Google assassin is a scam

Day Job Killer’s author Chris McNeeny, kills himself by launching this ridiculous DJK Assassin and ditches mud to his reputation! First of all, the title wasn’t even there to attract your attention just to show you an honest report and recommending Google Assassin in the end, because I hate it. To begin with, Google Assassin is not even an original product. Google assassin is just a re - launch of the affiliate - den that has already been out for a while. And I don’t even think it was his own product. It was formally owned by Andrew Fox and it’s a piece of Andrew’s CB Affiliate Formula. It’s totally not a new product and not up-to-date tools either. I’m not against "Black Hat" marketing as long as it’s moral and legal. I personally own Chris’s previous upstanding products like Adwords Miracle, Affiliate Project X, and Day Job Killer. All these products contained few exclusive marketing tips and strategies, and they are definitely worth its price tag. Only after reading Day job killer ( DJK ), that I realized that it’s possible to truly make decent money with the combination of the Amazon affiliate program and PPC. DJK Assassin is good-for-nothing, meaningless, BS - CRAP. And Chris, who was considered a genius marketer after Adwords Miracle, is now a mumbo jumbo scammer! And this is what exactly happens, when a marketer completely gets obsessed with money. In his sales letter, Chris shows you his $169K payday. Now listen to me carefully... He hasn’t made that much of money by selling affiliated products. He made the money by selling his own product " Day Job Killer! " On the sales letter, it promised to " auto create websites in 2 minutes ". I didn’t find one piece of software that automatically generated any type of website or landing page. It also said you get the " DJK Blueprint Series "... Well after I paid my $67 a month payment, I then realize that I have to pay another $47 a month to get the DJK Blueprint series which was already promised on the sales letter. Now let me get to the main issue. What is this Google Assassin? Basically, you are getting membership to a site called AffilitesDen. com ( Later I heard that this membership site is a part of Andrew Fox’s CB Affiliate Formula - but I’m not sure ) This site contains some useful information about market research and creating PPC campaigns. It also has a funny tool called " Adwords Ad Generator. " To check this tool’s functionality, I entered " Xbox " in the field to get an ad suggestion. I got following result! Loooking for xbox? " Xbox Exposed " NO MORE XBOX xbox Scam? XBOX? WOW! That’s funny - if you go with these suggestions; you are guaranteed to lose everything in PPC drainage! Okay, now let me talk about other tools. Basically, you’ll get four Desktop softwares; The Daddy Adwords Micro Nicher The Campaigner And Article spotter. Don’t use any of these tools even if you get it for free! Well, it took me couple of weeks to actually grasp what these tools are supposed to achieve and how they work! To shorten the length of this review I’m providing very short details for these tools. Tool 1 - The Daddy Keywords Extractor ( or Daddy ): This tool will help you to find highly profitable keywords for any given niche ( keyword ). It works by finding search volume and number of advertisers; Furthermore, give you assessment of profitable keywords. With this tool you can also locate most targeted adwords ad for the given keyword - so that you can copy it! Normally this tools triggers spam results. For example if I search " credit cards " I get result for " diet pills " etc! Tool 2 - Adwords Micro Nicher: This is good for adwords content network targeting. This tool will aid you to locate " content pages " for any keywords in organic search results, which also contains prominent Adsense ads. You pay a lot less when you target content pages as the opposed search networks. Although this idea sounds good, the software has lots of bugs. I think manual research will give you more productive results. Tool 3 - Campaign Kidnap Tool ( The Campaigner ) This is the hot tool of the year 2007. Currently there is close to a dozen tools related to " Competition spy. " The Campaign Kidnap allows you to find your competitor’s ads and keywords for their Google Adwords campaigns. You can even see which ads are running with which keywords. This allows you to either " swipe " the campaign with very few changes - or you can use it for competitive intelligence. The downside of this tool is obviously, you can’t figure out if the campaign is really profitable. We don’t know if the campaign is running profitably for many days. To check if it’s a profitable campaign you have to save today’s result and check back after 2 - 3 days; if it’s still running you can assume that it’s profitable. Tool 4 - Article Spotter The Article Spotter tool uses other people’s article marketing efforts as a backdoor research strategy to help you find winning keywords to target. Well, I can just find that out by searching my keyword in Google also. Takes 10 seconds to do it manually for FREE. I haven’t found any value in this tool... So let’s forget about it. That’s the story about Google Assassin. I also got a bonus course for creating and marketing HOT info products. That’s a nice course... Chris definitely knows how to create BLAZING product and market with hyped sales letter and so! Overall, IMO, it’s not worth $67 a month. There are plenty of tools that do the SAME exact thing for FREE. Not only that, but I believe it’s dishonest to promise something on the sales letter, and not deliver it... just another over hyped rehashed product. Spyfu. com is a great FREE tool that does more than affiliateden by itself. I would recommend you Wealthy Affiliate University. Wealthy Affiliate is an interactive marketing community that can help you become a success online. They have all the tools and resources necessary to turn you into a successful Internet marketer. The Wealthy Affiliate tools include case studies, guides, tutorials, keyword lists, turnkey websites, and many more. The best part about joining the Wealthy Affiliate program is that you become an active part of a growing community, where you will be provided with advice from those people who have made Internet marketing their life. Since you can only get their wise input by becoming a member of the Wealthy Affiliate community, you should know you’ll have to pay a monthly fee in the amount of $29.99 a month, but this is nothing compared to what you can earn during the first month after having registered with Wealthy Affiliate.

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Your auto financing options

You've found the car that makes your heart race by 120 beats per minute. Now only one thing stands between you and the car of your dreams: financing the buy. In a perfect world, you'd pay the total price in cash without blinking. But if you're comparable to the seven out of ten car and truck buyers who don't exist in a perfect world, chances are you'd be paying for your car by way of one of several financing schemes. Understanding the basics of each car financing choice is key to choosing the automobile financing strategy that best suits your position. Here is an overview of auto financing options that may be obtainable to you. Auto Loans from Lending Institutions You can get a car loan from a bank, credit union, or other lending institutions. The car that you buy will serve as collateral for the auto loan. This means that the lender can repossess your automobile if you default on the car loan. Auto loans are a popular car financing option because they on average offer reasonable interest rates and are rather uncomplicated to get. Two factors are likely to affect the total cost of the car loan. One is the term or duration of the loan. On average, the longer the term of the loan, the lower your monthly installment will be. But you'll end up paying additional towards interest and this will increase the total expenditure of the auto loan. If you can afford it, get a short-term loan. Your monthly installment will be higher, but you'll be paying less money over all. The second factor that may affect the total cost of your car loan is your credit rating. Creditors with less-than-stellar credit history are commonly charged a higher interest rate because of the elevated credit risk. Dealer Financing Like traditional auto loans, dealer financing is reasonably effortless to get. Most dealerships keep relationships with several lending institutions, so they can arrange car loans even for car buyers with blemished credit histories. To compete with standard bank loans, most dealerships offer zero percent or extremely low interest on dealer loans. Still, such loans are available to car buyers with stellar credit ratings. Customer experts advise car buyers to get pre-approved on an auto loan from a bank or credit union before approaching the dealership for possible financing. By getting loan pre-approval from another lending establishment, a car buyer gets the upper hand when bargaining for a lower rate on a dealer loan. Home Equity Loans and Home Equity Lines of Credit If you own a house and have accumulated considerable equity on your property, then you may consider getting a home equity loan or a home equity line of credit. Home equity loans are fixed or adjustable rate loans that you repay over a set time. Home equity lines of credit are open-ended, adjustable-rate revolving loans with a maximum credit limit based on the equity of your residence. Home equity loans incline to have lower interest rates than credit cards and other types of individual loans. Interest payments on home equity loans may also be tax-deductible up to a certain extent. Home equity loans and home equity lines of credit use your home as collateral, so be sure you are financially qualified of paying the monthly installments if you don't want run the risk of losing your home. Credit Cards A credit card advance or credit card draft from your credit card company can assist you drive your dream car home. Like home equity lines of credit, credit card advances or credit card drafts are revolving lines of credit with variable interest rates. To entice existing customers to avail themselves of credit card drafts, credit card companies forgo cash-advance fees, assure low rates during the initial term of the loan, or offer high credit limits. However, because credit card drafts are unsecured, they generally have higher interest rates than home equity loans, traditional auto loans or dealer loans. Financing your auto purchase through credit cards could also leave you vulnerable to hefty penalty charges if you make a late payment or surpass your credit limit.

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Abdominoplasty recovery time

Much like Christmas presents, people want to show off their new bodies immediately after cosmetic surgery. This brings us to the issue of abdominoplasty recovery time. Abdominoplasty Recovery Time An abdominoplasty is a very common procedure in the field of plastic surgery. The procedure is popular because few, if any, of us can avoid a growing waist line as the years pass. Yes, we should be regularly exercising and dieting, but life has a way of getting in the way. An abdominoplasty is designed to directly address the problem of the expanding waist. Although there are variations of the procedure, the essential idea is to remove excess fat and skin in the lower abdomen area. The surgery is very invasive in that large openings are made in the skin. The procedure takes place most often in a hospital and is performed under general anesthesia. Abdominoplasty recovery time is a touchy subject for a very particular reason. By definition, the abdominoplasty is causing trauma to the abdominal area. This is, of course, the area of the body where you twist and bend, a fact that impacts recovery time more than most people expect. In general, you can expect to be more or less incapacitated for up to two weeks. You will be home during this period, but expect soreness, lethargy and swelling to keep you in bed most of the time. After roughly two to four weeks, you should be able to return to work. After a month to six weeks, vigorous activity can usually be undertaken without restriction, but you should consult with your plastic surgeon regarding your specific situation. As an aside, some people include scar healing as part of the determination of abdominoplasty recovery time. Your scar should heal fairly quickly, but it will take a much longer period of time before it smoothes out and fades. In this case, we are talking about three months of recovery time. In fact, it may take the scar up to two years to reach its final appearance. Abdominoplasty recovery time is often a surprising subject for many patients. Your abdominal trunk is a key part of your body, so you just have to show patience.

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Cessna citation x 1 for private jet charters

: As businesses internationally are seeking out ways to cut costs and streamline their activities, business air charter service providers are making modifications to their fleet in order to cater to the demands of their customers. As a result of this shift, the super mid-sized category of charter aircrafts is quickly growing as the preferred business jet category. The super mid-sized category has been recently introduced and was developed to offer many of the benefits of the bigger heavy jet category of aircrafts at more economical price. Many of the benefits businesses offered by the super mid-sized category are: the extended range of the aircraft, its increased seating capacity and high speed. One of the fastest growing business jet charter aircrafts in the world is produced by United States based company Cessna. The Cessna Citation X is dominating the mid-sized jet category and for good reason. The Cessna Citation X is the fastest aircraft available for charter and offers business and private aviation users the benefits of non-stop cross country range.

In less than 4 hours, a Citation X is capable of flying ten business executives from the executive airport at Van Nuys (VNY) in Southern California to Teterboro Executive Airport (TEB) near downtown New York and Manhattan. The extended range and lightning quick speed of the Citation X allows it to cruise internationally as well. International charter flights from New York to London at one time required the charter of an expensive heavy jet like a Gulfstream GIV or Challenger 604. This is no longer the case. Not only can the Cessna Citation X fly across the pond; it can do it fast! The typical 6.5 to 7 hour flight can now be flown in just under 6 hours when one chooses to charter a Citation X. The advantage of the speed and range provided by Cessna’s Citation X not only provide businesses travelers with valuable time savings, but also does so without sacrificing the comfort of a large cabin.

The 24 foot long stand up cabin offers a spacious interior that can be configured to seat up to 12 executive travelers. The advanced avionics and aerodynamic design features of Cessna’s Citation X also allow it to utilize a larger number of executive airports than any other large jet; as it is capable of landing safely on a 5,000ft runway. The ultra high performance statistics of the Cessna Citation X are very attractive selling points to both businesses and air charter providers, but the greatest and possibly most valuable asset this business jet has to offer is the low acquisition and operating costs associated with owning or chartering a Citation X. The purchase of a new Citation X aircraft can be purchased or financed from Cessna for under 20million and can be custom configured to suit your needs. Compare the price of a new Citation X to that of the order of a new Gulfstream G200 at up to 25million; one can instantly why the Citation X is so attractive.

The lower acquisition costs of the Citation X translate into lower operating costs for air charter service providers. The impact of low operating costs on the Citation X has fueled the demand for this aircraft in the US business and private air charter market. Cessna Citation X has led the way in defining luxury business air travel by constantly innovating and improving aircraft design and by providing significant value to their clients.

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How is your intent aligned with your impact

“But I didn’t mean to hurt him!” Those of us who are parents have heard our children use these words all too often in the midst of rousing horseplay. Inevitably we respond with something like, “Of course you didn’t, but you still need to say you’re sorry. With our children, we try to convey the difference between what we intend and the resultant impact of our actions. We explain that even when we don’t plan to harm others, sometimes they end up getting hurt by what we do. Unfortunately, this is an insight that often gets lost in our working lives. In recent coaching discussions with a number of my clients, this has been a common theme. Several have been addressing the challenge of distinguishing between what they intend and how they are actually perceived.

Michel* is a very caring and compassionate manager. His direct report, Karly* is a very career-minded individual who is eager to be promoted to the next level. Michel has been reluctant to give Karly negative feedback because it might be hurtful to her. The irony is that while Michel means well, he has ended up doing a disservice to Karly because the behaviours that she has been exhibiting are limiting her opportunities for career advancement. Clearly this has a far more harmful and longer-term impact than immediate pain of a tough conversation that might help Karly to modify her approach. Another executive with whom I’ve worked, Tina*, had prided herself on protecting her direct reports from excessive demands from head office. She also shielded them from having to give presentations, involving significant preparation time, to the head of the division. When I asked Tina how her “protection” was serving her direct reports, particularly the manager who was being groomed to be her successor, she was startled into seeing the impact of her actions in a different light.

Tina’s intention was noble… to enable her direct reports to get on with the demands of their position unburdened by additional requests from head office. Yet, in doing so, Tina was not equipping her successor for the demands of his future position. Coach’s Question #1: How are you trying to “protect” someone at work and in doing so potentially doing them a disservice? Seeing the difference between our intentions and our impact is often a matter of stepping into the other person’s shoes to have a fresh look at how we are viewed. Barry* is a very endearing and compassionate person in one-on-one relationships. He leads a large department with numerous direct reports.

The supervisors reporting to Barry were seeing him as cold and brusque. In trying to deal with the heavy demands of his job and remain as objective as possible in dealing each individual, Barry had pulled back from spending much one-on-one time with the supervisors reporting to him. They ended up seeing Barry having no interest in them. Once Barry recognized the difference between how he wanted to be seen as a leader and how he was being perceived, he was able to start mending relationships, spend more one-on-one time with his direct reports and leverage his time better by getting more accomplished through others. Over time, his image as a leader shifted dramatically. To assist employees in discovering how they are perceived, many organizations implement 360-degree feedback processes in which input is solicited from an employee’s boss, peers and direct reports. For some, the feedback can come as a shock.

When employees review the reports from such assessments, a common reaction is to deny the results by saying “see, they don’t know who I really am….I’m not like that”. Stepping back, of course, we recognize that in our working lives, our intentions are not enough…it’s what people see and perceive that counts. When who you are is not aligned with how people see you, there is a critical disconnect that needs to be examined. Coach’s Question #2: What do you do to obtain feedback on how you are perceived? A final example of the importance of aligning intent with impact is looking at communication within organizations. Issues related to communication are some of the most common causes of annoyance and confusion at work. It seems that the childhood game of “broken telephone” is all too often replicated in our workplaces.

What we intend to say is not the same as what people hear. It’s as if we expect people to read our minds. George Bernard Shaw noted that, “The greatest problem with communication is the illusion that it has been accomplished”. When discussing communication challenges, some clients will look at me with wonder asking, “What is it about these people that they don’t hear what I’m saying?” Eventually they are able to look at the repeated pattern and see their own role in ensuring that the impact of their communications has the desired intent. Coach’s Question #3: What can you do to check in on what people are actually hearing you say? OVER TO YOU for a self-reflection exercise…. What do you need to do over the next 2 months to create better alignment between your intent and your impact? I’m interested in hearing your stories about how you have achieved this alignment or where you have noticed others around you wrestling with this challenge. Send me an email with your feedback or questions to sue@development-by-design. com * all names and identifying details have been changed to protect client confidentiality

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Maintaining jobs and work through machine automation

One of the great misleading myths of modern manufacturing is that North America cannot compete in a global manufacturing marketplace and is losing jobs due to lower foreign labor costs. This belief is not true, according to applications engineers at Makino, a global provider of advanced machining technology. They say the automation of manufacturing processes, including the robotic and conveyor integration of manufacturing work cells, can actually drive the parts production or die and mold manufacturing costs down while maintaining or enhancing quality. Makino has documented such manufacturing examples through customer contacts and interviews. Investing in such technologically advanced processes has become so productive that the low per-unit-part cost makes domestically manufactured goods competitive with the production of goods with foreign labor wages. Also, the local customer service and the shorter lead time aspects of U. S. and North American manufacturing aides in this competitive formula, making the company more valuable to its customers.

Making these technological upgrades will also save U. S. and North American jobs. Many manufacturers initially feared that by investing in automation technology, jobs would only be lost to the machinery as opposed to foreign competitors. However, as a number of manufacturing case studies prove, such a technological investment actually helps save and maintain jobs. Hiring also continues to grow at a significant annual rate to keep up with increasing work volume. In one case study, the cycle times and lead times for many production processes improved dramatically. Some high-volume production parts that were previously manufactured at a rate of two per hour are now being manufactured at a rate of 126 per hour. And, some processes that used to take 12 weeks can now be completed in six.

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when prospects give you the silent treatment

: If you’ve been selling for a while, you’ve probably had at least one experience in which your prospect suddenly started giving you the "silent treatment." Anthony described this dilemma very poignantly when he called me a few weeks ago: "Ari, I don’t know what to do when I get hit with the ‘silent treatment’ -- you know, when I’ve worked with a prospect for quite a while, and we’ve had great conversations, and they've expressed interest in our solution -- and then all of a sudden everything stops. I try calling them back once or twice. I even send a follow-up e-mail, but nothing. They just disappear. And I figure I’ve lost the sale, and I don’t know what I did wrong, or what to do next. It makes selling feel like such a painful and arduous process." If this has happened to you, you may have felt anxious and confused. You may have told yourself, "It’s not as if I’m the one who did anything wrong. I put everything into the relationship. How can I rescue the sale if I can’t even get them to talk to me?" The "Hopeium" Trap There is a pressure-free way to reestablish communication when your prospect starts giving you the "silent treatment." But first, it’s important to understand why the situation has happened in the first place. Most of us who sell get caught up in "hopeium," a comical term that means we focus our hopes and desires on making the sale. But hopeium can be a trap, because it's impossible for you to keep in mind your most important goal: to learn your prospect’s truth. When we fix our minds on the outcome -- making the sale -- we automatically begin anticipating how the process will go, and we also begin expecting that things will happen as we hope they will. But if we’re in that mindset and our prospect suddenly breaks off communication, we feel lost, anxious, frustrated, discouraged, and confused. We become preoccupied with what went wrong. We may even feel betrayed. Is there any way to clear up the mystery? Yes, by giving up your agenda and learning the truth about where you stand with your prospect --and being ok with whatever the truth may be. "But how can I learn the truth when they’re avoiding me?" you may ask. "And why do I need to let go of the sale?" Let’s take the second question first. If you approach your prospect while you still hope the sale will happen, you’ll introduce sales pressure into the relationship. This will push your prospect away from you and destroy any trust you have developed with them. Instead, you can eliminate sales pressure by telling them that you’re okay with their decision if they’ve decided not to move forward. In other words, you take a step back instead of trying to chase and follow up with calls because you’re focused on getting a "yes." The bottom line is: When a prospect gives you the "silent treatment," it doesn’t mean you’ve lost the sale. It just means you don’t know the truth yet. What you need to do is call and learn the truth. Why is learning the truth so important? Here are 4 important reasons: 1. You stop losing confidence in your selling ability. The "silent treatment" threatens our "hopeium." We start blaming ourselves. We don’t know where we stand -- a painful state of limbo. Our self-talk is negative and full of self-blame, and we’re on pins and needles wondering whether the sale will still come through somehow. 2. You increase your selling efficiency and decrease your stress level. Once you learn the truth about your prospect’s situation, you can either stay involved with the prospect or move on. I often say, "A ‘no’ is almost as valuable as a ‘yes.’" Why? Because it frees up your time to find prospects who are a better fit with your solution. This lets you work much more efficiently because you can quickly weed out prospects who aren’t going to buy. Knowing the prospect’s truth lets you walk away without that guilt-laden voice whispering, "If you give up, you don't have what it takes." Learning your prospect’s truth translates into tangible results that equal real dollars. You’ll also put an end to the self-sabotaging stress that comes from living in "silent treatment" limbo. 3. Sales pressure pushes prospects away. When you respond to the "silent treatment" with calls and e-mails, you’re really telling them that you’re determined to move the sales process forward -- which means you’re looking out for your needs, not theirs. This makes them mistrust you and run the other way. 4. The "silent treatment" -- totally breaking off communication -- is how prospects protect themselves from sales pressure when they don’t feel comfortable telling us their truth. The more we press, the more they run. But the opposite is true, too. The more we relax and invite the truth, the more straightforward they’ll be with us. Prospects feel okay sharing what’s going on with them when they know we’re okay with hearing it. How to Reopen Communication After Anthony and I had talked about some of these issues, he said, "This all makes a lot of sense, Ari, but I’m still not sure what to say when I make that call." It’s simpler than you might think. * First, simply give your prospect a call. (E-mail and voicemail are very impersonal, so use them only as last resorts if you can't reach your prospect after several phone calls.) * Second, take responsibility and apologize for having caused the "silent treatment". Here’s some language I suggested to Anthony that will make prospects feel safe enough to open up and tell you the truth about their situation: "Hi, Jim, it’s Anthony. I just wanted, first of all, to call and apologize that we ended up not being able to connect. I feel like somewhere along the way maybe I dropped the ball, or I didn’t give you the information you needed. I’m not calling to move things forward because I’m assuming you’ve probably gone ahead with someone else, and that’s perfectly okay. I’m just checking to see if you may have some feedback as to where I can improve for next time." When you respond to the "silent treatment" this way, the results will probably surprise you. You may even learn that the prospect has legitimate reasons for not having gotten back to you. You’ll also find yourself more productive and less frustrated. It’ll make a world of difference in your productivity level, your stress level, your income, and how much you enjoy what you’re doing. Remember… You haven’t lost the sale. You just don’t know the truth yet.

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Choosing a college major

Once you are accepted into a college and begin taking classes, the next step is to decide on a major. Most college graduates change their major several times before they finally pick one and stick to it, so it is important not to get discouraged if you have a hard time deciding right away. However, there are some factors to consider beyond your general interests when you decide the subject on which you will focus your studies. It will take a lot of research and soul-searching for you to find a good and somewhat practical match for your interests and lifelong goals. The first thing to consider when choosing a college major is what interests you the most. Some subjects are more financially lucrative than others, but there is no sense in studying a subject that will make you miserable once you begin working in your field. It is obvious that business, sales and marketing degrees tend to put you on the path toward financial wellbeing, but if you are not interested in the business world you will find that you do not enjoy your chosen career path. Rather than choosing something simply because of future financial benefits, try exploring a variety of options before locking down on one. If financial status is major goal, take a variety of science classes to see if those suit your fancy.

However, practicality should be considered when you choose your major. You should evaluate that reasons you are in college, and plan your course of study accordingly. If you are attending strictly to gain general knowledge and experiences, then choosing something simply because you are interested in it might be an acceptable way to go. If you enjoy reading and writing, getting a degree in English might be beneficial to you. However, English degrees are not quite as marketable as business or science degrees. If you are unclear about your interests when you first enter college, rest assured that you are not alone. Many people look at their undergraduate experience as a way to get acquainted with themselves in an intellectual and a personal way. Take a wide variety of classes during your basic coursework, and you might find that your major finds you. If you tend to enjoy psychology classes more than anything else, you might consider majoring in the subject, especially if you plan to attend graduate school. Keep in mind that you can always change your major. Granted, you may end up spending more time in college than you had originally planned, but if you look at it as a journey of exploration, you will find that you will learn more from your college years than you would if you had the get in and get out mindset. Once you finally decide on your major, you will feel confident that you will have made the right choice, and you will be able to learn more from your classes than you would if you were still unsure. No matter what college major you choose, remember that you are not writing anything in stone.

Once you graduate, you will have the freedom to choose whatever sort of profession that holds your interest. Recent graduates are all the same in that they have limited experience in any given field, even if they do have specialized degrees. If you are planning to attend graduate school, you will once again be able to choose another course of study. As an undergraduate, your main goal should be to learn as much as you can about everything that interests you, and to gain as much real life experience as possible. College is your last chance to explore the world without extreme financial responsibilities, so use your time wisely and learn as much as you can.

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Report card on florida schools policy to end social promotion

Though it is the fourth largest public school system in the United States, Florida Schools have consistently ranked close to the bottom on academic indicators, including high school graduation rates and national assessment of education progress test scores. For the past few years, Florida schools have been implementing programs to improve student scholastic achievement. Most have been well received and implemented with little-to-no resistance. The End Social Promotion policy, however, has received a lot of resistance from teachers and parents alike and is the most entrenched school custom in Florida schools. Social promotion is the act of passing onto the next grade a student, who lacks the basic required skills.

For many years in Florida schools, retaining or holding back a student has been viewed negatively by teachers, parents and students, placing a stigma upon the retained children and singling them out as abnormally different, inferior and destined to be a failures. Study research has long held that retention does harm not good, with studies of retained students showing lower test scores in future years as compared to low-scoring students who were “socially” promoted onto the next grade. Such students were considered a high risk for dropping out of high school, as well. Florida schools believe that part of this stigma is due to only a small percentage of low-scoring students being retained.

If retained students are part of a large group, Florida schools believe the stigma will disappear and retention eventually will be viewed as a positive. Many educators today believe that much of the previous study results were due to only students with the worse case combinations of skills and personal characteristics being held back, while other low-scoring students were promoted. If everyone in Florida schools sees retention as a beneficial step taken for the students, retained students could benefit from the increased positive attitudes, acceptance and learning atmosphere. Slowly but steadily, school districts across the United States have begun to require students in particular grades to master basic skills for promotion to the next grade. Chicago was the first system in 1996 to implement a retention policy. Texas and Florida schools followed in 2002, with New York and Philadelphia joining in 2004 and 2005, respectively. Florida schools believe that schools do students no favor by promoting them to higher grades without the basic skills to succeed.

The Florida schools End Social Promotion policy requires third grade students to score at a level two benchmark or above on the reading portion of the Florida Comprehensive Assessment Test (FCAT). After implementing its retention policy, Florida schools wanted a study to determine the scientific merits and costs (detrimental outcomes) of the retention program. Did attitudes and only specific students being retained influence the previous research? Is the Florida schools’ End Social Promotion policy working? A study was undertaken. The Florida schools’ study compared 2001 low-scoring third graders (before the implementation of the retention policy) to the 2002 low-scoring third graders (the first students subject to retention). In 2001, only nine percent of the low-scoring third graders were retained, as compared to 60 percent in 2002. The study analyzed test score improvements between third and fourth grade for each group. The tests used for comparison were the FCAT and the national Stanford-9. Both are administered at the same time to students.

Since only the FCAT is used for the retention program, using the Stanford-9 test scores in the study would indicate if students were prepped only to meet the policy requirements. Additionally, only the FCAT’s developmental scale scores were used to allow comparison across the two different grade levels. The findings of the Florida schools’ study showed that the performance gain of the retained students in 2002 exceeded that of the socially promoted students in 2001. The improvement gains were moderate in reading, yet significant in mathematics. The results were consistent in both the FCAT and Stanford-9 tests, showing the gains were due to student skill mastery rather than prepping. The study provides valuable information on the short-term effectiveness of the Florida schools retention policy. Due to the short duration of the study, it neither shows all the possible future benefits a student gains from retention, nor does it address any possible long-range negative effects. However, it did provide a surprising result in the substantially improved mathematics scores. Overall, the study shows that increased efforts by teachers and students to avoid a second retention does improve student proficiency.

Whether the effects continue into the future for Florida schools, only time will tell.

Online Report card on florida schools policy to end social promotion

09 the 3 best ezine formats

The 3 Best eZine Formats eZine publishers today use any one or more of the 3 most commonly used eZine formats which I am about to describe to you in this article. Ultimately, you can decide which format is the best choice for you, though each winning format has its pros and cons. The text eZine is the most commonly published. The advantage of this format is that other than writing, you do not require any special skill to use a Word or Notepad program. While the HTML eZine format requires a certain degree of HTML skills on your part, you can add more sophisticated features to your eZine issues, making them more appealing to your subscriber thus increases your readership value, something that text eZines do not have. You can decorate your eZine format, change your fonts, include pictures, and more. However, the drawback often faced by HTML eZines is that they often get trapped into spam filters before they reach their subscribers’ inboxes. The third and least used among the 3 formats is the PDF eZine. Publishing your eZine in PDF format can consume a lot of time and effort on your part but often make up in quality readership Due to the commitment, PDF eZines are usually published on a monthly basis. The great part, though, is that you can put in your affiliate links in your PDF eZine issue and allow your subscribers to pass the eZine issue around. Given the choices, however, you do not have to necessarily choose strictly one eZine format, as some eZine publishers today do publish in more than one format. [Insert Your Resource Box Here] (Words: 265)

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Offshore banking terms all you ever wanted to know

Many investors are puzzled by the various terms used by bankers in describing ways to protect their money. Here is a short list of some of the most common ones. Asset Protection Trust (APT) is an irrevocable trust, usually created (settled) offshore for the principal purposes of preserving and protecting wealth against creditors. Title to the asset is transferred to a trustee. It is used for asset protection and usually tax neutral.

Its function is to provide for the beneficiaries of the APT. A trust is a contract affecting three parties, the settlor (who sets up the offshore trust; also called the grantor in U. S. or IRS terms), the trustee and the beneficiary. A trust protector is optional but recommended, as well. Through the trust, the settlor transfers asset ownership to the trustee on behalf of the beneficiaries. Business trust is created for the primary purpose of running a business. These trusts are treated as persons under the Internal Revenue Code (IRC). It must have a commercial purpose and actually function as a business. CARICOM is theCaribbean Common Market. Its members consist of 14 member countries of the Caribbean community, including Antigua, Bahamas, Barbuda, Barbados, Belize, Dominica, Grenada, Guyana, Jamaica, Montserrat, St. Kitts and Nevis, St. Lucia, St. Vincent, Surinam, Trinidad and Tobago.

The purpose of this organization is to encourage free trade and free movement of labor. Conspicuous by their absence are the Cayman Islands and the British Virgin Islands, the two major players in international banking and finance, which did not wish to be regulated by a small local community because of greater international ties. Discretionary Trust is a grantor trust in which the trustee has sole discretion as to who among the listed beneficiaries receives income and/or principal disbursement. The trustee has full authority over the fund, or it would cease to be a discretionary trust.

A letter of wishes, or side letter, can provide guidance to the trustee without having any legal and binding effects. The letter(s) must be carefully drafted, as the trustee cannot be seen as a pawn of the beneficiaries or there is basis for the argument that there never was a complete renouncement of the assets. Estate is the sum of personal interests in real and/or personal property. Flight Capital is money which flows offshore and likely never returns. It is exacerbated by a lack of confidence in government fiscal management. GmbH is a German form of a limited liability corporation.

High Net Worth (HNW) Person is any individual with more than $1,000,000 in liquid assets. International Business Company (IBC) is a corporation formed (incorporated) under the Company Act of a tax haven, but is not authorized conduct business within that country. It is intended to be used only for global operations. It is owned and operated by members and/or shareholders, just like other corporations. Limited Company is not an international business company. May be owned by a resident of the tax haven and is set up under a special corporate law with a simpler body of administrative laws.

A Limited Liability Company (LLC) consists of member owners and a manager, at a minimum. It has tax advantages and operational flexibility found in a partnership, operating in a corporate-style structure, with limited liability as provided by the state's laws. A LLP is a Limited liability partnership, a form of the LLC frequently used for professional associations, such as accountants and attorneys. A LLLP is a Limited liability limited partnership, intended to protect the general partners from liability.

Member is an equity owner of a limited liability company ((LLC), limited liability partnership (LLP), limited liability limited partnership (LLLP) or a shareholder in an IBC. NRA is a nonresident alien of the U. S. An NRA is not a U. S. person as defined under the Internal Revenue Code (IRC). Offshore is an international term meaning not only out of your country, but also out of its tax jurisdiction. PLC is a UK public limited company. The Revenue Reconciliation Act of 1995 proposed changes to the Internal Revenue Code affecting foreign trust reporting, among other changes. Securities are shares and debt obligations of every kind, including options, warrants, and rights to acquire shares and debt obligations. Settle. To create or establish an offshore trust. Done by the settlor (offshore term) or the grantor (U. S. and IRS term). Settlor. One (the entity) who (which) creates or settles an offshore trust. TCI are the Turks and Caicos Islands, a popular tax haven. Trustee is the controller of a trust fund. This person is independent of the settlor or grantor and has the fiduciary responsibility to manage the assets of the fund as a reasonable prudent business person would do in the same circumstances. The trustee must defer to the trust protector when required in the best interest of the trust fund. The reporting requirements of the trustee are defined at the creation of the trust include how often, and to whom, the trustee will respond to instructions or inquiries, investment strategies and fees for the trustee's services. The trustee may have full discretionary powers to distribute the fund to beneficiaries. Uniform Partnership Act (UPA) is one of the uniform laws adopted by some states or used as a baseline for other states. Vetting is the process used by the offshore consultant for evaluating whether a prospective client is a good candidate for offshore asset protection. World Bank was formed to be the lender and technical advisor to developing countries, utilizing funds and technical knowledge from member nations. It has often been criticized for promoting austurity programs in indebted third-world nations. Hopefully this short guide will help investors seeking asset havens and offshore banking facilities.

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Natural remedies for hairloss

As many as 75% of men may suffer 'male pattern baldness' as they grow older. If your father, or either of your grandfathers had noticeable balding, the chances are high that you may, too. The news isn't all bad, of course. New research seems to indicate that the typical 'horseshoe' male balding is in fact a sign of an ultra-strong immune system, making the carriers of the genes that dicatate the balding proclivity better able to weather the assualts of the environment, and thus more likely to pass on their genes. But how can one prevent balding? There are 2 main medications on the market right now, both marketed by gigantic pharmaceutical concerns.

The first is Minoxidil, which claims to regrow hair, and the second is Propecia (Finasteride) at one time an anti-prostate cancer treatment, but now touted as a pill that will halt hairloss. Minoxidil does indeed cause hair to regrow, but in almost all cases, that regrowth is limited to fine 'downy' or 'peach fuzz' hair - certainly not enough to comb or style. Propecia halts hairloss, but may have side effects, especially in the libido area. Both treatments are suspected to lose their effectiveness after a couple of years. Is there a natural remedy for this problem? The jury is out, but anecdotal evidence is suggesting that cheap, easily available products may in fact have a better remedial effect than either of these two chemical treatments. What are these products? Nizoral Shampoo, used twice a week, and T-Sal Shampoo, also used twice a week.

Combined with daily shampooing with an ordinary shampoo 3 days a week, these anti-inflamarory and anti-dandruff shampoos are cheap, available in every pharmacy, and have no know side effects. You do have to wash your hair and scalp every day, though, so a good conditioner is also desirable. Do they remedy the problem of hairloss? It looks like it!

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Dental infection focal infection death and dentistry

Copyright 2006 SSLI Health Group A statement I made earlier in this book, Root Canal Cover-Up exposed! Many Illnesses Result, is most likely causing some of my dental colleagues to bitterly resent the charge that our profession has unknowingly been responsible for the deaths of many of our patients. How could I make such a statement when not a single one of all my dentist friends and acquaintances has knowingly lost a patient? Ours has generally been considered a safe profession to practice, certainly not one which involves fatality. For dentist, physicians or patients who think I am merely being a sensationalist, this chapter, which reviews the book Death and Dentistry by Martin H. Fischer, M. D., may help put this whole subject in its true perspective. Dr. Fischer's book states the microorganisms from teeth and tonsils metastasize to other organs and tissues, similar to the phenomenon which occurs in cancer and results in similar disagreeable circumstances. Dr. Fischer, a professor of physiology, reminds us the heart disease problems of endocarditis, pericarditis and myocarditis were found to be caused by streptococci and diplococci bacteria, and that these bacteria are also found in chronic appendicitis and bleeding ulcer cases, plus gall bladder and liver diseases. We all know of people who die of these afflictions despite antibiotics. A good many of them have immune systems which have been overtaxed for long periods of time by hidden focal infections and their toxins. Such people more readily develop pneumonia or some other affliction which eventually causes their deaths. Dr. Fischer reported how Dr. E. C. Rosenow (not Milton Rosenau, a Price Research Institute advisor) isolated streptococcus bacteria from a human infected appendix and injected these bacteria into animals, 80 percent of which developed appendicitis. The same Dr. Rosenow reported in the AMA Journal how he had produced stomach and duodental ulcers in 18 rabbits, six dogs and monkey by inoculating these animals with bacteria from the tonsils and the tissues of patients with rheumatism. Dr. Rosenow stated most doctors think ulcers in the stomach are due to the patient's swallowing bacteria from infected tonsils or teeth, but the contents their mode of spread is through the bloodstream. Dr. Fischer's book is full of studies similar to those I have mentioned in this chapter which confirm Price's discoveries. Like the investigators of this subject named in Dr. Fischer's book, other outstanding leaders in this field of research are: Frank Billings, Milton Rosenow, Ludvig Hektoen, D. J. Davis, Edwin Lecount, Leila Jackson, Ernest E. Irons, Rollin T. Woodyatt, George and Gladys Dick, N. W. Jones, Russell Haden, Herman C. Burnpus, Jr., Henry A. Cotton, Bernard Langdon Wyatt, And Weston Price. Each person listed above significantly contributed to the setting up of a new paradigm, a new basic principle in clinical bacteriology and pathology. All of the claims that degenerative diseases are the result of poor inheritance; too much or too little protein, vitamins or minerals; too much beer, wine or whiskey; and the overuse of sugar, sweets and caffeine products, while partially the case, must not deter serious consideration of those 24 million root canal treatments performed last year, not to mention the billion or so which exist in mouths of people throughout America and the rest of the world.

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Stretching why should i

This short article looks at some of the tips, tricks and helpful hints you can use to help prevent sports injury and do-away with stiff, aching muscles & joints. It's been put together to answer some of the more common questions we get regarding stretching and sports injury, and details a number of useful sports injury prevention techniques. I hope it proves useful to you. * Overcoming & Preventing Sports Injury If you’re involved in the health & fitness industry, whether it be participating in your favourite sport, coaching, training or just keeping fit, you'll know how annoying and debilitating a sports injury can be. In reality, when you have a sports injury you’re actually losing on two fronts. Firstly, you’re losing simply because your body has been hurt and now needs time and care to repair itself. And on top of this, you’re also losing the time you could have been putting into training and improving your sporting ability. A sports injury is a bit like losing money. Not only do you lose whatever you were going to buy with that money, but you also have to work hard to make up the money you've lost. Take it from me; a sports injury is one of the most frustrating and debilitating occurrences that can happen to anyone who’s serious about their health, fitness, sport or exercise. * The Cold, Hard Facts I recently read an article titled "Managing Sports Injuries" where the author estimated that over 27,000 American's sprain their ankle every day. (And no, that's not a typo, EVERY DAY!) On top of this, Sports Medicine Australia estimates that 1 in every 17 participants of sport and exercise are injured playing their favourite sport. This figure is even higher for contact sports like Football and Gridiron. However, the truly disturbing fact is that up to 50 percent of these injuries may have been prevented. * The Professionals Secret Weapon While there are a number of basic preventative measures that will assist in the prevention of sports injury, there is one technique that has slowly been gaining in popularity. It’s still not used as often as it should be by the average sports participant, but with the professionals using it more and more, it’s only a matter of time before it starts to catch on. Before we dive into this little used technique for minimizing your likelihood of sports injury, let's take a quick look at some other techniques to help you prevent sports injury. * So, Where Do You Start? Most people are coming to understand both the importance and the benefits of a good warm-up. A correct warm-up will help to raise body temperature, increase blood flow and promote oxygen supply to the muscles. It will also help to prepare the mind, body, muscles and joints for the physical activity to come. While warming-up is important, a good cool-down also plays a vital role in helping to prevent sports injury. How? A good cool-down will prevent blood from pooling in your limbs. It will also prevent waste products, such as lactic acid, building up in your muscles. Not only that, a good cool-down will help your muscles and tendons to relax and loosen, stopping them from becoming stiff and tight. While preventative measures such as warming-up and cooling-down play a vital role in minimizing the likelihood of sports injury, other techniques such as obeying the rules, using protective equipment and plain common sense are all useful. * The One Technique to Cut Your Chance of Injury by More Than Half So what is this magic technique? Why is it such a secret? And how come you haven't heard of it before? Well chances are you have, and also, it’s not that secret and it’s definitely not magic. You've probably used this technique yourself at some point or at least seen others using it. But the real question is, how dedicated have you been to making this technique a consistent part of your athletic preparation? What is it? STRETCHING. Yes, stretching. The simple technique of stretching can play an imperative role in helping you to prevent the occurrence of sports injury. Unfortunately stretching is one area of athletic preparation often neglected. Do not underestimate its benefits. Don't make the mistake of thinking that something as simple as stretching won't be effective. Stretching is a vital part of any exercise program and should be looked upon as being as important as any other part of your health and fitness. In recent time the professionals have been getting more and more serious about stretching and ultimately, their flexibility. The coaches and trainers are just starting to realize how important flexible muscles are to helping prevent sports injury. Flexibility has often been neglected in the overall conditioning of modern athletes. It’s only now that its benefits are proving invaluable to all those serious about staying injury free. * How Does Stretching Prevent Injury? One of the greatest benefits of stretching is that you’re able to increase the length of both your muscles and tendons. This leads to an increased range of movement, which means your limbs and joints can move further before an injury occurs. Let's take a look at a few examples. If the muscles in your neck are tight and stiff this limits your ability to look behind or turn your head around. If for some reason your head is turned backwards, past its' normal range of movement, in a football scrum or tackle for example, this could result in a muscle tear or strain. You can help to prevent this from happening by increasing the flexibility, and the range of movement, of the muscles and tendons in your neck. And what about the muscles in the back of your legs? The Hamstring muscles. These muscles are put under a huge strain when doing any sort of sport which involves running and especially for sports which require kicking. Short, tight hamstring muscles can spell disaster for many sports people. By ensuring these muscles are loose and flexible, you'll cut your chance of a hamstring injury dramatically. How else can stretching help? While injuries can occur at any time, they are more likely to occur if the muscles are fatigued, tight and depleted of energy. Fatigued, tight muscles are also less capable of performing the skills required for your particular sport or activity. Stretching can help to prevent an injury by promoting recovery and decreasing soreness. Stretching ensures that your muscles and tendons are in good working order. The more conditioned your muscles and tendons are, the better they can handle the rigors of sport and exercise, and the less likely that they'll become injured. So as you can see, there's more to stretching than most people think. Stretching is a simple and effective activity which will help you to enhance your athletic performance, decrease your likelihood of sports injury and minimise muscle soreness. If you'd like to know more about stretching and how it can help you, visit http:// TheStretchingHandbook. com/ today.

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The value of online community in dance education

There is a huge need for comprehensive quality dance information to educate young dancers about their bodies, to extend their boundaries and their perception of what they are capable of, and learn about the prevention and treatment of injuries. Far too often in the dance community, the old adage of, “if it hurts, it is good for you” is far too prevalent, and despite the many wonderful teachers who embrace safe dance techniques, many young dancers are getting serious injuries at very young ages. Many young dancers cannot differentiate between the ‘pain’ of a stretch, and ‘injury pain’. They are often ‘working into’ areas best left to heal, and not addressing the real causes of their aches and pains. The development of an extensive online dance community has enabled the spread of essential information to the dancers who need it most. No matter how remote the dancers location, and what standard of teaching he/she is able to get, as long as they have access to an internet connection, there is the possibility to learn so much about their own body, as well as techniques to advance their dancing. From beginner’s ballet, to learning pointe work, and moving on into a professional dance career, there is access to advice and information as well as courses and products to help them gain the edge needed to excel in this demanding world. Knowledge is a powerful tool; however anatomical knowledge is just the beginning. The dance education programs designed by Perfect Form Physiotherapy in Sydney, Australia, also teach dancers how to explore their own bodies on multiple levels. The more a dancer can feel his or her own body, the more he/she can express him/herself, and the further they can take their audience on a journey.

No matter where young dancers aspirations lie, all of the knowledge learned will help foster a great appreciation for their own body, and serve them well into a professional career, and long after their dancing days are over. The empowerment gained by understanding their own body, and the power they have to change it is priceless. Understanding movement, anatomy, and ways of training are essential tools in the toolkit of anyone who is to succeed in any area of life. The importance of physical health is grossly undervalued, and is not taught in any formal schooling curriculum. The recent advances in technology have allowed the vision of a progressive worldwide movement in safe dance practices that was once just a dream, much closer to reality.

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Must do before starting up a work at home business

The thought of earning a residual income without leaving the comfort of your own home is really appealing and interesting. That's the main reason why there are more and more people who want to invest in a work at home business. But the truth is, while the number people who prefer to work at home increases, work-at-home schemes also grow and easily outnumbered the good opportunities. Before you decide to put up a work at home business, there are lots of things that you have to consider. First, get educated or be informed about work at home business. Since starting up a work at home business involves many risks, you need to get the best education regarding that matter. With good education and proper knowledge, you can gauge how good your chances are in gaining profit. It will also help you avoid unimportant risks.

Through education, you can also learn to put up a work at home business that requires low start-up cost but brings high profit. Education regarding work at home business start-up can be obtained in various ways. You can search for tips and information from ecourses, free ebooks and even on free email courses. The Internet also holds so many ebooks and videos containing work at home info. You can purchase these educational materials from the numerous online stores. Another way to get a good education about work at home business is to have a conversation with an expert on this field or with a person who's already running a work at home job. These persons can share lots of insiders secrets which can be of great help to you. After getting education on how to start a work at home business, the next thing that you can do is to familiarize yourself with the various work at home schemes and know what you can do if you become a victim of these scams. The classic and popular types of work at home schemes include medical billings, envelope stuffing, craft work or assembly and many other schemes. These scams may require you to work for many hours without compensation and they don't tell you the exact amount that you'll have to pay. Some work-at-home schemes may even ask you to spend your money on the things that seem to be useless. A legitimate work at home program informs you about the things involved in their money-making activity. So to save yourself from scams, make sure to ask these questions to the promoter : 1.What type of work will be expected from me? 2.Will I be given a salary or will my compensation be based on a commission? 3.Who will pay me and how frequently? 4.Do you have refund policy? (This question can be asked you are required to buy equipment or supplies) 5.How much money am I going to spend in all? (including registration fees, supplies, inventory, and other fees) 6.When will I receive my first paycheck? 7.How long the company has been in the industry? (Remember that non-legitimate companies change their name frequently.) The promoter's answers to that questions will surely help you discover if the work-at-home program is legitimate and if it is suited for your resources, skills and capabilities. Moreover, to be very sure if the company is legitimate, you can check it out with your local consumer protection agency, Better Business Bureau and state Attorney General. These authorities can also inform you if the company you are interested in has a bad record. You should also be familiar of the authorities and commissions where you can air your complaint if ever you become a victim of work-at-home schemes. If you have already invest money and time in a particular work-at home program and after few months, you find yourself in doubt if it is legitimate or not, talk to the company representative and ask for a refund. Then, inform the highest post in the company of your plan to notify the authorities about your bad experience with the company. If the company fail to solve the problem, then air your complaint to the following organizations: The Attorney General's office in your state The Federal Trade Commission (http:// ftc. gov) The Better Business Bureau (http:// bbb. org) local consumer protection services local postmaster Good education can help you put up a work at home business the right way while being informed about scams save you from getting bankrupted. So if you don't wanna end up in a very deep hole, make sure that you have a good education and enough knowledge before you set up a work at home business.

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Energy saving daylight for dark spaces

There's light at the end of the utility bill tunnel, thanks to an easy-to-install skylight that not only brings light to dark spaces, but also helps cut energy costs. That savings is not insignificant, as Americans spend 20 percent of their electricity bills on lighting their home. Called tubular skylights, they are ideal for situations where there just is not enough light and the homeowner doesn't want to install a more traditional lighting system, explains a spokesman for ODL, the Michigan company that makes the skylights. They're perfect for bathrooms, hallways, closets, laundry rooms and just about any room in the house. Easy To Install In addition to being Energy-Star qualified, the skylight is also easy for homeowners and contractors to install. A new two-piece installation kit makes installing the skylight simple because the bottom adjustable tube overlaps the top adjustable tube. Just cut a hole in the ceiling and a corresponding one on the roof. Slide in the dome flashing under the roof shingles and attach the reflective tubes. Cap them with the ceiling covering. You may download detailed instructions and watch video clips at odl. com/sky lights. The skylight features a patented Solar Lens Dome, which increases light through the tube. During the full midday sun, a 10-inch tubular skylight lights up 150 square feet of space with a solar throughput equal to about three 100-watt bulbs. The 14-inch tubular skylight is designed to light up 300 square feet-an output equal to about five 100-watt bulbs. ODL also offers a 10-inch and 14-inch Severe Weather Tubular Skylight, for areas where hail or hurricanes are common.

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Home schooling your children on the internet

Do you have children in school - or are you planning for it soon? Have you asked yourself if public schools are really doing all they can to improve your child and educate him or her for the real world? Do you try to stifle desires to send them to private schools because of the cost or the perceived 'elitist' mentality? Have you ever had a day arrive when your child comes home worn out, agitated and frustrated and thought to yourself "I'd love to keep my child home and teach him myself - if only I had the time." Now, maybe you can. Here are some of the options. PRIVATE SCHOOLS COST MONEY Yes, private schools are sought by the wealthiest and most privileged of society. Although some would likely debate the benefits of private schooling over public schooling most parents probably have considered the option and would jump at the opportunity to give private schooling to their children if it appeared. Unfortunately, for most families, private schooling is simply not a reality. At a cost of $7000 and upwards, the ability to afford such education is beyond their means. Religious affiliated schools are less expensive, but still not an option for many families with a of cost several thousands per year. HOME SCHOOLING TAKES PARENTS TIME Traditional home schooling where the parent is the supervisor of the child's work is another option. With fantastic resources and helpful teachers to assist, it has been a form of education that can be the answer to parents who want the one-on-one education that public schools cannot provide. Home schooling has been the basis of society for thousands of years - long before schools came about. However, in today's society it can be difficult for parent's to maintain the supervision of assignments that is needed for home schooling. This may become even more of an issue as a child gets into the higher grades and parents are unfamiliar with the curriculum or are working and do not have as much time to assist them. INTERNET HOME SCHOOLING A new addition to education, the internet is now providing the ability for parents to give their child an enhanced curriculum, control over education, and online support. This will all cost much less than private school at an average cost of $900 per year. Older children can benefit from online teachers who are able to supervise the work - a huge benefit for working or single parents. Many accredited Internet schools offer similar courses to those available in private schools. Joel Turtel, who is the author of "Public Schools, Public Menace: How Public Schools Lie To Parents and Betray Our Children," says that busy working parents can give their kids a quality, low-cost education at home using the Internet. “K-12th grade Internet schools can take most of the homeschooling burden off parent's backs.” Perhaps this is the answer you've been looking for. Not Being Able To Juggle In A Third Ready to add a third factor into the equation? Concentrate on throwing ball number #3 and do not even try to catch ball #2, advises The Instant Jugglers' Manual. Or once you have two areas of focus pretty much underway, say your career and family, add the third – education. Get help planning your education into the mix with resources. Head to your local educational center or public libraries for help. Don’t get left dropping – or not juggling – the ball!

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Florida health insurance take advantage of the internet s price transparency

Florida health insurance companies are now feeling the effects of the increased price transparency that the Internet brings. Now longer is it a process of days or even weeks to obtain multiple health insurance quotes from top Florida health insurance companies. The simplest and most efficient way to obtain health insurance in Florida is simply to make the top health insurance companies in the state (Golden Rule/United Healthcare, Aetna, and Humana) compete for your business! If you cringe at the thought of a United Healthcare agent, an Aetna agent, and a Humana agent all clustering around you amongst a swarm of other Florida health insurance agents and trying to push their company’s policy upon you then read on; for health insurance shopping on the Internet has simplified everything. There are numerous Florida health insurance websites that offer Florida health insurance quotes but there are quite a few very important distinctions between the different types. There are two main types of websites that offer Florida health insurance quotes to Florida health insurance shoppers: Marketing Organizations and Insurance Agencies. Marketing Organizations do not sell insurance, are not regulated by any insurance department, and generally have no knowledge whatsoever concerning Florida health insurance. However, they can offer consumers a somewhat appealing service. How can they assist in purchasing health insurance? They act as a middleman between Florida health insurance shoppers and Florida health insurance agents.

When Mrs. Smith in Tampa, FL requests a health insurance quote then the marketing company sells her information as a lead to 5 or more Florida insurance agents. Ignoring the privacy issues and the issue of the qualifications of the health insurance agents that will be purchasing your information there is the larger and more practical issue of do you really want to have 5+ insurance agents aggressively seeking your business? Imagine that each health insurance agent is taught in their sales training to call you at least 5 times and email you at least 3 times before “giving up” on you as an insurance prospect: that means that you have received 25 phone calls and 15 emails from various insurance agents! The second type of website that offers Florida health insurance quotes is the website that is run by an insurance agency (note that it is very important to find only an independent Florida insurance agency – meaning an agency that is not tied to working with only one health insurance company but can show you health insurance quotes from all of the top Florida health insurance companies. This is also why we will ignore the quasi third group of websites that offer Florida health insurance quotes: the health insurance carrier websites themselves. These can be a good service but very time consuming. There is a better way to shop for Florida health insurance. Read on-). Most independent insurance agency websites offer a feature that will allow you to request Florida health insurance quotes. However, there is a much better way to shop for Florida health insurance! Rather than waiting for your request for health insurance quotes to be filled; look for a website that offers instant and LIVE Florida health insurance quotes from top Florida health insurance companies. With instant LIVE Florida health insurance quotes you have the best of both worlds: you receive the benefits of competitive pricing by viewing the top Florida health insurance companies quotes side by side (the strong point of the marketing organization website model) as well as personal, expert help (the strong point of the insurance agency website model). Not to mention the added benefit of viewing the health insurance quotes from the different health insurance companies in the same format – enabling easy side by side comparisons of benefits. This allows for a true “apples to apples” comparison. View up to 20 LIVE Florida health insurance quotes from top Florida health insurance companies like Aetna, Humana and Golden Rule/United Healthcare all in less than 20 seconds! View LIVE Florida health insurance quotes now and take advantage of the Internet’s price transparency!

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Would you like to save big money on your auto insurance and reduce your risk of auto theft

With the rising price of gas, skyrocketing health care costs, etc... Americans are feeling the economic crunch. Lets put some money back in your pocket right now and lets take a bite out of auto theft. The best part is (1) You don’t have to switch insurance carriers. (2) Local auto dealers charge $299-$499 for this same service (real price should be $25-$30)- What a ripoff! (Note dealers also charge $200-$1000 for replacement headlights when you can buy headlight cleaner and restorer for under $20). (3) You can easily purchase it direct from the manufacturer below cost right through the internet! Police departments, insurance companies, AAA Auto Club, Motor Week, Speedvision TV, and leading consumer groups and publications all recommend window etching as a strong theft deterrent and a great investment. The top 10 most stolen autos: 1. Toyota Camry 2. Honda Accord 3. Oldsmobile Cutlass 4. Honda Civic 5. Jeep Cherokee 6. Chevrolet trucks 7. Toyota Corolla 8. Chevrolet Caprice 9. Ford Taurus 10. Ford trucks Did you know that every 19 minutes a car is stolen in this country! Vehicles equipped with a visible theft deterrent system are 4 times less likely to be stolen. Auto etching uses a strong caustic to etch vin #'s and other registered numbers into your car windows (glass is the third most valuable item after plastic headlights and air bags that professional thieves look for - these items are then resold on Ebay and elsewhere by these thieves for quick cash). 95% of thefts are by professional car thieves. Chemical auto etching is a safe process. No damage is done to the vehicle and it can be professionally done. It is very affordable as its actual costis 70 – 85% less than auto dealer’s charge and has many benefits: 1) It has been proven to enhances vehicle value at resale. 2) INSURANCE DISCOUNTS OF UP TO 35% OR MORE!* 3) No mechanical parts to break down or need repair. 4) SAVE MONEY AND HAVE PEACE OF MIND! – 9 out of 10 auto thefts are by professionals who will not take a car with traceable numbers. One of the most cost effective security steps is having a security number etched on each window. Start saving big on your insurance today! Auto etch, like headlight cleaner and restorer, is a bonafide product backed and used by the police in every state. It is guaranteed to save you far more than it costs, has numerous benefits, And you can undercut the dealer and buy it without paying their ridiculous prices ($200-$600+)! For more information on Auto etch and/or similar products like headlight restoration kits contact the author below or look up auto etch on the internet. * Insurance discounts can vary by state and by carrier.

Online Would you like to save big money on your auto insurance and reduce your risk of auto theft