nutrition from very little food intake, this may put serious strain on a lot of the body’s major organs. Anorexia may also cause psychological side effects, changing the way a person thinks, giving anorexics a distorted view on things. Physical side effects: Fatigue and loss of energy Hypotension (low blood pressure) Dizziness due to low blood pressure Fine hair growth on body (lanugo hair) Hair loss Pins and needles (parathesia due to changes in the peripheral changes in the nervous system) Brittle nails and fragile bones due to low calcium Increased vulnerability to osteoporosis Anaemia and pale skin due to low iron levels Easy bruising Cramps Ulcers Susceptibility to cold due to loss of insulation Edema (tissue swelling from water) due to electrolyte imbalances Cessation of menstruation Strain on most of the bodies organs Thyroid dysfunction Irregularity in the secretion of growth hormone Potential kidney failure Urinary tract infections Chronic indigestion Potential liver failure Osteoporosis Psychological side effects: Low self esteem and loss of confidence Feelings of being ineffective and powerless Fear of losing control Mood swings Irritability Anxiety and depression Loneliness Feelings of being worthless Now that you understand what anorexia is all about, it will be easier to look out for tell-tale signs of the disease. Of course the best way to prevent this condition is to educate your kids early of proper nutrition and showing them a healthy attitude towards food. Of course, the best way to educate is to lead by being an example to your children. After all, if your kids see you eating healthy, what are the chances that they would develop an unhealthy eating habit?



Online The skinny on anorexia

Home improvement projects

Where to Start People want to do home improvement projects all the time to increase the value of their home. Many people, however, do not know which project to tackle first when they have multiple projects to be done. Picking which project to do first can be decided by a number of things. Money and urgency are the biggest factors in this. If you have a hole in your roof, obviously you need to get that fixed before putting a shed up in your yard. But if you need new windows because the old ones are older than you and your bathroom looks like it’s stuck in the 70’s, you have a choice. Some improvements will be more time consuming than others and that should be taken into consideration before starting anything. Before you Start Do your research before starting anything. Whether you plan to do the project yourself or hire someone to do it for you, make sure you know what you are getting into before buying anything or signing any contract. Any home improvement job can be done by yourself or a company. Depending on the job will depend on what you need to not only get it done, but also how much it will cost. Check out different home improvement stores for varying prices as well as professionals. Ask your neighbors who did their project and how much it cost, if they are willing to tell you the price. If they did it themselves, ask how long it took and if they ran into any problems they didn’t believe they would encounter. If they did encounter problems, ask them how they fixed them. On the other hand if they used a professional ask what they thought of the work the professional did. Knowing what you might be getting into is the best knowledge of all. And if it is possible, ask more than one home owner about the same project so you can compare notes. Do It Yourself versus Professional You have decided what project you want to do. You have done your research and have an idea what it should cost and how long it should take. Now you must decide if you want to do it yourself or hire a professional crew to do it for you. There are advantages and disadvantages to both. Doing it yourself can be much cheaper because you aren’t paying labor costs that are added to the professionals’ prices. However you have to know that you will have ample time to fix complete the project and that you can live in your home comfortably enough while you do finish. Also if you run into a complication, you have to know how to fix it quickly so as not to lose any more time on completing the project. This can get expensive if you don’t know how to fix it or are on limited time and money. Having a professional do it can cost thousands more, depending on the project, but you will have an estimate time of completion. And, the best part of all, if there are any mess ups, you are not responsible for fixing them. Well for the most part you won’t be responsible. You will need to read the fine print on any contract you sign with a professional. Another advantage of having a professional is that the work is warranted. Using the Professional Once you decide to go with a professional, you should get multiple quotes before making your choice of who to use. Even if the company that did your neighbors windows comes highly recommended, your house is different and they may have different pricing specials now than when your neighbors had their windows put in. Get at least four or five quotes to see exactly what the professionals cost and the differences in how they do business, their warranty works, estimate for when they can start your project, and completion time frame. Don’t go for just the big ads in the phone book. The smaller companies can be just as good and cost less than a big name. Most places give free estimates nowadays. No matter what, don’t let any professional push you into using them before you have all the estimates you want. They may sound great as the first or second, but their job is to get you sign with them and convince you they are better than anyone else out there. Take everything they say with a grain of salt.



Online Home improvement projects

Furnishing your home in style

Decorating your home can be a daunting task, but it is one that will reward you many times over. Determining your personal style allows you to create a theme that you can carry from room to room, giving the house a cohesiveness, even if your style is eclectic. Your furniture is the backbone of the home. It is important to choose wisely and then formulate your design plan around your choices. After you have laid that foundation in place, you can begin to look at complementary fabrics and colors - eventually visiting paint, window coverings, floor coverings, lighting, and accents in turn.

Discover your style and go from there. Your taste may range from traditional to country to casual to contemporary to modern, or anywhere in between. You can choose from materials such as woods, metals, glass, even plastics. You may like intricate designs or strong, simple lines, such as in the Mission style.

You may want your pieces to be heavy and substantial, perhaps dramatic, or the sharp, linear design of Minimalism may appeal to you. When you are considering your preference for what appeals to you, take into account too how you envision your home's primary function. Is it to be a comfortable haven for your family? Do you plan to entertain elegantly? Do you want a serene, cool, calming environment? Do you prefer an eclectic, cozy, warm nook? Is it to be an open, airy affair or more somber? Casual? Luxurious? Formal? Rustic? If your style is casual, and you are looking to make an inviting home for you and your family, you are likely to want the warm glow of woods, either light or dramtically dark, and soft, inviting fabrics. If you prefer a more traditional, formal look, you are likely to choose rich fabrics, including damask and velvet, and woods, such as cherry or mahogany. For the modern approach, you may incorporate many materials - light, blonde woods, sleek metals like chrome and aluminum, and simple fabrics. Whatever your taste, you can find fabulous pieces that express your style.



Online Furnishing your home in style

More than just life insurances

Insurance, as we all know is a form of risk management primarily used to hedge against the risk of potential financial loss. Insurance is defined as the equitable transfer of the risk of a potential loss, from one entity to another, in exchange for a premium and duty of care. When we think of taking insurance what immediately strikes our mind are the life insurances. Families often consider life insurance as necessary as a sound roof when it comes to protecting them from the harsh winds of fate, especially when children are small. Primary bread earners want assurance that even if worst things happen, the house will be paid for and the youngsters can continue to go to college. But there are many worst things which can happen within one’s life period like a disability that could knock the family provider out of the workplace. While industry studies show that workers are three to five times more likely to be disabled than die early, disability insurance is often neglected. What is the point of having a life insurance if you are disabled? While premature death tends to have a bigger emotional impact, disability can be equally, if not more, devastating to a family's financial stability.

Disability can be long term or short term and can be broken down into a number of broad sub categories. •Physical impairments affecting movement. •Lack of amputation of limbs or other body parts. •Sensory impairments, such as visual or hearing impairments •Neurological impairments. •Cognitive impairments. •Psychiatric conditions The often heard “It won’t happen to me” has become a joke as daily someone or the other living in this world is diagnosed with some kind of a disease or other. For example Diabetics is one such kind of a disease that is common among youngsters today. Shocking to hear!!! But true facts are sometimes difficult to accept. With such a situation in hand, there is a high demand not only for life insurances but also disability insurances. Disability insurances are of two types; •Long Term Disability (LTD) •Short Term Disability(STD) Based on the type of disability, there are various different policies to suit you need and requirement. •Short-Term Disability policies (STD) have a waiting period of 0 to 14 days with a maximum benefit period of no longer than two years. •Long-Term Disability policies (LTD) have a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to the rest of your life. Disability policies have two different protection features that are important to understand. 1.Noncancelable means the policy cannot be canceled by the insurance company, except for nonpayment of premiums. This gives you the right to renew the policy every year without an increase in the premium or a reduction in benefits. 2.Guaranteed renewable gives you the right to renew the policy with the same benefits and not have the policy canceled by the company. However, your insurer has the right to increase your premiums as long as it does so for all other policyholders in the same rating class as you. In addition to the traditional disability policies, there are several options you should consider when purchasing a policy: Additional purchase options Your insurance company gives you the right to buy additional insurance at a later time. Coordination of benefits The amount of benefits you receive from your insurance company is dependent on other benefits you receive because of your disability. Your policy specifies a target amount you will receive from all the policies combined, so this policy will make up the difference not paid by other policies. Cost of living adjustment (COLA) The COLA increases your disability benefits over time based on the increased cost of living measured by the Consumer Price Index. You will pay a higher premium if you select the COLA. Residual or partial disability rider This provision allows you to return to work part-time, collect part of your salary and receive a partial disability payment if you are still partially disabled. Return of premium This provision requires the insurance company to refund part of your premium if no claims are made for a specific period of time declared in the policy. Waiver of premium provision This clause means that you do not have to pay premiums on the policy after you’re disabled for 90 days. If you decide to buy a private disability insurance policy, remember that policies are legal contracts. Read and compare the policies and understand the provisions before you sign. In comparing policies, you might want to consider: •Is disability defined as your inability to perform your own job or any job? •Does the policy cover accidents and illness? •Are benefits paid for partial or recurring disabilities? •Are full benefits paid after loss of sight, speech, hearing or use of limbs? •Is the policy no cancelable, guaranteed renewable or conditionally renewable? •How long must the worker be disabled before premiums are waived? •Is there an option to buy additional coverage, without evidence of medical insurability, at a later date? •Does the policy offer an inflation adjustment There are many disability insurance companies and agents all around the world to offer their services. Based on one’s necessities, he or she can choose the best disability insurance to suit their needs.



Online More than just life insurances

Online trading puts you ahead of conventional investors

Back in the old days, trading was handled by brokers who worked with their clients on ways to best improve their portfolios. But since the advent of the Internet, and more specifically online trading, the days of needing someone else to make your investments are quickly receding into the past. Online trading gives investors direct access to the market without having to rely on an intermediary to buy and sell stocks. By doing it yourself, not only are you forgoing a hefty brokerage fee, you're saving something just as valuable when it comes to playing the market: time. Sometimes, the window of investment opportunity is only open for a few moments. By trading online, you can capitalize on breaking news regarding a hot stock hours before traditional investors dial up a broker to make the deal. Of course, just because you own a computer with an Internet connection doesn't mean you're ready to gamble your life savings away with online investing. Too many people have already fallen prey to the allure of what they perceive to be easy money. That's why it is important to learn the ropes before you begin investing online.

At the very least, prospective do-it-yourself investors should do some research to learn as much as they can about Internet trading. From there, they can begin exploring what kind of online trading they want to do: conventional or direct access. Conventional trading usually requires traders to log on to a broker's Web site and place an order. The broker then reviews the order and submits it to the market. This type of trading is much faster than traditional trading, though can still take several minutes to execute. Online traders who know the value of time prefer direct access trading, which uses specialized software to send orders to the market for real-time execution in just seconds. And those who know the importance of reliable trading software use RushTrade.

At the heart of RushTrade technology is its proprietary "Direct Access Routing Technology," otherwise known as DART. RushTrade's DART technology automatically and continuously scans the market for the best price, then routes your order in just a fraction of a second. Quicker, more reliable market scans mean you get the best market price available.



Online Online trading puts you ahead of conventional investors

X factor jewelry comes with the feel good factor

Jewelry will forever excite just like it has in days gone by. Take the cave man adorned with ivory molars dangling from his neck or his mammoth tusk hanging from his waist. Then we have another fine example for finery the Indian chief sitting so brave attired in colored feathers and beads of every color of the rainbow running through his braided plaits. It has taken millions of years for us to come to our senses and narrow down the amount of jewelry we wear. In saying that piercing of the body where you can end up looking like a voodoo doll is still very popular. What you have to remember is, to much of a good thing can spoil your image therefore taking the beauty away from your ornate piece. Bling diamond sparkling rings along side gold bulky sovereigns are not a match made in heaven.

Remember to many cooks spoil the broth. Beauty behind Jewelry How elegant exquisite precious stones sparkle more when mounted on a 9ct warm gold band and how Signet rings for men express a more strong masculine appearance. Items of Jewelry no matter the size will always hold some meaning or have a story behind it sentimental happy or sad. RINGS The mystery that lurks behind how the ring was titled with names such as the eternity, engagement and wedding band will always remain a mystery. Marriage vows become finalized with an exchange of gold wedding bands. Be sure to choose this ring with care as this piece which bonds two people together is for life. (Sadly not in all cases) Before buying Jewelry get it right because wrong choice wrong image wrong you. EARRINGS What happened to one earring to each ear, today earrings are layered down the lobe in sequence which can be quite eye catching, even when pierced through the nose/nipple or belly button. Women today are only half dressed unless wearing jewelry. Pierced ears seem to dominate and hold a stronger presence over the clip or screw on. No matter your chosen outfit watch it transform when the gypsy dangler or Grace Kelly pearl peeper is placed onto the lobe History behind time How the concrete garden sundial went from the garden to the pendulum swinging grandfather clock in the hall only to be halved in size to stand on the mantle. There has been a dramatic change in the way we tell time today. When buying a watch choose wisely as this is worn and on show for all to see more frequently than most Jewelry items. Jewelry speaks volumes about a person's personality so do not damage yours by making the wrong choice. Take a friend with you when shopping for gold or silver this way you can seek advice if you need it. Jewelry has to be top of most peoples gift list for birthdays Christmas anniversary's retirement etc. For those people celebrating these special dates why not make that day extra special for them by giving a piece of Jewelry.



Online X factor jewelry comes with the feel good factor