What do you need to set up your own home entertainment system

So if you’ve decided that you want to take the plunge and install a home entertainment system in your house, exactly what equipment should you get? This can be complicated, especially when it comes to hooking it all up, but as long as you do a little research before you buy anything you should be fine. The first thing you need is your ‘screen’: that is, either a TV or a projector. For most people, a large plasma or LCD TV will probably be best – true enthusiasts might want to try a projector, but they tend to have all sorts of problems, not least of which is finding a wall big enough and empty enough to project onto effectively. The next thing you need is the DVD player, which should be a high-quality model, not some cheap one from the supermarket. You might think that all DVD players were created equal when it comes to picture and sound quality, but that’s just not true – there is a notable difference in quality when it comes to high-end models.

You will also want a surround sound system, to make it seem like the sound is filling the room and coming from all directions. There is almost no limit to how much you can spend on sound, so don’t go too far overboard – stick to a reasonably basic surround sound configuration, instead of getting a very high-end one that requires you to mount huge numbers of speakers all over your room. Finally, silly as it might sound, a very important part of your equipment is the cables that you use to hook it all together. Cheap cables will cause some of the picture and sound quality to be lost in transmission between the different devices, while better quality cables will produce a notable difference. Again, don’t go too far and spend ridiculous amounts on golden cables, but don’t skimp on it either.



Online What do you need to set up your own home entertainment system

Low speed impact injury facts

Low Speed impacts are those that take pace at speeds under 10 MPH. There’s often little (if any) visible Property Damage done to the rear of ones motor vehicle. However, those who are struck (especially in the rear) often have injuries, especially neck injuries. The most common of them are identified as “Whiplash”. The most contributing factors to “Low Back Injuries” is that the occupants cannot brace themselves nor force their back and neck against the seat or headrest. Most bumpers are built to withstand a low impact (with limited visible damage) but while there may be very minor property damage the body gets snapped around and the body sustains “Soft Tissue” injuries - - including bruises, plus chest and rib injuries. It’s been proved that while seat belts save lives they can also cause injuries! Since the introduction of Seat Belt Legislation the incidence of “Soft Tissue” injury has increased an astonishing 21% ! If one were to refer to the “Institute For Highway Safety (regarding their alleged Inside-Information - - conducted via their “Crash Test Dummy” tests) they would read, “Whiplash is fairly rare.” This is absolutely incorrect ! Why? Because their “Crash Test Dummies” are seated comfortably and erect, with all the proper equipment, seat backs, seat belts, head restraints, etc. However, it’s highly improbable that any of us are ever in the “Ideal Model Situation”, when involved in a motor vehicle crash. Body size plays a role in how severe an individuals injury can be. Tall people are at greater risk of “Whiplash”. This is because they are most likely to have head restraints that are too low to be of any help at impact. Individuals with less muscle mass (i. e. women, children and the elderly) pose a higher level of injury risk because this lowers their own internal protective mechanism. This phenomenon also applies to those with small bone structure! VEHICLE DAMAGE: Older vehicles often suffer greater impacts but show less damage, than new cars. Just because a vehicle shows little or no damage to the bumper does not mean the driver or other occupants did not suffer an injury. Even though there’s little, if any, Property Damage to be visually observed, and becomes a problem for (regarding your Personal Injury Claim with the insurance company you’re dealing with - - because there’s no Property Damage to be seen) there are 3 crucial factors one ought to double-check, by hiring a “Professional” to supply you with a written report on. As follows: #1. Are there damages to the Bumper Mounts or Absorbers? #2. A “Professional” (by studying the marks on the Bumper Pistons) can estimate the amount of force received at impact. #3. Also, that “Professional” must determine if the striking vehicle’s bumper slid over or under your cars bumper! (If so, even though there may have been little or no damage to your car, this proves you did indeed absorb a substantial crash)! Too often the insurance adjuster (and/or their Superiors) will attempt to deny the possibility of an injury sustained at a low speed impact. However, recent 2003 & 2004 in-dept research substantiates, just the opposite! Although many times the motor vehicle shows little damage, the velocity and accompanying force had to be transferred somewhere and that’s to the unlucky occupant of the motor vehicle that’s been crashed into. NEVER FORGET: Motor vehicles are built to withstand these impacts. Your body is not ! Copyright (c) 2004 By Daniel G. Baldyga. All Rights Reserved Dan Baldyga’s third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at http:// autoaccidentclaims. com or http:// caraccidentclaims. com. This book reveals “How To” successfully handle your motor vehicle accident claim, so you won’t be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). BASE explains how to determine the value of the “Pain and Suffering” you endured - - because of your personal injury. DISCLAIMER: The only purpose of this article LOW SPEED IMPACT “INJURY-FACTS”, is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, Peter Go nor ARTICLECITY. COM make no guarantee of any kind whatsoever, NOR purports to engage in rendering any professional or legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL’S RESPONSIBILITY to obtain such services.



Online Low speed impact injury facts

All new tahoe soon to drive by

Soon to be driving on the roads would be the 2007 Chevy Tahoe which is the Chevrolet’s next generation of the automobile industry’s best-selling full-size SUV. This new sport-utility vehicle has been comprehensively redesigned and guarantees a sharper, an increased interior refinement, an improved quietness, and a more precise driving feel. Promised for this vehicle also is the capacity for more power because of its improved, segment-leading fuel economy. Since the year 2001, the Chevrolet Tahoe has been the best-selling full-size SUV. The new vehicle is bound to take over the top of the segment in its sales, quality, and comfort. The outgoing model for this vehicle has found its way to be able to rank first in the J. D. Power and Associates Initial Quality Survey for five years, thus topping all other import and luxury models in its rank. The Chevrolet Tahoe through the years has been able to establish credentials for itself with its “no compromises” mantra – all due to its carrying out of improvements in the different areas of performance, quality, and comfort. This has made the Chevrolet Tahoe a vehicle that lives up to its name. Changes for the new 2007 Chevrolet Tahoe include capabilities that are segment leaders in its field. It is promised to provide a superior ride plus superior handling and quietness in one vehicle. Improved efficiency, a refined interior with convenience built into it, a distinctive and sporty exterior faзade, plus an enhanced safety and security system all adds up to contribute to the changes for this new vehicle. Added features for comfort and luxury of the 2007 Chevrolet Tahoe includes a power-release fold-and-tumble second-row seats, a remote vehicle starting system, first - and second-row heated seats, an ultrasonic rear parking assist, a rearview camera system, a touch-screen navigation system, power-articulating running boards, and a DVD rear-seat entertainment system with a larger, 8-inch screen.

As per the amenities and performance features, the new vehicle is wrapped in a stylish new package that exudes the sporty, ready-for-anything look that is constant in each and every Chevrolet Tahoe. The design of its exterior is leaner and is found to be more agile looking comprising of large wheels that enhances the vehicle’s powerful and capable stance. Aerodynamics had also been improved that adds up to the Chevrolet Tahoe’s sleek look, and a more steeply raked windshield and a smoother roofline. Locating Chevrolet Parts has been tremendously easy through the usage of the easy-to-navigate site provided by the trusted and leading replacement, OEM, and aftermarket parts factory that does its business online. A hassle-free and convenient shopping experience is very well catered to by http:// carpartswholesale.

com. Ed Peper, the Chevrolet general manager, asserts, “Tahoe is known for delivering whatever its customers want, whenever they want to do it – a hard-earned reputation reflection in countless independent quality studies, buying guide recommendations and customers who have returned to buy another vehicle. The ’07 model enhances the attributes that have made Chevrolet Tahoe the industry’s best-selling full-size SUV and improves them with dramatically increased attention to detail in smoothness, quietness and refinement. We believe it is simply the best Tahoe yet.”



Online All new tahoe soon to drive by

The engine explained

The engine is the heart of your car, but instead of pumping blood, the engine pumps air and fuel. The engines main function is to convert air and fuel into rotary motion so it can drive the wheels of the car. How does it do that ??.... Well let's start with a cutaway of the engine and see all the major parts then we will get into the actual mechanics. Pistons: Most common engines have 4, 6, or 8 pistons, which move up and down in the cylinders. On the upper side of the piston is what is called the combustion chamber where the fuel and air mix before ignited. On the other side is the crankcase, which is full of oil. Pistons have rings which serve to keep the oil out of the combustion chamber and the fuel and air out of the oil. Crankshaft: The crankshaft is connected to the pistons via a connecting rod. As the piston moves up and down in the cylinder it rotates the crankshaft and converts the straight line motion into rotary motion. Valve train: The valve train consists of valves, rocker arms, pushrods, lifters, and the camshaft. (shown in above picture in blue, yellow, and green) The valve train’s only job is that of a traffic cop. It lets air and fuel in and out of the engine at the proper time. The timing is controlled by the camshaft, which is synchronized to the crankshaft by a chain or belt. Now that we have a general overview of the parts involved let's talk about what happens. Most automotive engine today are 4-stroke (or 4-cycle) engines, meaning they have four distinct events which make up the cycle. Intake stroke: The camshaft opens the intake valve and the piston moves down the cylinder. This creates vacuum and sucks in air and fuel into the combustion chamber above the piston. Compression stroke: As the piston starts moving back up the cylinder the intake valve closes and seals off the combustion chamber. The causes the air and fuel to compress. Power stroke: As the fuel is compressed and the piston nears the top of the cylinder the spark plug fires and ignites the fuel and air. This explosion pushes the piston back down the cylinder and drives the crankshaft. Exhaust stroke: After the piston reaches the bottom of the cylinder, the exhaust valve opens and the gasses left over from the fuel and air are sent out to the exhaust system. Put these four events together in the above order and you have a complete cycle. Are you asleep yet? That's enough theory, let's talk about the real world and problems you might encounter with the above mentioned parts. Pistons: Remember I talked about the rings, which seal the combustion chamber from the crankcase. The rings over time tend to wear out. When they wear they allow the fuel and air to enter into the oil and dilute it. This dilution reduces the oils ability to lubricate your engine and can cause premature wear. Also if the rings wear down they can allow oil from the crankcase to enter the combustion chambers. This will result in oil being burned and exiting your tailpipe as grayish/white smoke. If your car spews grayish white smoke and it does not go stop in the first few minutes after start-up you might have warn rings. If the smoke goes away after start-up look to the valve train section. Crankshaft: The crankshaft rides on bearings, which can wear down over time. The bearings support the crankshaft and also the rods, which connect the pistons to the crankshaft. A loud medium pitched knocking noise in the engine points to warn bearings most of the time. This is usually a costly repair and involves removing the crankshaft and either machining the surface where the bearings ride, or replacing the entire crankshaft. To prevent this type of problem, use a high quality oil, change your oil at suggested intervals (3 months or 3000 miles is a safe number) and always maintain your oil level between oil changes. Valve train: Remember the oil smoke problem mentioned above in the piston sections. If your car only smokes grayish/white smoke at start-up you may have leaking valve seals. Valve seals keep oil from above the valve from leaking into the combustion chamber. When they wear, they can allow oil to seep into the combustion chamber and collect there until your start the engine again. You generally do not get oil leaking past the valve seals while the engine is running since the seals expand with the heat of the engine and plug the leak. Another common problem is the timing chain or belt will slip or even break causing the cam shaft to stop rotating. Remember the camshaft tells the valves when to open and if it stops spinning then the valves stop opening and closing. No valve moving, no engine running :-) A term you will here when talking about timing chains and belts is "interference engine". When an engine is an "interference engine" the pistons and valves are so close together that if the valves were to stop moving (broken belt or chain) and the crankshaft kept spinning they would crash into the piston. (that's the interference) This crash tends to do bad things to an engine, breaking valve, bending pushrods, and even cracking pistons. This is why most manufacturers recommend changing the timing chain or belt every 60,000 miles. Timing belts dry out, stretch and deteriorate over time so even if you do not have 60,000 miles on the car think about changing the belt after it's 6 years old. Preventive Maintenance: Change your oil regularly. Give your engine a chance to warm up before driving if possible. Let the oil get into all parts of the engine before driving. This is even more critical in cooler temperatures when the oil is cold and sluggish. Change your timing belt or chain at your manufacturer's recommended interval. void "snake oil" additives advertised on late night TV. Regular oil changes and good maintenance habits will keep your engine running it's best. If you have a turbo charged engine, give the engine a minute or two cool down before turning it off. This cool down period allows oil to circulate and cool down the bearings. If you shut off the engine immediately after hard driving, the oil can gum up around the hot bearings and create problems down the road. What to discuss with your mechanic: If you have to replace your engine, discuss the benefits of buying used versus new. If you plan on keeping your car for some time, a new engine might be the best bet. Sometimes new engines are not much more expensive than rebuilt ones, and offer the best solution. When trying to diagnose engine noises, be as descriptive as possible. Take note to when the noise occurs; at what throttle position, and when the noise started occurring. Sometimes changing the weight of oil being used can cause a new noise to crop up. Make sure you mechanic knows if you changed oil brands or weight recently.



Online The engine explained

Ncaa mens basketball

NCAA Men’s Basketball Rule Change for the Year 2007-2008 There has been an extensive debate on certain changes for the rules of the National Collegiate Athletic Association (NCAA) Basketball men’s division. There are studies on how much adjustments will be made regarding the three-point line. It was discussed and is approved by governing bodies that will be effective by the year 2008-2009. Not only that, there are also requirements and certain traditions that will be changed and is anticipated to be replaced by newer versions and sets of rules. For those who are curious regarding the newly adapted three-point line marks, there would be no change in the width of the lane because the committee considered the wide extent they have to reach and the schools across the country that has to re-mark their line conjunction. This would eventually be considered but would take several years to put into regulation. For the new three-point line being asserted as a true arc, the answer is a definite yes. It would measure for about 20ft, 9inches starting from the center of the basket. Do not fret though, because the idea of allowing an arc measuring a foot was dismissed. The committee acknowledged how expensive it would take for schools all across the country to introduce such a change. No changes made for the free-throw lane but alignment of the players whenever a free-throw is served will be adapted at the 2008 NCAA season. The one who plays defense will now be positioned, instead of below, above the block. Markings on the court within the lane will not be moved. One very important matter that the committee reiterated is the value of sportsmanship. These rules were made for compulsory purposes to impose to the whole crowd including all people involved in the game. Without sportsmanship as their main goal, the game will go berserk. Rules are made to be able to maximize the safety, enjoyment and potential of the athlete and student without getting hurt. This is also emphasized t the personnel, crowd and officials. Enforcement of these rules is a must. Further adjustments regarding student-athlete uniforms were also marked. The committee became concerned on the legality of the uniforms last 2006-2007 season. They commented that uniforms serve as protection for the integrity of the player and not as a billboard wherein all you can see are the advertisements patch onto it. You can hardly see the player’s number. Instead of making it complicated, the committee made adjustments for the benefit of both the manufacturers and institutions. Discussing uniforms, if the team uses a back panel along the shoulder, its maximum extent should not be more than 3 inches that may be horizontal or arched. This will not affect the number’s visibility without compromising the creativity in the design. Patches made in the uniforms must only be a kept within the maximum size of 2 ј sq inches. Placement of single patches whether commemorative, conference or institutional can be worn at the apex of the back in their jersey. Regarding hair control devices, anything that is put on the head, either headbands or control devices must have a single color, solid in particular, that would be not more than 2 inches in width. Hard items are prohibited. These are only some of those are needed some attending. To know more about the different rules and regulations implemented and changed, refer to the NCAA committee actions for 2007-2008.



Online Ncaa mens basketball

Value through and through

Many motorcycle enthusiasts agree that pocket bikes "Motorcycle Works of Art." Pocket bikes are at their best in sports competition, as the increasing number of races has shown. Pocket bikes provide all the thrill of MotoGP racing. Pocket bike racing is also the most affordable motor sport. Some even claim that the very fine riding skills like balance, self-control, agility, and fast reaction time required for pocket bike racing is proving helpfull in learning to use full sized motorcycles on open roads as well. Transportation is eay since at only 38-47" long and less than 50 lbs, they can be transported without any additional support equipment, even in a car trunk or backseat! Pocket bikes can be raced in parking lot competition or on Go-Kart Tracks, and you won’t be alone since this is one of the fastest growing motor sports in the world. These bikes are suitable for any age 16 and up, to the 300 lbs adults, though obviously what type of bike you would give each varies greatly.

There are smaller pocket bikes designed for younger children, but caution should still be used. Pocket bikes are the thoroughbreds of minimotos and are therefore intended for competition. They are designed for racing and private land only, not for highway use. A helmet, protective gear, gloves and good shoes should be worn at all times during their operation to minimize the chance of injury. Children under 18 should operate these or any other motorized devices only under the strict supervision of an adults. Several international MotoGP Champions started their careers with Pocket bike racing. The best example is Valentino Rossi. He was Italian Pocketbike Champ twice before becoming 125, 250, 500 and several time 1000cc MotoGP World Champ. Thomas Luethi is the first Swiss Pocketbike Junior Champion that made it into the Moto World Championship.

He was followed by others, such as Vincent Braillard. There is no doubt that there will be more Swiss top riders to come, the Swiss Pocketbike Championship being one of the best providers.



Online Value through and through

Blog marketing how easy is it

Blog Marketing: How Easy Is It? Blog marketing is one of the latest trends of marketing online that you are going to find. Blogs which are also known as web logs are very popular in this day and age. You can make a blog on any particular subject that you want and then publish it for the world to read. If you are just beginning in internet marketing, you are going to find that starting a blog is very easy to do. Anyone can sign up for a free blog, and then proceed to market basically anything that they want to. Because blogs are free to have and make, this makes blog marketing even better. Where as if you have a website, and are wanting to market things that way, you would have to pay for your domain, pay for your hosting of the domain, and then know some HTML or hire a website designer. Search engines love blogs, and are always pretty fast to index them. Getting yours out there for the world to see is not going to be hard. There is this cool tool that you can use every time you update your blog that is known as pinging. Pinging your blog after every entry that you make will let everyone know that your blog has a new entry and updated. Depending on your overall goal with blog marketing, you can update your blog as frequently as you like. Which could be daily or weekly. Whichever you choose, just be consistent with it. If you start out updating daily, stick with it. This way your blog readers will know that they can check your blog daily for new postings. If you are wondering exactly what you can market in a blog, you can market whatever you want to. However, it is best to stay within one market in your blog. If you have several different things that you would like to promote, and none of them really fit together well, you can create a blog for each market. Remember that if the markets are not related, do not mix them on your blog. For example, if you have a blog on vacuum cleaners, you will not want to also mix in television sets on the same blog. This is because both vacuum cleaners and televisions sets are two different markets. But, you could mix vacuum cleaners and handheld mini dust busters. Make sense? There so many things that you can market in your blog. Whether you want to sell your own products and services or someone else’s and make a commission off of what you sell. The sky is the limit when it comes to marketing. Affiliate links work great in blogs as well. Signing up to sell other people’s products and then marketing them in your blog is a great idea. If you are considering having both a blog and a website that will work if you have enough information to cover in both. Linking them both together is a great idea if you do decide to have both. You can always use the website to hold your main information and products, and the blog to promote them and discuss any issues regularly. Wondering about hosting? If you have a website, you can either host your blog on the same server you use for your site, or you can leave it where it is. The choice is ultimately up to you, either way you can have successful blogs that will begin to bring in revenue to you. Getting links to your blog is a good way to gain new readers. Another great tool you can use is the RSS feeds. When you use the RSS feeds, it allows people to publish your blog on their site, and in return it gets you more visitors. Blog marketing can be pretty effective if it is done right. However, you cant just set up a blog and expect people to find it. Get your blog out there and make it known to others just as you would a website. Exchanging links with others will help, so will article marketing using your blog. Blog marketing is easy and anyone that wants to can do it. Getting your blog out there and known will be your biggest challenge, but just know that the harder you work at it, it will pay off. Find sites that are related to the market you are promoting, but not in direct competition and ask for link exchanges. Word count 752



Online Blog marketing how easy is it

The seven essential elements to successful business communication

The seven essentials of business communication There are seven essential elements to successful business communication: Structure Clarity Consistency Medium Relevancy Primacy/Recency Psychological Rule of 7±2 If you are going to communicate effectively in business it is essential that you have a solid grasp of these seven elements. So let's look at each in turn... Structure How you structure your communication is fundamental to how easily it is absorbed and understood by your audience. Every good communication should have these three structural elements: an opening, a body, and a close. The Opening allows your communication's audience to quickly understand what the communication is about. Short, sharp and to the point, a good opening lets your audience quickly reach a decision of whether or not to pay attention to your message. The Body is where you get to the 'heart' of your message. It is in the body of the message that you communicate all of your facts and figures relative to the action you want your communication's audience to take after attending to your message. There's a key to rapid uptake of your message -- KISS. Pitch your presentation's graphics at a grade seven child. If THEY can follow and understand them, chances are good that your audience will too. The Close is where you sum up your communication, remind your audience of your key points, and leave them with a clear understanding of what you want them to do next. The more powerfully you can end your communication, the more easily remembered it will be by your audience. This structural rule holds true no matter what your communication is -- a memo, a phone call, a voice mail message, a personal presentation, a speech, an email, a webpage, or a multi-media presentation. Remember - your communication's audience can be just one person, a small team, an auditorium full of people or a national, even global, group of millions. In this instance size doesn't matter -- the rules remain the same. Clarity Be clear about the messaqe you want to deliver, as giving a confused message to your audience only ends up with them being confused and your message being ignored. If you are giving a message about, say, overtime payments don't then add in messages about detailed budget issues or the upcoming staff picnic -- UNLESS they ABSOLUTELY fit in with your original message. It's far better and clearer for your audience if you create a separate communication about these ancilliary issues. Consistency Nothing more upsets a regular reader of, say, your newsletter than inconsistency of your message. Taking a position on an issue one week, only to overturn it the next, then overturn THAT position the following week, only breeds distrust in your message. And distrust in you! People who distrust you are exceedingly unlikely to take the action you wish them to take. They are also highly unlikely to pay any attention to your future messages. As well as consistency amongst multiple messages, be aware that inconsistency within your message can be just as deadly to audience comprehension. At the risk of sounding like the Grouchy Grammarian, please make sure that your tenses remain the same, that your viewpoint doesn't wander between the 1st and 3rd person and back again (unless you deliberately want to create a linguistic or story-telling effect — be careful with this!) and that your overall 'theme' or message doesn't change. Medium If the only tool you have in your toolbag is a hammer, pretty soon everything starts to look like a nail. Similarly, if all you believe you have as a communications tool is PowerPoint™ then pretty soon all you'll do is reduce very communications opportunity to a PowerPoint™ presentation. And as any of us who have sat through one too many boring slideshows will attest, "seen one, seen 'em all" There are a myriad of was you can deliver your message — the trick is to use the right one. But which is the right one? The one that communicates your message: with the greatest accuracy with the largest likelihood of audience comprehension at the lowest fiscal cost at the lowest time cost Note: it must meet ALL of these criteria. There's absolutely no value in spending the least amount of money if the medium you choose doesn't deliver on any of the other criteria. Choosing the right medium or media is obviously critical. Get the media mix wrong and you could end up spending a whole lot of time and money on a very visually attractive business communication that delivers next-to-zero ROI. Relevancy It never ceases to amaze me that business managers still believe that everyone would be interested in their message — and then proceed to subject any and every person they can find to a horrendous PowerPoint slideshow put together by a well-meaning but aesthetically-challenged subordinate. Screen-after-screen of lengthy text, in a small barely legible font size (because a small font size is the only way to fit all of the words onto the slide), which the manager duly and dully reads verbatim. Ugh! The psychological reality is that unless a person is interested in the subject of the message they are highly unlikely to pay ANY attention. Which means that if you force them to attend to your message you will actually turn them against you and be even less likely to receive their attention in the future. Save your in-depth budget and performance analysis Excel - generated charts for those who genuinely care and need to know about such things. If your business communication needs to touch on several areas that might not be of interest to your entire audience, let them know of alternative resources that more fully address each of these additional areas. You can do this by, for example, providing them with an easily-remembered and written link to a webpage where a greater depth of information can be stored. Primacy/Recency It is essential to know that, one week later, a business communication is remembered by one or both of two things: the power and memorability of its opening the power and memorability of its close Psychologists call the effect of remembering the first few items presented as a 'Primacy Effect'. Similarly, they call the effect of remembering the last few items presented to you as a 'Recency Effect'. Since individuals differ in which Effect is the most dominant for them, it is best to 'cover your bases' and make an effort to have both a powerful and memorable opening and a powerful close. A powerful opening can be anything that captures the audience's attention: a quote, a joke, a loud noise, a preposterous statement. Just make sure that your opening remains consistent with and relates to the subject of the communication. Equally, a powerful close that bears no resemblance to the main body of the communication would just confuse and disappoint an audience brought up to expect something more. And don't think that humour will save you. Business communication is a serious business and very few people have the skill to be able to deliver a humourous message that the audience will retain and act upon. As Granville Toogood says in his excellent book 'The Articulate Executive', humour is a very risky strategy. If you are determined to use humour in your presentation, then please follow Toogood's recommendation: Tell the story as if it were true. The punch line is a lot funnier if we aren't expecting it Tell the story to make a business point. If you don't make a point, you have no business telling a joke Make sure you tell the story correctly, don't mess up the punch line, and make sure it's appropriate. The opening and closing of your business communication are the two most easily remembered and therefore essential elements. Make sure you give your audience something to remember. The Psychological Rule of 7±2 (seven plus or minus two) Psychologists have long known that the human brain has a finite capacity to hold information in short-term or 'working' memory. The brain is also structured to retain information in 'clusters' or groups of items. These clusters average, across the whole of mankind, at seven items, plus or minus two. Which means that your audience is only able to hold on to between five and nine pieces of information at any one time. Now do you see the importance of clarity of message and of having a distinctive and memorable opening and close? If you want your key points to be remembered even five minutes later, it is essential that you limit your business communication to between just five and nine key points. Equally, if you want your key action points to be remembered five weeks later, ensure that your communication is amongst the five to nine most memorable messages your audience has attended to in the last five weeks. Conclusion There are seven essential elements to successful business communication: Structure Clarity Consistency Medium Relevancy Primacy/Recency Rule of 7±2 If you are going to communicate effectively in business it is essential that you have a solid grasp of these seven elements.



Online The seven essential elements to successful business communication

Personal accounts clever ways to manage your account

Once you’ve found the right bank and the right account, you may be tempted to rest on your laurels. However, if you want to make the most of your money, you need to give it regular attention. The world of finance is changing continually, with new offers and opportunities cropping up every season. To take advantage of them, you need to keep your finger on the pulse. Not only should you keep a flexible approach, but be prepared to do a bit of research to keep abreast of the latest financial news. You don’t need to be a stockbroker to read the money pages - most of the Sunday papers carry a finance section aimed at the average person. The internet can also be a good source of up-to-the-minute articles – check Yahoo or the BBC in their ‘personal finance’ sections. As well as keeping an eye on the money market, you should have a clear idea of how your accounts work.

Stay abreast of any direct debits and standing orders – paying bills by monthly instalments can save the hassle of posting cheques, spread the cost of services, and you will often gain from special discounts if you pay this way. However, monthly payments can cause problems if you don’t have enough cash in your account – charges for going over your agreed overdraft can be nasty and are money down the drain. Try to arrange for direct debits to come off around the same time – a few days after pay day is usually a good time, and you’ll often be able to choose which date. When budgeting, aim to plan for the whole year rather than just from month-to-month. Credit card companies will offer introductory rates to new customers – if you don’t mind changing cards every six months or so you can avoid paying high rates of interest. Look for 0% APR offers on balance transfers and especially those that do not charge a balance transfer fee. If you have debts, (and these days almost everybody does to some degree) make sure that you are on top of them. The worst thing you can do is ignore them – make sure you know what you owe, and how much interest you are paying. It might be a good idea to consolidate debts – for example converting credit card balances into a low-interest loan or second mortgage. Allocate as much as you can comfortably afford to pay each month, and stick to it. If you are struggling with debt, contact your debtors. They will often be able to help you plan your repayments, and will certainly be more understanding if you keep in touch. Citizen’s Advice Bureau (http:// citizensadvice. org. uk/macnn/) can offer support and advice, as can National Debtline (http:// nationaldebtline. co. uk/): Freephone 0808 808 4000.



Online Personal accounts clever ways to manage your account

Safe shopping on the internet

When it comes to shopping on the internet there a range of factors you have to consider before purchasing the product. Keep in mind that you’re buying the product without actually physically visiting a store. When you physically visit the store to make your purchase you evaluate the product according to criteria. This criterion may involve product quality, utility and of course the price you pay in relation to these very important factors. After all you buy a product to perform a certain task (which is the basic utility of the product) and you pay its price more or less in relation to the quality of the product.

In other words, how efficiently that product can perform the task on hand. When doing your shopping online it’s important that you follow these same guidelines. Remember through the internet you can virtually do your shopping the world over. You can just about order anything from anywhere irrespective of your location. You also have the great advantage of doing your shopping anytime you want and at the comfort of your own home. No hassle of travelling to various stores or rushing through your list and thinking about what you have to cook for your next meal or that all-important presentation at office the next day. However, as when doing your shopping in the traditional physical store it’s important that you follow the basic guidelines of shopping.

Perhaps more so since you don’t actually physically visit the store and have to rely on your own good judgement. As such we are here to help you with safe shopping on the internet. Terms :- Always make sure about the terms of the transaction. Legal terms and any disclaimers governing the transaction. You may think these maybe lengthy and want to get over and done with your transaction. But it is important that you know the terms of the transaction you’re about to perform. Use a Secure Web Browser :- Online vendors “encrypt” purchase information which means only the vendor and yourself can read it. Always order from online stores that offer secured transactions. These are the “trustworthy” sites.

They keep your information secure and doesn’t re - distribute your information to any external parties. Always avoid other site which doesn’t take you to a page which will perform” a secured transaction”. If you have doubts about a site, right-click anywhere on the page and select "Properties." This will let you see the real URL (Web site address) and the dialog box will reveal if the site is "not encrypted.

" Records :- A confirmation email will be sent to you that confirm your order. Print these out and keep them safely for your own records and convenience. Check your credit card and bank statements :- make sure to check these for your own safety. If there are any unauthorised payments contact your Credit Card Company or relevant bank and inform them immediately. Check the online store's policies :- this will provide disclosures about the store’s refund and return policies, and about the web site’s security itself and how it uses your personal information. Make sure to take a few minutes to read them. Read the site's privacy policy to understand what personal information is being requested and how it will be used. If there isn't one posted, consider that a warning that your personal information may be sold to others without your permission. Comparing Prices You can compare prices too when shopping online as when you do “conventional shopping”. You can do this by visiting web sites like: Price Runner PriceGrabber. com Shopzilla Smarter. com Do you trust the merchant? You can check the merchant’s reputation from whom you’re hoping to make your purchase by looking at their feedback by conducting web searches. You can check with the Better Business Bureau ( bbb. org) for a report about the merchant’s marketplace record. And finally trust you instincts or your “gut” feelings about the web site or transaction you’re about to perform. If you feel it’s too good to be true it probably is. Better be safe than sorry afterwards. Happy shopping!



Online Safe shopping on the internet

Issues in real estate

When we speak of the real estate economy, we use national statistics but speak locally. On the other hand the stock market is based on the national or even the world economy. The real estate markets are based on local or even micro-local economy. What is happening in LA may not directly affect what is happening in Toledo. What affects all real estate markets together are the interest rates. There is no single barometer to measure the entire housing industry in US. So, while statistics calculations and economic factors are relevant, equally important is using one’s common sense. We must keep our eyes wide open and take a look around and see what is happening. Talking to real estate agents, investors and lenders in a particular area can be a big help to access a market. These are certain issues one must consider while dealing in real estate. One major issue facing corporate real estate managers is how to effectively manage the real estate assets in the current market environment. Secondly, real estate agents provide information about utilities, zoning, schools etc. But two common issues a buyer faces while buying are- i. Will the property provide the right environment we want for a home? ii. Will the property have a good resale value when we are ready to sell? Another important issue that any buyer/investor faces is the legal issue. Real estate laws vary from state to state. One must consult an attorney licensed to practice law in the state in which the property is located. At times, the property a buyer is seeking is available but not properly advertised. It may take you some time and effort to search for and locate the right property. The important issue of finance. We must know our financial reserves plus our borrowing capacity. If we know about our current savings, income and debt, then we can take help from lenders; banks and mortgage companies, which offer some choices according to your financial capability. In America, some real estate association and commissions have sponsored regulation that require all real estate brokers to provide a minimum level of services which forces sellers to buy services they do not want or need. There is the issue of rebates on transaction fees. Some states in America allow rebates of commissions or fees on real estate transactions but some states have legislated regulations which prohibit rebates. Next is the issue of consumer participation. The consumer federation of America released a study that real estate boards and commissions are dominated by real estate practitioners and they recommended greater participation by consumers; which is opposed by practitioners – this works against the interest of ordinary buyers and sellers. Last but not the least, a lot of hoopla has been floating around in the news media about the ‘bubble’ theory of real estate and that the real estate market is going to burst – this may have a psychological impact on the potential buyer or seller.



Online Issues in real estate

Computer games

A keyboard, mouse and joystick are all you need to play computer games. You can add headphones and speakers to get sound. You can also go for driving wheels if you are playing racing games. You need the latest version of the Windows operating system to install computer games on your computer. However, game developers are trying to run computer games even on Mac and Linux operation systems. They are coming up with versions compatible with Mac and Linux programs.

Before installing computer games on your PC, you have to make sure that your computer fulfills certain requirements to run the games properly. Memory, hard drive space, Internet connection speed, operating system, CPU speed and video card memory – all need to be in proper order so as to facilitate smooth and hassle-free installation of computer games. Computer games are available on dedicated game-console platforms, such as the Gamecube, Xbox and PlayStation 2. Nevertheless, the most challenging aspect of computer games is to keep pace with the ever-changing PC hardware market. New CPUs and graphics cards are coming up every day. The initial versions of computer games require minimum hardware requirements. But the updated versions may need a faster processor or improved graphics card.

That’s why older PCs can’t run the latest computer games at all. Computer games are trying hard to match you with the always-changing hardware segment. Another addition to the computer games is networked multiplayer systems through Internet or LAN connections. They have become a necessity in racing games and other games that require real-time strategy. Computer has come a long way from the era of Spacewar in 1960, when the games were only text-based. However, with the introduction of the mouse, the text has been replaced with graphics. Computer game developers are always trying to infuse some new features to make the games more sophisticated.



Online Computer games

About playing cards

There are a wide variety of playing cards. Some card decks are game specific particularly Pinochle cards, Bridge Decks, and Poker decks. Other card games are King’s Corner, Solitaire, Gin Rummy, War, Old Maid and Slap Jack. There are various categories of games that can be played using playing cards. There are fortune telling cards such as Tarot cards, Author cards, and book cards. There are historical fact games, special interest games and a wizard card game. There are educational card decks such as Arithmetic flash cards, Trivia fact cards, and many more.

There are self help card decks such as blessing cards, affirmation cards, conversation cards, and corporate training card decks. While it is not a game strictly speaking, building a house of cards is fun. The foundation is two card placed facing each other on the short end of the card and a card is place on either side of the two cards. As you move out you can also move up in height. Sounds easy right...NOT!!!! The slightest breath of air can tumble your card castle in seconds. The secret is to not breathe, have a window open, or anyone in the room with you. Since that isn’t possible, you need to be extremely light handed while building your card house.

Card decks have the number and the suit imprinted on the front with some kind of a design on the back. They are printed with a plain matte finish, a glossy finish or no real finishing at all. Laminated card decks are best because they will last much longer than other types of decks.



Online About playing cards

Be informed when you purchase a computer

When you go online or look at ads for electronics stores, you will probably be able to find a computer that will be just right for you. There are many types and styles available on the market. You can find a computer that will take up a whole room in your house, while you can also find a computer that will fit into the palm of your hand! At a business, you will probably find a mainframe computer. In your workplace or at home you will normally find a desktop computer. In the airport, the person sitting next to you could be working on a laptop computer or handheld computer. So, when you find yourself looking for a computer for your own personal use, you know you will have a lot to choose from. When looking for a home computer, nowadays called a personal computer, you will find it is made up of several parts. There will be a box sitting on your desk, black, gray or beige in color. This is your actual computer, containing everything from the microprocessor to the memory, the storage to the input/output devices.

You can’t work with just the “computer” alone, though. There are accessories that go along with your computer like the monitor, keyboard, mouse and speakers. Other attachments you might find are printers and digital video cameras. If you want to buy a computer, it is good to know that there are two separate categories of computers: PCs and Macs. - A PC is a computer modeled after components and standards created by the IBM Company. A rather high percentage of all personal computers, shown at somewhere over 90%, are PCs. Some companies that sell PC computers are IBM, Dell, Compac, and Gateway. - A Mac computer is a personal computer made by the Apple Company. MacIntosh was its most popular style of computer several years ago. The new IMacs are popular with die-hard Mac fans, although not as many people today use Mac computers as used to. A personal computer in your home can be used for many things, including word processing chores, personal and business letter writing, financial records and planning, internet searching, photography, and many other types of functions like graphic design and publishing. For the younger crowd, a personal computer can also be used to listen to music, watch movies or play detailed video games. The basic elements of your personal computer that you choose, like the processor, amount of RAM, floppy or CD-Rom disk drives, hard disk drive, sound card, speakers, monitor, modem and graphics card will be determined by what kind of computer user you plan to be. Heavy users of complex programs will need much more “stuff” on their computer than the average computer user. Once you’ve determined how much of everything you need, you will be able to calculate an average cost for the computer you want.



Online Be informed when you purchase a computer

How debt consolidation works

We all carry a lot of debt around with us if we live in the western world, and sometimes the load becomes almost unbearable, but there are ways in which you can limit your debt burden without paying through the nose to do so. In fact, anyone who doesn’t, is a fool Debt Consolidation is just plain good sense. What it means is, rather than holding debt in a variety of places – let’s say two credit cards, an auto loan, a retail store charge account and a student loan – you take out one nice big loan that pays off everything, and pay one monthly interest rate. Now, most people don’t do this, and the reason why is simple – they’re either lazy, or they don’t know that such a thing exists. The reality is, any bank will gladly help you put together a debt consolidation loan, because: a) You’re transferring your debt to them (and they like that a lot) b) You’re showing real initiative in turning your finances around c) You’re not borrowing MORE money, you’re just borrowing it from one place The way it works is easy. Many kinds of credit incur a monthly minimum charge. For example, the interest on your credit card might be $50 per month, but the credit card company will insist on you paying a percentage of what you owe in total, not just the interest. So your credit card payment for the month will be $150 or more. Now, if you have two credit cards, that amount just doubled. Now add the late fee for any time you’re short that month can make a late payment ($20), another $25 if you go over your spending limit, and then all those other accounts on top (student loan, retail store, car loan), and you’re paying hundreds of dollars to several entities. But if you consolidate all those loans into one single debt to one single company, you pay just one simple fee. And instead of the 19%-39% that credit card and loan companies charge, you’re dealing with a manageable rate, and a timeframe that will eventually see you completely debt-free. Isn’t it time you took that first step with your financial future?



Online How debt consolidation works

How to make millions playing video poker

: Most people will tell you that the only way to walk out of a casino a Millionaire is to walk in a Billionaire, but the fact is this is not the truth. It is only the easiest way to do it. If you are the type of person who is not afraid to risk it all for the big payoff then this may be for you. Video poker machines can be found in every casino both land based and online casinos. These machines have the best chances of making you a millionaire in any casino. All you need is a credit card with at least $20,000 and the nerve to risk it, in what can be less then 20 minutes. I recommend saving up $20,000 dollars before trying this and not just running up your credit card, but when I first tried it I did just run up my card. The game you pick is very important. There are many different types of poker games offered in video form, in some of them you play a computer player and the player with the best hand wins, in the second there is no other player, the better the hand you make the more the machine pays out. A pair pays 1:1; two pairs pay 2:1 and so on. The 2nd type of Video Poker machine is the one you want. Please keep in mind that this is not a guaranteed way to win money, and if you do not win money you can wind up twenty thousand dollars in debt, but it has made me a lot of cash, over the past 2 years I have paid all my expenses playing poker in this manner. I usually start with at least 20,000 dollars, and making $1,000 dollar bets before the $20,000 is gone I have had at least 1 good hand where I have at least made back my money and can now start going for the big money. Do not increase your bets to more then $1,000 until you have made at least $100,000. I first discovered this method almost 2 years ago; I was spending my weekends down in Atlantic City playing poker, blackjack and roulette, and not winning any money, but during the week I would play a free video poker game from home, and I was winning millions of dollars every week.

So one day I decided to give it a try and instead of spending my money at the table games I went right to the video poker game, and by the end of the weekend I was up almost $60,000. Now every few months I go down to either Atlantic City or Las Vegas, I have a bank roll of $20,000 and I make a few hundred thousand to get me till the next time. Remember there are no guarantees that this will work for you. There have been times where I went over my $20,000 bank roll before I got my first really good hand, but I also remember one time I got a full house which paid off $25,000 on my first hand. Learn more at http:// online-casinos-707.net



Online How to make millions playing video poker

The skinny on rfid

RFID is the abbreviation for Radio Frequency Identification. RFID is a method used to store and retrieve data using RFID transponders or tags. RFID tags have antennas that allow them to accept and respond to queries from the RFID transceiver. There are passive and active RFID tags. The difference between the two is that passive tags do not need an internal power source, but active tags do. RFID technology is already used in many technologies today. The future of RFID technology seems limitless as new ways to utilize its effectiveness are discovered frequently. Passive and Active Tags As stated before, passive RFID tags do not have an internal power supply. There is a minute electrical current induced in the antenna by the radio signal it receives. This small current is enough to power the tag to respond to the signal. Passive RFID tags have a very brief response because of their limited power. They are very small, and may be used in the future for medical purposes or, as some fear, tracking devices. Passive RFID tags can be embedded within the skin because of their small size. The smallest RFID tag in existence in 2005 was 0.4 mm by 0.4 mm. Passive tags have a read distance that ranges from 10mm to almost 6 meters. Passive tags are cheaper than active RFID tags and as a result are more commercially available. Active RFID tags have a longer range and larger memory capacity than passive RFID tags and may therefore be able to store a significantly higher amount of information. Active RFID tags may have a battery life of up to 10 years. How it Works In order to understand the uses, and potential uses, of RFID technology, one must understand the RFID system. RFID systems consist of tag readers, tags, edge servers, middleware, and application software. Having an RFID system will allow data to be transmitted by a tag, which is then read by the RFID reader and processed in accordance with the application’s specifications. Data transmitted can have information about the location of the tag, or specifics concerning the product tagged. Typical RFID systems have a small and inexpensive tag on a product. There is then an “interrogator” which has a certain range in which to detect the RFID tag, activate it, and receive the response. Current and Potential Uses RFID technology is used in every day life. RFID tags are found in CD stores and in library books. When an alarm goes off because an item was not purchased or checked out, that is the RFID tag responding. Wal-Mart has even used RFID tags on shipments to improve supply chain management. Other RFID tags are used to track trucks in shipping yards. More recently, RFID tags have been used in automated tool booth systems like the E-ZPass system on the east coast. Mobile gas also implemented RFID technology to allow customers to simply pull up to the pump, pump gas, and then leave without having to scan a credit card or pay a cashier. RFID technology has great potential and is constantly being improved. RFID workers are constantly trying to improve the current usage in systems like E-ZPass. It was recently announced that the eastern states will be improving E-ZPass so that cars can move faster through the tool-booth (35mph rather than 5mph). RFID technology may also be used to monitor inmates, and potentially parolees. Some consumers worry as to citizen privacy invasions by the government. RFID technology is always growing, and the government may be able to use RFID to inspect citizens, or keep track of them. Currently, however, RFID technology seems to be limited to the innovation sphere. RFID technology has been utilized to make the lives of consumers easier and more efficient. Despite the qualms of some citizens, RFID has a very bright future.



Online The skinny on rfid

History of steroids in the united states

The year 1954 was perhaps unfortunate year in the sports history of steroids when the anabolic steroid substances were first used by the team of Russian weightlifters at the World Weightlifting Championship. The U. S. history of steroids in sports began in 1954. The first ever of the anabolic in history of steroids in sports, Dianabol (Methandrostenolone) was first marketed in the United States in 1956. Dianabol, which virtually cleared the way of the U. S. athletes for the use of anabolic steroids, was developed by Dr. John Ziegler with the help of Ciba pharmaceutical company. Anabolic steroids began to be widely used and abused in the United States. The first ever survey on steroids in the U. S. history of steroids was conducted in 1970 in which 5 US Universities were surveyed. The survey report revealed that 15% of college athletes were steroid abusers in 1970. The history of steroids in the United States further articulates that anabolic abuse in Arizona high schools was 0.7% over all, with 4% of athletes admitting steroid use in 1975.

And by 1984, 20% of college athletes were using steroids in the United States. According to a survey in Minneapolis, average rate of steroid abuse in grades 8, 10, and 12 was 3% in 1986. In one of Minneapolis high schools, the rate of steroid use was 8% in senior male students. According to survey in a suburban Chicago school, 6.5% of male students admitted taking steroids, and 2.5% of female students admitted steroid use in 1988. According to the history of steroids in U. S., surveys in 1989 estimated that there were 500,000 adolescent steroid abusers nationwide, and as many as 1 million steroid abusers of all ages in the United States. The year 1990 was the turning point in the history of steroids in the United States. The U. S. Federal Law reclassified all anabolic steroids as Controlled Dangerous Substances in November 1990.



Online History of steroids in the united states

Hydrogen assist fuel cell

Hydrogen-Assist Fuel Cell A lot of people are looking for certain options that could help them save money. A great portion of the monthly budget is allotted for gasoline expenses. Now, there is an effective way of cutting down gas expenses and that is through a hydrogen-assist fuel cell. You already know what hydrogen is and that it makes up a large portion of the Earth’s atmosphere. However, not all the hydrogen present here on Earth are usable as fuel. The hydrogen must first be converted into a usable form before people can benefit from it. For many years, scientists and researchers have looked for efficient and effective sources of energy. One of the possible solutions for today’s energy crisis is hydrogen. Hydrogen can be turned into usable fuel that can be used in modern homes and even vehicles. In fact, some cars now have fuel cells. The cars make use of hydrogen fuel. The fuel cells are not as expensive as you think. If you like to build things, then you can certainly build a hydrogen-assist fuel cell. Try to conduct a research and know the different parts of a fuel cell that is used in cars. Once you determine the parts, you can now purchase them in a local hardware store. The parts are not that complicated, so don’t you worry. If you think that shopping for fuel cell parts is quite hard, then you have another option. You can purchase a fuel cell kit. The parts needed to build the fuel cell are already included on the kit as well as an instruction manual. What you need to do is to read the instructions carefully before you touch the various fuel cell parts. As much as possible, you must know what you’re doing so that there will be no room for mistakes. You can’t afford to make a mistake; otherwise, the fuel cell will not work. A typical car fuel cell is made up of a water container, vacuum hose, electrical wirings, and baking soda. You have to connect the parts the proper way for it to be effective. You should be able to connect the HHO generator to the car battery. Most cars that use hydrogen fuel today still use gas. In fact, if they can’t find a hydrogen station, the car will still run on gas. The cars are often called hybrid cars or dual - tank cars. Hydrogen-assist fuel cell is not difficult to build. But if this is your first time to do a DIY activity, it would be best to get a fuel cell kit so that everything you need is already there. From the parts to the instruction manual; so don’t settle for using gas to power your car engine. Why not try using hydrogen fuel instead? You can even use both gasoline and hydrogen fuel. If you’re able to build a fuel cell, you will notice that the gasoline costs are not as high as it used to be. You will only purchase gasoline if you run out of hydrogen fuel in the middle of nowhere. But you know, water is available almost anywhere. Most fuel cells use water since it contains hydrogen. The car is powered efficiently and you can even double the distance of your driving. Plus, you don’t contribute to the pollution that pesters the human race for many years now. Try out the hydrogen-assist fuel cell now.



Online Hydrogen assist fuel cell

Six tips to rev up your riding season

If you're like many bikers, you've been looking forward to the day you can again hit the road aboard your dream machine. Well, that day will probably be here before you know it and now's the time to make sure your insurance policy is as ready to roll as you and your bike are. Your motorcycle is a significant investment and you owe it to yourself to be properly covered. So here are a few expert tips to help you make sure your motorcycle insurance coverage is as strong as your passion for the road. First, verify your coverage is still in force. It may seem obvious, but you'll want to start off by making sure your insurance policy is still in force by verifying its expiration date.

Be aware that some companies have a winter months layaway period during which some coverages are restricted. Check with your insurance company to see if you currently have any type of limited coverage. Update your policy. Update your insurance company with any changes such as additional riders or a new garaging address. A quick call to your independent agent or insurance company will ensure coverage that reflects your current needs. Make sure custom parts and equipment are covered. Parts such as chrome plating, a new paint job, saddlebags or special rims usually increase the value of your motorcycle.

If you've added any custom parts or equipment recently, you'll want to make sure they're covered too. Consider dropping coverage you really don't need. If you own an older bike, you may want to check its value so you're not paying for coverage that's not cost beneficial. It's generally recommended that you consider dropping collision coverage when the collision premium equals ten percent of the bike's market value. Understand that by doing so, you will not be covered for damages to your bike if it overturns or collides with another object. Look for discounts. You should also check to see if you qualify for any discounts your insurance company may offer. Remember that prices can vary from company to company so shop around for insurance. Another tip to help you save: if you purchase comprehensive and collision coverage, consider raising your deductibles, which will lower the cost of your physical damage coverage. Choose a company that specializes in motorcycle insurance. For example, Drive Motorcycle Insurance is underwritten by Progressive-America's #1 motorcycle insurer-and offered through independent insurance agents and brokers across the country. Drive agents and brokers understand your needs and offer specialized coverage that's designed for motorcycle owners and their machines.



Online Six tips to rev up your riding season