Should i buy an extended vehicle warranty

Whether you are purchasing a new or used car, breakdowns can occur. It’s always a worry that you could have major problems such as engine trouble or a transmission that stops shifting, and you suddenly are digging deep into your pockets for the cash to repair it. So the question that arises often is “Should I Buy An Extended Vehicle Warranty?” There are always pros and cons. An extended vehicle warranty adds to your total cost, but over the long run it can also be very beneficial especially if a big breakdown occurs. A vehicle extended warranty is a contract between a vehicle warranty company and you. It isn’t an insurance policy even though most people think of it as one. It is actually the most profitable service a car dealer sells, but it can also be very beneficial to the consumer. When you buy a new car you get the manufacturers warranty. Then, for a specific fee, you can extend that warranty. If you tend to keep your vehicles longer than the period of the original warranty purchasing the extended warranty can make good sense. If however you tend to trade your vehicles in every few years, the purchase of the extended warranty would probably not be beneficial. When it comes to used vehicles, some dealers will offer a 30 day warranty and then offer to sell you an extended warranty. There are many companies that are now offering extended warranty coverage on used vehicles. Purchasing an extended warranty is a great way to give you peace of mind. You can protect your investment and your pocket book from unexpected costs. Extended warranties usually offer the same benefits as your new car warranty. This means that no matter where you travel within North America your warranty will cover you. Some extended warranties cover just the powertrain, while others cover bumper to bumper. Be sure to check with your dealer or read your policy. As an added bonus, almost all extended warranties offer 24 hour roadside assistance. Roadside assistance includes gas drops, flat tire changes, locksmith, and towing benefits. You may also get benefits such as vehicle replacement in the event of a breakdown along with accommodation expenses. Filing claims is a simple process. Many dealers simply require you to provide proof of coverage. Normally you are issued a coverage card. If you are dealing with your local dealership, chances are you are in their computer system. On used vehicles you usually are required to pay the costs and then submit the bill for reimbursement. Different plans have different deductibles. Don’t buy your extended warranty coverage by price alone. More doesn’t mean better; but then again cheap can mean that many repairs are exempt so read the fine print and read the entire policy carefully before signing on the dotted line. With so many companies offering extended warranty coverage online and through dealers, it’s important you are sure that the company is reputable. If your extended warranty comes from Ford or GM it’s pretty straightforward; but otherwise you’ll want to make sure you are dealing with a well funded company. Whether you should buy extended vehicle warranty coverage is really a personal choice, but good coverage can be beneficial. If there’s one thing for certain, vehicles will break down. It’s just a matter of when.



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Free beauty samples what they are and how to find them

Free Beauty Samples: What They Are and How to Find Them Have you heard of free beauty samples before? If you have, have you been requesting them whenever you come across free sample offers? If you haven’t, you may want to think about doing so, as there are a number of benefits to requesting free beauty samples, a few of which are briefly touched on below. One of the many benefits of requesting free beauty samples is that they are free. Many times, you don’t even have to pay for the cost of shipping. Depending on who the free sample in question is being offered by, the product manufacturer or the retailer in question will ship the free sample to you free of charge. When you look at it that way, what do you have to lose by requesting free beauty samples? Another one of the many benefits to requesting free beauty samples is the products that you can find available. For starters, free beauty samples come in a number of different sizes, but you are often only given a free trail size. As for the actual free beauty sample, you will find that there a number of products for you to choose from. For instance, free beauty samples often include makeup, perfume, skincare creams, lotions, shampoos, conditioners, and so forth. No matter what you are looking for, in terms of a beauty product, you should be able to find some form of that product type available as a free sample. Speaking of what you are looking for, that leads to another one of the many benefits to requesting free beauty samples. Requesting free beauty samples is relatively easy to do. In fact, you have a number of different options. One of the best ways to go about requesting free beauty samples is by using the internet. When using the internet to find free beauty samples, you will want to think about performing a standard internet search. You may want to visit the online websites of beauty product manufacturers, as well as beauty supply stores, as they often have free sample request forms on their websites. You can also use the internet to find free beauty samples by visiting websites that are regularly referred to as freebie sites or free product sample websites. These websites are often in message board formats so that internet users can share free product samples that they come across online with others. What is nice about visiting a free product sample website is that you will not only find links to free beauty samples, but a wide range of other sample types, including books, movies, food, pet products, and baby products. It may also be a good idea for you to visit one of your local beauty supply stores on occasion. While it is more common to find free beauty samples online, many beauty supply stores also offer free beauty samples to their customers or even those who just enter the store. Since not all retailers offer in store free samples, you should not count on receiving them, but if you happen to be in or around a local beauty supply store you may want to look to see if they have any free beauty samples available for taking. Perhaps, the greatest benefit to requesting free beauty samples or taking one when you find them in store is that you never really know what you may end up with. Product manufacturers and retailers often offer free samples on their new products; therefore, it is likely something that you haven’t already tired before. In that case, you may be pleasantly surprised with the free beauty sample that you requested, whether it was perfume, makeup, or a skincare product. In fact, you may be so pleased with your recently acquired free sample that you decide to buy the full size product from then on out. In addition to sending you a free product sample, it is common for a product manufacturer or a retailer to also include moneysaving coupons with your free sample. This is nice because should you like the product in question, you may want to buy the full sized product and your coupon may come in handy if and when you decide to do so. Word Count 700



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Wall street the road block to your investing success

Worried about your stocks? Blame it on Wall Street. Investors today face a barrage of conflicting information and exaggerated return claims from what most people consider the "market" -; the S&P 500 or the Dow Jones Industrial Average. But these indexes only comprise about 12 percent of all U. S. stocks. The reality is that these stocks can't be predicted with any consistency, especially long-term. In the complicated world of financial services, you're being misled. Wall Street advisors employ a strategy of "active marketing," which is the continual development of new products designed and marketed as the latest and greatest solution to investors' fears and concerns.

There is an addiction factor at work here; active marketing feeds our desire to roll the dice. This rolling of the dice takes the form of stock picking, market timing and return chasing, activities otherwise known as active management. The alternative is to "super-diversify" your portfolio with a wide array of unrelated investment choices and assets. This strategy allows you to own the market as a whole, rather than just a few of its components, thereby increasing your return and reducing the risk.

Based on Nobel Prize-winning research known as Modern Portfolio Theory, the application of this theory into a properly diversified portfolio - what I call a "Market Return Portfolio" - consists of no-load institutional asset class mutual funds you normally don't see in many portfolios. Choices such as micro-cap, small cap international, emerging markets and value stocks can lead to more consistent long-term returns equal to or somewhat greater than the market at large. Another important aspect of proper portfolio management is finding the right firm to work with. Look for one that is independent, uses a fee structure whereby the firm is paid directly and only from clients, and uses a market return approach. The right strategy, managed by the right help, can truly bring wealth without worry. In some sense, worry-free investing isn't really possible. People will always worry about taking care of their families and they'll always worry about their country's economy. Yet true "wealth without worry" means not having to track the daily movement of the market, saving time and energy for more important things in life.

Investors' confidence should be put not in an adviser or their own stock-picking prowess, but rather in the economic miracle we call capitalism. By tracking market movement over the past seven or eight decades, we see that the market goes up more than 80 percent of the time. The expansion of capital markets is inevitable -; and a windfall for market return investors.



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Find the best merchant account

Do you know where to find the best merchant account? If so, you probably already have one. If not, maybe it’s time to find out. A merchant account can open the door to e-commerce and position your company for unprecedented growth. The chief benefit sought by many business owners is the ability to process credit card payments. Studies suggest that people who pay with plastic tend to shop often and spend more. You can take advantage of this trend with a merchant account from a reliable lender. Plenty of well-known or highly ranked banks and financial institutions offer what some consider as the best merchant account. Since not all of them can be the best, however, it’s really up to the client—that’s you—to decide which account plan will best help your business to grow. Much will depend on the fees involved with various services.

For example, some lenders charge application fees while others do not. Other lenders expect you to pay annual membership fees. It is a good idea to check out the price lists at each lender’s site or to discuss these with an account representative before signing a contract. Some lenders are known for implementing a terrific credit processor with a combination terminal and printer. Others might be more widely recognized for their ability to support an Internet site that accepts credit payments. However, you might be more interested in a telephone ordering system with credit card payment options that will facilitate customer access to goods and services. Whatever your credit processing needs, the best merchant account is the one that will help your company develop its potential. You need a company that is not too far above you to treat your business as a valuable client.

You also want a lender with helpful customer support personnel who are available to answer questions and provide guidance when needed. You don’t want to wait on the telephone for 15 and 20 minutes for someone to take you off hold. Nor do you want to have fees increased unexpectedly so that your company’s budget must strain to meet payments. The best merchant account is the one that you can trust to protect your company’s interests.

You need a dependable provider who can offer quality equipment and reliable support or maintenance if needed. Your lender should be able to offer reasonable account fees and secure transmission on all customer transactions. When you look good, your lender looks good, and the customer benefits most from this type of positive win-win relationship. To find the best merchant account, you may want to ask other business owners to recommend a lender they have worked with.

Or you can browse testimonials on the Internet or in chat rooms. Never sign up with a merchant account lender who seems suspicious or about whom you know little. Your business is too valuable to take chance on losing all with an unknown underwriter who may be here today and gone tomorrow, so hold out to find the very best merchant account.



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Friends family and neighbors

Copyright 2006 Shannon Lavenia Friends, family and neighbors - the do-gooders who are always willing to give you advice about your life. Ever wonder why, when you are about to take a leap of faith into something awesome, your friends, family and neighbors are all too eager to warn you of the pitfalls. I call it the "Get By Rule". What's this you ask? Well, if you asked your friend for $1500.00 to pay the bills and feed your kids b/c you were down and out, your friend, brother, sister, neighbor would most likely say "Sure Thing - Always Here to Help a Friend in Need." They are happy to help you GET BY. After all, being charitable makes people feel good. So does knowing they are in a better position than you - it's a sense of accomplisment. Now, ask the same person for $1500.00 to start a new business and they'll spend time telling you about how many people fail at "those things", about the times that they failed, that only a few people succeed in business, etc. etc. They'll ramble on giving you tails of unsubstantiated BS to deter you. And, they won't lend you the money. Why? Because although they are willing to help you Get By they aren't willing to have you PASS THEM BY. It's as simple as that. This became so clear to me after listening to Caroline Myss' audio program Invisible Acts of Power. What invariably sets the people who succeed apart from those who never take a chance is the decision to move foward towards their goals regardless of what other people think. My personal success has evolved by choosing carefully who I am willing to take advice from. When someone wants to offer me advice, direction or guidance, I simply look at the results the person is getting in that area of their life and decide whether or not I'm going to choose to listen to them. For example: If someone wants to give me financial or business advice, I look at the level of success that person has had in business or financially, and then I'll choose whether or not to take on their advice/direction. I personally wouldn't take advice from someone making less than $100K a month. I wouldn't have someone with no experience in real estate tell me how to invest in it. If you are about to venture into a business, decide what you want and go for it. Don't allow your friends, family and neighbors to prevent you from passing them by. Many people simply fail in MLM because the company they are with tells them to go out to their friends, family and neighbors - the black cloud of success. Doing so, for the person who chooses to NOT be deflated, can be very profitable. It can also be the kiss of death if that is your only way of marketing. When selecting a company to work with, choose a company with a well formulated system and marketing plan. One that teachers you how to advertise in a wide variety of media to get your phone ringing with people eager to speak with you. And if you need to borrow the money to start your business, use the money you'd pay your bills with and ask your friend for money to pay your bills!



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5 simple steps earn an easy roth ira million

So, you wanna earn a million dollars, super-duper easy? How would you like the federal government to give you a big, huge tax break? Wouldn’t it feel deliciously good to earn a Million Dollars of income, completely tax free? How would you like to earn a million dollars of income passively, quietly, without lifting a finger? Well, put your seatbelts on, folks, because in a brief nutshell, I’m going to introduce you to the financial vehicle that you’ve been looking for! Welcome to the wonderful world of investing through a ROTH IRA in 5 simple steps: 1. What is a ROTH IRA? 2. Which way should I go…ROTH IRA or Traditional IRA? 3. When Should I start Investing in a ROTH-IRA? 4. How Long Before I Earn $1,000,000 – One Million Dollars? 5. A Checklist Before we proceed, A couple things to please keep in mind. A ROTH IRA, while completely simple and easy for all of us to understand, is not without complexity, and each individual is different. Laws change, so always check with your financial advisors before proceeding to take action. The information contained in this journal are solely the opinions of this writer, so be sure to seek out solid financial advice before making any important decisions. Be sure to do your own research and conduct your own financial assessments prior to changing any investments or making any new financial decisions. While I welcome the opportunity to introduce you to the ROTH IRA in my own words, please make sure that you assess your retirement plans on your own, alongside those financial advisors that you trust and rely upon. With that said, let’s proceed! 1. What is a ROTH IRA? A ROTH IRA is a wonderful product that came into existence as a result of the Taxpayers Relief Act of 1997. It is a new tax-shelter for the average American, and a new opportunity to take advantage of certain benefits that were previously unavailable. A ROTH IRA, in part, reverses the process from that of a regular traditional IRA account. The down side is that there are no tax deduction benefits for your contributions. The plus side is that the contributions you make, are POST-TAX…In other words, you’re not using the ROTH-IRA before taxes are taken out of your paycheck. You’re using the ROTH-IRA from your Net proceeds of your paycheck, or after taxes are taken out. Why is this absolutely wonderful? Well, I’ll get to that in a minute. Most of us can add up to $3000 (as of 2004) per individual into each account per year. Now of course, if you’re married, then you can add up to $6000 per household, combined into two ROTH-IRA accounts, per year! That’s enormous. Absorb that for a second. You and your family, can invest $6,000 additional monies, per year, in a tax-shelter, that will earn revenue TAX-FREE! After 5 years, the principal can be distributed, even though the earnings should remain in the account to avoid taxation and penalties. What this means is, that you are not restricted completely from this money. After 5 years, options become available to you. This is nice, because this means that you do not, necessarily, need to wait until retirement, to extract funds, should the need arise. Of course, early withdrawal penalties may exist as they do in many tax-shelters, however, the point is that there is added flexibility in the ROTH-IRA, that was previously unavailable. 2. Which way should I go…ROTH IRA or Traditional IRA?...Perhaps! Now whether to go with a ROTH IRA or a traditional IRA account is really up to you and and your financial advisors. This is a subjective decision, and each persons needs and requirements are different. Here are a couple things that I keep in mind, however, when I’m examining the ROTH-IRA for my family: Do I have a 401k, and a company sponsored Savings or Pension plan, and a Bonus plan, and a variety of other tax-shelters, and retirement programs? If I do, then perhaps I don’t necessarily need a traditional IRA account, because I already have investments working to my benefit, pre-tax. Perhaps if I were to sit down and do the math, I would see that all my pre-tax bases are covered. What I need now, is the next step…What I need now, is a way for my family to invest my POST-TAX dollars smartly. What I might need, is a ROTH IRA…Perhaps. Am I planning on extracting the EARNINGS of this fund, before I retire? Now, I’m not talking about the Contributions. This is an important distinction that was previously discussed. I’m talking only about the Earnings. Anyway, if the answer is YES, then I may want to look into a regular, typical, standard brokerage account, and forget IRAs altogether. Remember, both the ROTH-IRA and the Standard IRA are designed as tax-shelters that the average American family can use to grow their assets for retirement purposes. If my assets are much larger and robust, then perhaps a ROTH IRA may be small potatoes, too restrictive, and I should just go with a standard taxable account for much greater flexibility…Perhaps. Do I have very few company-sponsored retirement choices? Do my earnings place me in a higher-tax bracket, and thus, I might need to seek out the benefits of a tax-deduction? Do I already have a traditional IRA, and thus, I may need to consider whether or not a “conversion” to the ROTH-IRA is a benefit or a penalty? Is the Traditional IRA a better choice for me? Perhaps. And of course, there are so many other questions that go into this important decision. However, perhaps the above points will help you get a feel, a direction, an overall understanding, of which choice may be better for you. Personally, I think the ROTH IRA offers the most compelling benefits to the most people. It certainly does for me and my family. So, as you journey forward in examining these two tax-shelter accounts, make sure to ask the important questions, as the ones I’ve suggested above. 3. When Should I start Investing in a ROTH-IRA? The ROTH-IRA is a fabulous “next step” on you journey to cleaning up your financial house, and moving from the reactive you, to the wealth-building active you. Don’t start with a ROTH-IRA. Think of it as the icing on the cake. Your first steps should always be the basics. Get your finances in order. Pay off your debt, create a budget and develop good spending habits. Work towards exploiting all of the retirement benefits that are available through your employer or business, such as a 401k, a Pension account, company stock options and contributions, You see, the ROTH-IRA becomes important, when you’ve done all of these other things. Now, you are asking yourself, “What else can I do, to build wealth faster?” That’s Excellent! And that’s the time, when the ROTH-IRA is the best, obvious next choice! Do you own your home yet? If you don’t, than might I suggest that you consider this as your most important priority, pre-ROTH-IRA. In 2003, our Real Estate in the Sacramento area, overall, appreciated 15.5%! All you have to do, to enjoy this amazing financial vehicle, is to simply own your own home. Now it may not always be as amazing as 15.5% appreciation, but overall, arguably, there is no faster, easier, and better way to get to wealth, then through home ownership. . 4. How Long Before I Earn $1,000,000 – One Million Dollars? One second...Taking out my trusty calculator.... Assuming 9% investment earnings Assuming a monthly investment of $500... I'm making the assumption that you're married, and you're investing into 2 ROTH IRAs, rather than one...Thus, I'm going to calculate on a per family basis...If you're only an individual, you can only calculate for one ROTH IRA, and your monthly investment would be $250. Ready? Here we go… So it would take the average American family about 30 years to get to One Million Dollars. I hope you realize how EXCELLENT this is for you. I know 30 years sounds like a long time, but we’re talking about PASSIVE wealth building, easy wealth building, painless wealth buildling, and automated wealth building for your retirement. You set this up, and all you have to do is go to work every day and live your life. The ROTH-IRA account, alongside all your other investment programs, will be building your wealth in the background, and remember I said this was icing on the cake? Well, don’t forget, you should also have REAL ESTATE, your 401k, your pension, etc. With all of this working in your favor, truthfully, you’re not just talking about one million dollars, you’re probably talking about working towards a retirement goal of three million dollars or more, all from passive investment programs, like the ROTH-IRA. 5. The ROTH-IRA Checklist Take one step at a time my friend. Start with passive wealth generation, and then go from there. Here’s a brief recap-checklist to consider: Clean up your debt. Develop a budget, and practice good spending habits. Participate and maximize your employers’ 401k program. Participate in your employers’ Pension, Savings, and Company Contribution programs. Own your own home. Contribute into your own ROTH-IRA account. Develop other avenues beyond passive wealth-building. We’ve enjoyed providing this information to you, and we wish you the best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense. Publisher’s Directions: This article may be freely distributed so long as the copyright, author’s information, disclaimer, and an active link (where possible) are included. Disclaimer: Statements and opinions expressed in the articles, reviews and other materials herein are those of the authors. While every care has been taken in the compilation of this information and every attempt made to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. The author will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through this site.



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Insurance necessary for peace of mind

Insurance - Necessary For Peace of Mind There are many various types of insurance. Insurance is a policy where you invest a certain amount, that you do not get back, that will pay you in the event of a predetermined event. The specifics vary greatly according to the kind of insurance. Health insurance is designed to help you with your medical care. You will typically pay in a certain amount every month called premiums and you may have to pay a certain percentage on your doctor's visits or prescriptions but the insurance is designed to help you with the costs. It will also help you in emergencies such as an accident, a broken bone, or a sudden illness. Insurance is there to help you if you are having a baby or another time where you need regular care. Car insurance is intended for accidents; either your fault or someone else's. You pay on your car insurance premium every month (or quarterly or yearly) and if you are in an accident, the insurance can cover damages. There are two basic kinds of car insurance; liability and full-coverage. Liability will only cover what you are liable for. Full-coverage will cover anything that happens to your car, your body or to the other party in an accident. The main purpose of life insurance is to cover the survivors of the person who dies. Life insurance can be used to pay off debt, cover burial expenses or take care of surviving children. Life insurance can be very important, especially if you are leaving a spouse that doesn't work, young children, or debts. In the event of your death, the life insurance company would award the amount of the policy to your beneficiaries. Home insurance, as the name implies is meant to protect your house and property. There is home owner's insurance and also renter's insurance. Renter's insurance will cover your belongings that are in the residence and most often cover damages to the house itself if there were a break in or similar claim to the home. This will keep the renter from having to pay the owner out of pocket if damage to the residence occurred from something like a burglary. The home owner's insurance will cover for the same things; damage to personal property and also to the residence. Many insurance plans cover natural disasters such as storms or earthquakes. Some plans cover fire and some will not. Usually fire is covered if not set by the owner. There are many other types of coverage that are important for business owners, including business interrruption and disability insurance. The only way to assure proper coverage is to consult with a professional that has your best interests at heart.



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There is no other place than texstees for purchasing caption t shirts

How many times have you been out and seen a unique t-shirt that you really like a t-shirt with a naughty or humorous one liner, you instantly wish that you had a similar t-shirt. However there are not many shops around from where you can purchase these t-shirts. This is where TexsTees comes into the picture. TexsTees has a huge variety of t-shirts with captions for all boys aswell as girls. All the t-shirts are available in various colors, with the deisngs offered in a range of colours . All the t-shirts are reasonably priced at around Ј13 on average each. The price does not include the delivery costs. You will be bewildered at the various t-shirt available for sale. There are t-shirts with unique captions, humorous captions, naughty one liners and even adult captions. For adult caption t-shirts the site notifies you that you should declare that your age is more than 18 years. If you want to a purchase a t-shirt you simply place your order and register. You must register so that you can be informed when the t-shirt is dispatched and for any queries you may have (Your details will never be passed to 3rd parties). You can even but the t-shirts as a gift for your girlfriend or boyfriend. Your partner is sure to be impressed with this unique gift. You can simply enter the address to where the t-shirt is to be delivered. You can make payment by credit card. Once the site receives the payment, the order is dispatched within 24 hours. The t-shirt may then reach the address within a few days, depending on the location of the addressee, but you can track your order all the way. You also have the option of canceling your order as long as your order has not yet been processed. The site ensures that goods delivered are of the highest quality, however if ever you receive a torn or worn t-shirt you can simply send it back to get a free replacement. TexsTees has a secure socket layer encryption so that no personal information is passed to anyone else. Hence all your details like address and credit card number are kept confidential. The print of design or caption on the t-shirt does not fade even when you wash it. However care should be taken to not iron the printed part of the t-shirt. TexsTees uses three kinds of printing methods and these are plot printing, digital printing and offset printing. Plot printing is done in almost all t-shirts while offset printing is done only for bulk orders as it is high quality printing.



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The need to feel special

From the time Jennifer was a little child, she was demanding of attention, especially from her mother, Sarah. With two older brothers, Jennifer had a “special” place in the family as the baby and the only girl. She made sure to establish a “special” relationship with her mother, who relished the connection since she didn’t have much of a relationship with her emotionally distant husband. It was easy for Jennifer to control her mother’s attention. Because her mother was needy for emotional connection and afraid of not being liked, all Jennifer had to do was get angry at her mother and Sarah would capitulate, giving Jennifer the attention she craved. Jennifer learned early to control her mother by becoming angry, critical and withholding love when her mother didn’t do what she wanted. Unwittingly, Sarah contributed to Jennifer’s neediness, entitlement issues, and the belief that happiness was dependent on approval and attention from others.

Jennifer, now in her late 30’s, finds herself continuing the pattern she started with her mother - attaching to others in needy and demanding ways. The result is she has not been able to have a successful relationship with any of the men she has dated. We all have a need to feel special. It is not the need that is dysfunctional, it is how we go about getting the need met that can be either dysfunctional or healthy. It is dysfunctional when we make others responsible for making us feel special. When others have to give us attention, compliment us, seek us out, and attend to our wants and needs in order for us to feel special, our behavior is dysfunctional. HEALTHY SPECIAL-NESS You will stop pulling on others to make you special only when you accept the full responsibility of making yourself feel special. This means learning to give yourself all that you may be trying to get from others – treating yourself in the loving ways you desire from others. There are many ways of making ourselves feel special. Instead of trying to get others to give you what you want, you can: * TAKE EMOTIONAL RESPONSIBILITY: o Attend to your feelings throughout the day and explore what you may be doing that is causing painful feelings, rather than making others responsible for your feelings. o Attend to your own needs rather than expecting others to meet your needs. o Accept yourself rather than judge yourself. Validate yourself, approve of yourself – tell yourself the things you want to hear from others. Value your talents and gifts. o Value your intrinsic worth rather than just your looks or performance – your kindness, compassion, creativity, caring. o Behave in ways that you value – being loving, kind, integreous, compassionate, understanding, caring. o Pursue work you love, work that fulfills you, if possible. * TAKE PHYSICAL RESPONSIBILITY: o Feed yourself well to maintain health and appropriate weight. o Get enough rest and exercise. o Create balance between work and play and creative time. o Make sure you are physically safe such as when riding a motorcycle. * TAKE FINANCIAL RESPONSIBILITY: o Make sure you are financially independent rather than dependent upon another, if physically able to do so. o Spend within your means to avoid the fear and stress of debt. * TAKE RELATIONSHIP RESPONSIBILITY: o Stand up for yourself and speak your truth rather than complying, defending or resisting in the face of others’ demands or criticism. Don’t be a victim. o Refrain from blaming others, with anger and criticism, for your feelings and behavior. Don’t be a victim. * TAKE ORGANIZATIONAL RESPONSIBILITY: o Do what you say you are going to do regarding time and chores. o Make sure your living space and work environment are clean and tidy, and esthetically pleasing. * TAKE SPIRITUAL RESPONSIBILITY: o Take the time to connect with the love and truth of God/Higher Power. o Take time throughout the day to bring the love down to the level of your feeling self – your Inner Child. Treating yourself in these loving ways will eventually result in feeling internally special rather than needing others to make you feel special. As Jennifer practiced making herself special, she discovered that her relationships with others were becoming stronger and more fulfilling. People were no longer pulling away from her, resisting her, or defending themselves against her demands for attention. Her behavior naturally and gradually changed with others when she was treat herself as a special person.



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Cisco ccnp bcmsn exam tutorial static vlans

BCMSN exam success and earning your CCNP certification requires you to add to your knowledge of VLAN configuration. When you studied for your CCNA exam, you learned how to place ports into a VLAN and what the purpose of VLANs was, but you may not be aware that there are two types of VLAN membership. To pass the BCMSN exam, you must know the details of both types. In this tutorial, we'll take a look at the VLAN type you are most familiar with, the "static VLAN". As you know, VLANs are a great way to create smaller broadcast domains in your network. Host devices connected to a port belonging to one VLAN will receive broadcasts and multicasts only if they were originated by another host in that same VLAN. The drawback is that without the help of a Layer 3 switch or a router, inter-VLAN communication cannot occur.

The actual configuration of a static VLAN is simple enough. In this example, by placing switch ports 0/1 and 0/2 into VLAN 12, the only broadcasts and multicasts hosts connected to those ports will receive are the ones transmitted by ports in VLAN 12. SW1(config)#int fast 0/1 SW1(config-if)#switchport mode access SW1(config-if)#switchport access vlan 12 % Access VLAN does not exist. Creating vlan 12 SW1(config-if)#int fast 0/2 SW1(config-if)#switchport mode access SW1(config-if)#switchport access vlan 12 One of the many things I love about Cisco switches and routers is that if you have forgotten to do something, the Cisco device is generally going to remind you or in this case actually do it for you. I placed port 0/1 into a VLAN that did not yet exist, so the switch created it for me! There are two commands needed to place a port into a VLAN. By default, these ports are running in dynamic desirable trunking mode, meaning that the port is actively attempting to form a trunk with a remote switch in order to send traffic between the two switches. The problem is that a trunk port belongs to all VLANs by default, and we want to put this port into a single VLAN only. To do so, we run the switchport mode access command to make the port an access port, and access ports belong to one and only one VLAN. After doing that, we placed the port into VLAN 12 with the switchport access vlan 12 command. Running the switchport mode access command effectively turns trunking off on that port. The hosts are unaware of VLANs; they simply assume the VLAN membership of the port they're connected to. But that's not quite the case with dynamic VLANs, which we'll examine in the next part of this BCMSN tutorial.



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How to control the music download madness

After following the trend of users coming on to the internet to download movies, many resources started to come out offering you the latests downloads. At the very beggining this was great for most users. After a while, people started to take advantage of this. They started adding pop ups, illegal spy software, among many other things to their sites. You downloaded an mp3 file and you got the file, but with it you had a shiny new browser window that told you to buy viagra everytime you surfed the web. Fortunately, other resources came out. Legal Resources. Places were you can come inside and download music in a safe way, in a way you can trust. These are cost effective, and if you compare it to the damage that could be caused by downloading the files from an illegal source, then the legal sources will outweight their value by tenfold. When you're downloading for and Mp3 music file online, there are a few things you will want to look for: 1) The quality of the Mp3. File quality can range anywhere from 20 kbps which is blurry quality to 320 kbps which is basically CD quality. You should aim for downloading music files that are above 128 kbps. Anything below that will have a trashy background that will not sound great when you burn it onto a CD. 2) You internet speed must be in a good shape. Sometimes it's necessary to restart your computer to get it back to optimum speed before attempting to download any mp3 file. You'll want anything over 3 kb/s to get the song in under 10 minutes. 3) Check you computer to make sure you have enough space on the drive you're downloading your file. There's nothing more annoying than getting to 75 percent of the download only to find out that you didn't have enough room in your C: Drive. Nowadays with our hard drive's spaces growing this is more unsual but it's best to make sure before you start. 4) Make sure you don't make illegal copies of the music you're downloading. The best way to download music is to use them as samples for a music album. You download a music file, see if you like it, and if you do, you go ahead and buy the record. If you don't then sample on to the next band. This way we keep the music industry going and it's an all round win win situation. All and all, downloading music is a great experience and you can even learn about new bands that you'll want to go to the concert or buy the album later. Just make sure you do it from a legal source and keep your copies to yourself.



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Pro cooking tips braising meats for tenderness and flavor

© 2006, All Rights Reserved Remember visiting grandma's house and walking into a kitchen overflowing with the most luscious smells you've ever encountered? There was always a large pot on the stovetop simmering away. And when that pot was opened at dinnertime, you found yourself face to face with a plate of the most tasty meats and vegetables you've ever eaten. Nobody could cook like grandma! Not to diminish your childhood memories, but you can now cook every bit as good as grandma. Chances are, in that stovetop pot, grandma was braising. Braising is a method of cooking meats and vegetables. It is especially effective for tougher, cheaper cuts of meat such as shanks, briskets and rumps. This is a primary technique taught in culinary school. Braising is not only great for home cooked meals, it is also a method for gourmet preparations straight from New York or Hollywood. Cooking school graduates have developed some wonderful variations to the meats, liquids, vegetables and spices included in braising to create some truly elegant meals. Regardless of what you include in your pot, one thing is certain. Because braising involves cooking in liquid for longer periods of time, your house is sure to be filled with the most delightful aromas, and your meat will be fork-tender… just like grandma’s. In culinary arts school, professional chefs learn to start the braising process by searing the meat in hot oil. The reason for this is twofold. First, searing seals the meat (trapping the juices inside) so the meat doesn't become dry when cooked. Second, searing your meat before braising brings out a lot of flavor. The caramelization of the meat on the bottom of the pan gives an extra layer of rich essence to the recipe. Once the meat has seared and is browned on all sides, remove it from the pan. Create a bed of chopped vegetables (called a mirepoix) on the bottom of the pot. In culinary school, professionals are taught to pair the meat with the flavors of the vegetables. For beef or lamb, you might select carrots, onions and celery for your veggie mix. Allow the vegetables to sweat (cook just until they begin to produce liquid) then add your meat and liquid. Add the meat back to the pan, add your spices and pour in your liquid. This is where your creativity will come in. In the south, you might find braised dishes such as traditional pot roast with carrots and potatoes. Seasonings could include garlic, salt and pepper. Liquids might be a combination of beef stock and Worcestershire sauce. In the Los Angeles or Hollywood area, you may be more likely to find lamb shanks braised with rosemary, tomatoes, garlic, onion, chicken stock and red wine. Culinary arts school instructors usually tell would-be chefs to pick up on local flavors whenever possible to bring authenticity to their creations. Once your favorite seasonings and liquids are in place, reduce the heat to a low setting for stovetop cooking or transfer your pot to the oven and bake at approximately 300 degrees. (Be sure you have an ovenproof pot.) Cook for about 3 hours on the stovetop or 2.5 hours in a 350-degree oven. Plate up your meal and serve with some of the delicious sauce left in the pot! It's a meal everybody will love.



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Consumer credit debt consolidation what are your options

The average person carries about eight or nine credit cards! And if you have that many--or even more--you may be looking for a way to consolidate your debt into one, easy monthly payment. Fortunately, you have some options to consolidating your debt. You may want to consider: A loan. If you're a home owner, a Home Equity Loan, Home Equity Line of Credit or second mortgage is probably the least expensive way for you to borrow a lump sum of cash for debt consolidation. By tapping into the equity in your home, you can pay off your creditors so that you only have one creditor--your Home Equity lender--to worry about each month. If you're not a home owner, you might still be able to secure a relatively low interest rate personal loan if you use an item of value that you own as collateral, such as your car, your boat, stocks or bonds, or jewelry. Another credit card. Sure, the idea of getting yet another credit card might sound crazy and irresponsible. But the key is to sign up for a low interest card and then transfer ALL the balances from your old cards onto your new one. That way, you've consolidated all your credit cards onto a single one. And you don't have to sign up for a new account if you already have a card that has a zero balance plus low interest. In that case, you can simply transfer your other credit card balances to the low interest card you already own. Either way, it's a simple and relatively painless way to consolidate your debt. Get professional help. Can't qualify for a loan or a new credit card? It's possible you need professional assistance. Debt consolidation companies--also called debt management companies--can help you lower your interest rates, lower your minimum payments and consolidate your debt into one monthly bill. You can find a debt consolidation company by searching online, asking friends and family, or checking your local yellow pages. No matter which choice you make, debt consolidation can help you get back in control of your financial life. By consolidating multiple credit card payments into one bill, you'll find it easier to make your monthly payment on time. Moreover, many debt consolidation options allow you to lower your interest rate and minimum payments, which can help you save money and pay off your debt faster.



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Advice on credit card debt consolidation make the experts work for you

Copyright 2006 Geoff Morris Credit cards can be a great boon to many people, and have been since the introduction of the first one, BarclayCard, back in 1966, which then enjoyed a credit card monopoly into the seventies, when, in 1972, Access was launched. Nowadays every major ( and minor) Bank, large store, etc, have added to the virtually thousands of cards to choose from. The introduction of so many plastic money sources, for many of us, has caused an uncontrollable temptation to spiral into consumer debt. Do you really know how many credit cards you carry and what their balances all are? Do you know what the rate of interest is on these cards? Do you have a list of long-pending bills? Do you know your exact financial situation? But these credit card producing companies only have one thought in mind. They are not thinking of the convenience that plastic money brings to us, or for those of us that use the credit card interest free period, but for those of us that take the easy temptation into debt not considering where the real money will come from to repay these credit card debts. Worse of all, there are virtually no controls whatsoever over these card issuing firms, especially over their extortionate interest rates. I saw one card, with an interest rate of 35%. Because this temptation is so easy, it doesn't matter whether you're already deep in debt or whether you are on the verge of getting into it; in many cases you need some advice on debt consolidation--and not informally from friends--but from experts. Where can you get expert advice on debt consolidation for your credit cards? You can get advice on credit card debt management from banks and financial firms. There are loads of debt consolidation companies around who will supply you with a financial expert or councilor to help solve your problems. You may also find some helpful advice online on debt management. All you are required to do is to fill-out a form, giving them information about your credit rating, your secured and unsecured debts, and the list of your creditors. They will chalk out a plan just for you and advise on which steps you should take next. Another advantage of debt advice is that your advisor will also suggest you some lifestyle changes you can make in the future to changes in your lifestyle to prevent another credit card debt pile up. That's great, but how much do you have to pay? Don't worry! Most of the advisory part is done free of charge. Although the price can only be known once you have chosen the company or bank with whom you wish to work. There are definitely online sites and other firms which will offer you advice free of cost but this is for you to decide. Credit Card debts should not be neglected and it is always better to take advice from the right source. Choose your company with utmost care and you will find your way out of debt. Also, if you ever get into debt, do not become an ostrich. Sticking your head in the sand will actually not make the situation any better. As well as debt counseling, you should inform your credit card company ( or companies) as soon as you get into trouble.



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Rome a brief history

Rome has been synonymous with mythology since the birth of civilisation. Few places around the world conjure such colourful legends. Since the dawn of time itself, Rome has appeared to have had a say in almost everything that has occurred. The Roman Empire had a huge influence on the course of European art and culture. Lasting impressions of Roman architecture have survived right up to the present day, from the ruins of the Colosseum at the epicentre of Rome itself, to far western corners of Europe including the city of Bath in England, named after its Roman baths. The origins of Rome are said to date back to 753 BC and the notorious twins Romulus and Remus. Sons of Mars and a Vestal Virgin, the two warring brothers conceived rival communities, forever at one anothers throats. Eventually the hostilities came to a head and Romulus killed his brother Remus. Freed from his brother’s shackles, Romulus endeavoured to dominate civilisation and the city of Rome was built.

Centuries later another great leader emerged to take the reins of the Roman Empire. General Julius Caesar had come through the army ranks and coveted the position of leader of the Empire. Caesar had spent his time marching his armies across Europe, defeating his hosts along the way and expanding Rome’s territorial domination of the continent. The defeat of France was a significant conquest and Caesar felt time was right to fulfil his destiny. Having marched his army into Rome, Caesar declared himself Dictator for Life, commencing his reign over the largest empire the world has seen to this day. His rule came to an abrupt end in 44 BC following his assassination.

Several years passed before his adopted son Augustus stood forward and succeeded his father as leader. He declared himself emperor of Rome in 27 BC. By the end of the 4th century the empire was in decline; the map of Europe was changing. One by one, Roman outpost settlements were defeated. Barbarians from beyond the Danube and the Rhine were attacking villages with an increasing amount of success. When the final emperor relinquished his post in 476 BC the Empire had fallen forever. The fall of the Roman Empire has spawned many theories as to how the world’s greatest power fell to its knees. One interesting theory suggests the extensive use of lead in their plumbing may have poisoned their drinking water to the extent of causing infertility. Whatever the reason, the face of Europe changed forever, heralding the dawn of a new age.



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Training ferrets

Fabulous Tips for Training Ferrets Training ferrets is both a daunting and exciting task. You never know what you’ll exactly get from doing so, but if you are a true blue ferret lover, you know that every drop of perspiration is truly worth it. Fabulous Ferret Training Tip Number 1: Easy does it. There is a heavy excitement and set of expectations that besets every eager ferret owner, but if you really want to keep the training into a positive experience, easy definitely does it. If you rush your pet to do tricks even for a single second, they will have it etched in their memory and may not be as open for new tricks the next time you try to teach them. Develop the relationship and enjoy each stage. Fabulous Ferret Training Tip Number 2: Do it out of genuine love. Ferrets are lovable creatures with high instincts. If they feel threatened in any way, they will quickly scurry off your grasp and you will be back to square one in the training process. Save yourself some heartache by ensuring that the training is not mainly performance - based but something that you will do for free and genuinely out of love for your pet and the desire to have it belong in your household in the best possible way. Fabulous Ferret Training Tip Number 3: Get some tips from experts. Experts may have their own tricks up their sleeve with regard to training ferrets. There is much risk and many things could go wrong as you train your ferrets. Having someone older who can readily help you with the training can be of substantial importance. Aside from this, the ferrets themselves may also do well to have a senior ferret accompanying them as you train them. This way, they will have a fellow ferret to emulate. Just make sure that the senior ferret is trained well and advanced. Fabulous Ferret Training Tip Number 4: Brush up on your background knowledge. Hate biology? Well, if it’s for your ferret, you need to brush on some of the basic things you need to know about your ferret: color, type, age, behavior and other idiosyncrasies included. This background knowledge will save you time and will answer most of the questions you can encounter as to why your ferret responded a certain way when you did something. Fabulous Ferret Training Tip Number 5: Have a constant time and place for training. Consistency will condition your ferret best. Have a constant time and place for training. Associate it with the indoors or your home if possible so that the ferret will be conditioned to be at their best behavior at home. Once they have mastered the tricks at your specified place, slowly deviate and have them do the tricks at another place so that they can be more versatile in their learning. Fabulous Ferret Training Tip Number 6: Develop an instinct for your ferret trainee. If your ferret is sick, under some form of attack or unusual condition, they may not be open for training. Heighten your senses and be attuned with your pet’s pain tolerance. Though they are generally strong creatures, have regular checkups with the veterinarian to ensure that they are fit and ready to be trained with new tricks. The adjustments may take a toll on them, considering the fact that these ferrets are naturally wild. There are no clearcut rules in training ferrets. In fact, there may even be unexpected events that can occur midway in your training. Despite the desire to achieve results with your ferret, do not sacrifice important things such as health and ability to roam free at dusk or dawn. This way, they will be as happy as you are in training them and making them into better pets.



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How to grow african violets

: NATURAL LIGHT: Adequate light is the most important factor in promoting flowering. Place plants near any window that has bright, but filtered, light. An east window is best because it gets morning sun. A thin curtain will be necessary if placing plants in a south or west window. In order to develop a nice symmetrical form, plants must be turned 1/4 turn every week. FLUORESCENT LIGHT: If adequate natural light is not available, plants can be grown under fluorescent lights. Use double tube fixtures with one cool white bulb and one broad spectrum bulb.

Lights should be 8 to 10 inches above the top of the plants and turned on for 12 to 14 hours a day. If plants have tight centers or seem to be bleaching out, reduce the number of hours to 8-10 a day. WHEN TO WATER: More violets die from over-watering than from any other single cause. Violet soil should be kept evenly moist and never allowed to become soggy. Water only when the top of the soil is dry to the touch. Always use tepid water. HOW TO WATER: You can water from the top, bottom, use wicks or use self watering planters. However, about once a month, plants should be watered from the top to flush out accumulated fertilizer salts.

Never allow plants to stand in water (unless wicked or Oyama Planters are used). If water gets on the leaves, dry with a paper towel to prevent leaf spotting. SOIL: A potting medium suitable for African Violets should be sterilized, and light and airy to allow root penetration. Soil-less mixes are ideal - they contain sphagnum peat, vermiculite and perlite. FEEDING: Lack of regular feeding is one of the reasons an African violet will not bloom. The best way to feed is to use a dilute fertilizer solution every time you water. Use 1/8 to 1/4 tsp. fertilizer to one gallon of water.

A balanced fertilizer should be used such as 20-20-20 or 12-36-14. Find a fertilizer with a low nitrogen urea content as urea burns the roots. Some brands are Peters, Optimara, Miracle Grow, Schultz. ATMOSPHERE: Temperature and humidity are important factors. Most violets can tolerate temperatures between 60 and 80 degrees. Ideal temperatures are 72-75 degrees day-time and 65 degrees night-time.

The preferred humidity range is 40% to 60%. A humidifier or bowls of water placed near plants can be used to increase you home's humidity during heating season. Click here for Oyama Planters and other African violet growing supplies



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Chinquapin history

There are two types of chinquapin trees, also called ‘chikapin trees,’ that are available commercially in the United States, the Allegheny chinquapin and the Georgiana chinquapin. The Allegheny chinquapin, ‘Castanea pumila’, is considered a shrub by some; however, some researchers claim that its dwarf size does not justify its reclassification. Many old-timers remember sweet memories from their youth when baskets were filled with the spicy, sweet, nutty flavored chinquapins. These nuts were eaten fresh, roasted or baked into snack confections for any occasion. The nuts from chinquapin trees grow with only one nut to a burr, whereas chestnuts, a close botanical relative, produce two or more nuts per burr. The Allegheny chinquapin, ‘Castanea pumila,’ is widely distributed throughout the Southeastern U. S. and is cold hardy up to Zone 6 and all the way down to Zone 9. The Allegheny chinquapin prefers to grow on a neutral, uphill soil, especially at higher elevations. These nuts are often gathered by local inhabitants and are available at many locations at nearby markets and roadside stands. The Georgiana chinquapin, ‘Castanea alnifolia,’ is best described as the creeping chinquapin and it readily spreads in shady thickets by means of giant underground stems that produce many shallow roots. These plants are found in huge colonies throughout South Georgia and produce numerous nuts in late summer and early fall with a distinct sweetness and characteristic spicy flavor that remains indelibly bonded within the memory.

The plant is easily grown and transplanted, but is more vigorous in a shady location. The burr is about one inch in diameter, producing a brown waxy nut in the center. The Georgian chinquapin ‘Castanea alnifolia’ is cold hardy in zones 8-10, growing about 4 feet in height, slow growing but excelling in poor sandy soils that are well drained. Luther Burbank reported in his book Trees, Volume 8, that chinquapin trees appeared to be almost immune to the chestnut tree blight of the American chestnut trees that, within a 50 year period of history—beginning in 1912, practically had eliminated the American native chestnut tree. Burbank hybridized thousands of chestnut trees in an effort to renew the American chestnut forests to their former splendor. He noted that any hybrid that had successfully survived the chestnut tree blight to become a viable commercial orchard selection would undoubtedly contain the immune qualities within the chinquapin that had been implanted into the American chinquapin tree genetic makeup.



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Golf strength exercises can you benefit from them

Golf strength exercises are a must for any golfer wanting to improve power output; decrease injury; improve accuracy and consistency, and slow the effects of the aging process for senior golfers. There is more and more information coming out about golf strength exercises, but some of it is a bit misleading. What constitutes golf strength exercises? And what are the benefits of doing them once you recognize the difference between golf strength exercises and ‘general’ fitness exercises? First off…a sport specific approach is needed. In analyzing the physical requirements of the golf swing, we know several things right up front. It takes place on your feet. You are in a very dynamic and athletic body position (golf posture). You maintain this position while you swing a 3 foot long lever at up to 100 mph. There is a definite sequence of motion required.

Maintaining balance, stability and coordination are a must. Okay…now that we’ve ‘briefly’ recognized just some of the physical requirements for an optimal golf swing, what would be the approach to your golf improvement program? Since the golf swing takes place on your feet, you would definitely want to do many of your exercises on your feet. Doesn’t that make sense? Since you are in a dynamic (golf posture) position, you would want to strengthen the muscles that help maintain this position. Because golf is a turn back (rotation) and a turn through (rotation), you must focus on both core strength and flexibility from a rotational standpoint. Not doing so, will slow your golf improvement and not give you the results you were hoping for. Balance is critical to maintain a consistent swing with optimal mechanics, therefore you would want to challenge and improve your body awareness. This entails doing exercises on unstable surfaces; isolating just one side of the body, then the other to balance it out; and using many different modes of resistance (for example bands, handweights, stability balls, medicine balls, and even body weight). Along with balance is stability. They go hand-in-hand, and in order to improve stability, you need to work on strengthening your lower body, specific to the dynamic movement of the golf swing. This would be from a lateral (side-to-side) motion, to a definite rotational (turning) motion. Training your lower body to improve stability is a must to produce repeatable shots. We cannot ignore golf-specific flexibility in regards to utilizing golf strength exercises. But the type of flexibility needed is once again, dynamic. I hate to keep using that word, but the golf swing, is not like other athletic movements. Being in golf posture and moving that club at up to 100 mph takes a tremendous amount of flexibility in the major joints of the body. Stretches that are most effective are movement oriented stretches, not static (holding) stretches. Improving your range of motion, with motion stretches is the only way to go. Taking a look at body positions throughout the swing will give you a better idea of the types of movement stretches you need to do to maximize your body’s ability to produce consistent power. None of the above can be attained sitting in a stationary machine in a gym. I hate to burst your bubble. Don’t get me wrong. Any exercise is better than no exercise; but if you want to make better use of your time, you’ve got to participate in more golf strength exercises, than machine (general) exercise. So next time a golfing buddy says he/she is training for golf; ask them what kind of exercises they are doing. You’ll now know if they are truly golf strength exercises.



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Spyware protection the only way to safeguard your personal information online

The Problem: Are you bombarded with popup ads? Seeing new toolbars in your browser? Does your home page change to unwanted/unknown destinations? Bombarded with irritating spam? Perhaps strange software loads when you first start your computer, or your favorites file may have new entries that you don't recognize and don't want. If this is happening to you, your PC (Personal Computer) is most likely infected with adware spyware, spybot spyware, trojan viruses or other harmful internet parasites. What Is Happening?: Your privacy is being seriously invaded. These programs have the ability to track your Internet usage habits and even steal such personal information as bank account numbers and passwords. If you are like me, this is scary, isn't it? But there's more...spyware even has the power to install even more parasites on your computer without your knowledge and without your consent. Everything you do and everything you type can be recorded without your knowledge and without your consent. Using spyware, companies can find out what your interests are and even track your purchasing habits. Hackers can and sometimes will access your PC and do anything they wish. Unscrupulous individuals can even steal your identity (you've heard of identity theft, haven't you?) and you would never be the wiser, at least until it is too late (this would be when the bill collectors, or even the police, start calling you!). To Determine If You Are At Risk, Ask Yourself These 3 Questions: Have I downloaded files, documents or free mp3 music online? Has my computer suddenly started getting annoying ads popping up on the screen? Have I suddenly noticed that my computer is running extremely slow? What Is The Solution?: There is only one solution to this problem and that is to protect yourself and your privacy with a Spyware protection solution. Spyware protection software helps you to completely clean your computer of invasive threats. As a result, your computer will be clean and its performance will be better. Simply put, it will run a lot faster. Additionally, you will have protected your privacy - personal information, financial data, and your financial security will be protected. In the information age, where having just one piece of your personal information can ruin your life, protecting your personal privacy while online is of the utmost importance.



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