Big profits selling old typewriters on ebay

Because they're bulky, often dirty, need lots of careful cleaning and sometimes repairs, most typewriters, old and modern, are overlooked and fetched low prices at local offline auction houses. Despite this, anyone prepared to spend time cleaning, researching, repairing and eventually packing a typewriter, will find ready bidders on eBay in both the UK and USA, and no doubt other country sites, too. Typewriters don't always fetch fabulous prices, but most early typewriters, from the late 1800s and early 1900s rarely go unsold on eBay so you're almost always going to make money. Recent eBay prices range from Ј73 for an early Empire Typewriter from 1892, to Ј380 for a Salter Standard Victorian Typewriter in original tin carry case. More unusual typewriter types attract premium prices, such as a Braille typewriter that went for Ј142 and an early double keyboard model that fetched Ј127. Outside of eBay some far higher prices have been achieved for very early and unusual typewriter models which are worth remembering at buying expeditions. For example, at Sotheby's a Merritt typewriter from 1895 went for Ј715 some years ago, and at Koln in Germany The Auction Team valued a rare Imperial Typewriter, one of only three known to exist, at between Ј7,000 and Ј8,000. Since the first successful commercial typewriters were introduced in the late 1860s many unusual designs have emerged, some plain and simple, others intricate and stunningly detailed. One of the simplest and earliest designs had a wheel with letters round the edge which was turned manually until the required letter appeared in front of the paper and was pushed to form an impression. More complicated typewriters had double keyboards, one for lower case, the other for capitals, and were created in brass and mother of pearl hand painted with glorious gilded leaves and flowers. These are the kind of unusual models to watch out for at non-specialist auctions and they're almost certain to attract high prices on eBay. These early models sometimes crop up at specialist typewriter auctions where they invariably fetch a high price. Not the place to buy in expectation of high resell fees on eBay but worth visiting for research and experience. Like most collectibles, value depends mainly on rarity, not just age. For example, one of the earliest serviceable typewriters, the Underwood, created from 1900 to 1932 was made in the millions and can still be found in working condition, consequently they are worth very little. Tips * There are no catalogues or price guides for old typewriters such as those you'll find updated annually for postcards and stamps, coins and ceramics. There simply aren't enough collectors, or typewriters, to warrant special listings. Value, like many low volume collectibles is best determined at auction, and is the point where the price someone is willing to pay matches what the current owner will accept. By far the highest prices are paid for typewriters in good, clean, working condition, with or without restoration work. * You should clean typewriters carefully, getting right into the tiniest of grooves without causing damage to keys which were often long and spindly and unexpectedly delicate. I found the most comprehensive guide to cleaning old typewriters at: http://staff. xu. edu/~polt/typewriters/tw-restoration. html Here's just a tiny few of their suggestions: 'A toothbrush and a nail brush can be helpful. For a gentler initial cleaning on a basically clean machine, try Endust or Pledge (be cautious around decals (transfers), as occasionally these products can harm them). For an even gentler and safer cleaning, simply use a few drops of dishwashing liquid dissolved in water. Q-tips (similar to cotton buds) are very nice for cleaning hard-to-reach areas. For initial dust removal, the vacuum-cleaner hose attachment kits sold in computer and computer supply stores and catalogues work very well!' * Best places to buy are at general auction or from long established office equipment stores, but rarely will you get a bargain from antiques and second-hand dealers who invariably think old means valuable, for most items, and often they are wrong. * This is one of those collectibles you really need to study and learn what makes one older item worthless and a more modern type quite valuable. Web sites and books listed later provide much useful information. Choose one or both of those books mentioned later, they're packed with pictures, and keep them close by on buying days. * Don't expect to make more than fifty pounds or so on most early typewriters, but remember you can pick them up very cheaply indeed, I've seen them fetch less than a tenner at local auction. The trick to making money is to buy typewriters in good condition, but dirty, and spend time cleaning them up and taking several great photographs to display them from all angles for listing on eBay. * Be careful about delivery costs. These early models are extremely heavy and may cost way more to have delivered than they themselves are worth. Where possible, look for local buyers or others willing to collect.



Online Big profits selling old typewriters on ebay

Teen hair style ideas

There is perhaps never a better time when you can pull off the very trendy and funky hair styles as when you are a teenager. The teen hair style, while always evolving and reflecting the tastes of the generation, always tends to be a trendy hair style that is hard for older people to imitate and still look great. From a ton of texture to funky and fresh color techniques, the teen hair style is always at the cutting edge of fashion. The funky teen hair style always looks like it has been taken straight off the runway. Infused with rich, trendy color, the teen hair style does a lot to capture an era of style completely. Just think about all of the famous teen hair styles, of the past. Complete generations have been defined by the trendy hair styles worn by the teenagers of that time. Today, top teen hair styles are trendier than ever and cover a wide range of styles, lengths and textures.

Perhaps for the first time, the teen hair style is a reflection of the person within instead of the popular teen hair styles without. I mean just think of how many popular teen hair styles there are to choose from. We are no longer like the cookie-cutter generations that came before. While there are a great deal of teen hair styles to choose from and numerous variations of each, it can be hard to find the perfect teen hair style to reflect your personality and tastes. So, here are a few ideas for your next teen hair style. The short teen hair style The teen hair style has never been shorter. In fact, many teenage girls are now wearing their hair shorter than the boys. But one thing is always sure; the short teen hair style is always a trendy hair style. Full of texture and interest, the short teen hair style is never dull. Probably the most popular short teen hair style of today is a variation on the pixie cut. Only about 1" to 1 Ѕ" in length throughout, this teen hair style is heavily textured and can be worn in several different ways. From rigid spikes and soft funk to close-to-the-head tresses, this teen hair style accommodates a wide range of tastes. The textured teen hair style No matter what length your locks are, texture is needed to pull off a trendy hair style. This texture can be created through cutting and razoring techniques, it can be natural as in the case of natural curl, and it can be created chemically through perms and relaxers or thermal styling tools. As mentioned before, today's teen hair style is never boring. Not only does texture liven up your teen hair style, it can also take a popular style and make it uniquely your own. Take for instance a simple layered teen hair style. Falling about shoulder length, this teen hair style would be dull if left to hang straight. But if you take the same cut and add pomade to texturize the ends or add spiral curl to this teen hair style with tube rollers, you could really have a different teen hair style each and every day. The teen hair style and color Every trendy hair style needs color, and the same is true for the teen hair style. Adding color can be as simple as a few highlights or lowlights or it can come in the form of dramatic changes such as dark colors for the Gothic look. Color for the teen hair style can also be a statement of itself. Just look at the colors worn by Pink and Christina Aguilera. Their most popular teen hair style cuts were not really anything that unique, it was their color that set their teen hair style apart from others. When choosing color for your teen hair style do not be afraid to try something funky and unique. This may be the only time in your life that you can get by with blue highlights. Also, do not become wrapped up in choosing the same color for your teen hair style that you have seen worn by other people. Stay unique, venture out, be brave and you will always have a teen hair style worthy of envy.



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Making a blog network and promoting affiliate products

It is very important for you to choose the right programs. There are just thousands and thousands of products out there that choosing may be a bit difficult. You may be considering using Contextual Affiliate Products, these affiliate programs include companies include Adsense. When you choose to use contextual affiliate programs you want to make sure that the products you choose are perfect for your site. Being a blog, it could have a few different categories, so the possibilities are endless when it comes to choose products. Keep in mind when choosing these ads is to stay on topic, if you have a blog about cars then don’t out an affiliate program for cats on there.

You won’t make any money. Ask yourself why people are coming to your blog, seek out the strengths and weaknesses of the blog and choose programs according to the strengths. Try to figure out what the intention is of the people who are coming to your blog. Do they come to read and post or do they just browse and leave. Choose products that are fun and interesting. If they are boring, no one is going to buy anything. Make sure the programs are practical. If you have a blog on pets, they use affiliate programs on pet toys or pet food, pet owners always are in need of food and toys. Placement of the affiliate programs is very important.

If your blog gets more readers in a certain area then place the ads there. Place them where the bloggers are going to see them. Try to keep the affiliate programs visible to all readers. This may have to be done by trail and error. If you see that the programs are not working in some places but are working well in others then you may have to do some rearranging. If you see that ads are not doing so well, then it may be time to change them.

You are not committed to keep the same products, if something isn’t working then change it around. It can only help you in the end.



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Growing nostalgic old roses in your garden

"Old Roses" Convey Time Honored Tradition In the 18th Century, the practice of tending rose bushes was popular and a handy source for young men to offer as gifts during courtship. These roses were not only beautiful to admire and richly fragrant but also highly symbolic of an unwritten and often unspoken language between admirers. In ancient times, some even believed that these roses contained medicinal properties. Most of these "old roses" came from hardy shrubs that required moderate tending. Today's "old rose" varieties are also for the most part hardy but require consistent attention before you'll achieve a seasoned gardener's level of perfection. The category of "old roses" is from a hardy stock of rose bushes and climbers that were popular in the Victorian age. Most of these Victorian-age roses were imported from varieties that were first grown in Greece and Persia during the 15th Century. These aromatic roses are still highly popular in today's gardens since they grow well in several zones and don't require the same highly detailed attention as many hybrid roses. To select an "old rose" for your garden, begin by examining your garden area and figuring out what roses work in that area. For instance, some "old roses" bushes work best as hedges while others prefer to crawl low as bed covers. Many climbers first look like small bushes but climb well up patios, sides of homes, and fences. Some other factors to think about when picking and arranging "old roses" are drainage, sunlight, shading, and insects. Most "old roses" must be watered very frequently on a daily basis. Sunlight is needed for about five hours a day for most "old rose" shrubs



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2006 chevrolet aveo america s price leader

The only thing American about the compact Aveo automobile is it’s Chevrolet name. Built in Korea [or in China] by GM Daewoo, the Aveo is America’s price champion coming in at just under ten thousand dollars. That’s right; you can still purchase a new car in the USA for under ten thousand dollars excluding taxes, dealer prep, and destination charges. Let’s take a closer look at Chevy’s bargain basement people hauler. Available as either a four door sedan or as a five door hatchback, the Chevrolet Aveo fills an important niche in the Chevy line up as an entry level econocar. Priced nearly five thousand dollars less than Chevy’s next most expensive model, the Cobalt, the Aveo allows for Chevrolet to contend for a piece of the youth market. The Aveo is expressly targeted to compete against similar models from Scion, Kia, Hyundai, and Toyota. So, exactly what do consumers get for their money, particularly with a base model? For starters, the Aveo comes with tires, a steering wheel, bumpers, and safety glass.

Seriously, standard equipment for the Aveo is a 1.6L I4 engine paired with a 5 speed manny tranny. Air conditioning will cost you extra, but the base equipment list does include an AM/FM radio, rear wiper, a cargo cover, and side impact air bags for the driver and front seat passenger. Option packages include better sound, air, an automatic transmission, and a host of other accessories. With a 97 inch wheelbase and a curb weight of nearly 2350 pounds, the Aveo certainly is a contender in the lightweight category. Headroom of nearly 40 inches allows taller drivers easier access, but one can only wonder if anyone would find the Aveo all that comfortable to begin with based on the car’s size and the quality of the seating?

GM Daewoo [50.1% owned by General Motors] recently released a new version of the Aveo [called the Gentra in Korea] that currently is only available in Asia. The new Gentra/Aveo incorporates a rounder exterior departing from the dated wedged shape of the current Aveo. No official word as of this writing if and when the new model will make its American debut. While the Aveo is certain not to win many awards, it does provide for consumers possessing limited means an affordable mode of transportation. For Chevrolet, who was lacking a basic home grown model, the Aveo brings in buyers who might have otherwise bypassed Chevy dealers and headed directly to Scion or Kia for their first car. Beyond that the Aveo is a truly forgettable car and first time buyers may want to consider a good used car instead.



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10 things every car buyer must know

Buying a car needs not just investment but deep thought. The market is overflowing with choices and temptations. Buyers need to think, what kind of car and can I afford it? Think, what do I need transportation for right now and what will I need two years from now? Do I want a car as a status symbol or as something that makes my life easier? Will the car be a commuter vehicle, or to transport children? Would a van with cargo space and high clearance be more suitable for a growing family? Should the car be a two-wheel or four-wheel drive? What kind of terrain will I be driving in most of the time? Go through auto magazines as well as consumer reports to get a clear picture of the world of cars. 1. Work on your finances and determine what you need to spend each month on transportation. A car should not cost more than 10% of your net pay per month. If it is more, then consider leasing a car instead of buying one. 2. Before you finalize anything, find out what the target price is. Four figure discounts are available with almost every make. 3. Never sign an arbitration clause or blank financial forms. Try and get finance from a separate source, a bank or financial institution. 4. Haggling will get you a good deal apart from shopping around for finance. The market is competitive be sure to check dealer fiancй, high street, internet lenders, as well as other options. 5. Try and ensure a large down payment thereby reducing the loan to be paid. Work out your finances and choice of car such that the term of loan is for the shortest period. 6. Find out what buying incentives are on offer. These vary from audio systems to cash back offers, and 0% financing. Ask what extras and add ons will cost in addition to the price of the car. 7. Be sure to evaluate your old car independently if you are considering a trade in. Pay attention to ‘cost to change’, the difference between what the new car costs and what the old one is worth. 8. Find out about warranties, taxes, and insurance. These can eat into your budget. 9. Vet the contract well. Read the fine print. Make sure that paying off the loan before time will not carry any penalty. 10. Check out at least 3-4 dealers to gauge what the best offer is. Test drive the vehicle before you finalize the deal and go through the car booklet page by page to understand all that the manufacturer needs to tell you. Be clear what is under warranty and what is not. Never choose vehicle based on a picture or dream. It is not how you look in the car that’s important but how well the car will fulfill your needs. Be practical and sensible; do not buy a model because the dealership is offering a holiday for two or a low interest scheme. Identify a vehicle that suits your needs before subjecting yourself to an onslaught of marketing.



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A short history of blogs

When Tim Berners-Lee invented the web over 10 years ago, he was the first one to create a blog (http:// w3.org/History/19921103-hypertext/hypertext/WWW/News/9201.html). Who could have envisioned they would become so popular? The Internet has not only changed the way we correspond in our personal relationships, it has also changed the way we select products and services. Through the power of the blog, viral emails, and SMS campaigns, one determined detractor can become much worse than an unsatisfied customer.

Even employees can turn against you as Microsoft (http://minimsft. blogspot. com/) learned. The Early Days Now over 10 years later blogs are as common place as mobile phones. In the early days bloggers were considered to be little more than people with too much time on hands. In the late-1990s, people like Cameron Barrett (http:// camworld. com/about/) and Jesse Garrett (http:// jjg. net/about/) began compiling links to other sites like their own. A 1999 technology article in Salon (http:// salon. com/tech/col/rose/1999/05/28/weblogs/index. html) reports that serious journalists looked down on bloggers who considered themselves journalists. Nowadays Now journalists’ (http:// blogcatalog. com/directory/news_media/journalists) blogs are among the most popular as the public searches for news from alternative sources. Businesses are also using blogs as part of their marketing and communications efforts. A Red Herring article looks at this trend, while Business Week magazine practices blogspotting (http:// businessweek. com/the_thread/blogspotting/) and describes this as the world where business, blogs, and media collide. When Blogs and Personal Lives Collide Jessica Cutler (http:// washingtonpost. com/wp-dyn/articles/A54736-2004Aug10.html) was just another poorly paid worker on Capital Hill when the discovery of her blog by her bosses cost her, her job, and launched her publishing career. Other young adults, as well as teenagers (http://edition. cnn. com/2005/TECH/internet/07/11/tell. all. blogs. ap/index. html) have also felt the highs and lows of blogging. Personal Public Relations From management gurus like Tom Peters (http:// tompeters. com/) to marketing specialists like Seth Godin (http://sethgodin. typepad. com/), bloggers can cement their professional reputations in the competitive world of business consulting.



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Caribbean stud poker how to play

: Caribbean Stud Poker is gradually gaining in popularity as compared to its stud twin: Texas Holdem mainly because it is an easier game to learn and you can play it face to face and still enjoy. Originating in the Caribbean and based loosely on five card stud poker rules, this game offers a fan alternative to traditional table games with an opportunity to place a side bet and hit a big jackpot too. Some of these jackpots are progressive and you can win millions of dollars if you break those machines or tables.. What is Caribbean Stud? It is not a traditional poker game in the sense that you play against the other players and the best player wins the pot. Caribbean stud belongs to the family of games including Pai Gow poker, Let it Ride and Three Card poker for example, where your opponent is the dealer and your goal is to form a better poker hand than the dealers hand. However, basic knowledge of traditional poker hand ranking is required.

The Rules of Playing Caribbean Stud: 1) The game begins with the players placing an ante bet at the same amount as the table minimum on the ante circle on the table. 2) At the same time, you should decide whether to place an additional side bet for the progressive jackpot. 3) Then, the dealer deals each player five face down cards plus four face down cards and one up to himself. 4) After looking at your cards, you should decide whether to fold or to call. If you decide to call, you should place an additional bet double the amount of your former ante bet. 5) After all the players have made their decisions, the dealer shows his hand. In order to qualify in a Caribbean stud poker game, the dealer must have an ace and a king or better. If he does not qualify, you will be paid back your ante bet but the call bet is a push. 6) If the dealers hand qualifies, he compares hands against each of the players individually. If his hand is better than yours is, you lose both your ante and your call bets.

7) If your hand is better than the dealers hand, you would be paid even money for your ante while for your call you would be paid according to a paytable. The paytable can vary from one casino to another. Generally, US casinos pay out 50:1 on a straight flush; 20:1 on four of a kind; 7:1 on full house; 5:1 on a flush; 4:1 on a straight; 3:1 on three of a kind; 2:1 on two pairs and even money on one pair or less.In case your hand and the dealers hand are even, both ante and raise will push.

One of the reasons that Caribbean stud poker is so popular is the option of placing a one dollar side bet and winning a large progressive jackpot prize. In order to qualify for the bonus payout you should have a flush or better. For a flush, you would be paid a 50 dollars bonus and in order to win the jackpot that usually resets from 10,000 dollars, you must have a royal flush. However, your chances to hit a royal flush are estimated as about 650,000 to 1, therefore I would recommend skipping it.



Online Caribbean stud poker how to play

Your credit card know it like it s your best friend

The use of credit cards in Australia is escalating possibly on the back of a good economy breeding confidence although do people know how to service this debt and how much it could be costing? Australians owe $32 billion in credit card debt, according to Reserve Bank figures, and some experts predict this will balloon to almost $50 billion by 2009. Thats a staggering figure and as it would it appear it's definately on the rise with Baycorp Advantage, a credit information provider, saying that credit card applications were up 11 per cent on last year with 875,000 applications for credit cards in October, November and December. This is the concern, only seven years ago, the fees incurred on cards was $136 million but they have now soared to a staggering $787 million. This is partly due to an increase in the charge for late payment from $20 to $29. Analysts it would take five years of minimum repayments to pay off the $2399 shown by the Reserve Bank to be the average credit card debt in December. The average credit limit rose to $6754. This probably doesn't apply to Australia alone as the trends in other countries are very similar. From these figures it could be seen that there is a lack of knowledge on how to use credit effectively and safely and also possibly a lack of research into the terms and fees related to the particular card being used. Some say this could be due to the heavy marketing around bonus point systems shifting the customers decision making from 'terms and conditions' to 'what do i get for nothing'. Consumer groups have renewed calls for reform of the Uniform Credit Code to stop banks promoting unsolicited limit increases, and requiring them to print warnings of how long it will take to repay their debt at current interest rates. Credit cards are not all bad though. Credit cards are convenient and safer to carry than cash. You can also earn rewards or get cash back on your purchases. They can also help build your credit rating. Sensible and disciplined use are important as well as a good understanding of how your particular card applies charges and choosing the right credit card for you in the first instance. The important factors should be considered when applying for and using a credit card. Asking questions of yourself is probably the first step. For example 'Do I need a credit card' and 'Will the payments fit into my budget'. Choosing the right card should involve at least reviewing : The interest rate - Some cards offer an attractive honeymoon rate although it is the rate after this that is important. The interest free period - this can differ from card to card. How is the interest calculated - from the time of purchase or time of statement? The annual fee - some time bonus systems are offset by this annual fee. Administration fees - are there any and what are they? Late payment & over the limit fees - when does it apply and how much? Other charges - what other charges are there? Cash advance - if you are going to use review the conditions carefully and be aware of how it works and what charges apply. Credit cards are a useful item by offering buyers protection in some cases by being able to cancel transactions, offering convienience by eliminating the need to carry cash and an almost necessity for travellers. Research and discipline are the keys success.



Online Your credit card know it like it s your best friend

How to spot credit repair scams

Be leery if you are tempted to contact a credit-repair company. The Federal Trade Commission and several attorneys general have sued credit-repair companies for falsely promising to remove bad information from credit reports. Here are tips to follow: Contact the Attorney General's Consumer Protection Hotline at 800-392-8222 to check for complaints made against a company. Avoid companies that tell you truthful information can be changed or erased to improve your credit or that only the credit-repair company can remove old or inaccurate information. These claims are false. Be wary if you are asked for a large sum of money before the credit-repair company completes the job. A money-back guarantee will not protect you from a disreputable company. Avoid new credit identities If you have filed for bankruptcy, you may be the target of a credit-repair scheme, often called “file segregation.” Here, you are promised a chance to hide unfavorable credit information by establishing a new credit identity. However, there is a problem: File segregation is illegal. If you use it, you could face fines or imprisonment. Other scams Consumers looking for an easy fix often are targets of other credit-related scams: Credit by phone: Pay-per-call or 900-number services have become a popular vehicle for credit scams. Advertisements promise that “guaranteed” credit or cash loans are only a phone call away. Instead, the caller might only receive a list of banks offering low-interest credit cards or a booklet on how to establish credit — and a phone charge of $50 or more. Consumers rarely end up getting credit. Gold or platinum cards: Beware of promotions for gold or platinum cards that promise to get you credit and build your rating. Although they may sound like all-purpose credit cards, some cards only permit you to buy merchandise from special catalogs and will not help you obtain other credit. You also might be asked to call a 900 or 976 exchange number for more information. These phone charges add up quickly. Checking-account scam: This scam, which tricks you into disclosing your checking-account number, typically begins with a postcard advertising easy credit approval or low-interest credit card rates. When you call, you are asked for your checking-account number as “verification.” Your number then can be magnetically encoded on a draft, which is forwarded to your unsuspecting bank for payment from your account. If you suspect a credit-repair scam, file a consumer complaint with the Attorney General's Office online or by calling the Consumer Protection Hotline at 1-800-392-8222. (Never give out your bank account or credit-card number unless you know the company is reputable.)



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Business credit cards corporate and small business credit cards compared

Business credit cards come in a variety of forms, which can seem a little overwhelming to someone that doesn't know the difference between the different types of cards. When it comes to business credit cards, the largest percentage of the market is small business owners. In fact, small businesses are the driving force behind the American economy and create the most new jobs every year. Therefore, credit card companies have developed business credit cards with the small business in mind, but there are some differences between business credit cards for small businesses as compared to those for corporations. Where You Find It One major difference between corporate credit cards and small business credit cards is how you found out about it in the first place. For the most part, small business credit cards are those that you see advertised on the Internet and for which you might receive a pre-approval invitation. Corporate credit cards are not advertised in the mass media because they are set up differently, operate differently, and target a different group of people. Customizing When it comes to small business credit cards, you have to take what you can find. Of course, you can compare business credit cards to find the ones that suit you best, but you don't really have much room for making changes to the card to meet your needs. When it comes to corporate credit cards, the business can request options to be custom-made to work with the company. The reason for this increased flexibility comes down to revenue. A corporation placing millions of dollars of transactions on the credit card can have more say in how the card is set up. This ability to customize is another reason why you generally don't see corporate business credit cards being advertised within the mass media. Of course, corporations generally have greater needs when it comes to their financial responsibilities than a small business owner. Options they might need to have included on the card are often meant to help the corporation keep track of expenditures and to review and approve them in order to reimburse employees for entertainment and travel. The ability to track all of these expenses so closely requires the use of specialized software that is designed to interface with platforms from human resources. Payment Responsibility Another major difference between corporate credit cards and small business credit cards is the matter of who is responsible for repaying the debt. As a small business owner with a sole proprietorship, you and the business are one and the same. This means you are personally responsible for repaying any debt that may have incurred. If you default on payments, it is your personal credit history that is hurt. A corporation, on the other hand, is separate from the owner. Therefore, the corporation is responsible for repaying the debt. As such, the corporation may default on the credit card loan and file for bankruptcy, but you do not personally file. It's in the Name Since a small business owner is generally a sole proprietorship and you are personally responsible for the debt, another difference between corporate credit cards and small business credit cards is the name on the card. In the case of a small business credit card, your name is generally what is listed on the front of the card. A corporate credit card, on the other hand, will have the corporation name on the front. In addition to the corporation name, it will usually have your name as well in order to verify that you are an authorized user. This also helps the corporation track the expenses of each employee. But, the primary name is the corporation name since financial responsibility falls back on the company.



Online Business credit cards corporate and small business credit cards compared

The hidden costs of selling on ebay

There is little doubt that given the potential audience advertising on eBay can be very cost effective. Compared to other forms of advertising it is relatively inexpensive. However, many eBay users rarely bother to work out exactly what it is costing them to make a sale. There are the obvious costs such as the listing, enhancements and final value fees. Also you have to add the charges made by Paypal if that is the option of payment chosen by the buyer.

But then you should really also consider what I call the invisible costs. Let me explain, if for instance you buy many of the items that you sell from Flea markets and garage sales what value do you place on your time going to such events and don’t forget any travel expenses to get there. Once you have got your items home you will need more time to research, photograph and list your purchases. Now add the time you spend packaging the items after sale and standing in line to post them. You could easily find that each sale you make on eBay could take an hour or more of your time.

If you really want to know how much time you spend on your eBay business you need to keep a detailed diary for a few weeks. Record the time when you leave your home on “eBay business” and when you return. Add any expenses other than the cost of any items you buy to sell on eBay. Once you are home log any time you spend listing, photographing and packing items. Do this for a few weeks and this will give you a good idea of the non costed time you spend on your ebay business in an average week. Next decide what you think your time is worth $10, $20 or $50 an hour, this figure is entirely up to you and represents what you would expect to be paid for an hours work by someone else.

You can then work out how many items you sell a week on average. So your figures might look something like this. Average hours per week 6 at $20 an hour, average number of items sold per week 30. This would mean your time is worth $120 a week to you and if you sell 30 items it has cost you $4 of time per item. So to work out your true profit on any item you need to add not only the cost of the item but also the other costs.

eBay, the Paypal and shipping fees and your time costs. You will now be able to calculate what profit or lose you made on the sale. You should also include something to cover those “mistakes” that we all buy that disprove the theory that you can sell anything on eBay. After that you will be able to calculate the true profit that you are making from your ebay business. I am not knocking eBay, quite the contrary; I think it is one of the best methods for anyone to build a successful online business.

The point is that if you are to make real profits on eBay it is important to make sure that you use your time to best advantage. This can mean getting software to speed up some tasks and possibly reviewing how and where you buy the items you sell through eBay.



Online The hidden costs of selling on ebay

The fishing history

The next time you drop a line in the water off the side of a boat equipped with the latest sonar devices, dig into the cooler beside your feet for a favourite beverage and kick your feet up to enjoy a relaxing day of fishing. Fishing is one of the oldest activities known to man. Archaeologists have found ancient dumps of shell and bone, cave paintings depicting fishing and even hooks made from bone. There is even a theory that states we might be closer to the fish we try and catch than we think. The "Aquatic Ape Hypothesis" contends that human beings spent a time living by and catching their food from the shallows of lakes and oceans. The controversial theory contends years of living that helped us to look different from the apes and chimpanzees thought by some to be our ancestors because of this time evolving by water. The ancient river Nile was an angler's paradise. The Egyptians relied on fresh and dried fish as a staple in their diets, and the various methods they used have been well represented in many ancient representations from their lives.

Although they had some tools like nets, baskets and even hooks and lines, the fish caught were often clubbed to death. Perch, catfish and eels were among the most important catches in the Egyptian times. The other bed of civilization, Greece, did not share Egypt's love of fishing. Still, there is a depiction on a wine cup from 500 BC that shows a boy kneeling over a stream with a live capture net in the water below him. It's unclear why the boy was 'fishing' however, since the device is clearly for live capture.

There is also evidence the Romans fished with nets and tridents off the sides of boats. One of their most famous Gods, Neptune, is depicted usually with a fishing trident. There are references to fishing in the Bible, too. Perhaps the most recognizable tool for fishing is the hook. No one knows for certain, but it's quite probable prehistoric man was using some form of a hook over 40,000 years ago. Experts have had some problems pinning down exact dates since they know most of the materials used back then were most likely wood and not very durable. British Isle anglers catch fish with hooks made from the hawthorn bush, right up to the present day. Although Stone Age man had the tools necessary for making bone hooks, it is hard for scientists to get exact dates since bone does not define its age well. The oldest known hooks have turned up in Czechoslovakia, but others have turned up in Egypt and Palestine. The Palestinian hooks are believed to be over 9,000 years old, proving that fishing has been around for a very long time indeed. Indians on Easter Island made their hooks from a gruesome material. Since human sacrifices were abundant in the area for some time, the natives made their fish hooks out of the most plentiful material around - human bone. Fish hooks made of human bone were the norm there until missionaries arrived at the turn of the last century. In addition to hooks made of stone, bone or wood, ancient man often combined material to make composite hooks with barbs that kept the bait on.



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Diner dash

Diner Dash is all about a young burnt out corporate employee named Flo. She gets tired of running the rat race and so opens up her own restaurant. You can play the game in two modes – Flo’s Career and Endless Shift. For the first mode, you will start out with a rundown diner. You play as Flo and your ultimate goal is to open the restaurant of your dreams. You need to attract and serve as many customers as needed to reach the financial goal for the day. If you make your goal then you will move on to the next level with some incentives – maybe a few new tables, or a new door, or even a coffee machine. The further you get into the game, the more upgrades you get. After reaching a certain level you can open a new restaurant. The Endless Shift mode will let you serve customers until you cannot keep up with the demand. When a certain number of customers leave without being served properly, then your shift ends.

The game does not ask much in terms of system requirements. All you need is a Pentium III 600MHz processor, at least Windows 98, at least 128MB of RAM, and 12 MB of your hard disk space. The graphics are pleasing to the eyes, very family friendly. It is a refreshing alternative to the violent games which are rampant today. There are a lot of funny animations and even funnier sound effects.

The little upgrades and bonuses you get after each level entices you to do a much better job next time in order to improve the restaurant even more. Earning a certain amount beyond your daily goal will give you even more perks. Playing the game does not require much thinking – though you need to do a bit of brain work in order to figure out the best possible seating arrangement based on color bonuses. Skill and fast hands are your best bet in beating the game. To be honest, I got frustrated with this game because I couldn’t get past a certain level and thus couldn’t open up the last restaurant. If you are not sure you want to buy the game yet, try downloading the free one-hour trial version on Yahoo Games. I am quite sure though, that when the game window closes after 60 minutes, you will be left wanting for more.



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Diabetes breakthrough helps diabetics fight back

Have you heard about the diabetes breakthrough that lowers blood sugar levels by 30% in 30 days? The all natural Diabetic Pack was developed with Nobel Prize Winning Science. This FoodMatrix biotechnology has a 4 year proven track record of helping take diabetics off insulin and oral medications. Today, most people with diabetes are only treating the symptoms and not getting to the root of the problem. Furthermore, most medications given to diabetics are compounding problems instead of getting to the source. The best way to manage diabetes is to get to the root causes. FoodMatrix nutrient biotechnology has been proven in over 80 clinical studies. Even the U. S. California District Court has ruled that FoodMatrix claims are valid. The reason FoodMatrix works so well, especially for type 2 diabetics, is because it operates at the cellular level and addresses a key problem that every type 2 diabetic has. Your cells simply do not process blood sugar like they should and these nutrients help your body metabolize blood sugar more efficiently.

If you are either type 1 diabetic, type 2 diabetic, or pre-diabetic who is mildly or heavily dependent on insulin or prescription medications, then the FoodMatrix Diabetic Pack is the nutrional support you need.



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Determining coin values

Factors that Influence the Value of Collectible Coins If you are interested in collecting coins, it’s important to be able to have a rough idea of how much coins are worth. Knowing how coin values are determined will enable you to find good deals, and ensure that you don’t get cheated into paying too much money for a coin with a low worth. Supply Influences Coin Values One major factor in determining coin values is the law of supply and demand. If there are many coins of a particular type available, that coin will not be worth much. On the other hand, if only a very few coins of that type are produced, the coin values will rise. This is why a completely normal-looking copper penny minted in 1943 is worth about $200,000, whereas a 2,000 year old Roman coin may be worth less than $100 – because thousands upon thousands of Roman coins were minted, but only 40 pennies produced during war-time 1943 were made out of copper. Demand’s Effect on Coin Values Even among coins with a similar number of copies in existence, some have a higher worth than others. This is because some coins are in higher demand, driving up the coin values. Coins may become popular because they are particularly lovely to look at, because they are part of a topical set that is often chosen by collectors, or because they have a certain historical significance. Precious Metals and Coin Values Some coins are made out of precious materials like gold bullion or platinum. These coin values are less volatile because the worth is guaranteed in part by the material. A gold bullion coin, for example, is usually worth more than its melted weight, but it is never going to be worth less. Coin Values are Tempered by Grade or Classification The final major factor in determining coin values is the grade or classification of the coin. The more wear and tear that a coin has undergone, the less value it is going to have. This is why uncirculated coins are usually more valuable than coins that have been passed from hand to hand. Uncirculated coins have always been kept in the very best of conditions, making their value much higher. A coin in flawless condition may be worth hundreds of times more than a low-grade version of the exact same coin. Now that you understand the basic factors that influence coin values, you have a better grasp of which coins may have real value and which will be worthless. In order to get a ballpark estimate of the value of any coins you might have, you will first need to determine its grade or classification. You can do this by comparing your coin’s condition to a published list of guidelines. Then look up the value of a coin in that condition in a book such as “The Standard Catalog of World Coins,” which should be available in most public libraries. If you need to know the exact amount that your coin is worth, you should take it to a coin dealer and let him or her evaluate it for you.



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Tips for encouraging family wellness

Movie stars, athletes, media, peers - children have the potential to be influenced by many outside factors. However, studies have found that parents have more potential to influence their children's behavior than anyone else, especially in regards to eating and physical activity. Recent reports indicate that childhood obesity is continuing to rise. As a result, parents are looking for creative ways to provide healthier lifestyle options for their families. In recognition of the importance of total family wellness, Bob Evans has listed a number of family wellness tips on its Web site, bobevans. com, including the following: * Make sure that your family eats breakfast. According to several studies, children who consume a healthy breakfast meet their nutritional needs, keep their weight under control, have lower blood cholesterol levels and have fewer stomach problems than kids who skip breakfast. * Involve your children in planning meals. Meals planned in advance tend to be healthier. Teach your children to read and learn from nutritional labels while grocery shopping to plan healthy meals. * Have family meals together. Eating meals as a family allows parents to ensure that children are eating nutritional foods and offers emotional and behavioral benefits. For busy nights, consider dining out as a family at a restaurant with healthy options on both the children's and adults' menus. Bob Evans Restaurants have developed an extensive children's menu with healthy choices such as turkey, spaghetti and meatballs, carrots, green beans, applesauce, and fruit. * Involve the whole family in activities. Cardiac experts recommend that children and adolescents participate in at least 60 minutes of moderate to vigorous physical activity daily. Becoming active as a family is as easy as joining your children in bicycling, miniature golf, bowling, ice skating or walking.



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How about a natural high instead of those mood altering drugs

A few years ago I retired from a very active management position and suddenly found myself spending most of my time at home. I sat at the computer, read my email, played ten different kinds of solitaire, read food recipes which made me hungry and I ate a lot. I read, I watched TV and did all the crossword puzzles I could get my hands on. Not only was I bored; I had become boring. I was terribly depressed and was given Paxil, a mood altering drug. I hated the way it made me feel so I stopped taking it. A lifesaving friend called one day and said “Let’s visit the senior community center and see what classes they offer.” My response was, “Hang out with old people, are you nuts?” You have to realize what a ridiculous response this was since I was in my 70’s. I did remember receiving some mail recently from my HMO. They had a program called “Fit for Life” that would pay for any kind of exercise class so I gave in and visited the center. It turned out that most of the seniors were younger than I. The age was 50+ and everyone seemed lively, friendly and in great shape. They had low impact aerobic classes at low-cost; it included light weight training and a cool down with lots of stretching. I must admit I had a wonderful time. They talked me into joining the line dance class too. I had forgotten how much I loved to dance; there’s something about moving to music that makes you feel so good. The best part is you don’t need a partner! Here comes the moral to this story. I had a doctor’s appointment about 6 weeks later. I stepped on the scale and had lost quite a few pounds. He took my blood pressure which was now normal. My cholesterol dropped below 200, triglycerides dropped 70 points and best of all he noticed the difference in my demeanor. He sat back in his chair, looked at me with a big smile and said, “What’s going on?” My chart now says ‘exercising 3 times a week’. It’s three years later, I’m 75 years old, still taking exercise classes twice a week and teaching line dancing to all age groups (not just seniors) three times a week. I get so motivated because there’s so much energy out there. I need the group setting; I know I would never exercise on my own My doctor laughs when I tell him I want to form a task force to pull people out of their beds and bring them to these centers. So please, don’t give up. Do it for your depression, your boredom, your anxiety and your whole sense of being. It’s invigorating!



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Safe cleaning with ladder use tips

Fall and spring are the two seasons closely associated to annual general cleaning and house maintenance. For gutter cleaning or window washing, ladders are the basic tools people reach for to start their cleaning chores. It doesn't matter if you use wood ladders, giant ladders, fiberglass ladders, or any super ladder out in the market. These ladders' structure and material may reduce your risk of being unstable and falling but only just. They are indispensable tools, but can cause a lot of trouble if not used properly. The US Consumer Product Safety Commission reported over 547,000 cases were admitted in hospitals and medical outposts due to injuries incurred from ladder use. Though mostly fractures, bruises, and minor cuts, some barely escaped with head trauma and concussions. As such, ladder safety is as essential as your trusty ladder is. To formally start your cleaning sessions and hopefully finish it without going anywhere near the hospital, inspect your ladders. Loose screws, nuts and bolts, hinges, and rungs must be tightened properly to ensure that the ladder will remain stable while being climbed. Even if you have regular ladders, giant ladders, fiberglass ladders, or any super ladder, dirt, mud, and grime can accumulate and settle on its corners and steps. This is especially true if the ladder is not stored properly or kept outdoors. These grime and muck must be wiped off and cleaned. This will reduce your risk of slipping on the steps. Second, for practicality and safety, position ladders on hard, level ground. The thawing of the soil after the winter will leave the ground with much moisture content. This will make your ground soft and muddy. There is a possibility that your ladder may sink in the mud and be shaky. Uneven ground or flooring also make ladders prone to wobbling and instability. In addition, make sure that the locks and braces are fixed and properly engaged. This will keep your ladder from folding under you. Regular ladders, giant ladders, fiberglass ladders, or any super ladders are not structured to support your entire weight for long periods. They are structured to be climbing tools only, meaning they support your weight for a limited period while you are climbing to a more stable surface like the roof. This means that you should not, under any condition, use ladders as seats. You will stress the steps and may cause the braces to weaken. Climb down if you want to rest and settle on a chair. It is also important to use the proper ladder for specific purposes. Stool ladders and utility ladders are advisable for low heights while extension ladders like giant ladders are preferred for reaching high levels. Fiberglass ladders are also preferred because of their strength. Also, it is essential to move carefully when carrying things while on top of ladders. Unnecessary wobbling and jerky movements can cause the ladder to shake and be unbalanced. Lastly, it is almost common sense to position the ladder close to the surface you want to reach to avoid leaning over. Asking help in climbing and supporting ladders never hurt anyone as long as you make sure that the one supporting you understands these safety concerns. Make your cleaning a breeze with your trusty ladder and safety tips.



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Two choices that can make next year the best year of your life

What if there were just two choices you could make to insure that next year would be wonderful? There actually are, and these choices are quite simple in concept, yet not easy to do. They are not things you do on the outside, such as exercising your body (which is always a good thing to do!) but ways of thinking and being on the inside. These have to do with your attitude and your intent. GRATITUDE I’m sure you’ve all heard of the “attitude of gratitude.” Studies show that the happiest and most successful people in the world are those who consistently live their lives with an attitude of gratitude, who see their cup as half full rather than half empty. Let’s take an example. Alan and Martin are both firemen. They are both married with children, but this is where the similarities stop. Alan’s life seems to always be filled with joy and success, while Martin’s life always seems to be in turmoil. What is the difference? Alan is a very upbeat person who always sees the good in everything and is always in gratitude for what he has. He is thankful for his work, his health, his family and his friends. When difficulties arise, he faces them head-on with an attitude of gratitude for the opportunity to learn and to help others. He believes he is spiritually guided and accepts challenges as opportunities for learning and serving. As a result of his openness and caring, people trust him and have come to him with opportunities to invest his money in ways that have created a passive income for his family. He continues to work because he likes it, not because he has to financially. Martin, on the other hand, is a person who is constantly complaining about everything. Nothing is ever good enough for him. He blames others for his circumstances, takes no responsibility for his own feelings, and has no belief that he is being spiritually guided. He feels like a victim most of the time. As a result of the stress he causes himself due to his negative thinking, he is often ill, and experiences many family problems. He plods along in his work, resentful that he even has to work. He often feels like life is passing him by. INTENT TO LEARN God has given is the free will to choose our intention, to choose is what is most important to us in any given moment. In our relationship with ourselves and others, we have only two intentions to choose from: 1) The intent to learn, with our spiritual Guidance, about what is most loving to ourselves and others; 2) The intent to protect against the pain of rejection, abandonment, engulfment, or failure through some form of controlling behavior. Our intent to learn or protect determines our experience in any given moment. Hilary and Alice are both married with children. Both women work as nurses, but, as with Alan and Martin, this is where the similarity ends. Hilary and Alice have similar life challenges in both work and family, yet to look at Hilary you would think she doesn’t have a care in the world. Hilary embraces all of life’s challenges from a solid knowing that she is on a spiritual journey of the soul – a journey of learning to be the most loving person she can be, both with herself and with others. She accepts responsibility for her own feelings and behavior, and opens to learning with Spirit and others when conflict occurs. Rather than shying away from conflict, she welcomes it as an opportunity for learning about herself and for healing any blocks to being a pure instrument of God’s work upon the planet. Hilary feels much peace and joy in her life. Alice, on the other hand, is locked into the earthly journey of control. Instead of learning from conflicts, she avoids them with giving herself up or getting angry to have control over the outcome. Rather than taking responsibility for her own feelings, she often numbs out with food and wine. Control is her God. Alice is often anxious and depressed as a result of her intent to protect, and is on medication to deal with the resulting anxiety and depression. It is not life’s circumstances that are causing Alan and Hilary to have so much more peace and joy than Alice and Martin. Choosing gratitude and the intent to learn, as opposed to complaining and the intent to protect makes all the difference in the world. Make this coming year the best year of your life by making these two choices – gratitude and the intent to learn.



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