The importance of drafting a program

РПаЎ±б>юя ')юяяя&яяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяямҐБ5@ рїГbjbjП2П2 "­X­XГяяяяяя€2222222FNNNNbFБ¶zzzzzzzz@BBBBBB$wRЙ?f2zzzzzf22zz{МММz2z2z@Мz@М4М22znq™х6ЖNђ@‘0Бa ¦a FF2222a 2,zzМzzzzzffFFdЄ¤¶FFЄPrimary keyword: Drafting, Program, invitations, Secondary keyword: idea, sellers, relevant, interesting, balanced, flexible, organizingPage title: The Importance of Drafting a ProgramSub title: Drafting a ProgramWith your first preparatory work for a speech, you may start thinking of drafting a program for your presentation. Typically, this will involve picking a theme, sketching out context, and preparing a schedule for the program. These are all very important ingredients in the successful preparation of a perfect presentation. Many presentations have a theme, ranging from fact to abstract. If the idea of making an overall theme appeals to you, it is important that you must be aware of some of the key advantages and disadvantages before choosing the right one for the presentation.

The chooser of a theme can provide a backbone to your presentation referred to in notices and invitations. Having thought carefully about the type of presentation you are organizing, you should already have some ideas of what things you want to include in the presentation. For example, a sales endorsement divides itself up almost automatically into separate times of presenting sales figures, praising and rewarding successful sellers, discussing new targets and so on. A promotional endorsement for a new product lends itself naturally to a presentation of the item, a general discussion, a period of testing the items, a question and answer portion, and so forth. When building up your framework of ideas, you should bear the following points in mind that the contents should be relevant, interesting, balanced, flexible, and brief.

It takes time to organize a presentation. Certainly, you may spend longer than a few weeks or even a couple of months. A small presentation that has a capacity of 30 or more delegates will take much time to prepare properly. It is not advisable to rush the preparations, it may come out to be unsuccessful and you will be blamed.

Set out a schedule, which may be similar to the others who have arranged the terms and have organized the same way as you did. Although it is required that you must fill in the details that will shorten or lengthen the time scale to suit you own circumstances. "$/12DKRT~‰Љ–є»ЕЖШЪь # J _ "(/2ЌпкЩЛЩЛЩЛ·к·ЩЛЩЛЩЛкЩ·Ј‘ЩЛЂoЂoЂoЂo^o^Ђ hъ5.h;1TCJOJQJ^JaJ hъ5.hъ5.CJOJQJ^JaJ hъ5.hіJ±CJOJQJ^JaJ#hЯY(B*CJOJQJ^JaJph&hЯY(5ЃB*CJOJQJ^JaJph&hЯY(B*CJOJQJЃ^JaJphhЯY(CJOJQJ^JaJ hъ5.hЯY(CJOJQJ^JaJ)hЯY(5ЃB*CJOJQJЃ^JaJph#2Љ»ЩЪЫ ! ЏђюяlmPQАБГъъъъшшррА!v:рА!v:рА!v:рА!v:рА!v:рА!v:рА!v:рА!v:рА!v:рА!v:рА!v:р$a$gdЯY(gdЯY(Гэп%(эя#TU—ЎИгOQѓў±ІсфѕВГпЮпНпЮпЮпЮпНЮНЮНїНЮНїНЮНЮНЮНЮНп® hъ5.hіJ±CJOJQJ^JaJhъ5.CJOJQJ^JaJ hъ5.h;1TCJOJQJ^JaJ hъ5.hъ5.CJOJQJ^JaJ hъ5.hп)CJOJQJ^JaJ 1ђh°Р/ °а=!°"°#ђ $ђ %°њ@@ся@NormalCJ_HaJmH sH tH DA@тяЎDDefault Paragraph FontRi@уяіRTable Normalц4Ц l4Цaц(k@фяБ(No ListГяяяя2Љ»ЩЪЫ !ЏђюяlmPQАБЕ?0ЂЂ?0ЂЂ?0ЂЂp?0ЂЂ?0ЂЂ?0ЂЂ?0ЂЂ?0ЂЂ Ђ?0ЂЂ?0ЂЂ?0ЂЂ?0ЂЂ?0ЂЂ?0ЂЂ?0ЂЂ?0ЂЂ?0ЂЂ Ђ?0ЂЂ?0ЂЂ2Љ»ЩЕMy0(ЂMy0ЂOy0ЂOy0Ђ …(ў†пГ Г Г‰Е2ЉЕЪЕ‰ЕяяMabelle SesesunsoftЮ+OеЯY(п)ъ5.;1TіJ±я@Ђ‰‰шнЃьь‰‰Г@@яяUnknownяяяяяяяяяяяяGђ‡z ЂяTimes New Roman5ђЂSymbol3&ђ‡z ЂяArial"с€рРh©Dўf­ўFNuNu!р ґґЃЃr4dїї3ѓрH)ря?дяяяяяяяяяяяяяяяяяяяяяіJ±яя$350The importance to draft a programMabelle Sesesunsoftюяа…џтщOh«‘+'іЩ0ђђ?ИФмш $0 LXdpxЂ€д%350The importance to draft a programsof50TMabelle SeseancabeabeNormal sunsoft3nsMicrosoft Word 10.0@0@ щ±,Ж@ДО‡х6ЖNuюяХНХњ.“—+,щ®0hp„Њ”њ¤¬ґјДхдSese FamilyїA %350The importance to draft a programTitle юяяяюяяяюяяя !"#$%юяяяэяяя(юяяяюяяяюяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяRoot Entryяяяяяяяя АF p}™х6Ж*Ђ1TableяяяяяяяяWordDocumentяяяяяяяя"SummaryInformation(яяяяDocumentSummaryInformation8яяяяяяяяяяяяCompObjяяяяяяяяяяяяjяяяяяяяяяяяяяяяяяяяяяяяяюяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяюя яяяя АFMicrosoft Word Document MSWordDocWord. Document.8ф9Іq



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Dxinone the business of the future

About four years ago I stumbled upon an Internet Site called Dxgold. Their premise at the time was "Gold-ebank is a secure gold backed payment transfer system and the gateway to DigotGold and DXSecure accounts." I saw "Gold" and my eyes lit up! I love the stuff. So I had a read through their site and found I could open an account and invest a minimum of $15 into a Portfolio. As I was really an Internet newbie at the time I didnґt want to risk more than this amount on something I knew nothing about. To cut a long story short, I put in my $15 and tried to figure out what to do. At that time Dxgold was not very good at communicating how a Portfolio should be run. I logged in every now and then and watched the figures grow. About a year or so later my Portfolio read $257 - but I still couldnґt figure what I should do to access this money. Then I read a post in a forum by a guy who had discovered the secret to running a successful Portfolio and making some money with a Dxgold Account. I jumped on the chance to finally learn how to operate my Dxgold account and found that I was in at the beginning of a very exciting journey. Dxgold has come a long way in that time. Dxgold in now called Dxinone and is gearing up to become a household name. The Dxinone System is going to take the Internet by storm! They totally revamped the Dxsystem in May 2005 to prepare for the introduction of the full Dxinone System. The DXSystem, and its related services are all division of GDT Inc, a Vanuatu Registered company. GDT Inc has for over the past 5 years been building an unsurpassed reputation and has been re-writing the rule book when it comes to security, interacting and transacting online. Dxinone Portfolios generate returns every day. Through the Dxinone Concierge program you can Book a Hotel room and earn a daily bonus on the cost of the package. Register for a DxBusiness account and take advantage of a range of tools designed to help in the day to day running of your business. Use adsXposed to target your ads to a receptive audience. When qualified you can become a Dxmerchant and profit from the exchange of e-currencies. Future plans of Dxinone include Dxtraveller, Dxseeker, Dxauctions and Dxshopping. As Dxinone ramps up for release to the general Internet there will be new options added. There is also a competition coming up with $1million in prizes at Dxcodehunters. com. Regional offices in major centers across the globe will house local DXSupport teams to provide support via the DXSupport Center, as well as a correspondence collection point for both mail and telecommunication contacts. As more of the Dxsystem features are released the future for Dxinone Account Holders looks very bright.



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Proof positive why proofreading is important for your business

Last week I was having a quick browse on eBay when something caught my eye. “Black patient shoes!” screamed the headline. “Must see!” “Wow!” I thought. “Patient shoes! What are they when they’re at home?” I clicked on the link. The shoes appeared. Black they certainly were. But ‘patient’? No. Or not as far as I could see, anyway. These, you see, were patent shoes – as in ‘patent leather’. And very nice they were too – just what I was looking for, and in my size. Did I buy them though? Not on your life. I didn’t buy the “gorgeous sequence dress” I found a few minutes later, either. (Answers on a postcard if you can guess what a “sequence” dress is…) My reasoning was simple. If the sellers of these items couldn’t be bothered to take the time and care to make sure they’d got the name of the product right, and spelled it correctly, then how on earth could I trust them with the more complex matter of accepting my payment and sending out my patient shoes? The answer: I couldn’t. The sloppy spelling had created the impression of a sloppy seller. It had also lost them a customer. So it is with business. You may think that a couple of spelling mistakes in an email or report don’t matter. They do. Just ask all of the prospective job candidates whose applications didn’t make it out of the slush pile because their covering letter was littered with typos. They don’t get an interview because they’ve already made themselves look careless; if your website is a mess of bad grammar and spelling, then it doesn’t matter how great your product or service is - you already look unprofessional. And if your marketing literature is littered with typos – forget it! Whether you’re a large-scale business or a small-time seller, proofreading is something you really can’t afford to skimp on. It’s also something you shouldn’t try and do yourself. As any professional writer will tell you, when you work on a piece of writing you become blind to its faults. No matter how carefully you re-read it, you see what you think is there. That’s probably why last month a well-known news website confidently predicted that John Kerry would “knot” win the election last year. And why my accountant keeps writing to me about “teh business.” If you’re serious about your professional image, get someone else to proofread your brochures, website, letters, adverts. And steer clear of patient shoes…



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Music equipment auctions

Music has come a long way; it is getting better everyday with high end music gears. All the music enthusiasts have a great ardor for musical instruments and gear. You may be a budding singer, composer, music learner or even a CEO who plays the chords for his hobby. There is a music lover in almost all of us! It is the matter of how strongly we pursue our desires. With several companies like guitar centre, gear-vault and instrument exchange providing the services, buying and bidding for the music gears online is becoming popular.

Your bid for the most coveted music gear may help you get it at low price, which makes it a good deal or rather a steal one must say. All you need to do is to register with the websites of the service providers, in case you wish to buy, bid or sell music gear online. There are takes for every kind of music gear buyer, find the one which suits your needs and budget. You may be a college going hunk playing just for hobby or having part time income. So, why to be gloomy about costly price tags of high end music gear, when you can get the same at a cheap price online? The most interesting service provided is to swap your music gear with another. This is an option available online. You just need to be a member of the sites of the companies available with such options and dabble across the offers available on their website. With a wide range of music gears like Amplifiers, Guitars, Electronic Guitars, Bass Rigs, Drums, Recording equipments, Processors, Pedals, DVDs, Audio CDs etc. on offer, you are sure to find some interesting stuff for yourself. Swapping is a value added service provided to equip you with advanced music gear at a cheaper price against your existing music gear. With an efficient utilization of these features, you can get rid of the music gear you don't wish to keep anymore. Perhaps, it is much advantageous to adopt new technology for enhanced experience. Gifting yourself with a fresh gear would be very overwhelming. Go ahead and head on to the wonderful opportunities. All the music gears present here belongs to world reputed brands. Both new and used music gears are on sale. Find an appealing music gear and strike a good deal for it online. All your music generation needs will be fulfilled there. Moreover, online payments are secured via Pay-pal to avoid any blunders. You will find everything on auction very descriptive, which enables you to make a sound choice. It may be a text, image and even video description of the music gear. So, go clicking and find the chords for plucking music out of the strings.



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Dazzling prom dresses and shoes for the prom girl

The right prom shoes can give that perfect finishing touch to prom dresses of all styles. You want to look your best for the prom and dazzle your date and your friends. If you already have a great prom dress, now it's time to find dazzling prom shoes to go with it. Let's explore the different styles of prom shoes and how they fare with certain prom dresses. Make a Fashion Statement with Your Prom Shoes Prom shoes are not merely shoes! They're fashion accessories used to complement the color and design of prom dresses. Prom shoes are used to draw more or less attention to your feet. Prom shoes can make your feet look smaller or narrower. And as with any formal wear, they can also complement your legs and toes. So the prom shoes you choose will greatly affect your complete, head-to-toe appearance at the prom. Make your fashion statement count. Styles of Prom Shoes There are several styles of prom shoes so you can easily find the right prom shoes for you. Whether your feet are wide or narrow, long or short, plump or skinny, there are prom shoes that can make your feet look beautiful. The popular prom shoe styles include open toe, closed toe, short heel, flat heel, high heel, wide heel and stiletto heel. Prom shoes can come with stay-up ribbon tape in a variety of colors that wraps upward around the ankles and lower calf for a glamorous look. Dye-able prom shoes can be dyed to match the exact colors of prom dresses. With open toe prom shoes, you can paint your toenails to match your prom gown or eveningwear. What's Your Prom Dress Style? For the asymmetrically hemmed dress, your legs will shine - and so will your feet. So choose glitzy high heels on strap sandals to attract all eyes to your feet and legs. With a long evening gown, wear prom shoes with a stiletto heel. This will make your legs and feet look slender while making you look taller overall. With a flared dress that's the length of your leg calves, wear closed toe shoes with a medium heel that straps around the ankle. These also look great with a high-low dress cut. For the long, flowing eveningwear, prom shoes will receive less attention, so you might consider choosing plain, open or closed toe prom shoes that are the same color as your prom dress. You might consider dye-able prom shoes if you're unable to find the exact color you need. With princess style prom dresses, the open toe or closed toe sandal will work great. Choose heel height according to your own height and the shape and length of your legs. No matter what style prom dresses you like, try on several types of prom shoes to find the perfect match. The same rules apply for homecoming gowns, Quinceanera gowns, or any other type of elegant clothing. You can also go online to a prom dress or prom shoe store and browse through hundreds of prom dresses and shoes. You'll be dancing the night away in your beautiful prom dress and shoes in no time!



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Microsoft great plains integration with ms crm overview for consultant

Initially this integration was created for Microsoft Great Plains 7.5 (now Microsoft Dynamics GP), later on Microsoft released the patch, which enables integration between GP 8.0 and MS CRM 1.2 (now Microsoft Dynamics CRM). Integration is created on the BizTalk platform and requires dedicated computer: Windows2003 server with MS SQL instance. You access settings forms via web interface. We will briefly review integration capability and give you some technical insights, based on our experience. • Customers/Accounts. When you create account in MS CRM – integration automatically creates account in Great Plains Dynamics GP. It is a bit challenging to make all the features and settings work, especially if you plan to use default class, address, etc. At the same time it works as it should if you provide parameters, such as credit amount value in MS CRM – then this number goes seamlessly into GP. Somewhat non-elegant – it is difficult to design automatic increasing numbering for Great Plains customer record. Out of the box – integration generates CUSTNMBR from Account name in CRM – this means that you should take off CUSTNMBR from all the printed forms in Great Plains. • SOP Sales Order. When you release sales order in CRM – it goes to Great Plains.

The most common question is – why Order doesn’t integrate if Customer doesn’t have credit limit setup in Great Plains. You should find procedural way to deal with this problem. • Historical customers. This is another common problem. When you launch/implement MS CRM – you import your existing customers from Great Plains into CRM. Then you typically want to move sales quote and order generation process to MS CRM, where you have nice mailmerge mechanism to print quote for customer in the form of Microsoft Word contract or quote template.

When you import customers via MS CRM import tool – they will be automatically duplicated by MS CRM GP Integration. You need to delete new customer records in Great Plains and then update Integration records in MS GP CRM Integration database. We provide script below (please use this script only if you first analyzed it and if you are very comfortable with SQL scripting for MS GP and MS CRM, GREATPLAINSSERVER is linked server – you create it from GPCRM integration server side): update IntegrationEntityInstance set EntityKey=b. CUSTNMBR from IntegrationEntityInstance a join [GREATPLAINSSERVER].[GPCOMPANYDB].dbo. RM00101 b on left(a. EntityKey,8)=left(replace(CUSTNAME,' ',''),8) where EntityType='Customer'



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Get on the road to financial recovery part ii

What Others Can Do for You Credit Counseling. If you are unable to make satisfactory arrangements with your creditors, there are organizations that can help. An organization that you can call is a Consumer Credit Counseling Service (CCCS) agency. These local, non-profit organizations affiliated with the National Foundation for Consumer Credit (NFCC) provide education and counseling to families and individuals. For consumers who want individual help, CCCS counselors with professional backgrounds in money management and counseling can provide support. To promote high standards, the NFCC has developed a certification program for these counselors. A counselor will work with you to develop a budget to maintain your basic living expenses and outline options for addressing your total financial situation. If creditors are pressing you, a CCCS counselor can also negotiate with these creditors to repay your debts through a financial management plan. Under this plan, creditors often agree to reduce payments, lower or drop interest and finance charges, and waive late fees and over-the-limit fees. According to the NFCC, about 35% of those counseled are able to help themselves after budget counseling sessions; 30% require a debt repayment program, 7% are referred to legal assistance, and 28% are referred to other resources (e. g., programs for treating compulsive behavior such as alcohol, drug or gambling problems) or decide not to participate at that time. About 65% to 70% of the individuals who start the debt repayment plan complete it successfully. After starting the debt repayment plan, you will deposit money with CCCS each month to cover these new negotiated payment amounts. Then CCCS will distribute this money to your creditors to repay your debts. With more than 1,100 locations nationwide, CCCS agencies are available to nearly all consumers. Supported mainly by contributions from community organizations, financial institutions, and merchants, CCCS provides services free or at a low cost to individuals seeking help. Personal Bankruptcy. Bankruptcy is a legal procedure which can give people who cannot pay their bills a fresh start. A decision to file for bankruptcy is a serious step. You should make it only if it is the best way to deal with financial problems. There are two types of bankruptcy available to most individuals. Chapter 13 or "reorganization" allows debtors to keep property which they might otherwise lose, such as a mortgaged house or car. Reorganizations may allow debtors to pay off or cure a default over a period of three to five years, rather than surrender property. Chapter 7 or "straight bankruptcy" involves liquidation of all assets that are not exempt in your state. The exempt property may include items such as work-related tools and basic household furnishings, among others. Some of your property may be sold by a court-appointed official or turned over to your creditors. You can file for Chapter 7 only once every six years. Both types of bankruptcy may get rid of unsecured debts (those where creditors have no rights to specific property), and stop foreclosures, repossessions, garnishments, utility shutoffs, and debt collection activities. Both types also provide exemptions that permit most individual debtors to keep most of their assets, though these "exemption" amounts vary greatly from state to state. Bankruptcy cannot clean up a bad credit record and will be part of this record for up to ten years. It can, for example, make it more difficult to get a mortgage to buy a house. It usually does not wipe out child support, alimony, fines, taxes, and some student loan obligations. Also, unless under Chapter 13 you have an acceptable plan to catch up on your debt, bankruptcy usually does not permit you to keep property when the creditor has an unpaid mortgage or lien on it. Bankruptcy cases must be filed in federal court. The filing fee is $160, which sometimes may be paid in installments. This fee does not include the fees of your bankruptcy lawyer. Choosing a bankruptcy lawyer may be difficult. Some of the least reputable lawyers make easy money by handling hundreds of bankruptcy cases without adequately considering individual needs. Recommendations from those you know and trust, and from employee assistance programs, are most useful. Some publicly funded legal services programs handle bankruptcy cases without charging attorney fees. Or these programs may provide referrals to private bankruptcy lawyers. Keep in mind that the fees of these attorneys may vary widely. Possible Pitfalls You may encounter credit counselors who aren't helpful. For-profit or non-credentialed counseling organizations often make promises that they cannot or do not keep. Be especially careful when asked for a large sum of money in advance. To check the organization's reputation, contact your state Attorney General, consumer protection agency, or Better Business Bureau. "Credit repair" clinics and "credit doctors" have been frequently criticized for promising that they can remove negative information from your credit report. Accurate information cannot be changed. If information is old or inaccurate, you can contact a credit bureau yourself and ask that it be removed. Risky refinancing options. When already in financial trouble, second mortgages greatly increase the risk that you may lose your home. Be wary of any loan consolidations or other refinancing that actually increase interest owed or require payments of points or large fees. A Final Word: Don't lose hope, even if you despair of ever recovering financially. You can regain financial health if you act. Pursuing the options presented in this article can put you on the road to financial recovery.



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The shocking truth about your credit cards

A newfound study has concluded that consumers have increased their debt by 3.6% last year after increasing at 8.6% in 2004. Over the same two-year period, minimum monthly payments have increased by 10%. Experian's "National Score Index" also found that the number of late payments increased by nearly 20% between 2004 and 2006. The "Index" is based upon a nationwide analogy of the millions of consumer credit profiles. These figures exclude mortgage debt. In February of 2004, the average debt was $10,371 with average credit card payments of $489.00. In February of 2005, average debt from credit cards rose to $11,261. In February of 2006, average debt from credit cards rose to $11,669. Source: Experian's National Score Index These are simply that-averages. Most people have much more credit card debt than the listed $11,669. There is a logic behind all of this madness and it is both disturbing and threatening. Should you be late 3 days on one credit card, it will be listed on your credit file as being 30 days late. That is the format that the credit bureaus use to categorize tardiness. If you are 31 days late, that card will be disclosed as being 60 days late and so on. You get the general idea. Now for the disturbing part. While you are late on one credit card, the remainder of your card companies are monitoring your credit file on a daily basis. When they see that you have been late on one card, they can and will raise your interest rate to whatever they choose. This is perfectly acceptable, as they were the largest contributor to the last political campaign. Notice that I did not say that it was legal, only acceptable. You see, credit card companies want you to be late, either with them or someone else. It makes them a lot of money in the long-run. With the new bankruptcy laws that went into effect, you will be bankrupt before you are ever even able to file bankruptcy. And, after you do file, you will have to pay (out of your pocket) to attend credit counseling classes. In these classes, the credit counseling agency will basically decide whether or not you are a candidate for bankruptcy! If you are a candidate, you can stand to lose everything. If you are not a candidate (according to the credit counseling agency), they will take control of your paycheck and they will pay your monthly payments late. Your credit file will be ruined anyway. You just won’t have a bankruptcy listed on your credit file. In effect, you will become a surf for the kingdom. The reason that you must first undergo credit counseling is a known fact that is hidden in plain site. The credit card companies own and rule the consumer credit counseling agencies. They advertise themselves as being non-profit, but they actually work for the credit card companies. Everything in the financial world is linked together, whether it is linear or not.



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Kit types and uses

The word kit has various meanings. It often refers to a set of tools. A kit may include a drum kit first aid kit, press kit, software distribution kit, root kit, and software development kit. A drum kit is used for jazz, rock, and other types of music. The drum kit includes drums, cymbals, and other music instruments. A drum kit varies from person to person. It depends on the musical style, personal choice, the financial capability of the drummer and the transportation means. The minimum requirements for a drum kit are a bass drum and a snare drum, some tom toms, and a hi-hat consisting of two small cymbals, a ride cymbal and a crash cymbal. A first aid kit consists of all types of equipments that are used to give first aid. The contents of a first aid kit vary depending on different local conditions.

Usually a first aid kit consists of sterilized dressing pads for the eye, and for burns and cuts. Bandages are commonly found in almost all the first aid kits. The bandages are of different types like the gauze roller, elastic bandage, adhesive and triangular bandage. The common equipments found in a first aid kit are gloves, apron, flashlight, cold packs, space blanket, thermometer, penlight, and sterile eye wash. The emergency kit also includes various kinds of pain killers, antiseptics, alcohol pads, aspirins, activated charcoal, calamine and other necessary items. The press kit consists of a storehouse of information that is used for promotional purposes. The contents of the press kit includes CD, reviews, photos, information on a person, band or group, whoever needs the exposure through media. Certain software tools help to give access to an intruder to a system, without letting the user know about this. These set of tools make up the root kit. They are used in a variety of operating systems like Linux, Solaris, and Microsoft Windows.

The software development kit helps a software engineer to create software applications for software framework, hardware platform, computer system, operating system and more. Kit generally refers to a collection of items required to perform some action. There are various other types of kit like the yoga kit, children’s kit, maternity kit, traveler kit, and more. The yoga kit consists of some videotapes and CDs, straps, yoga balls, and foam blocks. Similarly the other kits contain specific items depending on the requirement.



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Entrepreneurial credit

РПаЎ±б>юя 79юяяя6яяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяяямҐБ5@ рї©*bjbjП2П2 (4­X­X©"яяяяяя€PPPPPPPdМ М М М Ш d§~ш ш ш ш ш ш ш ш &(((((($%Rw€LPGш ш GGLPPш ш aяяяG"Pш Pш &яG&я.я-ІPPюш м А+Ж}І ЖМ ijК&w0§Т,яУяюddPPPPяPю(ш 0("яJfбш ш ш LLdd„идгddи1,547 wordsEntrepreneurs In The Land of Credit! No matter who you are, what type of business you’re in, or how long you’ve been around – we all at one time or another have visited the “land of credit”. It is vital to the reputation of your business that we learn some tips about credit and how to not let it ruin us. It’s a smart move, especially in today’s political and business climate, when credit laws are changing at what seems like minutes and not months.“Old-school” business mentors have fostered the idea that a man’s word was his bond, but in today’s business world the majority of people are always assuming – and assuming the worst. Creditors, debtors or anyone that base their theories on assumptions are headed for failure, and yet it’s done everyday. When people fail to pay their bills on time, many creditors assume the debtor doesn’t have the means to pay the debt. These creditors will often set up an arrangement or lower the amount so that you can repay the debt. This is a step to credit repair, however it takes you to contact the creditor and apprise him or her of your situation. Staying in contact with your payments each month can help you avoid bad credit and getting into such a situation. If you have several bills on hand and all the bills are pressing, it makes sense to pay off the debt that benefits you the most. After this is paid then you can set aside an amount toward the next debt. Once you follow this strategy it allows you to work your bills down gradually thus repairing your credit standing. If you don’t have the funds to pay the entire bill, at least pay the minimum amount due so that you can continue using the service. Many debtors assume they are in debt and there’s nothing that they can do to resolve their problems, and this is the process of giving up on life. When we give up, it leads to stress and the answer is often right in front of our nose. Creditors are business people too, and if approached properly will usually try to work with you. Of course making the wise decision ahead of the game is the ultimate solution to maintaining good credit. If you research the marketplace before coming to a purchasing decision, you’re well on your way to avoiding bad credit and credit repair hassles. Many people when taking out a home mortgage loan are not aware of the options available to them. They’ll walk in the bank door, fill out the application, and accept the terms & conditions when offered to them. There are many families and individuals who filed bankruptcy because they couldn’t afford their homes anymore, and primarily because they didn’t take the time to check the marketplace first and search the options available to them. Being informed and educated are two of the best tools offered to us. There are mortgage loans that offer overpayments and underpayments, and these loans include vacation packages and lump sum payments to the borrowers. There are also other loans available that offer low mortgage monthly installments and low interest rates with insurance policies attached that will pay your mortgage if you are sick, unemployed, or in an accident. On the other hand, there are mortgage loans that have high interest rates, high mortgages and balloon payments attached. When balloon payments are attached to home mortgages it is almost guaranteed that in a few years you’ll be searching for a solution to repair your credit. There are many home lenders who will not tell you the truth about the variety of home loans available because they are making money and you’re a source of income. It’s important to scope the terms & agreements carefully, as well as reading all fine print on any loan contract before you sign. If you’re applying for a home loan and want to avoid bad credit, it makes sense to learn what the fees include and how much those fees are. There are some home loans that offer an “acceleration clause”, which covers you if you miss mortgage payments. The lender will apply the clause by allowing you leniency providing you make payments the following month on time. This type of loan is great for avoiding bad credit, foreclosures, and repossessions. The marketplace is swarming with realtors and other sources that will help you get a mortgage loan affordable to you with benefits included, make sure to do some checking before you choose one. Here are some tips about loans that we’ll all take out during our life:Car Loans – When applying for a car loan it’s also important to research the marketplace before agreeing to any terms & conditions. Make sure you find the best deals affordable to you. In college I learned the secret golden rule of car dealers, and that is that most dealers up the fees on cars by 15%. This means that if you negotiate wisely with the dealer you can get a reduction on the vehicle up to 15%.Credit Cards – A word of advice when applying for credit cards, stay away from cards that have fees attached and high interest rates. Avoid credit card offers that have upfront fees or offer a high line of credit for a fee. College Loans – Always consider investigating student loans before committing your self to a personal loan agreement. You may be qualified for a student grant from the government if you take the time to research the opportunities. In my next column we’ll delve deeper into this question of keeping a good credit reputation and solutions for repairing bad credit. -30-KNOW THE SCOREby Maureen StephensonBuilding Credit History Building your credit history is important in today’s time, especially since the laws are changing. We are moving into a system that is making it difficult for us to get ahead unless we have excellent, or at most good credit history. Credit is important to rent, obtain student loans, and apply for loans or credit cards, as well as getting jobs and especially for entrepreneurs wanting their own business. Nowadays if you do not have a major credit card, it is nearly impossible to make purchases at some areas. Bad credit only leads to frustration and headaches we want to avoid. If you have bad scores on your credit report, it takes seven long years before the credit is cleared and ten years for bankruptcies to be removed from your files. Therefore, if you want to save yourself some headaches it is time to get started building your credit history. To do this you have to keep constant watch of the activities on your credit report. To obtain copies of your credit report contact the three B’s. TransUnion, Equifax and Experian have updated copies of your reports. To find out more information go online to get the information needed to get your copies. After you review, your credit reports make sure there are no false claims against you on the report before you proceed to clear up your accounts. If you notice, any false claims make sure to file a dispute immediately with each credit bureau. You are protected under law and it is the credit bureaus obligations to investigate the claims and clear up any mishaps. After your have cleared up any allegations made against you, your next step is knocking down the accounts on your credit report. It is time to save money, and start building a credit history. Building credit is essential for your future survival. You might want to start by applying for a personal loan or else a credit card. If you are turned down, ask a family member or friend to co-sign with you to get the loan or credit card. Make sure your family member or friend has established credit and their history is not delinquent. Once you get the card or loan, make sure you meet each month’s installments. If you miss any payments the co-signers are responsible to pick up the tab. do not make enemies, pay your dues on time. After about six months of using your credit card or else paying on the loan you will have notoriety and able to apply for credit cards or loans in your own name. After about one year, you will have built your credit if you continue this procedure and can then apply for a home mortgage loan or car loan. It depends on your income and age when bank lenders investigate your case to determine if you qualify for a loan. Therefore, if you are in your forties and just getting started building credit your applications will take longer for consideration. Getting started early is the trick to building a stable credit history. Now if you have a credit history already you want to maintain payments to avoid complications. Once you establish a bad credit history, it is harder to get back on your feet again. The best solution for maintaining, building, or else reestablishing credit history is to keep a close monitoring system on your financial tabs. 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Career freedom with franchises

Franchises – a French word meaning “freedom from servitude” – implies that the dream of being financially independent can come true. Just pay a fee and sign the papers and you become the proud owner of your very own business. Yes, you are the boss, you make the decisions, and you get the earnings. Someone else has done all the ground work, solved the anticipated problems, and is sharing their knowledge and experience with you. However, thousands of franchisees have lost their life savings and their companies. The innocent purchaser realizes after-the-fact that he has no real choices about how the business will be run. The rules and procedures that go with the “Name Brand” dictates every tiny aspect of how the business is to be run – color schemes, what is sold and who you buy it from, hours to be open, type of employees to hire and exactly how to train the employees. The innocent purchaser now has a new boss who is a hard task-master. This new boss comes in the form of detailed manuals that must be followed. Do franchises ever provide true success? Of course they do! There are thousands of happy, successful franchise owners. However, if they are happy it is because they ‘did their homework’ before signing on the dotted line or putting money out. During the 1980s there were hundreds of fraudulent get - rich-quick franchise dreams available, which, because they weren’t all legitimate, gave franchises a bad name. By 1979 the Federal Trade Commission began requiring complete disclosure of all pertinent information pertaining to a franchise business. Then the public began to have confidence once again in acquiring a dream business which could not fail. Observing McDonald stores opening up around the globe is proof that, even though the product isn’t the healthiest in the world, it still sells and people still head for the golden arches. And someone is making money! How can one best analyze a potential franchise business? How can people know it’s right for them, even if the paperwork and finances appear intellectually perfect? After asking every conceivable question, and getting the answers that sound right, here’s the best way to really, really know if that business is for you. Go sit in an identical franchise business that is already in operation. Sit there and watch and listen -- from early morning till they close at night. Learn all you can by watching every aspect. Do this for at least ten days straight. If, at the end of ten days you still ‘feel’ excited and ‘really like being there’ then that particular franchise just might be perfect for you. If by the tenth day you are making excuses for not going that day, or begin showing up later and later, or just downright begrudge being there, then that is a good indication of how you might feel if you own it. If that’s the case, find a different franchise product to invest in.



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Private loan consolidation

College life teaches you how to stretch a dollar, how to make a pizza cover breakfast, lunch, and dinner, and how to get the most out of your money. That said, when your college education is over and achieved, the student loans following it should not last a lifetime and follow you throughout your career! Consider Consolidating Your Loans and Save Rather than lug around student loans for years to come, why not consolidate all your different student loans into one private loan consolidation that makes it easy for you to pay off your student loans with just one low monthly payment every month. Six months after you graduate, you can be sure that creditors will be banging down your door, looking for your first payment towards your student loans. Whether you borrowed from a bank, the government, or through some other private means, student loans add up quickly. A private loan consolidation allows you to take all of your student loans and throw them into one general debt – this way, you can make payments towards that debt and only have to deal with one private company, instead of 2, 3, 4, or 5 loan firms and/or creditors. Where To Find A Consolidation Loan Best of all, there are a plethora of companies out there willing to give you a private loan consolidation. They will analyze your student loans, see where the loans came from and what interest percentages the loans carry, and then they will get on the project immediately, possibly saving you hundreds, even thousands of dollars over the next few years! Stop paying money out to creditors who are holding you hostage with their high-interest fees. Obtain a private loan consolidation today from a company that can help you to save money and eliminate your loans quickly as well. Research on the internet or speak with a financial advisor today and find the private loan consolidation that will put all your debt into one small easy and convenient package – which can disappear before you hit mid-life! This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get Private Loan Consolidation at NexStudent. com.



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Natural acne remedies for you

Traditional medicine that is given to improve Acne condition may have side effects on us. That may be the reason why some people may prefer natural methods instead of pharmaceutical ones. Here are some examples of natural acne remedies. When going to a natural practitioner, one of the first things that he will tell you is that “it's what's inside that count”. That’s the main difference with traditional dermatologist, they will tell you that what you eat has no effect on your skin. But the truth is that a healthy diet can have positive effects on your skin, as well as in your life in general.

Some of the guidelines you may follow are: - Drink six glasses of water a day. - Try to find organic produce. - Eat lots of fresh fruits and vegetables. - Boil you food and avoid fried foods. - Eat fiber rich foods such as lentils and beans. - Go light on the caffeine, only two cups of tea or coffee a day. - Stay away from sodas they have too much sugar and caffeine. If you still want to intake some extra diet supplements, here are some supplement suggestions. - A good daily multi vitamin. - Vitamin C. - Antioxidants blend of A, C, E, zinc, selenium. - A fatty acid supplement such as primrose oil or fish oil. In any case, it is always better to talk with a qualified nutritionist to help you with deciding what supplements you should take. When cleaning your skin daily, you may have a routine that includes washing and moisturizing with the best natural products. Have a facial monthly. This will help keep your skin healthy and glowing. Your aesthetician will help you to identify your skin type and make recommendations about cleansers and moisturizers. This facial routine should include an exfoliation once or twice a week, depending on your type of skin. And, if you suffer from acne as an adult you will still need to keep your skin moisturized. Make sure that you use an SPF on your skin everyday. There are no miracle treatments for Acne problem, but having a good cleaning routine and a healthy lifestyle will help. And when you choose the best product to treat Acne, have in mind that no matter witch treatment you choose, you may wait at least 6 to 8 weeks to see results.



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Using bedwetting alarms as a solution tips to help them work

Bedwetting alarms are an effective solution to bedwetting because they involve behavior modification techniques. These devices are designed to sound an alarm at the first sign of moisture in the bed. The idea is to wake the child so that he/ she will have time to go to the bathroom and in so doing avoid a bed wetting accident. They are effective solutions for nocturnal enuresis because after using them continuously for two or three months, the child will learn to wake up when he/she needs to go to the bathroom. Bedwetting alarms are an effective alternative to medications, but they will need to be used with other methods of keeping the bed dry, such as liners and absorbent diapers. There are many types of enuresis alarms available. Parents will want to look at all the different models of bed wetting alarms to find one that will prove effective in solving the bed wetting problem. Bedwetting alarms are designed to suit the age of the child as well as the gender. For example, the alarms that use small liners for underpants with a sensor in between the liner and the underwear may not be suitable for older boys because of the small size of the liner. Parents also have to test the sound of the alarm to make sure that it will wake children who are deep sleepers. Some of the newer bedwetting alarms on the market come in bright colors that will be delightful for young children.

The alarm is clipped to the nightclothes, close to the shoulder and is so lightweight that the child won’t even notice it. Even when the batteries are in place, this enuresis alarm weighs less than one ounce. However, this bed wetting alarm is connected to the sensor by means of a wire. Even though it is designed so that the child won’t get tangled in the wire during the night, it is relatively easy to disconnect the wire. Then the bed wetting alarm will not prove to be of any use. You can get bedwetting alarms that are really effective for sound sleepers. These enuresis alarms have both sound and vibration to make sure that the child does wake up. The bed wetting alarm has a selector that lets you choose just sound or vibration or you can use both. This lets you experiment with the alarm to find the one that will wake the child the easiest, especially if the alarm is loud and wakes another child sleeping in the same room. The settings on this alarm also have flashing lights. Although it is a little larger, it is not heavy and with the batteries, it weighs about two ounces. According to statistics, bedwetting alarms completely solve the problem of a child wetting the bed in about two or three months. This is because the child gets used to waking at a certain time and after continuous use, his/her sleeping behavior changes and he/she learns to recognize the signs of having to go to the bathroom. You can also buy alarms built right into a pad that you place on the mattress or the underwear that includes bedwetting alarms.



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Face some facts on sensitive skin care

Does your skin react quickly to both heat and cold? Does it easily fall prey to sunburn and windburn? Or is your skin usually dry, delicate, and prone to allergic reactions? Do some detergents, cosmetics, and alcohol irritate your skin? If you answered yes to all those questions, then you probably have very sensitive skin. The skin is subject to the harsh rays of the sun. Depending on your job, the skin can come in contact with harsh cleaning chemicals, dirt, grime, and grease.

Even when one is relaxing and having fun, like in a swimming pool, our body can come in contact with chlorine and other harsh chemicals. People with sensitive skin face many problems. The redness, irritation and blotches associated with sensitive skin can be uncomfortable and embarrassing. It can be annoying having to avoid everything that may cause sensitive skin to flare up. Providing the right sensitive skin care can be particularly difficult, as many skin products will have a negative effect.

Sensitive skin is really a lay term, not a medical term. Specifically, having sensitive skin entails being allergic or easily irritated by a number of external substances or effects ranging from the sun to the different chemicals found in and outside the home. Skin sensitivity also includes having an allergic reaction to certain elements found in food or even in plants or animals. Different people have different levels of skin sensitivity. People with sensitive skin have low tolerance for certain products or environmental conditions. People with sensitive skin may react quickly to chemicals, heat or wind by developing red, blotchy and irritated skin. Some people may react to a product, while for others it produces no effect.

Similarly, some people may have a very severe reaction, while others only have a mild reaction. Every person should follow the same basic skin care routine. However, for a person with sensitive skin, there are some differences. The basic steps to sensitive skin care should be done on a daily basis. The following are some sensitive skin care tips: Keep skin hydrated. Drink plenty of water and hydrate your skin in fragrance-free moisturizers made for sensitive skin. Avoid artificial heat and air conditioning. This can irritate and dry the skin. Humidifiers can help to add some moisture back into the air. Limit exfoliation and harsh scrubbing of the skin. This can take away the lipid barrier which protects your skin from bacteria. Beware of perfumes and scented lotions. These can cause redness and allergic reactions. Use a daily sunblock. Even if your skin doesn't burn, prolonged exposure in the sun can cause cell damage and increase sensitivity of the skin. Cleanse your skin after perspiration. Even your own sweat can cause a negative reaction on ultra-sensitive skin. Use products with soothing ingredients. Chamomile, Aloe Vera, Green Tea, Oats, and Grape Seed can calm skin irritation. Use products with Mandelic Acid for anti-aging. This gentle Alpha Hydroxy Acid has a slightly larger molecule size, which results in even skin penetration, reducing or eliminating irritation. Sensitive skin care is more than just choosing the right sensitive skin care product. To provide the best sensitive skin care, an overall approach for the best possible care is needed.



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The short term medical plan article 1 of series health plan options

Health insurance today is a mess. We need it but can we afford it? We have our car insured, why not the family? “I hope nothing happens to me so I won’t need to go to the hospital.” These are all notions we have as concerned people and parents. Healthcare is on the rise as well as premiums. COBRA is expensive but if you have health conditions it is necessary. Are you a little overweight or smoke?

All of these are factors for getting or not getting health insurance. What can you do in the meantime while you think about it or lose the weight or quit smoking or maybe you are even between jobs? The Plan: A little known policy lingers out there you may or may not be aware of, and that is the Short Term Medical plan. The plan is self explanatory as it is set for a period of time. The plans that we service go from anywhere between 30 days all the way up to 360 days of coverage. That means that you can have coverage for a month or two or even six months up to a year, the choice is yours. Short term medical plans are temporary plans and are not meant to be permanent. Think about it this way in that you don’t have health insurance doesn’t mean you don’t or won’t have health problems. The short term plan is a way to get coverage for a temporary fixed amount of time. Why Short Term Medical? Short term medical can ease the pain of not having health insurance for different reasons. A popular reason why people use STM is because they are in-between jobs. The person had coverage here and is now unemployed, the insurance stays with the job, now they are without coverage. Maybe you are in a waiting period of 30-90 days but do not want to take the risk of not having any coverage at all. Waiting periods occur with group coverage and the employer basically wants to make sure you are worth it to offer medical coverage to. When you have children that are reaching of age to where they come off your plan. Usually this is when the dependent is going off to college or graduating college. You want your dependents to have health insurance but don’t know what is offered in that state or maybe the health coverage does not travel well. The STM is a viable option for those in need and it is probably ranked number 2 in why the STM is used. So many Americans are part time or temporarily employed as well as laid off and health coverage is not available to them. The STM is a way to get coverage fast and not have the burden of huge premiums lingering over their head. Remember the STM is for temporary coverage just like the person is temporarily unemployed, when you get on a job that offers coverage you just simply cancel. COBRA is the alternative when you leave a job, get fired etc. but it can be expensive. If you have preexisting health problems, COBRA is probably your only alternative as you can roll that condition into an individual policy after 18 months of coverage. If you are a healthy individual, you don’t need to go on COBRA you could instead while looking for another job pick up a short term plan to get you through till your plan at your new job is available to you. How it Works: Typically the short term medical plan gives you the freedom of choosing any doctor or hospital and has a deductible for individual as well as the family. Once the deductible is met, then the plan kicks in up to a specified amount such as 2 million dollars. You will have an option of coinsurance benefits as well; this is the 80/20 split or 50/50 split. The coinsurance is limited to either the first $5000 or $10000 respectively depending on which plan is offered and with which company. After that is met, the plan should pay 100% of covered expenses. Pretty simple: you go to the hospital and pay the first $250 then depending on which plan you selected it will pay 80% of the next $5000 in charges which leaves you with $1000 and 100% after that. So if you had a whopping bill of $15000 of covered expenses your bill would be $1250! Qualifications The qualifications to apply for STM plans are limited. Typically anyone under 65 years of age and children under 19 or 25 if full time student qualify. There are limited questions with the application process, for example 7-9 questions to answer. Height and weight is not a factor in most plans, so if you are struggling with weight problems in the meantime you would qualify for short term medical plan. Be advised that these plans do not cover preexisting conditions and if one of them says they do, make sure you read it carefully. You can even just get your child covered maybe before they are eligible for your group plan or state plans. To sum it all up the short term medical plan can be a significant tool for anyone to use. It can cover that gap in coverage for whatever reason is available to you. It is not an alternative to major medical coverage as it is only for temporary use, but when that coverage is not available to you this is an option for you. Many people do not know of the existence of these plans or are touted other MiniMed plans which can do more harm than good. Gulf Breeze Insurance Inc. a Florida health insurance provider, http:// gulfbreezeinsurance. com, use this plan all the time to help people get through hard times and waiting periods. I believe the phrase goes “Something is better than nothing” and when you think your options have run out turn to the STM plan.



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12 things you can learn from a two year old

If you ask any child about the adults around them, they'd probably say we're a little wacky and seem to be stressed out a lot of the time. Here are a few simple things they can teach us... 1. Nap when you're tired. 2. Eat when you're hungry. 3. Don't starve yourself, it makes you tired and cranky. Eat little bits often to keep fueled up. 4. Stubbornly refuse to eat even one more bite once you're full. If you're full after a few bites, gleefully throw the rest away. 5. Leave the table with a satisfied, full belly and an eagerness to dive back into your delicious life. 6. Be picky and only eat foods you love. If it doesn't taste great to you, clamp those lips shut and refuse to eat until something better is found. 7. Be in awe over how amazing and wonderful your body is. Notice how it moves, hugs, plays, loves, heals, and enjoys life. 8. Run, jump, skip, play. Move your body because it's so much fun and it feels good. Be amazed at all the incredible physical things your body can do. 9. Wear clothes that are comfy and that make you feel good. 10. Appreciate the people around you for who they are rather than for how they look. 11. Hang out with fun, friendly people and stay away from mean, critical ones. 12. Feel great about yourself because, well, why wouldn't you? If you don't have a two-year old around right now, seek one out and watch them for a day. Their simple enjoyment of life, and their absolute respect for their own bodies is something to aspire to.



Online 12 things you can learn from a two year old

Tips on how you can get started with home schooling your child

Education is a very important aspect in a human being’s existence. He needs education to nurture his craft, hone his talents, and provide him with all the possible answers to all of the wonders in this world. Parents know this fact, that’s why they would always want the best for their children. In this manner, when the concept of home schooling was introduced into the society, they have been astonished with the fact that there are still other ways in educating their children. At first, opting for home schooling is such an overwhelming matter. Most parents thought that it is impossible to teach a child through home schooling method. On its basic concept, home schooling refers to the alternative way of educating children.

It differs from the usual type of schooling because the learning process is done at home and the teachers are usually the parents themselves. They only use a particular type of teaching method that can be obtained in different institutions that provide home schooling programs. Home schooling had provided many advantages and benefits to both parents and children. That’s why many parents have opted for home schooling in providing their child the indispensable education that their children need. However, some parents find home schooling a daunting task.

So, for parents who find home schooling a bit of an overwhelming task, here is a list of some tips on how to get you started in home schooling your child: 1. Arrive at a decision The problem that most parents encounter when opting for home schooling is the fact that they find it hard to finally decide whether to home school their child or not. This is because deciding on this kind of thing is relatively important especially because the future of the child is dependent on it. However, the choice should be based on the capacity of the parents to conform to the requirements in home schooling their child. They should be able to wholly participate with whatever items that were entailed in the program in order to provide the best education for their children. 2. Keep in mind that home schooling is a process Since home schooling is a process, parents who want to home school their children should take things one at a time. For instance, if they have a pre-school child, they should focus more on what pre-school students should learn. They should not delve more on how to teach higher levels of education that are fit for students in higher levels. 3. Know your state laws regarding home schooling In the United States, each state has its own laws regarding home schooling. Hence, it is best to know what your state asserts about home schooling so that you can provide the best education for your children in conformity with the law. 4. Look for a “support group” Home schooling should not be the sole responsibility of the parents. That is why it is important for the parents to find a local “support group” wherein they can mingle with other homeschoolers who can provide them with additional pointers regarding the process. Each member in the “support group” can help each other regarding the best technique in teaching their children. 5. Do your homework Nothing can get you started on the right track than doing your homework first. In this way, you will be able to know the important details you need to be familiar with in order to provide the best education for your children. Knowing what you have to do will give you the best guidance in home schooling. 6. Identify your child’s learning manner It is best to assess your child’s learning manner first before you choose on a particular home schooling method. Conforming to your child’s learning manner will provide the best way on how to home school your child. There are many choices available when teaching your child through a home school program. Though it is still best to always pattern the program that you will choose on your child’s learning style. 7. Organize the things needed in home schooling Just like a typical school, home schooling your children would also need different materials and a proper place where they can easily and comfortable learn new things each day. Hence, it’s best to organize the place first by providing them with an adequate space for their learning. Most children would respond to the process easily if they were comfortable with the place where their classes are held. 8. Have a budget for home schooling Some parents tend to over indulge with the materials needed in home schooling. It does not necessarily mean that because you have lowered your expenses because you have opted to home school, as compared to sending your children into a typical public or private school, you can spend more. It is still a must that you have to set a budget for home schooling. There are many books and other materials that can be found on the Internet which are definitely priced cheaper. Indeed, home schooling is not just a process but also a lifestyle. It’s something that parents should be best acquainted with in order to give their children with the best education they need.



Online Tips on how you can get started with home schooling your child

Better than plenty of messenger boys

This morning, the Internet connected me to my friends, although today the News was mostly bad. Firstly, some friends of mine and I are planning to get together tomorrow and I was figuring out what time to meet. I emailed my friends at ten twenty two am, to say ‘Let’s meet at six pm’. At ten thirty five am, one of them emailed me back that he’d been downsized, and so could make it as early as we liked. I emailed my condolences, glad for the speed and ease when connecting with my friends via the Internet. His email at quarter to nine am said nothing about being downsized so he must only have found out about it this morning, less than two hours before he told us. Before telephones and computers came to be, swift communication would have been reserved for only those who could afford to send letters to each other and employ messenger boys. Although on the other hand, before England had telephones I gather the mail service was so efficient that you could send an invitation at breakfast, and expect a letter in response the same day. Even that doesn’t compare with getting an answer in thirteen minutes, and learning about major events in a friend’s life in less than two hours. After receiving that bad News, and then my small consolation of joy at being so connected to my friends, I read more bad News in another friend’s blog and discovered that I’m less connected than I thought. My blogger friend is worried he suffers from depression and might be an alcoholic. According to his blog he can’t talk to his friends about it, including me. I wonder if he knows that some of his friends read his blog. Like most blog pages this one allows comments so I anonymously offered some advice and encouraged him to talk to his friends. I’m curious if what I said will give away who I am. Later on I had a discussion about him and his blog with another friend over a messenger program. Sadly the world is both kind and cruel, filled with both joy and sorrow. So, if you can connect with anyone, anywhere, anytime, you will get bad News as quickly and clearly as you get good News. Although you will, I hope, always get good News more often.



Online Better than plenty of messenger boys

Blogging explained

Blogging Explained With the freedom of speech and expression, man continues to discern for a means to communicate everything that pops up their mind. They can even maximize the recent inventions in technology. Everybody is aware about the electronic mail, the friendster and other services in the Internet. This is where people of all ages enjoy sharing common stuffs and experiences together. Blogging on the different websites have acquired its popularity that greatly affects the mass media all over the world. From the time that it was introduced in the year 1995, many people started to become curious about it and as they discover more about blogging, they show a great interest on it. These are sometimes referred as online diaries. It is a combination of texts and images. A typical blog also focus on a particular topic and discusses anything under the sun. Blog is also considered as a distinct website. Every blog entry is consists of the following important parts namely: · Title This states the topic that is being discussed on the blog. Remember that it concerns the main title or the headline of the entire content of the blog. This is one of the main parts that cannot be eliminated in a certain blog. · Body From here, you will read and see the whole content of the post. It will consist of everything that will discuss the main topic of your post. · Comments Remember that you are not alone in reading the content of your post, thus other readers can also have an access to your blog. They also have the chance to place comments that can be added in your post by the reader. · Permalink This will pertain to the URL address of the entire individual article found in your post. · Post Date From what the name suggests, the exact date and time when the post was published will be reflected here. If you will try to trace the history of the website blogging, you will see that it is greatly influenced by realistic events. The early website blogs are interpreted based on chaos created by the soldiers serving particularly in the Iraq war. Thus, most of the blogs are based on the current events, depending on what is hot and in demand for the people. The types of blog will also depend on your preference. There is actually more than one type of website blog that are available. Among the types are: · Personal Blog This is the most applicable blogs for the teens today. Since blog is sometimes called as online diary, this is where facts and issues concerning teens are reflected. This usually constitutes topics about trends. · Career Blog This is dealing on the profession of a person. It can also include topics about the past experiences of a person with an employer and others. · Paid This type of blog is simply for business purposes and majority for product advertisement and promotion. Aside from the types of blogs mentioned above, there are still many other types of blogs. The bottom line is, each of the blog cater to your needs, if you want to know topics that deal on a specific topic you can make a choice of your own type of blog. Word count 547



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