Federal perkins loan

The Federal Perkins Loan used to be known as National Direct Student Loans (NDSL). This loan is the regarded as the best of the federally subsidized loans, and is given to students who are in high financial need. Currently, the interest rate is at a low 5%. Perkins loans are made to students and do not require a parent to cosign. The student is required to begin repayment after they graduate, leave college, or qualify for half-time student status. Interest on these loans does not accrue during the time the student attends college, and students are given up to ten years to repay the entire loan amount. Repayment begins nine months after the student graduates or drops below half-time student status. The money for Perkins loans comes from the government, but is administered by colleges’ financial aid offices. The maximum annual loan for undergrad students is $4,000 at most schools, and the most a student can borrow is $20,000 total. Perkins loans can be discharged (canceled) in whole or in part if the student enters employment at certain jobs, which include: - Full-time teacher in low-income areas - Full-time special education teacher - Full-time math or science teacher, or teacher of any other subject with shortage of teachers - Full-time nurse or medical technician - Full-time employee of a child or family-service agency in low-income area - Full-time law enforcement or corrections officer - Full-time Peace Corps volunteer

Your first job out of college make it count

: Finding your first job out of college is an exciting and sometimes intimidating process. On the one hand, your future depends on it! You may be faced with new expenses such as rent, food, and student loan payments, and feeling the pressure to find the "perfect" job. On the other hand, today's workplace is much different from that of your parents' generation. The average person changes careers multiple times during his or her work history. Does this mean you should take your first job out of college lightly? Not at all—it simply means that you can stop worrying, and focus your energies on finding the best possible job for you at this time.

Know What You're Looking For If you haven't yet identified your job target, now is the time to do so! Take advantage of your school's career services and job placement opportunities. These services exist for one reason: to help you in your career. Most career services offices offer a variety of assessment tools to help you determine your best career option. For some college students, this may mean a career outside of your major. For other students, this may mean identifying a specific career within the larger field of study. Do Your Research Finding your ideal job takes effort. It's not enough to simply post your resume, job application, and cover letter on the Internet and wait for employers to come calling. If you want to find the best job, you need to engage all your resources.

Research the types of companies you want to work for and find out as much about them as possible. Use your network of friends and associates and a variety of job-search tools, including the Internet, classifieds, state and government postings, job fairs, cold calling, and placement agencies and recruiters (although be wary of any agencies or recruiters that charge a fee). Choose Carefully When you take advantage of all the options available in your job search, multiple offers are more likely. This method allows you to practice job interviewing and company research skills, and ideally, it will put you in a position of choosing a job rather than accepting one out of fear or desperation. While it's tempting to accept the first offer you receive, consider it carefully. You don't want to be stuck in a job you hate. If possible, stay in your first job out of college for at least a couple of years to demonstrate your dependability and to gain useful skills. Whether you move up in the company or change is up to you and your options; however, the first job is important for college students and new graduates. When You've Accepted a Position Once you have the job, first congratulate yourself!

Then, do the best work you can. When done well, your first job out of college can be the foundation upon which you build a successful and enjoyable career.

The lowdown on obtaining an online nursing master degree

Obtaining an online nursing master degree is important for several reasons. The most important reason is that many hospitals and other care facilities will not allow nurses to enter higher level administrative roles unless they have a master degree in nursing. This is because there are more management skills needed as well as advanced knowledge of state and federal regulations pertaining to the care of patients. For a nurse to change careers and find a job in nursing administration, they will have to first earn a master degree in nursing to be considered for most positions. A nurse has two options. They can either find a nursing program at a university and begin to attend classes. These classes will probably meet two or three times a week sometimes for up to three hours.

When a person is working and raising a family, it may be difficult to attend classes while trying to keep everything else together. Another option is to obtain an online nursing master degree. Programs like these do not rely on classroom time. Students learn at home. They are expected to complete assignments and turn in tests and reports on time, but there is no time spent trying to find ways to get to classes after work or between family activities. People who enroll in online programs want to obtain an online nursing master degree so that they can better themselves at work while still having time to spend with their families.

While an online program will take time to complete, much less time will be needed traveling to and from classes. The workload does not change since the information must still be learned. But when a person can choose when they want to study and when they want to take their tests, it becomes easier to schedule the rest of their lives.

Searching for college grants the easy way

There are a number of tips to make searching for college grants a little easier. The first and probably the most important piece of advice is to apply for as many college grants as you can. The more you apply for, the greater your chances are of receiving some. You could end up with enough college grants to cover all of your tuition fees and maybe more. It is important to apply for college grants from as many different sources as possible. The most common type of college grants are federal grants or those from the colleges themselves but you should also try looking for other organisations and companies that offer grants and apply for those too. A great source of information for college grants is the financial aid office of the college that you are going to attend. Your local library will also have a wealth of information available. Another source is, of course, the internet. You will find lots of sites offering information on college grants for free. Don’t be scammed into paying for a service guaranteeing to secure you college grants as these are not legitimate. There are so many different types of college grants available that there is sure to be some that you are eligible for, even if you don’t think so to begin with. No matter what your financial circumstances are you can still be awarded grants to help pay for textbooks and living expenses. Try looking for specific college grants that match the course you want to take. You may be surprised at just who offers college grants. Sometimes there are companies and organisations in your home town that would be happy to give financial assistance but a student has never asked. It is worth speaking to business associates of your family and friends about college grants too as they may know other possible sources. There is no harm in asking whether a firm does offer college grants or not – the worst they can say is no. Every student would love to be given enough money to pay for everything but the reality is that a large number of college grants offered are only for a relatively small proportion of college fees and expenses. Don’t ignore these smaller grants. The chances are that the small ones have less competition for them and you could well end up with a lot of seemingly worthless college grants that add up to be a decent amount of money. It is important to start your search for any available grants as early as you can. That way you can get ahead of the competition and you will also have more time to apply for the maximum number of college grants possible.

Paying for college scholarships and federal aid

Well the weekend has come and gone, and I still have no students seeking advice. Please email me your questions, I’m begging you! It’s partly my fault because I’m still slacking on advertising this blog. There’s a lesson for all the students out there. Don’t slack. I slacked a lot of my way through college. It works for the time being, but later on it will come back to haunt you. Try to instill solid work methods now while you still have a chance, or else when you’re twenty-something and working a full-time job, you will only think about ways to get you work done without actually working.

On to today’s topic: Paying for College. Getting the funds for college and living expenses is one of the biggest challenges you will face, perhaps even tougher than getting into college. If you slacked your way through high school and ended up with poor grades, your chances of a scholarship are not as high. But hopefully you listened to your teachers and parents and did well in school. In Florida we have what is called a Florida Bright Futures Scholarship. Based on your grades, SAT/ACT scores, and community service, every graduating senior attending college can receive a 75% tuition scholarship or a 100% + books scholarship. Florida is awesome when it comes to providing every student the means to attend college. I am not sure how other states work, but I would imagine each state has similar scholarship programs.

Scholarships are what every student needs. Tuition can be very expensive depending on where you go to school and how many classes you take. Out of state schools will cost a student more money. Private schools will also be more expensive. Scholarships give students the ability to attend colleges on someone else’s dime. Pretty sweet deal huh? Not all scholarships are based on financial situation like most people think. Generally, students who are in need of financial aid will be given a high priority when it comes to winning a scholarship; however, this is not always the case. Don’t be shy when asking about scholarships. Consult your school counselors, parents, teachers, and friends. You’d be surprised that the company your parents work for probably offer scholarships. Even if it is only for $1000, that is still free money you can’t pass up. Scholarships are not limited to incoming freshman either. Current sophomores, juniors, and seniors are eligible for scholarships. Often upper level students are awarded scholarships to further their study in their specific major, such as Education majors. Visit your school’s financial aid office for more information. One of the best, if not the best, resources for scholarship information is FastWeb. Every student needs to visit them. Yes, even you seniors. There are thousands of scholarships that go un-awarded every year. So get off this web page (when you’re done reading of course) and go get one. http:// fastweb. com Another method of getting money for college is from Uncle Sam himself. No, not your mom’s half brother that you only see on Memorial Day barbeques. I’m talking about the United States Government. The federal government gives out free money to college students. It’s called FAFSA, which stands for Free Application for Federal Student Aid. FAFSA grants are determined by how much money your parents make. You have to fill out a form in your school’s financial aid department or online via their website, fafsa. ed. gov. Every student needs to do this. Even if your parents make $500,000 a year, there is still a chance you are eligible for a free grant. A grant is money you do not have to pay back. Ever. Let’s say your parents give you $2000 a year for college. You use this for tuition, books, rent, and food (and with all these expenses plus more, $2000 does not go that far). Let’s say you have filled out your FAFSA forms and are given $1000. This is awesome! But wait, it’s been two years and now your little sister is going to college and your parents can’t afford to give you $2,000 each. So they split it up and you each get $1000. What a bummer!! Or is it? FAFSA adjusts your grant according to not only what your parents make, but how many siblings you have in college. The more brothers and sisters you have going to college, the more money you get. The most dreaded, but probably most popular, method of paying for college are student loans. Almost all students have them, so don’t feel bad if you are forced to get one. If you’ve taken a finance or economic class you’ve probably heard the terms “good debt” and “bad debt”. Victoria’s Secret credit card debt is “bad debt”, while student loans are “good debt”. Student loans offer the lowest interest rates of any type of loans. Often they give you a grace period after graduation where not a single cent is due. Student loans can be paid off over a long period of time with fixed interest rates. Subsidized student loans are loans you get through your school’s financial aid department that the government pays the interest for. Not a bad option either if you are in need of tuition money. Visit your bank or financial aid office for more information on student loans. All banks offer them, so go ask today. Finally, the last method of paying for college I’m going to discuss is through good old hard labor. Getting a job can help pay the bills. Waitressing, bartending, retail, and tutoring are all prime examples of college jobs. If you aren’t into working at a restaurant or mall, visit your student career resource center. Jobs on campus are given out to students who are financially needy. The best thing about working on campus is they will fit your work schedule around your classes and tests. You will never have to miss class or work. One of the disadvantages of working on campus is the pay is generally low. You will make a lot more money working at Chili’s than you will your school’s bookstore. I hope you enjoyed this article. If you have any further questions about paying for college, please ask. Email me at collegesos@yahoo. com.

Admission essays don t shoot yourself in the foot

Copyright © Shaun R. Fawcett I got seriously involved in the college admission essay-writing business shortly after I published my eBook on recommendation letters, Instant Recommendation Letter Kit, a few years ago. People who bought that book for help with their recommendation letters soon started asking me if I would review their admission essays and/or personal statements for them. In some cases, I was asked to write their essays and/or statements from scratch. To do that properly, I was obliged to conduct a lot of research into the entire subject of admission essays. So, I did a fairly extensive literature search of what was available on the subject, both online (Internet) and offline (books). One thing that really struck me in my research was how many people seem to go out of their way to sabotage their own college admission efforts. Time, and time again, I read about the first-hand experiences of Admission Committee members who received essays and/or personal statements with two or three strikes against them from the outset due to some glaring oversight, omission, or risky strategy. In fact, it’s been hard to believe at times, some of the things I’ve seen on draft essays that have been submitted to me. Fortunately I’ve been able to fix most of those before they went any further. Unfortunately for some people though, these problems don’t get fixed, and end up being submitted to an Admissions Committee. Here’s a list of the seven most common mistakes that reviewers encounter when reading admission essay personal statements: Eliminate Spelling and Grammar Errors Sounds like the obvious one to avoid doesn’t it? In fact, this is the most commonly cited error. It is not a small consideration. Admission Committee members generally see these kinds of sloppy errors as a reflection of the candidate’s personality and an indication of how they will likely perform in their studies. It also makes the reviewer question the seriousness of the candidate, since they can’t even take the time and trouble to get such an important document correct. Don't Forget To Change the Name This one is surprisingly common. It’s amazing how many Admission Committee essay reviewers have mentioned this error. It usually refers to a situation in which a candidate writes a “generic” essay and then submits it to a number of different programs. This is not a bad thing in itself. But then, for whatever reason, they forget to change the name of the institution or program! So, the last sentence may read, “It is for these reasons that I believe that the Yale Business Program is the one for me”. The only problem being that this was the application to Columbia! Admission reviewers generally take this as an insult, and it doesn’t do anything to help the candidate. Make Sure You're Original Enough Your essay or personal statement must be specific enough so that the admissions committee can gain a good understanding as to who YOU are as a person, and exactly why YOU want to attend that specific institution and that particular program. Some candidates fill their essays with generalities and platitudes that could apply to just about any person and/or program. This doesn’t help the Committee, and thus won’t help the candidate. You’ve got to tell your own unique story in your own unique voice. But, Don't Be Too Original There are cases in which people tend to go too far overboard in announcing their own uniqueness. People have written poems, told stories, and submitted videos when there was no such requirement. This is highly risky and is likely to alienate many reviewers rather than endear them to you. Generally speaking, an extreme approach like this will be seen as “grandstanding” or trying to get attention just for the sake of it. Remember, that hundreds (or thousands) of other applicants are operating within the same stated guidelines as you are. The challenge is to make you stand out as different, but within those guidelines. Avoid Talking “Through Your Hat” Some people have a tendency to make sweeping or grandiose statements that they can’t really back-up. Such statements as “I’m going to find a cure for cancer” or “I intend to eliminate poverty from developing countries” are seen as naпve and somewhat trite at the university program level. They’re nice sentiments, but they don’t show a realistic understanding by the candidate of the career path and educational program they have chosen. Make genuine statements that show a good understanding of you in relation to the world around you. Answer the Question Admission reviewers often report that many candidates don’t address the specific question posed on the application form. When this occurs, one of three situations is possible: 1.) the candidate has made a conscious decision to ignore the question asked for some reason, 2.) the candidate has not read and/or understood the question, or 3.) the candidate has submitted a “generic” multi-program essay and has not taken the time to adjust it to address the particular question at hand. Even when applying to multiple programs, make an effort to adjust your essay or statement when necessary to deal with the specific requirements of different programs. Respect the Guidelines This refers to situations when an application form states a specific requirement for the number of words or characters for your essay or statement. Some people seem to completely ignore these. Don’t. They were put there for a reason. When one doesn’t follow these very specific guidelines, they are either choosing to ignore them for some reason, or their “generic” multi-program essay is just being plugged in and they won’t take the time to adjust it for the specific program. Ignoring such guidelines can make admission reviewers wonder if the applicant’s inability to follow instructions extends to other areas that might have implications on their studies. So then, why do so many people “shoot themselves in the foot” by committing such easily avoidable errors? Beats me. I’m not sure what the problem is. Perhaps it’s because many people assume that they can leave the drafting of the admission essay or personal statement to the very last minute, and things then slip through the cracks during the last minute rush. Or, perhaps some people think that the essay isn’t really all that important, and probably won’t get read. Both of these assumptions are serious mistakes. In fact, the admissions essay personal statement is probably the single most important part of the application to a university or college program. And yes, these essays do get read. At least once, for a poor essay that will not go any further in the review process. Multiple times, for a good essay that continues through to the end of the evaluation process. All of the foregoing “don’ts” are very avoidable mistakes. So, why commit one of these errors when there’s no need to? After all, isn’t the college and university admission process competitive enough already? So don’t make it extra difficult for yourself (or the Admissions Committee). Read the application very carefully and do exactly what it says when writing your admission essay or personal statement. You won’t go wrong if you follow all of the instructions.

Finding the best online master s degree nursing program

How do you go about finding the best online master's degree nursing program? By determining your needs, researching your options, and choosing the best program for you. Use Your Best Judgment As a nurse, you're required to use your judgment on a daily basis. This same principle applies to your education as well! Finding the best online master's degree nursing program is not as simple as doing a quick Internet search and choosing the best program. What may be the best online program for you may not be for someone else, and vice versa. This means that you need to compare all aspects of a school before deciding if the program is the best for you. The following guidelines can help. Is it Accredited? First, you need to find a program that is accredited. If you do not, you may waste a lot of time and money on a program that is not recognized by employers and/or licensing agencies. The two agencies that accredit nursing programs are The National League of Nursing Accreditation Commission and The Commission on Collegiate Nursing Education (CCNE). Does it Offer the Program I need or Want? This sounds obvious, but you need to choose a program that works for you. Will the program move your career in the direction you want? Is it an area of interest? Do the courses look appropriate for what you want to accomplish? Almost all online graduate programs offer a list of required coursework on their websites. Does it Offer Support? Finding the best online master's degree nursing program entails more than simply researching the programs and accreditation. Also, research support systems offered by the school. Graduate work can be expensive and takes a tremendous amount of energy. A school's support system can make the process much more enjoyable. Does it offer a good technical support system? Are academic advisors and faculty regularly available? Are there links to online research tools? Consider your online degree program wisely. Finding the best online master's degree nursing program involves careful consideration.

The importance of a college admissions letter

: The admissions letter or essay is often weighed just as heavily as the other elements of your application, if not more so. Why? The admissions letter allows admissions officers to learn more about you and your personality than is shown through your test scores. Additionally, the admissions letter shows your critical thinking and writing skills, which are important for college. The Topic When selecting a topic, it is important that you choose one that will allow you to show your personality, why you are a good candidate for the college, allow you to demonstrate your writing abilities, and answer the questions put forth on the application. Simple, right? It's not an easy process, but it can feel more manageable if you break it into smaller steps. Choose a topic that you are familiar and comfortable with. This is not the time to research a new subject. Examples of topics that might work include an experience from your past, a hobby, or an issue of personal importance. Choosing a topic that you're comfortable with is particularly important if you're feeling unsure of your writing skills or find writing the admissions letter to be particularly challenging.

This will help build your overall confidence. Develop an Outline When writing the admissions letter, you need to accomplish two things. First, write a letter that demonstrates an understanding of writing basics. This means your admissions letter will have an introduction, body, and conclusion, and will follow a logical path from one section to the next. The other essential thing you letter must do is answer the questions set forth by the school. Create an outline for your admissions letter using the basics of writing an essay. You'll need an introduction, a body, and a conclusion for the letter. Open the admissions letter with something interesting, such as a quote, intriguing fact, or question. If you can engage your reader immediately, he or she will want to continue reading.

The body of your college admissions letter will cover the most important parts of the letter, showing your uniqueness as an applicant and answering questions. This part will require careful planning. Finally, the conclusion will bring your admissions letter to a logical close. To ensure that all the important parts of the letter are included and to help you organize your thoughts, create an outline of your admissions letter. Ensure that everything is included that you need and wish to highlight.

Draft and Rewrite Very rarely will a first draft of an admissions letter be the version that you use for your college application. Good writing is a process of writing and rewriting. Allow yourself plenty of time to outline, draft, and rewrite your admissions letter. Your college admissions letter is an important piece of the college application, and could mean the difference between an acceptance and a rejection. By following a few simple steps and allowing yourself enough time to work on the letter, you can greatly increase your chances of earning that acceptance.

How to find the accredited online university program you need

With countless online university offers fighting for your attention online, one of your first priorities in finding a university is to verify its credentials. Accreditation can make all the difference in the quality of the education being offered. It isn’t enough that a university is accredited. Find out more details about the accreditation. It should be legitimate and have recognition from the US Department of Education or the Council for Higher Accreditation.

What Is Accreditation The US Department of Education has identified key points in ensuring the accreditation of an online university. Firstly, the institution needs to be able to meet established standards. They should also offer assistance to students in identifying the right colleges and finding out the details of transfer credits. The college should have set goals for self-improvement and increasing educational standards. Faculty and staff needs to be involved in institutional evaluation and planning. Criteria should be in place for availing federal financial assistance. Accreditation is defined as a voluntary, non-governmental process of peer review by which an institution meets specific standards. However in layman’s language, it is more practical to think of it as the difference between a degree and the job that you’ve been striving for, and a waste of time, energy and money into a course that will eventually prove worthless. Today’s employers are already pressed for time. This means they can spare very little of it in verifying the qualifications of a potential candidate. Therefore they find it much simpler and more practical to only consider applicants qualifying from an accredited institution whose standards they deem acceptable. Types of Accreditation Accreditation of a college can itself be of two types, institutional and specialized accreditation. The former applies to the institution as a whole to ensure that it is able to conform to certain set standards. In specialized accreditation, it is only a particular program that is involved for being able to meet specific industry standards. Institutional accreditation is again of two types, national and regional. National accreditation transfer credits are not easily accepted by colleges and universities as it implies inability to meet criteria for regional accreditation. National accreditation is primarily limited to institutes that prepare students to join the workforce at the earliest. They include religious schools, technical institutes, vocational and correspondence schools. On the other hand regional accreditation is recognized not just by the US Department of Education but is also considered the standard for other colleges and universities. Transferring college credits becomes a lot easier as the college meets the necessary standards with a combination of theory and practical experience. In certain cases like engineering, law, medicine, science and teaching, the degree needs to be both institutionalized and specialized in accreditation.

Why an accredited online mba program is worth so much more

An accredited MBA diploma is your entry to a better life, job prospects, and a higher personal satisfaction level. Your MBA diploma prepares you for the work challenges. It also assures prospective employers that you have the educational qualifications and appropriate skills to handle senior managerial responsibilities. In addition, your diploma from a reputable online MBA program makes you a valuable asset in the work place. And that’s why it is certainly in your best interests to know what accreditation of online MBA programs means and why this is critical to your prospects for employment. Where can you get this valuable piece of information? First, access the US Department of Education official website. Although the Department does not conduct these evaluations, it works closely with the various accrediting agencies, on regional and national levels. These accrediting agencies, in turn are the designated authorities who’ll evaluate the quality of education found educational institutions.

Are there online accrediting agencies? Yes, these accrediting agencies apply the same rigorous standards in evaluating whether an online university or college utilizes the proper teaching methods and materials. However, these standards have been modified to answer the particular differences of online educational programs. Here’s a 5-step guide you should use in researching whether the online MBA program you’re planning to enroll is legitimately accredited. When you log on to this educational institution’s homepage, check to see if they have advertised their professional membership in an accrediting agency. Next – double check by going to the accrediting agency’s website. Then access their membership list of accredited schools to see if this educational institution is listed . Thirdly, check out the U. S. Department of Education database of Postsecondary Educational Institutions and Programs, to see if the accredited agency is listed.

A fourth source of information the Council for Higher Education Accreditation (CHEA) website. This is a nongovernmental higher education organization that examines the all the accrediting agencies. Fifth – conduct research on their faculty. You can access the school’s website and obtain a listing of the faculty. Take time to read up on their professional resumes, and credentials. Are their educational backgrounds and expertise in line with the courses they are teaching?

Make no mistake about this; you must take the initiative in ensuring you graduate from an accredited online MBA program. Alternatively, you will suffer some serious consequences later on. The first less serious consequence you’d get from enrolling in an unaccredited online MBA program is when you change schools and transfer the credits earned. You won’t be able to transfer those earned credits. This means, you have lost a considerable amount of money, time, and resources down the drain. But by far the worse consequence? You’ll get from graduating from an unaccredited online MBA program, is the serious loss of your present job, future work opportunities, and professional credibility, and the real possibility of jail time. All because you did not tame the time to educate yourself on selecting an accredited online MBA program. There is great value in graduating from an accredited online MBA program and immeasurable losses if the online MBA program is unaccredited.

Online university education 101

With hectic working lives and the increasing cost of higher education, more and more people are opting for an online university education. You need a computer, a phone connection, and an Internet Service Provider before you register for an online course. Despite those initial requirements however, you can be located anywhere in the world and in any time zone. The University of Phoenix Online is one option that you might consider. The University offers online education in various disciplines and at undergraduate, graduate, and doctorate levels. After you have completed the online registration process, you can download lectures, questions, and assignments at your own convenience and review them offline. An easy-to-use Internet access software facilitates quick and smooth access to instruction material. All instruction materials are in text format, ensuring that you have access to all resources.

Online programs offer online libraries and services to help the students to access study material. The virtual classes are designed to facilitate interaction with colleagues and professionals in the field by sharing ideas, debating issues, and learning from their experience. Instructors guide the students through the course for easier understanding. Students can enrich their assignments by collating information from discussions and research. These assignments can then be discussed with instructors in an academic environment. An online program offers almost unlimited flexibility, although it requires time-management capabilities and dedication towards the subject.

Courses are offered in a sequence, and students can complete each course in about five to six weeks. Breaks can be incorporated in between the courses as well. The learning process is entirely based on email communication. Unlike a classroom situation, students do not have to curtail their normal commitments to make it to the class. Instead, they can download the instruction material anytime and from anywhere and complete it at their own pace.

The advantages of earning your associate degree in nursing online

There are many advantages of earning your associate degree in nursing online. Earning any degree in a field can yield a person better job opportunities, higher salary, job satisfaction, and feelings of accomplishment. Many people are proud to have advanced degrees in nursing. In order to earn those degrees, one must begin with an associate degree. This degree is a two year degree program that offers the basics of nursing and administration. Programs like these are for those who are looking into nursing to see if it is the right career choice for them. Many nurses earn an associates degree each year. This is because the demand for nurses is on the rise, the pay is better than ever, and people who become nurses get to care for those in need.

These are all advantages of earning your associate degree in nursing online. In an online program, a person can still work while getting their education. This is a great way to learn and grow as a person. An associate’s degree in nursing will allow a person to work in a hospital, nursing care facility, doctor’s office, and in many other places. Opportunities are available for those that work hard and complete their studies. Another advantage of earning your associate degree in nursing online is that if a person wants to continue on and earn a higher degree, they can. This will yield even more opportunities later on when applying for other positions.

For those who want to work in administration, there are always jobs to be found. An education does pay off in the end in many ways. It can open up a person’s eyes to the many careers available in nursing. Technology is always improving and there will always be something new to learn. Having this knowledge is an asset to any employer. People who have degrees are preferred to those who do not because they have proven their need to continue learning and growing in the nursing field.

The french culinary institute in nyc

The French Culinary Institute was founded in New York City in 1984 by Dorothy Cann Hamilton. It quickly became one of America’s foremost cooking schools, due to its combination of classic French techniques and American inventiveness. Today, it is recognized as one of the world’s most prestigious culinary schools due in part to the distinguished faculty at the school. Faculty members include culinary luminaries such as master chefs Alain Sailhac, Jacques Pйpin, Andrй Soltner, Jacques Torres, Alice Waters, and master sommelier Andrea Robinson. They also have a series of visiting lecturers to compliment the teachings of their core faculty.

The FCI provides students with rigorous, hands-on, training that allows for an easy transition into the workforce. There are three core programs available at the FCI: The Culinary Arts Program, The Classic Pastry Arts Program, and their Art of International Bread Making Program. The Culinary Arts Program will teach you much more than French cuisine. This program will provide you with the foundation necessary for all great cuisine. The program is broken into four levels, with each progressively more intense than the last. By the fourth level you will have direct responsibility for the menu at "L’Ecole", a restaurant highly rated by the Zagat Survey and the Wine Spectator. The Classic Pastry Arts Program will teach you all there is to know about making the perfect pastries.

Under the stewardship of Jaques Torres, one of the youngest recipients of the prestigious "Meilleur Ouvrier de France Pвtissier" Award, you will be on the road to success. The day you graduate, you will be qualified to create pastry art and designs in the finest commercial kitchens in the country. The Art of International Bread Making Program is a 180 hour intensive immersion in all things bread making. Students will learn to bake artisan breads of France, German and Eastern European breads, and Italian breads in three two-week sessions. Graduates will receive "Le Diplome du Boulanger" upon successful completion of these courses. For more information about The French Culinary Institute, feel free to visit their website at frenchculinary.


Survey college students turn to internet banking

In an age of all things electronic, Internet-based banks are gaining ground, especially among college students. According to a recent survey, 50 percent of college students use online bill-paying services, compared to 28 percent of the general banking population. "Today's college students represent a new wave of bank customers who will never set foot in a bank branch," said Jerry McCoy, chief marketing executive for NetBank, an Internet-based bank. "They recognize that banking online is more convenient to their lifestyle and allows them to focus on more important tasks such as school work and extracurricular activities." Nearly 92 percent of students in the NetBank survey said they arrive at college with their own computer and 87 percent are able to connect to the Internet from their dorm or apartment without any problems. Two out of three say it's important to them that their bank offer online banking and bill-paying features. Internet-based banks are attractive to college students because of their ease of use and, in some cases, access to a network of fee-free ATMs. Busy students can set up automatic online payments, reducing the likelihood of missing or being late paying a bill. And because they don't have the costly overhead associated with maintaining and staffing branch offices, Internet banks can offer lower service fees and higher interest rates - up to five times the national average. With Internet banks, students no longer need to set up a new checking account in their college town. Students can set up their Internet checking accounts in advance - all that's needed is an e-mail account and their driver's license. Then, instead of waiting in line at the bricks-and-mortar bank and dealing with starter checks, students can arrive at college with pre-printed checks and an ATM debit card or bank credit card. Online banking also enables parents to transfer money to their student's account electronically. When the student's account gets low, transfers are simple and fast.

Where are the software engineers

The technology industry is on a slow but steady rebound. The demand for qualified IT professionals has gone up over the last several, but many students have given up computer related majors in response to the Dot Com bust. Many industry professionals fear that there will be a crippling shortage of qualified personnel to fill tech jobs. According to the Bureau of Labor Statistics (http:// bls. gov), computer software engineers will be one of the fastest growing occupations over the next 7 years. To help meet this demand, students seeking a career in computers will need at least a bachelor's degree in computer software engineering. Computers and info rmation technology is a part of our daily lives, and new technology is being developed at a fast pace. Computer training is needed to help expand new computer software systems and to include new technologies and applications.

The skills needed for careers in IT change all of the time reflecting changes in technology and the growing needs of companies. Computer software engineers research, design, develop, and test operating systems-level software, compilers and network distribution software. They work with medical, industrial, military, communications, aerospace, business, and scientific and general computing applications. Software engineers set operational specifications and formulate and analyze software requirements Computer software engineers need the skills to create functional and technical design qualifications for software development. They must also have solid programming skills, and be familiar with data types, syntax and control structures. Along with the ability to correctly analyze info rmation, software engineers also need to be able to fix multifaceted application glitches and be able to produce quality requirement specifications, design documents and test plans. Problem solving and working as a team are also necessary parts of working as a software engineer. Now is the time to earn a degree in a computer-related discipline, as it is required for most software engineering positions. Growth in the technology field will be driven by the rapid growth in the technology sector. Demand for careers as a computer software engineer is expected to grow as computer applications continue to expand. At this time, many companies are experiencing difficulty finding qualified programmers and software engineers. The USA grants only about 6% of the world's engineering degrees, behind China, the European Union, Japan, Russia and India, according to the latest figures from the National Science Foundation ( http:// nsf. gov/ ). This trend showing a decline in interest in computer science majors comes at a time when companies and groups representing U. S. technology professionals continue to debate whether there is an IT skills shortage requiring foreign workers to fill industry needs. Graduate degree programs have not yet experienced the decline of computer science majors. Many U. S. graduate programs are dependant on foreign students who come here for Computer Training. Approximately 45% of computer engineering students are non-resident aliens. Enhanced security regulations in regards to student visa's may account for the lack of students applying for computer programs. When the industry does rebound, there will most likely be a crippling shortage of qualified personnel to fill tech jobs. Student s with a love of technology should still continue to pursue a degree in computer science, as the need for these persons will continue to rise. The current shortage of qualified computer science engineers for hire in the United States is a problem that is reflective of a decline in Computer majors. Though the glamour of stock options and tech firm perks may be over, the need for qualified personnel is still present. Students with a love of technology should still continue to pursue a degree in computer science, as the need for these persons will continue to rise.

The true value of a two year college

The True Value of a Two-Year College Higher education in this country is rapidly becoming a necessity in the business community rather than a luxury. There was a time when those who had a high school education still had the opportunity to build a better world for themselves and their families. Those days are rapidly becoming another dieing ember of the past. If you hope to have significant earning potential during your lifetime you are almost completely limited by your learning potential and the level of education you have received. The good news is that you do not have to have an all or nothing approach when it comes to education. You can begin by taking baby steps when it comes to higher education. If you have a community college in your area, this is one of the greatest resources for beginning your college education at any stage in your life. Most community colleges offer classes at various times during the day and evening, even some on Saturday in order to accommodate students of different ages and backgrounds. Community colleges also offer an excellent opportunity to begin your learning quest in a manner that is much more easily affordable to the average citizen than a full-blown university. These colleges are largely commuter colleges though there are several that allow students the experience of living on a college campus at a much lower price than most major universities charge for the same or very similar privileges. Community colleges also allow you to explore your options if you aren't really sure what direction you wish for your education to take without paying such a high price for the process. If you know the career path you wish to take you might find a two-year degree program that can have you out of school and in a career much sooner than a four-year program will allow. If that isn't good enough news for you, many of the two-year programs of study that are offered at the community college level may very well transfer quite easily into bachelor degree programs at the university level. Community colleges offer an excellent start for many people who are seeking higher education whether to further their careers or just to find fulfillment on a personal level in life. There are many wonderful programs in vocational fields as well as academic fields that can be explored and studies on the community college level. For graduating high school students community colleges help students ease into the adjustment from high school to college without going through the culture shock that some universities can put students through. You will find that there are often many opportunities to meet educational as well as social needs on the community college level for students that are interested in pursuing a community college education. You should also discover that community colleges are much easier to budget when it comes to setting aside funds and savings for either your personal college education or the educational expenses of your children. Having them attend a community college for two years then transferring to a University can save a great deal of money and provide you a little piece of mind that your children are still receiving an excellent level of education. Seriously, if you are looking for an excellent value when it comes to education you would be doing yourself or your children a disservice if you do not check out the community college options in your area before taking the plunge and diving into the university lifestyle. You will find that community colleges often offer an equal level of education for the introductory classes that first and second year college students often take, they are a much better value for the money, and they are an outstanding values for those who are trying to juggle their education with family and work responsibilities. 644

Tackle big projects with action item lists

“I know what I need to do; why do I need to write it down? You may have fallen into the trap of thinking this way. And hey, if it works for you, that’s great! I find, however, that many people with too much to do, or with large projects looming in front of them get into a state of complete overload because they haven’t prepared themselves by keeping very simple action-item lists. What’s an Action-Item List? There are many kinds of lists, and each is useful in its own way. A list can range from “100 things I want to do before I die” to a list of reasons that you want to stay in your current career (hopefully you have 100 reasons for that, also.) Here is my definition of an action-item list: An action-item list consists of discrete actions, broken down into the smallest reasonable behavioral steps that you need in order to finish a project (or even a portion of a project.) A Peek Inside Your Brain Let’s say that you are a writer who has just gotten back an article you had submitted to an editor. You intend to begin at the beginning and just start revising. Unfortunately for many of us, our brains don’t function well in this mode. Here is a peek inside the brain of a typical person in this situation: “I can’t believe there are so many corrections.” “He/she’s an idiot – these are ridiculous suggestions.” “I’m an idiot. I can’t believe I wrote such a terrible article.” “Maybe I’m not cut out for this.” “No matter what pathetic drivel I manage to write, it won’t be good enough.” “Just that first suggested revision will take me hours, no, days to complete.” “I really need to run some errands. I’ll get to it next week.” Your brain can be a scary place. How can you stop this maelstrom of negative thoughts and get started accomplishing something? One way is to make an action-item list. Here is an example of such a list: 1. Rewrite paragraph introducing Concept A, being more specific. 2. Check accuracy of 3rd paragraph. 3. Create more elegant connecting sentence after Concept A on page 3, paragraph 2. By breaking down the overwhelming, negatively-charged project of revising the entire article into discrete tasks, you can get over the avoidance hump and start on task number one. Why Action-Item Lists Work Why can such a simple act as making a list work? A list can do the following: · Make an overwhelming task seem doable by breaking it into discrete written parts · Calm you because it’s no longer floating in your head – it’s there in black and white · Prove to you that the task will end some day · Be a touchstone for when you feel unclear about what to do next · Provide that all-important feeling of accomplishment when you put that check mark next to an item, or cross it out! · If you are working in 15-30 minute increments, as I often suggest, you will have your work already broken up into separate items, so you are oriented as to where to start no matter how long a break you’ve taken Make sure you add the action-item list to your repertoire. It’s those little techniques that build the good habits that add up to being productive!

Get it out of your head and into a mind map

Do you ever feel like you have some great ideas, but when you sit down to write them, they're not so great? Or even worse, you can't really get a sense of what the ideas were? In one of my graduate student coaching groups we have been discussing the difficulty of translating partly formed ideas into words on paper. One technique that makes use of a normally underutilized part of our brain is called "Mind Mapping." What is a Mind Map? Tony Buzan, who created the word "Mind Map" and has written extensively on it, describes it as a powerful graphic technique that makes use of the way our brains naturally work. He says it has four characteristics. 1. The main subject is crystallized in a central image 2. The main themes radiate from the central image as branches 3. Branches comprise a key image or key word printed on an associated line. 4. The branches form a connected nodal structure How Do You Mind Map? Mind mapping is best done in color. If you have some markers or colored pencils, and a sheet of white paper, you're ready. If you don't, just use what you have. Start with the central idea that you are trying to wrap your mind around. It could be the big picture (e. g. your next chapter) or a smaller idea (e. g. the next few paragraphs.) Write it down in one or two words at the center of the paper, and draw a circle around it. If there is a symbol or picture that you can put with the words, sketch that in. The idea is that you are activating the non-verbal side of your brain. The quality of what you draw is not important, since you will be the only one seeing it. The same is true for the ideas you come up with. Don't edit, just put in what comes to mind. There are no rules for the way to proceed from here. I tend to break rules, anyway. The way my mind works, I start thinking of related ideas, categories, and ideas, which I write in little circles surrounding the circle in the middle. I then use lines to connect them. Tony Buzan likes to draw curved lines emanating from the center, and write the related or associated ideas on the lines. The result looks like a tree emanating from a central spot. My technique looks more like a bunch of lollipops. As you continue to add associated ideas to your outer circles or branches, you continue to draw the connections. You will notice as you fill them in that there are cross connections that appear. I find it helpful to draw lines between those interconnecting ideas. How Does a Mind Map Help? The brain is an associative network, and the right hemisphere (in most people) is responsible for non-verbal, visual, associative and much creative thinking. Normally when writing, we are mostly making use of our left hemisphere, which tends towards the analytical, one-thought-at-a-time approach. Our internal thoughts, however, are not shaped like that. Thus we have a roadblock as we try to get our brilliant thoughts on paper. By using a Mind Map as a starting point for thinking, you can bypass the blockage and feeling of overwhelm caused by overly analytical thinking. The Mind Map allows you to see more than one thought at a glance, and in doing so helps clarify your thinking. It shows the way ideas are interrelated (or less related than you thought.) It allows more access to creative, non-linear parts of your brain. How Can Grad Students and Professors Use Mind Maps? At this point, you're probably thinking, "How is it that Gina writes so brilliantly and clearly? How does she keep all her creative thoughts straight?" The secret is that I use Mind Maps to write my articles. So it's not a high IQ but my Mind Mapping skills that got me where I am today. Here are some helpful ways to make use of Mind Mapping. 1. Use it for brainstorming ideas for your proposal or new research project. 2. Make a Mind Map of your next chapter or the one you're currently stuck on. 3. When planning your career, make a Mind Map to show the pros and cons of your available options. 4. Use a Mind Map to take notes. 5. Mind Mapping can help keep you awake and interested in your subject. 6. Prepare for an upcoming meeting with a Mind Map and use it to explain your ideas. 7. Use it in teaching, both to prepare classes and for handouts. Play around with Mind Mapping. You'll find it's a refreshing break from the one-foot-in-front-of-the-other way that we approach many things in life.

Tips to understanding the abc s of online colleges

The world of education has been revolutionized. E-learning is a world where by using simple computing skills and having an Internet connection one can earn a bachelors, masters, or doctorate degree. Nothing is impossible. Young or old, whether you live in a rural environment or urban, online learning is for all. A person can further their education, train to enhance their skills, continue professional education, or take a course for the love of it. A large number of reputed universities offer online courses which can be completed from home, a library, or workplace. The courses are multi-disciplinary and interactive with discussion boards, chat rooms, personal tutors, as well as course study guides. Self-paced, a student decides when to learn, how to learn, when to be assessed. A wealth of resources offered by the World Wide Web makes learning easy. From the PC one can access books, journals, and thesis, new as well as old in the many online libraries. These are open 24/7 and students can complete their reference work at leisure. Being electronic these libraries offer facilities like automatic generation of bibliography and so on. Find out more about the wonderful world of online colleges by using the World Wide Web. Thousands of articles as well as sites offer advice as well as information on programs and links to colleges. Examples are: • WorldWideLearn at http:// worldwidelearn. com/ is a directory with information, articles on online learning, different search engines to facilitate search by subject, location, school identity and so on. It offers information in 408 subject areas offered by schools and colleges both online and at 516 locations in the United States and Canada. • Online Education. Info at http:// online-education. info/ lists various degree and certificate programs, popular institutions, as well as colleges by state. • OnlineCareers. com at http:// onlinecareers. com/ is devoted to career change, development, and skill enhancement. • eLearners. com at http:// elearners. com/, features 84 accredited online colleges and universities. • 2005 Colleges, College Scholarships, and Financial Aid Page at http:// college-scholarships. com/ssac. htm contains information presented by the American Educational Guidance Center. It gives information on and links to accredited online degree colleges as well as universities. Contains valuable information on preparation for qualifying exams as well as financial aid and scholarships. • Search for Colleges Network at http:// searchforcolleges. net/ is a directory of post-secondary educational resources, schools, colleges, and universities that offer undergraduate online degrees. • The Education Department at http:// educationdepartment. org/ is an US Education Department Website featuring several learning options, an occupations guide, Online courses need: • User comfort with a text based environment. A large fraction of study material is visual. • A basic knowledge of computers, Internet, and e-mail. • Synchronization of interaction between student and teacher or mentor. A deep understanding between the two fosters higher learning curves. • A thirst for learning and the discipline that comes with it. It needs to be a quest for excellence. • Commitment as far as time and effort are concerned. At the minimum a student needs three hours of study for every three hours spent in class. A three-unit course needs 12 hours of study per week. The benefit is that these hours can be fulfilled at the convenience of the student. To be successful a student must: • Set goals. • Establish and maintain a regular study/learning schedule. • Share the experience with others. Have a study partner or group or have a mentor. • Optimize personal learning style. Learn hands on. • Don’t be afraid to ask questions. • Set rewards for even small achievements. Check accreditation as well as credibility. Even online education has a downside. Protect yourself from being duped. Realize your dreams educate yourself without constrains.

Should i go to graduate school

By Definition, graduate school or "grad school" is a school that awards advanced degrees, with the general requirement that students must have earned a bachelor's degree. Many universities award graduate degrees within the same institution that awarded you your bachelor's degree. Original research knowledge is often an important part of graduate studies, including the writing and defense of an original dissertation or thesis. The two graduate degrees offered in the United States are the master's degree and the doctoral degree both involve a combination of research and coursework. Graduate education differs from undergraduate education because it requires an increased depth of study, with greater specialization and concentration of training. Schoolwork and education are more self-directed at the graduate level than at the undergraduate level.

Graduate courses may be quite formal, consisting primarily of lecture presentations by faculty members. They may conversely be somewhat informal by placing emphasis on discussion and exchange of ideas among faculty and students. Graduate school seminars will involve smaller groups of students than lecture courses, and students are often required to make presentations as well as participate in discussions. Your performance in class and discussions will determine your success in graduate school. Graduate school is a great undertaking, and it makes a lot of sense if you have a vision of what your career should be and possess the energy required to pursue it. Going to graduate school can expand you intellectually, and make expanded economic opportunities available to you. Before you embark on your graduate education, make keep sufficient focus or planning, otherwise, graduate school can deliver deep debt and professional frustrations.

Your investment in grad school should be the conclusion of carefully considered goals and interests. If you are looking for a new challenge or want to take your education to the top, a graduate program is a great choice. Before jumping into a program, ask yourself the following questions. Master's Degrees: The master's degree is designed to provide additional education or training in the student's specialized branch of knowledge, well beyond the level of baccalaureate study.

Master's degrees are offered in many different fields, and there are two main types of programs: academic and professional. Academic Master's: The master of arts (M. A.) and master of science (M. S.) degrees are usually awarded in the traditional arts, sciences, and humanities disciplines. The M. S. is also awarded in technical fields such as engineering and agriculture. Original research, research methodology, and field investigation are emphasized. These programs usually require the completion of between 30 and 60 credit hours and could reasonably be completed in one or two academic years of full-time study. They may lead directly to the doctoral level.

Many master's programs offer a thesis and a non-thesis option. The degree is the same in both cases, but the academic requirements are slightly different. Students in non-thesis programs usually take more coursework in place of researching and writing a thesis, and they take a written comprehensive examination after all coursework is completed. Students in degree programs that include a thesis component generally take a comprehensive examination that is an oral exam covering both coursework and their thesis. Professional Master's: These degree programs are designed to lead the student from the first degree to a particular profession. Professional master's degrees are most often "terminal" master's programs, meaning that they do not lead to doctoral programs.

Such master's degrees are often designated by specific descriptive titles, such as master of business administration (M. B.A.), master of social work (M. S.W.), master of education (M. Ed.), or master of fine arts (M. F.A.). Other subjects of professional master's programs include journalism, international relations, architecture, and urban planning. Professional master's degrees are oriented more toward direct application of knowledge than toward original research. They are more structured than academic degree programs, and often require that every student take a similar or identical program of study that lasts from one to three years, depending on the institution and the field of study. Professional degree programs usually require completion of between 36 and 48 units (one to two years of full-time study), and usually do not offer a thesis option.

They do not always require that the bachelor's degree be in a specific field, but they may recommend a certain amount of prior study or coursework in the subject area. Important Difference: One main difference between master's programs is whether or not they are designed for students who intend to continue toward a doctoral degree. Those that specifically do not lead into doctoral programs are known as terminal master's programs. Most professional master's degrees fall under this category. Credits earned in terminal master's programs may or may not be transferable or applicable in case you decide to continue toward a doctoral degree later on. Some institutions restrict admission to certain departments solely to potential doctoral candidates, although they may award a terminal master's degree to students who complete a certain level of coursework but do not go on to their doctoral work. Other departments require a master's degree as part of the requirements for admission to their doctoral program. Since policies vary from institution to institution and within various departments of each institution, it is best to check directly with individual graduate departments to determine the structure and admissions policies for their master's and doctoral candidates.

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