Ways to save on auto insurance

The American economy is sucking a lot of money out of consumers’ pockets due to high gas prices and the general increase in every other consumer good from food to clothing that is associated with high oil prices. However, there is good news on the horizon, and that is that auto insurance rates are being reduced. Despite this reduction, there are several things you should keep in mind when shopping for car insurance to ensure you receive the best rate and coverage for you and your vehicle. Tip #1 Shop Around There are so many different auto insurers out there you might think it difficult to find the best insurance at the lowest prices. However, don’t despair because all you have to do is shop around. The easiest way to do this is to go online and search all your favorite car insurers in order to receive a fast and free online quote. Then, you can simply compare the services and prices of the insurers and make the best choice for you. Spending a little time on research might save you hundreds of dollars on car insurance. Tip #2 Look for the Discounts You may not have known this, but many auto insurers provide discounts to drivers for good driving behavior and other reasons as well. So, ask about the discounts available through various insurance providers and consider how many you would qualify for. More than likely if you qualify for one or two then your rates could easily drop several hundred dollars per year. Tip #3 Maintain Your Credit Unbeknownst to you, your credit score affects your car insurance rate. As a result, you should be sure to maintain your credit score as high as possible in order to not only receive the benefits of good credit, but also to pay lower car insurance premiums. It is really worthwhile, and something you will benefit from economically. These tips are great ways for you as a consumer to take your car insurance needs into your own hands and find the best provider with the lowest rates and most coverage. When you start doing the research, you will be amazed how much money you can save as well as how many more benefits you can receive. Go ahead and start saving on your auto insurance today, there is no reason to wait.



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Save money when flying

One common goal for people all over the world is trying to find ways to save money on flying. It is common knowledge that flying is a particularly expensive way of traveling, yet it is one of the most common, safest, and fastest method available in the world today. Unless you travel frequently for business purposes and your company pays all your airfares, it is you that will have to worry about the costs of flying. There are a wide range of things you could do to reduce the amount of money you will have to spend on air fare. First, you should always be flexible in your plans, this will help you get the best available and lowest rate. Often some of the cheapest flights will limit the dates or days you are able to travel. For example, you may save money by agreeing to travel on a weekday or late night travel. Flexibility will allow you to save a great deal of money most times. You should also plan as far ahead as you possible can. Many airlines only set aside a limited number of seats on the most desired flights at a lower fare.

This means that these bargains will set out at a quicker rate than the others will. On the opposite side of the coin, if one of their flights does not sell as they expected it to; an airline will generally make more of those seats available at a discounted rate in order to sell more seats. Generally, planning ahead is the cardinal rule of air travel, however sometimes you will find a sale of fare’s. Airlines typically run a sale and put great seats at a discount many time each year. It is hard to know exactly when the sales will happen, but they generally come at a time when travel is less likely.

These times could be in the early fall or just after a major holiday. One major factor in costs is the specific airport you intend to depart from. You should shop the different area airports and routes, while looking for the best deal. You could also consider making use of a travel agent. Travel agents are usually a great source of deals and discounts that you would likely not be able to get anywhere else.

Another massive avenue is the internet. Make use of the vast expanse of the internet, to gain “internet only” deals. These deals would not be made available to anyone except internet users.



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5 ways to increase traffic to your blog

Blogs are a very popular ways of promoting your product or service. They are easy to install, easy to administer and easy to update. And search engines love them too. But what is a blog without traffic? Exactly. Here are five quick ways to boost traffic to your blog and start seeing those big sales. 1.Build a list of blog services to ping There are a lot of blog services you can ping. This means that you notify this service, that you've updated your blog. These services then list your new posts and you get the traffic from them. I've made a list of 50+ blog services you can ping on my site. These list are also available if you search google or any other search engine for it. That should be enough to give an initial boost to your traffic. 2.Add buttons to popular news readers What does this mean? Well there are sites like yahoo or google or bloglines etc, which have a members area where you can select sites with RSS feeds to fetch the latest updates from different blogs. That way you can have the latest updates from let's say 50 blogs listed on one page. I have a list of these popular pages on my website plus the buttons which link to them. Users can then easily add my blog to their news reader members area. 3.Update your content regulary Search engines and blog services love regular updates. It's very likely that you will get targeted traffic from search engines if you post regulary. That means you should make a new post to your blog at least once per day. But be careful. Too many updates per day can harm your search engines position and hits. What's too many? 10 or more. 4.Post in forums Post in forums, but don't spam them. Post something fresh and interesting and put a link to your blog in your signature. Don't just post in any forum. For example if you're selling cds, post in forums that are about music and cds. Don't post in car forums if you're selling furniture. By posting in forums you will get one-way links which are good for search engine position in search engines like google or msn or yahoo. 5.Submit to blog search engines There are masses of search engines available, that list only blogs. Just google for „blog search engines“ and you should find at least 20 of them. These blog search engines will help you with targeted traffic. Be sure to write a good title and a good description to your blog, so that people will easily find it and click on your link. Follow these 5 steps and you will start seeing lots of traffic to your blog. And the so long awaited sales will start coming in. And don't forget to update your blog with fresh unused content that you write yourself.



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Communicating with case studies

Not long ago, I made a partnership pitch, on behalf of an organization I represent, to another organization with similar interests. If the idea had come to fruition, it would have radically changed our organization. So, you can imagine my impatience when I didn't hear back from the person to whom I'd made the proposal. She had welcomed the idea, but told me the decision would be made by a council within her organization. Given the dynamics of an important decision about the future of their organization, I didn't expect a quick response. But, I would have liked at least an update advising me on the status of their considerations. Then, I had a "Eureka," or maybe I should call it a "Whoops," moment. I realized I hadn't reported back to the people in my organization either.

That made me guilty of the same lapse of communication as the lady in the other organization. With that recognition, I made amends by sending out an email to my organization, and followed up with a report at a meeting. In taking an analytical view of this incident, I realized that nothing can be something when it comes to communication. The idea that nothing can be something seems counter-intuitive. But remember the famous Sherlock Holmes observation about the dog that didn't bark; the fictitious detective solved a baffling case by noting what did not happen, rather than what did happen. You can probably come up with several ideas about the importance of communicating even though nothing has changed.

That's especially true if you're the one who didn't hear from someone else. First, you may have made plans that assume either a change in or a continuation of the status quo. Perhaps you're holding off on holiday plans until the issue is resolved one way or the other. Second, at least you know that an anticipated decision or event hasn't yet occurred, and that you didn't miss something (for example, as I write this I'm waiting for a client to confirm some information and it would be nice to know that I haven't missed a callback or an emailed reply). Third, if you've received an update telling you nothing has happened, you don't need to contact that person and ask if there have been any developments.

Similarly, you can advise the people who look to you for information. One other note about the 'nothing can be something' idea: It's a variation on what I've called the Everybody Knows syndrome. That refers to a failure to communicate, based on the assumption that others know what I know. In summary, it's a good idea to report regularly, even if nothing has happened, since others may not know you're still waiting as well.



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The top 10 reasons your staff wants to quit

From an employee’s perspective, management often conducts itself in ways that make no sense. When the economy is slow, jobs are few and far in between or people are fearful, staff will tolerate management behaviors and policies that are nonsensical (in their eyes) or they judge are harmful. But when staff gets together for lunch and they start critiquing management, these are the Top 10 Reasons Why Staff Quit. 10. “My boss is arrogant and believes his own press clippings.” As a result, staff feels taken advantage of.. 9. “My manager micromanages rather than trusting staff to perform.” Staff hates the boss and looks for ways to resist being over controlled. 8. “My manager is crushing my drive and desire.” Hired because they were smart and energetic, the manager is afraid that she will not be seen as the shining light (the reason for success) and crushes the very qualities that made the new employee attractive to hire (and desirous of joining). 7. “My boss guesses what is needed without resorting to data or facts.” Maybe he has the facts, but they sure aren’t being communicated leaving the impression of “It’s my way or the highway.” There are a lot of new roads being built in this country and staff will leave rather than be abused. 6. “I’m treated like a child.” Look, there are often generational differences between how managers and employees work. Younger workers may have “know-it-all” attitudes and unfamiliar techniques using technology to accomplish tasks. Staff feels misunderstood and resent their boss. 5. “Manager promotes someone from a different function who does understand the job and how to be successful.” Staff does not believe they can learn from this person, judges her to be an anchor around their department and resents that they were passed over for promotion. 4. “My boss is extremely critical.” The only way they interpret their boss is pleased is in the absence of nit picking. 3. “I get ideas lobbed at me with little clarity and I have to figure out what is really wanted.” Staff is caught between a rock and a hard place and doesn’t know the target of the task or have a clear idea of what needs to get done. 2. “I don’t have sufficient resources to get the job done.” Fitting 10 pounds of stuff into a five pound bag is pretty tough. Imagine you’re the ten pounds and have to get squeezed in there! Staff often believes they have inadequate resources to get a job done. And the number one reason your staff wants to quit: “My company is grossly underpaying me.” Show me the money! Staff can read job ads online and learn what their real value is. As much as they may love you and their work, eventually people realize they need to pay their bills and start to think of leaving. Your staff, the ones you are mistreating or taking for granted are your competition’s staffing solution (just as theirs is for you). Rather than taking their continued employment for granted, motivate them, excite them, coach and encourage them and they will go do anything for you (at almost any price). Jeff Altman Concepts in Staffing jeffaltman@cisny. com © 2004 all rights reserved.



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Bwcc when should you sell

The Perfect Time to Sell Coins When is the perfect time to sell coins? This may be a dumb question if asked of a coin collector however timing really does make a difference. There are times when a collector wakes up in the morning and suddenly makes a decision to sell his precious collection of coins. There are also times that a collector needs to give up his coin collections due for personal reasons and the idea of selling his precious coins may be the most difficult part. No matter what the reasons are, it is a fact that this does occur in the life of a coin collector. There are many reasons why coin collectors sell their coins - there are coin collectors who are dealers at as well. Selling coins is their option and they may use it to generate income so that they can acquire other coins that they like. Some collectors travel in search of a coin they want and during that travel, they may encounter coins that may not be qualified for their own collection but they buy them anyway. Upon returning home, they sell the coins they have purchased and make use of the money to buy the coins they are looking for. There are also coin collectors who gather coins not just as their hobbies; these coin collectors use the coins as their source of income. They make a living from selling the coins that they collect. Sometimes they sell the coins to other collectors and price them higher than the usual price of the coins and this is appropriate if the collector owns limited edition or rare coins. On the other hand, some collectors sell their coins because of other factors. They may sell coins because of personal reasons. Collectors sometimes decide to “give away” their collection because they no longer have any option but sell their coins. This is the most difficult situation for coin collectors as they often value their coins and as much as possible would not want to give them away - the coins may be memorabilia or may have sentimental value to the collector. Once a collector has decided to sell his coins, he must consider if it is really the right time to sell the coins. Is the collector ready to give away his coins? Is the coin at higher price now? Will it do well and will he benefit from selling his coins? These factors should always be considered. There are other options available to determine where a coin collector could sell his coins. He may want to sell the coins at auctions. Many people now prefer the option of putting their belongings up for auction and this is not limited to coin collections. There is also a higher chance of having the coin sold at a higher price since auctions include bidding processes. Buyers may bid for a higher price especially if the coin being sold is of rare quality and has a higher value. A collector may also want to put up a website to advertise the coins that he would like to sell. The Internet is the easiest way for collectors to search for coins. In addition, putting the coin on the Internet will make the selling an easier task. The collector may put up his own website and place the pictures of his coins and some brief descriptions on it. He should also note how much he is willing sell them for. There are other options too: the seller may want to do a dealer-to-dealer negotiation. He can go directly to coin dealers and sell his coins. The dealers then can sell the coins that they purchased to other dealers. It is important to compare prices between one dealer and another as there is always a chance that one dealer may buy the coins at a higher price than other dealer. It is wise to shop for dealers and then decide which you one you want to deal with. It is also recommended that collectors who decide to sell their coins use a coin grading service. It is very important so that the seller not end up a loser when he sells his coins. By using a grading service, the seller will be able to set a price that is based on the assessment made by the grading service who will determine the actual value of the coins. Most importantly, coin collector should not clean their coins once they have decided to sell them. If they do, the value of the coins will depreciate.



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Be smart and repay your credit cards quickly

There are few things in life that can cause as much long term strain and pressure as financial worries. Especially if you have children or a family to support, you will be very aware that failing to keep on top of finances is not an option. Therefore, there are certain steps that you may wish to take to make this job that little bit easier and have fewer things on your mind to stress or worry about. One of these pieces of advice will usually be the repaying of your credit cards. Credit cards are extremely useful and convenient finance facilities, but as we all know, they can charge very high interest rates and in this sense are a very expensive tool to be using, particularly if you are not paying back your full outstanding balance each month. Therefore, it is advisable that if at all possible, you try to repay your credit cards and keep a zero balance on them. This is however easier said than done. For most people, earning the money to repay the card is not really the problem, it is more that they simply keep using the card and spending the money, even though they have realised that they can no longer afford to be maintaining the outstanding balance.

If you do want to clear your credit cards, one of the first things you should do is set up a direct debit or standing order to pay off a certain amount each month. This way you will always pay your bill on time and will not be subject to administrative penalties or fees for late payment. The amount you set for repayment level should be significantly higher than the minimum required repayment. This is because keeping the payment at the minimum will not pay off the credit card balance very quickly at all. In fact, it may just a servicing level that will pay the interest but make no progress at all towards the outstanding balance. Once you have set a monthly repayment amount and are satisfied that it is high enough to repay the credit card balance in a reasonable time frame, what you should next need to do is stay strong and discipline your spending.

This means refraining from using the card, and perhaps waiting until next month when you have cash to buy something you need or want. It is this discipline that will be the difference between clearing the debt and carrying it into the future. If you find it too difficult, consider leaving the card in a safe place at home or even cutting it. Remember do not just keep to a minimum payment, this is a sure fire way to get further into debt. By paying an extra Ј10 each month your total credit card interest will drop substantially. Credit Card Companies set their minimum payment requirements too low, many at just 2%, and too many consumers fall into the trap of thinking minimum payments are adequate. By taking heed of our advice you will soon find yourself clear of credit card debt.



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Dealing with the loss of data

Dealing With The Loss Of Data Data loss is something that can be very traumatic. Whether it’s a business with important files and documents, or an individual with precious pictures and videos, losing data can be a very traumatic and stressful situation. If you’ve never experienced hard drive failure or losing data before, it can indeed be a situation where you find yourself wondering what to do. No matter what you happens, you shouldn’t stress out or let the situation get the best of you. Although computers are great to have and hard drives work very well for storage, they are both machinery and are bound to fail at some point in time. No matter how sophisticated hard drives get, they will never be able to completely avoid crashes or failure. In most cases, your data can be recovered, which is always good news. When your hard drive first crashes or you notice that your data is missing, you should immediately take it to a local specialist. The specialist will be able to evaluate your hard drive, find out what the problem is, and then tell you. The evaluation process could take anywhere from 1 day to a couple of weeks, so you should always prepare yourself for anything. Once the hard drive has been evaluated, they will go over pricing with you and tell you what options you have. At this point, you can decide if you want to go with their offer, or how you want to proceed. Keep in mind that this can be very costly, although at this point it may very well be the only chance you have for recovering your data. The smartest way to avoid data recovery altogether, is to create a backup of your files and keep backing them up. Companies and those who do their work with computers should always back things up at least once a day. This way, if your hard drive happens to crash or you lose all of your data, you’ll have the back up files safe and sound. Then, when you take your hard drive to a specialist to be recovered, you’ll have the files to keep on working. Also, at this point, you can choose whether or not you want to have the hard drive recovered, or just scrap it and get a new one - as you’ll have all the files backed up and ready to use. In the event of data loss or hard drive failure, you should always remain calm and know that there are options out there to help you recover your data. If you’ve been backing up your information, you won’t need to worry near as much. From backing up your data to data recovery specialists - you’ll have the options you need to keep your sanity and recover your lost data. (word count 464)



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Unlocking the lsat the gateway to law school

Which LSAT Prep Courses and LSAT Study Guides Are Best? If you haven’t already taken the LSAT, follow these steps and you’ll be well on your way to increasing your LSAT score by 10+ points. I get asked this question about courses and study guides nearly every day! Let’s start with the basics. First, go to IvyLeagueAdmission. com’s page on LSAT prep. Take a free practice test. This will give you a feel for where your at. If your disappointed with your low, bad or average LSAT score, don’t fear. If you have at least 2 months before your scheduled to sit for the exam, you’ve left yourself with plenty of time to take one of Kaplan’s excellent prep courses for the LSAT. If you can’t find a course locally based with Kaplan - take one of their online courses for LSAT preperation.

Don’t worry about the cost - if you succeed and get into a top school the cost of the exam will seem like a drop in the bucket. Commit yourself to a few hours of study each day. If necessary turn to Morrison Media’s LSAT Study Guide and Flashcards. For a few bucks you’ll be impressed how much these inexpensive tools can help you improve. So far, with just 2 months work we transformed you from Tier 3 or Tier 4 material to Tier 1 or Tier 2 materials for less than $1,000 dollars.

Your salary after graduating from a top school will more than repay this investment. Finally, if your score is still below par. You still have one more chance. You’ll need to hit it out of the park on the application. Your references, personal statement, resume, etc. must be enticing. This is where I come in. My e-book, The 7 Secrets of Law School Admissions will guide you through these steps. You’ll find that admission at top schools is still possible. Plus, you get access to exciting bonus material like my bi-weekly newsletter, admissions teleseminar and more.

What are you waiting for?



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Candy chocolate and gum all treats to tickle your fancy

A delicious, mouth-watering piece of sweetened candy is a treat that tempts everyone. Whether it’s a spicy cinnamon candy a hard watermelon candy that just bursts with flavor as soon as it placed inside your mouth; candy is a treat that you enjoy and deserve. Soft candy, chewy candy, chocolate and fruit candy are all available today over the internet at great prices. Whether it’s chocolate, hard candy or mouth melting cotton candy, it’s hard to turn down a sweet treat. For an instant burst of energy just pop a smooth, sweet piece of chocolate into your mouth. Kids love the sour/sweet candy combination and who doesn’t enjoy munching on warm chocolate chip cookies with a glass of milk. The ingredients that go into making candy are extremely important. Quality sugars, flavors and other ingredients all help to shape and form a wonderful, delicious treat. Candy has been around for a long time and adding enjoyment to both young and old. Remember Grandfather’s horehounds? Yes, people still enjoy them.

Only deal with quality makers of candy and chocolates that use the finest, freshest quality ingredients and that are offered at reasonable prices.



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Health benefits of tomatoes

Did you know that tomatoes were once considered poison? It's true, the tomato is a member of the nightshade family, and was at one time considered to be toxic. Tomatoes were first eaten in the U. S. in the early 1800's, when a gentleman by the name of Robert Johnson shocked his hometown by eating a basket of tomatoes in the middle of town. When he didn't die, or even get sick from the tomatoes, they became a part of the American diet. We now know that tomatoes are not toxic, and in fact are quite nutritious. First of all, tomatoes contain a lot of vitamin C, which is quite beneficial, as you've probably heard. Vitamin C helps the body to produce collagen, an important protein skin, scar tissue, tendons, ligaments, and blood vessels. Vitamin C is also an antioxidant, helping to prevent cell damage by free radicals.

Tomatoes also contain a powerful antioxidant called lycopene. Studies have shown that men consuming 10 servings of tomatoes a week cut the risk of prostate cancer by 45%. Lycopene also lower the risk of colorectal cancer and stomach cancer, and inhibits the growth of other types of cancer cells. Lycopene may also help older folks remain active. Coumaric acid and chlorogenic acied are also found in tomatoes. These two compounds are thought to block the effects of nitrosamines, which are formed naturally in the body, but are also a strong carcinogen in tobacco smoke. Tomatoes may also help to reduce the risk of heart disease. Tomatoes are a good source of potassium, niacin, vitamin B6, and folate. Niacin has been used for years to lower cholesterol. Potassium has been shown to lower high blood pressure.

And vitamin B6 and folate are used by the body to convert a dangerous chemical called homocysteine into more benign compounds. Vitamin K, found in tomatoes helps to maintain healthy bones. Vitamin K1 activates a protein in the bones called osteocalcin, which anchors calcium inside the bone. Without enough vitamin K, bone mineralization is impaired. When you buy tomatoes, be sure to buy the ones with the brightest red color.

This indicates high amounts of beta-carotene and lycopene. Lycopene is found in the cell walls of the tomato, so by cooking it in a bit of oil, more lycopene is fully released. Also, cooking the tomato in a bit of olive oil helps your body to absorb the lycopene. If all you can find are canned tomatoes, that's fine.

Cooking and canning don't cause tomatoes to lose any of their nutritional value. So cooked and processed tomatoes are just as beneficial as fresh tomatoes. So tomatoes, once thought to be deadly poison, are now a nutritious staple of our diet. They help to fight cancer, and they contain a good amount of vitamin C, and other vitamins and minerals. So go ahead and start adding tomatoes to your diet. Spaghetti Sauce: 1 Tbsp olive oil 1/2 small onion, chopped 4 cloves garlic, minced (or more if you want) 1 lb ground beef (optional) 4 28oz. cans of crushed tomatoes 1 28oz. can of tomato sauce 2 tsp worcestershire sauce 1 Tbsp dried oregano 3 bay leaves In a large soup pot, heat the olive oil over medium high heat. Add the chopped onion, and cook for a couple of minutes, until the onion is tender. Add the garlic, and cook briefly. Be sure not to burn the garlic. If using ground beef, cook the meat in a skillet until browned. Drain the meat, and add it to the pot. Add the tomatoes, tomato sauce, worcestershire sauce, oregano, and bay leaves. Stir everything together, then turn the heat to medium low, and simmer for 4 hours, stirring occasionally. Remove the sauce from the heat, and serve over pasta. The leftover sauce will freeze well.



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Collagen injections on the forefront of cosmetic plastic surgery

Cosmetic plastic surgery boosts your confidence the way you look. And increase in self-confidence in the look can encourage you to focus your energy on other areas like family and career. There may me certain flaws in your body and face that makeup, diet and exercise can’t help mask. There you should look into the ultimate in makeover, i. e., cosmetic plastic surgery. The advancement of corrective body and facial surgeries has made the cosmetic procedures easy, affordable and less invasive. This has led many to go for pure cosmetic procedures where aesthetic value comes first. But, cosmetic procedures are not totally different from reconstructive procedures. Cosmetic surgery also considers your general health conditions and particular physical traits. That’s why you should not plunge into a procedure just for look alteration. Of many cosmetic procedures collagen injection is a popular procedure embraced by many women to achieve that fuller and perfect lip, and to remove the facial wrinkles.

Collagen injections are all-purpose fillers to fix problems on the face. Collagen is filled into the areas that need plumping-up. For removal of wrinkles, scars, and different marks these are the most suitable stuffs. Collagen can add volume to face giving it smooth appearance. We all have collagen, a kind of protein, between the skin and the underlying tissues. This collagen helps to build fascia, the network of fibers that gives skin its bounce, volume and softness. That’s why collagen injections are popular in celeb circles and administered as: collagen lip injection, facial collagen injections, buttock collagen injections and scar collagen injections. Why do we need collagen injections? Well, we have the collagen in our tissues. But its amount over ages goes on decrease after youth and the skin loses elasticity.

Collagen injection helps replenish this condition The idea behind injecting collagen is to replenish this underlying skin structure so that it regains its ability to bounce back. Collagen replacement therapy helps smooth facial lines as well as reduces the look of most types of scars. Taking a collagen injection is as easy as taking any other injection. Rarely, it does involve some complications like bruising, redness and puffiness of skin.

In severe cases, the collagen migrates to other parts of the body. But the complications can be avoided with proper consultation with a surgeon by doing collagen acceptance/rejection test in one’s body. What are different types of collagen? · Bovine collagen: Derived from the tissues of cow, the bovine collagen is very compatible with human skin. It has fewer cases of allergy and rejection. Zyderm is the most popular names in bovine collagen.

· Human collagen: It comes from a human donor. Human skin readily accepts this. Zyderm and Zyplast and the two most popular human collagen.



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The health risks of cigarette smoking part iii

Copyright 2006 Adam Waxler Nowadays, more and more people are becoming aware of the need to be healthy. They increase their intake of healthy foods, take vitamins to supplement their daily requirements, and go to the gym to exercise. Unfortunately, many people still tend to neglect the adverse effect of cigarette smoking on their health. Despite knowing the harmful effects of cigarette smoking, people, for some reason, still smoke. So, the question is, “Why?” Maybe it is because while people know that cigarette smoking is “bad” they do not know exactly how “bad” cigarette smoking really is. Well here’s the full story on why people should quit smoking cigarettes now: 1. Cigarette smoking kills 114,000 people each year in the United Kingdom alone. This means that if you do not quit smoking cigarettes now, you could be the 115,000th. Smoking cigarettes really does kill and people should be aware of that. 2. Cigarette smoking is the number one factor of lung cancer. There’s no greater factor that can trigger lung cancer in a person than what cigarette smoking can do. Smoking cigarettes is a detrimental element that instigates the formation of cancer cells in the body. This is because cigarette smoking primarily destroys the immune system of the body resulting in the body’s inability to fight back infection and to ward off harmful bacteria that enters the system. 3. Cigarette smoking really does cause cancer. Aside from the fact that cigarette smoking causes lung cancer, it can also initiate the formation of other cancer cells in the body. This is because cigarette smoke contains so many chemicals that are carcinogens. Carcinogens are the elements that cause cancer cells in the body. Once developed it could lead to acute condition of cancer which eventually leads to death. 4. Cigarette smoking is addictive and can cause hypertension and other cardiovascular diseases. The primary component of a cigarette is nicotine. Studies have proven that nicotine is addictive, which means to say that when you start smoking cigarettes it will be really difficult to stop. Not only that, nicotine also increases your cholesterol levels. This would eventually lead to hypertension and other cardiovascular diseases that lead to heart attacks. 5. Cigarette smoking has adverse effects on your entire body. The fact is, cigarette smoking is detrimental to your whole body, from the tip of your hair down to the tip of your toenails. First, cigarette smoking makes your hair smelling terrible. Also, the elements found in smoking can curb the growth of your hair and it can even dry it out, losing its shine and luster. Not only that, cigarette smoking also affects the teeth, lungs, heart, bones, and even your skin. That’s right. Cigarette smoking reduces the elasticity of your skin, thus, it will be more vulnerable to skin diseases and allergies. The bottom line is that people should really stop cigarette smoking now because it will not only affect their lives but others as well. This is because the primary concluding effect of cigarette smoking is always death and nothing else. It’s not a matter of choice. It’s a matter of how you value your life and your family. Is it really worth it to smoke cigarettes?



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7 reasons low carb diets are wrong

The human body is designed to run best on a certain type and balance of fuel. Unfortunately the latest low-carbohydrate fad diets are not fuel that the human body was designed to run on. Low - carbohydrate diets can cause several health concerns over time. Here are the top seven. 1. Gout Gout is a form of arthritis that occurs when excessive uric acid levels, start to crystalize in joints, leading to pain and inflamation. Uric acid is a waste product in the liver's metabolism of protein. Excessive amounts of protein may lead to an inability of elimination of uric acid. The FAT LOSS COACH recommends you should not to exceed 1-1.25 grams of protein per lean pound of body weight. 2. Kidney Stones Kidney stones are hard masses that form in the kidneys when uric acid or calcium oxalate crystalizes and over time form stones. Insoluble fiber found only in carbohydrates reduces the absorption of calcium, which cause urinary calcium levels to drop resulting in prevention of kidney stone's formation. The FAT LOSS COACH program recommends the consumption of 30 or more grams of fiber daily. This is not attainable on low - carbohydrate diets. 3. Constipation and Poor Intestinal Health To maintain good intestinal health our bodies require thirty or more grams of fiber daily. Fiber is divided into two types soluble and insoluble. Insoluble fiber is vital in formation of stools and decreases the time process of waste elimination. Low carbohydrate diets are too low in insoluble fiber and increase risk of constipation. Poor transit time of waste material increases risk of certain colon cancers. Insoluble fibers prevent the buildup of mucus on intestinal walls which lead to poor absorption of nutrients into the body. Low carbohydrate diets are inadequate to maintain good intestinal wall health. The FAT LOSS COACH program uses whole grains, oats, beans, fruits and vegetable which are rich in soluble and insoluble fiber. This lowers the risk for constipation, irritable bowel, diverticulitis, crohn's disease, hemorrhoids and colon cancers. 4. Rise in Cholesterol Levels increase Risk Heart Disease Risk of heart disease increases on a low carbohydrate, low fiber diets. These diets promote excessive amounts of animal protein, cholesterol and saturated fat. Exuberant amounts of protein increase homocysteine, which is a bi product of the amino acid methionine. Many experts believe that high homocysteine levels have many toxic effects which lead to increase risk of heart disease and hardening of arteries. Low carbohydrate, low fiber diets reduce the absorption and elimination of digestive bile in the intestines. Digestive bile is produced in the liver from cholesterol. A decrease in digestive bile production raises blood serum cholesterol levels which increases risk of heart disease. Unlike low carbohydrate diets the FAT LOSS COACH promotes nutritional balance providing 30% protein, 50% high fiber carbohydrates, 20% fat. 5. Osteoporosis Osteoporosis is the reduction of bone density, due to the loss of calcium over long periods of time. Several dietary factors increase the risk of osteoporosis. When dietary protein reaches excessive levels, so does the loss of calcium in the urine. Most studies show that a life - long high protein diet results in an increase of osteoporosis. Poor intestinal health due to low fiber diets cause inadequate absorption of calcium in intestines contributing to poor bone formation. This would suggest that all low carbohydrate diets cannot become a life long lifestyle of eating. This is only one of many reasons why low carbohydrate diets provide poor Long Term Weight Control. Interestingly, a diet too low in protein can also increase risk of osteoporosis. There is no one size fits all when managing our weight. All FAT LOSS COACH programs are customized to the individual providing the right balance of protein, carbohydrate and fat. 6. Loss of Muscle and Reduction of Metabolism Any diet that applies the restriction of calories less than the body's daily requirements over long periods of time will result in the loss of lean muscle tissue and a decrease in the metabolism. All low carbohydrate diets are focused solely on weight loss. The loss of fat comes at a high cost, which is the loss of lean muscle. The loss of muscle reduces the resting metabolic rate, which is the major cause for rebound weight gain. Research shows 95% of all dieters' will regain that weight back. WE DON'T FAIL AT DIET'S - DIET'S FAIL US! The FAT LOSS COACH is a nutritional breakthrough because of it's three day eating cycle, called the GLYCO - CYCLE. The secret is we don't try to lose fat every day. That would result in losing muscle and reducing metabolism. ( Go to FAT LOSS COACH story to learn how the Glyco - Cycle was discovered ). 7. Poor Exercise Performance and Recovery Carbohydrates are the primary fuel for your muscles and brain. Eating a low carbohydrate diet prevent proper maintenance of muscle and liver glycogen ( storage form of carbohydrate and water ), decreasing muscle performance and increasing muscle fatigue. ATP is the main source of energy for all muscle contraction. When a muscle is used, a chemical reaction breaks down ATP to produce energy. There is only enough ATP stored in the muscle for a few contractions. More ATP is needed. There are three enzyme systems that can create more ATP. The three sources of ATP for muscle contraction are carbohydrates, fatty acids and amino acid proteins. Carbohydrates metabolize efficiently and are therefore used first. If carbohydrates are not available, your muscles metabolize fatty acids and amino acids as secondary sources of ATP. These secondary sources are not efficient, which consequently cause your strength and endurance to drop drastically. The FAT LOSS COACH is customized to your amount of muscle and exercise schedule. It provides 50% of your calories from high fiber, low glycemic ( turn into blood sugar slowly ) carbohydrates which are metabolized into muscle energy best. This will lead to increases in strength and muscle endurance. Final Thoughts Long term success managing weight starts with the right approach. If you are overweight, the real problem is that you have too much body fat for how much muscle you possess. A body composition solution is needed, not just a weight loss diet. Your goal should be to lose fat without losing muscle or sacrificing your health in the process. To maintain your results your eating habits must develop life long character. Low carbohydrate diets provide initial weight loss, but at the high cost of losing muscle and reducing metabolism. They are inadequate sources of fuel to support exercise activity, which is vital in maintaining good health. The risks to your health long term makes low carbohydrate diet's poor solutions for life long weight management.



Online 7 reasons low carb diets are wrong

Gift basket gets the attention

Over the Thanksgiving holiday, our family found itself in an odd situation. My husband had recently been promoted within his company, which resulted in our moving to a new city. We made the move in mid-November, which made planning for Thanksgiving virtually impossible. There was so much to do in regard to closing on a new home, selling our old home, the move itself and getting settled that we decided to have a simple Thanksgiving instead of the feast we normally prepare. The day before thanksgiving, with boxes still unpacked and the kids trying to adjust to the new surroundings, we received a gift basket from my husband’s coworkers whom he had worked with for several years. The basket itself was huge, containing gourmet food products from around the world. Both my husband and I were humbled and thankful for this gesture as we marveled at how big the basket was. Still, we placed it on top of the refrigerator and went right back to work trying to get things in order. The next day, for the first time ever, we found ourselves enjoying Thanksgiving over a pizza.

Needless to say, it was a little depressing for everyone. After we ate, we sat at the table and milled over what still needed to accomplished to get settled in. We were all tired, and the feeling of family closeness that usually accompanies Thanksgiving Day was replaced by a general malaise. My husband remembered the gift basket we had been sent and brought it to the table. We opened it together and started sampling all the wonderful fruits, meats, cheeses and desserts it contained. Pretty soon, we were all talking and laughing about Thanksgivings past and our hopes for the future.

I think we sat at the table together as a family longer than we ever had previously. Having all this great food to try out seemed to live everyone's spirits and remind us that we were still a family and that even a complicated move couldn't stop us from enjoying the holiday together. I am grateful for that gift basket, and for a Thanksgiving I'll always cherish.



Online Gift basket gets the attention

Take control of your home heating oil costs this winter

Now is not too soon to be thinking about this years home heating oil costs. If your home uses heating or fuel oil as a primary heating energy source, you will no doubt be struggling with the huge increases in costs that are heading your way. Heating oil, like gasoline, are tied very closely together in price and we all know what the price of gas has done over the last few years. The absolute best way to help insulate yourself from fnancial ruin due to rediculously high home heating bills this winter is to insulate your home instead. Imagine leaving a window open all winter long. The heat loss, cold drafts, and wasted energy would drive everyone crazy. If however you add up all the places where drafts and energy leaks occur in your home, it would probably be equal to leaving a window open all winter long. The reason why you don't feel it so much is that instead of a big hole like an open window, you have a large number of very small leaks. This is analagous to having every faucent in your home dripping in relation to simply running the bathtub all the time.

The result is the same. Water loss. So back to the issue of energy and heat loss leakage from your home. Often overlooked, there are several major potential areas where you should check for heated air loss.

1. Fireplaces. These are a chimney or hole to the outside. Check and see if the damper is tight. Use glass window fireplace covers. And if you decide not to use the fireplace, consider getting some 2 inch rigid foam insulation from the hardware store and making a plug to close off the fireplace even better. To make a fireplace plug, measure the fireplace opening below the damper, cut a piece of foam insulation to fit and wedge it into place. A good safety idea is to attach a short piece of rope to the plug to not only help remove it when you are ready to use the fireplace but also as a safety device to make certain it's remembered before the fireplcae is used. Make certain the short piece of rope or even ribbon is long enough to easily be seen. Mine touches the fireplace logs and acts as a reminder the plug is in place. 2. Air leaks are the largest source of heating and cooling loss in the home. Air leaks occur through the small cracks around doors, windows, pipes, and outside electrical outlets. A good way to seal the electric plugs is to pick up some plug gaskets and install on all outside electrica outlets. These are simply a thin rubber about the shape of the outlet cover that fits over the plug and seals around the outlet and the cover. 3. Doors are a special problem because you can't simply seal it up. They need to opena and close regularly and seal. Weatherstripping around the perimeter of the door is a good way to seal out the leaks around ouside doors. Another suggestion is to take fabric material, cut 2 pieces about 3 inches wide and make it 6 inches longer than your door opening. So if the door is 46 inches, you want 2 pieces of fabric 3 inches by 42 inches. Sew the fabric together along the long sides and one small side. This will give you a pocket similar to a pillow case. Next turn the pocket inside out so the finished seams look good, and fill with any small material. Any cooking beans, rice, popcorn, even sand is a good material. You now have a bottom door seal that can be placed against the door sill at the bottom, keeping the cold air out but can also be removed during the day. This is also a great idea for rooms that have been closed off for the winter. Have a guest room that isn't being heated? Make another bottom door seal and save energy. You can even purchase similar door seals from many stores because they're so popular and every efficient. While there's nothing we can do about the high enrgy prices next winter, by being prepared, the bills can be dramatically lowered. The key is to keep the leaks down and the warmth inside your home.



Online Take control of your home heating oil costs this winter

Shopping for the right mattress

Most people are unaware that their mattress is old and doesn’t provide enough support, doing you more harm than good. If your mattress disturbs your sleep, so that you feel some firm details or even springs under the fabric and cushioning, then it’s definitely the time to it and shop around using mattress ratings and reviews as a guide. A good mattress does more than providing you a soft comfortable place to rest after the long day or a place to cuddle with your loved one. The right mattress may actually improve your sleep and posture keeping your spine in the right position for seven to nine hours. If your sleep is worse than it used to be a few months ago, check for signs of mattress deterioration. To determine whether you need a new mattress, take note of any stiffness or sore muscles or joints when you wake up in the morning.

Any friction of the fabrics, unusual sounds and if there is a noticeable dip formed by one or two sleeping bodies on the mattress will tell you that the mattress needs to be replaced. Most mattress ratings consider such attributes of a mattress as thickness, the material the mattress is made of, a warranty, price point and special features such as hypoallergenic qualities, stress-relieving design, and the fabric of the covering. After carefully studying the customer reviews and mattress ratings, this is what most people look for in a mattress: 1. The material. Organic cotton and soft wool have become very popular among health-conscious buyers. However, cotton and wool mattresses are not treated with fire-retarding chemicals required by law. The mattress should not contain any polyester fillings and should be made of pure wool, preferably lamb or alpaca wool or at least latex foam. The perfect mattress should be dye-free, dust mite repellent, hypo-allergenic and anti-bacterial. Ideally, the mattress should be moisture repellent and flame resistant, too. The mattress should be encased in unbleached organic cotton. Memory foam mattresses are highly rated as the most suitable mattresses for allergy sufferers, but some people suggested that these mattresses become stiffer in a hot climate. 2. The shape. Firm mattresses provide more support and the most upscale models are doctor-prescribed. In general most reviewers prefer soft and thick mattresses which provide more comfort. The most common wish is that the mattress should regain its shape and should not flatten over time. People highly rated mattresses that are durable and are likely to last many years. 3. The size. Most mattresses reviewed in mattress ratings are available in twin (single), double, queen, king and Californian king sizes. In general, people prefer to buy a mattress from a manufacturer that offers all imaginable sizes. Your mattress foundation is also important. Ideally, you should get it from the same manufacturer because it will prolong the life of the mattress. When properly chosen, mattress and foundation will keep your spine healthy and naturally curved, ensuring you have a good sleep and pain-free morning. After a good night sleep on an orthopedic mattress your sleep will become deeper, and you will have much more energy during the day.



Online Shopping for the right mattress

Microsoft great plains payroll hr inexpensive solution not any more

Microsoft Great Plains is main Microsoft Business Solutions accounting package for the US market. You should probably expect some issues when you have software development company to be bought by big player - in this case Great Plains Software was bought by Microsoft (Bill Gates was a friend to Doug Burgum - owner and leader of Great Plains Software - Great Plains Dynamics/eEnterprise). We certainly have some influence level in Microsoft Business Solutions, but what happened is out of our decision level and this is really sad story. OK. Let's go to the story itself. Imagine - you are small company who serves to your clients as payroll/Humane Resources outsourcer.

Old-days Great Plains Dynamics on Ctree or Pervasive SQL/Btrieve was excellent and inexpensive solution. You could have all your clients need installed on your home computer somewhere in Southern States, enjoying the sun and the niceties of California for k$2 per year with Great Plains software list price of around k$10 with unlimited number of Payroll/HR employees Now - you have sudden hurricane - over Florida - somebody who is in charge in Microsoft - but really without clear understanding on what is in stake - this person needs to retune the cheap Great Plains version. Good - now you have Small Business Manager with restriction on employee count, then you have so-called Great Plains Standard which is available on MSDE and MS SQL Server 2000 - it caps you at 500 employees and ... - as a result of this decision - you can't conduct your business with Microsoft Business Solutions any more. We have multiple examples of our customers who had to switch to Accpac, Adapta Soft and other cheap vendors of Payroll HR versions without limitation on the number of employees. We do certainly respect the right of Microsoft to compete with Oracle, SAP and PeopleSoft - but what is going on is probably non-planned and side effect of the solution which was made too soon. Of course the need to finish the contract with Pervasive software was a good idea - but cutting your small loyal customers - we actually doubt this Happy implementing! if you want us to do the job - give us a call 1-866-528-0577! help@albaspectrum. com



Online Microsoft great plains payroll hr inexpensive solution not any more

Cisco certification becoming a truly valuable ccna

I've been active in the Cisco Certification track for four years, working my way from the CCNA to the coveted Cisco Certified Internetwork Expert title, and during that time I've conducted job interviews and casual conversations with hundreds of CCNAs and CCNA candidates. The CCNA is an exciting beginning to your Cisco career, but just having the certification simply isn't enough. A recruiter or interviewer isn't going to be impressed just with the cert; you've got to have some real-world knowledge to back it up. I've been down that road myself, and sat on both sides of the CCNA job interview table. With that in mind, I'd like to offer to you some tips on becoming a truly valuable and employable CCNA. Get some hands-on experience. I know the trap well; you can't get experience until you get a CCNA, and you can't get a CCNA without real experience. Well, actually, you can, but do you want to? Working on simulators is fine to a certain extent, but don't make the classic mistake of depending on them. I've seen plenty of CCNAs who were put in front of a set of routers and really didn't know what to do or how to put together a simple configuration, and had NO idea how to begin troubleshooting. Simulators fail to help you develop the analytical and logical skills that you must have to be an effective troubleshooter. There are CCNA classes that offer you the chance to work with industry experts on real Cisco equipment. Beyond that, you can put together your own CCNA rack for less than $500 by buying used routers. Some people think that's a lot of money, but this is the foundation of your career. Treat it that way. The work you do now is the most important work you'll ever do. Do it on real Cisco equipment. The skills I learned as a CCNA helped me all the way up to the CCIE. Besides, after you get your CCNA (and after that, hopefully you'll choose to pursue the CCNP), you can always get some of your money back by selling the equipment. The hands-on experience you gain this way is invaluable. (I’ll also soon be offering remote equipment access for CCNAs and CCNPs. Watch for it!) Know binary math. Do NOT go the easy route of memorizing a subnet mask chart for the CCNA exam. I know some people brag about being able to pass the CCNA exam without really understanding binary math. I've seen those people on the other side of the interview table, and they're not laughing when I ask them to do a subnetting question. They're not laughing when they can't explain or create a VLSM scheme. That chart does nothing to help you understand what's going on. If you can add and know the difference between a one and a zero, you can do binary math. Don't let the name intimidate you. Become a REAL CCNA -- learn binary math ! Run "show" and "debug" commands. No commands help you truly understand how things work in a Cisco network than show and debug commands. As you progress through the Cisco certification ranks, you'll be glad you started using these at the CCNA level. Do you need to know these commands for the exam? Probably not. Do you need them to be successul in the real world? Absolutely. The Cisco certification track has been great to me, and it can boost your career as well, whether you stop at the CCNA, CCNP, or go all the way to the CCIE. It's the skills you develop today that will truly make you a networking engineer. Don't take shortcuts or get the attitude of "just passing the exam". It's what you achieve after the exam that counts, and it's the work you put in before passing the exam that makes those achievements possible. Good luck ! Chris Bryant, CCIE #12933



Online Cisco certification becoming a truly valuable ccna

Press release most lucrative marketing method

There are many ways available on net to publicize and market your business, but one of the cheapest methods is to use online press release websites, as many of these offers free of cost or low-cost PR options. With online press release one can simply reach the significant online community. PR web-sites offers article submission database of free content and reprint articles. Publishers, who are in quest of free reprint articles and the business community who wants to shoot their business, can make the best use of this significant resource to enhance their marketing weapon. Online PR is a unique way for your content to reach huge mass of people without spending too much money. Actually, many online PR sites allow submitting press release free of cost. Another form of online press release is internal PR, or PR on web-site. Posting press release on a separate web page helps to hike profit ratio.

One can easily step further by using keywords in each page these releases appear on and then registering them individually in search engines. The writing and distribution of feature articles is another way to take advantage of the efficiencies of online PR because web publishers, editors, journalists and website are always in search of good contents. Feature article writing is one of the best online or offline marketing techniques. One of the key benefits to posting articles online is that it lets one the opportunity to include a biography/contact/resource box at the bottom of the article.

This box should include contact information for your business and company background information. This resource box just might bring you more response than most paid advertisements, and it's completely free of cost. Other cost-effective online PR strategies that work well include online kit, e-mail marketing, announcements, posting on forums, online bulletin boards, newsgroups and online radio, which is just getting popularized. PR on the internet is so expanding rapidly because of its vast distribution network, the broad potential of contacts and, of course, its cost-effectiveness.



Online Press release most lucrative marketing method