Which car should you own to keep your insurance rates most affordable

Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars. They look at the color of the cars, how many doors they have, and even break them down type. The Highway Loss Data Institute is a nonprofit public service organization. It is closely associated with and funded through the Insurance Institute for Highway Safety, which is wholly supported by auto insurers. HLDI gathers, processes, and publishes data on the ways losses vary among different kinds of vehicles. http:// iihs. org/vehicle_ratings/ictl/ictl. htm 4-Door cars have a 93% less chance of having a claim related to theft than their sibling 2-Door cars. Buy a Buick LeSabre and have relatively no chance of a theft loss. Compare that to the convertible Chevrolet Corvette that has over 5 times the average theft rate. You may have known that. However, did you know that the Toyota Celica has a 67% higher chance of theft than the Toyota Camry? In addition, even though the 2002 Lexus IS 300 gets a "best pick" rating from the Insurance Institute for Highway Safety for its performance on crash tests, previous years' models of the same car are some of the most costly in terms of collision claims. "One of the factors that come into play there is the cost of repairing an expensive vehicle," says Russ Rader, with the Insurance Institute for Highway Safety. What about safety? You may be surprised at some of the results. For example, the Porsche 911 has a 67% less chance for injury claims than the norm. Go figure. The Mitsubishi Lancer has almost double the injury claim rate over the norm. Where does you car fit for injury theft and collision? What about your dream car? Take a look at this run down based on 2000-2002 HLDI data: Models that are among the most expensive for theft claims include: Cadillac Escalade four-wheel drive Chevrolet Corvette Convertible Lincoln Navigator four-wheel drive Jeep Cherokee four-door BMW 3 series Convertible Models that are among the least expensive for theft claims include: Buick LeSabre Buick Park Avenue Volvo V70 Station Wagon Mercury Grand Marquis four-door Models that are among the most expensive for injury claims include: Suzuki Esteem four-door Kia Rio four-door Mitsubishi Mirage two-door Kia Sepectra four-door Models that are among the least expensive for injury claims include: GMC Sierra 2500 two-wheel drive Chevrolet Silverado 2500 GMC Yukon XL 1500 four-wheel drive GMC Sierra 2500 four-wheel drive Chevrolet Tahoe two-wheel drive Models that are among the most expensive for collision claims include: Subaru Impreza WRX four-wheel drive four-door Lexus IS 300 4 door Hyundai Tiburon two-door Porsche 911 Coupe Acura RSX Models that are among the least expensive for collision claims include: Ford Excursion two-wheel drive GMC Safari four-wheel drive GMC Sierra 2500 GMC Yukon XL 1500 four-wheel drive Source: The Highway Loss Data Institute Visit http:// CarInsurance. com for low cost car insurance

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Enhance productivity and safety for your business with industrial roll up doors

If you own a warehouse, storage facility, or industrial business, you probably realize the importance of safety, productivity, and energy conservation. Old doors to divide your plant sections or warehouse storage areas can be a hazard in more ways than one. That's why it's a good idea to replace your old doors with new, energy-efficient roll up doors. Here are some benefits and key features of roll up doors. Easy to Use One issue that's often overlooked in manufacturing facilities is ease of use for the doors. Doors can be a hassle, especially those that swing outward or upward when opened. They must be held open or "held up" by some type of device or they could possibly fall or close suddenly on a worker or on your equipment. This can pose a threat to workers on the job every day without their realizing it. For instance, someone operating moving equipment such as a forklift could easily crash into an open door and get hurt or damage the products they are carrying. With commercial rollup doors, workers can easily and quickly open and close the doors for a fast entrance or exit. This helps to improve productivity and prevent door hazards. When you replace your doors with rollup doors, you can choose the method of opening and closing such as manual push-up, chain, or motor operated doors. Heavy-Duty for Protection Rollup doors come in heavy-duty materials for protection against burglary, weathering, and on-the-job accidents. The doors usually come in materials such as steel, wood, or concrete to provide safety and insulation against cold and heat. Many rollup doors provide protection against dust or contaminants in the air for food processing plants or chemical plants. If you live in an area where there are frequent hurricanes or high winds, there are rollup doors that can withstand high winds and heavy rains. Customized for Your Needs Industrial roll up doors can be customized to meet your needs. A rollup door specialist can measure your door openings and create rollup doors to fit perfectly with your building. They come in many colors that are bright and easily recognized by workers, day or night. Save Money with Commercial Roll Up Doors You can save money on energy costs by installing insulated rollup doors. These can keep cold air in and hot air out during the hot months, and vice versa during the winter months. Another way to save money is by reducing the number of safety hazards for workers. This helps reduce injuries on the job, workers compensation, and insurance premiums. Rollup doors provide a safe alternative to other types of doors or sectional barriers. Other Rollup Door Products Even if you don't manage a factory or warehouse, there are still many other uses for rollup doors. There are mini storage doors, roll garage doors, and self-storage doors to provide you with safe, convenient storage or garage doors. With rollup doors, you can make life easier for your workers and enjoy a safer, more productive environment at your plant or warehouse. Check out the rollup door advantages and features online to see how they can benefit you.

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Credit protection insurance just another consumer rip off

Credit protection insurance is a good example of a consumer rip-off that affects millions of people, yet gets little attention in the financial media. Simply stated, you should NEVER buy "credit protection insurance," or a "payment protection plan" or any other similar type of credit-related insurance. Let's take a look at how these programs work and why they are a bad deal for the average consumer. First, let's dispense with the scam version of this insurance. With identity theft in the news so much lately, con artists have set up telemarketing boiler rooms to call people and try to scare them into buying worthless credit insurance products. Representatives will try to convince you that you're at risk if someone gets hold of your card and starts making fraudulent purchases in your name.

When they call, they may even pretend to be from the "security department" of your bank. In fact, they may actually be part of an identify theft ring, with the goal of getting you to disclose personal information over the phone. Or they may simply be trying to make a fast buck by selling you an insurance policy that you absolutely don't need. Under Federal law, you are limited to a maximum of $50 liability for unauthorized use of your credit card. If you didn't authorize a charge, don't pay it! Follow your credit card bank's procedure for disputing bogus charges.

You simply don't need insurance to protect yourself from a situation that is already covered by Federal law! Now, what about those "payment protection plans" offered directly by the big credit card banks? These are plans that promise to cover your minimum monthly payments for an extended period of time (usually 12-24 months) if you get laid off from your job, become hospitalized due to accident or illness, or become disabled. On the surface, a plan like this sounds like a pretty good idea. After all, how could you keep up with your payments if you suddenly lost your job or became too ill to work? Of course, you should not be carrying balances on your credit cards anyway. If everyone paid their balances every month in full, then credit protection insurance would not even exist in its current form. You are charged for the insurance based on the amount of debt you're carrying on the card, so if the balance is zero, then there is no fee. In fact, some bank representatives use this as part of the sales pitch when trying to entice people to sign up for that "free 3-month trial" on their payment protection plan! They attempt to talk you into adding the insurance now, while you don't need it and when there is no cost, in the hope that one day you will start carrying a balance. By then, you'll probably have forgotten you signed up, and you'll wonder what those mysterious charges are on your statement every month. If you do carry balances on your cards, credit protection insurance is still a very bad deal. To see why, let's look at the math here. A typical loss protection plan costs $0.85 for every $100 of balance carried on the card. So if you're carrying a debt of $5,000 on the credit card, it will cost you $42.50 per month to buy the insurance. Over the course of 12 months, you will spend $510 under this scenario. That's equivalent to paying an extra 10% in annual interest! A light bulb should be shining over your head right about now. Why not take that same $42.50 per month and use it to pay down the balance faster? Good question. When you consider that most consumers who have credit protection carry it year after year, without ever becoming eligible for a claim against the insurance policy, the amount of wasted money can add up to a truly staggering sum. Continuing with our $5,000 example, with a typical minimum payment of $125/month, it will take more than 26 years to pay off the balance in full, at a cost of $7,115.42 in interest. By applying that extra $42.50 per month that would otherwise go toward the insurance, for a total monthly payment of $167.50, you'll have the debt paid off in only 40 months! And you'll have saved $5,435.22 in interest charges. It simply makes no sense to waste this money , especially when you consider that the credit protection plan is normally only good for 12-24 months anyway. There's another important factor involved here. Credit protection is also a bad deal because the eligibility requirements are so very restrictive. When you read the fine print, you'll realize that there are all kinds of situations that aren't covered. Let's say, for example, that you've been fighting a medical condition for some time. So you buy the insurance thinking it's a good idea. Eventually, you end up in the hospital for treatment and recovery. Can you breathe a little easier knowing your credit card payments are covered? Nope. Most of these policies have exclusions for pre-existing conditions. And there are numerous other loopholes that allow the bank to deny your claim under the policy. In view of the lousy math and the restrictive nature of this type of insurance, these programs should really be named "bank profit protection" instead of "credit protection insurance." Instead of spending good money on an insurance plan that you will probably never use, you're far better off applying that same amount toward paying off the debt early.

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A guide to investing in startups

Investing in startups carries a certain element of risk. If you've ever received an opportunity to invest in a startup company, you might find yourself wondering whether or not it's worth the risk to invest your money into a business that's still trying to get off of the ground. By their very nature, most startup businesses are more prone to miscalculations and unexpected problems than more established companies… some don't even make it through the end of their first year. This does not, of course, mean that it's not worth your time to invest in a startup business if the opportunity presents itself; it simply means that you need to approach the matter with care and make sure that the opportunity and business are sound. Below you'll find a few suggestions that can help you to determine whether the startup opportunity that you face is worth the risk. Considering the Business Model Most startup companies will prepare a business plan for their potential investors to read through and consider when deciding whether or not to invest in their company. This business plan will include their projected expenses, potential profits, closest competition, and the general plan that they have for organizing and running the business. This last portion is known as the business model, and is one of the first considerations that you should have when trying to determine whether the opportunity is a good one or not. Read through the business model several times, envisioning the structure that it proposes; if you can see it as potentially succeeding, then the matter is worth further consideration. Should you find flaws in the business model, however, you might want to be wary… if the business can't make money, then your investment won't make money either. Analyzing the Opportunity Assuming the business model is secure, you should then begin to look at the investment opportunity as a whole. Are the amounts that the business owners are requesting reasonable? Does your investment allow you any sort of voting rights, limited partnership, or legitimate voice in the running of the business? How many other potential investors have the same opportunity as you do? Taking the time to consider the various ramifications of investing in the startup company will help you to determine whether you can actually afford to make the investment in the off chance that your return doesn't match your initial investment. Weighing the Risks Once you've considered the questions about the investment, take some time to consider the various things that could go wrong with the business model. Take into account the competition that the business will be up against, any potential oversights or other underestimations by the business owners, and the community that the business will be serving. Determine whether there is a significant chance of the business failing or performing poorly or whether there is a greater chance of success than failure. Once you've compiled the various risks that could be associated with investing in the business, it's time to make your final decision as to whether or not to make the investment in the startup company. Deciding Whether to Invest Taking into account the chances for success, the various risks, and the solidity of the business model that the startup owners have designed, you can make your final decision as to whether the investment is right for you. If you feel that the risks are to great or that you can't afford it, don't make the investment. If, however, you determine that there's a good chance of success, feel free to make the investment and see what happens. It's your money… use it wisely. You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:

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Wholesale distribution business what is direct store delivery

Copyright 2006 Jorge Olson Direct Store Delivery is one of the most important terms in the Wholesale Industry, especially in Wholesale Distribution. It means that you distribute to retail stores one by one. Wholesale Distributors, Retailers and Manufacturers have to familiarize themselves with how DSD works because most accounts, category buyers and anyone who’s anybody will ask you about this if you are in the wholesale business. Direct Store Delivery or DSD means that a distributor sells and delivers store by store, stopping at each store or account to drop products and sometimes even merchandise those goods. If you drop ship or ship to one location like a distribution center you are not a DSD distributor. Retail Stores love DSD, especially large chains. What they love even more than DSD is Full Service DSD. This is when the distributor delivers products store by store and services the account. In other words, cleans the shelves or displays, merchandises the product, hangs pricing, displays and other point of sale material and then goes to the next account. Stores love DSD because the distributor does all the work for them and because they never run out of product. If the distributor does a good job, the retailer will always be fully stocked with product at all times. Now, what’s the big deal of being a DSD distributor? Well, if you are a small distributor it is not a really big deal. If you are a one man operation or distribute in one city, you will have no problems with DSD and probably don’t need a large investment. Now, if you land a large retail chain on the other hand, chances are they will be all over the state or all over the country. Now imagine how big of a deal it is. You’ll need a fleet of salespeople and trucks. This is why retailers love DSD, but manufacturers prefer to deliver truck loads to one central warehouse location. There is a large investment with DSD. If you don’t want the investment you still have to go around and sell to distributors that do have DSD. This can take months or even years if you already have the retail accounts lined up. I like to break up DSD distributors into 2 major categories, Full Service and Case Droppers. You already read a bit about the Full Service DSD distributors, they are the ones that deliver products store by store and merchandise the account, spending several minutes or even hours in every single store working out a sweat. The other type, Case Droppers, are those DSD distributors that don’t merchandise items, like the name suggests, they do show up store by store but they unload cases or pallets and go on to the next store. It is up to the store employees to stock and merchandise the products. Now, what is best for your products? Well, it’s a no brainer. Full Service DSD is the best way of delivering product in just about any situation. You will get more sales, you will be stocked more often and if the distributor does a good job you will always have the best spots in the shelves or in the retail floor. Your products will have their appropriate pricing and the employees and managers of the stores will attach a face to your product. That is always very important.

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Heart rate monitors your essential guide

What is a heart-rate monitor? Monitoring your heart rate is easy: If you're living, you've got one. A heart rate monitor allows you to effectively train at your target heart rate for optimal results during competition. First you’ve got to understand how monitors work. Most look like wristwatches and combine timekeeping functions with heart monitoring. For constant heart rate readout, purchase one with a chest strap transmitter that sends heart data to the wrist unit. Devices without a chest strap provide heart rate data but only when you are touching the unit with your hand. If you decide on buying one, lower you can find a few examples of what’s available, plus some characteristics. One of the leading manufacturers is Polar ( polar. fi), which offers, amongst many other, these products: Polar FS1 Heart rate monitor target zone with audible high/low heart rate monitor alarm. It displays heart rate and exercise duration during exercise. Has the option to recall total exercise duration and average heart rate after exercise. It’s clock has selectable 12/24 hour display. It includes T31 chest heart rate monitor transmitter and elastic strap. It is available in dark blue or yellow colors. This is just the thing for beginners and basic exercises. Polar AXN 700 This heart rate monitors offer a complete set of features for hiking, climbing, mountaineering, skiing or other outdoor activities. It has a titanium case and the following additional features: resting heart rate test, slope counter, 3 sets of heart rate limits and bearing setting. Amongst the usual specs of an heart rate monitor, you can also find: HeartTouch™, button-free operation of wrist unit - lap information can be momentarily displayed by touching the Polar wrist unit to the chest transmitter belt. Polar OwnCode® prevents cross-talk from other heart rate monitors. As more and more people use heart rate monitors today, preventing cross talk from other devices in-group situations at the gym or when jogging with a friend becomes essential. The unique coded technology blocks unwanted signals from other heart rate monitors, ensuring disturbance-free transmission of your heart rate data. Another manufacturer is Reebok ( reebok. com), where I found a few designs of heart rate monitor, presented below: Reebok Personal Trainer Heart Monitor – It measures your heart rate to ECG accuracy. Displays time of day, calendar, and has a daily alarm function. Scan Sequence – Just press a button, unit will display average heart rate, highest & lowest heart rate and total exercise time. Contour Lite Transmitter included. Reebok Precision Trainer Monitor It has a heart rate zone high / low limit in 1 beat steps for exact heart zone, an out of zone alarm audible warning when out of zone. It displays heart rate and percentage of maximum heart rate. You don't have to calculate what the percentages should be, since it does that for you. For example: 99 Hour stopwatch with 50 lap memory plus an accumulated time in target zone. The triple display is it’s main feature, which makes it special, an can be swapped trough: Time of Day, Heart rate and percentage of maximum heart rate or, Stop Watch, Heart rate and percentage of maximum heart rate or, Time in Zone, Heart rate and percentage of maximum heart rate. For more information on heart-rate monitors, you should visit the following sites: heartratemonitor. co. uk/ heartmonitors. com/ consumersearch. com/www/health_and_fitness/heart-rate-monitors/ epinions. com/well-Supplies-Home_Diagnostics-Heart_Rate-All

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The calling card alternative

For a few years now, the calling cards business is booming. Everywhere you go, everywhere you search you might find one: in WallMarts, grocery stores, newspaper stands, vending machines in coffee shops. But the place you can find the most of these long distance alternatives is the internet. A quick search on Google, Yahoo or other search engines will reveal thousands of websites that sell calling cards. So, it’s an easy pick, one might say. Well… not quite. According to the FCC, almost 70% of the calling card businesses are fraudulent. Meaning mostly that they get your money but you don’t get the calling card. That means that you have to be very careful when choosing a website to buy from. On top of that, calling cards vary in number and features, so you have to choose the one appropriate to your needs. Their low rates however, come with a price at times. Companies selling calling cards use VoIP technology and other third party carriers to complete their calls. While not as expensive as a satellite connection (hence the low rates), this technology is at the beginning, so problems may occur from time to time. This is why calling cards are not usually recommended for emergency calls. For calls within the United States however, calls made with calling cards (also known as phone cards) have a good quality and connection rate, given that you have found a good supplier. So here are the steps you need to take to get the best out of your calling card purchase: - Find a reliable website (this means no weird pop-ups, no advertisement of Viagra on the website – you get my point). - Take a look at the available calling cards and rates. - Check out any details of calling cards: usually, next to or underneath the picture of the calling card there is a link that will take you to a “Details” page. Look for maintenance fees, rounding, any other surcharges, expiration dates. - If you intend to make a lot of long calls over a short period of time, choose a card with a maintenance fee. This means that a certain amount will be deducted from your balance each week/month until you use up the card. But if you plan to make so many calls, you’ll probably use the card up by the time the maintenance fee is deducted. Calling cards with maintenance fees also tend to have lower rates. - If you use the card just once in a while, choose a card with no maintenance fee. These cards usually have higher rates, but you don’t have to worry about your balance going down if you do not use the card. - Look for a Customer Service number. Reliable companies have Customer Service, in case their customers have questions or problems. After this, get the card you this is best for your needs and wait for it to arrive in the email. Unless otherwise specified, you should be able to use it immediately. Good luck!

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Should paypal be your only ebay payment option

You may have noticed that many sellers list PayPal as the only payment option they accept – they simply can’t be bothered cashing cheques and money orders, never mind any of the other strange ways some people want to pay. Like all things in life, though, PayPal has its advantages and disadvantages. Let’s take a look at what PayPal can do for you, and what it can’t. The Disadvantages. PayPal is very vulnerable to fraud, and it’s you as the seller who’ll be paying the price when it happens. What’s more, they do take a percentage from every transaction that you could be keeping if your buyers were paying by cheque. You might also have noticed that PayPal come from the eBay school of customer service, enjoying such pastimes as hiding their phone number and only ever sending out automated responses to emailed queries. PayPal has an unusual number of campaigners against it, most of them people who’ve had their accounts frozen and had to chase PayPal for months for thousands of dollars. Some of these people recently filed a class action lawsuit against PayPal, claiming damages for lost business – and they won. This alone should make you cautious about using PayPal. The Advantages. PayPal is quick and easy for buyers to use, and is certainly a more secure and reassuring way to accept credit cards than signing up for your own merchant account. You’ll probably also find that it’s cheaper for you. That’s before you even consider that eBay buyers are more eager to buy from someone who accepts PayPal, as it saves them all sorts of hassle with posting payment and then waiting around. PayPal lets you give speedier customer service. But Should You Use It Exclusively? The most important thing about only accepting PayPal is, again, a matter of customer service: some of your potential customers might not have or want a PayPal account. Not everyone loves electronic payments – some fear them, and like eBay because it is one of the few places on the Internet where many sellers will accept payment by more traditional methods. Do you want these people as customers, or don’t you? You might notice that some people are aware of the issues of PayPal and refuse to use it, but still want to pay electronically. For these rare cases, it’s worth opening an account at a well-known PayPal rival that has a better reputation – the current favourite seems to be NoChex (http:// nochex. com), which offers free chargeback protection. NoChex is quite a lot better than PayPal by most standards, but just doesn’t have the same market penetration or convenience of use on eBay. Still, there’s nothing stopping you from accepting both, just as long as you make it clear that you do on your auctions. If you find that you really prefer NoChex to PayPal, then you could offer your buyers a discount for paying through NoChex. Once you’ve got the payment, the next thing you need to do is ship the items. In the next email, we’ll take a look at what you should write on your eBay shipping boxes.

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How to avoid becoming a victim of identity theft

With identity theft statistics currently at an all time high, and climbing, it just makes sense that we should all be doing everything we can to protect ourselves. One of the most prevalent yet overlooked ways your personal information and passwords may be being compromised is through the presence of Spyware on your computer. Note these very disturbing Facts about Spyware and Identity Theft: 27.3 million Americans have been victims of identity theft in the last five years, including 9.91 million people or 4.6% of the population in the last year alone. Spyware infects 91% of all computers. That equates to an alarming 9 out of 10 computers! Stop thinking Identity Theft can’t happen to you. It can. Spyware is without doubt the most prevalent threat to online computer privacy and security. You maybe wondering, exactly what is Spyware? Spyware applications are programs and files that hide on your PC's hard drive without your direct knowledge. They allow hackers and advertising companies to track your every move, both online and even when you work offline. Tracking the websites you visit, the items that you buy online, the emails you send and receive, your Instant Message dialog, and worst of all they can even record your credit card number, personal identification numbers, and all of your passwords. If you use dial-up to connect to the Internet then spyware can be used to bill 900 numbers to your telephone bill. Spyware allows hackers to take control of your browser and alter your computer system files. These computer parasites slow down your Internet connection by inundating you with unwanted Spyware pop-up ads. This is just a short list of the harm that Spyware can cause. Note: Spyware and Adware cannot be detected by anti-virus and firewall software. Have you noticed your computer running slower than ever? The reason for that may have to do with online advertisers adding Spyware, or Adware to your computer without your knowledge. What is Adware? Adware works very much like Spyware. Adware is software that will show you popup ads over and over. These files can also be extremely dangerous to your PC and could cause major problems with your Computer. If you’re still wondering why you should be concerned about adware or spyware, consider this reality. Through the use of adware and spyware your passwords, credit card numbers and other personal information could end up in the wrong hands. In an attempt to provide some much-needed information on the subject of spyware, adware and identity theft I’ve compiled a Special Report called Spyware! How To Get and Stay Safe. The report is in PDF format and can be had for the asking by visiting the following URL: http:// easyhow-to. com/identity-theft-avoidance. htm

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Hemorrhoids description symptoms and treatment

What are Hemorrhoids? Hemorrhoids (or piles are they are more commonly known) are simply the veins in your anus which have become distended (swollen with blood). This is very similar to varicose veins, where the vein becomes large and lumpy, only these veins are around the anus which makes it a bit more embarrassing. The vein swelling can affect the part of the anal canal just above the sphincter where it is less well supported and protected causing Internal Hemorrhoids. Or it can affect the veins at the lower end of the canal causing External Hemorrhoids. Either of these types can exhibit the same kinds of symptoms and are generally quite uncomfortable in most cases.

Hemorrhoids affect approximately 50% of the population and appear to be distributed evenly across both male and females although anecdotally, it appears that pregnant women are quite susceptible to this condition. What are the symptoms of Hemorrhoids? There are a number of symptoms of Hemorrhoids which as is usual with most medical symptoms could be any one of a number of medical conditions. The best advice anyone could receive if they’re not sure, is to see a doctor as soon as possible. Some of the other conditions which have similar symptoms to Hemorrhoids range from things like threadworm and colon cancer. It is always best to go to your doctor and find out that you have nothing to worry about than to not go and only find out when the condition has become a lot worse than it could have been.

The main symptoms of Hemorrhoids are Passing bowel movements are painful. You have an itchy anus. There are one or more painful or tender fleshy lumps in the anus area. There is a feeling that your bowels are never empty. Normally these symptoms are at worst uncomfortable and don’t stop you from conduction your day to day business. However, in a few rare situations, they can be very painful if they are associated with a splitting of the anus (known as an anal fissure). What is the treatment for Hemorrhoids? In most instances, Hemorrhoids can be treated successfully without any professional medical intervention. Despite that though, as I mentioned earlier, it is always best to consult a doctor if you’re unsure or the condition lasts for more than a couple of weeks. Some examples of the treatment for hemorrhoids are to eat a lot of foods rich in fibre. This can help to prevent constipation which can aggravate the condition. Closely related to constipation, is to avoid straining and to use soft toilet tissue. Then wash the area with warm water. From all pharmacies, you should be able to buy some creams over the counter called Corticosteroids which contain a local anaesthetic and will soothe the pain and discomfort. They are not recommended for long term use though. There are three other treatments which all require you to visit a medical practitioner. The first is where a chemical is injected into the hemorrhoid which causes them to shrivel up. The second way, is called Banding. Where a rubber band is placed around the base of the hemorrhoid. The Hemorrhoid then shrinks and eventually falls off. The final option is surgery called hemorrhoidectomy which is only conducted very rarely as less traumatic methods named above are used. This option would normally be used on internal hemorrhoids which are very large.

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5 ways how to be successful by selling online

Are you selling online? You are maybe looking for some solutions how to succeed in your business. There are several ways how to get more clients and earn more money. In this article I will introduce you some of them. 1. Affiliate marketing: Affiliate marketing consist in relationship between web site owners and merchant. Web site owners put merchants advertisement (usually text link or banner) on their page and merchant pays commission from each deal to the site owner. The advantage of this promotion method is the fact that you can never loose your money for inefficient advertising because you pay only in case you earn some money. If you want to start your own affiliate program you can buy one of many available scripts or use some of affiliate networks like Link Share or Commission Junction. 2. Search engine optimization (SEO): Search engine optimization is one of the most effective (and one of the hardest) ways how to get the large number of very good targeted customers. If you are a search engine optimization specialist, make a SEO analysis and optimize your web site for some effective keywords. If you know nothing about SEO try to find some basic information on Internet and optimize for easy keywords or hire some SEO company. The advantage of search engine optimization is the fact that you get the visitors who want to buy the goods (or services) which you offer. The disadvantage is the long time necessary for successful optimization. 3. Pay per click (PPC): There are several search engines offering pay per click program. Advertiser choose the keyword and the bid. If the visitor search for this keyword, advertisements targeted for this keyword are displayed. If more advertisers select the same keyword the advertisements are sorted by the bid (except google AdWords, there the advertisement position depends on the bid and click rate). The big advantage of pay per click system is the fact that you can start your campaign during a few minutes. 4. Banner exchanges: You include a HTML code to your web site and each time somebody visits the site where the HTML code is placed a banner will be displayed and you get some credits (usually 1/2 - 1 credit depending on the exchange ratio). For each credit you "earn" your banner will be displayed on another banner exchange members page. This type of promotion is good for branding but it will increase your traffic just about 0,1 - 1 % only (depending on click rate of your banner) so always combine this method with another strategies. 5. Promotional coupon codes: Everybody is happy for a free gift or some discount and a lot of online marketers take advantage of this fact. So why don't make your customers happy too? There are many promotional coupon code directories on Internet. Put your coupon code to most of these web sites. Try combination of promotional coupon codes strategy and affiliate marketing. Give away to your publishers promo codes or special affiliate link. If the visitor click this link he gets some discount, free gift, free shipping or another benefits.

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Patel shines with sunbelt business brokerage chain

WOBURN, Mass. – Satish Patel has big plans for his Sunbelt Business Sales & Acquisitions franchise in New England, which he started in 2003. Patel, the chief executive officer and president, has grown his franchise to four offices in Massachusetts, and he is looking to expand to another six offices over the next three years. Sunbelt Business Advisors Network LLC is a national business brokerage firm based in Independence, Ohio, that helps people buy and sell businesses. Sunbelt has 300 offices in the United States as well as in 30 countries and employs 1,500 business brokers.

In February 2006, Sunbelt was acquired by Merrymeeting Inc., an investment firm that focuses on acquiring and developing franchised brands. Sunbelt focuses on: general businesses with gross sales of less than $1 million and fewer than 20 employees, as well as franchise re-sales. Typical brokerage deals are in the $3 million to $30 million range. Sunbelt brokers the sale of about 4,000 businesses annually. Sunbelt was founded in 1978 by Edward Pendarvis, who remains chairman emeritus.

Pendarvis first met Patel at a Sunbelt franchise meeting and said he is in the “upper tier” at Sunbelt because he is able to broker some of the chain’s larger deals. According to Pendarvis, the best brokers are those who have experience in business and understand it, and what makes Patel a good businessman is that he is good at dealing with people. Patel is originally from outside of Mumbai and came to the United States about 20 years ago. He has a degree in international management from the Maharaja Sayajirao University in Baroda, India, and an accounting degree from California State University, Fullerton. He is also a charter member of The Indus Entrepreneurs. He is a certified public accountant and after about 10 years in accounting, he became his brother’s chief financial officer at his software start-up, helping sales reach $10 million and arranging for the sale of the company in 2000. He became involved in helping his wife’s small chain of retail stores, which grew to about a dozen, and was later sold to a public company. Patel said when he and his wife were looking for someone to represent them in selling their retail chain, he could not find anyone who was qualified to handle a large transaction like this, or someone he could trust. This stuck in his mind, and he began researching and looking into this business sector.

Patel said he likes the broker business because it is challenging, complicated, and there are not many good brokers out there. He added that being a business broker is about the process, through which finding the right buyer can reap the maximum value for a company. “Our goal always is to find multiple people bidding on the same company and as a result, we try to get the maximum price for the company,” he said. His ability to do so has led to success. Since starting in 2003, he said the business has grown every year, and he wants to become the premiere business broker and merger and acquisition company in the area. Currently, Patel’s Sunbelt franchise business has about 25 people working on the business brokerage side. Patel’s Sunbelt franchise is based in Woburn, Mass.

, with offices in Worcester, Boston and Stoughton. Patel owns the rights to the whole New England territory and wants to establish offices in Maine, Vermont and New Hampshire. When he bought the New England territory, he said it was underdeveloped at the time, but he is changing that. “Our goal is basically to open about 10 offices throughout the New England territory.

And that’s our territory,” he said. Patel said his Sunbelt franchise focuses on smaller businesses, which account for 50 percent of his franchise’s revenue. The other 50 percent comes from larger deals, which is the mergers and acquisitions side of the business that focuses on deals worth over $5 million. The fact that Patel’s Sunbelt franchise also focuses on mergers and acquisitions puts it at an advantage since few similar companies have divisions for business brokerage, as well as mergers and acquisitions, he said. The difference between a merger-and-acquisition buyer and a business-broker buyer is that a merger-and-acquisition buyer has a more strategic outlook. For example the goal in a sale could be to add another product line. A business broker wants to buy a business that will give clients a job running a business such as a convenience store or pizza shop.

Patel added that by being able to accommodate both types of buyers gives his business has an advantage because. Patel said that it normally takes about nine months to sell a smaller business. He added that his Sunbelt franchise is also selective about which businesses it chooses to represent because they work on commission. If a business is does not have the potential for sale or is overpriced, Patel will not take it. As a long-term goal, Patel said he wants his franchise to also serve as an investment banking firm that provides small - to mid-sized businesses with services like consulting, financing and help to make the transaction move smoothly even after the business is sold, whether someone is interested in selling or acquiring. Patel said he sees it as a one-stop service for small - to mid-sized companies. According to Patel, his Sunbelt franchise has sold hundreds of businesses since it started. Last year, the franchise received an award for closing the largest deal of any Sunbelt office. Patel said the deal involved a building material supply company that was sold for over $50 million. Patel also owns part of Sunbelt’s India territory, and he plans to open an office in Mumbai and possibly another in the state of Gujarat He said there are a lot of cross-border transactions taking place right now between Indian and American companies, and he wants his franchise to become the main officer to deal with these transactions through Sunbelt’s network.

Online Patel shines with sunbelt business brokerage chain

Online poker betting structure

The game’s limit is a definition that is dependent on the financial aspect of the game you are involved in. There are two types of online poker games if we look at poker from the money point of view: there are the low-limit games and the high-limit games. The high-limit games are the games where lots of money are being played and bet. Low-limit games are at the other side, they are games with little money involved. Betting structures are based on limits imposed to each bet that is done in the game. Looking at this aspect we can distinguish four types of games: 1. The fixed-limit games These games are sometimes named the structured limit games. Wherever there is such a game it means the players will only bet the amount that was set previously. Of course a bet is equal to the small blind and the big blind is double. For more information, when naming such a game, people use terms like $2/$4, $15/$30 games. This way the player that wants to enter the poker room knows from the start what he or she will be betting. Let’s say you are playing in a $2/$4 game. This means you will bet $2 at a time, this being the amount that will be placed as a bet on the flop and pre-flop, with the exception of the big blind of course. On the turn and on the river however the bets will double and every bet’s value will be $4. There is also a limit of bets per round. Every player is only allowed 4 bets per round. That means something like betting once, calling a re-rising, and be raised again. Sometimes there are structured games that have three amounts in their name, like $2/$4/$8. The bets will be placed the same as described before, with the exception that when getting on the river, the bet gets doubled again, so from the initial $2 on the pre-flop and flop, it doubles on the turn to $4, and then it doubles again on the river to $8. But the players are not obliged to place that re-doubled bet on the river. They have an option here, they can either bet $4 or $8, whatever suites them the most. 2. The spread limit games These are games that include the betting amount within an interval of values given by the name of the game. These games’ names will contain the numbers that limit the bets. For example in a $4-$8 game, players can place any bet as long as it is at least $4 and at the most $8. You can bet anything between $4 and $8 during any round. We can find games that have four amounts in the name, like : $4-$8-$10-$12, this means that on the first two betting round, pre-flop and flop the player can bet between $4 and $8, on the third betting round, the turn, the player can bet anything between $4 and $10, and finally on the river the upper limit of the bets is increased to $12, so the bets can be anywhere from $4 to $12. Although less encountered, there are games that have three amount in their name, like: $4-$8-$10. This only mean that until the river the bets are between $4 and $8, but once reaching the river the upper limit will increase and the bets can be placed using amounts from $4 to $10. 3. The pot limit games In these types of games the bets are flexible, the only things that are settled are the amounts for the small and big blind. The bet can be anywhere from the big blind up to the size of the pot in that particular moment. Sometimes two money amount are used to express such a game, like $5-$10. This only means that the small blind is $5 and the big blind is $10, and the fact that the minimum bet is equal to the big blind, meaning $10 in our case. There can occur rules like the one that allows the pre-flop bets to be 3 or 4 times the size of the big blind, but this depends from game to game. 4. The no limit games Basically in these games you can bet almost anything. Anything between the size of the big blind and the money you still have on the table, of course. This games can be referred sometimes as , for example, $5-$10 games, and this means as in the latter situation that the values of the blinds are given and the bets will have to be bigger than the last value, the value of the big blind.

Online Online poker betting structure

Hair loss treatment if you have alopecia aerata

Alopecia Aerata is one of the common reasons of hair loss. This is an autoimmune disorder in which the body destroys its own hair. The hair is lost in coin sized patches and then comes back after some months or years. The pattern of loss and re - growth is unpredictable. Many people lose all the hair due to Alopecia Aerata. What treatment options are available?

Let us discuss them so that you get your hair back as early as possible. Minoxidil- Minoxidil solution is a proven therapy for hair loss of this type. Once you begin applying minoxidil, you may see your hair growing again after about three months. You should consult your doctor about the strength of minoxidil solution that you should use. Steroids- Steroids can help regain hair in alopecia aearata. Your doctor will inject steroid on the balding patch. Topical application of steroids is not effective. Oral steroids may cause side effects. That is why steroids are always injected in the balding patch. Though the injections effective, they are painful. Anthralin - this is an immunomodulator. It is a tar like substance and is applied for an hour and then washed away. Your doctor may combine more than one treatment for you. All of these are proven methods. Trying natural or miracle products will only make you lose your precious money. Use time tested and science-backed solutions for hair loss. This article is only for informative purposes. This article is not intended to be a medical advise and it is not a substitute for professional medical advice. Please consult your doctor for your medical concerns. Please follow any tip given in this article only after consulting your doctor. The author is not liable for any outcome or damage resulting from information obtained from this article.

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Adult acne it s a lot more common than you think

While it is true that acne most commonly appears during the teenage years, it is just as true that a large percentage of individuals suffer from adult acne. In fact, figures show that as much as 25 percent of men and 50 percent of women in their twenties up to their fifties still experience pimple flare-ups. Adult acne can have just as much negative psychological effects as adolescent acne – perhaps even more so. The stress of having a career or raising a family is bad enough. Having to deal with an unsightly skin problem at the same time would be even worse. Adult acne can be caused by several things, one of which is mental stress. The body can react to stress by increasing the secretions of the skin’s sebaceous glands or by releasing more hormones from the adrenal glands. Oils from the sebaceous glands can block pores, while a greater amount of hormones in the body can cause hormonal imbalance – both of which can give rise to acne flare-ups or exacerbate an existing acne condition. It is not surprising that women suffer from adult acne more than men do, since women are more prone to hormonal imbalance. It is known that changes in hormone levels can occur during menstruation and pregnancy. But men, too, are subject to hormonal changes, though not to the extreme level that most women undergo. In any case, hormones play a great role in the occurrence of acne in adults.

Lifestyle and environmental factors also contribute significantly to the emergence of adult acne. A diet that is poor in the necessary vitamins and minerals can wreak havoc on how the body’s organs functions. The skin, being the largest organ in the body, needs nutrients in order to work effectively. If the skin is unable to metabolize or secrete the waste products that it needs to because of poor nutrition, acne can result. Habits such as smoking and drinking can also affect the skin’s condition and its resistance to diseases like adult acne. What is the best way to deal with adult acne? Like many other ailments, prevention is the key. Make sure that a proper diet is being followed; get enough rest; try to find ways to alleviate stress; maintain proper hygiene to prevent dust from accumulating and blocking the pores. Washing the face once or twice a day and using hypoallergenic or noncomedogenic cosmetics and other personal care products can go a long way towards preventing adult acne. Treatment options abound for persons with adult acne, however mild or severe their condition may be. Dermatologists may recommend anti-acne medications to be taken in conjunction with other skin care products.

More severe cases – such as those involving infection – can be treated with antibiotics to prevent complications. Very severe cases of adult acne have several therapeutic regimes, such as microdermabrasion and laser surgery. A person suffering from adult acne, whatever the level of severity, should consult a dermatologist or other qualified professionals to get the treatment option that is the most suitable for him or her.

Online Adult acne it s a lot more common than you think

Taking a brief look down birth control history

A controversial topic such as birth control may seem like a modern issue, but it's not. Contraceptives have been used in one form or another for thousands of years throughout human history and even prehistory. In fact, family planning has always been widely practiced, even in societies dominated by social, political, or religious codes that require people to “be fruitful and multiply.” The history of birth control can be traced back many centuries. In fact, women all over the world have been using birth control method even before there were any modern medical contraceptive innovations or procedures. However, many of these pre-modern methods were not always as safe or effective as those available today. Centuries ago, Chinese women drank lead and mercury to control fertility, which often resulted in sterility or death. During the Middle Ages in Europe, magicians advised women to wear the testicles of a weasel on their thighs or hang its amputated foot from around their necks. Other amulets of the time were wreaths of herbs, desiccated cat livers or shards of bones from cats (but only the pure black ones), flax lint tied in a cloth and soaked in menstrual blood, or the anus of a hare. It was also believed that a woman could avoid pregnancy by walking three times around the spot where a pregnant wolf had urinated. In 1850 B. C., the earliest known contraceptive device for women was the pessary. Pessaries are objects or concoctions inserted into the vagina to block or kill sperm. By 1850 B. C., Egyptians used pessaries made of crocodile dung, honey, and sodium carbonate. Crocodile dung is alkaline. The condom was invented in Egypt around 3000 B. C. Ancient drawings clearly depict men wearing condoms, sometimes made of material that may have been animal hide. It's not clear what they were made of or whether they were used for sex or ceremonial dress. The oldest known condoms which dated to about 1640 were found in Dudley Castle near Birmingham, England. They were made of fish and animal intestines. Condoms in those days were used to prevent sexually transmitted diseases rather than for contraception. Charles Goodyear patents vulcanization of rubber in 1844. Soon, rubber condoms are mass produced. Unlike modern condoms that are made to be used once and thrown away, early condoms were washed, anointed with petroleum jelly, and put away in special wooden boxes for later reuse. On 1906, Cyrus McCormick, inventor of the mechanical harvester, is diagnosed with schizophrenia. His wife, Katherine, dreads passing on the mental illness to future children. Later, she forms a partnership with birth control pioneer Margaret Sanger. She funds contraception research with her sizeable fortune. And the result was the development of the birth control pill. The first birth control pills which were introduced more than 40 years ago, contained high levels of estrogen and progestin. A major achievement in the history of medical science was the introduction of birth control pills. It was an answer for women who faced problems during abortions. During the 1960s, the Searle drug company receives FDA approval for Enovid, the first birth control pill. “The Pill” revolutionizes contraception. It's 100% effective but has terrible side effects, including life-threatening blood clots. Today, it is well known that the condom is the only effective barrier to HIV and to many, but not all other sexually transmitted diseases or STDs. Despite this, neither condoms nor other forms of contraception are used consistently by those who most need them. Women today have many more choices to make with birth control than they did in the centuries ago, when abstinence, withdrawal, and condoms made of linen cloth or animal intestines were the only known options. With all of the reliable and more hygienic modern contraception methods out there today, finding the one that’s right for her lifestyle and health history can be a bit confusing.

Online Taking a brief look down birth control history

Spa covers why you need one

As expensive as it is to buy and install a home spa, many spa owners look for ways to cut costs. One of the most obvious places they look is with the spa equipment itself, and for good reason. By opting out of premium spa accessories like a wireless remote control system, consumers can save thousands of dollars on their spa purchase. While many spa extras can be trimmed away to save a little bit of money, one of the places that consumers should not skimp is on the spa cover. Even though spa covers can cost anywhere from $400 to $1,000 or more, choosing to not buy one can cost you all of that and much more. The reason why is because spa covers save energy, chemicals and lives. No matter whether your spa is outdoors or indoors, the majority of the energy it takes to run your spa goes toward heating your water to just the right temperature. As with any water that is left to sit, the water in your spa will cool down to room temperature or the outdoor temperature when the spa is not in use. This means that you will have to use even more energy to heat it up again before using it a second time, and a third, and so on. The colder you let your water get, the more energy that it will take to heat it up. Spa covers help conserve energy by keeping your water temperature consistent. You see, the spa cover is made with a layer of foam insulation that works the same way that a thermos does. It keeps the cold air out and the warm water, well warm. This means that it will only take you a little time and a little bit of energy to heat your spa to the desired temperature before use. Another way that spa covers help save you money is by conserving chemicals. Did you know that a gallon of chlorine will evaporate in a few hours on a hot day? With this in mind, just imagine how much chlorine you will waste if you leave your spa uncovered for the entire summer. A spa cover also helps keep rain, leaves, bugs and other undesirables out of your spa. This not only saves you money on chemicals but saves your back as well because you will not spend near as much time cleaning your spa as you would if it was left out with no barrier to protect it from the elements. Safety is another concern around any type of water. In fact, the leading cause of death for children less than five years of age is drowning. Sure, you can be diligent about not letting any children near your spa, but snapping on a cover takes away the risk and your worry. You may even be held liable if a neighbor’s child falls into your spa. So, let the remote control go; let the built-in snack bar go; but make sure that you purchase a spa cover and use it whenever the spa is not in use. You may save more than just a few dollars.

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No medical life insurance

When applying for life insurance many life insurance companies require you to answer medical related questions and / or to undergo a medical examination as part of the application process. These medical examinations are often required as proof of your health status as given on your application form. They are used by the life insurance companies to help them decide upon the insurance premium you'll be charged for your life cover, and in some instances, as to whether you will be given life insurance at all. Life insurance products where intensive medical questioning and / or a medical examination is required effectively penalise you for pre-existing medical conditions, pushing up the cost of life cover. Taking a medical examination may also prove stressful, especially for the elderly who are looking for life insurance coverage later on in life. Increasingly though, life insurance companies are offering life insurance products where no medical is required. What's more some life companies even guarantee acceptance before you apply! What is no medical life insurance? No medical life insurance, to use a well-known phrase, does exactly what it says on the tin! It is a life insurance product where no medical examination is required. You may not even have to answer medical questions and yet still be guaranteed acceptance for life insurance. No medical life insurance is open to people of all ages, so whether you're 20 or 65, no medical life insurance can give you the peace of mind that your loved ones will be financially secure in the event of your death during the term of the life insurance policy. You may be questioning the ethics of such a life insurance scheme at this point? If you are don't worry! No medical life insurance is all above board, and is in fact offered by some of the most well-known insurance companies in the UK. Even supermarkets like Tesco for instance now have a no medical insurance policy available for the over 60s. The premiums on life insurance where no medical is required are competitive too. Life cover can be acquired for as little as Ј7 per month, with some life companies guaranteeing that the insurance premiums on no medical policies will not rise through the life of the policy. Of course, how much you pay into the life insurance policy each month will affect the final life insurance total available upon death. Generally, there are no issues involved with increasing the life insurance premiums later on of your own accord should you wish to do so.

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Rss reader is a life raft saving us from getting lost in a sea of useless information

One of the main problems with the Internet these days is the fact that there is so much information out there; it can be quite hard to find the particular knowledge that you’re looking for. It can often feel like you’re surfing waves of thick chocolate fudge sauce and your honeycomb board has a crack that’s getting wider by the second. Over stimulus is the issue here; you wanted to read opinions from music enthusiasts about music, and every second blog article had to do with new punk hairdo trends and which band has the coolest tattoos. How can we find only the content we’re looking for without getting bogged down in miscellaneous information that erodes both time and patience? The answer is in context. There’s now a way to sift through the cacophony of babble and wisdom to find exactly what you’re looking for. Instead of having to join clubs and organizations and receive their newsletters via email at their convenience you can now have control over what you receive. Having to search through millions of blogs to find the few you like has now become an obsolete task. The new system is called an RSS Reader: ‘Rich site summary’ or ‘really simple syndication’ are the common definitions of this software.

The process begins by signing up to receive automatic updates from blogs and other Web sites that distribute summaries of their latest postings to your reader. You then find which ones you like and delete the rest. You can keep adding new sites until you have literally hundreds of informative connections in your areas of specific interest. Another great aspect of the RSS Reader program is the fact that you can put in key words of interest and the computer will surf the Web for you and add new blogs and web sites to your list, rating them according to the terms you have selected. You then scan over these and add the ones you feel are relevant, deleting the detritus.

Eventually you will have an email-style formatted file where you can search through all your favourite writers, news, and topics’ latest information. Then you also have functions such as ‘comment’ so you can automatically share your input with your fellow humans. Or, you can reply to the ‘messages’ and actually communicate with the producers of the ideas. This will really help to decentralise the information sharing processes of the current top-down mass communication systems like the media.

We can hear multiple opinions on an issue and give our own views, instead of being told one story that is heavily affected by the company’s personal perspective of the situation. So, you can see this has the potential for something quite big. Less time wasted, finding all the knowledge you’re looking for, and sharing your opinion and meeting others similar to yourself has never been so easy. The RSS Reader is a knife cutting away all the useless packaging, revealing the true content of the gift of the Internet.

Online Rss reader is a life raft saving us from getting lost in a sea of useless information

Teenage depression

Many people believe today that teenagers lack respect for authority, lack respect for school, and even lack respect for family. For the most part they are looked down on by society as being disobedient trouble-makers. Being a teenager isn’t an easy task. They’re constantly being exposed to new, scary situations, and it’s hard for any teenager to overcome one of these obstacles because of how they are looked at by other people, and one of the biggest problems a teenager has to face is depression. About 5% of teenagers suffer from severe depression. More often than not they have a very hard home life usually consisting of depressed parents or abusive siblings. Teens who are under a lot of stress, or suffer from anxiety and learning problems, are at higher risk for depression. Highschool is the leading cause of stress in a teenagers life, and parents need to take that into consideration.

Instead of making your kids do homework you need to help your kids do homework. Another thing teenagers are exposed to is drinking and drug usage. If you catch your kid drinking alcohol or smoking pot there are many things you can do besides yelling at them and grounding them. Try to explain to them what happens when people drink and drive.

Talk to them about your life experiences with drinking and drugs. Or you can even negotiate with them and tell them they can drink if they do it within the household. Anything is better than just yelling at them and leaving them alone, because chances are they will go out and do it again. Drinking is a sign that your teenager may be depressed, so you also need to realize yelling at them will not solve the problem. There are also many other signs to watch for if your teenager is suffering from depression: - Sudden loss of interest in doing activities they once enjoyed - Little to no energy. Sleeps a lot - Increased anger and hostility - Self-Injury, which may lead to suicide attempts - Poor concentration in home or at school - Persistent boredom You’re probably wondering what you should do if your teenager is depressed. The first step is to seek professional help. You might think because your the parent it would be best for you to help your child out, but the truth is you need to find real professionals to help your teenager through their depression. Unless you’re a certified therapist, I wouldn’t recommend you taking the responsibility to help your kid’s depression. You can support your child, and talk to them frequently, but don’t try to cure them. Also be aware of the many types of medicines out on the market for depression. If a therapist suggests a certain type of pill for your teenager, look it up on the internet and find out all of the information you can on the medicine. There are many types of pills that have very bad side effects, and you as the parent need to make sure what you think is appropiate for your child. Remember, the therapist only suggests these pills, you need to make sure if it’s the best route to take. Also keep in mind that if your kid suffers from any kind of medical disorder, you let your therapist know before your teenager takes any kind of medicine, and let your doctor know what the therapist is wanting to prescribe them. Before I bring this article to a close I’d just like to give my final thoughts. Teenagers are people just like anyone else, and they’re dealt many hard cards in life. You were a teenager once, so you should know what it’s like. It’s one of the hardest parts of your life. If you give your child the love and care that they need, they can get through their depression and make it out of highschool just fine. Punishment is something you should do while the child is young, once they become adolescent you need to start talking to them more about personal things and helping them along the way, not punishing them. There are more good teenagers out there than bad, people just don’t pay enough attention to find out. The problem with the world isn’t teenagers, it’s the people who aren’t giving teenagers the chance they deserve who are the problem. http:// hotfact. com/teenage_depression. html © Copyright. hotfact. com, All Rights Reserved.

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