13 revenue and receivables

Revenue and receivables In most businesses, what drives the balance sheet are sales and expenses. In other words, they cause the assets and liabilities in a business. One of the more complicated accounting items are the accounts receivable. As a hypothetical situation, imagine a business that offers all its customers a 30-day credit period, which is fairly common in transactions between businesses, (not transactions between a business and individual consumers). An accounts receivable asset shows how much money customers who bought products on credit still owe the business. It's a promise of case that the business will receive. Basically, accounts receivable is the amount of uncollected sales revenue at the end of the accounting period. Cash does not increase until the business actually collects this money from its business customers. However, the amount of money in accounts receivable is included in the total sales revenue for that same period. The business did make the sales, even if it hasn't acquired all the money from the sales yet. Sales revenue, then isn't equal to the amount of cash that the business accumulated. To get actual cash flow, the accountant must subtract the amount of credit sales not collected from the sales revenue in cash. Then add in the amount of cash that was collected for the credit sales that were made in the preceding reporting period. If the amount of credit sales a business made during the reporting period is greater than what was collected from customers, then the accounts receivable account increased over the period and the business has to subtract from net income that difference. If the amount they collected during the reporting period is greater than the credit sales made, then the accounts receivable decreased over the reporting period, and the accountant needs to add to net income that difference between the receivables at the beginning of the reporting period and the receivables at the end of the same period.



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Affiliate marketing

Affiliate marketing can greatly increase sales figures with only a little increase in the quality and quantity of affiliate partnerships. The advantage of using affiliates is that it increases the leverage in the marketplace. Imagine getting people out there selling your product all day for free, and they don’t make a penny until they start selling stuff for you. It’s great writing checks because each dollar you write to an affiliate, you are getting two dollars back into your own pocket. Someone once said in response to a question on increasing page ranks in search engine searches that eight simple words that has been incredibly important, ‘I rely on my own network of affiliates’. Affiliate manager, Stu McLaren, said the advantage of increasing affiliate numbers was clear, but it was important to have active affiliates that continue to promote the product each months rather than in a one off attempt. Understanding how affiliates increases sales can be easily seen in a formula. Fig. 1 Total Sales = Product or service price * the number of active affiliates * number of monthly sales per affiliate. Increasing any part of the above formula will increase sales; however increasing the product’s price will have a decreasing effect on the other two variables in the formula. Not all people that pay $30 for a product of service will be as willing to pay $40. However increasing the number of affiliates, or sales they make will have an exponential increase on the bottom line. Fig. 2 Original sales: Total Sales $10,000 = Product price ($100) * affiliate numbers (10) * monthly sales per affiliate (10) Increasing affiliates: TS $15,000 = Product price ($100) * affiliate numbers (15) * monthly sales per affiliate (10) Increasing affiliates and monthly sales: TS $22,500 = Product price ($100) * affiliate numbers (15) * Monthly sales per affiliate (15) What this example shows is that it doesn’t take huge increases in the number of affiliate or units sold to have a substantial increase in the bottom line. It is important that the affiliates are active, and they worked each month to get the product out to the marketplace. The role of an affiliate manager is to ensure that affiliate numbers increased and there are a high number of active affiliates. It is just now coming to peoples’ mind that such a small increase can have such a huge impact. Businesses are now looking for affiliate managers and if you look at the employment lists, affiliate managers are being sort after. There is a very small amount of affiliates that would be classed as active affiliates. I would say on the average affiliate list about 2.5 to 5 per cent would be active. The role of the affiliate manager is to increase the number of active affiliates and train them to sell the product. It is in the best interest of the manager to train affiliates because they were more likely to remain active and draw more affiliates into the system if they increased their own individual sales figures.



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More on breast implants

Breast implants are used to facilitate women to achieving their desired breast size and shape. Many women around the world are dissatisfied with their breast sizes. They often search a way out to fulfill their aspirations. There are number of ways one can go for a breast implant. These implants are of ‘saline-filled’, ‘silicone gel-filled’, ‘silicone-saline’ combination, ‘PVP-Hydrogel’ and ‘plant oil filled’ procedures.

Sometimes you can go for rounded breast implant or anatomic breast implant. While the rounded implant gives a fuller upper chest and cleavage, the anatomic (often called teardrop) implants give your upper chest a more natural looking. You may feel smooth or textured on the outer surface of the breast implants. Though there may be some adverse effects after being breast implanted, the textured implants help reduce the negative effects of capsule formation around the implant. Various surgical techniques are also used in breast implants. You must know that breast implants come in many sizes depending on your aspiration and physical conditions. How are the different types of implants? In the ‘saline-filled’ process of breast implants saline or sterile salt water is surgically inserted which allows some adjustment in sizes of your breasts.

Many plastic surgeons believe that this type of implants tend to have a higher rate of ‘leaking and deflation’ than ‘silicone gel’ implants procedure. But don’t worry; if the saline leaks into the body, it is absorbed without any harm. In the silicone gel breast implant procedure an elastomer envelope is filled with a clear, sticky, thick ‘jelly-like’ form of silicone that closely resembles the consistency of breast tissue. Silicone breast implants are widely used by plastic and ‘gender-reassignments’ surgeons throughout the world. Incase of plant oil-filled breast implants natural vegetable oil or triglyceride oil (called Trilucent) is filled that offers greater safety to women. Breast implant has become one of the most frequently performed cosmetic plastic surgeries for body beautification.

Breast implant technically known as ‘augmentation mammoplasty’, is a surgical procedure to augment the size and shape of a woman’s breast. Your breast implant expenditure may vary according to the options you choose to implant. Average breast implant costs ranges from $4,000 to $9,000 per procedure. It is worthy to discuss many things including breast implant financing during consultations with your surgeons. Breast Implant risks.

Women generally face breast implant problems such as hardening of the breast, capsule formation or a more rounded appearance after implantation. Some of the possible breast implant problems are surgically related, while others have to do with the implant itself. Breast implant problems that can be serious in nature do not occur very often.



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Credit score of 800 is not impossible

By now, most consumers with even a minimal history of credit are aware that something known as a credit score has a tremendous amount of influence on his or her financial lives. The score, a distillation of one's credit history reduced to a three-digit number between 350 and 850, represents to the world the overall credit worthiness of the individual that it represents. A score towards the lower end of the scale means that you are a poor risk for a credit card or a loan, while a score at the upper end means that you can get the best rates on just about any type of lending. Despite what you may think, it is possible to obtain a score in the 800 range. All it takes is time and some discipline. Here are some tips that will help you achieve a top credit score: # Don't have too many credit cards. It's possible to have too few, and it's possible to have too many. Too few cards means not enough credit, and too many means that you can potentially get into too much debt. Four or so is probably just about right. # No late payments for the last seven years. Creditors understandably don't like late payments, and they stick around on your credit report for a long time. Pay your bills on time, even if you are just making the minimum payment. # Don't apply for too much credit. A couple of inquiries a year is acceptable, but too many applications for credit in a short period of time can put a dent in your credit score as they make you look too eager or even desperate. # Make sure that your outstanding balances on your revolving credit accounts do not exceed 30-35% of your available credit. It's nice to have a lot of credit, but it doesn't look good if you actually use a lot of it. Keep your balances low. It demonstrates that you are capable of paying your bills. # Have a long credit history of twenty to thirty years. Sorry, but it's hard to accelerate this part of the process. Part of what it takes to achieve a top credit score is the ability to maintain credit over a long period of time. A high score indicates a high level of trust and that can be earned only through long experience. This may seem like a lot of things to do, but none of them are actually very difficult. All it takes to achieve a high credit score is to pay your bills on time, not apply for more credit than you need, not use your cards too often and do it for a long time. It may seem odd, but the more you act like you don't need credit, the more you will have available to you.



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Successful dot com offers strategies for success

(ARA) - Lost amidst billions of dollars in squandered venture capital funding and endless reports from network anchors about the macabre state of e-commerce lies a seemingly overlooked fact: Not all of today's dot-coms use red ink in the accounting ledger. As the e-commerce tree hourly shakes off companies with poorly laid business plans, and the Sept. 11 terrorist attacks continue to disrupt the national economy, the viable dot-coms remaining possess sound strategies for continued positive growth. Despite continued poor economic forecasts, Elaine Rubin, executive director of Shop. org ( Shop.

org), predicts that online retail sales for this year will still top $65 billion, an increase from 1.7 percent to 2.5 percent of all retail sales. As the quantity of online sales grows, a handful of companies are defining the tenets of successful e-commerce business models. One company, Vancouver, Wash.-based GiftTree. com ( GiftTree. com) could write a successful case study for Harvard Business School on how to flourish in the New Economy.

Started in 1996, the company experiences more than 200 percent annual growth and expects record returns this holiday season. Founder and CEO Craig Bowen offers four successful strategies for aspiring dot-coms. He points to the failures of high-profile companies such as Pets. com and Furniture.

com to illustrate the first cornerstone of e-commerce success: a sound business concept. While Pets. com and Furniture. com both raised significant venture capital and experienced spectacular short-term success, neither rested on a sound business concept. Why buy pet food on the Internet when it's just as easy to purchase it at the grocery store?

Who's going to buy a couch or recliner online without sitting in it first? Online gift giving, on the other hand, makes perfect sense. "Gifts need to be purchased," says Bowen, "then taken home, wrapped and mailed. That takes a lot of time.

" In a time-starved society, clicking a mouse to send an elegant birthday or graduation gift is appealing when the alternative is skipping dinner to fight crowds at the mall and waiting in line at the post office. After a sound business concept, a well-conceived economic policy is essential. "We've been very frugal," says Bowen. "We didn't get caught up in the venture capital insanity. We've always applied traditional business thinking to our corporate strategies." Bowen points to Etoys. com as an example of a company with a poor economic strategy. Etoys spent $25 million in television advertising last holiday season. Shortly thereafter, its shares plummeted from $61.50 a share to $1.44. Now that e-commerce companies no longer enjoy a tidal wave of venture capital, the new paradigm is thrift and scrappiness. Bowen believes in letting GiftTree grow at a natural rate, and not overextending his company's advertising or development budgets. The third key to success according to Bowen is customer service. When the competitor's store is literally a click away, customer satisfaction must be the highest priority. In Bowen's model, profits do not supercede customer satisfaction, but follow it. "Our commitment to quality and service mean that we focus on customer service, not profits," says Bowen. "Other companies do risk management and accept a minimal level of customer service dissatisfaction. We feel that satisfied customers shouldn't be quantified in risk management terms -- especially in the gift industry." To that end, GiftTree developed proprietary in-house software that increases the usefulness of its site. Features such as an online address book allow users to save time by storing important dates and addresses. A live chat feature allows visitors to chat online with a gift specialist. The company's computer system also alerts operators when a customer inserts a potentially erroneous zip code. Perhaps most importantly, GiftTree personally confirms the delivery of each order. "The costs and complexities of delivery notification are enormous," says Bowen. "But steps like that are what allow us to excel in this industry. We always try to increase value. That's how any company makes it." Lastly, successful e-tailers must continue to assuage user concerns about online security. A recent ABCNEWS. com poll found that 45 percent of Americans felt the Internet threatens their personal privacy. GiftTree offers an entire page on its Web site outlining its security and privacy policies, and Bowen says that GiftTree uses a firewall that provides hacker-proof protection for all consumer information. Forrester Research estimates that world e-commerce will increase from $657 billion this year to more than $6.8 trillion by 2005. As those figures continue climbing, companies that employ the successful strategies of GiftTree will continue recording profits using black ink in the corporate ledger.



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Expenses of moving overseas

Are you about to move abroad? Have you considered how hard it is going to hit your purse? When we consider moving overseas, it is not just about the job and the opportunities. It is also most definitely about how your finances will be affected. It is important to check out information like the Mercer survey. This helps to calculate which cities are the most expensive in the world to live in. These surveys can give you accurate information and can help you compare costs of living.

An important aspect you may want to take into account is how your quality of life will be affected when you move. A higher salary does not necessarily mean a better quality of life. It is not guaranteed that you will be better off. When you first arrive in a country you may need to be able to pay for things such as rent, set up costs, deposits, a car and others. It is a good idea to have a good amount of emergency reserves of cash for unexpected costs that might arise. When I made a move from Korea to the USA, I was very thankful that I did have emergency reserves of cash. I needed to buy a car, put a hefty rental deposit down, pay for motel costs for a couple of weeks, deposit cash in order to open a bank account among other things. There are many and often unaccounted for relocation costs that come into play when you move. It is in your best interests to be as prepared as possible. The best way to get information is to do your homework. Go online and look at some sites, especially expatriate sites. A useful tool is to go to the FORUM boards and see what people have said about living in certain countries. You might even want to start your own forum discussion. Expats are very willing to share their experiences and knowledge. Once you have gathered your information, the next step is to do your math. Brainstorm with friends about what factors you need to take into account so that you do not miss anything. Factor in education, housing costs, moving and/or storage costs, transport, clothing, household goods and so on. Moving abroad can have a severe impact on your finances. You need to take this knowledge into account before your move and not afterwards! How prepared are you for your move? The World ' s 10 Most Expensive Cities Source: Mercer Human resource Consulting, 2005 Cost-of-Living Survey 2005 Ranking 1 Tokyo, Japan 2 Osaka, Japan 3 London, United Kingdom 4 Moscow, Russia 5 Seoul, South Korea 6 Geneva, Switzerland 7 Zurich, Switzerland 8 Copenhagen, Denmark 9 Hong Kong, Hong Kong 10 Oslo, Norway 3 things you need to be prepared for when you relocate * No one understands you * No one understands you * No one understands you Tip of the week What is considered enough money when moving? Maybe just a little bit more than you planned on. Quote of the week "Beware of the little expenses; a small leak will sink a great ship." Benjamin Franklin.



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How the games of today give us a glimpse of future gaming technology

I think games in the future will be even more realistic then the games we already have with our Xbox 360s and Play Station 3s. Microsoft and Sony will more than likely come out with something even more insane like a virtual game or something and that would be the game of the century. To have a virtual game that you put on but still used an Xbox or Play Station and you played shooting games like you play online today. I think that would be the best game to come out ever. If you just thought about what we have now and just think about we will have in the future you should be amazed because with graphics and games getting so much more finer in quality and look it going to be a good future. Just like I said about the virtual game thing you could have that same idea but have just sunglasses to put on and you see everything through the lenses. That would be a lightweight piece to put on yet a whole big bang of game, if you just had that and an Xbox you would be set for playing online.

That would be a whole new online experience for most gamers. I wouldn't think that anyone had ever seen anything like that before. Also people are suggesting that they would like to be able to speak with characters from the game. The whole point of the game is to play not talk is what I think. I think if you want to talk you need to get online and play a game like Counterstrike or Day of Defeat or maybe get on Xbox live and do some Gears of War or Halo 3. That's the type of games that you should want to talk on or to. If you ever go online you will see people talking online a lot and that might motivate you to get involved. It's a lot better to want to talk to other people online then talk to a character in a game that is made to answer questions that you are going to ask unless it has a brain and can speak and think on its own. I don't think something like that would come out for at least another hundred years. If you are the one to talk then you should just go online or get an Xbox and an Xbox live account and get started playing shooting games online or play some type of role playing game.

That's if you want to talk in the game that you are playing. You can still not talk and play online or on any other game. I think playing games online like Madden and sports games are fun and you don't have to talk with other people. Most people do like the idea of being able to talk with each other especially since you can talk with people from all over the world. I don't see why someone would want to talk with a game character in a game.



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What do you do with your web site traffic

Have you ever noticed how much everybody talks about Internet marketing? It seems to be one of the hottest topics on the Internet over the past few years. The funny thing about it is that with all the talk that has been going on very few people actually understand some of the fundamental principles of Internet marketing. For example, what is the most important aspect of your Internet marketing campaigns? What is the most important area to focus on in order to make your business succeed? If you answered "getting traffic to my website" then you are not alone.

This is one of the most troubling subjects on most webmasters' minds. But it is the WRONG answer! What you should worry about most is "What do you do with the traffic that your website already receives?" Are you throwing it away? Perhaps you are only really holding onto about 1% of it, maybe even less! Before even considering what you are going to do to drive more traffic to your website you need to consider this topic first. For example, let's say that you are already getting 500 visitors a day (that's rather healthy). You sell some sort of product that costs $50 and make on average 2 sales a day (not bad at all!). However, you want to double your sales. There are two ways you can do this. It is obvious that for every 500 visitors you are getting 2 sales. That means that you could increase your traffic by 500 visitors a day in order to obtain your goal. That's pretty easy math isn't it? That's what most people do! They say: "Well, I'm making $50 a day with 200 visitors, so if I get 400 visitors a day then I can make $100!" Then they go off to spend their money on increasing their traffic. Hey, if they can double their traffic for less than $50, then it's a good deal! HOWEVER, there is another way to double your sales. Think about it this way: You are only converting 2 out of every 500 visitors into customers! That's a 0.4% conversion rate. What you could do instead is improve your website so that you double your conversion rate. That means that you would get 4 sales for every 500 visitors. And guess what? You are already getting the 500 visitors! Don't look at it as if you are making 2 sales a day; look at it as if you are losing 498 sales every day. How much longer do you want to lose 498 sales? So how do you increase your conversion rate? Well, your website probably can't get any worse than it is right now, so why not change it? Here are a few basic things that you can do: 1. Track everything that you do. If you don't know the conversion rate of your website, look up your traffic logs and write down the average number of visitors you get every day. Then look up your sales records and find out how many sales you get every day. Write this down. 2. Make small changes to your website. Don't change a lot. Maybe clean up your navigation menu a bit. Change the header on your sales letter. Change the background color or image. The key here is to only make small changes. 3. Track what happens next. Now watch your traffic and sales for the next week or so. Did you notice a difference? Did it get better? Did it get worse? If it got better then keep whatever it is you did. If it got worse, then revert back to your old design. 4. Repeat steps 1 to 3. Now go back and record how you are doing. Make another small change and see if it makes a difference. This may sound like a lot of work (and it is), but I guarantee that it will help you to make higher profits on your website, without spending a dime on advertising! If there is one difference that I have noticed between successful marketers and unsuccessful marketers it is that they test and they track EVERYTHING that they do. If you don't know how well you are doing, how are you going to improve?



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How to save on inks

Printers are very important in our everyday lives. Home printers or even office printers are a part of our daily lives. If you have been used to having a printer around, you may not live for a day without it. Printers print important documents that we use everyday. Technology has been enhancing printers from time to time and printers are also getting affordable. Anyone can buy their own use at home or at the office. Especially now that printers have been fully developed, it will be more advantageous to buy one. Printer capabilities at this time are pretty amazing. Just thinking of it, you will find yourself pondering whether you want to buy one. Most people would think of buying a second hand printer because of its low cost.

If they find out about that the prices of printers have gone down, would they still go for second hand printers? Second hand printer prices are not far from the price of brand new printers and the advantage of buying new printers is that you can have a warranty when it fails. Most people think that buying printers even at a low cost would still be costly because of the inks and cartridge. It is for a fact that inks are expensive and there might be no hope that its prices will go down but there are ways on how to save on inks. In order to make the most out of your printer ink cartridges, there are four ways to keep in mind.

First, always make sure that the printer options have been set to economy print or draft print. If you are not sure of what you are printing, there’s no need to print it on standard mode. Print on the draft mode until you come up with the final print which you need for a presentation or documented report. Remember that you should choose black and white print if you are not printing colored pages or documents.

Have the black and white printing set for your scratch or draft documents. When you are sure of what you are printing, you can already print the colored version. This is an effective way to save inks. Also, keep in mind that no matter how you save on inks, it will not last forever so you should learn to save money if the inks ran out when you are not expecting it to. For more related articles, you may visit http:// catalogprintingexperts. com.



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Choosing the right power supply

The power supply is the least respected and most overlooked component in your PC. No one ever talks about how big their power supply is, all you ever hear is how fast their CPU runs, or how much memory they have, or how many MP3's they can fit on their hard drive. The only time anyone ever talks about the power supply is when they got one really cheap or it was included free with their case. Did you know that when manufacturers build their low cost systems one of the components they downgrade is the power supply? You may think, so what? Well, here is an analogy. You buy a new "low-cost" PC and as time passes you add components to it. You install a second hard drive, you get a bigger video card with a built in fan and you add a USB PCI card for extra ports.

Then one day your PC starts rebooting on itself for no apparent reason. You can't figure out what is going on. You install all the Windows updates, run a virus scan, check for Spyware --- nothing there! What's up? Little did you know that by buying that "low-cost" PC you also got yourself a very cheap quality, 200 watt power supply. All the new components you have added over time ---- the power supply can't pump out enough power to keep up and even when it can supply enough juice, the quality of the power signal is unstable. If you are going to spend the big bucks on all the other components in your PC, why skimp out on the power supply? A cheap no name power supply can cause system instability as well as damage other components in your PC that you have paid so much money for. The Power Formula In order to get the right power supply for your situation you need to take into account everything that is going into your PC as well as plan for any future additions or upgrades you may perform. Write down every component going into your system and the watts required for each (Most devices will have the power information listed on the unit itself, the documentation that came with the device or the website of the manufacturer), now add them up, this will give you the maximum watts that your system could potentially use. Another piece of the puzzle that must be considered is how many amps are being drawn by the components on each of the 3 main outputs (rails) of the power supply, +3.3, +5, and +12. These specs are a little harder to find. Some manufacturers will list this information on the device or documentation but most do not want to bore consumers with such detail. If your component doesn't have this information, you can find an estimate by doing a search on the Internet for a particular component. I did the following search using Google --- how many amps does a floppy drive draw from the power supply --- and got back the result of, 1.0 amp of +5v power. Now that you have all the numbers added up you need to find power supply that meets your needs. Both numbers you have are equally important, you may find a 400W power supply that will run everything you have but it will lack the power to meet your needs when it comes to the 3 main outputs. One note of interest, as with most things in life, what it says on the box isn't always what you get when you open it. Most power supplies fall short of the wattage spec listed on the box so this must be taken into consideration when making your final decision. Other Considerations Warranty - Make sure you get a warranty with your power supply and consider the length of the warranty. If you plan on keeping your PC for 3 - 5 years then getting a power supply with only a 90 day or 1 year warranty maybe isn't the best idea. Cables/Connections - Check the length and number of cables on the power supply. If you don't have enough connections or the cables are too short to reach all your drives it can be really frustrating. Also, if you plan on connecting a SATA drive then you need a power supply that has the proper connection for it. Conclusion The power supply you need to buy completely depends on YOU! There is no use buying a 500W top of the line power supply if you will never use 500W --- stick to what you need. As long as you do the math you should be safe. Buy from the major manufacturers, Enermax, Antec, etc. They offer quality products with good warranties. Finally, check out the Internet and see what others are saying about power supplies, which ones are good, which ones are bad. Reading reviews and others opinions can be a source of good information.



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experience the thrill of a lifetime with free gay dating sites

All gay people are welcome to explore the free gay dating sites irrespective of sex. If you are gay and looking for your dream partner, a permanent relationship or even one night stands, an ideal place for you may be a free gay dating site. Free gay dating sites bring many people to a virtual place where men and women get to know each other in a new and a unique way. The revolutionary technology of the web has paved the way for new relationships between individuals - be it love at first site, love at first chat, short-term dating or a brief sexual encounter. Some free gay dating sites have provisions for premium services, such as increased space for photos and multimedia, but you must pay for these. Decide how serious you are about finding someone, and then dive in. Most free gay dating sites also consider the individual tastes and preferences that might vary from person to person, and their rich data bank of members is cast in a systematic and logical way to help individuals locate the right partner for the right purpose. Love is something that makes us feel completely alive, heightens our senses, magnifies our emotions and leaves us with everlasting memories. Everyone possesses the penetrating desire to experience love. You know that somewhere in this world exists your perfect soulmate but finding that person can be extremely difficult. Free gay dating sites may help facilitate your search for the ideal partner. Many international online dating services offer you an opportunity to spark a beautiful relationship with someone special, and various free gay dating sites are committed to offer you fast and efficient dating services.



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Debunking the raw food diet myths

Debunking the Raw Food Diet Myths As of late, the Raw Food Diet has gained a reputation that has taken it from a diet to a popular lifestyle choice. Celebrities such as Demi Moore, Robin Williams and Alicia Silverstone swear by the raw food diet, and every day more and more people are joining the ranks of those who believe that eating raw fruits and vegetables as the key components of a health regimen is the healthiest way to live. There are those people, however, who shy away from it, believing that the diet is inconvenient, or expensive or unhealthy. There are many myths out there as to what the Raw Food Diet is and what it isn't. By separating myth from fact, you will be able to properly assess and understand the benefits and drawbacks of the Raw Food diet, and you will be able to decide for yourself whether it is the right lifestyle change for you. Let's talk about what the Raw Food diet is NOT. The Raw Food diet is not a diet consisting of 100% raw foods alone. For a person to reap the benefits of raw food eating, he or she needs to eat at least 90% to 95% raw foods. That doesn't mean that you are absolutely not able to eat foods that are cooked or heated. It also doesn't mean that you can't deviate from the diet every once in a while. Of course, as with everything else, dedication and discipline is key in obtaining all you can from developing healthier eating habits. However, there are those who practice an almost raw food diet instead of an entirely raw food diet. Recipes are available all over the Internet that support that. The Raw Food diet is also NOT an expensive diet. It's true that it seems as though lately, diets that are easy on the body are not so easy on our wallets. One only needs to take a look at the Atkins diet, the South Beach diet, Nutrisystems, Jenny Craig, diet pills, drugs, juices...the list goes on and on. But think about it: a diet consisting of mostly raw fruits, vegetables, seeds, sprouts, grains, seaweed, nuts and other cold pressed raw oils and fermented sauces is not only good for your stomach, but it costs very little. A raw food diet means that you spend your fast food money -- the money that you would have spent on that cholesterol-riddled, high-fat cheeseburger-- on a healthful salad, packed with nutrients that can help your body release toxins, help you stay trim, and ultimately improve the quality of your life. Finally, the Raw Food diet is NOT a boring diet, meaning there is no variety. No, this has nothing to do with the health or the vegan aspect of the diet. It does have everything to do with the mentality that you have in approaching a new lifestyle. It's just like every lifestyle change you make; you wouldn't decide to go green without first researching what it means, right? Likewise, you wouldn't make the decision you change your eating habits from one thing to another without checking out how to do it. When you research the Raw Food diet you will find that there are hundreds and hundreds of recipes, food combinations, and methods of preparation that make it not only a diet filled with variety, but one brooding with many, many options on how to go through it. There are completely raw food eaters and there are also those who opt for an almost raw form of dieting. Regardless of the choice made, education, research and a positive, open mind make all of the difference in the way that you approach any new and different lifestyle. Debunking some of the myths regarding this increasingly popular raw food lifestyle is the first step in educating yourself and ultimately deciding whether the Raw Food life is the right choice for you. Word count: 651



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Simple gourmet coffee

There are a number of countries that produce coffee and new regions are converting their crops to the mighty bean as our demand for different tasting coffee increases. We are also adding more exotic flavourings to our coffee. It comes as no surprise that the number of coffee shops and stores that sell coffee beans and all the associated paraphernalia to be able to make our own perfect coffee at home. Coffee houses are a great place for us to go and relax with friends and family over an expertly made cup of coffee. We often ignore how much effort has been put into our drink by the coffee maker that roasts the beans, grinds them up and then uses the exact quantity required to brew a satisfying cup of coffee for us. There are a number of techniques involved in making a cup of coffee and a lot of us are happy to leave someone else to make it for us. The equipment used is only part of the story; you also need to practice with various quantities of coffee and water until it reaches your optimum strength. We are almost overwhelmed by the huge variety of types of coffee that are available. Not only does the coffee taste different depending on the country and region that the beans were grown in but also from year to year. This is due to the changes in weather from one coffee growing season to another. If you go to a specialist coffee shop you are likely to be confronted with a huge selection of flavourings that you can add to your coffee to make it even more to your liking. The strength and bitterness of the coffee can be adjusted by using different quantities of water and coffee, adding sweeteners and milk as well as adding milk.

One tip for lowering the bitterness level is to never use boiling water as this scalds the coffee and gives it a bitter taste. Always use water that is just below boiling temperature when making your coffee. Everyone has their own opinion about what makes the perfect cup of coffee but you will find your own technique through trial and error.



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Why do i torture myself like this

: The Phoenix Suns are playing tonight and that means I will be loading up with both hands when I bet on the Dallas Mavericks to extract some serious payback on the Steve Nash led Arizona boys. I’ve lost count on how much Phoenix has removed from my savings account as they mowed down first the Lakers, then the Clippers and now the Mavs in game 1! If I was smart and we all know I’m not I would not have taken a peek at the morning line which shows Dallas as being a very heavy -7 Ѕ favorite in tonight’s tilt at the America Airlines building. Dallas was strolling along with a large lead in game one when Phoenix came storming back behind Nash who finished with 27 points and 16 assists against his former team, finding his shooting range after struggling from the perimeter against the Los Angeles Clippers in the semifinals. He went 11-of-18 from the field and hit a pair of 3-pointers during the pivotal fourth-quarter run. Unfortunately the injury bug has hit the Suns as midway through the fourth quarter G Raja Bell went down with what later was diagnosed as a left calf strain. Bell started hobbling after releasing a jumper and was on the floor for a pair of possessions before the Suns called timeout. He had to be helped off the court by teammates. Shortly thereafter, F Shawn Marion came up limping with a sprained left ankle.

He remained in the game but had to be carted to an X-ray room afterward. It is the same ankle he injured in the conference semifinals vs. the Los Angeles Clippers. Bell’s injury is now a torn calf muscle and he is gone for a while, but look for Marion to gut it out, while Dallas will lose talented Josh Howard with an ankle injury. The Mavericks win tonight by 20! Online Sports Betting



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There are a wide range of houseplants available in shops or can be grown in your own gardens

Houseplants are one of the quickest and least expensive way of brings life and interest to a room. A splash of green instantly revives a rather tired scheme, and flowering plants provide a lively range of colors. There are few design rules about where to put plants and flowers look good almost anywhere, as long as they are not in the way of everyday activities. You should treat large floor-level plants as focal points, making full use of your lighting to show them off to best effect. Some houseplants need less light than others, but normal artificial lighting is no substitute for the natural daylight that all plants need.

Medium-sized plants can be placed on furniture, but there are alternatives, hanging baskets, wall-hung planters, stands or window shelves. Small plants, such as African violets need placing with care. They usually look and grow best grouped in a box or on a stand. Make sure you match a plant to its growing conditions. Houseplants and flower help bring the garden indoor and add a human touch to your decorative scheme. The delicate structure of leaves and flowers also helps to soften hard outlines of modern furniture. With care, and frequent dead heading, they will last a lot longer than cut flowers, as long as they get sufficient sunlight at some time during the day. Choose plants with a variety of shapes and colors and try to include some trailing plants to break up horizontal lines. Houseplants bring a fresh, lively look to a bathroom and ferns, ivies, bromeliads and epiphytes thrive in low light levels.

Maidenhair ferns are delicate and are unsuitable for draughty windows. You can also buy plastic hanging baskets with drip trays attached. Cacti and succulents need plenty of direct sunlight; ferns and palms survive in the shade. To avoid drips, stand plants in saucers or on shallow, gravet-filled plastic trays and keep permanently moist.



Online There are a wide range of houseplants available in shops or can be grown in your own gardens

Stopping sleepless nights what you need to know about restless legs syndrome a common but unrecognized condition

(ARA) - "Creepy-crawly," "prickly," "tingling," and "twitching" ... These are the words typically used to describe one of the most common but relatively unknown sleep disorders in the United States: Restless Legs Syndrome (RLS). According to the National Institutes of Health (NIH), nearly 12 million Americans have RLS, and even though it's slowly becoming more recognized, many researchers believe RLS is misdiagnosed or never diagnosed at all, since many people feel their symptoms will not be taken seriously or cannot be treated. To address the continuing need for public education, the RLS Foundation, an organization committed to providing information and assisting RLS patients in finding a doctor or support group, is funding new research and sponsoring educational initiatives. "My mother, my sister and I had these awful sensations. We couldn't sleep or sit still on long car rides. It was difficult for my father, our doctors and even my wife, to understand," said Bob Waterman, chairman of the RLS Foundation's board of directors. "We were relieved to finally discover we had a real illness; it had a name; it could be treated." The classic symptom of RLS is uncomfortable sensations in the legs that worsen at night or when the legs have not moved for an extended period of time. The only way to relieve this feeling is by moving the legs, making a good night's sleep or any activities that restrict movement, such as long drives, plane trips, or going to movies or sporting events, very difficult. "People suffering from RLS not only see their quality of life diminish, but they may be unaware they have a real disorder that can be diagnosed and treated," said John Winkelman, M. D., Ph. D., sleep specialist at Harvard Medical School and member of the RLS Foundation's medical advisory board. "Physicians also need to be aware of RLS so they can properly diagnose patients and prescribe the most appropriate medication when necessary." Among the primary symptoms of RLS are: Compelling or irresistible urge to move the affected limbs (most often the legs); Uncomfortable (creepy-crawly) sensations deep in the limbs; The urge to move and the uncomfortable sensations are relieved with movement of the affected limbs; Symptoms are worse in the evening and at night, especially when the individual is at rest. Associated features of RLS include: Periodic leg movements (PLM), characterized by a repetitive jerking of the leg, either during sleep or when awake; Sleep disturbance and fatigue; Family history; Absence of other conditions known to cause RLS symptoms, such as iron deficiency and pregnancy. "By educating yourself, you develop a greater understanding of the condition and can have a more productive discussion with your doctor," said Waterman. "The recognition of RLS symptoms by you and your doctor will lead to a quicker diagnosis and treatment." The RLS Foundation recently held its first national meeting to share new research among doctors and patients. The foundation has also established Sept. 23, the birth date of RLS discoverer Dr. Karl Ekbom, as the annual International RLS Awareness Day. While new research is being conducted, there are many effective treatments for RLS currently available. In mild cases, simple lifestyle changes such as taking baths, having massages, doing yoga and other relaxation exercises, and eliminating caffeine and alcohol may improve symptoms. In severe cases, various classes of medication, including dopaminergic agents, sedatives, anti-convulsants and pain relievers, have relieved RLS symptoms. However, all of the classes of drugs have varying benefits and side effects, so patients must discuss which medication is most appropriate for them with their doctors. For more information about RLS or to find a local support group, please call the RLS Foundation's toll free number at (877) 463-6757 or visit the foundation's Web site at rls. org.



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The benefits of natural anti wrinkle cream

As we grow older, our skin loses some of its self-healing properties. The natural process of cell rejuvenation slows and the skin loses some of its elasticity. We sometimes have to take extra measures to help this process along. Unpleasant wrinkles will appear at some point in your life, and if you're not careful, you'll allow the reality of aging to keep you from living life to the fullest. Instead of skin improvement surgeries (which often leave scars or cause other problems later on), face lifts, and expensive anti aging sessions at a local spa, there are now several major brands of high quality - and natural - anti wrinkle creams that work just as well or better. Let's explore the benefits of natural anti wrinkle cream and how it can help rejuvenate your skin with minimal effort. Anti Aging Skin Care Products Have Improved Anti wrinkle cream has come a long way in the last decade. Developers have discovered new powerful ingredients that greatly enhance the skin and help with rejuvenation better than ever before. Natural ingredients such as aloe vera, L-Carnosine, and Tamanu oil are being included in some high-quality products such as Rejuvion. These ingredients and other natural elements can render tremendous results when combined in good measure. Also, these often do not cause rashes and other skin irritations like many chemically based creams. Long Lasting Results Good quality natural anti wrinkle cream can provide lasting results for persons of all ages. Regular use of a quality natural cream can help the skin return to its youthful look. The cream can restore strength and resilience while helping your skin look and feel better every day. Natural anti aging creams help to remove wrinkles and lines by growing new, young skin cells. The minor skin blemishes often disappear, and the skin is replenished with critical vitamins, nutrients, and essential oils. Anti wrinkle cream can also help neutralize the oiliness or dryness of skin and maximize bioavailability so that the cream reaches areas that others cannot reach. Affordable and Easy to Use Natural anti wrinkle cream is much more affordable than having surgery or visiting a local spa on a regular basis. You might pay around a hundred dollars for a very good anti aging cream, but thousands of dollars for surgery or other solutions. Anti wrinkle products are also easy to use and can be applied within the comfort of your own home. You can take the cream with you on vacation, or use it wherever you are during the day or night. Easy to Buy Not only is anti wrinkle cream affordable, but it's also easy to buy from online retailers. Creams are readily available online and can be shipped directly to you. You never have to leave your home to get rid of wrinkles and slow the aging process of your skin. When ordering, be sure to look for natural anti aging skin care products containing healthy volumes of aloe vera and other key ingredients for safe skin cell rejuvenation. Do some research to determine which anti wrinkle cream will work best for your particular skin type and needs. Avoid cheap brands that hide or only vaguely mention their ingredient information. Buy from a reliable company with a reputation for providing long-term results for skin problems and wrinkles. You'll look younger and feel great with this simple solution!



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The importance of being positive to relieve pain part 2

In a previous article I spoke about how a positive attitude can help you manage your arthritis pain. I suggested you get yourself a book on Positive Thinking. If you haven’t got one yet, please do so. Most are not expensive and will certainly be of great benefit to you. Did you try my suggestion about thinking back to when you did not have arthritis? Have you tried that technique and had any results yet? If you haven’t had any results please persevere – it may take time. By the way you will need to continue practicing this technique EVERY DAY. Its power is in the reinforcing effect it has on the subconscious. One of the worst aspects of constant pain is the way it affects your attitude. The feelings of anxiety and negativity “why did it happen to me” feeling helpless and feeling like you can’t cope. You might feel like you have lost control of your life and have difficulty concentrating. And the worst part is because these feelings are so powerful they continue to feed on themselves. But the feelings of positive thinking can be more powerful. You have it within you to overcome all the negativity and feelings of inadequacy. You are a very powerful person and it is within you to do it. How? I have already suggested getting a book on Positive Thinking and how to get the image in your mind of when you were pain free. Sometimes a little help from other sources is beneficial. You might like to consider glucosamine? Glucosamine is reported to be benefiting arthritis sufferers by reducing joint pain. Information about glucosamine can be found by simply clicking on the link at the end of this article and then following the links on the home page. Other things you can do: - Talk to people who have a positive attitude – their approach to life will rub off and help you. - Don’t talk about how bad you feel or how bad your pain is. When you are talking to someone and they ask how you are, tell them how great you feel. I have a friend who when asked how he is, always replies “fantastic”. I have never seen him down or unhappy because his reply triggers his subconscious mind into making his body respond to feel “fantastic”. Try it – it works. - When you get out of bed every morning say out loud, “I feel fantastic today, I am going to have a great day”. Repeat this 5 – 10 times and do it at least 5 – 6 times every day. You will be surprised the effect this will have on you. By the way don’t say anything like “I won’t have any pain today”. See what it does – just the very mention of that word makes you conscious of it. Avoid thinking about it or using the word. - When you go to bed at night, say out loud (in your mind is OK if you are going to disturb someone) “I am going to have a peaceful, restful night and wake up in the morning feeling fantastic”. - Avoid talking to negative people. This can sometimes be difficult if they are friends or relatives but steer the conversation to how you want it. Be positive, talk about good things, talk about things you have enjoyed. Take control of the conversation. You may be surprised at how their attitude will change. - Try and do some easy exercise. Go for a walk – even if it’s only a short distance. Each day try to do a little more, it doesn’t have to be much more but it gives you a sense of achievement, a positive feeling. And don’t worry if you don’t do what you set out to do – forget it. You can’t change what’s happened – look forward to to-morrow. Exercise also has the benefit of building up natural chemicals in the body that give you feelings of wellbeing. - If you find yourself thinking negative thoughts or something is bothering you say to yourself “STOP” and then concentrate on something good or nice or pleasurable. Very soon just thinking “STOP” will trigger an immediate change in your thoughts. - Inject a little humor into your life every day. As they say “laughter is the best medicine”. If you have a favorite comedy show make sure you watch it – if you don’t, find one that you like. Get a book of jokes. Make sure you read some of it everyday. If you just do some of these things you will feel so much better but put your heart into them. Believe that they will work because they do. If you do all of them then I admire you but whatever you do please do something. Nothing will change unless you make it change. Cathy Posner http:// get-arthritis-pain-relief. com/index2



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Affordable health insurance for the unemployed

Affordable Health Insurance for the Unemployed Being unemployed can be a financial downside to say the least. You may be dependant on someone else to cover your daily expenses such as a place to live and food to eat. Health insurance is something that everyone needs and not enough people have available because of these other financial burdens. Any emergency such as a car accident or broken bone will require adequate medical assistance. What do you do when you don't have insurance and can't afford expensive medical bills? If you are unemployed, you need to find health insurance to prevent this from happening. COBRA is a law in which many people could be eligible to remain on an employer's health insurance plan even after they lose their employment. The most ideal person for this coverage is someone who is between jobs and is not in need of long-term help. It can last at least a year to those who qualify, but the premium amount is still an expense that some unemployed individuals may not be able to take care of with their lack of income. If you are able to pay the premium and are eligible, COBRA will also cover your spouse and children who are dependent on you for insurance. The best way to determine if you could receive health insurance is to contact your local employer's benefits department and fill out the required forms. You can also shop around for typical health insurance. Many free Internet services are proven reliable by the Better Business Bureau Online. By speaking with one of these insurance experts, you can get help finding the most affordable health insurance that will fit your specific needs. They know the rates of thousands of insurance companies and can fix you up with appropriate coverage for your specific needs. If you have a spouse or children, having health coverage is a necessity. Life is full of unexpected events and you cannot ensure that everyone will stay completely healthy until you have insurance again because accidents do happen. Finding an affordable coverage rate on your own can be a hassle. The experts at these companies are offering their assistance to you, often as a free service. Whether you need to find something short-term or for an extended period, they are qualified and dedicated to helping you. If you find yourself unemployed at any time in your life, you are probably without health insurance. This can be a nightmare whether you have a family or not because medical expenses can put you into debt quickly. Luckily, there are ways of finding affordable coverage providers that can keep your health, as well as your finances, safe. A simple doctor visit can cost you significantly more money than it would with insurance. Do not let yourself become one of the many people who are unfortunately living life without proper insurance coverage.



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Contemporary living and bedroom furniture for stylish homes

Contemporary furniture is the perfect fit for present homes, as it provides comfort as well as functionality. Each and every room of the house requires different types and sizes of furniture. Living room demands the utmost attention as it acts as a showcase for the entire building. Contemporary furniture for the living room is usually preferred by people who like modern styles of living. Contemporary furniture can fit any house as it comes in a wide variety of choices that will suit any style and taste. It adds a modern flair to your living room. The contemporary bedroom furniture comprises of stylish dressers with mirrors, bedroom benches and nightstands. What sets modern furniture apart from the conventional furniture is that the latter requires a lot of space and also was quite intricate in design, while contemporary furniture makes the maximum potential usage of space. The material used to make contemporary furniture is wood or metal like aluminum. You can select from a range of colors and styles available at any reputed online store.

Modern furniture does not occupy much space and hence it can be placed at any part of the house. A set of drawers fitted with a seat on the top which serves as a storage space as well as a bench, armoires to take care of your accessories and clothing which can also be used as a storage space for your TV are some pieces of examples of modern furniture that shows how best a little space can be used. Contemporary furniture comes in scores of colors – ebony, elegant white and lighter shades of brown. Also, there are a variety of stylish beds that you can choose from.

Sleigh beds, platform beds, metal beds and king-sized beds are some types that suit any type of bedroom. Platform beds are specially designed for those who do not like any frills and fancies. These beds are easy to assemble and liked by many due to their understated modishness. The sleigh beds imply class and sophistication.

Bedroom is the place where you can dress at ease; therefore, having a dresser and a mirror is a must for your bedroom. Highlight the sense of free space in your bedroom by placing a contemporary wall-mounted mirror. You can also buy elegant wrought iron frame mirrors with a gorgeous patina finish. Contemporary furniture stores offer a variety of modern furniture that expresses excellent craftsmanship and great designs. This furniture fit in your budget and home with much ease and йlan. You can also buy modern TV stands, racks to store DVDs or CDs and speaker cubicles come in a wide range of models and colors that incorporate futuristic lighting styles and lighting to fit the dйcor of your living room. They come in a range of finishes with frosted or clear glass doors. Most of the modern furniture uses innovative wire management systems that mask the complex wires of any home entertainment system. Contemporary furniture is the best piece of artifact that will add sophistication and elegance to any room of your house.



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